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Producto: VIVIENDA Tipo de Vivienda: VIS

Valor del inmueble: 72,000,000 Tasa 8.55%


Valor del Credito: 14,000,000 Valor seguro de vida, ITP: 2,424
Plazo: 20 años Valor seguro de incendio y terremoto: 31,800
Moneda: UVR Valor 1ra cuota antes de seguros: 75,000
Edad: 25 años Valor 1ra cuota con seguros: 110,000
Cobertura: SI
Fecha de Simulación: 07/05/2021

Cuota Saldo en Pesos Abono Intereses Pesos Cuota Pesos Cuota con seguros
0 14,000,000 0 0 0 0

1 14,046,091 25,308 50,465 75,000 110,000

2 14,092,591 25,134 50,631 75,000 110,000

3 14,139,504 24,958 50,799 75,000 110,000

4 14,186,834 24,781 50,968 80,000 110,000

5 14,234,584 24,602 51,139 80,000 110,000

6 14,277,758 29,422 51,311 80,000 115,000

7 14,321,315 29,259 51,466 80,000 115,000

8 14,365,259 29,094 51,623 80,000 115,000

9 14,409,593 28,928 51,782 80,000 115,000

10 14,454,320 28,761 51,942 80,000 115,000

11 14,499,445 28,592 52,103 80,000 115,000

12 14,544,970 28,421 52,266 80,000 115,000

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13 14,590,900 28,249 52,430 80,000 115,000

14 14,637,237 28,076 52,595 80,000 115,000

15 14,683,985 27,901 52,762 85,000 115,000

16 14,726,149 32,724 52,931 85,000 120,000

17 14,768,687 32,565 53,083 85,000 120,000

18 14,811,602 32,404 53,236 85,000 120,000

19 14,854,899 32,242 53,391 85,000 120,000

20 14,898,580 32,079 53,547 85,000 120,000

21 14,942,649 31,914 53,704 85,000 120,000

22 14,987,109 31,747 53,863 85,000 120,000

23 15,031,963 31,579 54,023 85,000 120,000

24 15,077,216 31,410 54,185 90,000 120,000

25 15,117,871 36,239 54,348 90,000 125,000

26 15,158,886 36,085 54,495 90,000 125,000

27 15,200,266 35,930 54,643 90,000 125,000

28 15,242,013 35,774 54,792 90,000 125,000

29 15,284,131 35,616 54,942 90,000 125,000

30 15,326,622 35,457 55,094 90,000 125,000

31 15,369,491 35,296 55,247 90,000 125,000

32 15,412,740 35,134 55,402 90,000 125,000

33 15,456,374 34,971 55,558 95,000 125,000

34 15,495,395 39,806 55,715 95,000 130,000

35 15,534,762 39,659 55,856 95,000 130,000

36 15,574,478 39,510 55,998 95,000 130,000

37 15,614,548 39,360 56,141 95,000 130,000

38 15,654,973 39,209 56,285 95,000 130,000

39 15,695,757 39,056 56,431 95,000 130,000

40 15,736,902 38,902 56,578 95,000 130,000

41 15,778,414 38,746 56,726 95,000 130,000

42 15,815,293 43,590 56,876 100,000 135,000

43 15,852,501 43,450 57,009 100,000 135,000

44 15,890,038 43,310 57,143 100,000 135,000

45 15,927,909 43,168 57,278 100,000 135,000

46 15,966,116 43,025 57,415 100,000 135,000

47 16,004,662 42,881 57,552 100,000 135,000

48 16,043,550 42,735 57,691 100,000 135,000

49 16,082,784 42,588 57,832 105,000 135,000

50 16,117,366 47,440 57,973 105,000 140,000

51 16,152,255 47,309 58,098 105,000 140,000

52 16,187,454 47,177 58,223 105,000 140,000

53 16,222,965 47,044 58,350 105,000 140,000

54 16,258,791 46,910 58,478 105,000 140,000

55 16,294,936 46,775 58,607 105,000 140,000

56 16,331,401 46,638 58,738 105,000 140,000

57 16,363,190 51,501 58,869 110,000 145,000

58 16,395,262 51,380 58,984 110,000 145,000

59 16,427,618 51,259 59,099 110,000 145,000

60 16,460,261 51,137 59,216 110,000 145,000

61 16,493,194 51,014 59,334 110,000 145,000

62 16,526,420 50,889 59,452 110,000 145,000

63 16,559,940 50,764 59,572 110,000 145,000

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64 16,588,758 55,637 59,693 115,000 150,000

