MERS® Servicer Identification System - Results

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www,mers-serviceilil.org

6 records matched your search:

This mortgage loan is registered on the ME purposes only Mmtgage Electronic Registration Systems, In loan.

Servicer: Wells Fargo Home Mortgage a Division of Wells Fargo

Bank NA Phone: (651) 605-3711

Minneapolis, MN

This investor has chosen not to display their information. For please co

MIN: 1000138-0202553442-3 Note Date: 09/20/2005

MIN Status: Inactive

Servicer: GreenPoint Mortgage Funding Inc, Plano, TX

Phone: (469) 238-7603

Investor: GreenPoint Mortgage Funding Inc, Plano, TX

Phone: (469) 238-7603

MIN: 1000138-0202207056-1 Note Date: 04/01/2005

MIN Status: Inactive

Servicer: GreenPoint Mortgage Funding Inc, Plano, TX

/

Phone: (469) 238-7603

Investor: GreenPoint Mortgage Funding Inc, Phone: (469) 238-7603

Plano, TX

MIN: 1000138-0201372695-7 Note Date: 07/26/2004

MIN Status: Inactive

Servicer: GreenPoint Mortgage Funding Inc.

Plano, TX

Phone: (469) 238-7603

https:!lwww.mers-servicel.id.org/sis/search

8/24/2010

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<._.. UNlTeO 1lTU! COMPANY

WESTlAKE VILlAGE BRANCH

Recording Requested By:

N1I:LLS PARGO BANK, N.A.

Return To;

WPHM FINJIaL lJOCS X9999-01M

lCOO BtoUB' GBNTIAN ROAl) !ULJiAH, )IN 55121

Prepared By:

WELLS :VARGO BANlC, N.A.

04112107

Jllmlllmlru~nINllmllmlm~ IlIIOIII·

20070878740

1595 SPRUC~ BT" RrvBRSIDB~ CA 925060000

-----------tSpMe Allon Thb llae For Rtt<lrolai nataI---

DEED OF TRUST

.q.'i' ~

-s'

~ ;['L~~

vI:)

08FINITIONS . / \:r"

Words used in m1.!Itiple sections of this document are: defined below and '" fK, '::!... Sections. 3, 11, 13, 18, 20 and 21. Certain roles regarding the usage of words us, ~

Ii1so provided in SectiQn 16. .

.ed in

.dent are

(A) "Security Jnstrument" means this document, which Is datedAPRIL 04. 200'1 together with all Rlders to this doclllUent.

CD) "Borrower" is A SINCLE PERSON

Borrower's address is ... ... 111 .... ~

LOS ANGBt.BS CA 90036 • SOTTOwer is the trustor under this Securicy lnstrument,

(C) "Lender" is WBLIts :!i'ARGO BANK, N.Aa

Lender is a NA'l'IQNAr, ASSOCIATION

organized and clUsung under the laws of 'l'HB UNI.'1'BD STATBS 00734894.31

CALIFOANIA-$mgleo Famiy-FolInnie MaolFreddl. Mile UNIFORM INSTRUMENT C!Il.e(CAII02ClI<l1 N

p"q-to 1 o,,~ .... u ...

"NMFL nooa [CAeD) R.,y 8/11{2oo

lIMp MonQ. idullMO,lIIII

Form 3006 1/01 .

Ser 13 2010 11:44AM HP LASERJET FAX-..w IIII ..

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Lender's address is P.o,_ BOX 11701, NBlfARK, NJ 071014101

Lender ts the beneficial)' under 1111S Security Instrument.

{D} n~stee" is FIDELITY NA'1'IONAL TITLE INS CO 17911 VON ~, SUXTE 200, IRVINE, CA 9261' (E) UNoteU means the promissory note slgued by Borrower and dated APRIL 04, li 007

The N'olc states that Borrower owes Lender lnm: HUNDRED SBVlm TlIOUSAlID l"IViil HUNDRtD

1INO (10/100 Dollars

(U S. $ ftkU907. 500 .00 ) plus interest, Borrower lias promised to pay chis debt In regular Periodic

Payments and to pay the debt In full not later than MAY' 01, 2037 •

(F) HPropertyH means Ihe property that IS described below under tbe headln~ "Transfer of Rights in the Property."

(G) "Loon" means Ibe debt evldeneed by we Note, plus interest, any prepayment charges IIDd late charges due under (be Note, and an S1l0Ul due under thls ~CUf1ty Insirument, plus mterest,

(H) "rudel'S" means all Rlders to thJN Security Instrument that are executed by Borrower, The: following Riders are to be executed by Borrower (check: box as apphcable]:

ea Adjustable Rate RIder 8 Condomiruum RJder § Second Home Rider

8 Balloon Rider Planned Unit Development RIder 1-4 Family Rider

VA Rider Biweekly Payment Rider Othei{s) (specify]

(l) IfAppUcable Law" means all controlling appltcllble federal, state and. local statutes, regulations, ordlnanees and administrative rules and orders (that have the effect of law) as well as all applicable finaJ, non-appealable juwclal opinlolU.

(J) tlCommunity Assoclb.tJori Dues, Fees, and AssessmeotsH means all dues, fees, assessments and other charges wal are Imposed on Borrower or the Property by a condonunlum assoclation, homeowners association or slnular organisatlen,

(K) "Electronlc: Fullds Trnnsfer" means lillY transfer of funds, other than u trausaution originated by Check, draft, or similar pap~r insuument, whlch.fs I,nitiated through an electronic terminal, telephonic Instrument, computer, or magnetic tape so as to order, Jnstruct, or authorize a financial lllStitulion to debit or Credit an a~ount. Stich term Includes. but is not limited to, point-of-sate transfers, automated teller machine tmnsacliollS. transfers tll1nated by telephone, wlre transfers, and automated clearinghouse tntnsfers •

(L) liEs crow Items" means those Items that are described in Section 3.

