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SABB Signature Visa
Credit Card User Guide
1

Welcome kMe
Welcome to the world of the Shariah-compliant SABB Signature Visa jdG MCG e aGG fFG Ga S S bH Y `a H kMe
Credit Card. Its a world that enables you to make purchases easily, dSh H eNh e e Jje b jJ e dGh eSEG
without the need to carry cash. .dG LG hO
Tawarruq mechanism
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Since SABB Credit Card is based on the Tawarruq concept, the Bank
shall carry out a Tawarruq transaction by selling you certain commodities
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owned by the Bank on a Fudoly basis for the remaining balance of the AGLEH dG j H ,G c `a IOQGdG bdG e ec OGS
total amount due. This is done in one instalment, for one month starting G e J e H kda kH dG e kS H QdG Y
as of the due date to settle the Card dues from the proceeds of selling e OGH dGh SG jQJ e T Je MGh H G LEG
the said commodities. .dG J H AGL e G dG e bdG
This guide explains how to use the card and describes its various ,IjdG gjGe d jh bd eCG GSG Y ddG Gg cYS
features, while answering most of your queries about the card.
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The guide will also highlight the global recognition and benefits youll
receive with your SABB Signature Visa Credit Card at all HSBC
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branches worldwide. .dG M HSBC ha L id fFG Ga S
For further information, please call the SABB Hotline on 800 124 8666 800 124 8666 :d G S Jg Y JG Lj ,eG e j
or +966 11 440 8666 from outside the Kingdom. .G QN e +966 11 440 8666 hCG G NGO e
2

Greater security with the SABB Signature Visa Credit Card
The SABB Signature Visa Credit Card is more secure than ever with
the embedded microchip that provides a high level of security and
convenience since the data stored inside the chip is encrypted,
preventing fraudulent use of the card. In addition to this, a credit card
PIN code will have to be used along with the card to pay for all
purchases and for cash withdrawals. Please be sure to activate your
card and get a PIN code as soon as you reveive the card so you can
enjoy all the benefits it provides.
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3

How to get a PIN code for your SABB Signature Visa Credit Card fFG Ga S S bd S bQ Y c
n If this is a new or replacement card, please call the SABB Hotline 800 124 8666 S Jg Y JG a ,jH hCG IjL bdG fc GPEG n
on 800 124 8666 and follow the instructions of the customer
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service representative to obtain a PIN code instantly and easily
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n If the card is a renewed card, then you can continue to use your
current PIN code G dG bdG GSH QGSG G a IOq bdG fc GPEG n

n The PIN code can be changed easily at any time through any SABB S `d HJ BG GU bCG jW Y bh CG `a dG bdG J eEH n
ATM or by calling the SABB Hotline S Jg Y JH hCG
4

How to use your SABB Signature Visa Credit Card at retail f ILCG `a fFG Ga S S bH J c
Point-of-Sale (POS) terminals*
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n The cashier will insert the card in the chip-card reader of the
POS terminal
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n The card must stay inside the POS terminal while the purchase FGdG dG Ia GW dG f RL NGH bdG J CG j n
transaction is processed dG bQ NOEG FdG e j M fG n
n Wait until the cashier asks you to enter your PIN
n Enter your card PIN and wait for the approval response
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n Once the transaction is approved, collect your sales receipt along FdG e bdG EG aVEH dG jEG NCG ,dG b Y n
with your SABB Credit Card
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*This method is applicable only when the POS terminal supports chip-card technology.
If the POS terminal doesnt support it, then the card should be used by swiping the
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magnetic stripe. .WG jdG L
Note: Internet transactions do not require the credit card PIN code. Instead, they can
only be performed by entering the 3-digit Customer Verification Value (CVV) found on
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the back of the card. .fFG bdG N YGh jdG bQCG KdG NOEG j dP e kHh
5

For your protection j

If you lose your card, you should immediately inform SABB through iMEG jW Y ITe S HEG Y Lj ,bH Ga Y
one of the following channels*:
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n Call SABB Hotline on 800 124 8666 within the Kingdom
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or +966 11 440 8666 from abroad
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n Send the notification to fax number +966 11 276 3432
+966 11 276 3432 bQ cdG Y dG SQEG n
*Transactions that happen before reporting the lost card will be charged to
the customer. .fGa Y HEG jQJ b bdG Y IQOdG dG ac dG j*
6

