CIRCLE REGION

PERFORMANCE OF THE BRANCH KOLKATA DURGAPUR (Amt. in Cr)

Name of the Branch Name of the Branch Head DP CODE
Population
group
Category
Parameters Achieved:
(Dec.2018 Quarter) 11 /23
Profit/Loss By Shikhar Category :-
DIGHI ARPAN NATH 5197 (FEB'19) Amount (Mention Star) NO NA
(in Lakhs)
Branch In OVERSEEING SRI BRIJESH KUMAR
Date of Opening: 27/02/2014 Desig
Charge
Small Rural PROFIT 23.38 EXECUTIVE PATHAK- DM
Y-O-Y GROWTH% POSITION GAP TO
PARAMETERS
ACTUAL ACTUAL ACTUAL ACTUAL TARGET ACTUAL ACH% TARGET
GROWTH OVER ON MAR'19
MAR'17 MAR'18
%
JUNE'18 SEPT'18 DEC'18 DEC'18 DEC'18 MAR'18 MAR'19 27/03/19 TARGET
TOTAL BUSINESS 6.50 9.42 44.80% 10.03 9.93 10.68 10.81 ACH 14.83% 11.16 10.87 -0.29
CURRENT DEPOSIT 0.13 0.17 28.57% 0.22 0.16 0.18 0.21 ACH 21.23% 0.18 0.34 ACH
SAVINGS BANK DEPOSIT 3.76 5.58 48.54% 6.05 5.93 6.31 6.66 ACH 19.30% 6.61 6.36 -0.25
CASA DEPOSITS 3.89 5.75 47.85% 6.27 6.09 6.49 6.87 ACH 19.36% 6.80 6.71 -0.09
AVERAGE CASA 2.92 4.55 56.18% 5.90 5.84 5.45 6.07 ACH 33.30% 5.56 6.19 ACH
% CASA TO AGG. DEP 74.83% 74.79% 75.58% 75.18% 75.44% 77.38% 75.85% 75.60%
RETAIL TERM DEPOSITS 1.31 1.94 48.16% 2.03 2.01 2.11 2.01 39.33% 3.51% 2.16 2.15 -0.01
AGGREGATE DEPOSITS 5.20 7.69 47.93% 8.29 8.10 8.60 8.87 ACH 15.37% 8.96 8.87 -0.09
AVERAGE DEPOSITS 3.99 6.15 54.28% 7.98 7.89 8.14 8.11 99.64% 31.91% 8.27 8.26 -0.01
No. of Quality Fresh CASA a/cs
14 128 447 268 59.96% 596 378 -218
opened
ADVANCES PORTFOLIO
Y-O-Y GROWTH% POSITION GAP TO
ACTUAL ACTUAL ACTUAL ACTUAL TARGET ACTUAL ACH% TARGET
PARAMETERS GROWTH OVER ON MAR'19
MAR'17 MAR'18 JUNE'18 SEPT'18 DEC'18 DEC'18 DEC'18 MAR'18 MAR'19 22/03/19
% TARGET
GROSS ADVANCES 1.30 1.73 32.33% 1.73 1.83 2.08 1.94 60.73% 12.42% 2.20 2.00 -0.19
AVERAGE ADVANCES 0.96 1.48 54.00% 1.69 1.72 1.89 1.75 92.44% 18.30% 1.96 1.78 -0.19
PRIORITY CREDIT 1.05 1.47 40.21% 1.46 1.55 1.72 1.69 86.11% 14.58% 1.80 1.68 -0.12
AGRICULTURE CREDIT 0.77 1.03 33.74% 1.04 1.02 1.12 1.15 ACH 12.41% 1.16 1.11 -0.05
MSME CREDIT 0.28 0.45 57.80% 0.42 0.53 0.54 0.53 90.03% 19.59% 0.56 0.56 ACH
CD RATIO 25.07% 22.43% 20.90% 22.58% 24.16% 21.86% 24.52% 22.58%
RETAIL LENDING (15.03.19) 0.44 0.50 13.22% 0.47 0.40 0.55 0.37 NEG NEG 0.58 0.46 -0.13
HOUSING LOAN #DIV/0! ACH #DIV/0! ACH
VEHICLE LOAN 0.20 0.23 13.50% 0.20 0.17 0.27 0.15 NEG NEG 0.28 0.22 -0.05
OTHER PERSONAL LOAN 0.24 0.27 13.00% 0.28 0.22 0.29 0.23 NEG NEG 0.31 0.23 -0.07
EDUCATION LOAN #DIV/0! ACH #DIV/0! ACH
ASSET QUALITY
Y-O-Y POSITION GAP TO
ACTUAL ACTUAL ACTUAL ACTUAL TARGET ACTUAL ACH%
NPA & CASH RECOVERY INCR/ TARGET MAR'19 ON MAR'19
MAR'17 MAR'18 JUNE'18 SEPT'18 DEC'18 DEC'18 DEC'18 16/03/19
DECR TARGET
NPA 0.04 0.01 0.03 0.02 0.02 0.02 NEG 0.03 -0.03
CASH RECOVERY 0.06 0.11 0.05 0.02 0.03 0.01 0.04 ACH 0.01 0.05 ACH
RECOVERY under D4/LOSS & W/O
Accounts (in Lakhs)
0.29 0.57 0.53 0.72 ACH 0.76 0.73 -0.03

