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INTERNATIONAL STANDARD INTERNATIONAL ORGANIZATION FOR STANDARDIZATION ORGANISATION INTERNATIONALE DE NORMALISATION MOXAVHAPCRHAR OPraniEAUHM nO CTANBAMTISALM Bank card originated messages — Interchange message specifications — Content for financial transactions Mesias ints porate sapere — Splits edehange de messages ~ Conny ISO 8583 Fics edition 87 DES Contents © Invodueton 11 Scope an field of appization <=. 2. Rolerances 2) Detnsions 4.1 Message type dani. (aes eee 4.2. bata sloments 5 Message tow. : ae 6 Guidance onthe use of thi Intemational Standard 21 Addtional message 1765 6.2. Adaiiono! date sloments 16.3. Mandatory and conditional at elements 6.4. Unintentional introduction of contol character 180 8683 : 1857 (E) INTERNATIONAL STANDARD 180 9583 - 1887 (€) Bank card originated messages -- Interchange message specifications — Content for financial transactions © Introduction ‘Serves ofthe nancial industry include the sichange of eee lwonse messages relating to lnancial vanaactons, Renccrunee This Intemational Standard t designed tsa interface specication enading measiges to be exchanges enunen ystems. adopting a varity of applications specications, The "pletion specication can remain at private level Davin ‘of such apaleaions have compete design teedom wth the Coverall conswain that messages must be convene ve the Intertace format in erder that itarnationel merehange reo te place This Intemations! Siandard uses 2 concept cated bit map, wiveeby each date elements assigned a postion indicator ine costal file, or tit map. The prezonce of 8 dng semen ina specie message is incites bya one inthe ats positon: the absence of 2 data element is indnated by # sue i the Message formats sod in incvidual systems ae subject tothe commercial riaienshipg between the pares contacting (0 ‘Standard ae designed te ensure that comeaubily Leven ‘ystems conforming to thie Intarnational Standard is avons ‘deol, 1 Scope and field of application “This Intemational Standard spocitis 3 commen intertace by which tank card originated messaged relaling to 9 Ansa Lansacton may be interchanged betwasn private sytem. It scecies massage structure, format and conten, sats omens Sd values Tor Gta olan, The dat elements and terminology used inthis Intemational Standord ae desved trom ISO 252. Only those ata elements Shown tale bare ompattie with 180 Tee BAU pesa a sige of al, Toble 1 ~ Incompatbilitie between this International Standard ands 755) Raaiana asta — 16D ao | ane Cras reoustgoss mous — Ln i | ne eos, reves goss amount na few Autionaly, Date, Tantmisson and Transmizson time have ben consofatedinto Tranemssion date and tine: Requoing ‘organiration idemticaion sideniid sy Fgrwardng ientotng identicaion cove: Card issuer identification ove ie dernog liom Primary account number 01 Primary account mies fentended: and Message scuity key identified a Fe sacury cose, 2 References 'S0 3166, Codes for ie cepresemston of names of counties 180 4217, Codes tor the sesresemation of curencies and Tord. 150 4909, Bank cards — Magnetic stipe date content for 'S0 7500, tenutiation cards — Card originated messages — Content for tian tansactons. 0 180 710, Kdentiication eacak — Physical characteristic, $0 TOM, déeniticanion cards ~ Recouding technigue = Part 1: Embossing = Part 2: Mognetie strive = Part 3: Location of embossed characters on 10-1 eer. = Pare 4: Lecetion of seacony magnetic tack — Tacks 1 and 2 = Part 5: Loewen of reatwate magnetic tance — Track ® 180 7812, Isenefestion ewae — Mumbaring syétem and resicraton procedire for ewer idantication, 180 7813, Kdondticaton corde ~ Financial transaction carte 3. Defi For the purpose of this Intemational Standart the following ‘efntons apply. 3.41 seqhirar: Fhancialinstution (or its agent! whieh Selon and iniates thar dna inte tn interchange sytem, 3.2 advice: Messaye which notes 3 party of an seton that has been taken, reauiing Mo eperoval. 3.3. authorization: The approval or guarantee given by the tard Gover to the scquiter dor card acceptor 4 card accoptor: Party scepting the card and precanting twansuetion data fo an acauie. 25 etdholder: Customer associates with the primary ecount numba requesting the Wansacion form the card ae cater 36. cardholder secounte wansfer: The movement of unde bya caramoider ftom one of his secounts to another of Iie aceounts Both of which are held by the same financial Inatittan. 3.) tard Issuer: intittion (ore agent] whieh suse the 3.8 credit anasction: A clin for funds by the eardhoer for ane erst of hie account, At tha same tiene i provides denis of fonds acknowledged a2 payable by the sequior (and/or the ard acceptor to the card eve, 3.9. debit tansnction: An approval by tho cardholder ofthe dlebit e ht account, Jt the same time Mt povidos 9 clam of funds mace by he sequite land the ears accnptor against the cord sso, 3.10. Interactive massage: Message 10 be transmitted ang Tesnonded fo while tho traneaction ir taking place, 3.11, Intermediate network facility: Any. metzage pro- e4ssing entity posiioned between the ncaviter and the sue, 3.12_massnge: A sot of dita alomente used 9 exchange intormation bwewven institutions (or thai agentsh, No come ‘munications theader/ vale, protacal. oF charactor cede? fecuriey implications are serumed 0: ienied 3.13 noninteractive message : Message tanamitted ater implied fer the response. On-line telacornmunication methods may be wad for message tanumeson of atting meszsge ansmasion maybe wees la,g, magnetic tana) 3.14 point of service (POS): Location wh 3.18 processing fwe: A com assaciztad with tha handling nd routing of messages not rating fo itn earcheldor see ‘ee or equiomént (e.g. ATM usape charges. 3.18 roquest: Message, originating an interactive saree of messages, 3.17 reversal: A message informing the sander of the ‘iginal rocsage that the message cannot be proctiond a Inetueted, he. iz undeliverable, unpracezsble or canceed by the recive 3.18 reversal eredit: A credit ang tom the seversl of 3 Drevous deb 3.19. reversal debit: A desc arising trom the revoral of pravious crest. 