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INDEX

Sr. Subject Remark


no
1. Introduction
2. Vision
3. Product categories
4. Policies
A. Traditional policies
B. ULIP policies
5. Factopedia
6. Conclusion
Introduction:

Bajaj Allianz Life Insurance Company Limited is a joint venture between


Allianz AG, one of the world's largest Life Insurance companies and
Bajaj Finserv (formerly known as Bajaj Auto), one of the biggest 2 & 3
wheeler manufacturers in the world.
Allianz AG is an insurance conglomerate globally and one of the largest
asset managers in the world, managing assets worth worldwide with 115
years of financial experience in over 70 countries.
Bajaj Auto is one of the most trusted names in Indian auto for over 55 years.
Bajaj Allianz incorporated on 12th March 2001 and today is one of the
fastest growing private Life Insurance Company in India. It has more than
1,200 branches across country and deals in primarily unit linked, traditional,
health, child and pension policies. The company has a decentralised
organisational structure for faster response, wide reach to serve customers
better with a nationwide network of 900 + branches. The company has a well
networked Customer Care Centres (CCCs) with state of art IT systems for
highest standard of customer service & simplified claims process in the
industry.
Bajaj Allianz has pioneered the phenomenon in India of 170
Banc assurance partners. One of their core focus tie-ups are with large national
& pvt. sector banks like:
 Standard Chartered Bank
 Syndicate Bank
 GE money
 Tie-up with Urban Co-Op Banks, Dist. Co-Op Bank and Regional Rural
Banks (Catering to mass & rural markets).
The Strategic Alliances group at Bajaj Allianz focus’ on 'Group Insurance' and
'Corporate Agency’ network with a dedicated team to ensure nothing but the
best in service delivery.
“To be the BEST Life Insurance Company in India
to Buy From, Work For & Invest In”
Product Categories:
1. Unit Linked Insurance Plans: Market linked insurance plans invest the
premium in to the equity, debt and cash markets by the
way of allocating units, which like any other mutual
fund have a NAV and the customer is free to switch
between one fund class to another depending on the
risk factor he wishes to be in. ULIP’s offer a better
return than the traditional endowment plans and offer a
great deal of flexibility along with great returns
making them the finest product offering. Bajaj Allianz Life Insurance have
developed a number of ULIP products which range from single premium to
a regular premium option along with investment funds ranging from index
funds to mid-cap funds and debt market linked funds.
2. Traditional Insurance Plans: Saving Plans, which offer bonuses, are
excellent long term saving instruments with complete safety. Our products
offer additional benefits which include 4 times life cover at little extra
costs, limited premium payment terms and compounded reversionary
bonuses making it a very good long term investment.
3. Pension Plans: Bajaj Allianz Life Insurance offers
Retirement Plans which will make sure that we are
there to support you in every stage of your life and
your savings today become your wealth and support for
your future years to come.

4. Corporate Plans: There are huge investments


made when it comes to business. Investments are made for office premises,
equipment's, human resources and other infrastructural facilities. Bajaj
Allianz General Insurance offers various policies which help you share your
financial burden that you might face due to heavy losses. There are policies
available for employees, manufacturing unit, offices etc..
5. Home and Shop Insurance:
There is no place like 'Home,' it's our most
valued possession and our heaven on earth. But
often our heaven is insecure with risks. The
company realizes this and hence has come up
with an Insurance policy specially designed to
cover various risks and contingencies faced by
householders under a single policy. It provides protection for property, your
domestic and electronic appliances, interests of the Insured and his family
members.
For Shopkeepers, the policy safeguards his shop from thefts and robberies.
It keeps the shop secure even when it's closed. This unique policy is designed
to cover risks and difficulties faced as a shopkeeper. It provides a huge
protection for the property, interests of the insured and your partners in the
business.
5. Travel Insurance: The Travel Companion Policy is a comprehensive
package which provides complete medical and
health cover to the international traveller. The
Policy is comprehensive and covers Personal
Accident (death and disablement), Medical
Expenses and Repatriation (including medical
evacuation to a hospital in India pre-approved by
claims administrator), Loss and Delay of Checked Baggage, Loss of
Passport, Personal Liability (Legal), Cashless Service, Hospitalization
expenses, Hijack Cover, Trip Delay, Emergency Cash Advance etc.
Bajaj Allianz provides Travel insurance for students as well as corporate
people.
TRAVEL INSURANCE
6. Life Insurance: Life Insurance policy alleviates the effect of death,
disability and old age. It is the only financial vehicle that pays a lump sum on
death, disability, hospitalisation, critical illnesses and hence provides peace of
mind with an effective tool for Personal Financial Planning. It is a SAVINGS
Vehicle along with tax benefits and financial security for the customer’s
family.

POSITIVES Single Start Buy House Retirement


Family
Planned Retirement
Education Better job Marriage Children Wealth Creation

18
8

NEGATIVES
Premature Accident & Unplanned
Loss of job Critical Illness
Death Disability Retirement

LifeInsurancemitigatesthefinancial risksof Negative


Eventswhileboostingtheprospectsfor Positiveevents
of Life!
May 2005 Why buy LifeInsurance?

6. Health: In these times of rising medical costs, Bajaj Allianz's Health


Insurance policies are the perfect Health protection for you and your family.
It takes care of the expensive medical treatment incurred during
hospitalization resulting from serious accident or illness. It provides
policies for Personal accident, Medical Hospital cover etc...
POLICIES:
A. TRADITIONAL POLICIES
1. CASH GAIN POLICY
2. CHILD GAIN POLICY
3. INVEST PLUS PREMIER POLICY
4. INVEST GAIN POLICY
B. UNIT LINKED INSURANCE POLICIES

1. RETIREMENT ADVANTAGE POLICY


2. SHIELD PLUS POLICY
3. SMART INVESTMENT POLICY
4. CENTURY PLUS III POLICY
5. FUTURE SECURE POLICY
6. NEW RISK CARE POLICY
FACTOPEDIA

 Allianz SE is the worlds largest insurance co. by revenue – Rs


5,20,353 Cr (Euro 96.9 billion), 11th largest corporation in the
world with 110 years of insurance expertise.
 Bajaj Auto finance is one of the largest auto finance cos. in India
with a turnover of Rs. 6,340 Cr. &767 Cr profit approximately after
tax deduction.
 Bajaj Allianz is the most profitable private life insurance company
in India with Rs.63cr (US $ 15.3 mn.) profit
FY 06-07
Have sold over 3.4 million policies (34, 72,875) till date.
 Largest distribution network to reach the customers across the
country with 2, 13,000 agents, 900 offices in 840 towns, 200
corporate agents & Bancassurance partners.
 It is present in more than 70 countries, with 1, 53,000 employees
worldwide.
It provides insurance to almost half of the fortune 500 cos.
It has scaled up the brand value ladder from rank # 42 in 2008 to
rank #28 in 2009.
CONCLUSION

Sometimes in life it is not possible to avoid the losses. For example People may
become ill. They may die of illness or accidents or their homes or other
property may undergo damage or theft. So in all these cases and they have to
face the loss of income or savings. So insurance is a manner of financially
insuring that if such an incident comes about then the loss does not affect the
present well being of the person. Insurance is a defensive measure used against
future conditional losses to hedge the possible risks of the future.
Therefore, Bajaj Allianz Insurance policies lets its customers a tension
free life…. JIYO BEFIKAR!!!!!!!

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