ALLIED BANK LIMITED

Products and services

PLS Account
Current Account
Allied Business Account
Allied Rising Star
Allied Basic Banking Account
Allied e-Savers Account
Foreign Currency Deposits
Rewarding Term Deposit
Monthly Profit Plus
Allied Advance Profit scheme
Rewarding Profit Account
Behtar Munafa Account
Behtar Munafa Term Deposit
Allied Bachat Scheme

PLS Account
Allied Bank offers the PLS Savings Account facility to its customers with the following
attractive features.

 Attractive return of up to 5.00% per annum

 Free Cash Deposit / Withdrawal / account to account transfer within city.
 Free Online Transactions, DD/TT/PO for depositors maintaining an average monthly
balance of Rs. 2.500 (M) & above.
 Free issuance of cheque book at the time of account opening.

Current Account
 Allied Bank offers the Current Account facility for individuals as well as for institutions
and commercial customers.
 There are free Online Transactions, DD/TT/PO for depositors maintaining an average
monthly balance of Rs. 0.5 (M) & above.
 Free issuance of cheque book at the time of account opening.
  Free Cash Deposit / Withdrawal / account to account transfer within city.

Allied Business Account

Enjoy unlimited freedom and convenience with numerous free services – all with Allied
Business Account

Now with your current account you can make unlimited transactions via 779 online Allied Bank
branches.

On maintaining a daily minimum balance of just Rs. 50,000, you can enjoy the following

services FREE of charge:

FREE Pay Orders

FREE Demand Drafts
FREE Deposit
FREE Withdrawals
FREE Funds Transfer
FREE Telephonic Transfer
FREE Internet Banking
No Cheque return charges
FREE Nationwide Real-time Online Banking
  Open an Allied Business Account today and watch your business grow

Allied rising star:

Product Information

Allied Rising Star - Youth’s 1st Bank Account is     a savings account for all youngsters below
18     years of age. It can help you save your pocket     money and earn daily profit. And when
you’ve     collected enough, there’s so much you can do     with your savings… like buy your
favorite books     and toys or a special present for your mummy     or daddy, or even carry on
saving!     So if you’re below 18 years of age, you can     open your very own Allied Rising Star -
Youth’s     1st Bank Account and have all the fun that     goes with it!
When you open your account, it’s in your name, but you still have to take mummy’s, daddy’s or
your guardian’s help to use it - like with:

Signatures

taking cash out from the ATM or the Bank

general banking activities

You can use your account any time – which means you can take money out with your parent’s or
guardian’s help, or deposit money yourself, whenever you need to

You get 2 accounts when you become an Allied Rising Star. One is your Main Account, which
has all the money that ‘you’ deposit in it. The second is called your Wallet Account, in which all
your profit is collected

You get to make ‘daily’ profit! Your profit goes in your Wallet Account everyday, which means
your total savings increase everyday! But that’s not all! The Bank gives you Bonus Cash on
your profit too!
It's actually quite simple        

  Once you’re an Allied    

you and your parent or guardian get to enjoy the following goodies and benefits:    

A cash box for you to save money

everyday 

Your first bank account certificate to

be the pride of your bedroom wall

 
Your very own picture ID card that
you can show off to all your friends

An exciting gift for you to enjoy at

home

   
The Allied Cash+Shop Visa Debit
Card to use anywhere in the world.
This Card will give your
parent/guardian access to both your
accounts
 
2 cheque books – one to go with your
Main Account and the second to go
with your Wallet Account
 

Free Internet Banking to access your

account from anywhere, any time

SMS Alerts for extra convenience

 
Free Insurance Cover of up to Rs.
500,000 in case of any mishap or
misfortune
  So you see, being an Allied Rising Star will make saving so much more fun than regular

saving!   What are you waiting for then? Become an    

Allied Basic Banking Account

In order to provide basic banking facilities to its lower-middle class customers, Allied Bank has
introduced the “Allied Basic Banking Account” (ABBA).
  Account can be opened with an initial deposit of Rs 1,000/=
 It is a non-remunerative account with a no minimum balance requirement.
 The Statement of Account is issued on a yearly basis

 The account will be closed automatically if the balance remains “zero” for one year.

 No service charges on the account for a maximum of 2-withdrawals and 2-deposits

during a calendar month. Additional transactions will be subject to a service charge as per
the Bank’s Schedule of Charges for every withdrawal/deposit.
 Unlimited withdrawals from ATMs.

