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Factores de interes discreto capitalizado al : i = 0.

50%

5% 10% 12% 15% 18% 20% 25% 30%


n (F/P,i,n) (P/F,i,n) (A/P,i,n) (P/A,i,n) (F/A,i,n) (A/F,i,n) (P/G,i,n) (F/G,i,n) (A/G,i,n) (P/A,i,j,n)
1 1.0050 0.9950 1.0050 0.9950 1.0000 1.0000 0.0000 0.0000 0.0000 0.9950 0.9950 0.9950 0.9950 0.9950 0.9950 0.9950 0.9950
2 1.0100 0.9901 0.5038 1.9851 2.0050 0.4988 0.9901 1.0000 0.4988 2.0346 2.0841 2.1039 2.1336 2.1633 2.1831 2.2326 2.2821
3 1.0151 0.9851 0.3367 2.9702 3.0150 0.3317 2.9604 3.0050 0.9967 3.1207 3.2761 3.3397 3.4365 3.5350 3.6017 3.7719 3.9470
4 1.0202 0.9802 0.2531 3.9505 4.0301 0.2481 5.9011 6.0200 1.4938 4.2555 4.5808 4.7169 4.9273 5.1456 5.2956 5.6865 6.1006
5 1.0253 0.9754 0.2030 4.9259 5.0503 0.1980 9.8026 10.0501 1.9900 5.4411 6.0089 6.2516 6.6332 7.0366 7.3181 8.0677 8.8864

6 1.0304 0.9705 0.1696 5.8964 6.0755 0.1646 14.6552 15.1004 2.4855 6.6797 7.5719 7.9620 8.5853 9.2569 9.7331 11.0295 12.4898
7 1.0355 0.9657 0.1457 6.8621 7.1059 0.1407 20.4493 21.1759 2.9801 7.9738 9.2827 9.8681 10.8190 11.8639 12.6166 14.7133 17.1510
8 1.0407 0.9609 0.1278 7.8230 8.1414 0.1228 27.1755 28.2818 3.4738 9.3259 11.1552 11.9923 13.3750 14.9248 16.0596 19.2952 23.1805
9 1.0459 0.9561 0.1139 8.7791 9.1821 0.1089 34.8244 36.4232 3.9668 10.7385 13.2047 14.3596 16.2997 18.5186 20.1707 24.9940 30.9797
10 1.0511 0.9513 0.1028 9.7304 10.2280 0.0978 43.3865 45.6053 4.4589 12.2143 15.4479 16.9978 19.6464 22.7383 25.0795 32.0821 41.0683

11 1.0564 0.9466 0.0937 10.6770 11.2792 0.0887 52.8526 55.8333 4.9501 13.7563 17.9032 19.9378 23.4760 27.6927 30.9407 40.8982 54.1182
12 1.0617 0.9419 0.0861 11.6189 12.3356 0.0811 63.2136 67.1125 5.4406 15.3673 20.5906 23.2143 27.8581 33.5098 37.9391 51.8634 70.9986
13 1.0670 0.9372 0.0796 12.5562 13.3972 0.0746 74.4602 79.4480 5.9302 17.0504 23.5319 26.8656 32.8725 40.3399 46.2954 65.5017 92.8340
14 1.0723 0.9326 0.0741 13.4887 14.4642 0.0691 86.5835 92.8453 6.4190 18.8088 26.7514 30.9349 38.6103 48.3593 56.2732 82.4648 121.0788
15 1.0777 0.9279 0.0694 14.4166 15.5365 0.0644 99.5743 107.3095 6.9069 20.6461 30.2751 35.4697 45.1760 57.7751 68.1868 103.5632 157.6144

16 1.0831 0.9233 0.0652 15.3399 16.6142 0.0602 113.4238 122.8461 7.3940 22.5655 34.1320 40.5234 52.6889 68.8305 82.4122 129.8050 204.8744
17 1.0885 0.9187 0.0615 16.2586 17.6973 0.0565 128.1231 139.4603 7.8803 24.5710 38.3534 46.1555 61.2858 81.8109 99.3976 162.4440 266.0067
18 1.0939 0.9141 0.0582 17.1728 18.7858 0.0532 143.6634 157.1576 8.3658 26.6662 42.9739 52.4320 71.1231 97.0516 119.6787 203.0398 345.0832
19 1.0994 0.9096 0.0553 18.0824 19.8797 0.0503 160.0360 175.9434 8.8504 28.8552 48.0311 59.4267 82.3797 114.9462 143.8950 253.5321 447.3713
20 1.1049 0.9051 0.0527 18.9874 20.9791 0.0477 177.2322 195.8231 9.3342 31.1423 53.5664 67.2218 95.2603 135.9567 172.8099 316.3334 579.6843

21 1.1104 0.9006 0.0503 19.8880 22.0840 0.0453 195.2434 216.8022 9.8172 33.5317 59.6249 75.9088 109.9994 160.6258 207.3353 394.4446 750.8355
22 1.1160 0.8961 0.0481 20.7841 23.1944 0.0431 214.0611 238.8862 10.2993 36.0282 66.2562 85.5899 126.8649 189.5904 248.5595 491.5977 972.2250
23 1.1216 0.8916 0.0461 21.6757 24.3104 0.0411 233.6768 262.0806 10.7806 38.6364 73.5142 96.3788 146.1639 223.5987 297.7825 612.4350 1258.5995
24 1.1272 0.8872 0.0443 22.5629 25.4320 0.0393 254.0820 286.3910 11.2611 41.3614 81.4583 108.4023 168.2472 263.5289 356.5562 762.7301 1629.0341
25 1.1328 0.8828 0.0427 23.4456 26.5591 0.0377 275.2686 311.8230 11.7407 44.2084 90.1534 121.8015 193.5167 310.4120 426.7338 949.6643 2108.2033

26 1.1385 0.8784 0.0411 24.3240 27.6919 0.0361 297.2281 338.3821 12.2195 47.1829 99.6704 136.7341 222.4321 365.4588 510.5279 1182.1695 2728.0242
27 1.1442 0.8740 0.0397 25.1980 28.8304 0.0347 319.9523 366.0740 12.6975 50.2906 110.0870 153.3753 255.5193 430.0910 610.5806 1471.3551 3529.7826
28 1.1499 0.8697 0.0384 26.0677 29.9745 0.0334 343.4332 394.9044 13.1747 53.5375 121.4882 171.9207 293.3803 505.9775 730.0465 1831.0387 4566.8829
29 1.1556 0.8653 0.0371 26.9330 31.1244 0.0321 367.6625 424.8789 13.6510 56.9297 133.9672 192.5882 336.7038 595.0780 872.6923 2278.4064 5908.4058
30 1.1614 0.8610 0.0360 27.7941 32.2800 0.0310 392.6324 456.0033 14.1265 60.4738 147.6258 215.6207 386.2780 699.6936 1043.0157 2834.8338 7643.7090

35 1.1907 0.8398 0.0312 32.0354 38.1454 0.0262 528.3123 629.0756 16.4915 80.7217 237.9061 376.8899 764.4406 1568.3412 2538.7531 8446.2200 ###
40 1.2208 0.8191 0.0276 36.1722 44.1588 0.0226 681.3347 831.7695 18.8359 105.9273 379.7223 654.1014 1506.3272 3506.6518 6168.9590 ###
45 1.2516 0.7990 0.0249 40.2072 50.3242 0.0199 850.7631 1064.8328 21.1595 137.3044 602.4934 1130.6104 2961.7742 7831.8209 ### ###
50 1.2832 0.7793 0.0227 44.1428 56.6452 0.0177 1035.6966 1329.0326 23.4624 176.3641 952.4322 1949.6990 5817.0976 ### ###
55 1.3156 0.7601 0.0208 47.9814 63.1258 0.0158 1235.2686 1625.1550 25.7447 224.9875 1502.1315 3357.6601 11418.7246 ### ###

60 1.3489 0.7414 0.0193 51.7256 69.7700 0.0143 1448.6458 1954.0061 28.0064 285.5162 2365.6234 5777.8557 ### ###
70 1.4178 0.7053 0.0170 58.9394 83.5661 0.0120 1913.6427 2713.2211 32.4680 454.6633 5852.7456 ### ###
80 1.4903 0.6710 0.0152 65.8023 98.0677 0.0102 2424.6455 3613.5427 36.8474 716.7812 ### ###
90 1.5666 0.6383 0.0138 72.3313 113.3109 0.0088 2976.0769 4662.1872 41.1451 1122.9712 ###
100 1.6467 0.6073 0.0127 78.5426 129.3337 0.0077 3562.7934 5866.7397 45.3613 1752.4217 ###
Factores de interes discreto capitalizado al : i = 1% http://www.itson.mx/dii/mconant/

