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Edad incial para el cómputo 20

Porcentaje de incapacidad 50.00%


Tasa de descuento 4.00% 0.0400
Indemnizacion VP ingreso inicial constante $1,105,430.61
Indemnización VP incrementos probables $219,636.34
Indemnización (ingr const + incr probables) $1,325,066.95

Desde/Hasta Períodos IAP PROB IVE


anuales (Ingr Anual Incr Valor Esperado Ingr
Proyectado) IVE = IAP x Prob
1 20
2 35 15 100,000.00 100% 100,000.00
3 50 15 130,000.00 100% 130,000.00
4 65 15 200,000.00 50% 165,000.00
5 75 10 80,000.00 50% 122,500.00
6 -75 0.00
7 0 0.00
8 0 0.00
9 0 0.00
10 0 0.00
11 0 0.00
12 0 0.00
13 0 0.00
14 0 0.00
15 0 0.00
16 0 0.00
17 0 0.00
18 0 0.00
19 0 0.00
20 0 0.00
21 0 0.00
22 0 0.00
23 0 0.00
24 0 0.00
25 0 0.00
26 0 0.00
27 0 0.00
28 0 0.00
29 0 0.00
30 0 0.00
31 0 0.00
32 0 0.00
33 0 0.00
34 0 0.00
35 0 0.00
36 0 0.00
37 0 0.00
38 0 0.00
39 0 0.00
40 0 0.00
41 0 0.00
42 0 0.00
43 0 0.00
44 0 0.00
45 0 0.00
46 0 0.00
47 0 0.00
48 0 0.00
49 0 0.00
50 0 0.00
51 0 0.00
52 0 0.00
53 0 0.00
54 0 0.00
55 0 0.00
56 0 0.00
57 0 0.00
58 0 0.00
59 0 0.00
60 0 0.00
61 0 0.00
62 0 0.00
63 0 0.00
64 0 0.00
65 0 0.00
66 0 0.00
67 0 0.00
68 0 0.00
69 0 0.00
70 0 0.00
71 0 0.00
72 0 0.00
73 0 0.00
74 0 0.00
75 0 0.00
76 0 0.00
77 0 0.00
78 0 0.00
79 0 0.00
80 0 0.00
81 0 0.00
82 0 0.00
83 0 0.00
84 0 0.00
85 0 0.00
86 0 0.00
87 0 0.00
88 0 0.00
89 0 0.00
90 0 0.00
91 0 0.00
92 0 0.00
93 0 0.00
94 0 0.00
95 0 0.00
96 0 0.00
II Evolución prevista del ingreso proyectado (probabl
Ingreso Implicado
II = IVE x Incapacidad 250,000.00

