Finanzas Personales

Presupuesto Anual

Instrucciones:

Lo único que debes hacer es colocar los conceptos y las cantidades que tienes como ingresos y egresos en las column
egresos, al final de la tabla en la celda de CAPACIDAD DE AHORRO se te mostrará en color verde, de lo contrario se ma
podrás buscar una solución integral para todo el año .

Concepto
Total Anual Enero
$ % $ %
Ingresos mensuales
Salarios S/. 18,000.00 85.7% S/. 1,500.00 100.0%
Bonos S/. - 0.0% 0.0%
Incentivos S/. - 0.0% 0.0%
Honorarios S/. 3,000.00 14.3% 0.0%
Otros S/. - 0.0% 0.0%
TOTAL DE INGRESOS S/. 21,000.00 100.0% S/. 1,500.00 100.0%

Egresos (gastos fijos):

Pago del Celular S/. 900.00 100.0% S/. 75.00 100.0%
Pensión de Colegio S/. - 0.0% 0.0%
S/. - 0.0% 0.0%
S/. - 0.0% 0.0%
S/. - 0.0% 0.0%
S/. - 0.0% 0.0%
S/. - 0.0% 0.0%
S/. - 0.0% 0.0%
S/. - 0.0% 0.0%
S/. - 0.0% 0.0%
S/. - 0.0% 0.0%
S/. - 0.0% 0.0%
S/. - 0.0% 0.0%
S/. - 0.0% 0.0%
S/. - 0.0% 0.0%
SUBTOTAL S/. 900.00 100.0% S/. 75.00 100.0%
 Egresos (gastos variables):
Luz S/. 3,427.00 100.0% S/. 300.00 100.0%
Agua S/. - 0.0% 0.0%
S/. - 0.0% 0.0%
S/. - 0.0% 0.0%
S/. - 0.0% 0.0%
S/. - 0.0% 0.0%
S/. - 0.0% 0.0%
S/. - 0.0% 0.0%
S/. - 0.0% 0.0%
S/. - 0.0% 0.0%
S/. - 0.0% 0.0%
S/. - 0.0% 0.0%
S/. - 0.0% 0.0%
S/. - 0.0% 0.0%
S/. - 0.0% 0.0%
SUBTOTAL S/. 3,427.00 100.0% S/. 300.00 100.0%

Egresos (gastos superfluos)

Gaseosa S/. 780.00 100.0% S/. 100.00 100.0%
Cine S/. - 0.0% 0.0%
S/. - 0.0% 0.0%
S/. - 0.0% 0.0%
S/. - 0.0% 0.0%
SUBTOTAL S/. 780.00 100.0% S/. 100.00 100.0%
TOTAL DE GASTOS S/. 5,107.00 0.0% S/. 475.00 0.0%

Ingresos menos egresos

CAPACIDAD DE AHORRO S/. 15,893.00 75.7% S/. 1,025.00 68.3%
Personales

s como ingresos y egresos en las columnas las otras celdas comenzarán a mostrar los porcentajes de forma automática. Si realizaste correc
ará en color verde, de lo contrario se marcará con rojo y deberás hacer modificaciones en tu presupuesto. Con este formato sabrás lo que

Presupue
Febrero Marzo Abril Mayo
$ % $ % $ % $

S/. 1,500.00 100.0% S/. 1,500.00 100.0% S/. 1,500.00 100.0% S/. 1,500.00
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0% S/. 1,500.00
0.0% 0.0% 0.0%
S/. 1,500.00 100.0% S/. 1,500.00 100.0% S/. 1,500.00 100.0% S/. 3,000.00

S/. 75.00 100.0% S/. 75.00 100.0% S/. 75.00 100.0% S/. 75.00
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
S/. 75.00 100.0% S/. 75.00 100.0% S/. 75.00 0.0% S/. 75.00
S/. 250.00 100.0% S/. 280.00 100.0% S/. 270.00 100.0% S/. 300.00
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
S/. 250.00 100.0% S/. 280.00 100.0% S/. 270.00 100.0% S/. 300.00

S/. 100.00 100.0% S/. 100.00 100.0% S/. 70.00 100.0% S/. 70.00
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
S/. 100.00 100.0% S/. 100.00 100.0% S/. 70.00 100.0% S/. 70.00
S/. 425.00 0.0% S/. 455.00 0.0% S/. 415.00 0.0% S/. 445.00

S/. 1,075.00 71.7% S/. 1,045.00 69.7% S/. 1,085.00 72.3% S/. 2,555.00
ma automática. Si realizaste correctamente el cálculo y no te excediste en tus
to. Con este formato sabrás lo que te sobrará o faltará de manera anualizada y

