Ejemplo No.

1
Metodo de Cuota Nivelada Anual

Préstamo L. 120,000.00
Tasa anual 20%
Cantidad de cuotas trimestral 6.00
Vf 0
Tipo 0
Cuota
 Per Pago o cuota Interes
0
1 L. 23,642.10 6,000.00
0.05 2 L. 23,642.10 5,117.90
3 L. 23,642.10 4,191.69
4 L. 23,642.10 3,219.16
5 L. 23,642.10 2,198.02
6 L. 23,642.10 1,125.81
L. 141,852.58 21,852.58
Total a Pagar Total Intereses
 Importe Capital Total Deuda
120000.00
17,642.10 102,357.90
18,524.20 83,833.70
19,450.41 64,383.29
20,422.93 43,960.36
21,444.08 22,516.28
22,516.28 0.00
15%
Tasa Efectiva=Interes/Cuota