3.20 ravorsal weenster: debi and credit aking trom the Tevereal ofa previous ane 3.21. routing The dectiona ow of massages by which the ssquitt nd ea1d asuet commun-oate with each othey cacy ‘4 alan) ietermeciate nenworktocsyse) which many ast 36 pentll forthe argial partes involad in the message flow 3.22 sottlament: A tenclet of fueds ta comlete one oF 3.23. settlement insttvtion: Fnsnsil instution tor Spent! sezepting reapenaialty for rembursing the acauiter ard isuer of ntermadae nerwork laity for an approved 3.24 teananction: A callction of related messages de figned to complet inzatar a5 this possible) the intention af ‘a intact ofthe original meszage, snd normally conclude dy fut subcenvently arto be eonridered aa separate ransacion 3.25. transaction te acquire for 1 fee charged or example by the rcacion act a et men aannan 4 Message structure Ench messa9@ Manito in th Intemational Standard is can Structed in the following sequence: message tea cei, {s00 4.1, one or more bit mapt ee 421, and a tok ah ay ements in the of of thet nap representation taeg 4a Clause 8 reece each mossage and to intereahonsin wth 4.1 Message type idontitior A fourgit numeric Fal descnbing saeh message class on function, Every message shal sant with aimusaags Woe cone fa 41.1. Stiueture of the message type identifier Digits one and two idan the cass of message: cox Reserved fr 150 use 1m Authovstion messages cox Financial wanssction messages om Fle update mecsages, eg FReverat messages om, Riconetiavon como! messages ome Aalminsttive maces one Resor for ISO use co Network management messayes (8XOC TeX Reserved fr ISO ton BEXXESXX Resor! fr national vse SOXAGIK — Resarond fet prvate ace When digits one and two ange batwoen OT aod Gl digits hae and four represen tne message function and the toreeienes ‘mode. Digs three ar four ato (0-19 Transoetion oracessd, ntaactve 20-38 Transaction processed, noninteractive @E9 Reserved for 0 wen ©0-79 Reserved for national use 0.99” Reserved for private use 12. Message reponte bn 4.1.3 whanaver a r¥peat massage i identified that resus message is Kenteal 10 te eign! message wth the Seoie ‘center of the message tye enter 4.13. Desctiption of message type Identitior 41.3.1 Autoreaon messages 0100 oro ‘Authorization request Authorization request repeat Routing: From acauier to card issuer Type Interactive Purpose: Requests approval authorization ot quovanten for 9 leansaction to proceed. I isnot intended to part the applietion at hi waneaction tote esahetors ‘An 0110 Authorization aquest response i equi, one ew on outig: ona yee Purp: 120 O12) Rotting Purpoce: ora, ons Routing Tipe Pupoce: ‘Autrotcation completion conteration Authorisation eomslsion confumaton ropaat May be sont she teesiot of an 0110 Authoneation ‘clons specified bythe 0119 have tsen compiense 490112 Authorintion competion resporse may be {401 in realy to an 8102 Authonzation coroicus Eonfimation ang shal be sant in reply fe oe Ged ‘Authorzation complation contimstion apes. ‘Authorization quae rspénce om card ue seq ‘Sha be sent in esponte to either an 0100 Auth ftion tequest er an 101 Authorisation sescen {epeat and corres the anew 9 tat ingueee Authorzation completion response From eaedisuee to acauier Interac Maybe Sent to inccats resi of an 012 Autharie- Bion ccencetion contirstion and thal be ees Inefcat scent of an 0109 Authorization compiotey, ‘Authorisation sive rapan From acquire ta cod issuer Noneineracive Advises of an autboisation carrod out en beha¥ a the card asus, I isnot intended to pret eos tation ofthis ransacon tothe cardholders tesrory for the purpose of sing atl or satorsane An O180 Autnozaion advice response may be sent inteplyto an 0120 Authoreaton sevice raveage ne shailba sent in epy to an OIZT Authission sevice Authorication adver comsiein contimation Authoriraticn adice competion contimaion From acquirer to ead sue Nomineractive Moy bo sent ster receipt of an 0159 Authoszavon advice responen 10 indicate that the auttorneacn actions specified by the 1 havo bean cammolaary 8 susceasul, partial euccaetul, or unauceonta fn O12 Authorization navee completion response {ay bo sant in ey ta an 0122 Authortaton soy, completion confarravon and shalt eatin tooo an @120.Authoreation. advice complcion ser 0130 Authorization amice response Routing: From ears Tyee: Nonsnter Pojpose: May bo not eo icieste receipt an 120 Authowie ation ace and dhl be sent in roy to an OF2T ‘Authorisation see repeat 0152 Authorization advice completion sponse Type: Noninoractive Purpose: May be cant to incite recent af an 0122 Author ation advice compistion confirnaton snd shat be Sant to indicate re=eint of an O12 Autherieation dice compinton centurion tepeat. A132 Financial ransaetion messages (200 Financial ranestion request 201 Financial ransation request repeat, Routing: From scauirer to cats isuer Type Interactive Purpose: Requests approval for @ transaction, which if ap Proved can be mrredatey applied to the card: holder's account fer bing ar statement purposes, ‘An 0210 Financial tansscton request response i 202 Financial waneation cormpletion contrarian (23 Financial transaction commotion confomarton Routing : From acquier te card ever Tyre: Interactive Purpose’: May be sent ae racist af an 210 Finenca ans Beton was completes in 3 susceasta, banal soe ‘eesti oF Uneueetssal mance ‘An (212 Financia wanszcton eomplevion response ‘may be sant in reny to an 0892 Financral tansaction omplevon confirmation ang shal be sant in fely to an 020 Financial trancaion eempieion ‘confi, 210 Financial vansaction request response Routing : Flom ear inet to acquirer Type: Interactive Purpose Sal be sent in response to either an G200 Financia tuansoction request or an 201 Financial ansaction request reoeat and. carios the answa! to that request. An aporovalintiates the updating of ste ‘ment or reconeiaion contols betweun tne scaler fd cad cues (212 Financial wancacton com Routing: From eat issuer to acauirer ee ee Purpose: tay be sont 0 ingiatereciot of an 0292 Financial ltantaction contin confirmation and sha be sent to indicate recest of an 0202 Financial wane {action completion coairmation repeat 0220 Financial wancaction advice 022 Finaneil wansacton ahics Routing: From scauiee vo ead issuer Type: Nom interactive Purpose: Acvises of previously competed finan rane tion message to be ppd to. the