(M) flMiscellaneous Praeeeds'' means any compensation, seulemem, "ward of damages, or proceeds paid by any thud party (other than Insurance proceeds paid under the coverages described In Section 5) for: (i) damage 10, or desnucuon of, the Property, (ii) condemnation or other taklnll or all or any part of the Property; (ill) conveyal\ce.. in lieu of condemnatlom or (Iv) nusrepresentatlons of, or omlssiuns as to, the value llttd/or condhlcn of the Property.

(N) "Mortgage lnsuranee" means Insurance protectmg Lender against the nonpayment of. or default on, the Loan,

(0) IIPeriodlt Payment" means the regularly scheduled amount due fur (0 pnncspal and interest under tile Note. plus (l,l) any amounts under Section 3 of thls Secunty Instrument,

(P) "RESPAIt means the; Real 6SbIte Settlement Procedures Act (12 USC. Section 2601 et seq.) and its implementi~ regulation, Regulation X (24 C.P.R. Part 3500), as they might 1;1" am~ndcd from tlme to lime. or any addhlonal or successor legislation or regulation that governs the same subject matter, As used In ibis 'Se>curity Instrument, RRBSPA" refers to aU requirementsand restrictions that ate imposed In regarr;i

'~II.M

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Form 3005 HOI

Sep 13 2010 11:41AM HP LASERJET FAX .. __ II .. __

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RecQrding Requested By;

FIRST AME:RlCANTiTLE INSURANCE COMPANY

Wften Reeorded Mall T()I

FIRST AMER1eAN LOANSTAR TRUSTEE SERVI P.O. BOX96U53

FORT WORTH, TX 7(il(jl

TS No.: "aMiSO'08 ....

VA/PHAIPMr No. ~

T80 Nll,l 41'16553

Pursuant (I) CaUfornfaCodc Section 2!n4c(b)(t) pteas~ be advised 0 rthe followingt

s~ abo\'o this Ifno fur Rcoo(du's US!) (lnJy

NOTICE OF I)EFAULT AND ELECTION TO SELL UNDER DICED OF TRUST

IMPORTANT NOTICE

IF YOUR PR.OPERTY JS IN FORECLQSURE BECAUSE YOU ARE BEIDND IN YOUR PAYMENTS IT MAY BE SOLD WlTHOlJT ANY COUnT AC'l'lON~ and you may b.avethcllegalrlght to bring your account Into good standing by payin~ all of yOour Pilst due payments plus permitted costs IlI1d ~pcnses witlltn the time permitted by law fot reJnstatemef1t of your acooum, which Is normally five days business da.ys prior to the- data get for the sate Qf your property. No sale da.te. IMy be set until three months from the date thb Noll.c~ of ,Oc)fault tUay be t'CCQrded(which date) of recordation appears on this

notice), .

This run<.l\tn.t Is $301840.t9 as of Gflztl009, find wiU Increase until your account becomes current, Whill'l your property is In foreclosure, you still must pay other obllg~tlon$ (such as Insur~C<l and taxes) required by your note and deed of trust or mortgage. If )'00 fail to m~6 future PW/1'Mnts on the loan, pay taxes on the property~ prGvld(l lnsurance on the property, ~ pay other obHgatlou$ as required in the note and deed unrest or mortgage~ the. benefiQituy or mortgagee may insht that YI)U <10 so In order to reirtstate YO\l( account in good Iltandlng. III addltlon, the beneficiary Of mortgagee may require as a condition ofrein$mtemont (hat you provide tenable wrltt~n evidence IhfityOO paid allgenlorlletls~ pt'Qperty taxes. BOO hazard lnsurance premiums.

Upon your written request, the beneficiary or mortgagee will give you a wrftt~n item1zation aftha entire amount you must pa)!

You may not have to pay the entire unpaid portion or your account, $veI1 though fuU payment was deman<fe(!~ but you must pay illJ amounts In default at the time paymont is made. However, you and your benflchuy or mortgagee mil)' mutually a~ in writing prlor to tho tIm~ the notice orsele Is posted (Which ma)' not be earlier than thl} three month period stated above) to. ru'ltong oth~r thIngs, (I) provide addithmal time in which to cure tM default by transfer oftbo Ilro~rty or- (ltl\etwis¢j or (2)estabtish '" scltJ:<lllte of payments in order to cure YOllY default; or both (1) and (2);

Followlng the explrstlon Qftbe time period referred to In the flrat paragraph of this notice, unless the obligation being foreclosed upon or a sepllrElte written agreement between you alld your eredftor permlts a longer ped~ you have only the legal right 10 stop tho

sale of'your property by paying the entire amount demended by you creditor. .

To find out tho anlOlUlt )'ou must pay, or to mange for payment 00 stop the f<JreolosureJ or If your proporty Is In foreolosure for ~ny other reascn, contact:

WELIS FARGO HOME MORTGAGE

clo FIRST AMERICAN LOANSTAR TRUSTEESERVlGES P.O. BOX 9611~3

FORT WORl'H. TX 7<:i161 871-176~1894

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TS No.! ••• 7_1181&111 •• 5

V AlflHAlPMl No.:

NOTICE OF DEFAULT AND ELECTION TO SELL UNDER DEED OF TRUST

If you have any questions, you should contacta lawyer or the governmental agency which may have insured your loan. Notwithstanding the f~ct that your property is in foreclosure, you may offer your property for sate provided the sale is concluded prior to the conclusion oftbe foreclosure,

Remember, YOU MAY LOSE LEGAL RIGHTS IF YOU DO NOT TAKE PROMPT ACTION. 'NOTICBlS HEREBY GIVEN: That FIRST AMERICAN LOANSTAR TRUSTEE SERVICES As Agem for the current beneficiary under a Deed ofTfWlt dated 4/41Z{}07. exe~utl:d by:

as Trustor to secure certain obligations fn favor of WELLS FARGO BANK, N.A. as Beneficiary. recordcd411':2!2007, (as Instrument No.) 11 rr '0 ({n Book) • (PlJg~) ofOllicla1 Records in the om~ of the ReconierQfLOS ANGELES County, CALIFORNrA describing land therein. as:

AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF,TRUST sald oblfgatlons including ONE NOTE FOR. nm ORJGlNAL sum ofS907,500.00,

That a breach o~ and default In, the obligations for which such Deed of Trust is security has occurred In that payment has not been

made of: .

