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Fortnightly Newsletter

Volume 02 Issue 10
16th November 2017

The day

made history
GROWTH
BLACKMONEY
FORMALIZATION

FDITRANSPARENCY
GLOBAL POS
BHIMINSURANCE INTEREST INVESTMENT
MOBILEWALLETS
HEALTH

SYSTEM GST
LUCKYGRAHAK
LICBUDGET
RUPAY
SAVING PROGRESS
DIGITIZATION REAL ESTATE EMPLOYMENT
DEMONETISATION
CORRUPTION
FRAUD
GLOBAL
SAVINGSYSTEM
DIGIDHAN RBI
EXTREMISM
RUPAYBUSINESS
ECONOMY

BENAAMI
AWARE

LIC
DIGITAL

FRAUD
ACCOUNTABILITYTERRORISM CORRUPTION UP
KASHMIR INTERESTHOPE
DIGITAL INDIA INFRASTRUCTUREBANK

EPFO
HINDI
LANGUAGE
LEFTWING
SYSTEM
HEALTH
8 NOV
DIGITAL PAYMENTS EASY
PAY
SHELLCOMPANIESWORK
HARD

HIGH
SHOP
JANBHAGIDARI NEWS
DEBIT CARDS
PROFIT
ESICNAXALISM
FRAUD
FAMILIES
AADHAR
FORMALIZATIONONLINE
MUTUALFUNDS EQUALITY

PENSION
EXTREMISM
BUDGET MAKE
ONLINE DIGITAL

CLEANSING
COUNTERFEIT
PEACE
CLEAN JUSTICE

PUBLIC
CONTRARY
AFFORDABILITYTOTAL TRANSPARENCY

HOMELOANS
E-GOVERNANCE
CLEAN INDIA
BUILDING

GREEN
SOLUTIONS

COUNTERFEIT GOODGOVERNANCE
EASY PAYMENT
ACHIEVE
GOAL

IMPLEMENT POTENTIAL

LAUNCHED
CONNECTIVITY
RESPONSIBILITIES
NATION
ACHIEVE
Special FOCUS
There comes a time in the history of a country’s development when a need is
felt for a strong and decisive step. For years, this country has felt that
corruption, black money and terrorism are festering sores, holding us back
in the race towards development. Prime Minister Narendra Modi
on 8th November 2016

The nation led by its Prime Minister, Shri Narendra Modi took a bold
decision to eradicate the menace of black money from the Indian
economic ecosystem by embracing one of the boldest decisions by a
government post independence- Demonetisation. One year after this
move, here is a review of this unprecedented initiative and its effects
across sectors.

Battling the menace of


black money
Post demonetization, cash deposits saw an
unprecedented surge which left behind a trail of
The fight against black money unaccounted cash. As many as 17.73 lakh suspicious
17.73 lakh suspicious cases identified cases were identified where cash deposits didn’t
match the tax profile. There was also a surge in
Rs 3.68 lakh Crore in 23.22 lakh bank suspicious transactions which were reported by
accounts identified banks and FIs. The move also led to a drastic
decrease in high denomination notes by almost
4.7 lakh+ cases identified by Banks & FIs
50%. The innumerable cases of false registrations
and unaccounted property came to light with
HDN brought down by Rs 6 lakh crores
Benami assets worth Rs 1626 crore seized.

*HDN- High denomination notes

Digital payments – India’s


new currency
In August 2017, the number of digital
transactions stood at 138 Cr against 87 Crore
in August 2016, registering an increase of
58%. While India had a total of 15.11 lakh Surge in Digital Payments
POS Machines from the time their use AUG 2016 87 Crore
started, more than 13 lakh POS machines
AUG 2017 138 Crore
were added in 1 year.
With over 800 million debit cards and over
Debit Card Transactions
30 million credit cards in the market, almost
every household in India has access to a AUG 2016 13.05
digital form of payment. Several modes of AUG 2017 26.55
payments such as BHIM, UPI , USSD , AEPS
etc saw increased usage from citizens Mobile Wallets Transactions
showing India’s support towards the move. AUG 2016 7.07