5% 10% 12% 15% 18% 20% 25% 30%


n (F/P,i,n) (P/F,i,n) (A/P,i,n) (P/A,i,n) (F/A,i,n) (A/F,i,n) (P/G,i,n) (F/G,i,n) (A/G,i,n) (P/A,i,j,n)
1 1.0100 0.9901 1.0100 0.9901 1.0000 1.0000 0.0000 0.0000 0.0000 0.9901 0.9901 0.9901 0.9901 0.9901 0.9901 0.9901 0.9901
2 1.0201 0.9803 0.5075 1.9704 2.0100 0.4975 0.9803 1.0000 0.4975 2.0194 2.0684 2.0880 2.1174 2.1468 2.1665 2.2155 2.2645
3 1.0303 0.9706 0.3400 2.9410 3.0301 0.3300 2.9215 3.0100 0.9934 3.0895 3.2428 3.3055 3.4010 3.4983 3.5641 3.7320 3.9048
4 1.0406 0.9610 0.2563 3.9020 4.0604 0.2463 5.8044 6.0401 1.4876 4.2019 4.5219 4.6556 4.8626 5.0772 5.2247 5.6089 6.0161
5 1.0510 0.9515 0.2060 4.8534 5.1010 0.1960 9.6103 10.1005 1.9801 5.3585 5.9149 6.1528 6.5267 6.9219 7.1976 7.9318 8.7335

6 1.0615 0.9420 0.1725 5.7955 6.1520 0.1625 14.3205 15.2015 2.4710 6.5608 7.4321 7.8130 8.4215 9.0771 9.5417 10.8067 12.2313
7 1.0721 0.9327 0.1486 6.7282 7.2135 0.1386 19.9168 21.3535 2.9602 7.8107 9.0845 9.6540 10.5789 11.5950 12.3268 14.3648 16.7333
8 1.0829 0.9235 0.1307 7.6517 8.2857 0.1207 26.3812 28.5671 3.4478 9.1101 10.8841 11.6955 13.0354 14.5367 15.6358 18.7683 22.5281
9 1.0937 0.9143 0.1167 8.5660 9.3685 0.1067 33.6959 36.8527 3.9337 10.4610 12.8441 13.9594 15.8324 17.9736 19.5673 24.2182 29.9866
10 1.1046 0.9053 0.1056 9.4713 10.4622 0.0956 41.8435 46.2213 4.4179 11.8654 14.9787 16.4699 19.0171 21.9890 24.2384 30.9631 39.5867

11 1.1157 0.8963 0.0965 10.3676 11.5668 0.0865 50.8067 56.6835 4.9005 13.3254 17.3035 19.2537 22.6432 26.6802 29.7882 39.3108 51.9433
12 1.1268 0.8874 0.0888 11.2551 12.6825 0.0788 60.5687 68.2503 5.3815 14.8433 19.8355 22.3407 26.7720 32.1610 36.3820 49.6420 67.8478
13 1.1381 0.8787 0.0824 12.1337 13.8093 0.0724 71.1126 80.9328 5.8607 16.4212 22.5931 25.7640 31.4730 38.5643 44.2163 62.4282 88.3190
14 1.1495 0.8700 0.0769 13.0037 14.9474 0.0669 82.4221 94.7421 6.3384 18.0617 25.5965 29.5601 36.8257 46.0454 53.5243 78.2528 114.6680
15 1.1610 0.8613 0.0721 13.8651 16.0969 0.0621 94.4810 109.6896 6.8143 19.7671 28.8675 33.7696 42.9204 54.7858 64.5833 97.8376 148.5826

16 1.1726 0.8528 0.0679 14.7179 17.2579 0.0579 107.2734 125.7864 7.2886 21.5400 32.4299 38.4375 49.8598 64.9972 77.7228 122.0762 192.2350
17 1.1843 0.8444 0.0643 15.5623 18.4304 0.0543 120.7834 143.0443 7.7613 23.3832 36.3098 43.6139 57.7612 76.9275 93.3340 152.0746 248.4213
18 1.1961 0.8360 0.0610 16.3983 19.6147 0.0510 134.9957 161.4748 8.2323 25.2994 40.5354 49.3540 66.7578 90.8658 111.8819 189.2012 320.7402
19 1.2081 0.8277 0.0581 17.2260 20.8109 0.0481 149.8950 181.0895 8.7017 27.2914 45.1376 55.7193 77.0015 107.1501 133.9191 235.1500 413.8241
20 1.2202 0.8195 0.0554 18.0456 22.0190 0.0454 165.4664 201.9004 9.1694 29.3624 50.1498 62.7779 88.6650 126.1754 160.1019 292.0173 533.6349

21 1.2324 0.8114 0.0530 18.8570 23.2392 0.0430 181.6950 223.9194 9.6354 31.5154 55.6087 70.6052 101.9453 148.4029 191.2102 362.3976 687.8469
22 1.2447 0.8034 0.0509 19.6604 24.4716 0.0409 198.5663 247.1586 10.0998 33.7536 61.5541 79.2849 117.0665 174.3717 228.1706 449.5020 886.3376
23 1.2572 0.7954 0.0489 20.4558 25.7163 0.0389 216.0660 271.6302 10.5626 36.0805 68.0292 88.9100 134.2836 204.7115 272.0838 557.3045 1141.8207
24 1.2697 0.7876 0.0471 21.2434 26.9735 0.0371 234.1800 297.3465 11.0237 38.4995 75.0813 99.5834 153.8873 240.1580 324.2580 690.7234 1470.6603
25 1.2824 0.7798 0.0454 22.0232 28.2432 0.0354 252.8945 324.3200 11.4831 41.0143 82.7618 111.4192 176.2083 281.5707 386.2472 855.8458 1893.9193

26 1.2953 0.7720 0.0439 22.7952 29.5256 0.0339 272.1957 352.5631 11.9409 43.6287 91.1267 124.5441 201.6233 329.9539 459.8976 1060.2052 2438.7080
27 1.3082 0.7644 0.0424 23.5596 30.8209 0.0324 292.0702 382.0888 12.3971 46.3467 100.2370 139.0984 230.5612 386.4808 547.4031 1313.1252 3139.9211
28 1.3213 0.7568 0.0411 24.3164 32.1291 0.0311 312.5047 412.9097 12.8516 49.1723 110.1591 155.2378 263.5103 452.5221 651.3700 1626.1451 4042.4727
29 1.3345 0.7493 0.0399 25.0658 33.4504 0.0299 333.4863 445.0388 13.3044 52.1098 120.9654 173.1350 301.0265 529.6793 774.8951 2013.5459 5204.1728
30 1.3478 0.7419 0.0387 25.8077 34.7849 0.0287 355.0021 478.4892 13.7557 55.1637 132.7346 192.9814 343.7431 619.8233 921.6575 2493.0023 6699.4304

35 1.4166 0.7059 0.0340 29.4086 41.6603 0.0240 470.1583 666.0276 15.9871 72.3458 209.3101 329.7455 664.3607 1356.1056 2189.2689 7246.7202 ###
40 1.4889 0.6717 0.0305 32.8347 48.8864 0.0205 596.8561 888.6373 18.1776 93.2108 326.6502 559.0725 1277.9385 2958.7881 5190.4036 ### ###
45 1.5648 0.6391 0.0277 36.0945 56.4811 0.0177 733.7037 1148.1075 20.3273 118.5478 506.4558 943.6099 2452.1654 6447.3839 ### 61129.0888
50 1.6446 0.6080 0.0255 39.1961 64.4632 0.0155 879.4176 1446.3182 22.4363 149.3156 781.9800 1588.4050 4699.3271 ### 29117.9985
55 1.7285 0.5785 0.0237 42.1472 72.8525 0.0137 1032.8148 1785.2457 24.5049 186.6781 1204.1780 2669.6025 8999.8045 ### ###

60 1.8167 0.5504 0.0222 44.9550 81.6697 0.0122 1192.8061 2166.9670 26.5333 232.0488 1851.1311 4482.5626 ### ###
70 2.0068 0.4983 0.0199 50.1685 100.6763 0.0099 1528.6474 3067.6337 30.4703 354.0485 4361.5849 ### ###
80 2.2167 0.4511 0.0182 54.8882 121.6715 0.0082 1879.8771 4167.1522 34.2492 533.9514 ### ###
90 2.4486 0.4084 0.0169 59.1609 144.8633 0.0069 2240.5675 5486.3267 37.8724 799.2392 ### ###
100 2.7048 0.3697 0.0159 63.0289 170.4814 0.0059 2605.7758 7048.1383 41.3426 1190.4372 ###
Factores de interes discreto capitalizado al : i = 2% http://www.itson.mx/dii/mconant/

5% 10% 12% 15% 18% 20% 25% 30%


n (F/P,i,n) (P/F,i,n) (A/P,i,n) (P/A,i,n) (F/A,i,n) (A/F,i,n) (P/G,i,n) (F/G,i,n) (A/G,i,n) (P/A,i,j,n)
1 1.0200 0.9804 1.0200 0.9804 1.0000 1.0000 0.0000 0.0000 0.0000 0.9804 0.9804 0.9804 0.9804 0.9804 0.9804 0.9804 0.9804
2 1.0404 0.9612 0.5150 1.9416 2.0200 0.4950 0.9612 1.0000 0.4950 1.9896 2.0377 2.0569 2.0857 2.1146 2.1338 2.1819 2.2299
3 1.0612 0.9423 0.3468 2.8839 3.0604 0.3268 2.8458 3.0200 0.9868 3.0285 3.1779 3.2390 3.3320 3.4267 3.4907 3.6542 3.8224
4 1.0824 0.9238 0.2626 3.8077 4.1216 0.2426 5.6173 6.0804 1.4752 4.0980 4.4075 4.5369 4.7370 4.9446 5.0871 5.4586 5.8521
5 1.1041 0.9057 0.2122 4.7135 5.2040 0.1922 9.2403 10.2020 1.9604 5.1989 5.7336 5.9621 6.3211 6.7006 6.9653 7.6699 8.4390