THE INSTALLMENT OF PRINCIPAL AND INTEREST WHICH BECAME DUE ON Q1/01 12009' ANI) ALL SUBSEQUENT INSTALLMENTSt TOGeTHER WITH LATECHARGFS AS SET FORTH IN SAlO NOTE AND DEE)) OFTRUSTf ADVANCES ASSESSMENTS, FEES, AND/OR. TRUSTEE FEES.

NOTHING IN THIS NonCESHALL BE CONSlRum AS A WAIVER OF ANY FEllS OWING '00 TRE BENEFlClAR\"lJNOER Tali DEED o Ii' TRUST, fT)RSlJANT TO THE TERMS OF TIlE LOANDOCUM"ENTS.

That by reason theroot. the: present beneficiary under such deed of trust, has executed and delivered to said agent, a wrItton Declaration of Default and Demand for same. and has deposited with sald agent such Deed of Trust and all documents 4vldencing obllgatlons secured thereby, and ball declared and does hereby decllU'(! all SUtnS secured thereby inlln~diately due and payable and hll$ elected and does beNb), elect tcp cause the trust property to be sold to satisfY the obllgatlcns secured titereby.

Daled; JUlie Z2t 2009

FIRST AMERICAN LOANSTAR TRUSTEE SgRVICJl!S AS AGENT FOR TfIE CURRENT BENEFlCJAR V

By: FIRST AM ERIC TITLE INSURANCE COMPANY

as AttQmey-In- t

By:

Tille:

----------------------------------------

FIRST AMERICAN WANSTAR TRUSTEE SERVICES MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE.

Sep 13 2010 11;41AM HP LASERJET FRX ~

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NOTICE OF DEFAULT DECLARATION PURSUANTTO CALIFORNIA CIVIL CODE 2923.5

Welh Fargo Home Mortgage 3416 Statevlew Blvd. FortMiIl~ SC 29115

jJ

CA 90036

> i'The Undersigned mortgagee, benet'lciluy~ or their authorized agent (colk:ctive ly. the ''Beneflciruy'') represent and decares that the requirements of CA Civil Code 2923.S have been met, This Declaration is required for any reskIentlal owner ocoupled property in whbh the loan was orialtUlted between January 1,2003 and December 31,2007. Non·owncr occupied property and vacant property are exempt from the requirements ofCA Civil Code 2923.S.

One of the below necessary requlrernents was metby the BcooUolary:

'" The BenefICiary has made conmctwith the borrower pursuant to CA Civil Code 2923(a)(2). Contact with the borrower was made in person or by tclephono to assess the borrower's ffnanelal situation and explore options. for the borrower to aVoil foreclosure.

* Due Diligence to contact the borrower was exercised pursuant to CA Civil Code 2923.5(8)(2) by the B.eneflCiary.

The borrower has surrendered the property as evidenced by dher a letter contirmilg the surrender or delivery of'the keys to the property to tho mortgagee, Trustees benefICiary, or authorized agent pursuant to CA Civil Code 2923.S(h)(L).

The borrower has oomrected wkh an Qfganfz.atioftJ person, or entity whose prhMry business Is advising peopb who have decided 10 leave their homes on how to extend the foreolosure process and avoid their contractual obligatIons to mortgagees or benefbjarles pursuant to CA CMl COOl) 2923.5(h)(2),

The borrower has ~d for bankruptoy and the proceedings have not been fttaUzed pursuant to CA Civil Code 2923,S(h)(3).

I certify (or declare) under JXlnaily of perjury under. e ws of the-State of California that the foregoing 1s true and o.orrect.

Dated: 06/t71201}9

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Sa-wJL., ~6hv\ t~~V\)N~

\.N'~ !) \<1"'-c. ~rr ~ o\kfA.. ~c-..~ t;.. s "-r

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Sep 13 2010 11:43AM HP LASERJET FAX

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Requested and Prepared by

RECOOOI«G paOllE!)ltU a'l

RMl'~11tUl~~

Wben Recorded Mail To!

FIRST AMERICAN tOANSTAR TRUSTEE SERVICES LLC

P.O. BOX 961253-

FORT WORm, TX 76161..02S3

tff#<;S_?

APNNo,: in I us .... 8p!l¢clbt."WO ,nofOlR.c9or<ld~~O(1!)'

TS NQ. ~ ;}GUll J 981 2&

NOTlCE OF RESCIBSION on DECLARATION OF DEFAULT AND DEMAND FOR. SA.LE AND OF NOTICE Oli' BREACH

. AND ELECTION TO CAUSE SALE

NOTICE IS HEREBY OIVEN: That First AmllriCl1U lmnS111r Trustee Btrvlces LLC is duly tlpp()inted Trustee under a O~ed of Trust dated 4/4I'J.OO7, executed by ~~ T~tor. to secure cfrtain (Jbligations in favQr of WELLS FARGO BANK, N.A. as beu.eflcllUY. recorded 4/121.1001 u 2 I I 21). of Official R~rcb in the Office of ttl6 R~oQrdcr of LOS ANGELE'.S County, CALIFORNIA describIng land therein as: AS MORE FULLY DESCRmED IN mE ABOVE MEN'trONED DEED OF TRUST said obligations inQluding (me note tor thlS sum of $!)O'1lS00.00.