How to make your card payments bdG ahe jJ `c

You can pay in Saudi Riyals using one of the following methods: :ddG dG iMEH OdG jdH jdG feEH
1. Via SABBNET at www.sabb.com www.sabb.com bG N e f S jW Y .1
2. By calling the SABB Hotline on 800 124 8666. .800 124 8666 S Jg Y JG .2
3. Through the SADAD service using biller ID 029. ."029" JG bQ GSH OGS eN jW Y .3
4. By wire transfer from any bank to your card number. .bdG bQ EG G `a NBG H id M CG e jdG .4
5. By providing us with standing instructions, in writing, to directly HM e ITe d FGdG dG eN jW Y kHc eYEG .5
debit your SABB account to settle your monthly payment due. .G G S `a
6. By visiting any of our branches for cash payment over the counter .dG GjEG RL GSH hCG dG `a ITe jdGh Yha e CG IQjR .6
or using the cash deposit machines available at branches.
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7. By writing a cheque* in favour of your card account and handing
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it in at any of our branches or by mailing the cheque to:
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SABB, Card Products Division, P.O. Box 69718, Riyadh 11557

*Cheque payments should be received by the Bank 7 days before

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the due date to avoid late payment fees. .NCdG SQ aO qd adG SG jQJ e jCG 7 b d dG j CG
7

e-statements hdEG G c
e-statements provide flexibility, convenience and security by enabling c VGSG feEG N e eCGh fhG hdEG G c aj
you to view your monthly SABB Credit Card statement online. You can c VGSG h .ffEG SGH dG fFG S bH M
view your three latest statements by downloading them in
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PDF format or printing them from SABBNET.

To access your e-statement, simply:

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1. Log on to your account on SABBNET and then click on "GQTEG / c" Y VG K ,f S `a HM EG NOG .1
the statements/advices field located on the left-hand side .dG e CG fG `a OLG
of the page.
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2. Click on e-statement on the drop-down menu.
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3. Click on the monthly statement you wish to view.
If you are not registered with the SABBNET service,
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please go to www.sabb.com for online registration, ,ffEG Y d www.sabb.com bG IQjR Lj
or call SABB Direct on 800 124 8666. .800 124 8666 Y cjGO S `H JG hCG
8

Cash facilities dG dG
There will be times when you require cash. This could happen when .LQN hCG ``G `NGO AGS j Ggh ,d a bhCG g
you are in the Kingdom or abroad.
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Your SABB Signature Visa Credit Card will enable you to withdraw
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cash up to 50% of your credit limit from over 250,000 financial
institutions and 1,000,000 ATMs in the Kingdom and worldwide. .dG Mh G `a BG GU RL 1,000,000 e cCG EG kaVEG
9

SABB Credit Card charges fFG S bH SQ

Annual fee* SAR 1,000 S .Q 1,000 *dG SdG
Supplementary Card Free kf HdG bdG
Tawarruq profit margin on the outstanding balance** 28.68% %28.68 **FdG UdG Y
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Lost Card reissuance Free kf ba H bH QGUEG
Late payment penalty charge*** SAR 100 S .Q 100 ***G G OGS NCJ eGZ
Copy of the sales voucher Free kf G jEG Y f
Copy of statement Free kf bd G c Y f
Cash withdrawal charges SAR 100 S .Q 100 dG dG SQ
*Free for SABB Premier Customers. .H S Ad kf*
**The annual percentage rate (APR). .(APR) dG HdG eg**
***To be paid to certified Charity Organaisations. .d G jG d aJ***
10

Additional benefits aVEG Ge

Share the SABB Signature Visa Credit Card privileges with your kf fFG Ga S S bH Ge FY QT
family for free
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If you wish to extend the benefits of your account to your family and
share the privileges of your SABB Signature Visa Credit Card, you can jW Y fFG Ga S S bH GReGh FGa cQe FY
apply for free supplementary cards. .kf aVEG bH Y G
n Applicant must be over 15 years of age
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n Monthly spending limit can be specified for each
supplementary card
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To apply, please call the SABB Hotline on 800 124 8666. .800 124 8666 S JH JG Lj ,eG H d
11

