PERIODOS n

INTERES SIMPLE mensual 12

bimensual 6
VP = PRESTAMO 1000 trimestral 4
TASA= IB 1.50% semestral 2
n= PERIODO 6 BIMESTRAL anual 1

PERIODOS CAPITAL INICIAL INTERES CAPITAL FINAL

0 1000
1 1000 15 1000
2 1000 15 1000
3 1000 15 1000
4 1000 15 1000
5 1000 15 1000
6 1000 15 1000
TIE 90

TASA NOMINAL 9%
TASA EFECTIVA 9%
TASA BIMESTRAL PERIODICAS 1.5%
INTERES COMPUESTO

PERIODOS CAPITAL INICIAL INTERES CAPITAL FINAL

0 1000
1 1000 15 1015
2 1,015.00 15.23 1,030.23
3 1,030.23 15.45 1,045.68
4 1,045.68 15.69 1,061.36
5 1,061.36 15.92 1,077.28
6 1,077.28 16.16 1,093.44
TIE 93.44

TASA NOMINAL 9%
TASA EFECTIVA 9.34%
TASA BIMESTRAL 1.5%
PARTIENDO DE UNA NOMINAL VENCIDA PARTIENDO DE UNA PERIODICA VENCID

TASA NOMINAL 18% NAMV TASA PERIODICA

PERIODOS 12 PERIODOS
TASA PERIODICA 1.5% MV TASA NOMINAL

TASA EFECTIVA 19.56% EA TASA EFECTIVA

TASA NOMINAL 0.16 NABV TASA PERIODICA

PERIODOS 6 PERIODOS
TASA PERIODICA 0.02667 BV TASA NOMINAL

TASA EFECTIVA 0.17105359237935 EA TASA EFECTIVA

TASA NOMINAL 0.21 NATV TASA PERIODICA

PERIODOS 4 PERIODOS
TASA PERIODICA 0.0525 TV TASA NOMINAL

TASA EFECTIVA 0.2271 EA TASA EFECTIVA

TASA NOMINAL 0.22 NASV TASA PERIODICA

PERIODOS 2 PERIODOS
TASA PERIODICA 0.11 SV TASA NOMINAL

TASA EFECTIVA 0.2321 EA TASA EFECTIVA

DO DE UNA PERIODICA VENCIDA PARTIENDO DE UNA EFECTIVA

0.015 MV TASA EFECTIVA 0.1200 EA

12
0.18 NAMV TASA NOMINAL 0.1139 NAMV
PERIODOS 12
0.1956 EA TASA PERIODICA 0.009 MV

0.0267 BV TASA EFECTIVA 0.1711 EA

6
0.1600 NABV TASA NOMINAL 0.1600 NABV
PERIODOS 6
0.1711 EA TASA PERIODICA 0.0267 BV

0.0525 TV TASA EFECTIVA 0.2271 EA

4
0.2100 NATV TASA NOMINAL 0.2100 NATV
PERIODOS 4
0.2271 EA TASA PERIODICA 0.0525 TV

0.1100 SV TASA EFECTIVA 0.2321 EA

2
0.2200 NASV TASA NOMINAL 0.2200 NASV
PERIODOS 2
0.2321 EA TASA PERIODICA 0.1100 SV
Taller # 9
Sara Merchán
Valentina Moreno
Sarah Reyes
1001 J.M.

-
PRESTAMO 70,000,000.00
PERIODO 24 MESES PERIODO SALDO INIC
TASA 9% E.A. 0
TASA NOMINAL 0.086487879793641 NAMV 1 70,000,000.00
PERIODICA 0.007207323316137 MV 2 67,317,848.85
12 MESES 3 64,616,366.56
4 61,895,413.82
5 59,154,850.29
6 56,394,534.64
7 53,614,324.50
8 50,814,076.48
9 47,993,646.17
10 45,152,888.11
11 42,291,655.79
12 39,409,801.64
13 36,507,177.03
14 33,583,632.28
15 30,639,016.58
16 27,673,178.10
17 24,685,963.85
18 21,677,219.79
19 18,646,790.73
20 15,594,520.40
21 12,520,251.36
22 9,423,825.07
23 6,305,081.84
24 3,163,860.82
TABLA DE AMORTIZACION
$ 3,186,663.79
CUOTA INTERES ABONO CAP SALDO FINAL
70,000,000.00
$ 3,186,663.79 504,512.63 2,682,151.15 67,317,848.85
$ 3,186,663.79 485,181.50 2,701,482.28 64,616,366.56
$ 3,186,663.79 465,711.05 2,720,952.74 61,895,413.82
$ 3,186,663.79 446,100.26 2,740,563.53 59,154,850.29
$ 3,186,663.79 426,348.13 2,760,315.65 56,394,534.64
$ 3,186,663.79 406,453.64 2,780,210.14 53,614,324.50
$ 3,186,663.79 386,415.77 2,800,248.02 50,814,076.48
$ 3,186,663.79 366,233.48 2,820,430.31 47,993,646.17
$ 3,186,663.79 345,905.73 2,840,758.06 45,152,888.11
$ 3,186,663.79 325,431.46 2,861,232.32 42,291,655.79
$ 3,186,663.79 304,809.64 2,881,854.15 39,409,801.64
$ 3,186,663.79 284,039.18 2,902,624.60 36,507,177.03
$ 3,186,663.79 263,119.03 2,923,544.76 33,583,632.28
$ 3,186,663.79 242,048.10 2,944,615.69 30,639,016.58
$ 3,186,663.79 220,825.30 2,965,838.49 27,673,178.10
$ 3,186,663.79 199,449.54 2,987,214.24 24,685,963.85
$ 3,186,663.79 177,919.72 3,008,744.06 21,677,219.79
$ 3,186,663.79 156,234.73 3,030,429.05 18,646,790.73
$ 3,186,663.79 134,393.45 3,052,270.34 15,594,520.40
$ 3,186,663.79 112,394.75 3,074,269.04 12,520,251.36
$ 3,186,663.79 90,237.50 3,096,426.29 9,423,825.07
$ 3,186,663.79 67,920.55 3,118,743.23 6,305,081.84
$ 3,186,663.79 45,442.76 3,141,221.02 3,163,860.82
$ 3,186,663.79 22,802.97 3,163,860.82 - 0.00
$ 76,479,930.88 6,479,930.88 70,000,000.00
 30,000,000.00
6 MESES
5% E.A.
0.0081648460519 MV

INVERSION
PERIODO
TASA
IEP =(1+E.A)^(1/n)-1
PERIODOS CAPITAL INICIAL INTERES CAPITAL FINAL
0 30,000,000.00
1 30,000,000.00 244,945.38 30,244,945.38
2 30,244,945.38 246,945.32 30,491,890.70
3 30,491,890.70 248,961.59 30,740,852.30
4 30,740,852.30 250,994.33 30,991,846.62
5 30,991,846.62 253,043.66 31,244,890.28
6 31,244,890.28 255,109.72 31,500,000.00