AUG 2017 22.54

Dial 1922 to give


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Mann ki Baat www.mygov.in
Lis'ky Qksdl
ns'k ds bfrgkl esa ,sls {k.k vkrs gSa tc ns'k ds fodkl ds fy, ,d etcwr vkSj fu.kkZ;d
dne dh vko';drk eglwl gksrh gSA dbZ lkyksa ls Hkz"Vkpkj] dkys /ku vkSj vkradokn
tSls nhed rsth ls c<+ jgs gSa vkSj ;s gesa fodkl dh nkSM+ esa ihNs /kdsy dj jgs gSaA
ç/kkuea=h ujsaæ eksnh
8 uoacj] 2016

ns'k dh vFkZO;oLFkk dks dkys /ku dh leL;k ls eqä djkus gsrq ç/kku ea=h ujsUæ eksnh
ds usr`Ro esa vktknh ds ckn ljdkj }kjk fy, x, vc rd ds lcls lkgfld fu.kZ;ksa esa
ls ,d fu.kZ; foeqæhdj.k dk gSA bl mYys[kuh; QSlys ds ,d lky ckn fofHkUu {ks=ksa
ij blds çHkko bl çdkj gSaA

dkys /ku ds f[kykQ eqfge

foeqæhdj.k ds ckn tek jde dh la[;k esa vHkwriwoZ o`f) ns[kh


xbZ tks csfglkc udnh ls dgha T;knk FkhA djhc 17-73 yk[k
dkys /ku ds f[kykQ yM+kbZ
lafnX/k ekeyksa dh igpku dh xbZ tgk¡ dS'k ysu&nsu] iSu dkMZ
17-73 yk[k lafnX/k ekeyksa dh igpku
/kkjdksa ds VSDl çksQkby ls esy ugha [kk jgh FkhA cSadksa vkSj
23-22 yk[k cSad [kkrksa esa 3-68 yk[k djksM+ foÙkh; laLFkkvksa ds fjiksVZ ds eqrkfcd bl nkSjku lafnX/k ysu&nsu
#i;s dh igpku esa Hkh o`f) gqbZ FkhA uksVcanh ds dne ls mPp ewY; okys uksVksa
cSadksa vkSj foÙkh; laLFkkvksa }kjk 4-7 yk[k esa yxHkx 50% rd Hkkjh deh vkbZA xyr iathdj.k vkSj
ls vf/kd ekeyksa dh igpku csfglkc laifÙk;ksa ds vla[; ekeyksa dk inkZQk'k gqvk vkSj
mPp ewY; ds uksV [kRe fd, tkus ls yk[k djksM+ #i;s dh 1626 djksM+ #i;s dh csukeh ifjlaifÙk;ka tCr dh xbZA
deh dh gS & mPp ewY; ds uksVksa dh la[;k esa 50% deh
vkus ls Hkz"Vkpkj vkSj vkradokfn;ksa dh QafMax ij yxke yxhA
* ,pMh,u& mPp ewY; ds uksV

fMftVy Hkqxrku & Hkkjr dh ubZ eqæk


vxLr 2017 esa 138 djksM+ fMftVy ysu&nsu gq,
tcfd vxLr 2016 esa fMftVy ysu&nsu dh la[;k
egt 87 djksM+ Fkh] bl rjg fMftVy ysu&nsu dh
la[;k esa 58 çfr'kr dh c<+ksrjh ntZ dh xbZ gSA
foeqæhdj.k ls igys rd dkMZ ds tfj, Hkqxrku gsrq fMftVy Hkqxrku esa tcnZLr mNky
flQZ 15-11 yk[k ihvks,l e'khusa pyu esa Fkh tcfd vxLr 2016 87 djksM+
vxLr 2017 esa bldh la[;k c<+dj 28-82 yk[k
vxLr 2017 138 करोड़
gks xbZA uksVcanh ds ckn flQZ ,d lky esa 13 yk[k
ls vf/kd ihvks,l e'khusa vkSj tqM+ xbZA MsfcV dkMZ ds tfj, ysu&nsu
800 djksM+ ls vf/kd MsfcV dkMZ vkSj 3 djksM+ ls vxLr 2016 13-05
vf/kd ØsfMV dkMZ ds lkFk Hkkjr ds yxHkx gj ?kj
vxLr 2017 26-55
rd fMftVy Hkqxrku dh igqap gks xbZ gSA
Hkhe] ;w ihvkbZ ] ;w ,l,lMh] ,bZ ih,l vkfn tS l s eksckby o‚ysV ds tfj, ysu&nsu
Hkqxrku ds fofHkUu rjhds dk mi;ksx dj ukxfjdksa vxLr 2016 7-07
us bl vHkwriwoZ dne ds çfr viuk iwjk ;ksxnku vkSj vxLr 2017 22-54
lg;ksx fn;k gSA