Wh(!~as. the present beneficiary under that certain Deed of Trust herelnabove described, heretoibre delivered to tho Trustee thereunder writteh Dtclaratton of ~lt and Demand for "Sale; and Whereas, Not{C(! was heretofore given of breach of ob1rgations for whIch &aId Deed of irust i& security and of electIon 10. cause to be sold the pt<lpcrty thereIn dQscrlbed; and Wbc:reas. a Nati" of Default was recorded on the day and irI the book and page set forth below;

Notice W,UI recorded on 612411009 in 1he office <If the Recorder Q( LOS ANGELES C(lUnty. CALIIl'ORNIA,

JnslrUmeutNo.IQ b. ofOIDcla} Records.

NOW. 1'BEREFOlW, NonCE IS l'lERaBY aIVaN that the present Beneficiary, does hereby rescind, cancel and wilhdnnV ;said Declaration ofDotirutt and Demand for Sa1~ and sidd N()(l~~ of Btdach I.ttld EJ«tIOtJ to Ca!.l$e Satej it being understood, however, that this roscl$$lon shalf not itt lUly meaner be: construed as waiving or aft't1ct:1ng I\I\y btoach or default-past, present Ol' futute under !;aid O«d of TUI5t, or Wl impairulg any right or remedy thereunder. 1M is, and sllall be deemed to btl, only an flection, without prejudice, not to cause a salo to he made-pursuant to said Deolaratlon and Nollco, and sball nowise jeopardize or intp4I1r auy rlgltt, r~medy or prlvlleie secured to the Beneflciazy. BflcVot thd rruUell~ undtt said Deed of Trust, nor rnodjty nor alter In any mpoot any of the fC1llUl. covenants, \'X)I1ditions or obllgatIoQS theaot; and said Peed of'Trust and all obligations. secured thereby are he-:ehy 1'(Ilnstated and shall be and remal n in foree and ,,{'fect the same as if said Declaration o( Default and Notlce of Sl'each had not been made) Imd given.

Dated:

mUST AMERICAN LOANSTAR TRUSTEE SERVICES LLC

AS AGENT FOR THE' eu T BENElilCIARY

l~

By:

Sep 13 2010 11:27AM

HP LASERJET FAx-M- . .wI!.a ........ III1I1I1IO~

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Rtc~«1fu.aU{ueatGd by:

LSl'11fle CoII1PIll)'

When RCIco«leo Mail TI):

NOEs Wmt, £L.Co

t5OQO Sarveyor Boukvaro, Bulto !lOO ~aat~n, Texu 75001-I)D13

l\PN Jf:: ".! L3 3d

Propetfy Addrm:

•••• ' ... 1& C

...... " •• 1; SZ')MM1!'MnncM6aa

1IIInlll_IIIIIIUIIIIU

O):F~1(]01~9.$(I51.2d .

Trustee 8111= No. : .~I6I(1JI'.III;.? IIUIIUII •• d

TidoOril« No.: I ..... sr __ •

IMPORTANT NOTICE

NOTICE OF DEFAULT AND ELECTION TO SELL UNDER DEED OF TRUST

" ,

."/ "' 0"

. .

IF YOUR PROPERTY IS IN FORE.CLOSURE BECAUSE YOtI ARE, BEIIIND IJt!f YOUll PAYMENTS IT MAY BE SOLD wrnrOlJT ANY COURT ACTION, JnU you tnly have Ilie regal tlght cu flrlng your Qcoo\llrt In ao«l ,~, by .lla;y1ng aU or Y()Ul' put aao pa)'lliOllu plus permI«c:d costs and Clqletlses "Jtl.1fu (he 1fmo permitlc:d &y lew for roIn.srafem~t of your a«dllnt. which rs nonnaUy nvo butintn aays priot {o the. &ttl set for (he sale of )'<Iur property. No sale date ml\)' bQ lid unlil three months from the ~ flUs Nofice ()f beeJ.u\t may be l'CCOtClro (whiQh date: ofreCt)~d.atloQ appeilU Oil aus notlca).

ThIs l\tlKloot is Sti8,231.39 u' of 5118'12011) and will In~o lIntil YClUf lI~lUlt ~r:. ~mt'Mt. WhIle yQIIl' PfQperty {s itt foreoloiurc, )'00. stiD rmut pay other oNlptions (8(lQh III U\sutMc(l anel ~) rcq~d &y your now Mil ocod of frost or morl~. If yo~ faU fu mlll:~ rofUa:t payments on ala loan. pay faxef on the properly, provUlc fllSursnco on 1110 properly, or pay other obJlgpjioos as teqUlrea In thCl note ana. dooa of trust or morfiltSO, tho 1»n~fioi!UY or Illonsageo m.y ws'bt that you do ~o in ~er to reinsta~ your w:oomlt In goQiI ~tand[ng. In addfdQu, tho benelIcfnry or mortgagee may EequIM'is a coniSllion 'of reinnatemen( tMf yoa provldo reliable written ~IdenOf fhaf YOIl paId aU eeniorUen8! properly faxe" IUld h4ur~t~ pmn[ums.

(l'pon )'<lUI wri«en reqmlstl the OO!cfioWy or morfgageo will g[ve you a wrl~ r(cmizatl~n or tho 'enCiro «mOallt )'Q1I llIuct p&)'. You mAY not M~ to pay the entlro lIupatd portion of YImr ll¢oo-un~ ~YeP though full p~ymcnc W~ &mandeil, nut YQU mad pay Idl &mQant!{ in defanlt at the time payment is mi!&l, However. you ana your DenorwflUy or morfpg~o 1M)" mu~Uy ape In writing tlrirJr 10 tho tlmc lh4 notice of' $4lc ii poateA (which may Mt flo eMlI~ than tbe ~ monlh period stat¢d alXlve) (oJ ~ oUler things, (I) provide &adiliooal t!o~ In which (0 care fh4 default fly tnuislilr.' of ~ propecty or olbetwllOi or (2) eablfllbh 1\ schedule of payments in

order to curo your (I~fauIt~ or {)alb (1) MW (2). .