200,000.00
50,000.00
150,000.00
65,000.00
82,500.00 100,000.00
61,250.00 50,000.00
0.00
0.00 0.00
2021222324252627282930313233343536373839404142434445464748495051525
0.00 IVE (Val or Es perado del Ingreso = IAP x Prob) IAP (Ingres o Anua l Proyectado)
0.00
0.00 Edad IAP IVE II (ingr impl) Valor Presente
0.00 (extracción) Ingr Futuro
0.00
0.00 20 100,000.00 100,000.00 50,000.00 48,076.92
0.00 21 100,000.00 100,000.00 50,000.00 46,227.81
0.00 22 100,000.00 100,000.00 50,000.00 44,449.82
0.00 23 100,000.00 100,000.00 50,000.00 42,740.21
0.00 24 100,000.00 100,000.00 50,000.00 41,096.36
0.00 25 100,000.00 100,000.00 50,000.00 39,515.73
0.00 26 100,000.00 100,000.00 50,000.00 37,995.89
0.00 27 100,000.00 100,000.00 50,000.00 36,534.51
0.00 28 100,000.00 100,000.00 50,000.00 35,129.34
0.00 29 100,000.00 100,000.00 50,000.00 33,778.21
0.00 30 100,000.00 100,000.00 50,000.00 32,479.05
0.00 31 100,000.00 100,000.00 50,000.00 31,229.85
0.00 32 100,000.00 100,000.00 50,000.00 30,028.70
0.00 33 100,000.00 100,000.00 50,000.00 28,873.75
0.00 34 100,000.00 100,000.00 50,000.00 27,763.23
0.00 35 130,000.00 130,000.00 65,000.00 34,704.03
0.00 36 130,000.00 130,000.00 65,000.00 33,369.26
0.00 37 130,000.00 130,000.00 65,000.00 32,085.83
0.00 38 130,000.00 130,000.00 65,000.00 30,851.76
0.00 39 130,000.00 130,000.00 65,000.00 29,665.15
0.00 40 130,000.00 130,000.00 65,000.00 28,524.18
0.00 41 130,000.00 130,000.00 65,000.00 27,427.10
0.00 42 130,000.00 130,000.00 65,000.00 26,372.21
0.00 43 130,000.00 130,000.00 65,000.00 25,357.90
0.00 44 130,000.00 130,000.00 65,000.00 24,382.59
0.00 45 130,000.00 130,000.00 65,000.00 23,444.80
0.00 46 130,000.00 130,000.00 65,000.00 22,543.08
0.00 47 130,000.00 130,000.00 65,000.00 21,676.04
0.00 48 130,000.00 130,000.00 65,000.00 20,842.34
0.00 49 130,000.00 130,000.00 65,000.00 20,040.71
0.00 50 200,000.00 165,000.00 82,500.00 24,457.97
0.00 51 200,000.00 165,000.00 82,500.00 23,517.28
0.00 52 200,000.00 165,000.00 82,500.00 22,612.77
0.00 53 200,000.00 165,000.00 82,500.00 21,743.05
0.00 54 200,000.00 165,000.00 82,500.00 20,906.78
0.00 55 200,000.00 165,000.00 82,500.00 20,102.67
0.00 56 200,000.00 165,000.00 82,500.00 19,329.49
0.00 57 200,000.00 165,000.00 82,500.00 18,586.05
0.00 58 200,000.00 165,000.00 82,500.00 17,871.20
0.00 59 200,000.00 165,000.00 82,500.00 17,183.85
0.00 60 200,000.00 165,000.00 82,500.00 16,522.93
0.00 61 200,000.00 165,000.00 82,500.00 15,887.43
0.00 62 200,000.00 165,000.00 82,500.00 15,276.38
0.00 63 200,000.00 165,000.00 82,500.00 14,688.82
0.00 64 200,000.00 165,000.00 82,500.00 14,123.87
0.00 65 80,000.00 122,500.00 61,250.00 10,082.60
0.00 66 80,000.00 122,500.00 61,250.00 9,694.81
0.00 67 80,000.00 122,500.00 61,250.00 9,321.93
0.00 68 80,000.00 122,500.00 61,250.00 8,963.39
0.00 69 80,000.00 122,500.00 61,250.00 8,618.65
0.00 70 80,000.00 122,500.00 61,250.00 8,287.16
0.00 71 80,000.00 122,500.00 61,250.00 7,968.42
0.00 72 80,000.00 122,500.00 61,250.00 7,661.95
0.00 73 80,000.00 122,500.00 61,250.00 7,367.26
0.00 74 80,000.00 122,500.00 61,250.00 7,083.90
0.00 75 0.00 0.00 0.00
0.00 76 0.00 0.00 0.00
0.00 77 0.00 0.00 0.00
0.00 78 0.00 0.00 0.00
0.00 79 0.00 0.00 0.00
0.00 80 0.00 0.00 0.00
0.00 81 0.00 0.00 0.00
0.00 82 0.00 0.00 0.00
0.00 83 0.00 0.00 0.00
0.00 84 0.00 0.00 0.00
0.00 85 0.00 0.00 0.00
0.00 86 0.00 0.00 0.00
0.00 87 0.00 0.00 0.00
0.00 88 0.00 0.00 0.00
0.00 89 0.00 0.00 0.00
0.00 90 0.00 0.00 0.00
0.00 91 0.00 0.00 0.00
0.00 92 0.00 0.00 0.00
0.00 93 0.00 0.00 0.00
0.00 94 0.00 0.00 0.00
0.00 95 0.00 0.00 0.00
0.00 96 0.00 0.00 0.00
0.00 97 0.00 0.00 0.00
0.00 98 0.00 0.00 0.00
0.00 99 0.00 0.00 0.00
0.00 100 0.00 0.00 0.00
0.00 101 0.00 0.00 0.00
0.00 102 0.00 0.00 0.00
0.00 103 0.00 0.00 0.00
104 0.00 0.00 0.00
105 0.00 0.00 0.00
106 0.00 0.00 0.00
107 0.00 0.00 0.00
108 0.00 0.00 0.00
109 0.00 0.00 0.00
110 0.00 0.00 0.00
111 0.00 0.00 0.00
112 0.00 0.00 0.00
eso proyectado (probable) y de su valor esperado

