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TABLA DE AMORTIZACION METODO FRANCES La formula es =pago(tasa de interes;numero de meses;menos valor del prestamo)

F4 PARA FIJAR
El señor armando casas solicito un prestamo al banco de bogotá por un valor de 35'500.000 a una tasa de interes del 2,17% en un periodo de 3 años La señora Laura Gacharná solicito un prestamo al banco de la mujer por $ 54'300.000 con una tasa de inetez del 2,02% en un periodo de 5 años

CAPITAL 35.500.000 TASA INTERES 2,17% PERIODO 36 meses CAPITAL 54'300.000 TASA INTERES 2,2% PERIODO 60 meses

PERIODO CAPITAL INTERESES CUOTA AMORTIZACION SALDO PERIODO CAPITAL INTERESES CUOTA AMORTIZACION SALDO
0 35.500.000 35.500.000 0 54.300.000 54.300.000
1 35.500.000 770.350 1.431.074 660.724 34.839.276 1 54.300.000 1.194.600 1.638.651 444.051 53.855.949
2 34.839.276 756.012 1.431.074 675.061 34.164.215 2 53.855.949 1.184.831 1.638.651 453.820 53.402.129
3 34.164.215 741.363 1.431.074 689.710 33.474.505 3 53.402.129 1.174.847 1.638.651 463.804 52.938.325
4 33.474.505 726.397 1.431.074 704.677 32.769.828 4 52.938.325 1.164.643 1.638.651 474.008 52.464.318
5 32.769.828 711.105 1.431.074 719.968 32.049.860 5 52.464.318 1.154.215 1.638.651 484.436 51.979.882
6 32.049.860 695.482 1.431.074 735.592 31.314.268 6 51.979.882 1.143.557 1.638.651 495.093 51.484.788
7 31.314.268 679.520 1.431.074 751.554 30.562.714 7 51.484.788 1.132.665 1.638.651 505.985 50.978.803
8 30.562.714 663.211 1.431.074 767.863 29.794.852 8 50.978.803 1.121.534 1.638.651 517.117 50.461.686
9 29.794.852 646.548 1.431.074 784.525 29.010.326 9 50.461.686 1.110.157 1.638.651 528.494 49.933.192
10 29.010.326 629.524 1.431.074 801.549 28.208.777 10 49.933.192 1.098.530 1.638.651 540.121 49.393.071
11 28.208.777 612.130 1.431.074 818.943 27.389.834 11 49.393.071 1.086.648 1.638.651 552.003 48.841.068
12 27.389.834 594.359 1.431.074 836.714 26.553.120 12 48.841.068 1.074.504 1.638.651 564.147 48.276.921
13 26.553.120 576.203 1.431.074 854.871 25.698.249 13 48.276.921 1.062.092 1.638.651 576.559 47.700.362
14 25.698.249 557.652 1.431.074 873.422 24.824.827 14 47.700.362 1.049.408 1.638.651 589.243 47.111.120
15 24.824.827 538.699 1.431.074 892.375 23.932.452 15 47.111.120 1.036.445 1.638.651 602.206 46.508.913
16 23.932.452 519.334 1.431.074 911.739 23.020.713 16 46.508.913 1.023.196 1.638.651 615.455 45.893.459
17 23.020.713 499.549 1.431.074 931.524 22.089.189 17 45.893.459 1.009.656 1.638.651 628.995 45.264.464
18 22.089.189 479.335 1.431.074 951.738 21.137.451 18 45.264.464 995.818 1.638.651 642.833 44.621.631
19 21.137.451 458.683 1.431.074 972.391 20.165.060 19 44.621.631 981.676 1.638.651 656.975 43.964.656
20 20.165.060 437.582 1.431.074 993.492 19.171.568 20 43.964.656 967.222 1.638.651 671.428 43.293.228
21 19.171.568 416.023 1.431.074 1.015.051 18.156.518 21 43.293.228 952.451 1.638.651 686.200 42.607.028