corcholaers ‘ecount fer bing oF statement purposes ‘An (20 Fnaneial ranean advice vosponse may be sent in roply to an 0220 Financial eacacton wo vice and shall be sant in coply to a0 0221 Financal 6222 Financial vansacion advice camplation confirsation 0223 Financial vansacton sdice completion onfimacon rept outing: Frorn soquie 1 ead ver Type: Nowintercive Furpoue: May be sent str tesipt of an 0220 Financial rang ‘action was completed in a successful, parially suc cnc or unevecoutul manne ‘An (232 Financial tareaction advice completion fesponse may be eet in reply to an C222 Financ bbe sent in tly to an 0229 Financ (220, Fnanciel waneacton advice response outing: From ead ssutr to scauier Type" Non-internctiva Purpose: May be sont indicate capt of an 0220 Financ saction sdvies and shall be sant to liiome teeipt of an G221 ‘Finaneisl tranescton adr (0222 Financial wansaction advise completion response Routing: Flom card lever to accvirer Type: Nominteacive Purzose: Moy be sent neice resi ef an 0222 Financ tansaction avien completion cantamation ancl shat bo sotto indicate veelpt ofan (223 Fini tons 41.3.3 Fite undate messages (0500 Acqua ie wdte oauest Type: Interacive Purpose: Contains instctiane to add, change, delete or Feplace ate 0 roeora ‘An €310 Acquirer fle vodate request response xe Card iesune fn ope Rousing: Fram cart inuer acquirer Type: Interactive Purpose: Caniains instructions to add, change, delete ot ‘An (812 Cord asute fe update request respaneo it tecuired. (6310 Acquirer fe update request response Routing: From card issu acouire Potpose: Sha be sont expanse to an 0300 Accu fieup date request and dnote the esl of hat massage, G12 Card esr fe update request response Rowing: From acquiter tocar suet Type Intorsctive Purpose: Shall be sont in escenea ton O32 Card issuer fe Updace request and dates the resuit of that oo Tye Acquire file update advice F Neninterewe Contains inrrctions t0. 208, change, delate or “replace 3 fle oF ona ‘An G20 Acquirer fl update atic sponse may be Sant in tpiy to tis message (2 Card neuer Fn update ace Routing: From ear issue 1 aeauree Tyee: Nominiorcive Purpcee: Contsing instructions 18 ad, change, delete of roploce # fa or oc0/ ‘An C2 Cue tse fl update avin reponsa may bbe sent in reply ro tis masse (0190 Acniar ie update advice response Routing: From card issuer acairer May be sent in esponc 1 an 0220 Acquirer fe wo date adie and denotes terest of that messa9@. Card suet fle update advice response Fran scauie tocar issuer Non-ineractve May be cent in wecponse to 3n 0322 Cara issuer fe Update. sthice and cenoter the recut of that message 413.4 Reversal messages 00 Acquierroveral request Routing Fron sequigr ear seu or intormociate network frcilry Typs = Ininactve Purpoze: oun owe Routing: Te Prove ono Routing Two Puro one Posing Purpose: 0120 oat Routing oz Routing om Routing Purporo: Reveess tarially oF whol an ‘oF transaction. ‘An 0810 Acauiver rovers rogunst eponge shall be ont in roy to this message. (Gied suet ever teas Ear ser revert requee epost From card issuer to acavier Rover loanially oe wholly a caer authorisation ‘An 412 Cord isverreveral request response shall bbe sant in rsly to this messsoe ‘Acquirer reversal equest response From cat iste to seer Interactive ‘Shall be sant in rasonae to an O40 “Aeauieee rever- sl nquest of O47 Acauies reversal eavest epee, and denotes the digostion of that m2ssa90, (Card iver reverent request responce From segues to ead svar Interactive ‘Shall ba sant in mponae to an O802 Card iesuor reverl request o O45 Card izuerrovereal request Fepeat and denote the dapeation of that message Acguite vera alee ‘Acquer fever! aiesrepaat From scasier tocar fuer | Nonintractve Reverss paral of whol an cai authadzation for taneaction, ‘An 0600 Acguirer evera! ache response may be Sant in regiy 10 an O42 Acquver reversal 2ovice Imaccage and shal ba sant i foply 10 an 221 Bauer tevarsal acca repeat card iver reversal a0.ce (Card keer voveres! aonc8 repeat From card ieuor to acauiee Reverse [pray wily 29 eae authariation ‘An O12 Car caver revert acbice resconse may be fant in realy to an O62 Card sven tevisal advice and shal be sant in ply 10 an OFFS Gard fave Acauirer vars! advice response From card isel to acqutee Nowitersctive May be sent in response to an 0420 Acquiter everest Ales and shat ba seston rexponen 49.8 O81 postion of hak message, Rewting Type Purpose Routing Type pose 0832 Card issuer eovesal advice esponse From scauitr to etd issvae ‘May be contin expan to an 0422 Card isverrever= sal advice and shal ba sent in response tan 0423 (Cord issuer reversal agvico repeat and denotes the Gapostion f that message. 48 Reconsittion contol massages (5D) Aaguile teconciation request repeat Rauiing: From scqvite 1 car issust Tipe: lateracive Purpose: Requests contemation of scquien totals (numoae and value since 3st O500 Acquier reconciliation. faxjest, in oider to Meck etiomnnt betwnen the parts ‘An 0510 Acauir reconciaton request response Shallbe sent in tp to this message 0502 Card fever reconciiation request (060 Card ieuer reconcilation request repost Routing: From eatd asus to sequin Type Interactive Pose: Request confirmation of card issuar totals Inumbor and valua) since us 0512 Card ieeue recantation aque, in order effect eelement between the pares. ‘An 0512 Card lever reconcilation request sexpanse Shall be sont in reply to tis message (610 Acqvierreconsiaton request response Routing: Feom end iste to acquire Inerscrive ‘Shall ba tent in esponse to am C500 Acquirer 18 onciation request of 0501 Acauiet resonctiation request rpaat and denotes the espasion al, oF ansviers, that message (512 Card ietuee reconciliation request reponse Rowing: From acquirer to cara insur Type Shall be ont is response. to an GOR Card inser reconciliation reat or 0563 Cars isa re=onel fr answers, that message (62) Acquirer reconilation advice repeat Feom seauiter to card ssvar Nomineractive ‘Adnises of tral Inmet and value since last 0520 Aequins meonedtion agvct, ih oles afact rotlemant benwoen the paris ‘An O50 Acquire reconlaton advice response may be sent in repiy to an 0520 Acauitrreconaiiation ai vice and shall be sent in realy to an 0521 Acquirer osm e223 Routing: Tyee