65 16,617,832 55,528 59,797 115,000 150,000

66 16,647,164 55,418 59,902 115,000 150,000

67 16,676,757 55,308 60,007 115,000 150,000

68 16,706,612 55,196 60,114 115,000 150,000

69 16,736,732 55,083 60,222 115,000 150,000

70 16,767,120 54,969 60,330 120,000 150,000

71 16,792,777 59,854 60,440 120,000 155,000

72 16,818,662 59,757 60,532 120,000 155,000

73 16,844,777 59,660 60,626 120,000 155,000

74 16,871,124 59,561 60,720 120,000 155,000

75 16,897,705 59,462 60,815 120,000 155,000

76 16,924,521 59,361 60,910 120,000 155,000

77 16,946,576 64,260 61,007 125,000 160,000

78 16,968,827 64,176 61,087 125,000 160,000

79 16,991,275 64,092 61,167 125,000 160,000

80 17,013,922 64,008 61,248 125,000 160,000

81 17,036,771 63,922 61,329 125,000 160,000

82 17,059,822 63,836 61,412 125,000 160,000

83 17,078,078 68,749 61,495 130,000 165,000

84 17,096,496 68,680 61,561 130,000 165,000

85 17,121,332 62,356 117,881 180,000 215,000

86 17,141,470 67,180 118,053 185,000 220,000

87 17,161,853 67,038 118,191 185,000 220,000

88 17,182,484 66,894 118,332 185,000 220,000

89 17,203,366 66,748 118,474 185,000 220,000

90 17,224,502 66,600 118,618 185,000 220,000

91 17,240,895 71,451 118,764 190,000 225,000

92 17,257,488 71,335 118,877 190,000 225,000

93 17,274,283 71,218 118,991 190,000 225,000

94 17,291,282 71,099 119,107 190,000 225,000

95 17,308,488 70,979 119,224 190,000 225,000

96 17,325,904 70,857 119,343 195,000 225,000

97 17,338,531 75,734 119,463 195,000 230,000

98 17,351,312 75,645 119,550 195,000 230,000

99 17,364,248 75,555 119,638 195,000 230,000

100 17,377,342 75,463 119,727 195,000 230,000

101 17,390,595 75,371 119,818 195,000 230,000

102 17,399,010 80,277 119,909 200,000 235,000

103 17,407,527 80,218 119,967 200,000 235,000

104 17,416,147 80,157 120,026 200,000 235,000

105 17,424,873 80,096 120,085 200,000 235,000

106 17,433,704 80,035 120,146 205,000 235,000

107 17,437,643 84,972 120,206 205,000 240,000

108 17,441,630 84,945 120,234 205,000 240,000

109 17,445,666 84,916 120,261 205,000 240,000

110 17,449,750 84,888 120,289 205,000 240,000

111 17,453,884 84,859 120,317 210,000 240,000

112 17,453,069 89,830 120,346 210,000 245,000

113 17,452,244 89,835 120,340 210,000 245,000

114 17,451,408 89,841 120,334 210,000 245,000

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115 17,450,563 89,847 120,328 210,000 245,000