22 18.156.518 393.996 1.431.074 1.037.077 17.119.440 22 42.607.028 937.355 1.638.651 701.296 41.905.732
23 17.119.440 371.492 1.431.074 1.059.582 16.059.859 23 41.905.732 921.926 1.638.651 716.725 41.189.007
24 16.059.859 348.499 1.431.074 1.082.575 14.977.284 24 41.189.007 906.158 1.638.651 732.493 40.456.515
25 14.977.284 325.007 1.431.074 1.106.067 13.871.218 25 40.456.515 890.043 1.638.651 748.607 39.707.907
26 13.871.218 301.005 1.431.074 1.130.068 12.741.149 26 39.707.907 873.574 1.638.651 765.077 38.942.830
27 12.741.149 276.483 1.431.074 1.154.591 11.586.559 27 38.942.830 856.742 1.638.651 781.909 38.160.922
28 11.586.559 251.428 1.431.074 1.179.645 10.406.914 28 38.160.922 839.540 1.638.651 799.111 37.361.811
29 10.406.914 225.830 1.431.074 1.205.244 9.201.670 29 37.361.811 821.960 1.638.651 816.691 36.545.120
30 9.201.670 199.676 1.431.074 1.231.397 7.970.273 30 36.545.120 803.993 1.638.651 834.658 35.710.462
31 7.970.273 172.955 1.431.074 1.258.119 6.712.154 31 35.710.462 785.630 1.638.651 853.021 34.857.441
32 6.712.154 145.654 1.431.074 1.285.420 5.426.734 32 34.857.441 766.864 1.638.651 871.787 33.985.654
33 5.426.734 117.760 1.431.074 1.313.313 4.113.421 33 33.985.654 747.684 1.638.651 890.966 33.094.688
34 4.113.421 89.261 1.431.074 1.341.812 2.771.609 34 33.094.688 728.083 1.638.651 910.568 32.184.120
35 2.771.609 60.144 1.431.074 1.370.930 1.400.679 35 32.184.120 708.051 1.638.651 930.600 31.253.520
36 1.400.679 30.395 1.431.074 1.400.679 0 36 31.253.520 687.577 1.638.651 951.073 30.302.447
37 30.302.447 666.654 1.638.651 971.997 29.330.450
38 29.330.450 645.270 1.638.651 993.381 28.337.069
39 28.337.069 623.416 1.638.651 1.015.235 27.321.833
40 27.321.833 601.080 1.638.651 1.037.570 26.284.263
41 26.284.263 578.254 1.638.651 1.060.397 25.223.866
42 25.223.866 554.925 1.638.651 1.083.726 24.140.140
43 24.140.140 531.083 1.638.651 1.107.568 23.032.572
44 23.032.572 506.717 1.638.651 1.131.934 21.900.638
45 21.900.638 481.814 1.638.651 1.156.837 20.743.801
46 20.743.801 456.364 1.638.651 1.182.287 19.561.514
47 19.561.514 430.353 1.638.651 1.208.297 18.353.217
48 18.353.217 403.771 1.638.651 1.234.880 17.118.337
49 17.118.337 376.603 1.638.651 1.262.047 15.856.289
50 15.856.289 348.838 1.638.651 1.289.812 14.566.477
51 14.566.477 320.462 1.638.651 1.318.188 13.248.289
52 13.248.289 291.462 1.638.651 1.347.188 11.901.100
53 11.901.100 261.824 1.638.651 1.376.827 10.524.273
54 10.524.273 231.534 1.638.651 1.407.117 9.117.157
55 9.117.157 200.577 1.638.651 1.438.073 7.679.083
56 7.679.083 168.940 1.638.651 1.469.711 6.209.372
57 6.209.372 136.606 1.638.651 1.502.045 4.707.328
58 4.707.328 103.561 1.638.651 1.535.090 3.172.238
59 3.172.238 69.789 1.638.651 1.568.862 1.603.377
60 1.603.377 35.274 1.638.651 1.603.377 0
EJERCICIO PRACTICO