Purpose: ose Purges os Routing Type Purpose: Cord issuer raconeiiton advice Cid issuer reconesiation advice past Flom card issuer to cauirar Noninterscive Avion of totale Inuit and vel since lst (622 Cad ecueevaconciintion aavice, in order to oe seleant betwen the partis, ‘An C502 Card iser reconssion advise response may ba sent in ep 1 an GAZ? Card issue recone Bion aavice and habe sant in opto am C823 Card Acquire reconliaion sevice response From card iseuee to aequiter Nom intornrie Maybe ant in eeponse to.an 0520 Acquirer ‘ton advice ond shal be anti tesponse to 2 (521 ‘Accuiror mconicaion view rapeat ane denotes the postion of et ansives, that mess. aud issue reconciton sevice response From acauite to erdisuer ‘May be sant in response to an 0522 Card issuer re concligtion advice an shallbe sant in esponcet sm (6525 Card iseunt taconclation acview rapaat and denotes the hapaetion of, ot anes, thatmaespe 413.6 Adninctative messages 000 oxo Routing: Tye os10 Tyee os0 om outing Tyee Purpose: Ainisteaive equ Berane any two communicating pats (acauit, card anor or intermediate net fail) Inneraetive Fequeste confirmation of data in» foemot other han ‘ened in is Inernational Stand, ‘An 0510 Adminisvativefoquest reponse required intepiy. Flom receiver 19 aginst of rolted acrsnitative Fegunst message leuuractive ‘Shall be anti espana ta a 0600 Adminsttivere ‘quest or CEOT Administrative request epeat mesage nd cote th donno that messin, Administrative avice Adminicvative edvice cant LBewoon any two communicating panies Iacauilet. card issuer ar intermediate networ Ine Noninterttive “Transits oatain a format othr than identifi this Inirnational Standaa ‘An 0530 Aiminisatve sien sponte may be sant Inrepiy1¢ an G20 Acmnicttatve sece and shal be Suntintepy 1 an 0621 Admnsteaive sence vopeat 0620 Adminsrativa vice rasponse 0850 Network managemunt advice response eee a eaeee wea, ecard sdb; Towing ren mae SiGe) alt nese acvica message management advice massage Type: Nonvntraci Two: Nenimtractivn aca tae ea ee ree yee amare) Tr yoee ay oe tates leaeoee Nels see Avice and shol ba sant in rosponse tor Ofat ‘managemont advice ana shal by sont in spate fo Admivsitaive aisice topaat mastage and denies fn CEE Network mantyement achice senor ao tha disposition of that message ‘denotes the disposiion ofthat message 4.1.27 Nerwerk minsgemint messages 2 Bit maps oan ot outing Tee Purpose: ono outing Tyee Purpose cx oni Rossing Tipe Purpose Mopsoré management roquest Nentork manavement raqursteepaat Setaan any tao communicating pories Kaeasiey, To conte the iverchange nwo by supporting or Aescrbingsystom coostion or systom soca, ‘An 0510 Network managernant request response Network management request response From ‘essivot to originator of telted manok management menage Shall be sent in eeponse to on O00 Network ‘management request or O30) Netwark managerant request repeat messoce and denotes te disteonng ot that massage, Netwurk mansparant scvice enor: management advice eapaat Betasen any two communicating partis [acquit card issue a ntaracate norman tae! Non.intra tia To contol te interchange nenvork by supporting or Aescriting yer condion or sysem caconiy, ‘An 0290 Norwork minagemant advice response may be set reply to an ORD Network managermnt edt en and shal be sant in tpiy to an ORZT Nemeth mmanagoment advice past 8 map pinay oni The fst bit within a bit map, wes Dresonce of en adaltional, comtguous txt map fase Aout I) Nothing in table 2 prahiit the use of any date loment any message, Messogos may inivde audhional duis acne to thosa speciiad as mandatary and/or conisona ‘The second message component is one of more tit mints con sing of 64 bits numbered ram the ll tartng wien 9 Bt sigrfias the presance II er the bene (ln the mesengn 8 he data ero associated each vith tha eter be valued a 11, donotes the ‘The primary bit map (bits 1.641 shall abways be pros, and the tort trequanty used data alements ae indore nomics Oe oriions. infrequently weed data vments are incoved Kon the tecondory bit map (bits 65128. The presence ot ne ode bo mao signed by» in bicOT lensed bt acl Table 2 shows al tne aan sont astigament to each bit the data elomant length and sib utine in 43 specification as the mandatary or conctional presence spactcation tor ‘ach massage Cpe iar, "M" ignar thatthe Rade mandatory present in that message, Concitonal sites & shown as “en” which references tla 3 the condos ‘enti’ in abe 3 ann, ther the fad sha ba sreeone ethorwse fs inclusion In 8 meszage i ubjoct to Sine oroameae, thin ; ND — (8) Bsa pitey ad oncandary. 4 (Fe Figure t 2 8 | 2003 no - ase at rs ow a acl Ble 8 \MaLJUNIOE TROUWMADLME WHOMALI | ¥E aasnae eoesawnanangzanale » susnnoa nouns swuae | 8 oo om " 0 2 + | © sone sonore no ava | cee spitene ee das saeeaetecnee: eens]: | uaa eas Se wesane a. | Taare annony | Aan Sena rie boo 3 peeoes on bps moles See setaeeous uy etevn pu e104) unto Naumiuem nants . 2009 was bbs cone = ua sae wan, sunny senonioay woe rowivos outta Mia ngmTLLS 3099 AMUN ve | wean SUVA ~ viva WiC" wean 981 ~ tivo me1HGoY RH ww possnnus Bhactt tEEae eAF y vaesseess 3009 NOUS MASH Tas inoue wan viva exon RRRR Ae x singmy | anaes rey va t 4 seagdunngan it wel FHHHMaGAdadasadadaE 909 avons 34 non ese3s34"511090, noe TI NOUDYSHNA Si et = = a = a Q TI Ipsproucs)seBersous uj obean pus sluewuspry — ep du a ~ 01984, 0 Tebio 3 ~ Conditions vaed In table 2 ‘The menaage srustire does not preclude the use ef ainonat data elrmentsin a ssage az requited for national nicchenge (Ecae Condition ‘oF private use, OF | Wa amieunt tarsicun te eecied alae cameraman dmncal waructon sence to dw card | The folowing dia clemnts in tobe 4 shal be waed inthe ‘ae a wen messages toned in tabi 2 Column 1 contsine the names of the data elements 60 | Must contin the are date gna aonzmtion mele iinlninaacs ca te | arn coin wctemenso rarer oe te a eons 2 ree aanmtion of 5 | Reais when ty sactmens and vasscton cuencen Ste itt Halse sean ae Gelurmn € conteing tne bit map indicator (P = Primary %% | Reauiee when tw rent Yansecsan it for an amount ‘5 = Secondary and the bit postion witin that Bit moe ye ‘the tan te anginal suet arcu one hich the a5 elements are ented, 107 | Mandicow i te mary seedut numba