Fluxul de numerar previzionat

X Trim I Trim II Trim III Trim IV 1 2

Resurse financiare la nceputul perioadei 12,000 3,916 11,729 18,823 12000 26,217
Credite 48,000 0 0 0 48,000 0
Vinzari 50,021 68,211 77,306 77,306 272,844 345,602
Total intrari de numerar 110,021 72,127 89,035 96,129 332,844 371,819
Investitia 60,000 0 0 0 60,000 0
Cheltueli operationale 36,374 48,279 54,232 54,232 193,118 240,737
Cheltueli financiare -dobinzi 5,400 5,400 5,400 5,100 21,300 17,400
Rate de credit 0 0 2,667 2,667 5,333 10,667
Impozit pe profit -38% 4,331 6,719 7,913 7,913 26,876 36,429
Dividente pltite 0 0 0 0 0 0
Total ieiri de numerar 106,105 60,398 70,212 69,912 306,627 305,233
Surplus/dificit de numerar 3.916 11.729 18.823 26.217 26.217 66.587

Conditii de creditare
Suma Creditata 4800
Rata anuala a dobinzii (%) 45%
Termen de creditar,inclusiv termen d 5
Numarul de reambursari pe an 4
Nr.perioadelor de gratie (trimestru) 2
Ratade rambursat calculata 2667

Finantare din surse proprii 12000

Total surse de finantare 60000
 3 4 5
66,587 111,757 161,727
0 0 0
345,602 345,602 345,602
412,189 457,359 507,329
0 0 0
240,737 240,373 240,373
12,600 7,800 3,000
10,667 10,667 10,667
36,429 36,429 36,429
0 0 0
300,433 295.633 290.833
111.757 161.727 216.496