La señora Patricia Velez, solicita un prestamo al banco BBVA por $ 120'500.000 a una tasa de interes del 1,9% con un periodo de 7 años.
El señor Marcos Pinto, solicita un prestamo al banco AV VILLAS por $ 95'400.000, conuna tasa de ineterez del 2.0% a un periodo de 5 años
La señora Magnolia Perez, solicita un prestamo al banco BOGOTÀ por $ 77'800.000, con una tasa de interez del 2,3% con periodo dde 4 años
El señor Casimiro Diaz, solicita un prestamo al banco POPULAR por $ 64'900.000, con una tasa de interez del 1,8% con un periodo de 3 años
CAPITAL 120.500.000 TASA INTERES 1,90% PERIODO 84 meses

PERIODO CAPITAL INTERESES CUOTA AMORTIZACION SALDO


0 120.500.000 120.500.000
1 120.500.000 2289500

2
3
4
TABLA DE AMORTIZACION METODO FRANCES La formula es =pago(tasa de interes;numero de meses;menos valor del prestamo)
F4 PARA FIJAR
La señora Patricia Velez, solicita un prestamo al banco BBVA por $ 120'500.000 a una tasa de interes del 1,9% con un periodo de 7 años. El señor Marcos Pinto, solicita un prestamo al banco AV VILLAS por $ 95'400.000, conuna tasa de ineterez del 2.0% a un periodo de 5 años