Presupuesto familiar
Mayo Junio Julio Agosto
% $ % $ % $ %

50.0% S/. 1,500.00 100.0% S/. 1,500.00 100.0% S/. 1,500.00 100.0%
0.0% 0.0% 0.0% 0.0%
0.0% 0.0% 0.0% 0.0%
0.0% 0.0% 0.0% 0.0%
0.0% 0.0% 0.0% 0.0%
100.0% S/. 1,500.00 0.0% S/. 1,500.00 100.0% S/. 1,500.00 100.0%

100.0% S/. 75.00 100.0% S/. 75.00 100.0% S/. 75.00 100.0%
0.0% 0.0% 0.0% 0.0%
0.0% 0.0% 0.0% 0.0%
0.0% 0.0% 0.0% 0.0%
0.0% 0.0% 0.0% 0.0%
0.0% 0.0% 0.0% 0.0%
0.0% 0.0% 0.0% 0.0%
0.0% 0.0% 0.0% 0.0%
0.0% 0.0% 0.0% 0.0%
0.0% 0.0% 0.0% 0.0%
0.0% 0.0% 0.0% 0.0%
0.0% 0.0% 0.0% 0.0%
0.0% 0.0% 0.0% 0.0%
0.0% 0.0% 0.0% 0.0%
0.0% 0.0% 0.0% 0.0%
100.0% S/. 75.00 100.0% S/. 75.00 100.0% S/. 75.00 100.0%
100.0% S/. 290.00 100.0% S/. 288.00 100.0% S/. 249.00 100.0%
0.0% 0.0% 0.0% 0.0%
0.0% 0.0% 0.0% 0.0%
0.0% 0.0% 0.0% 0.0%
0.0% 0.0% 0.0% 0.0%
0.0% 0.0% 0.0% 0.0%
0.0% 0.0% 0.0% 0.0%
0.0% 0.0% 0.0% 0.0%
0.0% 0.0% 0.0% 0.0%
0.0% 0.0% 0.0% 0.0%
0.0% 0.0% 0.0% 0.0%
0.0% 0.0% 0.0% 0.0%
0.0% 0.0% 0.0% 0.0%
0.0% 0.0% 0.0% 0.0%
0.0% 0.0% 0.0% 0.0%
100.0% S/. 290.00 100.0% S/. 288.00 100.0% S/. 249.00 100.0%

100.0% S/. 40.00 100.0% S/. 40.00 100.0% S/. 40.00 100.0%
0.0% 0.0% 0.0% 0.0%
0.0% 0.0% 0.0% 0.0%
0.0% 0.0% 0.0% 0.0%
0.0% 0.0% 0.0% 0.0%
100.0% S/. 40.00 100.0% S/. 40.00 100.0% S/. 40.00 100.0%
0.0% S/. 405.00 0.0% S/. 403.00 0.0% S/. 364.00 0.0%

85.2% S/. 1,095.00 73.0% S/. 1,097.00 73.1% S/. 1,136.00 75.7%
 Septiembre Octubre Noviembre Diciembre
$ % $ % $ % $

S/. 1,500.00 100.0% S/. 1,500.00 100.0% S/. 1,500.00 50.0% S/. 1,500.00
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% S/. 1,500.00 50.0%
0.0% 0.0% 0.0%
S/. 1,500.00 100.0% S/. 1,500.00 100.0% S/. 3,000.00 100.0% S/. 1,500.00

S/. 75.00 100.0% S/. 75.00 100.0% S/. 75.00 100.0% S/. 75.00
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
S/. 75.00 100.0% S/. 75.00 100.0% S/. 75.00 100.0% S/. 75.00
S/. 340.00 100.0% S/. 280.00 100.0% S/. 290.00 100.0% S/. 290.00
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
S/. 340.00 100.0% S/. 280.00 100.0% S/. 290.00 100.0% S/. 290.00

S/. 40.00 100.0% S/. 40.00 100.0% S/. 60.00 100.0% S/. 80.00
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
0.0% 0.0% 0.0%
S/. 40.00 100.0% S/. 40.00 100.0% S/. 60.00 100.0% S/. 80.00
S/. 455.00 0.0% S/. 395.00 0.0% S/. 425.00 0.0% S/. 445.00

S/. 1,045.00 69.7% S/. 1,105.00 73.7% S/. 2,575.00 85.8% S/. 1,055.00
Diciembre
%

100.0%
0.0%
0.0%
0.0%
0.0%
100.0%

100.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
100.0%
100.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
100.0%

100.0%
0.0%
0.0%
0.0%
0.0%
100.0%
0.0%

70.3%