Dial 1922 to give


suggestions for Page 3 of 12
Mann ki Baat www.mygov.in
Crackdown on Shell Companies
The government conducted a ‘surgical strike’ on
shell companies, striking off 2.24 lakh bogus
institutions. This issue of shell companies in huge
numbers and unaccounted hawala transactions
have been hampering the Indian economy and
Busting Bogus Businesses acted as defaulters promoting tax evasion. These
shell companies acted as fortresses of black money
2,24,000 inactive companies shut down by operating hundreds of accounts per
organization and executed unlimited unaccounted
transactions.
Rs 1,626 crore worth Benami assets seized
Based on the information from the banks, about
58,000 bank accounts belonging to 35,000
Rs 29,213 crore undisclosed income companies has revealed that Rs. 17,000 Crore was
identified deposited and withdrawn from these companies
after demonetization. A complete crackdown on
these bogus institutions is a step towards cleansing
the financial system, courtesy demonetization.

Uncovering Fake Currency Notes


There has been a significant increase in the rate
of fake currency note detection and number of
suspicious transactions filed, reveals the Reserve
Bank of India’s Annual Report for fiscal 2016-17.
Counterfeit Notes
The counterfeit data reported 7,62,000 fake
currency notes, an increase of 20.4% since last 7,62,000 pieces of fake notes were
financial year. Among these, majority of the detected in the banking system last fiscal
counterfeit notes have been of Rs 500 (MG
series) and Rs 1000, 41% and 33 % respectively. Majority counterfeit notes of Rs 500
and Rs 1000

Real estate prices declined Steep Decline in Real Estate Prices


significantly The Real estate sector has been prone to many
unaccountable transactions and has led to a
Home buyers get a 3 way corrupt system. Demonetisation brought a
benefit with real estate price transparent, accountable system where it was
decrease, interest subvention tricky to invest unaccounted money in real estate.
under PM Awas Yojana and EMIs The reduction in real estate resulted in a decrease
decreasing due to rate-cuts. of cash transactions. As property rates came down
and stabilized the markets, owning a home is no
longer a distant dream for the middle class under
*PMAY- Pradhan Mantri Awas Yojana PMAY.

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QthZ daifu;ksa ij dlk udsy
ljdkj us QthZ daifu;ksa ij 'lftZdy LVªkbd' djrs gq, 2-24
yk[k QthZ daifu;ksa dks can dj fn;kA 'ksy daifu;ksa dh cM+h
rknkn vkSj buds xqIr ysu&nsu ns'k dh vFkZO;oLFkk dh ,d cM+h
leL;k cu x, gSaA lkFk gh ;s daifu;ka ges'kk ls dj pksjh esa
QthZ O;kikj dk inkZQk'k
fyIr jgs gSaA ;s QthZ daifu;ka lSdM+ksa [kkrksa ds tfj, vlhfer
o csfglkc ysu&nsu djds dkys /ku dk x<+ cu xbZA
2]24]000 fuf"Ø; daifu;ka can
cSadksa ls çkIr tkudkjh ds eqrkfcd yxHkx 35]000 daifu;ksa
ds 58]000 cSad [kkrksa ls irk pyk gS fd foeqæhdj.k ds ckn
1]626 djksM+ dh csukeh laifÙk tCr
bu daifu;ksa }kjk 17]000 djksM+ #i;s tek fd, x, vkSj
ckn esa ;g jkf'k fudky yh xbZ gSA foeqæhdj.k ds tfj, bl
29]213 djksM+ #i;s ds v?kksf"kr vk;
dh igpku
rjg ds QthZ laLFkkuksa dks can djus dh dkjZokbZ foÙkh; O;oLFkk
dks LoPN cukus dh fn'kk esa ,d egRoiw.kZ dne gSA

