Profit & Loss account of ICICI Bank

in Rs. Crore
Mar 19 Mar-18
INCOME
12 mths 12 mths
Interest / Discount on Advances / Bills 47,942.62 40,866.21
Income from Investments 12,796.88 11,568.17
Interest on Balance with RBI and Other Inter-Bank funds 736.09 663.38
Others 1,925.60 1,868.14
Total Interest Earned 63,401.19 54,965.89
Other Income 14,512.16 17,419.63
Total Income 77,913.36 72,385.52
EXPENDITURE
Interest Expended 36,386.40 31,940.05
Payments to and Provisions for Employees 6,808.24 5,913.95
Depreciation 776.91 780.74
Depreciation on Leased Assets 0 0
Operating Expenses (excludes Employee Cost & Depreciation) 10,503.91 9,009.25
Total Operating Expenses 18,089.06 15,703.94
Provision Towards Income Tax 3,360.60 2,661.85
Provision Towards Deferred Tax -2,947.14 -2,004.72
Provision Towards Other Taxes 0 0
Other Provisions and Contingencies 19,661.14 17,306.98
Total Provisions and Contingencies 20,074.60 17,964.11
Total Expenditure 74,550.05 65,608.10
Net Profit / Loss for The Year 3,363.30 6,777.42
Net Profit / Loss After EI & Prior Year Items 3,363.30 6,777.42
Profit / Loss Brought Forward 18,495.26 18,744.94
Total Profit / Loss available for Appropriations 21,858.56 25,522.36
APPROPRIATIONS
Transfer To / From Statutory Reserve 840.9 1,694.40
Transfer To / From Reserve Fund 0.76 1.05
Transfer To / From Special Reserve 525 600
Transfer To / From Capital Reserve 28 2,565.46
Transfer To / From Investment Reserve 0 0
Transfer To / From Revenue And Other Reserves 1,619.20 700
Dividend and Dividend Tax for The Previous Year 0 0
Equity Share Dividend 965.13 1,457.46
Tax On Dividend 0 8.73
Balance Carried Over To Balance Sheet 17,879.57 18,495.26
Total Appropriations 21,858.56 25,522.36
OTHER INFORMATION
EARNINGS PER SHARE
Basic EPS (Rs.) 5.23 10.56
Diluted EPS (Rs.) 5.17 10.46
DIVIDEND PERCENTAGE
Equity Dividend Rate (%) 50 75
 Balance Sheet of ICICI Bank
(in Rs. Crore)
Mar '19 Mar '18
Capital and Liabilities
12 mths 12 mths
Total Share Capital 1,289.46 1,285.81
Equity Share Capital 1,289.46 1,285.81
Share Application Money 4.68 5.57
Reserves 104,029.40 100,864.37
Net Worth 105,323.54 102,155.75
Deposits 652,919.67 560,975.21
Borrowings 165,319.97 182,858.62
Total Debt 818,239.64 743,833.83
Other Liabilities & Provisions 37,851.46 30,196.40
Total Liabilities 961,414.64 876,185.98
Mar '19 Mar '18
Assets
12 mths 12 mths
Cash & Balances with RBI 37,858.01 33,102.38
Balance with Banks, Money at Call 42,438.27 51,067.00
Advances 586,646.58 512,395.29
Investments 207,732.68 202,994.18
Gross Block 7,931.43 7,903.51
Revaluation Reserves 3,044.51 3,003.19
Net Block 4,886.92 4,900.32
Other Assets 81,852.17 71,726.80
Total Assets 961,414.63 876,185.97

Contingent Liabilities 1,971,430.27 865,409.07

Book Value (Rs) 163.38 158.91
 Key Financial Ratios of ICICI Bank
Ratios Mar '19 Mar '18
Investment Valuation Ratios
Face Value 2 2
Dividend Per Share 1 1.5
Operating Profit Per Share (Rs) 15.05 12.61
Net Operating Profit Per Share (Rs) 98.35 85.51
Profitability Ratios
Net Profit Margin 5.3 12.33
Return on Net Worth(%) 3.19 6.63
Return on Assets Excluding Revaluations 163.38 158.91
Return on Assets Including Revaluations 168.1 163.59
Management Efficiency Ratios
Interest Income / Total Funds 6.9 6.68
Non Interest Income / Total Funds 1.58 2.12
Operating Expense / Total Funds 1.88 1.81
Profit Before Provisions / Total Funds 2.55 3.01
Net Profit / Total Funds 0.37 0.82
Total Income / Capital Employed(%) 8.48 8.8
Asset Turnover Ratio 0.07 0.07
Profit And Loss Account Ratios
Other Income / Total Income 18.63 24.07
Operating Expense / Total Income 22.22 20.62
Selling Distribution Cost Composition 1.14 0.73
Balance Sheet Ratios
Capital Adequacy Ratio 16.89 18.42
Debt Coverage Ratios
Investment Deposit Ratio 33.84 34.68
Total Debt to Owners Fund 7.77 7.28
Financial Charges Coverage Ratio 1.67 1.8
Leverage Ratios
Current Ratio 0.12 0.12
Quick Ratio 18.66 20.44
Cash Flow Indicator Ratios
Dividend Payout Ratio Net Profit 28.69 21.5
Earning Retention Ratio 71.31 78.5
 Cash Flow of ICICI Bank
in Rs. Crore
Particulars Mar '19 Mar '18
12 mths 12 mths
Net Profit Before Tax 3776.76 7434.56
Net Cash From Operating Activities 38418.79 13303.65
Net Cash (used in)/from -23875.31 -38968.8
Investing Activities
Net Cash (used in)/from Financing Activities -18251.09 34118.3
Net (decrease)/increase In Cash and Cash Equivalents -3873.09 8456.32
Opening Cash & Cash Equivalents 84169.38 75713.06
Closing Cash & Cash Equivalents 80296.29 84169.38