6 1.1262 0.8880 0.1785 5.6014 6.3081 0.1585 13.6801 15.4060 2.4423 6.3322 7.1637 7.5270 8.1072 8.7320 9.1748 10.3797 11.7360
7 1.1487 0.8706 0.1545 6.4720 7.4343 0.1345 18.9035 21.7142 2.9208 7.4989 8.7059 9.2453 10.1208 11.0822 11.7743 13.7007 15.9380
8 1.1717 0.8535 0.1365 7.3255 8.5830 0.1165 24.8779 29.1485 3.3961 8.6998 10.3692 11.1321 12.3911 13.8009 14.8325 17.7704 21.2935
9 1.1951 0.8368 0.1225 8.1622 9.7546 0.1025 31.5720 37.7314 3.8681 9.9361 12.1628 13.2039 14.9508 16.9462 18.4304 22.7579 28.1192
10 1.2190 0.8203 0.1113 8.9826 10.9497 0.0913 38.9551 47.4860 4.3367 11.2087 14.0972 15.4788 17.8367 20.5848 22.6632 28.8700 36.8186

11 1.2434 0.8043 0.1022 9.7868 12.1687 0.0822 46.9977 58.4358 4.8021 12.5188 16.1832 17.9767 21.0904 24.7942 27.6430 36.3602 47.9060
12 1.2682 0.7885 0.0946 10.5753 13.4121 0.0746 55.6712 70.6045 5.2642 13.8673 18.4329 20.7195 24.7587 29.6639 33.5016 45.5395 62.0371
13 1.2936 0.7730 0.0881 11.3484 14.6803 0.0681 64.9475 84.0166 5.7231 15.2556 20.8590 23.7312 28.8947 35.2974 40.3940 56.7886 80.0473
14 1.3195 0.7579 0.0826 12.1062 15.9739 0.0626 74.7999 98.6969 6.1786 16.6847 23.4754 27.0382 33.5577 41.8146 48.5028 70.5743 103.0014
15 1.3459 0.7430 0.0778 12.8493 17.2934 0.0578 85.2021 114.6708 6.6309 18.1558 26.2970 30.6694 38.8151 49.3542 58.0425 87.4685 132.2567

16 1.3728 0.7284 0.0737 13.5777 18.6393 0.0537 96.1288 131.9643 7.0799 19.6702 29.3399 34.6566 44.7425 58.0764 69.2656 108.1721 169.5428
17 1.4002 0.7142 0.0700 14.2919 20.0121 0.0500 107.5554 150.6035 7.5256 21.2291 32.6214 39.0347 51.4253 68.1668 82.4694 133.5443 217.0644
18 1.4282 0.7002 0.0667 14.9920 21.4123 0.0467 119.4581 170.6156 7.9681 22.8339 36.1604 43.8420 58.9599 79.8401 98.0032 164.6376 277.6311
19 1.4568 0.6864 0.0638 15.6785 22.8406 0.0438 131.8139 192.0279 8.4073 24.4859 39.9769 49.1206 67.4548 93.3444 116.2783 202.7422 354.8239
20 1.4859 0.6730 0.0612 16.3514 24.2974 0.0412 144.6003 214.8685 8.8433 26.1864 44.0927 54.9168 77.0324 108.9670 137.7784 249.4390 453.2070

21 1.5157 0.6598 0.0588 17.0112 25.7833 0.0388 157.7959 239.1659 9.2760 27.9370 48.5313 61.2812 87.8306 127.0403 163.0726 306.6654 578.5971
22 1.5460 0.6468 0.0566 17.6580 27.2990 0.0366 171.3795 264.9492 9.7055 29.7391 53.3181 68.2695 100.0051 147.9486 192.8305 376.7958 738.4081
23 1.5769 0.6342 0.0547 18.2922 28.8450 0.0347 185.3309 292.2482 10.1317 31.5942 58.4803 75.9430 113.7313 172.1366 227.8398 462.7400 942.0888
24 1.6084 0.6217 0.0529 18.9139 30.4219 0.0329 199.6305 321.0931 10.5547 33.5038 64.0474 84.3688 129.2068 200.1188 269.0272 568.0637 1201.6818
25 1.6406 0.6095 0.0512 19.5235 32.0303 0.0312 214.2592 351.5150 10.9745 35.4696 70.0511 93.6206 146.6548 232.4904 317.4830 697.1369 1532.5356

26 1.6734 0.5976 0.0497 20.1210 33.6709 0.0297 229.1987 383.5453 11.3910 37.4932 76.5257 103.7795 166.3264 269.9399 374.4898 855.3148 1954.2121
27 1.7069 0.5859 0.0483 20.7069 35.3443 0.0283 244.4311 417.2162 11.8043 39.5763 83.5081 114.9344 188.5053 313.2638 441.5566 1049.1603 2491.6428
28 1.7410 0.5744 0.0470 21.2813 37.0512 0.0270 259.9392 452.5605 12.2145 41.7207 91.0381 127.1829 213.5109 363.3836 520.4588 1286.7160 3176.6036
29 1.7758 0.5631 0.0458 21.8444 38.7922 0.0258 275.7064 489.6117 12.6214 43.9282 99.1588 140.6322 241.7034 421.3653 613.2848 1577.8383 4049.5928
30 1.8114 0.5521 0.0446 22.3965 40.5681 0.0246 291.7164 528.4040 13.0251 46.2006 107.9163 155.4000 273.4892 488.4422 722.4920 1934.6057 5162.2262

35 1.9999 0.5000 0.0400 24.9986 49.9945 0.0200 374.8826 749.7239 14.9961 58.6053 163.1499 254.0127 504.5495 1018.7981 1635.2801 5355.0576 ###
40 2.2080 0.4529 0.0366 27.3555 60.4020 0.0166 461.9931 1020.0992 16.8885 72.9448 243.7185 411.4189 925.4833 2117.7448 3692.4748 ### ###
45 2.4379 0.4102 0.0339 29.4902 71.8927 0.0139 551.5652 1344.6355 18.7034 89.5207 361.2430 662.6719 1692.3187 4394.8640 8328.8732 ###
50 2.6916 0.3715 0.0318 31.4236 84.5794 0.0118 642.3606 1728.9701 20.4420 108.6820 532.6747 1063.7237 3089.2996 9113.2661 ###
55 2.9717 0.3365 0.0301 33.1748 98.5865 0.0101 733.3527 2179.3267 22.1057 130.8317 782.7401 1703.8855 5634.2471 ### ###

60 3.2810 0.3048 0.0288 34.7609 114.0515 0.0088 823.6975 2702.5770 23.6961 156.4362 1147.5076 2725.7163 ### ### ###
70 3.9996 0.2500 0.0267 37.4986 149.9779 0.0067 999.8343 3998.8956 26.6632 220.2482 2455.7318 6960.2694 ###
80 4.8754 0.2051 0.0252 39.7445 193.7720 0.0052 1166.7868 5688.5979 29.3572 305.5178 5239.3351 17749.3911
90 5.9431 0.1683 0.0240 41.5869 247.1567 0.0040 1322.1701 7857.8328 31.7929 419.4602 11162.2089 ###
100 7.2446 0.1380 0.0232 43.0984 312.2323 0.0032 1464.7527 10611.6153 33.9863 571.7170 ###
Factores de interes discreto capitalizado al : i = 3% http://www.itson.mx/dii/mconant/

5% 10% 12% 15% 18% 20% 25% 30%


n (F/P,i,n) (P/F,i,n) (A/P,i,n) (P/A,i,n) (F/A,i,n) (A/F,i,n) (P/G,i,n) (F/G,i,n) (A/G,i,n) (P/A,i,j,n)
1 1.0300 0.9709 1.0300 0.9709 1.0000 1.0000 0.0000 0.0000 0.0000 0.9709 0.9709 0.9709 0.9709 0.9709 0.9709 0.9709 0.9709
2 1.0609 0.9426 0.5226 1.9135 2.0300 0.4926 0.9426 1.0000 0.4926 1.9606 2.0077 2.0266 2.0549 2.0831 2.1020 2.1491 2.1962
3 1.0927 0.9151 0.3535 2.8286 3.0909 0.3235 2.7729 3.0300 0.9803 2.9695 3.1151 3.1745 3.2651 3.3574 3.4198 3.5790 3.7428
4 1.1255 0.8885 0.2690 3.7171 4.1836 0.2390 5.4383 6.1209 1.4631 3.9981 4.2976 4.4228 4.6164 4.8172 4.9551 5.3144 5.6948
5 1.1593 0.8626 0.2184 4.5797 5.3091 0.1884 8.8888 10.3045 1.9409 5.0466 5.5606 5.7801 6.1251 6.4896 6.7438 7.4203 8.1585

