TABLE of CONTENTS

SEQ CASE

I. INTRODUCTION
1 Enriquez vs. Sun Life Assurance Company of Canada
G.R. No. L-15895, November 29, 1920
2 The Insular Life Assurance Company, Ltd. vs. Ebrado
G.R. No. L-44059, October 28, 1977
3 Filipinas Compania De Seguros vs. Mandanas
G.R. No. L-19638, June 20, 1966
4 White Gold Marine Services vs. Pioneer Insurance and
Surety Corp.
G.R. No. 154514, July 28, 2005

5 Philamcare Health Systems, Inc. vs. Court of Appeals

G.R. No. 125678, March 18, 2002
6 Philippine Health Care Providers, Inc. vs. Commissioner of
Internal Revenue
G.R. No. 167330, September 18, 2009

7 White Gold Marine Services vs. Pioneer Insurance and

Surety Corp.
G.R. No. 154514, July 28, 2005

8 Rizal Surety & Insurance Co. vs. Court of Appeals

G.R. No. 112360, July 18, 2000
9 Blue Cross Health Care, Inc. vs. Olivares
G.R. No. 169737, February 12, 2008
10 Fortune Insurance and Surety Co., Inc. vs. Court of
Appeals
G.R. No. 115278, May 23, 1995

11 Gulf Resorts, Inc. vs. Philippine Charter Insurance Corp.

G.R. No. 156167, May 16, 2005

12 Eternal Garderns Memorial Park Corp. vs. The Philippine

American Life Insurance Co.
G.R. No. 166245, April 9, 2008

13 Manila Bankers Life Insurance Corp. vs. Aban

G.R. No. 175666, July 29, 2013
14 Verendia vs. Court of Appeals
G.R. No. 75605, January 22, 1993
15 Gulf Resorts, Inc. vs. Philippine Charter Insurance Corp.
G.R. No. 156167, May 16, 2005
 16 Philamcare Health Systems, Inc. vs. Court of Appeals
G.R. No. 125678, March 18, 2002
17 Manila Mahogany Manufacturing Corp. vs. Court of Appeals
G.R. No. L-52756, October 12, 1987

18 Federal Express Corp. vs. American Home Assurance Co.

G.R. No. 150094, August 18, 2004

19 Keppel Cebu Shipyard Inc. vs. Pioneer Ins. and Surety

Corp.
G.R. Nos. 180880-81, 180896-97, September 25, 2009

20 Malayan Insurance Co., Inc. vs. Alberto

G.R. No. 194320, February 1, 2012
21 Asian Terminals, Inc. vs. First Lepanto-Taisho Insurance
Corp.
G.R. No. 185964, June 16, 2014

II. CONTRACT OF INSURANCE

22 Development Bank of the Philippines vs. Court of Appeals
G.R. No. L-109937, March 21, 1994

23 Enriquez vs. Sun Life Assurance Company of Canada

G.R. No. L-15895, November 29, 1920
24 Great Pacific Life Assurance Co. v. Court of Appeals
G.R. No. L-31845, L-31878, April 30, 1979
25 The Insular Life Assurance Company, Ltd. vs. Ebrado
G.R. No. L-44059, October 28, 1977

III. INSURABLE INTEREST

26 Gaisano Cagayan, Inc. vs. Ins. Co. of North America
G.R. No. 147839, June 8, 2006
27 Geagonia vs. Court of Appeals
G.R. No. 114427, February 6, 1995
28 RCBC vs. Court of Appeals
G.R. No. 128833, April 20, 1998
29 Spouses Cha vs. Court of Appeals
G.R. No. 124520, August 18, 1997

IV. DEVICES FOR ASCERTAINING AND CONTROLLING RISK AND LOSS

30 Great Pacific Life Assurance Co. v. Court of Appeals
G.R. No. L-31845, L-31878, April 30, 1979
31 Sunlife Assurance Co. of Canada vs. Court of Appeals
G.R. No. 105135, June 22, 1995
 32 Philamcare Health Systems, Inc. vs. Court of Appeals
G.R. No. 125678, March 18, 2002
33 Vda. De Canilang vs. Court of Appeals
G.R. No. 92492, June 17, 1993
34 Tan vs. Court of Appeals
G.R. No. 48049, June 29, 1989
35 Prudential Guarantee and Assurance Inc. vs. Trans-Asia
Shipping Lines, Inc.
G.R. No. 151890-91, June 20, 2006

V. THE POLICY OF INSURANCE

36 Pacific Timber Export Corp. vs. Court of Appeals
G.R. No. L-38613, February 25, 1982
37 Great Pacific Life Assurance Co. vs. Court of Appeals
G.R. No. L-31845, L-31878, April 30, 1979

38 PH American Life and Gen. Ins. Co. vs. Valencia-Bagalacsa

G.R. No. 139776, August 1, 2002

VI. PREMIUM
39 Makati Tuscany Condominum Corp vs. Court of Appeals
G.R. No. 95546, November 6, 1992
40 UCPB General Insurance Co., Inc. vs. Masagana Telamart,
Inc.
G.R. No. 137172, April 4, 2001

41 American Home Assurance Co. vs. Chua

G.R. No. 130421, June 28, 1999
42 Spouses Tibay vs. Court of Appeals
G.R. No. 119655, May 24, 1996
43 PH Phoenix Surety & Ins., Inc. vs. Woodworks, Inc.
G.R. No. L-22684, August 31, 1967

VII. PERSONS ENTITLED TO RECOVER ON THE POLICY AND CONDITIONS TO RECOVERY

44 Bonifacio Bros, Inc. vs. Mora

G.R. No. L-20853, May 29, 1967
45 The Insular Life Assurance Company, Ltd. vs. Ebrado
G.R. No. L-44059, October 28, 1977
46 Vda. De Consuegra vs. GSIS
G.R. No. L-28093, January 30, 1971
47 Go vs. Redfern
G.R. No. 47705, 25 April 1941
48 Country Bankers Ins. Corp. vs. Lianga Bay
G.R. No. 136914, January 25, 2002
PAGE
ONS TO RECOVERY