Sep 13 2010,;1:2?AM HP LASERJET FAXln ~lb~"""".""IB_'

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IMPORTANT NOTICe

NOOCE Of' DEF".wL1';.mo ELECTION TQ SEa; UNDER D'EID OF TROST

..

WULSYARGO BXNKt N,X • Ji/o NDEX \VEST, rxc

15000 Survflor ~revaRl, Sul~ 500 ~, Tnu7SOtI-9013 (866) m-I8!t

Trusfco Sale No. : H'w

To ilnd one tho 8moonl you rutlSt pa.Yt or to arranae for payment to stop tho fbmlosUl. other l'OMOIl. ~t

If roo UvC! Wl)l qtlCltlOOS, YJ;lU should coafacta Ilwyor or tM govel1Ul1ot1b11 1Sg000Qy whIch may have {n~1l, __.

Notwr~amg tho ~ that your propcIty Is In t'bcoorOllUH, Y04 may off~ yoUl property for L4provIded the sa1'~ is CQltohuk<1 prior to lite ool1O[uslon oflho furc;cr09llto.

REMEMBER, -Y:OU MAY LOSE LEGAL RIGHTS JIi' YOU DO NOT TAKE PROMPT ACUON.

,~

NOTICE IS HEREBY GIVEN 'I'IlAT; NDE" W2:U, Ltx: b the orlgiJul Tnu~, duty appoin!od SubsCiMea Trusleo. or 1lC1i1l$ II! ~g~t for ~a Tm!tee or Btlli!lilcI:uy ooder ft Deed of Trust daCed. O41t1moo'1, e;.;CI)u1cd by ".IIi. I •• lUi a ;. _x, as TooaCOr, fll secure oolipUOIlII 1D tavflr of w:e:r.cs P+ARGO .;eiUff{. NX. ali 5cncfl¢iIuy RC(or«ed 011 041l2l200711~ XlUtrument No. 161nt 2 a of offier.[ roeordg In tho OIt\ce of th<! R.«~rder of LOS ~GEO:S Counly, CallfQrnt., as mo.(O (\dly a~ on lI&dd Dee(! of Tnm. JnQludlng 8 Nok(S)' lJaoorulifIQnal GuUMty w1Uch haii a princl:pal arnoont of $907.5.0,00 tbAt the benettcla1 inftton under &aid· D«:d of Tl'Mt and the obUgat{otlt seon~d Ihereby m pra!lcnlly beld by fba tienef\olary; !hat I ~ flf I .ana dofam~ In, fud oblJptIoos (<If whioh ,,*,a ~ of Tru~ is ~ty baa oocUJ.t'ed. in ili.8t the paynltllt has not 0e«I tnado of:

'TID} 1NSTXr.IiM~ OF fRINC~.I\L AND IN'BREST WIlIeR asCMr1l'; DCr. ON 4l11;t.OO~ ~D nIl S(JBSEQm:.Nl' INSr...u:QlENTS, TQO.ETBEJt WITJt ti\TE m.(RGES AS SET FORTH IN 8100 NOTE AND DEED Oli' TRUSt', ADVANCES, 3SSF!SSMENTSt FEES, XNi:JVOR TRUSTEE FEES, IF ANY.

1'!OTIIl'NG IN TiilS NOTICE SiIAU SE CONSTRUED AS ~ WiUVER OF j\NY li'EES OWING TO 'iRE BENEFlClimY UNDER THE DEED OF muST. P(lRStI~ TOTM TE:RMS OF THE r;oXN DOCUMENTS.

Thllt 1)y reason Ctemf, 1M ptesont flcnetio!ary under tuoh doed of trott, has ClXCCU(e4 and dol[vf}rW W Kid aaenf, II- wrr!(en Deolatatl?11, of DofMtt nnd DomlUid fat SItM. and hai ilop04ttdl with SElld Bgent moh deed (If tru5t ana ali ~lIUJIlema qv!&nclng, cilUge.tioM xcuted tlmeUy, .and lwI- declMed &rid .doe'! h<:reli)l deehro all IIUltl$ secur«l tMtofir fmmodlatoly dU(I Md payabte and has elco(t::d IU1d doe! here&y 010-;:( to 0A1m' 'tho truSt property (0 be s:oId to satisfy ate o&UgaClons kallrcd elwell-y.

Aaronw. Brown

~ iA-ofvtv l \ lL·~'\"'OV~,\

By:

Sep 13 2010 11:28AM HP LASERJET FAX~.M"""IIIIIIIIII __

.',

... ~ . ....

..

NOTICE OF DEFAULT DECLARATION PURSUANT TO CALIFORNIA CIVIL CODE 2923.5

..

Wells Fargo Home Mortgage 3476 Stutevlew Blvd.

Fort Mill, SC 29715

Borrower: iI1I':1:T:F~'2C!l:B:B:ib:, ........ Pro~rty Address: N

LOS ANGELES CA 90036

The undersigned mortgagee, benefICiary, or their authorized agent (colleotwe ly~ the uBenefioiary") r.epresent and deobres that the requirements of CA Civil Code .2923.S have been met. This Oc:olaration is required for any residenthl owner occupied property in whi¢h tlte loan was originated between January 1, 2003 and December 31. 2007. Non,owfler occuped property and "Vacant property are eKempt from the requltements ofCA Civil Code 2923.S.