116 17,444,707 94,853 120,323 215,000 250,000

117 17,438,780 94,895 120,282 215,000 250,000

118 17,432,781 94,936 120,241 215,000 250,000

119 17,426,708 94,979 120,200 215,000 250,000

120 17,420,562 95,022 120,158 215,000 250,000

121 17,409,341 100,065 120,116 220,000 255,000

122 17,397,984 100,145 120,038 220,000 255,000

123 17,386,488 100,225 119,960 220,000 255,000

124 17,374,853 100,306 119,881 220,000 255,000

125 17,358,076 105,388 119,801 225,000 260,000

126 17,341,095 105,507 119,685 225,000 260,000

127 17,323,907 105,627 119,568 225,000 260,000

128 17,306,510 105,748 119,449 225,000 260,000

129 17,288,901 105,871 119,329 225,000 260,000

130 17,266,078 110,996 119,208 230,000 265,000

131 17,242,977 111,157 119,051 230,000 265,000

132 17,219,595 111,320 118,891 230,000 265,000

133 17,195,929 111,486 118,730 230,000 265,000

134 17,166,975 116,653 118,567 235,000 270,000

135 17,137,668 116,858 118,367 235,000 270,000

136 17,108,005 117,065 118,165 235,000 270,000

137 17,077,981 117,274 117,961 235,000 270,000

138 17,042,591 122,487 117,754 240,000 275,000

139 17,006,771 122,737 117,510 240,000 275,000

140 16,970,515 122,990 117,263 240,000 275,000

141 16,933,818 123,246 117,013 240,000 275,000

142 16,896,674 123,506 116,760 245,000 275,000

143 16,854,079 128,768 116,504 245,000 280,000

144 16,810,965 129,069 116,210 245,000 280,000

145 16,767,326 129,374 115,913 245,000 280,000

146 16,723,156 129,683 115,612 250,000 280,000

147 16,673,449 134,995 115,307 250,000 285,000

148 16,623,137 135,346 114,964 250,000 285,000

149 16,572,213 135,702 114,617 250,000 285,000

150 16,520,669 136,062 114,266 255,000 285,000

151 16,463,498 141,426 113,911 255,000 290,000

152 16,405,632 141,830 113,517 255,000 290,000

153 16,347,061 142,239 113,118 255,000 290,000

154 16,287,777 142,653 112,714 260,000 290,000

155 16,222,772 148,072 112,305 260,000 295,000

156 16,156,976 148,532 111,857 260,000 295,000

157 16,090,380 148,997 111,403 260,000 295,000

158 16,017,973 154,467 110,944 265,000 300,000

159 15,944,685 154,979 110,445 265,000 300,000

160 15,870,505 155,497 109,939 265,000 300,000

161 15,795,423 156,021 109,428 265,000 300,000

162 15,714,427 161,552 108,910 270,000 305,000

163 15,632,445 162,125 108,352 270,000 305,000

164 15,549,466 162,704 107,787 270,000 305,000

165 15,465,477 163,291 107,214 275,000 305,000

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166 15,375,466 168,884 106,635 275,000 310,000