tkyh uksVksa dk inkZQk'k


fjtoZ cSad dh okf"kZd foÙkh; fjiksVZ 2016&17 ds eqrkfcd
foeqæhdj.k ds ckn Nkis esa Hkkjh ek=k esa tkyh uksV cjken
gq, vkSj udnh ysu&nsu ds lafnX/k ekeyksa esa Hkkjh c<+ksrjh udyh uksV
gqbZA dqy 7-62 yk[k tkyh uksV idM+s x, tcfd fiNys
fiNys foÙkh; o"kZ cSafdax ç.kkyh esa 7]62]000
foÙkh; o"kZ esa 20-4% dh c<+ksrjh gqbZA buesa ls T;knkrj uksV udyh ik, x,
500 #i;s ¼,eth lhjht½ vkSj 1000 #i;s ds Øe'k%
41% vkSj 33% udyh uksV FksA vf/kdka'k udyh uksV 500 #i;s vkSj
1000 #i;s ds Fks

fj;y ,LVsV dh dherksa esa Hkkjh fxjkoV


?kj [kjhnuk gqvk vklku fj;y ,LVsV ,d ,slk {ks= gS tgk¡ lcls T;knk csfglkc vkSj
dkys /ku dk bLrseky gksrk jgk gS ftlls bl {ks= esa iwjh rjg
ls Hkz"Vkpkj O;kIr gSA foeqæhdj.k ds ckn bl {ks= esa ,d
?kj [kjhnkjksa dks rhu rjg ds Qk;ns fey ikjn'khZ vkSj tokcnsg O;oLFkk dh 'kq#vkr gqbZ vkSj vc bl
jgs gSa& fj;y ,LVsV dh dher esa fxjkoV] {ks= esa dkys /ku dk fuos'k djuk eqf'dy gks x;k gSA
ih,e vkokl ;kstuk ds rgr C;kt nj esa bl {ks= esa laifÙk dh dherksa esa fxjkoV vkus ls udn ysu&nsu
lgk;rk vkSj C;kt nj esa deh vkus ls esa deh vkbZ gSA laifÙk dh dherksa esa deh vkus ls cktkj esa
bZ,evkbZ esa dehA Bgjko vk x;k gSA ,sls le; esa ç/kkuea=h vkokl ;kstuk dh
enn ls e/;e oxZ ds fy, ?kj dk liuk iwjk djuk vklku
gks x;k gSA

Dial 1922 to give


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Mann ki Baat www.mygov.in
Formalizing the employment sector
In the biggest ever campaign to give poor their
rights, demonetisation has led to creating more
formal jobs . As of today, over a crore employees are
enrolled with EPFO & ESIC guaranteeing them their
Granting Rights to the Poor
rights along with social security and health benefits.
Payment of Wages Act amended - The amendment to Payment of Wages Act was
direct payment in bank accounts
another step taken to ensure direct payments and
50 lakh new bank accounts opened no commission to unions. Formalisation brought
with it an accountable and transparent system
New enrollments: 1.01 Cr (EPFO) and which assured people of the Government’s efforts.
1.3 Cr (ESIC)

Gaining Momentum in Savings


Creating a massive behavioural change, there Net Financial Saving (Per cent of GNDI)
has been a visible channelizing of money towards 2015-16 7.8
financial assets like insurance and mutual funds.
2016-17 8.1
As per the RBI report, the household financial
savings rate increased from 7.8% in year 2015-16 to
8.1% in the year 2016-17. The gross financial savings
in term of Deposits, Share and Debentures, Gross Financial Savings (Per cent of GNDI)

Insurance funds and Provident & Pension Funds Total


increased from 9 to 13.3 per cent of GNDI in 2015-16 9.0
2016-17, an increase of approximately 47.8% as
2016-17 13.3
percentage of GNDI.
*GNDI- Gross National Disposable Income

Fall in the circulation of high


denomination notes
Larger proportion of high denomination notes was
an alarming trend for the economy since they acted
as easier funding avenues for corrupt and terror-related
Estimated value of HDN (September 2017)
activities. Demonetisation led to a steep decline in
= Rs 12 lakh crore
the circulation of high denomination notes within
Without demonetization, projected the economy. The estimated value of high denomination
circulation= Rs 18 lakh crore notes at the end of September 2017 was
approximately Rs 12 lakh crore.
Number of HDN in circulation reduced Without demonetisation, the value would have
by 6 lakh crore been around Rs 18 lakh crore today. An effective
Circulation of HDN brought down downfall of Rs 6 lakh crore has been witnessed in
by 50% the circulation of high denomination notes.