ICSABB Rewards Programme Bad "cG" efH

ICSABB is a unique loyalty programme that rewards you just for S bH eGS aj ja Bae efH Y IQY g "cG" efH
using your SABB Signature Visa Credit Card. Youll earn one ICSABB jQ 10 c He IMGh "cG" f S .fFG Ga S
point for every SAR 10 you spend on your Card (Cash Advances and
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Utility Bill Payments are excluded) and whats more, for the first time
in the Kingdom SABB provides you the e-redemption capability where cG f GSG feEG S d aj ,G `a Ie hCh ,dP EG aVEG
you are able to redeem your ICSABB points electronically at various .cQG jQdG G id kfhdEG
participating merchant outlets.
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For the latest ICSABB offers and updated participating merchants,
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please visit our website www.sabb.com or call SABB Hotline on
800 124 8666. .800 124 8666
Note: The Bank may inform SABB Cardholders about any additions or terminations hCG aVEG j dG jQdG G Y fFG S bH eM HEH dG j b :Me
regarding the participating merchants or amendments in the merchants offers in a .dG gQj dG jdH cQG LG e eG VhdG Y CGJ b jJ CH hCG gDhdEG
manner to be decided by the Bank.
12

SABB 3D Secure Service S e KdG jG eN

Make online shopping even more secure with SABB 3D Secure Service S jHh S e KdG jG e kfeCG cCG ffEG Y bqJ LG
in an easy way and without the need to do any pre-registration process. .e J d LG hO
You can now avail of SABBs new Secure Online Payment Service
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for performing online transactions*. SABB has launched Verified by
VISA for your SABB VISA credit card and MasterCard SecureCode TM
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for your SABB MasterCard credit card. It provides you with the OQcSe S bd dPh OQcSe jW Y dG eNh fFG

extra security and peace of mind when you shop online with bqJ Y dG MGQh eCG e jG eG g ,fFG
your SABB credit card**. .** fFG S bH SGH ffEG Y

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*This service is applicable for only those merchants who are registered
with Verified by VISA and/or MasterCard SecureCode TM.
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**SABBs Online Secure Payment Service is available for Primary and Supplementary fFG S bH Ad Iae ffEG Y YaG j S eN**
credit cardholders. This service is not available for SABB Internet Card. .ffEd S bd eG g aJ .aVEG bdGh
13

Process Steps: :G GG
1. Do your online shopping with your favorite online merchants. .J dG LdG be N e ffEG Y qdG H b .1
2. When doing the check out, you will be asked to enter the
required information e.g card number, expiry date, CVV, etc.
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3. After that, you will be re-directed to our 3D secure verification .Zh ,CVV bQG ,AfG jQJ
Page where you will be asked to enter a one-time password (OTP). NOEG e S M KdG jG U EG LJ S ,dP H .3
OTP will be sent to the mobile number linked to the used SABB
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Credit Card.
4. Once the OTP is entered, it will be verified. Then, the page will .fFG S bH GS
return back to the Merchants one to complete the purchase U EG IOdG K ,e dG S ,IMGh I dG bdG NOEG Qa .4
transaction. .AGdG Y cE HdG LdG
5. At this stage, the 3D Secure verification process is completed
in an easy and secured way without the need for any
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pre-registration process. .e J CG EG LG
14