One of tile oolow necessary requirements was met by the BereflClaty:

The Beneflcjpri has mado oontact wkh the borrower pursuant to CA Civil Code 2!123(a)(2). Contact with the borrower was made in person or by telephone to assess the boncwer's financial situation and explore options for the borrower to ftvo.Ki forecbsure,

Duo Diligence to contact the borrower was exercised purs\Ulnt to CA Civil Code 2923.S(g)(2) by the Beneficiary.

* The borrower has' surrendered tho property as evidenced by either a ktter confrrmmg the surrender or delivery of the keys to the property to the mortgagee, Trustee, benefICia!)" or authorized agont pursuant to CA Civil Code 2923.5(h){I).

• Tho borrower has contracted wth an organizAtion, person, or entity whose primary bualness b. adviSin~ people who have deoJded to lcav~ their homes on how to extend the foreclosure PfOQC$!I and ~1.Vold their contractual obligations to mortgagees or benefICiaries pursuant to CA Civ 11 Code 2923. 5(hX2).

The borrower has flIed for bankruprcy and the proceedings have not been fnalized pursuant to CA Civil Code 2923.S(h)(3).

I certifY (or declare) under penalty of podury under the laws of the State of California that the foregoing is true and correct.

page 7

Sep 13 2010 11:27AM HP LASERJET FAXI~ House P 3238659074

page 2

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-t

APNff".IJ d Prop~ Ad.dre$$'

Recbfdlng requested b~:

LSI T'tI~ Company

When R~QOTded Mall To:

NDElI Wnt, L.L.C.

15000 Slrvllror BouJe~-IIrd. Sulte 500 Addl$on, T"U$ 7s{]{)1~9013

LOS ANGELES, CALIFORNIA 90036

* SUB2 0"1001698

Spaoe 100'(0 til IIno for Rec:orrJ.n'a u« only Tru51ee Sale No.: 20100169806120 Title Order No.: 100329843

SUBSTITUTION OF TRUSTEE

WHBREASl ,nnE" 11 tnt Wat tile original Trustor, FIDELITY NATIONAL TlTLE INS CQ WIlS Iho orIginal Trus1oe, and Wt!LLS FARGO BANK, N.A. was th~ orIginal Ilencticlary Recorded (In 04/1:U.iOO7 AI Inmumeat No. 118'"'''' of official records In the Offioe ofthc R~rdr;r of'LOS ANGELES C(,Jlmty. CllIlirornl.,l\S more: fully dercrlbed on said Oced ofTmS1,~ Md WHEREAS. the undersigned is. tne present Bet1efiofl'll'y under sald Deed ot"tmst, end WHBREAS, the \lndorslened desires to substitute a new Trustee; undot 5Rid Deed of Trust In place: and inst<md of saId prior Trustee.

NOW. THEREFORB, tbo \lnd~rsigned h.ereby substitutes. N.,ElIi West, L,L.C., WflOS£ ADDRESS lSI 15001) Surveyor Boulevard, SuUe SOU, Addlwnt Texas 1!OIJV}013, IU Trusteo under sald [)(:Qd"of'frust.

Wfto=ncv(If tho con1(1xt horeof so Rqult¢s, tho meseullne sender Includes the femlnln!) IUIdlor neuter, and the singular number lnt:liJdos. the plural.

DA'fBD:

6/29/2010

WELLS PA(l.O~, N.A. .r>

~ ......

State- of South Carolina } County of York}

James Blue 1 Vice Proddent cf'Lcan Docum~nw.tlol1

On 6129/2.0"10 bef()re me, CIU'()lyn M. Evans • Notary Public. personally IIppe~ Jllmc!I Sluo who Is known 10 me II) be Ihe personts) whose name(s) i6/~ subscribed to the within Instrument &lld acknowledged 10 me that h~shelthcy ex~uled the slime In hlslher/thelr authorized capaoity(les), and dIRt by hlsr'her/thelr sI,gnmuR(s} on the il1Sttum~nt tho pe:1'lIoo(s), or ~he entity upon behalf of which th~ pt!r-lon($) acted, exeeuted Iha Insh:umcn1.

Mycommfsslon 'l!xpl~ljt _

CAROLYN M. EVANS NOTAf\YPUBUC SOUTH CAtlOUNA '

"MY COMMISSIONEXPJRES081t8/2019

Sep 13 2010 11:2?AM

HP LASERJET FAX~Jd.7~"""IIIIIIIIIIII.I"'4

page 3

l'ID~ We.st, L.L.C

15000 Surveyor BoulevBl~ Suite SOO Addison, T~x~ 7500 1 -se 1 3 T~leph"no: (866) 79S~18S2 Telecopier: (972) 6'61-7800

AFFIDAVIT

TRUS11tE'S SALE NUMBER: •• 260 2

I, Matthew Cunningham, the undersigned, a United States Citizen declare thlf:

I am an employee, over the age of eighteen yelln, of

NDEx West, L .. L.C., and/or NDBX,

whose busiu ess address Is ~

15000 Surveyor Boulevard, Su!1c, 500, Addison, Texas 7500 I K9013

In eompllauee with Section 29l4R(b) or the Civil Code of the State of California, N()(f(:c htlS been given to the' prior trustee then of record. that NDEx West~ L.L.C. has been subdituted ~s trustee under tbe Deed of Trust described ill the attached eopy of. SubstitutIon of TruJtee and a copy of sRid Substitution ~f Trustee hils been mailed prior to the recording .hereof, In the m.nner provided ib. Section 2924(b) of the C~ Cede: of the State of CIlUfomla to an persons to whom a copy of the Notlc~ ofDer_ult wou1d be required to be mailed by the provisions C)haid section.

I ~ertify und.er PENALTY OF PERJURY under tbe Laws of tbe . State or CalifomIa tbat the foregoing Is true and correc.t.