contemna to s Inensvoral Sides 160 780,71, F812, OS we Et exert went rag secant number baga eat 14 digits "50" en ay acount ume pene Legond for abbreviations used under attribute faite 99 esatct sence, dtm mute inched in | = alphabetical characters Paulie when he msocsiedinstiron code nants win | § sci charactors "5" ne 433 a9 = alphabesc and numesic charactors 10 | Reaied whan he ormaidg iasitutent not the ame | ce 11 | Moncstory ne scons bu ie pasent Biphabete and spon charactere = = numeric and specil charactors ‘885 alphabetic, numeric and special characters 2 | ena mmee ton tacoma |, 7 to 12. | Required it the semement code is "2" tee 4.3, eee e meee see tmeaniy'| 92 =D i) | Geen ae det tos ee ocr faoeercmmer terrae ie | Te Fade ad tensrreete a Panis ss | eecuaitenestsemrscamnaee an | nt TMS cf a eee eran [eer cee 16 | M present in 9 request message it shall be present in the WAR ‘vadable length field a en eee et a |e ee aes tye now s/ pacar ee ea etna tay dees associated witha numeric amount data lesen fe 2+ miBin amount, net soraront means prety" © "D" and 16 digits of ammount, net sentence binsy representation of data 4 = Tracks 2 and 3 code sot defined in 150 7811 ant 1307099 claments b The thid massage component andi data Contents made up Gt 8 saves of dare clement. Tabla 2 species there oe ements which are presot, acting 10 the meseine tree Cae NOTE — Al fan) ength “nate nents are stumed be ete wi esng rene eter fined Meath eile cee Messages ate reconstructed using tho bit metpag an inex of Mh nd mth wating ans fey eoprm tale bree. Sore ats ements aia af AN und lngth" arn at stared eh ptf em fand tength some of varaba length, The actual length of any —‘Valng soon ee a ac aN Ge eet eel ou oe US an pos 1" Io baa #190 EF ‘Tablo 4 ~ Date element directory. Deseipion ‘acquisition counry toe tional dna = 60 ‘sdonal essen dle rent chal! bing mous, settement te roses fosessag ie 2 erat ot agin wed wo aera nore secoUNT OT ERI ‘ecaunt identification 1 i primary vied forthe “tom 1 snes of iis wend 6 anti a easter accaunt oF re ‘hecoum deieahion 2 manly wd fort "10"aCCounE she code of te county mre aequing insite ated (eae too es or agent ‘OG pccte die tomente have net ben cine, ats sem inne message oantrysomctons ‘ier dat tg. @ tleahone number gud in respons 10 ‘mount bed 1 1 Earl in she ere of te ere ety bile othe ante’ ty ecard magnon fey cured he ene, cr eo nero rnd equtsind by he cochaer in ee cuore of Oe tore 43.1 ane,.28 ean, 3 (era. Under te ante ros 08 The ve fs il torent eren zante Ioae ea. ana 42.18 (bee 4301 ant 4.3.15 pa pa Pas on Table 4 — Date alement alrsctory (continued Name Description Representation Bie See Site ee er ree ee See ee en ; ee ea) Se eee ce re sotoreensa nannies: | mo eee Bers amen | i cea ais mel a ae em le = Soc = meanness — | A ne stninng enema cc wn oe | = ai pereiaat tae cette aes ena Gre! al cae wat tera ae we a = origina pein emnatetaaets [tt eae Res et tanad rg | Mean obndichter been: ‘postions the decimal Sees se ere eae Coca: au yr | hopper ere te ete nev coueen alle 2 Teoh nto seas acne” | een Seti ES rs eaten iar yeieereapecny sal a 1 Reenter Wie toca, «| mga a eg renee | ak a ae re eee a eek SiN |e em pare et | arenes eae ree | es os Sepa caves cae OE ease aon rns eal | resi rer eeon rece eauate |e ae Cnty mates | RS La of ee arate e tm ea a stament directory leontinued) “ the (runs erdoige tng eee 150 277, rene Stern oe ee 150 29, : Ineconcon mezsgt hdd Haman dts cuteney rmcy eose-wansacion | TMgacoan, Caney used nampa, Wansacon ard Tat nonsocn ne ure 60 210. ips EUS Teor eae ine Sen as brie Trawoo ie, conenion Te rant ancl dy the conversa nei acne to convert | 94 Poe Dave, exsiaen “te yor and month ae! wih he bd xslt hay pe bane teneemaion | Tzun andy enact op Dat, settemant Tryon ny nc vata eain | 24 pas Debs, ment Tine sum amen of al dot wansactons proceed excsve | 0 1 sa pebis,varcacion ee | The semaraunt ofl fcr resuting trom ihe rocesing ofa 912 ies out debit worsscwors ane 4311, 312 and oe Debi, muse “he sum rune of debit vontacton ores 110 596 tee, arocesg foe The sum arunt of st plersing In asacted wa the] 2 so rou Fann sd routing a waracnon= Tee 4a 11,422 ane oe ovis eetancot | The somamainte ments ornate OE ya tenant pure eta | Hi al morn ne carat slant | 2 sor Fig one he aul or sara mame of By Fie wcurt eoe 1A foe vedate scanty cout 10 ingeate that ene messoge | an? 502 Fae pane cose lesan tte tem mating oi ee Farvaring nittion ecqteaim corer trating enna | 03 7 ‘enateaton coe ‘ekg niche tar on |e 43.9.0 navies, member “The sum numba of ini neceiing cose 1 equests ox. | 910 S00 Tablo 4 = Data slament dtractory (continued) fia ACY ‘cent ton ‘hn euch Sou, Message aunenicaton cose | Used wo vane she aouicn and the rest of the message | bt Pate eur the ser ar acer eae et sie ‘haus Be powwon mtn any ba map vate wsarmdter ha | Itenatonal Slonaseg | ME [MAL fl ba rapes he Faas th nal bt ma | mB 8 cone sond ta he {ain ino, Ln ene MA. als far oteage we MA Mesige mante: 1 sequent. yee rumar pig to 9 message by she | nk sn tresage ino anus te mae" th nig hd HIE” | Mary gat got ba ‘So a nora the esse ube at Saree mensnge ruber a. sn oars sa no be somber and noose umber eth lace nth ‘resige Burned fe uss moth scm Hl | tng pepenn ot ie Invoraeat Steaua. te 50 7 cron of 116 «canscnas ta be ennatee Message tre zener | An gait oft ype ot message ting ntwcnangmd | nd Hore Sees ferrets loons» single interatinal oor of ard kr 22 pam anak manogerent ved Yo eno ater sta “Agana ata” may be | 03 S70 se tent enrean fer cencton or aver feos a6) ‘Tha White prey bara 8 payment raranon a 5 sae Prorat daienion ‘A number sssgned 10 4 exdhader innded 10 urgualy | B64 Ps onto axe Senet ht eran wept of sre Te nt | ee pupene fhe feta etl gromnan. Tha Be rmay conan he | £2 Sena of i 2S connor io oe ‘ited paca sa gt of sere lan Port of sarin acy mode | Tw numetcs 10 icaie tw mated by wtith snmary | 93 pam scata PR say contin 6 Table 4 = Oa Jnment diactory Ieonsinved! 