Free airport Lounge Access GQG `a QfG d NO

The Lounge Access programme for SABB Signature Credit Card e cCG `a dPh S S bH c GQG U `a H MdG j
welcomes you at over 35 airport lounges worldwide. .dG M kGQe 35
Sit back and relax in the lap of luxury as you wait for your flight.
Savour a gourmet meal, go online, watch a movie or enjoy ffEG GSGh ,LdG hH SGh ,dG dG `a ANSH
refreshments in the lounge. And when the time comes, board the .MGQ H IFd LJ MQ bEG Ye Mh .WG hJ hCG aCG Igeh
plane at your leisure.
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Privileges:
Present your card and the unique bar code on your boarding pass
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at any of the 35 participating airport lounges to enjoy: :dH SGh dG M kGQe 35
n Complimentary access for Visa Signature cardholders S Ga bH Ad NO n
n Paid access: In addition to the complimentary access, S bH Ad j G NdG EG aVEH :SQ He NO n
Visa Signature Cardholders are also entitled to unrestricted
access for any accompanying guests for an additional fee aVEG SQ He dG e C (f Z) aGe kjCG Ga
You can enjoy the above services by completing a one-time IMGh Ih H J Y SG H YCG eG e IOSG
simple registration process. To register, please visit https://www.loungeaccess.com/visasignature/ IQjR N e ,a
https://www.loungeaccess.com/visasignature/
For a complete and up-to-date list of available lounges, please visit: :IQjR Lj ,IaG dG eH Fb Y d
http://www.visamiddleeast.com/signature/en/common/pdf/List_of_Lounges_Signature.pdf http://www.visamiddleeast.com/signature/ar/common/pdf/List_of_Lounges_Signature.pdf
15
Multi-trip Travel Insurance
Use your SABB Signature Visa Credit Card to pay for your travel to
automatically receive comprehensive travel insurance for all the family,
wherever you travel for business or leisure.
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SABB Signature Visa Credit Card multi-trip travel insurance cover
protects you for international and local trips of up to 90 days duration
and includes:
n Medical emergency evacuation/repatriation (up to US$ 100,000* /
US$ 2,000**)
n Emergency medical expenses (up to US$ 150,000* / n/a**)
n Travel accident cover (up to US$ 500,000*)
n Hospital benefit (up to US$ 1,500* / n/a**)
n Emergency dental expenses (up to US$ 500* / n/a**)
n Loss of personal belongings (up to US$ 1,000* / US$ 250**)
n Hospital pre-admission deposit (up to US$ 1,500* / n/a**)
n Travel delay (up to US$ 500* / US$ 180**)
n Baggage delay (up to US$ 500* / US$ 180**)
n Document replacement (up to US$ 500* / n/a**)
n Hijack (up to US$ 550* / US$ 300**)
n Legal expenses (up to US$ 7,500* / n/a**)
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/ *jeCG QhO 100,000 M) QGdG M `a IOYEG /dG ANEG n
(**jeCG QhO 2,000
(**ae Z / *jeCG QhO 150,000 M) FQdG dG dG n
(*jeCG QhO 500,000 M) dG AKCG OGG J n
(**ae Z / *jeCG QhO 1,500 M) G jQe n
(**ae Z / *jeCG QhO 500 M) QGdG M `a SCG Y dJ n
(**jeCG QhO 250 / *jeCG QhO 1,000 M) dG G Ga n
(**ae Z / *jeCG QhO 1,500 M) G `a dG SQ e n
(**jeCG QhO 180 / *jeCG QhO 500 M) MdG NCJ n
(**jeCG QhO 180 / *jeCG QhO 500 M) eCG NCJ n
(**ae Z / *jeCG QhO 500 M) KdG GSG n
(**jeCG QhO 300 / *jeCG QhO 550 M) IFdG NG n
(**ae Z / *jeCG QhO 7,500 M) ffdG dG n
16

This cover is only valid for trips of up to 90 consecutive days made by L `a de kej 90 M Id fCG H J dG MdG a dG J
you worldwide for which at least 50% of your transport and/or SGH ebEG f hCG/h dJ e %50 Y j e aO j CG Y dG AfCG
accommodation is charged to your SABB Signature Visa Credit Card.
Cover may also be restricted by age, pre-existing medical conditions dGh dG Y kAH dG J b .fFG S Ga S bH
(including pregnancy) or hazardous activity. You are also required to pay AG aO Y Lj b c .IG fCG hCG (G dP `a ) dG
the first part of any claim where applicable, known as the excess.
Always take reasonable care to prevent loss, damage, accident, bodily
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injury or Illness. .VG hCG fdG HUEG ,OGG ,dG ,GdG dG jdG PJG
For more information and to download the full Terms and Conditions
document, please visit:
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http://www.visamiddleeast.com/signature/en/about/travel.jsp http://www.visamiddleeast.com/signature/en/about/travel.jsp

T&Cs MCGh hdG

http://www.visamiddleeast.com/signature/en/common/pdf/2013_ATI%20_CEMEA_Signature_Terms_Conditions.pdf http://www.visamiddleeast.com/signature/ar/common/pdf/2013_ATI%20_CEMEA_Signature_Terms_Conditions.pdf

*Cover applicable only in respect of a claim arising whilst travelling OUTSIDE bH Y ebE FdG dG QN dG AKCG CJ dG dG Y a dG J*
the Visa Signature CreditCardholders Principal Country of Residence. .BG GdG / fFG Ga S
**Cover applicable only in respect of a claim arising whilst travelling INSIDE bH Y ebE FdG dG NGO dG AKCG CJ dG dG Y a dG J**
the Visa Signature CreditCardholders Principal Country of Residence. .BG GdG / fFG Ga S
17

