ALUMNO: SANCHEZ VILLOGAS, KENYI

SIMULACION 3 AOS
Descripcion Tractor sobre orugas
Modeo D9T
Valor Actual S/. 950,680.00 IGV
Valor Actual + IGV S/. 1,121,802.40 FEE
Valor Actual + FEE S/. 1,141,770.48
TCEA 8.50% MES %
AOS 5 MESES
CUOTA 23,252.64

Periodo Principal inicial Amortizacion Intereses Cuota

0
1 S/. 1,141,770.48 S/. 15,464.06 S/. 7,788.58 S/. 23,252.64
2 S/. 1,126,306.42 S/. 15,569.55 S/. 7,683.09 S/. 23,252.64
3 S/. 1,110,736.86 S/. 15,675.76 S/. 7,576.88 S/. 23,252.64
4 S/. 1,095,061.10 S/. 15,782.69 S/. 7,469.95 S/. 23,252.64
5 S/. 1,079,278.41 S/. 15,890.35 S/. 7,362.29 S/. 23,252.64
6 S/. 1,063,388.06 S/. 15,998.75 S/. 7,253.89 S/. 23,252.64
7 S/. 1,047,389.31 S/. 16,107.89 S/. 7,144.76 S/. 23,252.64
8 S/. 1,031,281.42 S/. 16,217.77 S/. 7,034.88 S/. 23,252.64
9 S/. 1,015,063.66 S/. 16,328.39 S/. 6,924.25 S/. 23,252.64
10 S/. 998,735.26 S/. 16,439.78 S/. 6,812.87 S/. 23,252.64
11 S/. 982,295.48 S/. 16,551.92 S/. 6,700.72 S/. 23,252.64
12 S/. 965,743.56 S/. 16,664.83 S/. 6,587.81 S/. 23,252.64
13 S/. 949,078.73 S/. 16,778.51 S/. 6,474.13 S/. 23,252.64
14 S/. 932,300.22 S/. 16,892.96 S/. 6,359.68 S/. 23,252.64
15 S/. 915,407.25 S/. 17,008.20 S/. 6,244.44 S/. 23,252.64
16 S/. 898,399.05 S/. 17,124.22 S/. 6,128.42 S/. 23,252.64
17 S/. 881,274.83 S/. 17,241.03 S/. 6,011.61 S/. 23,252.64
18 S/. 864,033.80 S/. 17,358.64 S/. 5,894.00 S/. 23,252.64
19 S/. 846,675.15 S/. 17,477.06 S/. 5,775.59 S/. 23,252.64
20 S/. 829,198.10 S/. 17,596.28 S/. 5,656.37 S/. 23,252.64
21 S/. 811,601.82 S/. 17,716.31 S/. 5,536.34 S/. 23,252.64
22 S/. 793,885.51 S/. 17,837.16 S/. 5,415.48 S/. 23,252.64
23 S/. 776,048.35 S/. 17,958.84 S/. 5,293.81 S/. 23,252.64
24 S/. 758,089.52 S/. 18,081.34 S/. 5,171.30 S/. 23,252.64
25 S/. 740,008.18 S/. 18,204.68 S/. 5,047.96 S/. 23,252.64
26 S/. 721,803.49 S/. 18,328.87 S/. 4,923.78 S/. 23,252.64
27 S/. 703,474.62 S/. 18,453.90 S/. 4,798.75 S/. 23,252.64
28 S/. 685,020.73 S/. 18,579.78 S/. 4,672.86 S/. 23,252.64
29 S/. 666,440.95 S/. 18,706.52 S/. 4,546.12 S/. 23,252.64
30 S/. 647,734.42 S/. 18,834.13 S/. 4,418.52 S/. 23,252.64
31 S/. 628,900.30 S/. 18,962.61 S/. 4,290.04 S/. 23,252.64
32 S/. 609,937.69 S/. 19,091.96 S/. 4,160.69 S/. 23,252.64
33 S/. 590,845.73 S/. 19,222.19 S/. 4,030.45 S/. 23,252.64
34 S/. 571,623.54 S/. 19,353.32 S/. 3,899.33 S/. 23,252.64
35 S/. 552,270.22 S/. 19,485.34 S/. 3,767.31 S/. 23,252.64
36 S/. 532,784.88 S/. 19,618.26 S/. 3,634.39 S/. 23,252.64
37 S/. 513,166.63 S/. 19,752.08 S/. 3,500.56 S/. 23,252.64
38 S/. 493,414.54 S/. 19,886.82 S/. 3,365.82 S/. 23,252.64
39 S/. 473,527.72 S/. 20,022.48 S/. 3,230.17 S/. 23,252.64
40 S/. 453,505.24 S/. 20,159.06 S/. 3,093.58 S/. 23,252.64
41 S/. 433,346.18 S/. 20,296.58 S/. 2,956.07 S/. 23,252.64
42 S/. 413,049.61 S/. 20,435.03 S/. 2,817.62 S/. 23,252.64
43 S/. 392,614.58 S/. 20,574.43 S/. 2,678.22 S/. 23,252.64
44 S/. 372,040.15 S/. 20,714.78 S/. 2,537.87 S/. 23,252.64
45 S/. 351,325.37 S/. 20,856.08 S/. 2,396.56 S/. 23,252.64
46 S/. 330,469.29 S/. 20,998.35 S/. 2,254.29 S/. 23,252.64
47 S/. 309,470.94 S/. 21,141.59 S/. 2,111.05 S/. 23,252.64
48 S/. 288,329.35 S/. 21,285.81 S/. 1,966.84 S/. 23,252.64
49 S/. 267,043.54 S/. 21,431.01 S/. 1,821.64 S/. 23,252.64
50 S/. 245,612.53 S/. 21,577.20 S/. 1,675.44 S/. 23,252.64
51 S/. 224,035.33 S/. 21,724.39 S/. 1,528.26 S/. 23,252.64
52 S/. 202,310.95 S/. 21,872.58 S/. 1,380.06 S/. 23,252.64
53 S/. 180,438.36 S/. 22,021.79 S/. 1,230.86 S/. 23,252.64
54 S/. 158,416.58 S/. 22,172.01 S/. 1,080.64 S/. 23,252.64
55 S/. 136,244.57 S/. 22,323.25 S/. 929.39 S/. 23,252.64
56 S/. 113,921.32 S/. 22,475.53 S/. 777.11 S/. 23,252.64
57 S/. 91,445.79 S/. 22,628.85 S/. 623.80 S/. 23,252.64
58 S/. 68,816.94 S/. 22,783.21 S/. 469.43 S/. 23,252.64
59 S/. 46,033.73 S/. 22,938.63 S/. 314.02 S/. 23,252.64
60 S/. 23,095.10 S/. 23,095.10 S/. 157.54 S/. 23,252.64
 Supuestos uso de equipo Costos de posesin
Equipo D9T Valor de compra
Horas / mes 250 Valor de rescate
Horas / ao 3000 VC-VR
18% mes / ao 12 Tiempo de vida
1.78% vida util 15000 Tiempo de vida (min)
aos 5 Depreciacion asignada
0.682% horas minimas 200
60 incremento hora 50
importe del seguro 0.42%