NDEx W~t, L.L.C.t and/or NDEX

JUL 07 20\0

DAT60

IIIII~IIII

IWlllllOO

Sep 13 2010 11:29AM HP L ~"""""""IIIII

ASERJET FAXI! & 2 2 IUD &

page 9

•

Spa>:o above !hililna (or Rmdcr'a 1111 only

T(\l~tllo Sa lee NOd Wfft'fflPO'H? Title Order Nt),: 4S"J&4S • J1 HAN AlPMJ No.1

Rcoordlng f~quClllIe;d by:

LSI 'fIUo CompullY

Wh(lI1 Recorded MIIIl To: ' NnE. Weltl L.L,C.

1500 0 Surveyor Boalc\lRJ'd, Suito 500 AddbOllJ'l'ij)(U '1!OO1-9nt3

(866) 795-185l

APNih!lS •••

PtQP crt)' Adrlrea:lIl

; is 1222Sas 12 ,.

LOS ANOE{..!~ CAL1FOllN1A ~()Oa(j

IIHMIW1~~JDmlll" 11111m11WIJnll_1

NOT

NOTICE OF TRUSTEEtS SALE

yOU }.l\E I~ DEFAULT l.INDKR. A DrUID OF TRUST. 'OATEn 04ffl41l.l)07. 1.lNLESS YOU TAKe ACUON TO rnoracr YOUR -,nOPliiRTYt IT MAY BE SOLD AT It. PUBLIO SALE. III YOU NEED AN EXPLANATIQI'( OF THE NA'l11RE OF mE PROCEEDING AGA JlIIST YOU1 YOU SHOULD <::ONTACT A LAWYER.

NUEX WEST. U.C, as duty {lppointed; Trust«! ~ and p\llT\lant Ui D!.lOd of Trust R«ordell on 04/1211.007.1f lu1rumeut No.

Z0()70~18140 (lr Clmcln1 r«<lrM In tho ()fikc oithe County Record:r of LOS ANGEI.i:S CQtll\ty. Sta~ J)fCALlFO'RN£A.

ltXf:CUTt:.ll BV,.h I au 12 m 211 7", . '.

WILL SBLL AT PUBLIC AucrrON TO HIGHESi BJDOBR POR CMH, CASHIER'S CHBCfUCASH EQUIVALENT 01 other form QfpaymllOt authClriud by 292Ah(b). (p~y$blo at t\me af ~Ic 11\ hnvfu1 J\\Qtloy ofth!! United StatM).

DA1'EQF SAUl 09J231201Q TIMg OF SAL\l:1 10139 AM

Pl.ACE OV SALE: AT '1'8E wser SlDE OF THE LOS ANGELES COUNTY COURTHOt1SE, nmll:CTLV FACING NORWALK BLVD .. uno NORWALK BLVD._ NORWALK, CA..

STRi!&1' ADDRESS ,mtd other common doslllnt:ltl,lI'l, If ~ny, of tho felll property dewrlbcd above b llurport~d to bcil

S 2F LOS ANGELES, CALTFORNl'A. 90036

APN#1 .sr I II ....

'fh!!l umfunfined T~5teo dlsclllh115 aJlY lh\ulllty for any lncQnwtne&! of the street ad!li'Gu lind other ecmmon dcalgnutlQn. if Dny. sbQwt1 heroIn, SaId nlD will be mede, but wllhou\ (:ovcnant or wllnanty. c.lpre.sr:t.:d or lmpUedl reS'tdlna thl~. possesslcn, or "nt!lIm\lra~9i to pay tho < ",m(llnl~s prlnclp!l.\ mint of the !IOttei) seoured by sald Doed of Trust, witll tnt<!rcst thereon, as provided in saM n«c{a), OO\lllncoi. under !he tenns of sald Doeci of Trust, foos~ chatgcd and e]{pons~ of tho Trustoo and of Um trusts created by snld Peed of TruSL TI\Cl total amount of me 1I11~llid. bIIlMW of the Obli~tlQn 8OcQ~d by ~he proPffly to ~ sold M<f (e<loonablc -:sdmate4 c(l!jIJ. tlxpens~ 1U1d udVat\COll at dlo tlmo of th' Inltia1 publlcatioll of tho Notice of Salon $1~005'.'T08,OO. The beneflolaty under sald O~1Xl of Trosl hllTl'ltctofa (:)IL«mI~d Md delIvered 10 tho underslsned 1'1 wrltt~ Declarntlon of Dmu[, ~nd t>emi\l1d for Salo, lind a written Notleo of Doftlult aOd ntcotloo to Sell. Tllo 1Jlltiel'll!gne4 caused said Notke pf Oefqu!~ lind Election ,0 Se1! to be

reeorded in We <,Xlunty wliet'¢ tno fcal proporty Is 1~1ed. '

POR TRUSTEB SAUllNFORM'ATION PLl!ASB CALL:

AGENCY SALES & POSTING

3ltO EL CAMINO RUt.. SUITE 2110 IRVfN~ CA ~601

714~130·1n1

NilEII Wert, L,L,C. MAY DE ACTINa A~ A nOT COLLECTOR A'!'TEMPTING 'fa COl.LECT A DEnT, ANY INFORMATION OBTA1NEo WILL BE l}S£D FOR TIJA1' 'Pl)R\'OSE,

Sep 13 2010 11:29AM HP LASERJET FAX~"""""",,~~

page 10

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,

OALIFORNIA DECLARATION

I, ChlnlS\ Brown, of Welfs Fargo Bank, N.A., declares under ~nalty Qf perjury! onder the laws of the Stale. of Oallfornla, that the following is true and correct

The MQrtgage Loan Servlcer _ X _has or _ has not obtained from the CommissIoner of CorporatIon a final or tempomry order af exemption pursuant to CEdl(ornl~ OM. coda seotJon 2923.53 that Is current and valid on the date 1he

accompanying Notloe of Sale Is flied. .