Exclusive privileges and services jG eGh GReG

Dining YG
A delectable dining experience awaits you wherever you go. Your SABB S bH g L e a .gJ jCG T W hJ H J
Signature Visa Credit Card is all you need to indulge in the finest, most
mouth-watering cuisine within the Kingdom and beyond. For more
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information, please visit: https://www.visafinedining.com/site/index https://www.visafinedining.com/site/index bG IQjR Lj eG e j

Travel dG
Pack up and go further than you ever have before. With your SABB fFG Ga S S bH e .gjJ Lh CG EG aSh eG MG
Signature Visa Credit Card, you can look forward to special offers, room
upgrades and unique packages as you explore exciting destinations.
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For more information, please visit: :bG IQjR Lj eG e j ,dG dG Lh J
http://www.visamiddleeast.com/signature/en/privileges/travel/main.jsp http://www.visamiddleeast.com/signature/en/privileges/travel/main.jsp
18

Shopping dG
Enjoy the best deals and offers online and in-store with your SABB e ffEG Yh jQdG G `a dGh VhdG aCG Y MG
Signature Visa Credit Card. In addition to incredible cash savings, youll BaGh dG adG EG aVEH .fFG S Ga S bH
also enjoy fabulous rewards and exclusive promotions, for more
:bG IQjR Lj eG e j .jG VhdGh FGdG
information, please visit:
http://www.visamiddleeast.com/signature/en/privileges/shopping/main.jsp
http://www.visamiddleeast.com/signature/en/privileges/shopping/main.jsp

Meet and assist

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Discounts on meet and assist services. For more information, eG e j ,JLMG Jh IYG eN Y eN
please visit: :bG IQjR Lj
http://www.visamiddleeast.com/signature/en/privileges/travel/travel11.jsp http://www.visamiddleeast.com/signature/en/privileges/travel/travel11.jsp
19

Concierge Service fc eN
We're your 24-hour personal assistant, arranging dinner reservations, GRM JH d YdG QGe Y eN `a T Ye H f
chauffeurs and taxis, theatre tickets, gifts and everything else you
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need to enhance your leisure and business trips. And by taking note of
your personal tastes and preferences, we can surprise you with the
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perfect recommendation at the perfect moment. Best of all, the service .de H Sd d JUJ H ICLe d f CG ,kT
is entirely complimentary. .edH f eG g Ea dP EG aVEG
http://www.visamiddleeast.com/signature/en/concierge/concierge_service/main.jsp http://www.visamiddleeast.com/signature/ar/concierge/concierge_service/main.jsp

Emergency Services QGdG eN

Beyond simply helping you plan, shop and make reservations, ,GRG Y Gh dG `a Yj efH O e cCG fEG
the Visa Signature Concierge also offers a full range of emergency ,24/7 ee QGW eN kjCG d J fc S Ga CG PEG
services, 24/7 all just a phone call away. .e e O
http://www.visamiddleeast.com/signature/en/concierge/emergency_services.jsp http://www.visamiddleeast.com/signature/ar/concierge/ emergency_services.jsp
20

Total Protection ee jM
Free Credit Protection kf fFG jM
SABB provides peace of mind with our free-of-charge Credit FH j dG ,G fFG jG QO e dG MGQ d aj S
Protection Shield. Take care of the burden to your loved ones in
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the unfortunate event of your permanent or partial disability or
death, by settling the total outstanding balance on your Credit Card. efdG Ggh .fFG bd FdG UdG jH dPh ,(G Qb )
What's more, there is no additional monthly charge for this feature. .jT SQ CG hH e IOSG Jh kf d sj
21