Dial 1922 to give


suggestions for Page 6 of 12
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jkstxkj {ks= dks laxfBr cuk;k
foeqæhdj.k ds ckn laxfBr {ks= esa tu lkekU; ds fy, jkstxkj
ds volj c<+s tgka etnwjksa dks u dsoy lkjs vf/kdkj feys cfYd
mUgsa lkekftd vkSj LokLF; lqj{kk ykHk dh Hkh xkjaVh feyhA
vc rd ,d djksM+ ls vf/kd deZpkjh lkekftd vf/kdkj vkSj
xjhcksa dks feyk vf/kdkj LokLF; ykHk gsrq bZih,Qvks vkSj bZ,lvkbZlh ls ukekafdr gSaA
osru Hkqxrku vf/kfu;e esa la'kks/ku & osru Hkqxrku vf/kfu;e esa la'kks/ku ,d vkSj ,sfrgkfld dne
Jfedksa ds [kkrs esa lh/kk Hkqxrku lqfuf'pr Fkk ftlls lh/ks deZpkfj;ksa ds [kkrs esa lSyjh dk Hkqxrku
Jfedksa ds 50 yk[k u, cSad [kkrs [kksys x, lqfuf'pr gqvk vkSj mUgsa ;wfu;u dks deh'ku fn, tkus ls jkgr
feyhA laxfBr {ks= esa vkus ls daifu;ksa dh O;oLFkk ikjn'khZ
u, iathdj.k: 1-01 djksM+ EPFO esa rFkk
vkSj tokcnsg gqbZ ftlls deZpkfj;ksa dks ljdkj ds ç;klksa vkSj
1-3 djksM+ ESIC esa iathdj.k
dY;k.kdkjh ;kstukvksa dks ykHk feyuk lqfuf'pr gqvkA

cpr esa c<+ksrjh


'kq) foÙkh; cpr ¼th,uMhvkbZ dk çfr'kr½
foeqæhdj.k ds dkj.k yksxksa ds ekSfæd ysu&nsu ds O;ogkj esa
O;kid cnyko vk;k gSA blus yksxksa dks ?kj esa udn jkf'k 2015-16 7.8
j[kus ds ctk; cSadksa ds fofHkUu foÙkh; mRiknksa esa fuos'k djus 2016-17 8.1
ds fy, çksRlkfgr fd;kA vkjchvkbZ dh ,d fjiksVZ ds
eqrkfcd ?kjsyw foÙkh; cpr nj o"kZ 2015&16 esa 7-8
çfr'kr ls c<+dj lky 2016&17 esa 8-1% gks xbZA 'ks;j ldy foÙkh; cpr ¼th,uMhvkbZ dk çfr'kr½
dqy
vkSj fMcsaplZ] chek QaM] çkWfoaMsaV o isa'ku QaM esa tek c<+us
ls 2016&17 esa th,uMhvkbZ dh ldy foÙkh; cpr 9% 2015-16 9.0

ls c<+ dj 13-3% gks xbZ tks th,uMhvkbZ dh yxHkx 2016-17 13.3


47-8% dh o`f) ds cjkcj FkhA

mPp ewY; ds uksVksa esa deh

mPp ewY; ds uksVksa dh cM+h la[;k vFkZO;oLFkk ds fy, csgn


[krjukd gks xbZ Fkh D;ksafd blds tfj, Hkz"V vkSj vkradh
mPp ewY; ds uksVksa dk vuqekfur ewY; xfrfof/k;ksa dh QafMax djuk vklku gks x;k FkkA foeqæhdj.k ds
¼ flracj 2017½ ¾ 12 yk[k djksM+ #i;s dkj.k vFkZO;oLFkk esa mPp ewY; ds uksVksa ds pyu esa Hkkjh
fxjkoV vkbZA flracj 2017 ds var rd mPp ewY; uksVksa dk
foeqæhdj.k ugha gksus ij vuqekfur ewY;
¾ 18 yk[k djksM+ #i;s
vuqekfur ewY; yxHkx 12 yk[k djksM+ #i;s FkkA
;fn foeqæhdj.k ugha gksrk rks vkt ;g yxHkx 18 yk[k djksM+
mPp ewY; ds uksVksa ds pyu esa 6 yk[k #i;s ds cjkcj gksrkA foeqæhdj.k ds ckn mPp ewY; uksVksa ds
djksM+ dh deh pyu esa 6 yk[k djksM+ #i;s dh deh vkbZA
mPp ewY; ds uksVksa ds pyu esa 50%
dh fxjkoV