MAR'18 JUN'18 SEPT'18 DEC'18 INCR / DECR OVER

EFFICIENCY RATIO
NPA % to MAR'18

TARGET ACTUAL
Gross Advances 0.67% 1.43% 1.23% 1.13% -0.46% PARAMETERS
DEC'18 DEC'18
ACH%

GOVERNMENT INITIATIVE TARGET ACTUAL ACH% TARGET GAP TO

MAR'19 COST TO INCOME
PARAMETERS DEC'18 DEC'18 DEC18 MAR'19
TARGET 39.50% 43.53% NOT ACH
RATIO
APY 60 15 -45
PMJJBY 73 16 -57 BURDEN EFFICIENCY
19.46% 22.60% ACH
PMSBY 151 17 -134 RATIO
PROFITABILITY PARAMETERS (Amount in Lakhs) SB GOLD MEDAL CONTEST
ACTUAL ACTUAL ACTUAL TARGET ACTUAL ACH% TARGET POSITION ON GAP TO PHASE - II
PARAMETERS MAR'18 JUN'18 SEP'18 DEC'18 DEC'18 MAR'19 18.03.2019 MAR'19 TGT (19.11.18 to 21.12.18)
DEC'18
COST OF DEPOSITS (%) 4.53% 4.33% 4.22% 4.47% 4.24% ACH TOTAL QUALITY CASA
ACCOUNTS OPENED 85
YIELD ON ADVANCES (%) 10.09% 9.15% 9.30% 8.48% 10.06% ACH
BOOK PROFIT -27.68 -8.32 -15.86 -28.28 -23.21 ACH -37.56 -29.50 ACH TOTAL CASA MOBILIZED
(in Lakhs) 1.23
NON-INTEREST INCOME 3.81 0.85 2.13 2.55 3.09 ACH 3.67 4.26 ACH
INTEREST INCOME 14.89 3.86 8.00 12.02 13.17 ACH 17.04 16.43 -0.61 RTD FIESTA POSITION
OTHER OPERATING EXPENSES 6.08 -3.02 2.97 4.71 4.79 Not Ach 6.28 5.83 ACH TARGET ACHV GAP
Profit /Loss after HO interest 10.12 13.88 17.72 ACH 100 5.45 -94.55

TECHNOLOGY PRODUCTS ASSOCIATE PRODUCTS (Rs. in lacs)

ACTUAL ACTUAL TARGET ACTUAL ACH% TARGET ACTUAL TARGET ACTUAL ACH% TARGET
PARAMETERS PARAMETER
JUN'18 SEPT'18 DEC'18 DEC'18 DEC'18 MAR'19 SEPT'18 DEC'18 DEC'18 DEC18 MAR'19
DEBIT CARDS Life Ins. 0.73 1.38 0.73 52.45% 1.98
CREDIT CARDS 2 2 3 10 ACH 4 MF (NNM) 0.58 5.16 0.86 16.66% 6.19
MOBILE BANKING CUST. 89 95 85 99 ACH 125 Health Ins. 0.25 0.31 0.43 ACH 0.47
INTERNET BANKING CUST. 48 50 51 53 ACH 53 Gen. Ins 0.09 1.63 0.10 6.25% 2.17
Merchant On - Boarding TOTAL 1.64 8.48 2.12 24.96% 10.81
New CASA Accounts Opened Inoperative Accounts Status
FRESH CREDIT SANCTIONS (from 01.04.2018 TO 31.12.2018) (As on 31.12.2018)
TARGET ACTUAL ACH% TARGET GAP TO SB Amt CA Amt SB CA % of
PARAMETERS SB A/cs CA A/cs
DEC'18 DEC'18 DEC18 MAR'18 MAR'19 Mobilized Mobilized Inoperative Inoperative Inoperative
AGRICULTURE 75 24 32.00% 101 -77 accounts
MSME 10 10 ACH 14 -4
559 17.35 12 -6.75 1399 2 12.89%
RETAIL LENDING 15 6 40.00% 20 -14
TOTAL FRESH SANCTIONS 100 40 40.00% 135 -95
*Average Data Updated till 28/02/2019
** Retail Lending Updated Till 08/03/2019 & Other Core Business Updated Till 11/03/2019