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MATEMÁTICA FINANCIERA

Ms. Félix Castañeda Aranda

3
D
3200  0.015  120 30 

1   0.015  120
30 
D  S / . 181.13
405.50
n
 3400  405.50  0.0085
S  16 meses
S=12850.00

TNA 12% TNA 10.5% TNA 8%


27d 14d 44d
05-ago 29-oct

 
 
 

D  12850 1 
1 
 27 14 44 
 1  0.12x  0.105x  0.08x
 360 360 360 

 
 

D  S / . 287.20
 154

D  18020 1  1  0.1356  360


D  S / . 954.05
Depósito  S / . 17 065.95
1
 872  225/30
TEM  1   1
 9762 
TEM  1.26%
S=19085.00

TEA 11% TES 4% TET 3.5%


29d 112d 23d
01-feb 15-jul

 
D  19085 1  
1
 29 112 23 
 1  0.11 
360 . 1  0.04  
180 . 1  0.035  90

D  S / .777.69
 120

  0.0165  30

D  7056 1  1  
  12  
 
D  S / . 38.67
DESCUENTOS
(D. BANCARIO SIMPLE)

D  16000  0.135 104
360 
D  S / . 624.00
S=12000.00

TNA 13.5% TNS 5% TNM 2%


86d 21d 13d
21-may 18-set

 86 21 13 
D  12000  0.135x  0.05x  0.02x 
 360 180 30 
D  S/. 561.00
DESCUENTOS
(D. BANCARIO COMPUESTO)
 74

720  S 1  1  0.025  
30
 
S  S / . 11892.86
S=18799.00

TEA 13.5% TEM 2% TET 5%


48d 95d 95d
01-mar 25-oct
 48 95 95

D  18799 1  1  0.135  360 . 1  0.02  30 . 1  0.05  90 
 
D  S / . 2414.29
 71

  4.08  60

D  13421 1   1  
  3  
 
D  215.72 um
DESCUENTOS
(D. COMERCIAL)
a) Dc  18500  0.0725   S / . 1341.25
b) S/ . 18500  S / .1341.25  S / . 17158.75
c) S / .17500.00  S / .17158.75  S / .341.25
a) Dc  580 1  1  0.08 1  0.11   105.10
b) d  1  1  0.08 1  0.11   18.12%
c) PRn  580 1  0.08 1  0.11   S / . 474.90