HARISH CHAND

Delhi LIC Agent

577, GH-9, PASCHIM VIHAR

NEW DELHI- 110087
INDIA, 9811896425, 9212201725
www.delhiLICagent.com

Saral Moneyback Plan Money withdrawal option

Name
Mr. :Harish Chand Age : 28 years
Term :
35 Years Mode : Yearly
Premium Budget p. m. : 2750 Installment Premium : 32340
Accident Rider : 687500 Accident Rider Premium : 688

Term Rider : 0 Term Rider Premium : 0

Total Installment Premium : 33027 Total Annual Premium : 33027
Section 80 CCE Invst. Limit : 100000 Section 80 CCE Tax Savings : 33.99%

Date : 24/06/2010

Annual Premium Riskcover

Cash Amount Amount
Year Age Pre Tax Post Tax Normal Accidental Liquidity Required Provided
Accidental
2010 28 33028 21802 687500 1375000 0 0 0

2011 29 33028 21802 720500 1408000 0 0 0

2012 30 33028 21802 753500 1441000 0 0 0

2013 31 33028 21802 786500 1474000 56386 0 0

2014 32 33028 21802 819500 1507000 90239 0 0

2015 33 33028 21802 852500 1540000 130158 0 0

2016 34 33028 21802 885500 1573000 162058 0 0

2017 35 33028 21802 918500 1606000 195168 0 0

2018 36 33028 21802 951500 1639000 229873 0 0

2019 37 33028 21802 1108250 1795750 266283 0 0

2020 38 28824 19027 1008000 1608000 428753 50000 54569

2021 39 25221 16648 922950 1447950 422424 50000 52803

2022 40 21618 14270 832950 1282950 417102 50000 59586

2023 41 18616 12288 759113 1146613 407214 50000 56558

2024 42 16214 10703 702675 1040175 400908 50000 51730

2025 43 13812 9117 636813 924313 400410 50000 59320

2026 44 12010 7928 590750 840750 383974 50000 50084

2027 45 10208 6738 536775 749275 375010 50000 56252

2028 46 8407 5549 474075 649075 357119 50000 63021

2029 47 6606 4361 400400 537900 329189 50000 70541

2030 48 5404 3567 352688 465188 289223 50000 52586

2031 49 4204 2775 295575 383075 263759 50000 58613

2032 50 3002 1982 227875 290375 228148 50000 65185

2033 51 3002 1982 246188 308688 180843 0 0

2034 52 3002 1982 266375 328875 200391 0 0

2035 53 3002 1982 288438 350938 221668 0 0

2036 54 3002 1982 312375 374875 244916 0 0

2037 55 3002 1982 338188 400688 269953 0 0

The above statement is based on certain assumptions which are

liable to change according to Government/Corporation's policies.
Date : 24/06/2010
Saral Moneyblack Plan Continued ... Pg. 2

Annual Premium Riskcover

Cash Amount Amount
Year Age Pre Tax Post Tax Normal Accidental Liquidity Required Provided
Accidental
2038 56 3002 1982 365875 428375 296763 0 0

2039 57 3002 1982 395438 457938 325423 0 0

2040 58 3002 1982 426875 489375 355933 0 0

2041 59 3002 1982 460188 522688 388153 0 0

2042 60 3002 1982 495375 557875 422193 0 0

2043 61 3002 1982 532438 594938 458053 0 0

2044 62 3002 1982 571375 633875 495613 0 0

2045 63 0 0 0 0 534993 0 534993

Total 540450 356751 1285841

Disclaimer & Notes :

q The figures shown in this presentation are based on the assumption that the Projected Investment Rate of Return that
LIC will be able to earn throughout the term of the Jeevan Saral policy, on the investible portion of the premium, will be
10% p.a. The investible portion of the premium is calculated as per LIC’s benefit Illustration for this plan.
q The benefits illustrated are not gauranteed and the actual results may vary depending upon LIC’s performance with
respect to this plan.
q The premium indicated above is annualised premium based on the assumption of Yearly mode of payment.

q The effective yield (IRR) on your investments works out to 6.62 % (pre-tax) and 10.49 % (post tax)

The above statement is based on certain assumptions which are

liable to change according to Government/Corporation's policies.
Date : 24/06/2010
Saral Moneyblack Plan Continued ... Pg. 3

Breakup of Guaranteed and Non-Guaranteed Benefits

Riskcover Cash Liquidity

Year Age Guaranteed N-Guaranteed Total Guaranteed N-Guaranteed Total

2010 28 687500 0 687500 0 0 0

2011 29 720500 0 720500 0 0 0
2012 30 753500 0 753500 0 0 0
2013 31 786500 0 786500 56386 0 56386
2014 32 819500 0 819500 90239 0 90239
2015 33 852500 0 852500 130158 0 130158
2016 34 885500 0 885500 162058 0 162058
2017 35 918500 0 918500 195168 0 195168
2018 36 951500 0 951500 229873 0 229873
2019 37 984500 123750 1108250 266283 0 266283
2020 38 888000 120000 1008000 305003 123750 428753
2021 39 802200 120750 922950 302424 120000 422424
2022 40 709200 123750 832950 296352 120750 417102
2023 41 629300 129813 759113 283464 123750 407214
2024 42 564300 138375 702675 271095 129813 400908
2025 43 494500 142313 636813 262035 138375 400410
2026 44 442000 148750 590750 241661 142313 383974
2027 45 385900 150875 536775 226260 148750 375010
2028 46 326200 147875 474075 206244 150875 357119
2029 47 262900 137500 400400 181314 147875 329189
2030 48 220500 132188 352688 151723 137500 289223
2031 49 175700 119875 295575 131571 132188 263759
2032 50 128500 99375 227875 108273 119875 228148
2033 51 131500 114688 246188 81468 99375 180843
2034 52 134500 131875 266375 85703 114688 200391
2035 53 137500 150938 288438 89793 131875 221668
2036 54 140500 171875 312375 93978 150938 244916
2037 55 143500 194688 338188 98078 171875 269953
2038 56 146500 219375 365875 102075 194688 296763
2039 57 149500 245938 395438 106048 219375 325423
2040 58 152500 274375 426875 109995 245938 355933
2041 59 155500 304688 460188 113778 274375 388153
2042 60 158500 336875 495375 117505 304688 422193
2043 61 161500 370938 532438 121178 336875 458053
2044 62 164500 406875 571375 124675 370938 495613
2045 63 0 0 0 128118 406875 534993

Note : The non-guaranteed benefits are in the form of loyalty additions and are based on the assumption that the Projected
Investment Rate of Return that LIC will be able to earn throughout the term of the Jeevan Saral policy, on the investible
portion of premium, will be 10% p. a. The investible portion of the premium is calculated as per LIC’s benefit Illustration for
this plan.

The above statement is based on certain assumptions which are

liable to change according to Government/Corporation's policies.