Está en la página 1de 3

c 

   


          

 


    


‘

Commercial banking has played a very important role in the economic development of all the nations of
the world. The commercial banking system in India consists of public sector scheduled banks and private
sector scheduled as well as non-scheduled banks. On July 19, 1969 fourteen commercial banks with
deposits worth Rs. 50 crores or more were nationalized. This was a historic event in the banking
structure of the country. In 1980, six more commercial banks with deposits worth Rs. 200 crores were
nationalized. At present their total number is nineteen sine, in 1993, New Bank of india was merged
with Punjab National Bank. In terms of business the public sector banks now have a dominant position.
The nineteen nationalized banks had 33,211 offices all over the country on June 30, 2004. In terms of
branches and business done by the private sector banks are much smaller than nationalized banks. In
2004, private sector banks has a network of 5,794 branches operating in the country. Ô   




` ‘ ‘`‘‘

‘  ‘‘
  ‘‘‘  ‘‘‘‘  ‘‘‘
 ‘‘
‘
` ‘ ‘ ‘‘‘  ‘‘
  ‘‘‘  ‘‘‘‘  ‘‘‘

 ‘‘
‘
 ‘ ‘‘
‘ ‘ ‘

‘   ‘‘   ‘‘ ‘  ‘‘ ‘


!‘   ‘‘‘ "
‘‘" #‘ ‘  ‘‘" #‘‘‘  ‘
‘‘‘  ‘‘‘
 ‘

! "    ## 


 $
‘
$‘‘ ‘ ‘ " ‘‘‘
‘
‘‘ ‘ ‘" ‘ ‘‘‘"‘
 ‘‘`  %‘" # ‘‘& #‘ ‘ ‘
 ‘   ‘!‘ # ‘ ‘ ‘
  ‘‘$ ‘ ‘ ‘‘
 ‘$‘
‘ ‘‘‘  ‘ ‘‘
  ‘ ‘‘  ‘"
‘‘‘‘" #‘
‘‘

&‘‘‘    ‘‘" #‘ ‘ ‘‘ 


‘ ‘   ‘ '‘‘‘
  ‘ ‘‘(&`‘‘‘ #‘‘$‘‘  ‘‘‘  ‘‘ ‘ ‘
!

‘ ‘‘ ‘‘ ‘$‘(&`‘ ‘)‘*‘+‘( ‘ ‘,  ‘‘‘


‘
  ‘ ‘‘-`..``&‘ ‘/‘0  ‘1 ‘  ‘‘  ‘ ‘‘‘ "
‘
  ‘‘ ‘‘‘   ‘‘ ‘#‘‘  ‘‘  ‘!
‘‘

‘"‘  ‘‘#‘ ‘
  ‘‘

Ô  
    
‘‘
Ô  ‘ 

‘ ‘
c ‘
‘
‘
   ‘
‘ 
‘
‘  ‘  ‘
   ‘  ‘
 ‘
   ‘  ‘  ‘
*"
‘!  ‘


‘‘
‘ ‘
 ‘ ‘

  
‘
 ‘ ‘‘
 ‘2 ‘‘(‘‘3‘ ‘
! "#$%‘

 ‘" ‘" #‘ ‘‘  ‘‘1  ‘‘

  1‘‘ ‘(&`‘
 ‘" #‘ ‘" ‘  ‘‘ "‘ 
 ‘45‘‘‘

‘ "
‘‘‘  ‘‘‘!‘  ‘‘ 

‘‘
‘ ‘

 ‘65‘  ‘‘
  ‘‘ ‘ ‘  ‘‘" #‘‘, ‘‘" ‘ 78‘
" #‘ 

‘ ‘‘ 
 ‘‘"
‘‘‘  ‘
 ‘ ‘ 9‘ ‘
%

‘  %‘ ‘  ‘‘ ‘‘  ‘ ‘ ‘" #‘ ‘‘ ‘ ‘
 ‘# ‘‘, ‘‘‘ ‘/!‘‘‘ "‘‘ ‘‘  ‘‘
  ‘
‘
‘‘‘  
‘‘  ‘‘
  ‘‘

$‘  ‘ ‘ ‘ ‘" ‘  ‘ ‘ ‘‘‘ ‘‘" #‘!‘  ‘‘
  ‘
‘ ‘‘"  ‘‘
‘  ‘$‘ 
  ‘ ‘2 :(3‘‘‘# 9 ‘
 ‘‘‘"‘  ‘2‘  ‘ ‘‘
#3‘*‘" #‘
 ‘‘‘"‘  ‘ ‘
" :(‘ ‘& #‘

‘   ‘
‘" ‘  ‘‘  ‘‘$‘
 
‘‘‘
‘"‘ ‘ ‘#‘‘  ‘ ‘ ‘ ‘ 
‘ ‘‘

‘
  ‘
!‘  ‘$‘ ‘ 
 ‘ ‘9‘ ‘ ‘"‘‘ ‘ ‘!

