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Se tlma un prestamo de 50000 a dos anios a una tasa efectiva anual del 15%.

Determine la cuota mensual a pagar y elaborar e


Cuotas decrecientes o amortizacino constante de capital (Metodo Aleman).

P 50000 Dolares
n 24 Meses
TEA 15%
TEM 1.16%
Mod. Vencida 0
Cuota $2,397.44

Fecha de vencimiento Nº de cuota Saldo inicial del capital Cuota Interes


1/2/2020 0 50000.00
2/1/2020 1 50000.00 2661.01 577.68
3/2/2020 2 47916.67 2661.01 577.68
4/1/2020 3 45833.33 2612.87 529.54
5/1/2020 4 43750.00 2588.80 505.47
5/31/2020 5 41666.67 2564.73 481.40
6/30/2020 6 39583.33 2540.66 457.33
7/30/2020 7 37500.00 2516.59 433.26
8/29/2020 8 35416.67 2492.52 409.19
9/28/2020 9 33333.33 2468.45 385.12
10/28/2020 10 31250.00 2444.38 361.05
11/27/2020 11 29166.67 2420.31 336.98
12/27/2020 12 27083.33 2396.24 312.91
1/26/2021 13 25000.00 2372.17 288.84
2/25/2021 14 22916.67 2348.10 264.77
3/27/2021 15 20833.33 2324.03 240.70
4/26/2021 16 18750.00 2299.96 216.63
5/26/2021 17 16666.67 2275.89 192.56
6/25/2021 18 14583.33 2251.82 168.49
7/25/2021 19 12500.00 2227.75 144.42
8/24/2021 20 10416.67 2203.68 120.35
9/23/2021 21 8333.33 2179.61 96.28
10/23/2021 22 6250.00 2155.54 72.21
11/22/2021 23 4166.67 2131.47 48.14
12/22/2021 24 2083.33 2107.40 24.07
mine la cuota mensual a pagar y elaborar el cronograma de pagos respectivos considerando que la fecha del credito del prestamo es el 02/

Amortizacion de capital Saldo final del capital

2083.33 47916.67
2083.33 45833.33
2083.33 43750.00
2083.33 41666.67
2083.33 39583.33
2083.33 37500.00
2083.33 35416.67
2083.33 33333.33
2083.33 31250.00
2083.33 29166.67
2083.33 27083.33
2083.33 25000.00
2083.33 22916.67
2083.33 20833.33
2083.33 18750.00
2083.33 16666.67
2083.33 14583.33
2083.33 12500.00
2083.33 10416.67
2083.33 8333.33
2083.33 6250.00
2083.33 4166.67
2083.33 2083.33
2083.33 0.00
ha del credito del prestamo es el 02/01/2020.
Cuotas fijas y amortizacion creciente de capital

P 50000 Dolares
n 24 Meses
TEA 15%
TEM 1.16%
Mod. Vencida 0
Cuota $2,397.44 $2,397.44

Fecha de vencimiento Nº de cuota Saldo inicial del capital Cuota Interes


1/2/2020 0 50000
2/1/2020 1 50000 2,397.44 577.675757
3/2/2020 2 48,180.24 2,397.44 556.651104
4/1/2020 3 46,339.45 2,397.44 535.383543
5/1/2020 4 44,477.40 2,397.44 513.870267
5/31/2020 5 42,593.83 2,397.44 492.108437
6/30/2020 6 40,688.50 2,397.44 470.095182
7/30/2020 7 38,761.16 2,397.44 447.827596
8/29/2020 8 36,811.54 2,397.44 425.30274
9/28/2020 9 34,839.41 2,397.44 402.517644
10/28/2020 10 32,844.49 2,397.44 379.4693
11/27/2020 11 30,826.52 2,397.44 356.154666
12/27/2020 12 28,785.24 2,397.44 332.570667
1/26/2021 13 26,720.37 2,397.44 308.714189
2/25/2021 14 24,631.65 2,397.44 284.582085
3/27/2021 15 22,518.79 2,397.44 260.171171
4/26/2021 16 20,381.52 2,397.44 235.478224
5/26/2021 17 18,219.56 2,397.44 210.499987
6/25/2021 18 16,032.62 2,397.44 185.233164
7/25/2021 19 13,820.42 2,397.44 159.674421
8/24/2021 20 11,582.66 2,397.44 133.820383
9/23/2021 21 9,319.04 2,397.44 107.667641
10/23/2021 22 7,029.27 2,397.44 81.2127431
11/22/2021 23 4,713.04 2,397.44 54.4521978
12/22/2021 24 2,370.06 2,397.44 27.3824741
Amortizacion de capital Saldo final del capital

1,819.76 48,180.24
1,840.79 46,339.45
1,862.05 44,477.40
1,883.57 42,593.83
1,905.33 40,688.50
1,927.34 38,761.16
1,949.61 36,811.54
1,972.14 34,839.41
1,994.92 32,844.49
2,017.97 30,826.52
2,041.28 28,785.24
2,064.87 26,720.37
2,088.72 24,631.65
2,112.86 22,518.79
2,137.27 20,381.52
2,161.96 18,219.56
2,186.94 16,032.62
2,212.20 13,820.42
2,237.76 11,582.66
2,263.62 9,319.04
2,289.77 7,029.27
2,316.23 4,713.04
2,342.99 2,370.06
2,370.06 -

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