Saldo final Cuota mensual horas/mes Dep+int costo posesion

S/. 23,252.64 200 S/. 116.26 S/. 76.12
S/. 1,126,306.42 S/. 23,252.64 250 S/. 93.01 S/. 76.12
S/. 1,110,736.86 S/. 23,252.64 300 S/. 77.51 S/. 76.12
S/. 1,095,061.10 S/. 23,252.64 350 S/. 66.44 S/. 76.12
S/. 1,079,278.41 S/. 23,252.64 400 S/. 58.13 S/. 76.12
S/. 1,063,388.06
S/. 1,047,389.31
S/. 1,031,281.42 Tractor D9T
S/. 1,015,063.66 Ao 0 1 2
S/. 998,735.26 Flujo
S/. 982,295.48 Seguro S/. 0.40 S/. 0.40
S/. 965,743.56 Intereses S/. 1.39 S/. 1.39
S/. 949,078.73 Posesin S/. 76.12 S/. 76.12
S/. 932,300.22 Depreciacion S/. 77.91 S/. 77.91
S/. 915,407.25
S/. 898,399.05
S/. 881,274.83
S/. 864,033.80
S/. 846,675.15
S/. 829,198.10
S/. 811,601.82
S/. 793,885.51
S/. 776,048.35
S/. 758,089.52
S/. 740,008.18
S/. 721,803.49
S/. 703,474.62
S/. 685,020.73
S/. 666,440.95
S/. 647,734.42
S/. 628,900.30
S/. 609,937.69
S/. 590,845.73
S/. 571,623.54
S/. 552,270.22
S/. 532,784.88
S/. 513,166.63
S/. 493,414.54
S/. 473,527.72
S/. 453,505.24
S/. 433,346.18
S/. 413,049.61
S/. 392,614.58
S/. 372,040.15
S/. 351,325.37
S/. 330,469.29
S/. 309,470.94
S/. 288,329.35
S/. 267,043.54
S/. 245,612.53
S/. 224,035.33
S/. 202,310.95
S/. 180,438.36
S/. 158,416.58
S/. 136,244.57
S/. 113,921.32
S/. 91,445.79
S/. 68,816.94
S/. 46,033.73
S/. 23,095.10
S/. -
S/. -
 Valor de compra Valor de compra + Seguro
5 S/. 950,680.00 S/. 1,141,770.48
20% S/. 190,136.00 S/. 228,354.10
80% S/. 760,544.00 S/. 913,416.39
mes 60 60
horas 12000 12000
$/hora S/. 63.38 S/. 76.12 S/. 0.40

costo posesion intereses Seguro

65.47% S/. 40.15 35% S/. 0.40
81.84% S/. 16.89 18% S/. 0.40
98.21% S/. 1.39 2% S/. 0.40
114.57% S/. -9.68 -15% S/. 0.40
130.94% S/. -17.99 -31% S/. 0.40

3 4 5

S/. 0.40 S/. 0.40 S/. 0.40

S/. 1.39 S/. 1.39 S/. 1.39
S/. 76.12 S/. 76.12 S/. 76.12
S/. 77.91 S/. 77.91 S/. 77.91