SABB Credit Protection - exclusions GASG - FG S jM efH

n Primary Cardholders below the age of 18 and above 64 Y jJh S 18 Y gQYCG J jdG SSCG fFG bdG eM n
n Engaging in or training for any dangerous or hazardous sports, S 64
competitions or activities. Hazardous sports or activities may .N hCG eBG Z f hCG ,He ,VjQ jCG Y QdG hCG `a cQG n
include the following: :JBG J b IG VjdG
1. Any form of aerial flight including light aircraft, monoplanes, GdG ,YGdG GdG ,G GdG keT G GdG e f CG .1
ballooning, hang-gliding, parachuting, etc. dEG ...TGQdH dGh ,ddH
2. Winter sports such as sleighing, ski jumping, ice hockey, etc. dEG ...dG cdG ,dG dG ,G Y ddG e jdG VjdG .2
3. Water sports such as powerboats, water skiing, jet skiing, diving, ,cH ddG ,AG Y ddG ,QGdG bS e FG VjdG .3
etc. dEG ...dG
4. Horse-riding activities such as hunting, jumping, polo, racing, etc. dEG ...dG ,ddG ,dG ,dG e G cQ Wf .4
5. Climbing activities such as mountaineering, rock-climbing, dG ,dG SG ,QdG J ,G J e dG Wf .5
potholing, abseiling, etc. dEG ...H dGh
6. Participation in any kind of powered-vehicle racing, rally or competition. .dG aG hCG dGdG AGS cd S CG `a cQG .6
7. Judo, boxing, karate, wrestling and other martial arts of any kind. .dG a e a CG hCG ,YQG ,JGQdG ,cG ,hOG VjQ .7
8. Bungee jumping. .JG e H dG .8
22

n Suicide, attempted suicide or self-inflicted injuries by the Participant, dG H j dG HUEG hCG JGdG iPCG hCG QfG dh ,QfG n
while sane or insane dP Z hCG kbY d eDG c AGS dH dh CG hCG d
n Punishment of the Participant by the due process of law
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n Influence of alcohol, narcotics or drugs
n The committing, or attempting to commit or the aiding or abetting
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by the Participant of any unlawful act even if, in doing so, there was dh M fd d Y CH dG Y IYG hCG dG dh hCG dG n
no intention by the Participant to cause himself injury or sickness VG hCG HUEG `a dG dP e dG j
n Pre-existing medical conditions eCd HdG G n
n Engaging in aviation other than as a fare-paying passenger on a
Q Qe `a kGae dG a j dG dG Y GY MG n
regular route of a licensed scheduled aircraft
n Participants active participation in war (whether declared or not), Neh dh MQ `a dG ae
civil war, insurrection, riot, terrorist act, mutiny, piracy, civil ,IQK ,gCG M ,(e Z hCG e fc AGS) M `a dG cQe n
commotion, revolution, military or other acts of violence originating ,Ub ,HgQEG YCG ,jY YCG ,e Y ,O ,HGVG
from any political activity, or any loss or damage, cost or expense Te H cQG fc AGS Y a Y CG hCG ,jY / HM YCG
directly or indirectly caused by, contributed to by, resulting from, or
arising out of or in connection with biological, chemical, or nuclear
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explosion, pollution, contamination and/or fire following thereon e c hCG jM J AGS dH bY d hCG
n HIV infection/AIDS or any venereal disease SJ Ve CG hCG RjCH ihdG n
23

Purchase protection jG jM
Purchase protection from your SABB Signature Visa Credit Card covers Ga fFG S Ga S bH e jG jM efH j
any loss of or damage to goods purchased using your Card, within 90 AGdG jQJ e kej 90 N bH SGH gDhGT j dG FdG J hCG
days of your purchase, subject to following:
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n Any stolen item must also be reported to the police as well
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n The loss or damage must occur within 90 days of the date of
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purchase and no registration of the purchase is necessary.
If you need to find out the value of an item for a claim, please ,dG VH U CG b a LH c GPEG jG J
contact SABB S Y JG
n Protection is subject to an excess of US$50 (or the equivalent in (G dH dOj e hCG) aVEG QhO 50 SQ EG jG J n
local currency) for each item and occurrence dM hCG U d
24

Summary of cover dG e
n Cover of up to $3,500 per item, $6,000 per incident and bCG H KOM d QhO 6,000 ,U d QhO 3,500 M J n
$20,000 per year maximum
dG `a QhO 20,000
n An excess of $50 is applicable to each and every claim
de d kGQhO 50 Qb SQ J j n
n Loss or damage must occur within 90 days of purchase
AGdG jQJ e kej 90 N dG hCG GdG j CG j n
n Cover is valid only for items on which 100% of the purchase price
is charged to your Signature Visa card
H UG Ga bH SGH %100 gDhGT j dG UCG dG J n
n Cover excludes boats, motorised vehicles, land or buildings,
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consumables, perishables or services eG hCG d HdG OGG
For more information and the Terms and Conditions of this benefit, please IQjR Lj eG H UG MCGh hdh eG e j
visit: http://www.visamiddleeast.com/signature/en/about/protection.jsp http://www.visamiddleeast.com/signature/en/about/protection.jsp