AND/OR

The timeframe for gIving NQ~lae of Safe speolfle~ In eubdMelon (a) of Civil Code Seotlon 292$.52 _ does or _ 400.& not apply pursuant to Seot1on 2923.52 or 2925.55.

1-31-09 Fort Mill, SO

DATE AND PLACE .

~Loan Dooumentatlon

JOHN KENNERTY, alk/a HERMAN JOHN KENNERTY

JOI-IN KENNERTY a/k/a Herman John Kennerty has been employed for many years in the Ft. Mill, SC offices of America's Servicing Company, a division of Wells Fargo Bank, N.A. He signed many different job titles on mortgage-related documents, often using different titles on the same day. I-Ie often signs as an officer ofMERS ("M011gage Electronic Registration Systems, Inc.") On many Mortgage Assignments signed by Kennerty, Wells Fargo, or the trust serviced by ASC, is shown as acquiring the mortgage weeks or even months AFTER the foreclosure action is filed.

Titles attributed to John Kennerty include the following:

Asst. Secretary, MERS, as Nominee for 1st Continental Mortgage Corp.;

Asst. Secretary, MERS, as Nominee for American Brokers Conduit;

Asst. Secretary, MERS, as Nominee for American Enterprise Bank of Florida;

Asst. Secretary, MERS, as Nominee for American Home Mortgage;

Asst. Secretary, MERS, as Nominee for Amnet Mortgage, Inc. d/b/a American Mortgage Network of Florida;

Asst. Secretary, MERS, as Nominee for Bayside Mortgage Services, Inc.;

Asst. Secretary, MERS, as Nominee for CT Mortgage, Inc.;

Asst. Secretary, MERS, as Nominee for First Magnus Financial Corporation, an Arizona Corp.;

Asst. Secretary, MERS, as Nominee for First National Bank of AZ;

Asst. Secretary, MERS, as Nominee for Fremont Investment & Loan;

Asst. Secretary, MERS, as Nominee for Group One Mortgage, Inc.;

Asst. Secretary, MERS, as Nominee for Guaranty Bank;

Asst. Secretary, MERS, as Nominee for Homebuyers Financial, LLC;

Asst. Secretary, MERS, as Nominee for IndyMac Bank, FSB, a Federally Chartered Savings Bank (in June 2010);

Asst. Secretary, MERS, as Nominee for Irwin Mortgage Corporation;

Asst. Secretary, MERS, as Nominee for Ivanhoe Financial, Inc., a Delaware Corp.;

Asst. Secretary, MERS, as Nominee for Mortgage Network, Inc.;

Asst. Secretary, MERS, as Nominee for Ohio Savings Bank;

Asst. Secretary, MERS, as Nominee for Paramount Financial, Inc.;

Asst. Secretary, MERS, as Nominee for Pinnacle Direct Funding Corp.;

Asst. Secretary, MERS, as Nominee for RBC Mortgage Company;

Asst. Secretary, MERS, as Nominee for Seacoast National Bank;

Asst. Secretary, MERS, as Nominee for Shelter Mortgage Company, LLC;

Asst. Secretary, MERS, as Nominee for Stuart Mortgage Corp.;

Asst. Secretary, MERS, as Nominee for Suntrust Mortgage;

Asst. Secretary, MERS, as Nominee for Transaland Financial Corp.;

Asst. Secretary, MERS, as Nominee for Universal American Mortgage Co., LLC;

Asst. Secretary, MERS, as Nominee for Wachovia Mortgage Corp.;

Vice President of Loan Documentation, Wells Fargo Bank, N.A.;

Vice President of Loan Documentation, Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc. flk/a Norwest Mortgage, Inc.

Lynn Szymoniak Fraud Digest

http://www.frauddigest.com/

America's Servicing Company China Brown

Action Date: September 23, 2010 Location: Ft. Mill, SC

China Brown has been employed for many years in the Ft. MillJ SC offices of America's Servicing Company, a division of Wells Fargo Bank, N.A. She signed many different job titles on mortgage-related documents, often using different titles on the same day, She often signs as an officer of MERS ("Mortgage Electronic Registration Systems, Inc.") On many Mortgage Assignments signed by China Brown, Wells Fargo, or the trust serviced by ASCI is shown as acquiring the mortgage weeks or even months AFTER the foreclosure action is filed. Titles attributed to China Brown include the following: Assistant secretarv, MERS, as Nominee for 1st Continental Mortgage Corporation; Assistant Secretary, MERS, as Nominee for American Brokers Conduit; Assistant Secretary, MERS, as Nominee for American Financial Resources, Inc.; Assistant Secretary, MERSI as Nominee for Amtrust Bank; Assistant Secretary, MERSI as Nominee for DSKL Enterprises, Inc. dba Mortgage Masters of the Treasure Coast; Assistant Secretary, MERSI as Nominee for First Magnus Financial

Corp., an Arizona Corp.; Assistant Secretary, MERSI as Nominee for Guaranty Bank; Assistant Secretarv, MERS, as Nominee for Irnpac Funding Corporation; Assistant Secretary, MERSI as Nominee for Ivanhoe Financial, Inc., a Delaware Corp.; Assistant Secretary,

MERSI as Nominee for Lenders Direct Capital Corp.; Assistant SecretarYI MERS, as Nominee for RBC Mortgage Company; Assistant Secretary, MERS, as Nominee for Shelter Mortgage Company, LLC; and Vice President of Loan Documentation, Deutsche Bank National Trust Company, as Trustee for First Franklin Mortgage Loan Trust 2006-FFl1, by Wells Fargo Bank, N.A., as Attorney-in-Fact.

http://www.frauddigest.com/