COB Reports

• TEMENOS EDUCATION CENTRE

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Information in this document is subject to change without notice.

Copyright © 2006 TEMENOS HOLDINGS NV

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 COB Reports

• T24 Reports are broadly of two types

– Statutory Financial reports created based on balances
consolidated from accounting entries and balance files
• CRF and CRB reports based on Central reporting files and Central
reporting base
• Reports like General Ledger, Profit and Loss statements
– Other reports created based on information from one or more
Application / Table information. They could contain Financial
and / or non financial information
• Reports like Limits expiring, Limits over drawn

Copyright © 2005 TEMENOS HOLDINGS NV

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 Statutory Financial reports

Entries affecting STMT.ENTRY

Account balances
ASSETS & LIABILITIES
Key Consolidation based
On Customer and
Application information
Entries affecting
RE.CONSOL.
all other
SPEC.ENTRY REPORT CREATION
Assets & Liabilities
HEADER
LINE COLUMN
…………...
…………..…

PROFIT & LOSS

Entries affecting Key Consolidation based
CATEG.ENTRY
PL Heads
On Customer and
Application information
Copyright © 2005 TEMENOS HOLDINGS NV

Entries affecting Account balances are stored in STMT.ENTRY file by the

system – be it Customer account or Internal account
Entries affecting P & L heads are stored in CATEG.ENTRY file. In T24, we
do not open `accounts’ for profit and loss heads.
All other entries are stored in RE.CONSOL.SPEC.ENTRY

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 COB Reports

• When user logs into T24, a User Menu is displayed

• By clicking on Finance sub menu, we can access sub menus
– View Ledger Reports
– View Transaction Journals
• By using View Ledger Reports, we can view reports produced
during previous day’s COB
– In Model Bank, we can view Company wise reports (Branch
wise), by using Selection of COMPANY.ID
– Financial reports CRF.MBGL, CRF.MBPL which collate
information from Central reporting files, which show only
balances
– Financial report CRB.MBGL gives additional information from
underlying accounts and contracts like interest rate, exchange
rate etc

Copyright © 2005 TEMENOS HOLDINGS NV

Reports can be accessed Company wise. These are standard financial

reports.
CRB reports have select additional information.
MBGL reports is Model Bank General Ledger report.
GLSHORT is an abridged General Ledger
GLSHORT.CCY reports is currency wise split report

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 Viewing Ledger Reports

Copyright © 2005 TEMENOS HOLDINGS NV

It is possible to select Company wise reports

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 View Ledger reports – CRF report
Report of Key level balances

Consolidation
based on
Customer level
information

Copyright © 2005 TEMENOS HOLDINGS NV

CRF reports are produced from Consolidation key information

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 View Ledger Reports – CRB report
Provides select additional details of contracts and accounts

Copyright © 2005 TEMENOS HOLDINGS NV

CRB reports procure select additional information from underlying Accounts

and contracts like Counterparty, Account / Contract number, Interest /
exchange rate, Start and maturity dates

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 View Ledger Reports – Closing balance and Movement type reports

Copyright © 2005 TEMENOS HOLDINGS NV

A report can be designed to have only closing type balances or to show intra
day movements like Opening, Debit, Credit and Closing balances.

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 View Ledger Reports – All currency and Currency split reports

Copyright © 2005 TEMENOS HOLDINGS NV

Reports can be designed to show local currency equivalent of all currencies,

or currency wise split and show in respective currency

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 View Ledger Reports – Assets and Liabilities and Profit and Loss reports

Copyright © 2005 TEMENOS HOLDINGS NV

Reports may have only Assets and Liabilities details or only Profit and Loss
details or both

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 Workshop - 1

• View the following standard financial reports of Company BNK in

Model Bank
– CRF.MBGL
– CRF.MBPL
– CRB.MBGL

Copyright © 2005 TEMENOS HOLDINGS NV

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 T24 Links

Dept / Officer Nationality Sector Residence Industry

CUSTOMER
Interest rate
Exchange rate Savings accounts
Maturity Term Current accounts
Financial information
Limits
General Ledger
Loans
Profit & Loss
Mortgages
Exposure
FX
Deposits
Copyright © 2005 TEMENOS HOLDINGS NV

T24 is Customer centric software. Descriptive details of Customer are all

stored at one place – CUSTOMER record.
All other applications get linked to this.
By this, any change in Customer details are required to be done only at one
place.
CUSTOMER record gets pick up values from several static tables, which are
pre defined to suit individual bank’s way of reporting or recording
information.
Reports, even when designed to pick information from business applications
can always get relevant information from underlying CUSTOMER Records.
Hence, Customer wise profitability or exposure will in turn lead to industry
wise or sector wise details also.

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 Overall Summary

• You have gained understanding of functional architecture of T24

• You have seen the importance of
– CUSTOMER and how it is central to all information in T24
– other Core elements of T24 like ACCOUNT, LIMITS,
ACCOUNTING, DELIVERY and Static tables
• You have seen
– Integration between optional modules and Core elements to
accomplish real time and Close of business transaction
processing
– real time enquiries and COB reports

Copyright © 2005 TEMENOS HOLDINGS NV

On the whole, you have acquired an overall picture of functional architecture

of T24 and introduction to main features of operating a Model bank through
T24

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