T&Cs MCGh hdG

http://www.visamiddleeast.com/signature/en/common/pdf/2013_ATI%20_CEMEA_Signature_Terms_Conditions.pdf http://www.visamiddleeast.com/signature/ar/common/pdf/2013_ATI%20_CEMEA_Signature_Terms_Conditions.pdf
25

Extended warranty dG j
Any purchases you make using your SABB Signature Visa Credit Card j S fFG S Ga S bH SGH J dG jG c
automatically extend the manufacturers warranty for an additional 12 .(bCG H 24) aVEG kGT 12 I kFJ G cdG V
months (to a maximum of 24 months).
You dont even need to register the purchase with us, no matter
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whether its for your own use or bought as a gift. Then if the retailer or .H JG iS Y e Jje GSG hCG UEH G hCG LdG j
manufacturer wont repair or replace your purchase, just give us a call.
`a QhO 20,000h KOM d QhO 6,000 ,U d QhO 3,500 M J n
n Cover of up to $3,500 per item, $6,000 per incident and $20,000
per year maximum
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n Cover is valid for electrical household items on which 100% of the
Ga bH SGH %100 gDhGT j dG FHdG GhOCG dG J n
purchase price is charged to your Visa Signature card. The item ebEG H `a j Q e gDhGT jh S
must be purchased at a store located within your country of residence ,cSG OGG ,G hCG VGQCG ,dBG cG ,QGdG dG J n
n Cover excludes boats, motorised vehicles, land or buildings, eG hCG d HdG OGG
consumables, perishables or services
For more information and the Terms and Conditions of this benefit, please
:IQjR Lj eG H UG MCGh hdh eG e j
visit: http://www.visamiddleeast.com/signature/en/about/warranty.jsp http://www.visamiddleeast.com/signature/en/about/warranty.jsp
26

T&Cs MCGh hdG

http://www.visamiddleeast.com/signature/en/common/pdf/2013_ATI%20_CEMEA_Signature_Terms_Conditions.pdf http://www.visamiddleeast.com/signature/ar/common/pdf/2013_ATI%20_CEMEA_Signature_Terms_Conditions.pdf

For further enquiries, requests or clarifications, please use the contact GSG Lj VdGh GQSGh eG e j hCG JG e
details provided on this link: :dG HGdG Y MG JG fH
http://www.visamiddleeast.com/signature/en/concierge/contact_us.jsp http://www.visamiddleeast.com/signature/en/concierge/contact_us.jsp
27

Medical and Legal referral ffdGh dG dMEG

The following services are available through medical practitioners or .d j dG fdG QG hCG dG N e ddG eG aJ
legal professionals who speak your language.
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Complete confidence
Visa's medical and legal referral service supports you and your H QN ke cS N Fdh d aJ ffdGh dG dMEd Ga eN
immediate family, when you are travelling together to a location outside dG IQG J fG dG eG Jh .kej 90 M FdG ebEG
your principal country of residence for up to 90 days. Complimentary
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medical services include medical telephone advice, referral to a local
medical services provider and the monitoring of a medical condition :d eG eG fOCG FdG J .G `a dG
both during and after hospitalisation.
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The list below summarises these benefits for you.
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n Telephone medical advice
n Medical services provider referral
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n Monitoring of a medical condition during and after hospitalisation jQhdG GG hCG jhOCG J n
n Delivery of essential medicine or equipment W SQEG n
n Despatch of physician
n Guarantee of hospital pre-admission deposit G EG NdG b V n
 28

n Arrangement of emergency medical evacuation QGdG M `a dG ANEG JJ n

n Arrangement of emergency medical repatriation FQdG dG G `a WdG EG IOYEG JJ n
n Arrangement of transportation of mortal remains G f JJ n
n Arrangement of transportation to join a Cardholder
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n Arrangement of return of children
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n Inoculation and visa requirement information
n Legal referral
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n Interpreter referral ffdG dMEG n
For more information and the Terms and Conditions of these benefits,
L dMEG n
please visit: :IQjR Lj ,YCG IQcG eH UG MCGh hdh eG e j
http://www.visamiddleeast.com/signature/en/about/medical_and_legal.jsp http://www.visamiddleeast.com/signature/ar/about/medical_and_legal.jsp
CMP MKT 130164