16 eee Seton Tigeoatnion [yee rasywesmicey | Acmeslagu nity bodys emeceeeae ts |e ra ia tii vince oes vncodlaton memige Bere | or) povoredoen erty me ict esto ares ty eis tamicatea seen Whales coeur aoa 8 Ea aa scenes || ccuseementa mee aed here atx crear | 2 r2 Canepa epee ere eaam Aeceigistsancuray | The coat ole camry te thing movin cad | 92 = = oS igo en Chaos tec stain ‘To ey of enon Deans to a | cin prea bopen PEST ling isn et is septa | se 8a 42. sna onan pat eet tert nttti soma | 3% pei tear pa inacien of lecin eden orin Nore chemnts | Sob on mn “int nes suet ntteree ruber | A decried by oe tte hing | 12 ro eer wtied comet | Toba daa oy 1507 ne ns seven ine! Perea enter cere ee) are) oo sere aban : he oer iat freed Scien tina | Cov erie man rin oe pent el cs om Sims acest aunt | Anuar sign br anesogs nate event unavtys | 8 me PE re meee tansy eee to Tganetctnnton wal coreaae: Te, euttanacian | Th ane went rscion bein he | 6 ma vt Sena ea senamereiae@cial| ial ras binge n SO mS Rowdng fue seso manta erewiey | 3.1) Se Eee entie atmeaet ioe aehes Table 4 — Data elamant dlractory (concluded Tar eee a peas i as ang a seu lig | toe 42.2 es = oe TET TT nee ers Se eee oe sis aaa ble tengeh es laments late than 100 Fer any ail longth data cement with a mavimurn length of loss than 09 charactors, na uonal a postana smal oro Sid Gate lerent and shal contain the length oF ths Gita Alert atch fon The format i LLVAR. Ail vanatio angth dats element cf nions In this lntaerationa! Standard te not incase the toy postions of length in he representation column. [A leogth aruibutes shall be eight justified end zee filed, For trampla, Primary Azzount Number TEMSEPESD'2 vat) be Iwprasoiad by T2IZ4Sa 70012. The fest "12" aches 12 gts toon 43.2 Varn lengih dats elements iss than 1000 For any variable length data eemant with a maximus fngth ot fess than 1000 characters. an adcitonal thea postions shal Dee said dai lomant and sal contin the largih athe Sate Pema whi flies. The format is LLLVAR. Ail vars langth data element df tans in this Iniratonal Stan de oot anche the thas osiions of tongth in she rarezenacon column Alt lang stiutes shall bo rh usted nc ro fled, For ‘sample, Tack 3 was included nw mecage one Tack 3 Contained only 70 choactars al infomation, thw ite cera ‘would be r9p/tsanted as O7Grnn. nn Tha "O70" mcicates 70 Charnes fo folove, 433° Identification of Financia! inetitutione Inwituions shal bo iontifed by tho procedure smc’ in 180 7612, SO 3165 and annex 1 of 190 4808, the major, Industry onder "59" is vend, than tho associated country 41 scauiring institution ientieatan code and seating inaction county. cote 1 primary account numbar axtanded and primary account umber extend eeunty code; <1_stemantinsttuton ientificaton code and getement ination country code 41 foxwacding instutionisonifestion coda an )_tecehing institution Montfeation code and receiving Instition country code, 4.3.4 File update codes 0 Unassigned, 1 ads recor, 2 Changa roca 3" Datte record 4 Bute repincement con nate 1), 5 natin. 6 ‘econ, syser purga 208 note 2), ? 8 ° AF Rsorvod for 180 uso Ise rote 3, GN Raervod for national use te0a note 3), OZ Reserved for priate use 308 note 3 Noves. ‘sian Tet Wt mugh Gnwey hava ban, oan Pov St Gn fie ne evomaacaty etc 2 nee secur, sytem poe” i nowmety uted to remove 3 Aloha etwacen iat ima 80 700 v7 4358 Network management information code ‘The Negwark management intormation codes a tables “Theze five dara elements at infeed long forma totaling €2 umeics, Absence of data madicates by zoos. 8) Cigna! message type Mentifin nf by Sigal eystem trace aust number 6) Ovigina wanemicion dates ene 110; {6} Oiginal forwarding institution idanieatin ¢ode att, 4.7 Point of seivies condition cade ‘The Point of savice condition cates and theit meanings are ivnn in aba 6 1 soveea apacil eonutiens exist, prececanee should be gives to fd of secuity deserptive coves. and win aud and ronleud condiions, preeadanen should ba given tothe more ‘Space rath! than general destin. Table § — Notwork management information codes ané their postions Tate coadn | 05 Rend ® Synan & Synan Souci OF-23 Retumed or 80 use 2 Reserve for private use 1 Sytem ewe © feanad @ — Semyan tess Reseed erie 33 Resowed tx pve we Si Rens ae {Ss Res formers se 3 Symemevcrcontnt | a> Resor fo0_ Racine! for 190 ose O55 Resa fr ral wa 45 Reed Gis Pasavestor150 ue 3 heme (ose _Rsewes er pnntewen Table 6 — Pint of sarsten condition coder (em Meaning toa Toning | eat rennet 55] Eon aa Te teri & | Conor nor se 16 | Semnaraton wm (ce | Elecvonic cash agate intertace: 13 | Bepour onettulanee/a retuned & R | tions & | Scurase St | Girars ere stnenap ied coment {0 | Ginn Sony vein 3 | Poveunantbaane/Sopd comers it | Sutoecte tua B | SnTTASThSstnannccees 1a | pobiCentey seen” 11) | fase er atoral on 18 8) Ofginal acauring ineiution idaniieaion cose ath 438 Processing code Positions 1 ang 2a 9 dg wo © 1 i o ot 0% 8 o % oe ota 1616 m3 thot describe 2 specific trans Debite Goods and saree Withsiowal leach advance Cheque Quatantae unde guarantsee Cheque venation unds avasie but nok quaantecdl| Evrochave Trvolr chao Gio (posi anking| ‘Goods and series ith etch disbursement Resend for ISO ose Record for natione! use Raserved fr prvate vse rate epost Aajcmont ‘Cheque depos guarantee Cheque desoet sored fr 160 se FResrved fet masons uae Fesewed for povato use Inquiry services vaiitie nde nny Balance inary oseved for 190 use osened fr national use sere for private usa Ciudheldoraccoune taneter Reserved fr 150 use $547 Aesanved for nations use 4843 Resuyed lor prnete use 289 Reserved S079 Recorved for 50 use BLE Reserves for national se 90-99 Reserved for private use Positions 3 and 4 are a tws digit code describing the account ype alec for debits and inuiies, and the “hom acess Positions § and 6 a0 3 neo-cigit coe deserting the account ‘Wpe affectod for ert an tha “Yo” account for tsa, Positions 3 and 5 ate atocated 36 tolows Detoutt Seviogs secount (Chasue secount rod tactiy Universit agzount number 7 Recarend Tor 150 use Reserved for mations use Reserved fa pate use Sega run te. Poshions 4 anc 6 ae allocated a flows: 9 Detoute 12 Resorved for 159 uso 59 Reserved for pivate ute 42.2 Response code The Ponse codes ave shown in table 7. Table 7 ~ Response codes (| Aspro w conained sar-esay © | inte vechon | tra 03 | eguetn sogrene 12 | tad tansscnon 15 | No wich sey Aroroves, update tach 3 Decise doors Orci 19 Table 7 — Response codes (conctuded! 