94041424344454647484950515253545556575859606162636465666768697071727374757677787980
IAP (Ingres o Anua l Proyectado)

Remanente Reinversión

1,378,069.62
1,328,069.62 1,381,192.41
1,331,192.41 1,384,440.10
1,334,440.10 1,387,817.71
1,337,817.71 1,391,330.42
1,341,330.42 1,394,983.63
1,344,983.63 1,398,782.98
1,348,782.98 1,402,734.30
1,352,734.30 1,406,843.67
1,356,843.67 1,411,117.42
1,361,117.42 1,415,562.11
1,365,562.11 1,420,184.60
1,370,184.60 1,424,991.98
1,374,991.98 1,429,991.66
1,379,991.66 1,435,191.33
1,385,191.33 1,440,598.98
1,375,598.98 1,430,622.94
1,365,622.94 1,420,247.86
1,355,247.86 1,409,457.77
1,344,457.77 1,398,236.08
1,333,236.08 1,386,565.53
1,321,565.53 1,374,428.15
1,309,428.15 1,361,805.27
1,296,805.27 1,348,677.48
1,283,677.48 1,335,024.58
1,270,024.58 1,320,825.57
1,255,825.57 1,306,058.59
1,241,058.59 1,290,700.93
1,225,700.93 1,274,728.97
1,209,728.97 1,258,118.13
1,193,118.13 1,240,842.85
1,158,342.85 1,204,676.57
1,122,176.57 1,167,063.63
1,084,563.63 1,127,946.18
1,045,446.18 1,087,264.02
1,004,764.02 1,044,954.58
962,454.58 1,000,952.77
918,452.77 955,190.88
872,690.88 907,598.51
825,098.51 858,102.45
775,602.45 806,626.55
724,126.55 753,091.62
670,591.62 697,415.28
614,915.28 639,511.89
557,011.89 579,292.37
496,792.37 516,664.06
455,414.06 473,630.62
412,380.62 428,875.85
367,625.85 382,330.88
321,080.88 333,924.12
272,674.12 283,581.08
222,331.08 231,224.33
169,974.33 176,773.30
115,523.30 120,144.23
58,894.23 61,250.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
Datos
Ingreso anual esperado
Edad al momento del hecho
Edad hasta la cual se computarán ingresos
Períodos anuales restantes
Porcentaje de incapacidad
Ingreso anual potencialmente afectado
Tasa de descuento (expr como porcentaje y decimalizada)

Formula de renta constante no perpetua (ingreso anual)


Cálculos parciales
(1  i )  1n
anuales
C  A
i (1  i ) n (1  i ) =

A Ingreso anual potencialmente afectado (ingr total 50,000.00 (1  i) = n

i Tasa de descuento por año 0.04 (1  i ) n = 1


n Períodos anuales restantes 55.00 i (1  i ) n =
C Capital (indemniz. por el rubro) $1,105,430.61 (1  i ) n  1=
i (1  i ) n

Fórmula "Vuoto" (base anual)

 A  1  V 
n 1
C
i
1
donde : V n

1  i n
1 0.11565551
Vn  
1  i  n
1
 25.00000000
i

A Ingreso anual potencialmente afectado (ingr total 50,000.00

i Tasa de descuento por año 0.04

n Períodos anuales restantes 55.00


C Capital (indemniz. por el rubro) $1,105,430.61

Formula "Marshall" (base anual)

C  A 1V n  d  
1
Donde V n

1  i  n
1 0.11565551
Vn  
1  i  n
1
d 25.00000000
 
i

A Ingreso anual potencialmente afectado (ingr total 50,000.00

i Tasa de descuento por año 0.04

n Períodos anuales restantes 55.00


C Capital (indemniz. por el rubro) $1,105,430.61

Formula Las Heras-Requena (base anual)

C  A .b
Donde, b= 1  V   d
n

1 1
Vn  Vn   0.11565551
1  i  n 1  i  n
1
1 d 
25.00000000
d  i
i
b  1  V n   d  22.10861218

A Ingreso anual potencialmente afectado (ingr total 50,000.00

i Tasa de descuento por año 0.04

n Períodos anuales restantes 55.00


C Capital (indemniz. por el rubro) $1,105,430.61
Fórmula (variante) "Méndez" (base anual)

 1  V  1
C  A * n

i
1
donde : V n

i )1  i  n
ingreso actual  60
Ingreso a computar (para la variable " A") 
edad (tope de 60 años)
A 150,000.00
1 0.115656
Vn  
1  i  n
1
 25.000000
i
A Ingreso anual potencialmente afectado (ingr total 50,000.00
A* Ingreso a comp según fórmula Méndez 150,000.00
i Tasa de descuento por año (4% -INVARIABLE-) 0.04
Edad h/la cual se comp. ingr (INVARIABLE) 75.00
n Períodos anuales restantes (75-edad al mom ) 55.00
C Capital (indemniz. por el rubro) $3,316,291.83
100,000.00
20.00
putarán ingresos 75.00
55.00
50.00%
50,000.00
omo porcentaje y decimalizada) 4.00% 0.04

Cálculos parciales
anuales

1.04000000
8.64636692
(1  i )  1
n
7.64636692
0.34585468
22.10861218
(1i)