Allied e-Savers Account

Saving has never been so flexible! The Allied e-Savers Account is a unique savings plan where
you can earn returns as high as 7.5% with the convenience of 4 withdrawals a month!

ALLIED E-SAVERS
Slabs Profit Rate
Rs. 400,001 up to Rs. 500,000 7.50%
Rs. 300,001 up to Rs. 400,000 6.00%
Rs. 200,001 up to Rs. 300,000 5.00%
upto Rs.200,000 5.00%
Salient Features:
Investment: Rs. 10,000 to Rs. 500,000
Profit: payable on Half Yearly basis.    
Expected Profit Rate: Up to 7.50% p.a.
Eligibility: Individuals
Additional Benefits:
24 hours phone banking service
Free Internet Banking facility
SMS transaction alerts
Allied Cash+Shop Visa Debit Card for cash withdrawals through any ATM including our largest
network of ATMs across Pakistan and for debit transactions at various retail outlets

First free cheque book - A/c Payee only

Note:All profits payable are subject to applicable Zakat and Govt. Levies and changes in the

Bank’s policy from time to time

Foreign Currency Deposits
Allied Bank offers the facility of opening Current, Savings and Term deposit Accounts. Foreign
Currency accounts can be opened in US Dollar, Pound Sterling, Euro, and Japanese Yen at
designated branches.

Monthly Profit Plus

Saving has now become all the more appealing with our Monthly Profit Plus Scheme, which
provides you monthly profits on investments. The scheme is designed for a period of 1 Year with
the following profit rates:

Tenure 1 Year
Profit Rate 11.00% p.a.
Profit Payment Rs.917 * per month
 * Approximate monthly returns calculated on the investment of Rs.100, 000   * Withholding tax,
Zakat or other Government Levies are applicable separately

Salient Features :

Account Type: Term Deposit

Term Period: 1 year

Profit: Payable on monthly basis

Minimum Deposit Amount: Rs.25,000

Eligibility: Individuals & Institutions (other than financial institutions)

Additional Benefits :

Chequing Account for monthly profit credit

24 hour phone banking service

Free internet banking facility

SMS transaction alerts

Allied Cash + Shop Visa Debit Card

Rewarding Term Deposit
A term deposit scheme which gives a high rate of return and the flexibility of various tenure.
Investment can be made with the minimum of PKR 25,000 only.  

Rate Of Profit :  
REWARDING TERM DEPOSIT SCHEME 1 Month 3 Months 6 Months 12 Months
Rs.25,000 to Rs.9,999,999 6.00% 8.00% 8.50% 10.00%
Rs.10,000,000& Above 7.00% 9.00% 9.50% 10.50%
 

Salient Features :

Account Type: Term Deposit

Term Period: 1-12 months

Investment: Rs. 25,000 & above

Profit: Payable on maturity

Eligibility: Individuals & Institutions

Monthly Profit Plus

Saving has now become all the more appealing with our Monthly Profit Plus Scheme, which
provides you monthly profits on investments. The scheme is designed for a period of 1 Year with
the following profit rates:

Tenure 1 Year
Profit Rate 11.00% p.a.
Profit Payment Rs.917 * per month
Approximate monthly returns calculated on the investment of Rs.100, 000  
*Withholding tax, Zakat or other Government Levies are applicable separately
Salient Features :
Account Type: Term Deposit
Term Period: 1 year
Profit: Payable on monthly basis
Minimum Deposit Amount: Rs.25,000
Eligibility: Individuals & Institutions (other than financial institutions)

Additional Benefits :
Chequing Account for monthly profit credit
24 hour phone banking service    
Free internet banking facility
SMS transaction alerts
Allied Cash + Shop Visa Debit Card

Allied Advance Profit scheme

In keeping with our objective to bring you new and innovative services and banking products, we
now introduce Allied Advance Profit Scheme that gives the entire profit upfront.
  Product Specifications:   Minimum Investment Amount – Rs.25,000

Investment Terms:

18 months

Auto roll-over (optional)

Profit Payment:

Profit of Rs.14, 000* will be immediately credited in the customer’s current account.

*on an investment of Rs.100,000

Tax/Zakat will be applicable as per rules  

Additional Features & Benefits  

Current account for regular banking needs

Allied Cash+Shop Visa Debit Card

Financing facility of upto 80% on investment

Free internet banking facility

24-hour phone banking service

 

Note : All profits payable are subject to applicable Zakat and Govt. Levies and
changes in the Bank's Policy from time to time.

