Documentos de Académico
Documentos de Profesional
Documentos de Cultura
Contact Information/Questions:
If you have any questions as a result of reading this information sheet, you should ask the
researcher before the study begins or contact us at any time for more information. You may contact
Patricia Chow at b7044733@my.shu.ac.uk or Larissa Hon at b7044737@my.shu.ac.uk.
Questionnaire
Are you currently studying as an undergraduate in any university or tertiary education institution in
Hong Kong?
No, None of the above. (Thank you for your input! You have now finished the questionnaire).
Page 1 of 5
Part One
Consider the past six months.
Please rate how often you've thought about the following financial events
using the following scale:
Not
Some- All the
# Applic Never Often
times time
-able
1
Being behind on payments
2
Having a low credit score
3
Being contacted by creditors
4
Having to declare bankruptcy
5 Not having any emergency money (eg savings
accounts, investments, etc.)
6
Running out of money at the end of pay period
7
Getting something repossessed
8
Being in a job where work isn't steady/predictable
9
Barely making enough money to cover expenses
10 Not making enough money to be able to cover
unexpected expenses
11
Worrying about having enough money to retire
12 Knowing you make less money than most of your
peers
13
Having large debt
14
Having loans with high interest rates
15
Being turned down for a loan
16
Holiday expenses
17
Expenses of other family members
18
Losing a job
19
Investments decrease in value
20 Having to borrow money from family/friends/
financial institutions
21 Service is turned off due to being behind in
payments
22 Paying mandatory expenses (eg taxes, school
fees)
Page 2 of 5
Part Two
How have you been feeling, in general, over the past four weeks?
For each of the items below, please tick the appropriate box that reflects your level of
response.
Have you recently:
Some-
# Often Seldom Never
times
1
Been able to concentrate on whatever you're doing?
2
Lost much sleep over worry?
3
Felt you were playing a useful part in things?
4
Felt capable of making decisions about things?
5
Felt constantly under strain?
6
Felt you couldn't overcome your difficulties?
7
Been able to enjoy your normal day to day activities?
8
Been able to face up to your problems?
9
Been feeling unhappy or depressed?
10
Been losing confidence in yourself?
11
Been thinking of yourself as a worthless person?
12
Been feeling reasonably happy, all things considered?
Part Three
Below are five statements that you may agree or disagree with. Using the scale below,
please tick the box that indicates your agreement with each item. Please be open and
honest in your responding.
Neither
Strongly Slightly Slightly Strongly
# agree
Agree
agree
agree nor
disagree
Disagree
disagree
disagree
1 In most ways my life is close to
ideal
2 The conditions of my life are
excellent
3 I am satisfied with my life
Page 3 of 5
Part Four
Please provide the following information. All information collected will be used solely to
produce statistics that will not reveal any personal information.
1 Year of birth
Female Male
2 Gender
Page 4 of 5
Debriefing
Thank you again for your time and participation in the study! The purpose of the questionnaire is
to study the financial well-being of current undergraduate students in Hong Kong.
Northern, J.J., O’Brien, W.H., & Goetz, P.W. (2010). The development, evaluation, and validation of a
Financial Stress Scale for Undergraduate Students. Journal of College Student Development, 51, 79-92.
Goldberg, D.P., Gater, R., Sartorisu, N., Ustun, T.B., Piccinelli, M., Gureje, O., & Rutter, C. (1997). The
validity of two versions of the GHQ in the WHO study of mental illness in general health care.
Pscyhological Medicine, 27, 191-197.
Diener, E., Emmons, R.A., Larsen, R.J., & Griffin, S. (1985). The Satisfaction With Life Scale. Journal of
Personality Assessment, 49, 71-75.
As mentioned above, your participation is completely voluntary. If you wish to withdraw from the
study now, please let the researcher know and your data will then be destroyed.
If you have further questions regarding the study, please contact Patricia Chow at
b7044733@my.shu.ac.uk or Larissa Hon at b7044737@my.shu.ac.uk.
Page 5 of 5