FREDERICK F.

LOCSIN
B4 L2 Snt. Thomas st., Snt. Joseph Subd
Pulanglupa II Las Piñas City
E-mail Address: andrelocsin@yahoo.com
Mobile No. 09088626379 / 09321543157

PROFESSIONAL EXPERIENCE

Philippine Business Bank

Branch Banking Group – Branch Lending Unit (AMG 5)
EDSA Caloocan Business Center
January 11, 2010 up to present

Account Officer – Senior Assistant Manager

- Responsible for the processing of commercial loans of the branches. Areas covered are
Region 5, like Urdaneta, Pampanga and others and some branches in South Area like Naga
City, Las Pinas, Batangas among others.
- Prepares Loan Approval Memorandum (LAM) for the accounts referred by branches.
- Evaluates accounts based on the documents, and credit investigation reports presented.
- Presents the account to the CRECOM (Credit Committee) for the approval.
- Monitors the accounts after the approval and imposed re pricing of interest if necessary.
- Also process Housing Loans and Auto Loans for the branches for existing accounts.

Philippine Business Bank

Branch Banking Group
Imus Cavite Branch
October 02, 2008 up to January 08, 2010

Branch Marketing Officer – Senior Assistant Manager

- Responsible for the solicitation of CASA and Loan Accounts for the branch.
- Generates client network via products and services of the bank.
- Facilitates the recommendation on the request of the new and existing clients.

Consumer Loans Center – Auto Loans Unit

Head Office
May 28, 2007 up to October 01, 2008

Account Officer-Senior Assistant Manager

- Established the Auto Dealer Accreditation in Makati , Manila Bay and Global City, Taguig.
- Covers Nissan CRVI, Nissan Mantrade, Mazda Pasong Tamo, Wheels Manila Bay, Ford
Global and Hyundai Global for auto loan application.
- Screens, evaluates, and recommends outright approval to the Credit Committee .
- Issues approval / credit advice to the auto dealer of the approved account.
- Facilitates the release of the unit and dealer incentive/salesman commission to the auto dealer.
CityState Savings Bank
Account Management Department
Head Office
May 08, 2006 up to May 27, 2007

Account Officer-Pro Manager

- Solicits an account for Auto, Salary , Housing and Commercial Loans.

- Computes, evaluates and analyzes an account for the appropriate package for the client.
- Recommends for the approval of an account to the Credit Committee.
- Restructures past due accounts and reconstructs existing accounts per clients preferences.
- Prepares the documents for booking an account that includes the computation of the
processing fee, documentary/science stamps and the like.

Bank of the Philippine Island

Remittance Business Division
Head Office
June 2003 to May 06, 2006

Marketing Assistant / Service Staff

Domestic Alliance Unit - Remittance Business Division

- Solicits accounts by participating as bank representative in the Pre-Departure Orientation

Seminar (PDOS) to various overseas placement agencies in promoting remittance services.
- Assists in the opening of remittance accounts for Overseas Filipino Workers (OFWS) and
their beneficiaries.
- Cross-sells various bank products and services.

Marketing Assistant / Service Staff

Direct Deposit Program - Remittance Business Division

- Assists U.S. pensioners in their Direct Deposit Application and Queries.

- Coordinates with the U.S. Embassy and JP Morgan Chase Bank regarding the concerns of the
U.S. Pensioners.
- Assists the branch offices for the USTW confirmation.
- Informs and reminds the branches for the proper disposition for the account, based on the
policy.
 BPI Family Bank (Subsidiary of Bank of the Philippine Islands)
Field Support Section – Credit Services Dept.
Head Office
March 25, 1996 to June 2003

Field Credit Representative

Field Support Section – Credit Services Dept.

- Gathers all necessary field information for credit evaluation for the clients of Auto, Housing,
SBL and Insta Credit products.
- Prepares the duly accomplished field reports for personal data gathering, business verification,
trade reference checking’s, bank checking, employment verification and court case
verifications for the processing of clients application.
- Relays the field reports to its designated Credit Analyst (CA) thru phone before the cut-off
time.
- Submits duly accomplished field reports to Credit Analyst (CA) on to the Designated Lending
Officer (DLO).

 Act as an Officer-in-Charge, OIC, for Philippine Business Bank Imus, Cavite Branch from
October 02, 2008 up to November 04, 2008.
 Act as an Officer-in-Charge, OIC, for Citystate Savings Bank – Account Management
Department(AMD) from July 07, 2006 to August 11, 2006
 ALSO TRAINED as Credit Analyst, Office File Bureau Staff, Auto Inspector, Auto
Appraiser and LTO Liaison.
 And worked as a casual employee to various companies from 1993 to 1996 like, Security
Bank, Levi Strauss Phils. FarEast Bank, SME Deicor and Insular Life Assurance Company.

EDUCATION

AMA Computer College, Makati City

BS in Computer Science (BSCS) 1989-1993

Perpetual Help College of Rizal, Las Piñas City

High School 1985-1989

Perpetual Help College of Rizal, Las Piñas City

Elementary 1979-1985

SKILLS

- Knowledgeable on computer softwares commonly used in the office

- Credit Evaluation on applications like personal, auto, housing and commercial loan
- Marketing Strategies and Packaging an appropriate loan products for the client
- Solicitation of Accounts and Customer Service oriented individual
WORK ACHIEVEMENTS

2003 - A team Leader and responsible for QT project “Automation on the

List of Contract Person for Subdivision and Condominium”
- Participant of Officership Training Program (OTP63)
- Perfect Attendance Awardee

2002 - Perfect Attendance Awardee

- Top 2 Field Credit Representative

2001 - Perfect Attendance Awardee

- Top 3 Field Credit Representative

2000 - Perfect Attendance Awardee

1999 - Perfect Attendance Awardee
1998 - Perfect Attendance Awardee
1997 - Perfect Attendance Awardee

PERSONAL DATA

Date of Birth : July 07, 1972

Place of Birth : Manila
Civil Status : Married
Religion : Catholic

REFERENCES
To be furnished upon request.