Documentos de Académico
Documentos de Profesional
Documentos de Cultura
Interés 15%
Inversión $5,000,000
$25,000,000
Periodo Interés Capital Acumulado
1 $ 750,000 $ 5,750,000
2 $ 862,500 $ 6,612,500
$20,000,000
3 $ 991,875 $ 7,604,375
4 $ 1,140,656 $ 8,745,031
Capital Acumulado
5 $ 1,311,755 $ 10,056,786
$15,000,000
6 $ 1,508,518 $ 11,565,304
7 $ 1,734,796 $ 13,300,099
8 $ 1,995,015 $ 15,295,114
$10,000,000
9 $ 2,294,267 $ 17,589,381
10 $ 2,638,407 $ 20,227,789
$5,000,000
Periodo Interés Capital Acumulado
1 $ 750,000 $ 5,750,000
2 $ 750,000 $ 6,500,000
$-
3 $ 750,000 $ 7,250,000 0 2
4 $ 750,000 $ 8,000,000
5 $ 750,000 $ 8,750,000
6 $ 750,000 $ 9,500,000
7 $ 750,000 $ 10,250,000 I
8 $ 750,000 $ 11,000,000
9 $ 750,000 $ 11,750,000
10 $ 750,000 $ 12,500,000
000,000
000,000
000,000
000,000
000,000
$-
0 2 4 6 8 10 12
Periodo
Interés compuesto
Años Capital Inicial Interés Capital + interés VP(1+i)^j
0
1 $15,000,000 $1,050,000 $16,050,000 $16,050,000
2 $16,050,000 $1,123,500 $17,173,500 $17,173,500
3 $17,173,500 $1,202,145 $18,375,645 $18,375,645
4 $18,375,645 $1,286,295 $19,661,940 $19,661,940
5 $19,661,940 $1,376,336 $21,038,276 $21,038,276
6 $21,038,276 $1,472,679 $22,510,955 $22,510,955
7 $22,510,955 $1,575,767 $24,086,722 $24,086,722
8 $24,086,722 $1,686,071 $25,772,793 $25,772,793
9 $25,772,793 $1,804,095 $27,576,888 $27,576,888
10 $27,576,888 $1,930,382 $29,507,270 $29,507,270
11 $29,507,270 $2,065,509 $31,572,779 $31,572,779
12 $31,572,779 $2,210,095 $33,782,874 $33,782,874
13 $33,782,874 $2,364,801 $36,147,675 $36,147,675
14 $36,147,675 $2,530,337 $38,678,012 $38,678,012
15 $38,678,012 $2,707,461 $41,385,473 $41,385,473
16 $41,385,473 $2,896,983 $44,282,456 $44,282,456
17 $44,282,456 $3,099,772 $47,382,228 $47,382,228
18 $47,382,228 $3,316,756 $50,698,984 $50,698,984
19 $50,698,984 $3,548,929 $54,247,913 $54,247,913
20 $54,247,913 $3,797,354 $58,045,267 $58,045,267
21 $58,045,267 $4,063,169 $62,108,436 $62,108,436
22 $62,108,436 $4,347,590 $66,456,026 $66,456,026
23 $66,456,026 $4,651,922 $71,107,948 $71,107,948
24 $71,107,948 $4,977,556 $76,085,504 $76,085,504
25 $76,085,504 $5,325,985 $81,411,490 $81,411,490
26 $81,411,490 $5,698,804 $87,110,294 $87,110,294
27 $87,110,294 $6,097,721 $93,208,014 $93,208,014
28 $93,208,014 $6,524,561 $99,732,575 $99,732,575
29 $99,732,575 $6,981,280 $106,713,856 $106,713,856
30 $106,713,856 $7,469,970 $114,183,826 $114,183,826
TOTAL INTERESES $99,183,826 Capital Acumulado $1,516,095,620
Interés Simple
Interés Capital+Interés VP(1+j*i)
Ejemplo
Un estudiante necesita $120.000.000 para costear sus estudios dentro de 10 años. Hoy planea aho
¿Cuanto debe ahorrar hoy?
Suponga que el estudiante planea empezar sus estudios dentro de 9 años y medio. ¿Cuanto debe a
n 10 años n 19
i 12% anual i 5.83%
VP $38,636,788 VP $40,889,333
VF $120,000,000 VF $120,000,000
es para aportar a su jubilación cuando cumpla 65 años.
aría por 10 su capital?
or 10 su capital?
10 años. Hoy planea ahorrar una suma de dinero en un fondo que ofrece una rentabilidad de 12% anual.