6 1.1941 0.8375 0.1846 5.4172 6.4684 0.1546 13.0762 15.6137 2.4138 6.1155 6.9093 7.2561 7.8096 8.4056 8.8277 9.9761 11.2681
7 1.2299 0.8131 0.1605 6.2303 7.6625 0.1305 17.9547 22.0821 2.8819 7.2051 8.3498 8.8610 9.6903 10.6005 11.2556 13.0778 15.1927
8 1.2668 0.7894 0.1425 7.0197 8.8923 0.1125 23.4806 29.7445 3.3450 8.3158 9.8881 10.6061 11.7902 13.1152 14.0842 16.8420 20.1461
9 1.3048 0.7664 0.1284 7.7861 10.1591 0.0984 29.6119 38.6369 3.8032 9.4482 11.5310 12.5037 14.1347 15.9960 17.3797 21.4102 26.3980
10 1.3439 0.7441 0.1172 8.5302 11.4639 0.0872 36.3088 48.7960 4.2565 10.6025 13.2855 14.5671 16.7523 19.2964 21.2190 26.9542 34.2888

11 1.3842 0.7224 0.1081 9.2526 12.8078 0.0781 43.5330 60.2599 4.7049 11.7793 15.1593 16.8109 19.6749 23.0775 25.6921 33.6822 44.2480
12 1.4258 0.7014 0.1005 9.9540 14.1920 0.0705 51.2482 73.0677 5.1485 12.9789 17.1604 19.2507 22.9380 27.4091 30.9034 41.8474 56.8178
13 1.4685 0.6810 0.0940 10.6350 15.6178 0.0640 59.4196 87.2597 5.5872 14.2018 19.2976 21.9036 26.5812 32.3716 36.9748 51.7565 72.6827
14 1.5126 0.6611 0.0885 11.2961 17.0863 0.0585 68.0141 102.8775 6.0210 15.4484 21.5799 24.7884 30.6490 38.0568 44.0483 63.7822 92.7063
15 1.5580 0.6419 0.0838 11.9379 18.5989 0.0538 77.0002 119.9638 6.4500 16.7192 24.0174 27.9253 35.1906 44.5700 52.2893 78.3764 117.9788

16 1.6047 0.6232 0.0796 12.5611 20.1569 0.0496 86.3477 138.5627 6.8742 18.0148 26.6205 31.3362 40.2613 52.0316 61.8904 96.0879 149.8762
17 1.6528 0.6050 0.0760 13.1661 21.7616 0.0460 96.0280 158.7196 7.2936 19.3354 29.4005 35.0452 45.9228 60.5799 73.0762 117.5824 190.1350
18 1.7024 0.5874 0.0727 13.7535 23.4144 0.0427 106.0137 180.4812 7.7081 20.6818 32.3695 39.0783 52.2440 70.3731 86.1082 143.6680 240.9470
19 1.7535 0.5703 0.0698 14.3238 25.1169 0.0398 116.2788 203.8956 8.1179 22.0542 35.5402 43.4638 59.3015 81.5925 101.2912 175.3252 305.0788
20 1.8061 0.5537 0.0672 14.8775 26.8704 0.0372 126.7987 229.0125 8.5229 23.4533 38.9265 48.2324 67.1813 94.4457 118.9800 213.7442 386.0218

21 1.8603 0.5375 0.0649 15.4150 28.6765 0.0349 137.5496 255.8829 8.9231 24.8796 42.5428 53.4178 75.9791 109.1708 139.5883 260.3691 488.1828
22 1.9161 0.5219 0.0627 15.9369 30.5368 0.0327 148.5094 284.5593 9.3186 26.3336 46.4050 59.0562 85.8019 126.0404 163.5981 316.9528 617.1239
23 1.9736 0.5067 0.0608 16.4436 32.4529 0.0308 159.6566 315.0961 9.7093 27.8158 50.5296 65.1874 96.7691 145.3666 191.5706 385.6224 779.8652
24 2.0328 0.4919 0.0590 16.9355 34.4265 0.0290 170.9711 347.5490 10.0954 29.3268 54.9345 71.8542 109.0141 167.5074 224.1599 468.9592 985.2667
25 2.0938 0.4776 0.0574 17.4131 36.4593 0.0274 182.4336 381.9755 10.4768 30.8671 59.6388 79.1036 122.6856 192.8726 262.1280 570.0961 1244.5114

26 2.1566 0.4637 0.0559 17.8768 38.5530 0.0259 194.0260 418.4347 10.8535 32.4373 64.6628 86.9865 137.9500 221.9317 306.3627 692.8351 1571.7134
27 2.2213 0.4502 0.0546 18.3270 40.7096 0.0246 205.7309 456.9878 11.2255 34.0381 70.0282 95.5581 154.9927 255.2227 357.8983 841.7901 1984.6868
28 2.2879 0.4371 0.0533 18.7641 42.9309 0.0233 217.5320 497.6974 11.5930 35.6699 75.7583 104.8787 174.0210 293.3619 417.9398 1022.5608 2505.9154
29 2.3566 0.4243 0.0521 19.1885 45.2189 0.0221 229.4137 540.6283 11.9558 37.3334 81.8778 115.0137 195.2661 337.0554 487.8911 1241.9428 3163.7767
30 2.4273 0.4120 0.0510 19.6004 47.5754 0.0210 241.3613 585.8472 12.3141 39.0292 88.4132 126.0343 218.9864 387.1120 569.3876 1508.1830 3994.0871

35 2.8139 0.3554 0.0465 21.4872 60.4621 0.0165 301.6267 848.7361 14.0375 48.0150 128.3877 197.3790 386.0698 770.4319 1228.9040 3977.6714 ###
40 3.2620 0.3066 0.0433 23.1148 75.4013 0.0133 361.7499 1180.0420 15.6502 57.9078 183.9219 305.8379 675.9617 1526.8908 2644.5208 ### ###
45 3.7816 0.2644 0.0408 24.5187 92.7199 0.0108 420.6325 1590.6620 17.1556 68.7992 261.0723 470.7184 1178.9284 3019.7168 5683.0666 ###
50 4.3839 0.2281 0.0389 25.7298 112.7969 0.0089 477.4803 2093.2289 18.5575 80.7898 368.2526 721.3716 2051.5828 5965.7194 ### ###
55 5.0821 0.1968 0.0373 26.7744 136.0716 0.0073 531.7411 2702.3873 19.8600 93.9906 517.1519 1102.4175 3565.6508 11779.4784 ###

60 5.8916 0.1697 0.0361 27.6756 163.0534 0.0061 583.0526 3435.1146 21.0674 108.5238 724.0087 1681.6878 6192.5804 ### ###
70 7.9178 0.1263 0.0343 29.1234 230.5941 0.0043 676.0869 5353.1355 23.2145 142.1389 1410.6136 3901.0195 ### ###
80 10.6409 0.0940 0.0331 30.2008 321.3630 0.0031 756.0865 8045.4340 25.0353 182.8820 2735.7529 9029.9900 ###
90 14.3005 0.0699 0.0323 31.0024 443.3489 0.0023 823.6302 11778.2968 26.5667 232.2648 5293.2558 ###
100 19.2186 0.0520 0.0316 31.5989 607.2877 0.0016 879.8540 16909.5911 27.8444 292.1192 ### ###
Factores de interes discreto capitalizado al : i = 4% http://www.itson.mx/dii/m

5% 10% 12% 15% 18% 20%


n (F/P,i,n) (P/F,i,n) (A/P,i,n) (P/A,i,n) (F/A,i,n) (A/F,i,n) (P/G,i,n) (F/G,i,n) (A/G,i,n) (P/A,i,j,n)
1 1.0400 0.9615 1.0400 0.9615 1.0000 1.0000 0.0000 0.0000 0.0000 0.9615 0.9615 0.9615 0.9615 0.9615 0.9615
2 1.0816 0.9246 0.5302 1.8861 2.0400 0.4902 0.9246 1.0000 0.4902 1.9323 1.9786 1.9970 2.0248 2.0525 2.0710
3 1.1249 0.8890 0.3603 2.7751 3.1216 0.3203 2.7025 3.0400 0.9739 2.9124 3.0542 3.1122 3.2005 3.2904 3.3512
4 1.1699 0.8548 0.2755 3.6299 4.2465 0.2355 5.2670 6.1616 1.4510 3.9020 4.1920 4.3131 4.5005 4.6948 4.8283
5 1.2167 0.8219 0.2246 4.4518 5.4163 0.1846 8.5547 10.4081 1.9216 4.9010 5.3954 5.6065 5.9381 6.2884 6.5326

6 1.2653 0.7903 0.1908 5.2421 6.6330 0.1508 12.5062 15.8244 2.3857 5.9097 6.6682 6.9993 7.5277 8.0964 8.4992
7 1.3159 0.7599 0.1666 6.0021 7.8983 0.1266 17.0657 22.4574 2.8433 6.9281 8.0144 8.4992 9.2854 10.1478 10.7683
8 1.3686 0.7307 0.1485 6.7327 9.2142 0.1085 22.1806 30.3557 3.2944 7.9562 9.4383 10.1145 11.2291 12.4754 13.3865
9 1.4233 0.7026 0.1345 7.4353 10.5828 0.0945 27.8013 39.5699 3.7391 8.9943 10.9444 11.8541 13.3783 15.1164 16.4075
10 1.4802 0.6756 0.1233 8.1109 12.0061 0.0833 33.8814 50.1527 4.1773 10.0423 12.5373 13.7275 15.7549 18.1128 19.8932

