Summary of Key Terms*

Credit Cards
Quick facts
Product Features For more information

As our cardholder you can enjoy our Reward Programme,

Rewards and Privileges
home&Away Programme and other benefits including:
• Cash-back and Annual Fee Waiver Reward Programme T&C
• Mileage Programme T&C for the relevant benefits or
• Gift vouchers and HSBC distinctive gifts promotions
• Year-round offers
• Home &Away

Cardholder may participate in the programs:

• HSBC credit card installment plan at HSBC preferred
Credit Card Installment Credit Card Cardholder Agreement
merchants or at merchants of Cardholder’s choice.
Plan clause 4.1
• HSBC credit card cash installment plan program.
• HSBC credit card balance conversion program.

HSBC Debit Card Terms and

ATM facility incorporated in the Card so that it may be used to
ATM Facility Conditions, Credit Card Cardholder
effect banking transactions at ATMs.
Agreement clause 4.2

Other benefits include:

• eStatement Credit Card Cardholder Agreement
Other benefits
• Internet Banking service clause 6.2, 6.3 and 4.3
• Phone-Banking service

For more information

Financials

Please refer to Key Facts Statement

* Full Terms and Conditions in the Credit Card Cardholder Agreement apply to your Card. The information contained in this table summarizes key
product features and is not intended to replace any terms and conditions. The full terms and conditions will prevail in the event of any inconsistency.

PUBLIC - Issued by HSBC Bank (Vietnam) Ltd.

October 2017 1
 Summary of Key Terms*
Visa Credit Cards
Quick facts
Other Key Terms For more information

The Card carries a credit limit on the amount of purchase and cash
Credit Card Cardholder Agreement
advance. We may vary the credit limit on the Card at any time as
Credit Limit clause 2
we consider appropriate based on periodic assessment of credit
risks associated with the Card Account.

If the Bank issues a Supplementary Card at the joint request of the

Cardholder and Supplementary Cardholder, the Supplementary
Cardholder shall be liable for the use the Supplementary Card.
Supplementary Credit Card Cardholder Agreement
Cardholder clause 9
The Supplementary Cardholder shall not be liable for the use of
the Card by the Primary Cardholder or the use of any other
Supplementary Card by any other Supplementary Cardholder.

Notification of Loss,
The Cardholder should notify the Customer Service Hotline of loss, Credit Card Cardholder Agreement
Theft or Misuse of Card
theft or misuse of Card or PIN. clauses 5
or PIN

The sequence in which payments and credits to the Card Account Credit Card Cardholder Agreement
Payment Order
are applied to repay the Statement Balance. clauses 7.2

Cardholder may repay the Statement Balance in full or in part Credit Card Cardholder Agreement
Repayment
subject to paying the Minimum Payment Due and finance charges clause 7

Protecting the Card
Cardholder will not permit any other person to use it and will at all
Credit Card Cardholder Agreement
times safeguard the Card and keep it under Cardholder’s personal
clause 1
control.

* Full Terms and Conditions in the Credit Card Cardholder Agreement apply to your Card. The information contained in this table summarizes key
product features and is not intended to replace any terms and conditions. The full terms and conditions will prevail in the event of any inconsistency.

PUBLIC - Issued by HSBC Bank (Vietnam) Ltd.

October 2017 2