&\BPIPERA Personal Equity & Retirement Account HELPING YOU PLAN TODAY, FOR A WORRY-FREE RETIREMENT TON Let BPI, a pioneering institution for PERA, help you make informed decisions for such a milestone. What is PERA? . Voluntary and personal account specifically for retirement . Established by an individual with TIN and with capacity to contract 3.5565 (Tax free distributions at age 55 & 5 years of contribution) 4, Maximum contribution of Php 100K annually with minimum of Php1,000 to open an account (Php200K for Overseas Filipinos) . Invested in PERA approved products. (UITFs, Insurance, Stocks, Deposit Products, etc) Wuat are THE BPI PERA PRODUCTS TO INVEST IN A BPI PERA product for every risk profile: ~ BPI PERA Money Market Fund and BPI PERA Government Bond Fund ¥ Aggressive - BPI PERA Corporate Income Fund and BPI PERA Equity Fund v Moderate DRROW: Benefits of PERA v Tax-exempt investment income Higher than regular investment retuins due to tax-free investment income. Tax credit Contributor is entitled to tax credit equivalent to 5% of yearly total contribution < Tax-free distributions Distributions upon attainment of 55 years of age and 5 yearly contributions are nat subject to income tax. In the event of Geath, distributions to beneficiaries are not subject to estate taxes. < v Non-assignability of PERA Assets PERA assets aie exempt from attachment, garnishment and levy on execution. Comfortable retirement Contributor can augment retirement pay from the company with PERA. < For inquiries, e-mail PERA@bpi.com.ph or call the following numbers: Cero Aba (845 5799) Keting Arana (088 857857), Margie Cantos (043 7231851 J, Magc Chongscn (816 9417), Maviel De Casa (816 9038), Janina Lapur (#16 9095), kristine Lchauco (816 9645), M Quin20 (0927 1361238), oD) Uy (0927 1351214) car