11 1.5395 0.6496 0.1141 8.7605 13.4864 0.0741 40.3772 62.1588 4.6090 11.1004 14.2222 15.7450 18.3828 21.5126 23.9153
12 1.6010 0.6246 0.1066 9.3851 15.0258 0.0666 47.2477 75.6451 5.0343 12.1687 16.0042 17.9177 21.2886 25.3701 28.5561
13 1.6651 0.6006 0.1001 9.9856 16.6268 0.0601 54.4546 90.6709 5.4533 13.2472 17.8891 20.2575 24.5019 29.7468 33.9108
14 1.7317 0.5775 0.0947 10.5631 18.2919 0.0547 61.9618 107.2978 5.8659 14.3361 19.8827 22.7773 28.0549 34.7127 40.0894
15 1.8009 0.5553 0.0899 11.1184 20.0236 0.0499 69.7355 125.5897 6.2721 15.4355 21.9913 25.4910 31.9838 40.3471 47.2186

16 1.8730 0.5339 0.0858 11.6523 21.8245 0.0458 77.7441 145.6133 6.6720 16.5455 24.2216 28.4133 36.3283 46.7400 55.4445
17 1.9479 0.5134 0.0822 12.1657 23.6975 0.0422 85.9581 167.4378 7.0656 17.6661 26.5805 31.5605 41.1322 53.9935 64.9360
18 2.0258 0.4936 0.0790 12.6593 25.6454 0.0390 94.3498 191.1353 7.4530 18.7975 29.0755 34.9498 46.4443 62.2234 75.8877
19 2.1068 0.4746 0.0761 13.1339 27.6712 0.0361 102.8933 216.7807 7.8342 19.9398 31.7145 38.5998 52.3182 71.5611 88.5242
20 2.1911 0.4564 0.0736 13.5903 29.7781 0.0336 111.5647 244.4520 8.2091 21.0930 34.5057 42.5305 58.8134 82.1559 103.1049

21 2.2788 0.4388 0.0713 14.0292 31.9692 0.0313 120.3414 274.2300 8.5779 22.2574 37.4580 46.7636 65.9956 94.1769 119.9287
22 2.3699 0.4220 0.0692 14.4511 34.2480 0.0292 129.2024 306.1992 8.9407 23.4330 40.5805 51.3224 73.9374 107.8161 139.3408
23 2.4647 0.4057 0.0673 14.8568 36.6179 0.0273 138.1284 340.4472 9.2973 24.6198 43.8833 56.2318 82.7193 123.2913 161.7394
24 2.5633 0.3901 0.0656 15.2470 39.0826 0.0256 147.1012 377.0651 9.6479 25.8181 47.3765 61.5189 92.4300 140.8497 187.5839
25 2.6658 0.3751 0.0640 15.6221 41.6459 0.0240 156.1040 416.1477 9.9925 27.0279 51.0713 67.2126 103.1677 160.7718 217.4045

26 2.7725 0.3607 0.0626 15.9828 44.3117 0.0226 165.1212 457.7936 10.3312 28.2493 54.9793 73.3444 115.0413 183.3757 251.8129
27 2.8834 0.3468 0.0612 16.3296 47.0842 0.0212 174.1385 502.1054 10.6640 29.4825 59.1127 79.9478 128.1706 209.0225 291.5149
28 2.9987 0.3335 0.0600 16.6631 49.9676 0.0200 183.1424 549.1896 10.9909 30.7275 63.4846 87.0591 142.6887 238.1216 337.3249
29 3.1187 0.3207 0.0589 16.9837 52.9663 0.0189 192.1206 599.1572 11.3120 31.9845 68.1087 94.7175 158.7423 271.1380 390.1826
30 3.2434 0.3083 0.0578 17.2920 56.0849 0.0178 201.0618 652.1234 11.6274 33.2536 72.9996 102.9650 176.4939 308.5989 451.1722

35 3.9461 0.2534 0.0536 18.6646 73.6522 0.0136 244.8768 966.3056 13.1198 39.7844 102.0265 154.7530 297.7158 586.5685 929.2779
40 4.8010 0.2083 0.0505 19.7928 95.0255 0.0105 286.5303 1375.6379 14.4765 46.6353 140.4501 229.7687 498.1186 1109.2542 1907.1082
45 5.8412 0.1712 0.0483 20.7200 121.0294 0.0083 325.4028 1900.7348 15.7047 53.8219 191.3123 338.4302 829.4222 2092.0968 3906.9840
50 7.1067 0.1407 0.0466 21.4822 152.6671 0.0066 361.1638 2566.6771 16.8122 61.3608 258.6396 495.8282 1377.1298 3940.2047 7997.1653
55 8.6464 0.1157 0.0452 22.1086 191.1592 0.0052 393.6890 3403.9793 17.8070 69.2691 347.7622 723.8217 2282.5938 7415.3315 ###

60 10.5196 0.0951 0.0442 22.6235 237.9907 0.0042 422.9966 4449.7671 18.6972 77.5651 465.7358 1054.0741 3779.4971 ### ###
70 15.5716 0.0642 0.0427 23.3945 364.2905 0.0027 472.4789 7357.2615 20.1961 95.3967 828.6179 2225.3854 ### ###
80 23.0498 0.0434 0.0418 23.9154 551.2450 0.0018 511.1161 11781.1244 21.3718 115.0190 1464.4744 4683.0307 ###
90 34.1193 0.0293 0.0412 24.2673 827.9833 0.0012 540.7369 ### 22.2826 136.6118 2578.6471 9839.6614 ###
100 50.5049 0.0198 0.0408 24.5050 1237.6237 0.0008 563.1249 ### 22.9800 160.3730 4530.9446 ###
http://www.itson.mx/dii/mconant/

25% 30%
(P/A,i,j,n)
0.9615 0.9615
2.1172 2.1635
3.5063 3.6659
5.1758 5.5439
7.1825 7.8914

9.5943 10.8258
12.4932 14.4937
15.9774 19.0787
20.1651 24.8099
25.1985 31.9739

31.2482 40.9290
38.5194 52.1228
47.2589 66.1150
57.7632 83.6053
70.3884 105.4681

85.5630 132.7967
103.8017 166.9574
125.7232 209.6583
152.0711 263.0344
183.7393 329.7545

221.8021 413.1547
267.5506 517.4049
322.5367 647.7177
388.6259 810.6086
468.0600 1014.2223

563.5336 1268.7394
678.2856 1586.8858
816.2086 1984.5688
981.9815 2481.6725
1181.2278 3103.0522

2970.0827 9477.6551
7457.1077 ###
### ###
###
Factores de interes discreto capitalizado al : i = 5% http://www.itson.mx/dii/m

5% 10% 12% 15% 18% 20%


n (F/P,i,n) (P/F,i,n) (A/P,i,n) (P/A,i,n) (F/A,i,n) (A/F,i,n) (P/G,i,n) (F/G,i,n) (A/G,i,n) (P/A,i,j,n)
1 1.0500 0.9524 1.0500 0.9524 1.0000 1.0000 0.0000 0.0000 0.0000 0.9524 0.9524 0.9524 0.9524 0.9524 0.9524
2 1.1025 0.9070 0.5378 1.8594 2.0500 0.4878 0.9070 1.0000 0.4878 1.9048 1.9501 1.9683 1.9955 2.0227 2.0408
3 1.1576 0.8638 0.3672 2.7232 3.1525 0.3172 2.6347 3.0500 0.9675 2.8571 2.9954 3.0519 3.1379 3.2255 3.2847
4 1.2155 0.8227 0.2820 3.5460 4.3101 0.2320 5.1028 6.2025 1.4391 3.8095 4.0904 4.2077 4.3891 4.5772 4.7064
5 1.2763 0.7835 0.2310 4.3295 5.5256 0.1810 8.2369 10.5126 1.9025 4.7619 5.2375 5.4406 5.7595 6.0963 6.3311

6 1.3401 0.7462 0.1970 5.0757 6.8019 0.1470 11.9680 16.0383 2.3579 5.7143 6.4393 6.7557 7.2604 7.8035 8.1879
7 1.4071 0.7107 0.1728 5.7864 8.1420 0.1228 16.2321 22.8402 2.8052 6.6667 7.6983 8.1584 8.9043 9.7220 10.3100
8 1.4775 0.6768 0.1547 6.4632 9.5491 0.1047 20.9700 30.9822 3.2445 7.6190 9.0173 9.6547 10.7047 11.8780 12.7352
9 1.5513 0.6446 0.1407 7.1078 11.0266 0.0907 26.1268 40.5313 3.6758 8.5714 10.3991 11.2507 12.6765 14.3010 15.5069
10 1.6289 0.6139 0.1295 7.7217 12.5779 0.0795 31.6520 51.5579 4.0991 9.5238 11.8467 12.9532 14.8362 17.0240 18.6746

11 1.7103 0.5847 0.1204 8.3064 14.2068 0.0704 37.4988 64.1357 4.5144 10.4762 13.3632 14.7691 17.2016 20.0841 22.2948
12 1.7959 0.5568 0.1128 8.8633 15.9171 0.0628 43.6241 78.3425 4.9219 11.4286 14.9519 16.7061 19.7922 23.5231 26.4321
13 1.8856 0.5303 0.1065 9.3936 17.7130 0.0565 49.9879 94.2597 5.3215 12.3810 16.6163 18.7722 22.6295 27.3879 31.1605
14 1.9799 0.5051 0.1010 9.8986 19.5986 0.0510 56.5538 111.9726 5.7133 13.3333 18.3599 20.9761 25.7371 31.7311 36.5644
15 2.0789 0.4810 0.0963 10.3797 21.5786 0.0463 63.2880 131.5713 6.0973 14.2857 20.1866 23.3268 29.1407 36.6121 42.7403