Dial 1922 to give


suggestions for Page 7 of 12
Mann ki Baat www.mygov.in
For the people, Of the People,
By the People
Post demonetisation, there was a huge increase in
tax compliance, which lead to higher Government
revenues and more opportunity to spend on public
New tax payers Number of e-returns
increased filed increased
welfare and infrastructure creation. The increased
tax base meant increase in tax payers as well as
66.53 2.35
Lakh increase in number of e-returns filed.
2015-16 Crore
2016-17 The Government used the amount received to
84.21 3.01 devote more resources to poverty alleviation and
Crore
Lakh
2016-17 creation of a world class infrastructure.
2017-18

A blow to terror mongers


Coming as a huge relief to citizens in Kashmir,
militants no longer had access to cash which
hindered their stone-pelting activities. A
similar situation was faced by Naxalites which
put a huge pause to their activities.
Stone-pelting incidents in Kashmir were Combating Terrorism
drastically reduced from 2683 in Nov 15- Oct 16
Stone pelting reduced from 2683
to only 639 in Nov 16 -Jul 17. Demonetisation
(Nov’15 - Oct’16) to 639 (Nov 16- Jul 17)
also led to the raid on fake currency where
total number of counterfeit notes detected in Total number of counterfeit notes
2016-17 was 7,62,000, an increase of 20% since detected increased to 20%
the last financial year.

Decline in lending rates


MCLR Median A year after demonetization, one of its effects has
been a substantial decline in lending rates.
10

8th Nov. 2016


9.5 9.45 9.45
.
.
Surplus liquidity conditions have helped facilitate
9.35 9.3 .
the transmission of monetary policy to market
.
9.15
PERCENTAGE

.
. interest rates. In addition to this, the interest rates
9 .
.
.
notably reduced on home loans, auto loans, and
. 8.6 education loans and rendered an assurance of
8.5 . 8.55 8.53
.
. affordable credit and considerable improvement in
the standard of living. As per the RBI Annual Report,
.
.
.
8
Apr-16 Jun-16 Sep-16 Oct-16 Dec-16 Mar-17 May-17 Jun-17
Marginal Cost of Lending Rate declined from 9.3% in
October 2016 to 8.5% in June 2017. The move has
Source: Special Monthly Return VIAB, come as a relief to the common man and has
RBI and banks’ websites achieved sustained growth with moderate inflation.

Dial 1922 to give


suggestions for Page 8 of 12
Mann ki Baat www.mygov.in
turk ds fy,] turk dk] turk ds }kjk
foeqæhdj.k ds ckn VSDl ds vuqikyu esa Hkkjh o`f) gqbZ] ftlls
ljdkj dks Hkkjh ek=k esa jktLo dh çkfIr gqbZA blls lkoZtfud
dY;k.k vkSj bUÝkLVªDpj ds fy, vf/kd lalk/ku tqVkuk vklku
djnkrkvksa dh la[;k bZ&fjVuZ dh la[;k esa o`f)
gqvkA VSDl vk/kkj esa c<+ksrjh ds lkFk&lkFk djnkrkvksa esa o`f)
esa c<+ksrjh
66&53 2&35 vkSj bZ&fjVuZ dh la[;k esa o`f) gqbZ gSA ljdkj us çkIr jktLo
yk[k 2015-16 djksM+ dk vf/kd ls vf/kd mi;ksx xjhch mUewyu vkSj lM+dksa] jsyos
2016-17 vkSj ?kjksa tSls fo'oLrjh; cqfu;knh <kaps dh LFkkiuk ds fy,
66&53 3&01
djksM+ fd;k gSA
yk[k 2016-17 2017-18