‘& ‘"‘
  ‘" ‘‘" #‘
‘
‘‘
!‘  ‘ ‘
!‘‘‘‘ ‘‘ ‘

‘" #‘ ‘  ‘‘ ‘
 ‘"
!‘‘# 9 ‘ ‘!‘
‘  ‘ ‘
   ‘‘‘‘
 ‘ ‘‘# ‘ ‘‘ ‘ ‘‘ ‘ ‘ 
‘
‘‘
‘ ‘‘‘" #‘‘

$‘‘ ‘
‘  ‘ ‘‘!‘" #‘ ‘‘ ‘ ! ‘‘  ‘‘
  ;‘‘

‘ 7

‘" ‘ ‘ ‘  ‘‘‘ ‘/ ‘ ‘ ‘,  ‘‘"‘


  ‘‘# 9 ‘ ‘‘
 ‘‘‘ ‘‘‘(&`‘ 

!‘" #‘‘
 ‘ ‘ "‘45‘‘‘  ‘‘

‘ $‘
‘ ‘‘‘%‘! ‘ ‘" ‘  ‘‘

‘
" ‘ ‘ ‘" #‘" ‘‘ ‘!‘
‘$‘" ‘   ‘ ‘ ‘  ‘ ‘


‘" ‘ ‘ ‘ ‘  ‘‘ ‘!


`  ‘‘(&`‘  ‘ ‘ ‘ ‘
 
‘!‘ ‘‘
 ‘‘
  ‘ ‘ ‘"‘ ‘0
 ‘‘
" #‘&‘ ‘‘#‘"  ‘ ‘ ‘  ‘ ‘" ‘
‘"‘"  ‘ !  ‘ ‘ ‘" #‘ ‘‘
  ‘
 ‘‘7)<‘ ‘‘‘ ‘!‘ ‘ ‘‘
  "
‘‘‘

‘  ‘

‘ (#‘  
‘ ‘ ‘ ‘
 
‘   ‘‘‘  ‘‘< 

‘ ‘ ‘
!‘‘  ‘‘!

  ‘ 
‘  ‘0   ‘‘#‘"‘ 
‘

$‘(&`%‘ ‘ ‘

‘  ‘‘
  ‘‘ 

‘    ‘)‘  ‘" #‘
 ‘ 
 ‘‘‘‘ ‘‘45‘‘" #‘ ‘ ‘
‘‘" ‘‘65‘‘ 
‘
< ‘! ‘  ‘‘
  ‘ ‘
 ‘ 9 ‘ ‘ 9 ‘   ‘" ‘‘‘

!‘#‘ 
‘$‘ ‘‘‘ ‘‘ ‘‘ ‘  ‘  ‘‘
  ‘

‘ ‘ ‘
‘"
  ‘$‘‘ ‘ ‘  ‘ ‘ %‘ ,‘=
‘‘
‘
  ‘ 9 ‘ ‘"‘"    ‘ !‘‘
‘ ‘7)<‘ ‘‘ 
‘‘  ‘‘
   ‘ ‘‘

& #‘‘  ‘‘‘‘  ‘ ‘‘  ‘‘


  ‘ ‘ 
‘ ‘
‘   ‘‘  ‘ ‘‘‘ 
 ‘ ‘2 ‘  ‘‘‘  3‘
 

‘ ‘ ‘‘! ‘  ‘ ‘ ‘ ‘=‘  ‘  ‘‘ ‘.(`7`:‘


2.(7:&>‘ !3‘ !‘ ‘  ‘‘‘7)<‘#‘  
‘‘‘ ‘‘
‘

 ‘ ‘
‘7‘  ‘!

‘ ‘
‘
‘" #‘ "‘‘#‘‘ ‘
‘ ‘

‘"‘
‘  ‘‘ ‘ ‘ ‘   ‘!‘ ‘‘ ‘" #‘‘
‘
  ‘ ‘

‘    ‘‘  ‘‘
  ‘$‘
‘‘‘ ‘ ‘‘  ‘
‘" #‘  ‘‘‘‘ ‘?‘‘