167 15,284,360 169,521 106,015 275,000 310,000

168 15,192,145 170,165 105,386 275,000 310,000

169 15,093,808 175,816 104,751 280,000 315,000

170 14,994,275 176,511 104,073 280,000 315,000

171 14,893,530 177,215 103,386 280,000 315,000

172 14,791,560 177,927 102,692 280,000 315,000

173 14,683,348 183,648 101,989 285,000 320,000

174 14,573,820 184,413 101,242 285,000 320,000

175 14,462,959 185,187 100,487 285,000 320,000

176 14,350,750 185,970 99,723 290,000 320,000

177 14,232,174 191,764 98,949 290,000 325,000

178 14,112,156 192,602 98,132 290,000 325,000

179 13,990,678 193,450 97,304 290,000 325,000

180 13,862,721 199,309 96,466 295,000 330,000

181 13,733,208 200,213 95,584 295,000 330,000

182 13,602,118 201,128 94,691 295,000 330,000

183 13,464,433 207,055 93,787 300,000 335,000

184 13,325,073 208,028 92,838 300,000 335,000

185 13,184,017 209,013 91,877 300,000 335,000

186 13,041,245 210,010 90,904 305,000 335,000

187 12,891,735 216,019 89,920 305,000 340,000

188 12,740,406 217,076 88,889 305,000 340,000

189 12,587,236 218,146 87,846 310,000 340,000

190 12,427,202 224,229 86,790 310,000 345,000

191 12,265,221 225,360 85,686 310,000 345,000

192 12,101,268 226,505 84,569 310,000 345,000

193 11,930,321 232,663 83,439 315,000 350,000

194 11,757,293 233,872 82,260 315,000 350,000

195 11,582,160 235,095 81,067 315,000 350,000

196 11,404,896 236,333 79,859 320,000 350,000

197 11,220,474 242,586 78,637 320,000 355,000

198 11,033,809 243,889 77,366 320,000 355,000

199 10,844,873 245,209 76,079 325,000 355,000

200 10,648,637 251,544 74,776 325,000 360,000

201 10,450,013 252,931 73,423 325,000 360,000

202 10,248,973 254,335 72,053 330,000 360,000

203 10,040,486 260,756 70,667 330,000 365,000

204 9,829,463 262,230 69,230 330,000 365,000

205 9,615,871 263,721 67,774 335,000 365,000

206 9,394,681 270,231 66,302 335,000 370,000

207 9,170,799 271,794 64,777 335,000 370,000

208 8,944,192 273,377 63,233 340,000 370,000

209 8,709,829 279,979 61,670 340,000 375,000

210 8,472,613 281,635 60,055 340,000 375,000

211 8,232,511 283,312 58,419 345,000 375,000

212 7,984,488 290,009 56,763 345,000 380,000

213 7,733,446 291,762 55,053 345,000 380,000

214 7,479,350 293,536 53,322 350,000 380,000

215 7,217,161 300,332 51,570 350,000 385,000

216 6,951,783 302,186 49,762 355,000 385,000

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217 6,683,175 304,061 47,933 355,000 385,000

218 6,406,299 310,960 46,081 355,000 390,000

219 6,126,053 312,917 44,171 360,000 390,000

220 5,837,398 319,898 42,239 360,000 395,000

221 5,545,230 321,938 40,249 360,000 395,000

222 5,249,506 324,003 38,234 365,000 395,000

223 4,945,185 331,094 36,195 365,000 400,000

224 4,637,160 333,245 34,097 365,000 400,000

225 4,325,387 335,422 31,973 370,000 400,000

226 4,004,821 342,626 29,823 370,000 405,000

227 3,680,353 344,891 27,613 375,000 405,000

228 3,351,938 347,185 25,376 375,000 405,000

229 3,014,526 354,506 23,111 375,000 410,000

230 2,673,009 356,891 20,785 380,000 410,000

231 2,322,336 364,305 18,430 380,000 415,000

232 1,967,395 366,784 16,012 380,000 415,000

233 1,608,136 369,292 13,565 385,000 415,000

234 1,239,505 376,832 11,088 385,000 420,000

235 866,389 379,437 8,546 390,000 420,000

236 488,732 382,075 5,973 390,000 420,000

237 101,480 389,744 3,369 390,000 425,000

238 0 101,998 699 102,698 134,516

*Estimado usuario, el presente cálculo es una simulación, sus valores son aproximados, pueden variar y no representa un compromiso para el Banco Davivienda. La tasa de interés remuneratoria
corresponderá a la que Davivienda esté cobrando al momento del desembolso. Los seguros, se calculan de acuerdo con la información ingresada al sistema calculado para una sola persona con
amparos para Vida, incapacidad total y permanente (ITP) e incendio y terremoto. El seguro de Desempleo es opcional y se calcula sobre la cuota total del crédito después de los seguros
obligatorios, con un máximo asegurable en su cuota de hasta $4.000.000 durante 120 meses, para mayor información consulte en www.davivienda.com . La tasa máxima definida por el Banco de
la Republica, de acuerdo con lo establecido en la Resolución externa 3 del 2012, son: VIS UVR + 10.7% E.A.; mayor a VIS UVR + 12.4% E.A. Las operaciones de leasing habitacional
denominadas en pesos corresponderá a los puntos porcentuales efectivos anuales más la variación de la UVR de los últimos 12 meses vigentes al perfeccionamiento del contrato. Las tasas
anteriormente descritas serán aplicables a operaciones de leasing habitacional para vivienda familiar en los términos previstos en el Decreto 2555 del 2010.

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