CAPITAL 120.500.000 TASA INTERES 1,9% PERIODO 74 meses CAPITAL 95.400.000 TASA INTERES 2,0% PERIODO 60 meses

PERIODO CAPITAL INTERESES CUOTA AMORTIZACION SALDO PERIODO CAPITAL INTERESES CUOTA AMORTIZACION SALDO
0 120.500.000 120.500.000 0 54.300.000 54.300.000
1 120.500.000 2.289.500 3.046.073 756.573 119.743.427 1 54.300.000 1.086.000 1.562.101 476.101 53.823.899
2 119.743.427 2.275.125 3.046.073 770.948 118.972.480 2 53.823.899 1.076.478 1.562.101 485.623 53.338.277
3 118.972.480 2.260.477 3.046.073 785.596 118.186.884 3 53.338.277 1.066.766 1.562.101 495.335 52.842.942
4 118.186.884 2.245.551 3.046.073 800.522 117.386.362 4 52.842.942 1.056.859 1.562.101 505.242 52.337.700
5 117.386.362 2.230.341 3.046.073 815.732 116.570.631 5 52.337.700 1.046.754 1.562.101 515.347 51.822.354
6 116.570.631 2.214.842 3.046.073 831.231 115.739.400 6 51.822.354 1.036.447 1.562.101 525.653 51.296.700
7 115.739.400 2.199.049 3.046.073 847.024 114.892.376 7 51.296.700 1.025.934 1.562.101 536.167 50.760.534
8 114.892.376 2.182.955 3.046.073 863.118 114.029.258 8 50.760.534 1.015.211 1.562.101 546.890 50.213.644
9 114.029.258 2.166.556 3.046.073 879.517 113.149.742 9 50.213.644 1.004.273 1.562.101 557.828 49.655.816
10 113.149.742 2.149.845 3.046.073 896.228 112.253.514 10 49.655.816 993.116 1.562.101 568.984 49.086.832
11 112.253.514 2.132.817 3.046.073 913.256 111.340.258 11 49.086.832 981.737 1.562.101 580.364 48.506.468
12 111.340.258 2.115.465 3.046.073 930.608 110.409.650 12 48.506.468 970.129 1.562.101 591.971 47.914.497
13 110.409.650 2.097.783 3.046.073 948.289 109.461.361 13 47.914.497 958.290 1.562.101 603.811 47.310.686
14 109.461.361 2.079.766 3.046.073 966.307 108.495.054 14 47.310.686 946.214 1.562.101 615.887 46.694.799
15 108.495.054 2.061.406 3.046.073 984.667 107.510.388 15 46.694.799 933.896 1.562.101 628.205 46.066.595
16 107.510.388 2.042.697 3.046.073 1.003.375 106.507.012 16 46.066.595 921.332 1.562.101 640.769 45.425.826
17 106.507.012 2.023.633 3.046.073 1.022.439 105.484.573 17 45.425.826 908.517 1.562.101 653.584 44.772.242
18 105.484.573 2.004.207 3.046.073 1.041.866 104.442.707 18 44.772.242 895.445 1.562.101 666.656 44.105.586
19 104.442.707 1.984.411 3.046.073 1.061.661 103.381.046 19 44.105.586 882.112 1.562.101 679.989 43.425.598
20 103.381.046 1.964.240 3.046.073 1.081.833 102.299.213 20 43.425.598 868.512 1.562.101 693.589 42.732.009
21 102.299.213 1.943.685 3.046.073 1.102.388 101.196.826 21 42.732.009 854.640 1.562.101 707.460 42.024.549
22 101.196.826 1.922.740 3.046.073 1.123.333 100.073.493 22 42.024.549 840.491 1.562.101 721.610 41.302.939
23 100.073.493 1.901.396 3.046.073 1.144.676 98.928.816 23 41.302.939 826.059 1.562.101 736.042 40.566.897
24 98.928.816 1.879.648 3.046.073 1.166.425 97.762.391 24 40.566.897 811.338 1.562.101 750.763 39.816.135
25 97.762.391 1.857.485 3.046.073 1.188.587 96.573.804 25 39.816.135 796.323 1.562.101 765.778 39.050.357
26 96.573.804 1.834.902 3.046.073 1.211.170 95.362.634 26 39.050.357 781.007 1.562.101 781.093 38.269.263
27 95.362.634 1.811.890 3.046.073 1.234.183 94.128.451 27 38.269.263 765.385 1.562.101 796.715 37.472.548
28 94.128.451 1.788.441 3.046.073 1.257.632 92.870.819 28 37.472.548 749.451 1.562.101 812.650 36.659.899
29 92.870.819 1.764.546 3.046.073 1.281.527 91.589.292 29 36.659.899 733.198 1.562.101 828.903 35.830.996
30 91.589.292 1.740.197 3.046.073 1.305.876 90.283.416 30 35.830.996 716.620 1.562.101 845.481 34.985.515
31 90.283.416 1.715.385 3.046.073 1.330.688 88.952.728 31 34.985.515 699.710 1.562.101 862.390 34.123.125
32 88.952.728 1.690.102 3.046.073 1.355.971 87.596.757 32 34.123.125 682.463 1.562.101 879.638 33.243.487