8 Rane vaescton Becine x Ne scvon taken 2 2B Fe upasie fis ork out So = Fla apna or Scent, omit aca x 2 Cemstos ean - 2 noved ar B (Card aceptor eaneset acqutar Peloup Allowable Pt es excnaded Piekp tonend Pep, to eee acest Decine BREA BY SxxSsIRARAASSBLISRLG HARSH DEL ASH & Suonciaa tns| ang aecentr cant acai ested era Excel wos gunn Sr Caid senator eas argues tiorty éeparant Resa or pce ae tate ores Ionch ending dy’ business an sari he Tranteton cannot be cones, Vilion of aw Desine Dele Becta Decine Deelng sete Decine 43.10. Settlement cage A code indicating the result of a veconciaion request, the codes ae shown in tab 6 Toblo 8 — Sottlamant codes | Resend tr wae 2 | Goteresanee 5 | Retened tor 180 use 7 | eared tr ana ose 83_| Racers tar seus vse 43.11 Exprossion of amounss ‘The simount expressd inthe curency of the associated cut- tency 2ode data element, Where 8 minor unt of curecy 3p. Without 9 docival separator, for exemple an amount value of 100 in US currency snes one US dolar, but 100 in halon curren signee 100 ine Al serfersant data blements cents only values representing lvansscions since the ae seteenent extol 432. Replacement amounts These four dats elemonts are in fixed tangth format totaling 42 characters Absenen of ta is indicoted by sarge, Tore gos feamants are vim when acempting to partly reverse or ay bees tar the complete ever ofa previous wanesction and Eontan the new amounts. The original mecsage emaunts val bein the appropriate dts elemarte 2 Actual amount, ranssction nt2: bo Actual amount, extement f2; ©) Actual amount, wansaction fee 2 8: db Actual amount, stamens fee x08 43.14 Polat of service sptry mode Positions Vand? PAN entry mode % neon o Marval ‘Magnetic stipe Barcode ‘oca Iegrated cieut card Rowarved for 180 usa Resarved fo private uae segeees Bhs Position. PIA entry enpatiity 0 Lunsecitiod 1 PIN entry epabiry 2 No PIN any. capatity 3S ecard fe 150 vue er sorved lor nga woe 89 Reserved for nate use 43.5 Reconsitiation All amounts in the Reconeaton conti messages are inthe currency of setlamant. The “= gonion of any fee va lament, dafined as x+ 8, shall eonfain "Oi the Ine due {0 the acquirer or 8 "C°" ithe fou due ftom the aceciten For purposes of the statements balow itis astumed that the eansaction curency s the srne curry 3st of aaterhant amount, settlement; amount, sattiment foe; an ammout Sartement processing Toe thall be necessary te determine sich data alements ae to be added tothe Reostion so lwol messoge Iserdament dta lemons, ‘Tho following assumes thatthe message requsts have Been completed and requires updating of eitement tial, seat. lng to the specifics of your interchange evitonmest of business rangement For all suthovization, financial vaneactions and reversal messages 8) the amount, transaction tae, x, "6", adel the amount, transaction fee to ced, transaction toe Ifthe amount, wansiction fee x is "Dae fee amen, (eer <1 fhe amaurt, transaction processing a,x, fe "C", add the amount. uansactan processing fee 12 the cto, rocessing tee amcunt. 4) ihe amount, wansaction processing fea, xis "0", ae {he amount, uonssston processing fee to the debit processing fee amount For ll suthorisaion (14x messages regardless of the pro cessing code 19) AE 1 10 th authosirations, number. For al financial wansaction 0238) massages with 41 Processing codes of 00 10 19 t4ebed Add 110 the debits, ember an xd the amount, Hans: Dotlon 10 the setts, smeount, 2 Gl Processing codes of 29 10 29 (eed) ction tothe erect, amount hy Processing codes 30 to 39 inauiy) Ad tte iis, number 1) Processing cvs 401 49 tranatr) Ade 1 to tanslers, number, Fer atloversl (00K! messages Il waro the Ovgial massage tye identifier within the ‘inal data elements» tnancal ansaction (O2XX! wath 11 Processing codes 00 to 19 (bit 4446.1 tthe crests, reversal number and add the 21, Processing codes 20 t0 2 leech 304 1to debits, tevez! numbar ang add the amount, ‘angscton tothe debits, reversal amount, 3) Processing codes 40 t0 4 transfer) ‘Ad 110 the wanser reversal number, 1 where the toplacement amounts data element (parts fevers 1) oe actual amount, transaction tn, 6 C*, aad the scual amount, vansaction fe 10 the credit, 2 16 the actus! amount, transaction fe, ais "D", dd the setual amount, uansaction fer 40 the debits, a ne processing code 00 4018 (deb {age the aewal amount, ansaction to the debits, the proeessng code it 20 to 29 loredt 25d the sctua! amount, Uansacton to the cred, For ealculaion of amount, net seslament moun, net stlement = fcredits, transactions fee amount ‘credits, processing foe amount + cleats, amount. reds, tere amount) (debs, wansactions foe Smount + debi. processing lee amount + Gabits, amount debits, eversal amount hove regulsng negelve vue ihe charley °D" ahal be trite the character "C" sha be msared inthe "x" held Amount, not satlomant takes sata gonsiaion only a9 2 card issuar The vansactone ronsunt for 8 Wane nm {ution which pay the toe of both am seme A003 eel eve 43.0 Point of service PIN cepture code ‘The Point of service PIN capre codes ate given in table 8 Table 3 ~ Point of service PIN capture codes hava sozeped by the gost al once ee 1289 | Reserved fr 150 ue ea7 | feseved for nnn! usey 43.7 Aasiviona! amounts al_Actount typ nas delinedin postions and & or pos tons § and 6 o the processing cod dat semen by amount re a2 0019 Account related tislances 00 Reserved for ISO use D1 Account ledger balance 22 Account svaiable balance 23 Amount owing : 8 Amount due 0610 Reserved for ISO vse 1115 Retoned for national vse 1613 Reseved for privat wae 2039 Cord rated amounts 20 Amaunt remaining this ele 3135 Reserved for national use 365) Rernved for prnate use 4059 Transuetion rlated amounts 20 Amount esin 41 Amount goods and sarvest 4250. Reserved for ISO use SEES Resoned for national use SEES Reserved for vate use 6090 Reserved 6079 Reserved far 150 use 089 Reserved for national vse 9050 Resared fox private vse 1 Cueney case 13 or 3 a) Amount s+ 2 5 Mossage flow Message flow keys nan. dieters mestnge wie etna messin wth Message may ba repaid i pra venpanse wy 5.1 Authorlzation request ‘acquie > (9100/0101 Authorisation tequestrapest ono Authoration request response 9162/0108 Autoristion competion confimation repeat one Authoreation