Rewarding Profit Account

Rewarding Profit Account is introduced for the customers who have liquidity and can manage to
maintain sizeable monthly average balance and earn greater profit on it.Rate Of Profit :

Rewarding Profit Account Profit Rate

Rs.10 Million to less than Rs. 50 Million 8.00%
Rs.50 Million to less than Rs. 100 Million 8.50%
Rs.100 Million to less than Rs. 250 Million 9.25%
Rs.250 Million to Rs. 1 Billion 10.00%
Salient Features :

Account type: Chequing    

Profit: Payable on monthly basis    

Maximum Investment Amount: Rs. 1 Billion    

Eligibility: Individuals, and institutions    

Additional Benefits:    

24-hour phone banking service

Behtar Munafa Account  

A profit bearing chequing account with attractive rate of return, paid on monthly basis.

Rate Of Profit:  
Behtar Munafa Account  
Upto Rs.5,000,000 5.00%
Rs.5,000,001 to Rs.25,000,000 6.00%
Rs.25,000,001 to Rs.50,000,000 7.00%
Rs.50,000,001 to Rs.100,000,000 7.50%
Rs.100,000,001 to Rs.250,000,000 8.00%
Rs.250,000,001 to Rs.500,000,000 8.50%
Rs.500,000,001 & above 9.00%

 Salient Features:

Account Type: Chequing Account

Profit: Payable on monthly basis

Highest Profit: Upto 9.00% p.a

Eligibility: Individuals, and institutions

Additional Benefits:

24-hour phone banking service

Free internet banking facility

SMS transaction alerts

Allied Cash + Shop Visa Debit Card

Behtar Munafa Term Deposit

If you want to fix your money now to secure your future, this is the product for you.

Rate Of Profit:
 BEHTAR MUNAFA TERM
1 Month 3 Months 6 Months 1 Year
DEPOSITS:
Upto Rs. 5,000,000 5.00% 6.00% 6.50% 7.50%
Rs.5,000,001 to Rs.25,000,000 5.25% 6.50% 7.00% 8.00%
Rs.25,000,001 to Rs.50,000,000 5.50% 7.00% 7.50% 8.50%
Rs. 50,000,001to Rs. 100,000,000 5.75% 7.50% 8.00% 8.75%
Rs.100,000,001& Above 6.00% 8.00% 8.50% 9.00%
 

Salient Features:

Account Type: Fixed Term Deposit Profit: Payable on maturity

Highest Profit: Upto 9.00% p.a.    Eligibility: Individuals, and institutions    

Allied Bachat Scheme  

Allied Bachat Scheme is a PLS Term Deposit Scheme based deposit scheme whereby you can
double your investment in just 7.5 years.  

Maturity Period: 7.5 years

Minimum Deposit: Rs. 50,000/- with multiples of Rs. 10,000/-

Expected rate of Profit:The deposit amount will be doubled in 7.5

Allied Bachat Scheme is a PLS Term Deposit Account, whereby you can double your investment
in just 7.5 years.   This scheme comes with the following schedule of profit rates:
 No. of Years ABL Projected Rates Repayment amount
0 0 50,000.00
1 7.00% 53,500.00
1.5 7.50% 55,625.00
2 8.00% 58,000.00
2.5 8.75% 60,937.50
3 10.00% 65,000.00
3.5 10.25% 67,500.00
4 10.50% 71,000.00
4.5 10.75% 74,187.50
5 11.00% 77,500.00
5.5 11.25% 80,937.50
6 11.50% 84,500.00
6.5 11.75% 88,187.50
7 12.00% 92,000.00
7.5 13.33% 100,000.00

  Salient Features:
Maturity Period: 7.5 years
   
Free Internet Banking facility
   
Minimum Deposit: Rs. 50,000 (additional investment in multiples of Rs. 10,000)
   
Expected Profit Rate: Up to 13.33% p.a.
   
Eligibility: All individuals and institutions
 
Note:All profits payable are subject to applicable Zakat and Govt. Levies and changes in the
Bank’s policy from time to time

.
LOCKERS
 
Allied Bank Lockers are available, at an annual fee, in four different sizes - small, medium, 
large and extra large. Locker holders are not required to have an account with the Bank.
 
Annual Locker Rent Maximum Loss Coverage
S. # Locker Size
(Current) / Limit

1. Small Rs.1,500/- Rs.500,000/-

2. Medium Rs.2,000/- Rs.1,000,000/-
3. Large Rs.4,000/- Rs.1,500,000/-
4. Extra Large Rs.5,000/- Rs.2,000,000/-