33 87.596.757 1.664.338 3.046.073 1.381.734 86.215.023 33 33.243.487 664.870 1.562.101 897.231 32.346.256
34 86.215.023 1.638.085 3.046.073 1.407.987 84.807.036 34 32.346.256 646.925 1.562.101 915.175 31.431.081
35 84.807.036 1.611.334 3.046.073 1.434.739 83.372.297 35 31.431.081 628.622 1.562.101 933.479 30.497.602
36 83.372.297 1.584.074 3.046.073 1.461.999 81.910.298 36 30.497.602 609.952 1.562.101 952.149 29.545.453
37 81.910.298 1.556.296 3.046.073 1.489.777 80.420.521 37 29.545.453 590.909 1.562.101 971.191 28.574.262
38 80.420.521 1.527.990 3.046.073 1.518.083 78.902.438 38 28.574.262 571.485 1.562.101 990.615 27.583.647
39 78.902.438 1.499.146 3.046.073 1.546.926 77.355.511 39 27.583.647 551.673 1.562.101 1.010.428 26.573.219
40 77.355.511 1.469.755 3.046.073 1.576.318 75.779.194 40 26.573.219 531.464 1.562.101 1.030.636 25.542.583
41 75.779.194 1.439.805 3.046.073 1.606.268 74.172.926 41 25.542.583 510.852 1.562.101 1.051.249 24.491.334
42 74.172.926 1.409.286 3.046.073 1.636.787 72.536.138 42 24.491.334 489.827 1.562.101 1.072.274 23.419.060
43 72.536.138 1.378.187 3.046.073 1.667.886 70.868.252 43 23.419.060 468.381 1.562.101 1.093.719 22.325.341
44 70.868.252 1.346.497 3.046.073 1.699.576 69.168.677 44 22.325.341 446.507 1.562.101 1.115.594 21.209.747
45 69.168.677 1.314.205 3.046.073 1.731.868 67.436.809 45 21.209.747 424.195 1.562.101 1.137.906 20.071.842
46 67.436.809 1.281.299 3.046.073 1.764.773 65.672.036 46 20.071.842 401.437 1.562.101 1.160.664 18.911.178
47 65.672.036 1.247.769 3.046.073 1.798.304 63.873.732 47 18.911.178 378.224 1.562.101 1.183.877 17.727.301
48 63.873.732 1.213.601 3.046.073 1.832.472 62.041.260 48 17.727.301 354.546 1.562.101 1.207.555 16.519.746
49 62.041.260 1.178.784 3.046.073 1.867.289 60.173.971 49 16.519.746 330.395 1.562.101 1.231.706 15.288.041
50 60.173.971 1.143.305 3.046.073 1.902.767 58.271.204 50 15.288.041 305.761 1.562.101 1.256.340 14.031.701
51 58.271.204 1.107.153 3.046.073 1.938.920 56.332.284 51 14.031.701 280.634 1.562.101 1.281.467 12.750.234
52 56.332.284 1.070.313 3.046.073 1.975.759 54.356.525 52 12.750.234 255.005 1.562.101 1.307.096 11.443.139
53 54.356.525 1.032.774 3.046.073 2.013.299 52.343.226 53 11.443.139 228.863 1.562.101 1.333.238 10.109.901
54 52.343.226 994.521 3.046.073 2.051.551 50.291.675 54 10.109.901 202.198 1.562.101 1.359.903 8.749.998
55 50.291.675 955.542 3.046.073 2.090.531 48.201.144 55 8.749.998 175.000 1.562.101 1.387.101 7.362.898
56 48.201.144 915.822 3.046.073 2.130.251 46.070.893 56 7.362.898 147.258 1.562.101 1.414.843 5.948.055
57 46.070.893 875.347 3.046.073 2.170.726 43.900.167 57 5.948.055 118.961 1.562.101 1.443.139 4.504.916
58 43.900.167 834.103 3.046.073 2.211.969 41.688.198 58 4.504.916 90.098 1.562.101 1.472.002 3.032.913
59 41.688.198 792.076 3.046.073 2.253.997 39.434.201 59 3.032.913 60.658 1.562.101 1.501.442 1.531.471
60 39.434.201 749.250 3.046.073 2.296.823 37.137.378 60 1.531.471 30.629 1.562.101 1.531.471 0
61 37.137.378 705.610 3.046.073 2.340.462 34.796.916
62 34.796.916 661.141 3.046.073 2.384.931 32.411.984
63 32.411.984 615.828 3.046.073 2.430.245 29.981.739
64 29.981.739 569.653 3.046.073 2.476.420 27.505.320
65 27.505.320 522.601 3.046.073 2.523.472 24.981.848
66 24.981.848 474.655 3.046.073 2.571.418 22.410.431
67 22.410.431 425.798 3.046.073 2.620.274 19.790.156
68 19.790.156 376.013 3.046.073 2.670.060 17.120.097
69 17.120.097 325.282 3.046.073 2.720.791 14.399.306
70 14.399.306 273.587 3.046.073 2.772.486 11.626.820
71 11.626.820 220.910 3.046.073 2.825.163 8.801.657
72 8.801.657 167.231 3.046.073 2.878.841 5.922.816
73 5.922.816 112.533 3.046.073 2.933.539 2.989.276
74 2.989.276 56.796 3.046.073 2.989.276 0

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