TEMA FUNCION VALOR ACTUAL (VA)calcula el valor actual de una serie de pagos iguales

pago -S/. 65.00

duracion 12 meses
tasa 3% mensual

valor actual S/. 647.01

se quiere conocer el capital inicial que se desembolso hace 5 aos habiendo acordadoun
tipo de interes anual del 6% y percibio un montante de 6950

Montante(Vf) -S/. 6,950.00

duracion 5 aos
tasa 6% anual

valor actual S/. 5,193.44 capital que se desembolso

 una empresa comercial ha recibido lanzar una nueva promocion para uno de sus
productos la idea es es que los ganadores recibiran un sueldo mensual fijo de 600e
durante los proximos 10 aos el sorteo se celebrara entre todos aquellos
compradores que envien una etiqueta del rpoducto y se sortearan 1000 premios.
cuanto le costara a la empresa esta promocion a un tipo de interes anual de 10%?

pago S/. 600.00 mensual

duracion 10 aos
tasa 10% anual
Cantidad 1000

valor actual S/. -45,402.70 1 premio

S/. -45,402,698.02 1000 premios

pago -S/. 100.00 mensual

duracion 2 aos
tasa 5% anual

VA S/. 2,288.89

N CUOTA INTERES AMORTIZACION

1 S/. 0.00 S/. -100.00 S/. -100.00
2 S/. -9.12 S/. -90.88 S/. -100.00
3 S/. -8.74 S/. -91.26 S/. -100.00
4 S/. -8.36 S/. -91.64 S/. -100.00
5 S/. -7.98 S/. -92.02 S/. -100.00
6 S/. -7.60 S/. -92.40 S/. -100.00
7 S/. -7.21 S/. -92.79 S/. -100.00
8 S/. -6.82 S/. -93.18 S/. -100.00
9 S/. -6.44 S/. -93.56 S/. -100.00
10 S/. -6.05 S/. -93.95 S/. -100.00
11 S/. -5.66 S/. -94.34 S/. -100.00
12 S/. -5.26 S/. -94.74 S/. -100.00
13 S/. -4.87 S/. -95.13 S/. -100.00
14 S/. -4.47 S/. -95.53 S/. -100.00
15 S/. -4.07 S/. -95.93 S/. -100.00
16 S/. -3.67 S/. -96.33 S/. -100.00
17 S/. -3.27 S/. -96.73 S/. -100.00
18 S/. -2.87 S/. -97.13 S/. -100.00
19 S/. -2.46 S/. -97.54 S/. -100.00
20 S/. -2.06 S/. -97.94 S/. -100.00
21 S/. -1.65 S/. -98.35 S/. -100.00
22 S/. -1.24 S/. -98.76 S/. -100.00
23 S/. -0.83 S/. -99.17 S/. -100.00
24 S/. -0.41 S/. -99.59 S/. -100.00

S/. -111.11 S/. -2,288.89 S/. -2,400.00