vkradokfn;ksa dks tcnZLr >Vdk


foeqæhdj.k ls d'ehj esa ukxfjdksa cM+h jkgr feyhA
vkradokn dh QafMax dk lzksr iwjh rjg ls vo#) gksus ls
vkradokfn;ksa dh dej VwV xbZA dqN blh rjg dh fLFkfr dk
lkeuk uDlyokfn;ksa dks Hkh djuk iM+k ftlus mudh
xfrfof/k;ksa dh Hkh dej rksM+ dj j[k nhA vkradokfn;ksa dks
dS'k ugha fey ikus ds dkj.k d'ehj esa iRFkjckth dh ?kVukvksa
fiNys o"kZ dh rqyuk esa dkQh deh vkbZA d'ehj esa uoacj vkradokn ls eqdkcyk
15 ls vDVwcj 16 ds chp 2683 iRFkjckth dh ?kVuk,a gqbZ
iRFkjckth dh ?kVuk,a 2683 ¼ uoacj 15 & vDVwcj 16½
Fkh tks foeqæhdj.k ds ckn uoacj 16 ls tqykbZ 2017 ds ls ?kVdj 639 ¼ uoacj 16 &tqykbZ 17½
chp ?kVdj ek= 639 jg xbZ FkhA foeqæhdj.k ds ckn Nkis
esa Hkkjh ek=k esa tkyh uksV Hkh cjken fd, x, gSaA cjken udyh uksVksa dh dqy la[;k esa 20% dh o`f)
2016&17 esa tgk¡ dqy 7-62 yk[k tkyh uksV idM+s x,
tcfd fiNys foÙkh; o"kZ esa blesa 20% dh c<+ksrjh gqbZA

_.k njksa esa fxjkoV


,elh,yvkj vkSlr
10
foeqæhdj.k ds ,d lky ckn] blds ldkjkRed çHkkoksa esa ls ,d
8th Nov. 2016 _.k dh njksa esa fxjkoV gSA
.
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9.35 9.3 .
.
. 9.15 ds lapj.k ds tfj, _.k cktkj rd igq¡pk vkSj _.k nj esa dkQh
.
9 . deh vkbZA blds vykok fo'ks"k :i ls x`g _.k] vkWVks _.k vkSj
çfr'kr

.
.
. 8.6 f'k{kk _.k ds C;kt njksa esa deh vkbZA _.k ds lLrk gksus ls yksxksa
. 8.55 8.53
8.5
.
.
ds thou Lrj esa Hkh dkQh lq/kkj gqvkA
.
. Hkkjrh; fjtoZ cSad dh okf"kZd fjiksVZ ds eqrkfcd _.k nj dh lhekar
.
8
Apr-16 Jun-16 Sep-16 Oct-16 Dec-16 Mar-17 May-17 Jun-17
ykxr vDVwcj 2016 esa 9-3% ls ?kVdj twu 2017 esa 8-5% gks
xbZ gSA bl dne ls vke vkneh dks dkQh jkgr feyh gS vkSj
lzksr: fo'ks"k ekfld fjVuZ ohvkb,ch] eqækLQhfr esa FkksM+h c<+ksrjh ds lkFk fujarj fodkl gks jgk gSA
vkjchvkbZ vkSj cSadksa dh osclkbVsa

Dial 1922 to give


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Top STORIES
India jumps 30 ranks in Ease of doing business

THEN NOW

Ease of doing business rankings

The World Bank released the annual Doing philosophy and action oriented approach of
Business 2018 report on 31st October, 2017. The “Reform, Perform, Transform” practiced by the
report recognizes India’s achievements in the Prime Minister.
implementation of reforms and the impact of Under the strong leadership of the Prime Minister,
India’s policies which led to this achievement. complex and comprehensive reforms have been
According to the recently published report, introduced and implemented for the holistic
India now ranks 100 among 190 countries growth of the country. The Government has
assessed by the Doing Business Team. Since progressed towards understanding the needs of
2017, India has jumped 30 ranks above its the user, simplifying complex procedures and
previous rank of 130. The credit for this have bridged the gap between Government
significant improvement stems from the rules and consumer needs.