completion tpn ‘This saquonce may be fotowed by one of theze message sequences Frnenciat vansacton request Cord issu reversal equa Cara isuer rovers acon RERESS we m4 5.2 Authorization advice 012070121 Authorization acvice/tepeat 9130. Aumatzation soance 12270128” Authorisation adview comalescn confimation/tepest om. ‘uthoruation advice completion reason, This sequesce may be flowed by one of these message sequences 200 Financial wansacton request 220 Financial wanaaction ave D800 Acquirer versal requeee 0202 Card issuer reversal fequest 0820 caviar reversal advice 022 Card issuer versal savice ISO nsa3 : 1997 (&) 5.3 Financial lon request ‘This messagn sequence may be pracedis by one of these sequences 0120 Authosation acco (2200/0201 Financial transaction request rpoat aio Fane tansaction request {c202/0203 _Financis! tranection comiation cantirmston/ repeat a Financia! waneaction eompletion response “his sequence may ba folones by one of these muazage soquences 0400 caves revel reauost (34eg Card issuer vera eet 0420 Acquirer reves! save O12 Core sur rover advice 54. Finenclal transaction advice Wis message seqvence may be precaded by one ofthese sequences ‘Reauiver Card anor (220/0221 Financia transaction advice epeat te Financial transaction advice sponse (22/0223 Financial wanaaction advice completion confirmation/tepest on Financial wansaction sdvien cemplation seponwe Thi sntnce may ba fofowed by ane of thse message sequences 08D Acauiear over! request 1x2 Cod ever reversal romeo 062) Acquirer rmveeat acres 0122 Card aver reversal a3vice 58 lo update request ‘cates 0300 Sl 0310, D je 00 Acauier fe update vaguest 210 Acquirer fe update request recponsa ‘aegutee 6202 Cad issuer fle update recvest 6312 Core issuer fle uodate equert responce Acquiror/eard Fssuer file update advice Card nsuet 0320 0330. p ae 0:20 Acquite fa vpn advice 20 enuiter fla update aesicn rescore 0822 Care iasuer fe upcate advice x2 Core sue fle update advice response 1S WETTISETTET 5.7 Acquirec/card tesuer raversal request ‘Theis messaga sqvonces wil have been poceded by ne af these sequoncoe 9100 Authorisation reavost 010 “Authorisation sovce {E80 Financial tarsaction request (220 Financial wansacton soca 0400 Aen (Card sear a7N Tee cs wy 20/0101 Acauierrevrsalronuestepaat one ‘Acavier reversal request estan 0402 Tne 042/048 Card nevar reversal raquect/ropcat on ara isso versal request respon (8 Acquirer/card Insuer reversal advice se message tcuerces wi hve buon paced by ona of hse squencee 12 Authorization request 0 Authorzation eavice {2 Foancia wonssevon request 120/02 Acquirer ravrsal advice/tepont 0x0 Acguitar reversal a@vee teronse Card ewer Bit2r0%3 Care se roveral seco /apest oe Carsten revere acce tcnotne 59 ‘wleer/eard Issuer reconciliation request xcov0801 ‘aura conciaion raqvest ropa sia “Quire recanciation eost response 0so2 QEER/OEEG ar. Jor mconciaton tequest repent os Gore ' Feconeitian request respon 5:10 Acquirerfeard er raconcliation advieo 0520 {SI0/021.—Acaviter econ sion advice tpn 5 ‘Acquierrecane 99 advice response -——— 0522 Tae szzroeca hed isuorroconstoton Card isan reconciaton vee/tepea "ee response an 10°58: 1987 (E) 5.11 ‘ministrative roquost exno/080 peat ia Adminirwnve request response 5.12 Admini ative advice (6200621 Adis “ative advice “repeat 5.12 Network manos. sent raqus: ‘ ~e? Tone erwork mana: nent requestFrepeat ent request responce csp 0801 10 Network mana, vice 5M Network managemient emote! erwork management ad o/eepmat y a 6 Guidance on the use of this Intornational Stondard 6.1 Additional message typos This intentional Standoid ie 50 eansitueted that new rose typ idiirs can bend by ether amenoasen this: unatenal Stando4a, or by use of the national er pnnene 52 A. ‘tional data elements ‘onal Standard isso consveted that new data be adoed to existing mezage ype cea ifor, aa titer Dy « epdment 19 this International Standen er ty rational ef vate ag/eement within the terms of tie ate batons! Ste This inte Unassione eo data element ta message i acted ofthat data element to» poston the bt sto indicate the presence ot "data @ument. In eenutetion wth the St 2h data eemont is ear fined in tength ot length abate "LL" or "LLL" indenting ‘able doa to flow. The lngin stibte "yon bit poston inthe bran, The action bythe sgn. absence of the Drecedod by 2 the lng of te and data consum: ry Account Number can be variable in > Jength of 19, n ode tient to all ath ol the Primary Account Humber "atu has bean ded to the ld 3 location to store “length, ia, Pronary Account Hone ZHASETEGI2D wi be sod ae 1212USETIOLZD. Tho es he indicates 12 digits to fo For examgta, he length wt 335 panies coneninad th rou ep0a | HRA Tey ‘Al notional nd private use lds shall have length attibute ot mut 6.3 Mandatory and conditional data atemants ‘The designation a a daa element within a message os manda tory Ml is based upen ene eristion’ the dats wemeee of the message. This designation may, in same canes eee, ‘rth exiting system espabity a the neeos ol porenisr aoa ofthis inarationsl Standard. To avo unnecessary conte Yotay oval these designations, i shall bo uncer stoon thay toe ‘fevgnations aly to intichange messages benweon te eg ‘ote systems oF networks. ta sl-contained nation cheas to. motiy these designations or lntanystem vee he coc ot constiule volaton of thie Interaatona Siena i however, a message is sont {ram ane systim to seen, Dastes in tho system shall bn rvepared to mat tne mamasieny Feciiements unis these designations atm blsteray ced ting the course of rarmal business negotiations ty he ‘The designation ofa data clement within 9 mextage as Con tional (nats bases upon on eritron’ tha ds ceneanes ‘designated is one tnat must Bn presen il the eenosen spoctiadn taba is sated 8.4 Unintentional introduction of controt charecters Abit steam, suchas abit map, PIN oF password dt loments 'n this intematonal Standard, may unintentional hietene contol charaeter ints tha vanemission stesm under seein communications protocols Users OF such protorey ey "ake slaps to vols this osturence UDC 526.797.1513; 6813.08: -O1.17S Deserotere: banking, Sang documents, slermtionnrchange, inten payment masage, srctuo.

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