16 2.1829 0.4581 0.0923 10.8378 23.6575 0.0423 70.1597 153.1498 6.4736 15.2381 22.1002 25.8343 32.8683 42.0974 49.7984
17 2.2920 0.4363 0.0887 11.2741 25.8404 0.0387 77.1405 176.8073 6.8423 16.1905 24.1050 28.5090 36.9510 48.2619 57.8648
18 2.4066 0.4155 0.0855 11.6896 28.1324 0.0355 84.2043 202.6477 7.2034 17.1429 26.2052 31.3620 41.4226 55.1896 67.0836
19 2.5270 0.3957 0.0827 12.0853 30.5390 0.0327 91.3275 230.7801 7.5569 18.0952 28.4055 34.4052 46.3200 62.9749 77.6194
20 2.6533 0.3769 0.0802 12.4622 33.0660 0.0302 98.4884 261.3191 7.9030 19.0476 30.7105 37.6512 51.6838 71.7242 89.6603

21 2.7860 0.3589 0.0780 12.8212 35.7193 0.0280 105.6673 294.3850 8.2416 20.0000 33.1253 41.1137 57.5584 81.5567 103.4212
22 2.9253 0.3418 0.0760 13.1630 38.5052 0.0260 112.8461 330.1043 8.5730 20.9524 35.6550 44.8070 63.9925 92.6066 119.1481
23 3.0715 0.3256 0.0741 13.4886 41.4305 0.0241 120.0087 368.6095 8.8971 21.9048 38.3053 48.7465 71.0394 105.0246 137.1216
24 3.2251 0.3101 0.0725 13.7986 44.5020 0.0225 127.1402 410.0400 9.2140 22.8571 41.0817 52.9487 78.7575 118.9800 157.6628
25 3.3864 0.2953 0.0710 14.0939 47.7271 0.0210 134.2275 454.5420 9.5238 23.8095 43.9904 57.4309 87.2106 134.6632 181.1384

26 3.5557 0.2812 0.0696 14.3752 51.1135 0.0196 141.2585 502.2691 9.8266 24.7619 47.0375 62.2121 96.4687 152.2882 207.9677
27 3.7335 0.2678 0.0683 14.6430 54.6691 0.0183 148.2226 553.3825 10.1224 25.7143 50.2298 67.3119 106.6086 172.0953 238.6298
28 3.9201 0.2551 0.0671 14.8981 58.4026 0.0171 155.1101 608.0517 10.4114 26.6667 53.5741 72.7517 117.7142 194.3547 273.6722
29 4.1161 0.2429 0.0660 15.1411 62.3227 0.0160 161.9126 666.4542 10.6936 27.6190 57.0776 78.5542 129.8774 219.3701 313.7206
30 4.3219 0.2314 0.0651 15.3725 66.4388 0.0151 168.6226 728.7770 10.9691 28.5714 60.7480 84.7436 143.1991 247.4826 359.4902

35 5.5160 0.1813 0.0611 16.3742 90.3203 0.0111 200.5807 1106.4061 12.2498 33.3333 81.8940 122.4580 231.4343 449.7132 707.2161
40 7.0400 0.1420 0.0583 17.1591 120.7998 0.0083 229.5452 1615.9955 13.3775 38.0952 108.5776 174.5356 370.4886 812.2154 1385.1647
45 8.9850 0.1113 0.0563 17.7741 159.7002 0.0063 255.3145 2294.0031 14.3644 42.8571 142.2491 246.4464 589.6314 1462.0071 2706.9366
50 11.4674 0.0872 0.0548 18.2559 209.3480 0.0048 277.9148 3186.9599 15.2233 47.6190 184.7384 345.7438 934.9897 2626.7704 5283.9475
55 14.6356 0.0683 0.0537 18.6335 272.7126 0.0037 297.5104 4354.2524 15.9664 52.3810 238.3546 482.8578 1479.2574 4714.6297 ###

60 18.6792 0.0535 0.0528 18.9293 353.5837 0.0028 314.3432 5871.6744 16.6062 57.1429 306.0117 672.1903 2336.9967 8457.1553 ###
70 30.4264 0.0329 0.0517 19.3427 588.5285 0.0017 340.8409 ### 17.6212 66.6667 499.1191 1294.6328 5819.0515 ### ###
80 49.5614 0.0202 0.0510 19.5965 971.2288 0.0010 359.6460 ### 18.3526 76.1905 806.6104 2481.4572 ### ###
90 80.7304 0.0124 0.0506 19.7523 1594.6073 0.0006 372.7488 ### 18.8712 85.7143 1296.2390 4744.4007 ###
100 131.5013 0.0076 0.0504 19.8479 2610.0252 0.0004 381.7492 ### 19.2337 95.2381 2075.8906 9059.2033 ###
http://www.itson.mx/dii/mconant/

25% 30%
(P/A,i,j,n)
0.9524 0.9524
2.0862 2.1315
3.4359 3.5914
5.0428 5.3989
6.9557 7.6367

9.2329 10.4074
11.9440 13.8377
15.1714 18.0847
19.0136 23.3430
23.5876 29.8533

29.0328 37.9136
35.5153 47.8930
43.2324 60.2485
52.4196 75.5457
63.3566 94.4852

76.3770 117.9340
91.8773 146.9659
110.3301 182.9102
132.2978 227.4126
158.4498 282.5108

189.5830 350.7277
226.6465 435.1867
270.7696 539.7549
323.2972 669.2204
385.8300 829.5110

460.2738 1027.9660
548.8973 1273.6722
654.4016 1577.8798
780.0019 1954.5179
929.5261 2420.8316

2229.5753 7050.2664
5338.1647 20518.1152
### ###
###
###
Factores de interes discreto capitalizado al : i = 6% http://www.itson.mx/dii/m

5% 10% 12% 15% 18% 20%


n (F/P,i,n) (P/F,i,n) (A/P,i,n) (P/A,i,n) (F/A,i,n) (A/F,i,n) (P/G,i,n) (F/G,i,n) (A/G,i,n) (P/A,i,j,n)
1 1.0600 0.9434 1.0600 0.9434 1.0000 1.0000 0.0000 0.0000 0.0000 0.9434 0.9434 0.9434 0.9434 0.9434 0.9434
2 1.1236 0.8900 0.5454 1.8334 2.0600 0.4854 0.8900 1.0000 0.4854 1.8779 1.9224 1.9402 1.9669 1.9936 2.0114
3 1.1910 0.8396 0.3741 2.6730 3.1836 0.3141 2.5692 3.0600 0.9612 2.8036 2.9383 2.9934 3.0773 3.1627 3.2204
4 1.2625 0.7921 0.2886 3.4651 4.3746 0.2286 4.9455 6.2436 1.4272 3.7205 3.9926 4.1062 4.2820 4.4641 4.5892
5 1.3382 0.7473 0.2374 4.2124 5.6371 0.1774 7.9345 10.6182 1.8836 4.6288 5.0867 5.2821 5.5889 5.9129 6.1387

6 1.4185 0.7050 0.2034 4.9173 6.9753 0.1434 11.4594 16.2553 2.3304 5.5285 6.2220 6.5245 7.0069 7.5257 7.8929
7 1.5036 0.6651 0.1791 5.5824 8.3938 0.1191 15.4497 23.2306 2.7676 6.4198 7.4002 7.8372 8.5452 9.3210 9.8787
8 1.5938 0.6274 0.1610 6.2098 9.8975 0.1010 19.8416 31.6245 3.1952 7.3026 8.6229 9.2242 10.2141 11.3196 12.1268
9 1.6895 0.5919 0.1470 6.8017 11.4913 0.0870 24.5768 41.5219 3.6133 8.1771 9.8916 10.6897 12.0247 13.5445 14.6719
10 1.7908 0.5584 0.1359 7.3601 13.1808 0.0759 29.6023 53.0132 4.0220 9.0434 11.2083 12.2382 13.9891 16.0212 17.5531

11 1.8983 0.5268 0.1268 7.8869 14.9716 0.0668 34.8702 66.1940 4.4213 9.9015 12.5747 13.8743 16.1202 18.7783 20.8148
12 2.0122 0.4970 0.1193 8.3838 16.8699 0.0593 40.3369 81.1657 4.8113 10.7514 13.9926 15.6030 18.4323 21.8476 24.5073
13 2.1329 0.4688 0.1130 8.8527 18.8821 0.0530 45.9629 98.0356 5.1920 11.5934 15.4640 17.4296 20.9407 25.2643 28.6876
14 2.2609 0.4423 0.1076 9.2950 21.0151 0.0476 51.7128 116.9178 5.5635 12.4274 16.9909 19.3596 23.6621 29.0678 33.4199
15 2.3966 0.4173 0.1030 9.7122 23.2760 0.0430 57.5546 137.9328 5.9260 13.2536 18.5755 21.3988 26.6146 33.3019 38.7772