A Government that Cares:


GST Council reduces tax slab on various goods
On 10th November, 2017 the GST council held Taxes have also been reduced on 178 items
another meeting which focused on revision of among the 228 items from 28% to 18%.
rates, streamlining of process and the expansion The new prices will be applicable from
of Composition Scheme for small firms. November 15 and this move comes as a relief
The council has reduced the number of items in for consumers as well as traders.
the highest tax rate of 28% to a total of 50 and
has made other necessary changes for the
smooth transition to the new indirect system.

Dial 1922 to give


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çeq[k lekpkj
bZt v‚Q Mwbax fctusl esa Hkkjr dh jSafdax esa 30 vadksa dk lq/kkj

rc vc
jSad

bZt v‚Q Mwbax jSafdax


fo'o cSad us 31 väwcj] 2017 dks bZt vkWQ Mwax fctusl ç/kkuea=h eksnh ds l'kä usr`Ro esa tfVy vkSj O;kid lq/kkjksa
2018 dh okf"kZd fjiksVZ tkjh dhA bl fjiksVZ esa Hkkjr esa dh 'kq#vkr gqbZ gS vkSj ns'k ds lexz fodkl ds fy, bls
lq/kkj ds ç;klksa vkSj uhfr;ksa ds çHkko'kkyh dk;kZUo;u ls çHkko'kkyh rjhds ls dk;kZfUor fd;k tk jgk gSA ljdkj
feyh miyfC/k;ksa dks ljkgk x;k gSA gky gh esa çdkf'kr fjiksVZ mi;ksxdrkZ dh t:jrksa dks le> dj tfVy çfØ;kvksa dks
ds eqrkfcd Mwbax fctusl dh Vhe us fofHkUu ladsrdksa ds ljy cuk dj ljdkjh fu;eksa vkSj miHkksäk dh t:jrksa ds
ewY;kadu ds ckn Hkkjr dks 190 ns'kksa esa 100 oka LFkku fn;k chp dh [kkbZ dks ikVus dh fn'kk esa vkxs c<+ jgh gSA
gSA 2017 ls vc rd Hkkjr dks vius fiNys 130 osa jSad
esa 30 jSadksa dk lq/kkj ykus esa lQyrk feyh gSA bl
egRoiw.kZ lq/kkj dk Js; ç/kku ea=h ds ßReform] Perform]
TransformÞ ds –f"Vdks.k ij vk/kkfjr ç;klksa dks tkrk gSA

ljdkj tks j[ks lcdk [;ky:


fofHkUu oLrqvksa ds dj LySc esa th,lVh ifj"kn us fd;k cnyko
10 uoacj] 2017 dks th,lVh ifj"kn dh cSBd esa dj ds njksa ubZ dher 15 uoacj ls ykxw gksxh vkSj bl QSlys ls
esa la'kks/ku] çfØ;k dks lqO;ofLFkr cukus vkSj NksVh daifu;ksa gsrq miHkksäkvksa ds lkFk&lkFk O;kikfj;ksa dks Hkh cM+h jkgr
daiksft'ku ;kstuk ds foLrkj ij ppkZ gqbZA feysxhA dqN çeq[k oLrqvksa ds ewY; esa ifjorZu uhps
ifj"kn us 28 çfr'kr dh mPpre VSDl nj esa vkbVeksa dh la[;k lkj.kh esa fn, x, gSaA
?kVk dj 50 dj nh gS vkSj ubZ vçR;{k O;oLFkk esa lqpk# #i
ls cnyko ds fy, dbZ vU; vko';d ifjorZu fd, gSaA 228
oLrqvksa esa ls 178 oLrqvksa dks 28 çfr'kr th,lVh ds LySc
ls fudky dj 18 çfr'kr ds LySc esa j[kk x;k gSA

Dial 1922 to give


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India has Walked the Talk. This year, India’s
jump in “Ease of Doing Business” ranking

one of the top reformers.


PM Modi at Ease of Doing Business event

On the occasion of World Food India event, Prime Prime Minister Narendra Modi flags off the new train
Minister Narendra Modi meets the Global CEOs of the service ‘Bandhan Express’ between Kolkata & Khulna
Food Processing Sector
Prime Minister Narendra Modi with the CEO of
World Bank at the Ease of Doing Business event

The Prime Minister and President of India meets


the King and Queen of Belgium

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