16 2.5404 0.3936 0.0990 10.1059 25.6725 0.0390 63.4592 161.2088 6.2794 14.0720 20.2199 23.5534 29.8177 38.0153 44.8421
17 2.6928 0.3714 0.0954 10.4773 28.2129 0.0354 69.4011 186.8813 6.6240 14.8826 21.9263 25.8301 33.2928 43.2623 51.7081
18 2.8543 0.3503 0.0924 10.8276 30.9057 0.0324 75.3569 215.0942 6.9597 15.6856 23.6971 28.2355 37.0629 49.1033 59.4809
19 3.0256 0.3305 0.0896 11.1581 33.7600 0.0296 81.3062 245.9999 7.2867 16.4810 25.5347 30.7772 41.1532 55.6056 68.2802
20 3.2071 0.3118 0.0872 11.4699 36.7856 0.0272 87.2304 279.7599 7.6051 17.2689 27.4417 33.4627 45.5907 62.8440 78.2417

21 3.3996 0.2942 0.0850 11.7641 39.9927 0.0250 93.1136 316.5454 7.9151 18.0494 29.4206 36.3002 50.4050 70.9018 89.5190
22 3.6035 0.2775 0.0830 12.0416 43.3923 0.0230 98.9412 356.5382 8.2166 18.8225 31.4742 39.2983 55.6281 79.8718 102.2856
23 3.8197 0.2618 0.0813 12.3034 46.9958 0.0213 104.7007 399.9305 8.5099 19.5883 33.6053 42.4661 61.2946 89.8573 116.7384
24 4.0489 0.2470 0.0797 12.5504 50.8156 0.0197 110.3812 446.9263 8.7951 20.3469 35.8168 45.8133 67.4423 100.9732 133.1001
25 4.2919 0.2330 0.0782 12.7834 54.8645 0.0182 115.9732 497.7419 9.0722 21.0984 38.1118 49.3499 74.1119 113.3475 151.6228

26 4.5494 0.2198 0.0769 13.0032 59.1564 0.0169 121.4684 552.6064 9.3414 21.8427 40.4934 53.0866 81.3478 127.1227 172.5918
27 4.8223 0.2074 0.0757 13.2105 63.7058 0.0157 126.8600 611.7628 9.6029 22.5801 42.9648 57.0349 89.1981 142.4574 196.3304
28 5.1117 0.1956 0.0746 13.4062 68.5281 0.0146 132.1420 675.4685 9.8568 23.3105 45.5295 61.2067 97.7149 159.5280 223.2042
29 5.4184 0.1846 0.0736 13.5907 73.6398 0.0136 137.3096 743.9966 10.1032 24.0339 48.1910 65.6147 106.9549 178.5312 253.6274
30 5.7435 0.1741 0.0726 13.7648 79.0582 0.0126 142.3588 817.6364 10.3422 24.7506 50.9529 70.2721 116.9793 199.6857 288.0687

35 7.6861 0.1301 0.0690 14.4982 111.4348 0.0090 165.7427 1273.9130 11.4319 28.2338 66.4068 97.8251 181.4092 347.2847 541.7787
40 10.2857 0.0972 0.0665 15.0463 154.7620 0.0065 185.9568 1912.6994 12.3590 31.5557 85.0051 134.1103 278.2476 599.6119 1013.5315
45 13.7646 0.0727 0.0647 15.4558 212.7435 0.0047 203.1096 2795.7252 13.1413 34.7239 107.3875 181.8952 423.7959 1030.9768 1890.7168
50 18.4202 0.0543 0.0634 15.7619 290.3359 0.0034 217.4574 4005.5984 13.7964 37.7454 134.3239 244.8243 642.5554 1768.4148 3521.7706
55 24.6503 0.0406 0.0625 15.9905 394.1720 0.0025 229.3222 5652.8671 14.3411 40.6270 166.7411 327.6971 971.3517 3029.0987 6554.5804

60 32.9877 0.0303 0.0619 16.1614 533.1282 0.0019 239.0428 7885.4697 14.7909 43.3753 205.7540 436.8343 1465.5335 5184.2955 ###
70 59.0759 0.0169 0.0610 16.3845 967.9322 0.0010 253.3271 ### 15.4613 48.4961 309.2084 769.8352 3324.6562 ### ###
80 105.7960 0.0095 0.0606 16.5091 1746.5999 0.0006 262.5493 ### 15.9033 53.1538 459.0448 1347.3552 7524.4483 ###
90 189.4645 0.0053 0.0603 16.5787 3141.0752 0.0003 268.3946 ### 16.1891 57.3902 676.0578 2348.9421 17011.8555
100 339.3021 0.0029 0.0602 16.6175 5638.3681 0.0002 272.0471 ### 16.3711 61.2436 990.3646 4085.9835 ###
http://www.itson.mx/dii/mconant/

25% 30%
(P/A,i,j,n)
0.9434 0.9434
2.0559 2.1004
3.3678 3.5193
4.9149 5.2596
6.7392 7.3938

8.8906 10.0113
11.4276 13.2214
14.4193 17.1583
17.9473 21.9866
22.1077 27.9081

27.0138 35.1703
32.7992 44.0768
39.6217 54.9999
47.6672 68.3961
57.1547 84.8254

68.3428 104.9745
81.5363 129.6857
97.0947 159.9919
115.4418 197.1599
137.0776 242.7432

162.5915 298.6474
192.6787 367.2090
228.1588 451.2941
269.9986 554.4173
319.3380 680.8891

377.5213 835.9961
446.1336 1026.2216
527.0443 1259.5171
622.4579 1545.6341
734.9739 1896.5324

1682.8112 5269.3559
3844.3076 ###
8773.4942 ###
###
###
Factores de interes discreto capitalizado al : i = 7% http://www.itson.mx/dii/m

5% 10% 12% 15% 18% 20%


n (F/P,i,n) (P/F,i,n) (A/P,i,n) (P/A,i,n) (F/A,i,n) (A/F,i,n) (P/G,i,n) (F/G,i,n) (A/G,i,n) (P/A,i,j,n)
1 1.0700 0.9346 1.0700 0.9346 1.0000 1.0000 0.0000 0.0000 0.0000 0.9346 0.9346 0.9346 0.9346 0.9346 0.9346
2 1.1449 0.8734 0.5531 1.8080 2.0700 0.4831 0.8734 1.0000 0.4831 1.8517 1.8954 1.9128 1.9390 1.9652 1.9827
3 1.2250 0.8163 0.3811 2.6243 3.2149 0.3111 2.5060 3.0700 0.9549 2.7517 2.8831 2.9368 3.0186 3.1019 3.1582
4 1.3108 0.7629 0.2952 3.3872 4.4399 0.2252 4.7947 6.2849 1.4155 3.6348 3.8985 4.0086 4.1789 4.3553 4.4765
5 1.4026 0.7130 0.2439 4.1002 5.7507 0.1739 7.6467 10.7248 1.8650 4.5014 4.9424 5.1305 5.4259 5.7376 5.9549

6 1.5007 0.6663 0.2098 4.7665 7.1533 0.1398 10.9784 16.4756 2.3032 5.3519 6.0155 6.3048 6.7661 7.2621 7.6130
7 1.6058 0.6227 0.1856 5.3893 8.6540 0.1156 14.7149 23.6289 2.7304 6.1864 7.1188 7.5340 8.2066 8.9432 9.4725
8 1.7182 0.5820 0.1675 5.9713 10.2598 0.0975 18.7889 32.2829 3.1465 7.0054 8.2529 8.8207 9.7547 10.7972 11.5579
9 1.8385 0.5439 0.1535 6.5152 11.9780 0.0835 23.1404 42.5427 3.5517 7.8090 9.4189 10.1674 11.4186 12.8418 13.8968
10 1.9672 0.5083 0.1424 7.0236 13.8164 0.0724 27.7156 54.5207 3.9461 8.5976 10.6176 11.5771 13.2070 15.0965 16.5197

11 2.1049 0.4751 0.1334 7.4987 15.7836 0.0634 32.4665 68.3371 4.3296 9.3715 11.8498 13.0527 15.1290 17.5831 19.4614
12 2.2522 0.4440 0.1259 7.9427 17.8885 0.0559 37.3506 84.1207 4.7025 10.1309 13.1167 14.5972 17.1947 20.3253 22.7604
13 2.4098 0.4150 0.1197 8.3577 20.1406 0.0497 42.3302 102.0092 5.0648 10.8761 14.4190 16.2139 19.4149 23.3493 26.4603
14 2.5785 0.3878 0.1143 8.7455 22.5505 0.0443 47.3718 122.1498 5.4167 11.6074 15.7578 17.9061 21.8010 26.6843 30.6097
15 2.7590 0.3624 0.1098 9.1079 25.1290 0.0398 52.4461 144.7003 5.7583 12.3250 17.1342 19.6774 24.3656 30.3622 35.2632

16 2.9522 0.3387 0.1059 9.4466 27.8881 0.0359 57.5271 169.8293 6.0897 13.0292 18.5492 21.5315 27.1219 34.4181 40.4821
17 3.1588 0.3166 0.1024 9.7632 30.8402 0.0324 62.5923 197.7174 6.4110 13.7203 20.0039 23.4723 30.0843 38.8910 46.3350
18 3.3799 0.2959 0.0994 10.0591 33.9990 0.0294 67.6219 228.5576 6.7225 14.3984 21.4993 25.5037 33.2681 43.8237 52.8991
19 3.6165 0.2765 0.0968 10.3356 37.3790 0.0268 72.5991 262.5566 7.0242 15.0639 23.0367 27.6300 36.6900 49.2635 60.2607
20 3.8697 0.2584 0.0944 10.5940 40.9955 0.0244 77.5091 299.9356 7.3163 15.7169 24.6171 29.8557 40.3678 55.2626 68.5166

21 4.1406 0.2415 0.0923 10.8355 44.8652 0.0223 82.3393 340.9311 7.5990 16.3577 26.2419 32.1854 44.3205 61.8783 77.7757
22 4.4304 0.2257 0.0904 11.0612 49.0057 0.0204 87.0793 385.7963 7.8725 16.9865 27.9122 34.6240 48.5688 69.1742 88.1596
23 4.7405 0.2109 0.0887 11.2722 53.4361 0.0187 91.7201 434.8020 8.1369 17.6036 29.6294 37.1765 53.1347 77.2202 99.8052
24 5.0724 0.1971 0.0872 11.4693 58.1767 0.0172 96.2545 488.2382 8.3923 18.2091 31.3947 39.8483 58.0420 86.0933 112.8657
25 5.4274 0.1842 0.0858 11.6536 63.2490 0.0158 100.6765 546.4148 8.6391 18.8033 33.2095 42.6450 63.3161 95.8786 127.5129

26 5.8074 0.1722 0.0846 11.8258 68.6765 0.0146 104.9814 609.6639 8.8773 19.3865 35.0752 45.5723 68.9846 106.6698 143.9397
27 6.2139 0.1609 0.0834 11.9867 74.4838 0.0134 109.1656 678.3403 9.1072 19.9587 36.9932 48.6364 75.0769 118.5705 162.3623
28 6.6488 0.1504 0.0824 12.1371 80.6977 0.0124 113.2264 752.8242 9.3289 20.5202 38.9650 51.8437 81.6247 131.6945 183.0231
29 7.1143 0.1406 0.0814 12.2777 87.3465 0.0114 117.1622 833.5218 9.5427 21.0712 40.9920 55.2009 88.6621 146.1678 206.1941
30 7.6123 0.1314 0.0806 12.4090 94.4608 0.0106 120.9718 920.8684 9.7487 21.6119 43.0759 58.7150 96.2256 162.1290 232.1803

35 10.6766 0.0937 0.0772 12.9477 138.2369 0.0072 138.1353 1474.8125 10.6687 24.1677 54.4052 78.9074 143.4201 270.1926 417.8748
40 14.9745 0.0668 0.0750 13.3317 199.6351 0.0050 152.2928 2280.5016 11.4233 26.4933 67.4143 104.2796 211.1004 446.4596 747.3223
45 21.0025 0.0476 0.0735 13.6055 285.7493 0.0035 163.7559 3439.2759 12.0360 28.6096 82.3523 136.1604 308.1586 733.9755 1331.8077
50 29.4570 0.0339 0.0725 13.8007 406.5289 0.0025 172.9051 5093.2704 12.5287 30.5354 99.5052 176.2195 447.3468 1202.9542 2368.7653
55 41.3150 0.0242 0.0717 13.9399 575.9286 0.0017 180.1243 7441.8370 12.9215 32.2878 119.2014 226.5548 646.9524 1967.9240 4208.4708

60 57.9464 0.0173 0.0712 14.0392 813.5204 0.0012 185.7677 ### 13.2321 33.8824 141.8179 289.8023 933.2008 3215.6965 7472.3620
70 113.9894 0.0088 0.0706 14.1604 1614.1342 0.0006 193.5185 ### 13.6662 36.6538 197.6083 469.1332 1932.3871 8570.8321 ###
80 224.2344 0.0045 0.0703 14.2220 3189.0627 0.0003 198.0748 44415.1811 13.9273 38.9487 271.1695 752.2708 3987.2701 ### ###
90 441.1030 0.0023 0.0702 14.2533 6287.1854 0.0002 200.7042 ### 14.0812 40.8490 368.1619 1199.3041 8213.2528 ###
100 867.7163 0.0012 0.0701 14.2693 ### 0.0001 202.2001 14.1703 42.4226 496.0491 1905.1053 ###
http://www.itson.mx/dii/mconant/

25% 30%
(P/A,i,j,n)
0.9346 0.9346
2.0264 2.0700
3.3018 3.4496
4.7919 5.1257
6.5326 7.1620

8.5661 9.6361
10.9417 12.6420
13.7169 16.2940
16.9590 20.7311
20.7465 26.1219

25.1712 32.6714
30.3401 40.6288
36.3787 50.2967
43.4330 62.0427
51.6741 76.3136

61.3015 93.6520
72.5485 114.7174
85.6875 140.3109
101.0368 171.4057
118.9682 209.1845

139.9161 255.0840
164.3880 310.8497
192.9766 378.6024
226.3746 460.9189
265.3908 560.9295

310.9706 682.4377
364.2180 830.0644
426.4229 1009.4241
499.0922 1227.3377
583.9862 1492.0925

1277.2054 3957.1304
2785.5542 ###
6067.5116 ###
### ###
###

###
Factores de interes discreto capitalizado al : i = 8% http://www.itson.mx/dii/m

5% 10% 12% 15% 18% 20%


n (F/P,i,n) (P/F,i,n) (A/P,i,n) (P/A,i,n) (F/A,i,n) (A/F,i,n) (P/G,i,n) (F/G,i,n) (A/G,i,n) (P/A,i,j,n)
1 1.0800 0.9259 1.0800 0.9259 1.0000 1.0000 0.0000 0.0000 0.0000 0.9259 0.9259 0.9259 0.9259 0.9259 0.9259
2 1.1664 0.8573 0.5608 1.7833 2.0800 0.4808 0.8573 1.0000 0.4808 1.8261 1.8690 1.8861 1.9119 1.9376 1.9547
3 1.2597 0.7938 0.3880 2.5771 3.2464 0.3080 2.4450 3.0800 0.9487 2.7013 2.8295 2.8819 2.9617 3.0429 3.0979
4 1.3605 0.7350 0.3019 3.3121 4.5061 0.2219 4.6501 6.3264 1.4040 3.5522 3.8079 3.9146 4.0796 4.2506 4.3680
5 1.4693 0.6806 0.2505 3.9927 5.8666 0.1705 7.3724 10.8325 1.8465 4.3795 4.8043 4.9855 5.2699 5.5701 5.7792

6 1.5869 0.6302 0.2163 4.6229 7.3359 0.1363 10.5233 16.6991 2.2763 5.1837 5.8192 6.0961 6.5374 7.0118 7.3473
7 1.7138 0.5835 0.1921 5.2064 8.9228 0.1121 14.0242 24.0350 2.6937 5.9657 6.8529 7.2478 7.8871 8.5869 9.0896
8 1.8509 0.5403 0.1740 5.7466 10.6366 0.0940 17.8061 32.9578 3.0985 6.7259 7.9057 8.4421 9.3242 10.3079 11.0255
9 1.9990 0.5002 0.1601 6.2469 12.4876 0.0801 21.8081 43.5945 3.4910 7.4650 8.9780 9.6807 10.8545 12.1883 13.1765
10 2.1589 0.4632 0.1490 6.7101 14.4866 0.0690 25.9768 56.0820 3.8713 8.1836 10.0702 10.9652 12.4839 14.2428 15.5664

11 2.3316 0.4289 0.1401 7.1390 16.6455 0.0601 30.2657 70.5686 4.2395 8.8822 11.1826 12.2973 14.2190 16.4875 18.2220
12 2.5182 0.3971 0.1327 7.5361 18.9771 0.0527 34.6339 87.2141 4.5957 9.5614 12.3157 13.6786 16.0665 18.9400 21.1726
13 2.7196 0.3677 0.1265 7.9038 21.4953 0.0465 39.0463 106.1912 4.9402 10.2217 13.4696 15.1112 18.0338 21.6197 24.4510
14 2.9372 0.3405 0.1213 8.2442 24.2149 0.0413 43.4723 127.6865 5.2731 10.8637 14.6450 16.5968 20.1286 24.5474 28.0937
15 3.1722 0.3152 0.1168 8.5595 27.1521 0.0368 47.8857 151.9014 5.5945 11.4878 15.8421 18.1374 22.3592 27.7462 32.1411

16 3.4259 0.2919 0.1130 8.8514 30.3243 0.0330 52.2640 179.0535 5.9046 12.0947 17.0614 19.7351 24.7343 31.2413 36.6383
17 3.7000 0.2703 0.1096 9.1216 33.7502 0.0296 56.5883 209.3778 6.2037 12.6846 18.3033 21.3919 27.2634 35.0599 41.6351
18 3.9960 0.2502 0.1067 9.3719 37.4502 0.0267 60.8426 243.1280 6.4920 13.2582 19.5682 23.1102 29.9564 39.2321 47.1872
19 4.3157 0.2317 0.1041 9.6036 41.4463 0.0241 65.0134 280.5783 6.7697 13.8158 20.8565 24.8920 32.8239 43.7906 53.3561
20 4.6610 0.2145 0.1019 9.8181 45.7620 0.0219 69.0898 322.0246 7.0369 14.3580 22.1687 26.7399 35.8773 48.7713 60.2105

21 5.0338 0.1987 0.0998 10.0168 50.4229 0.0198 73.0629 367.7865 7.2940 14.8851 23.5051 28.6562 39.1286 54.2130 67.8265
22 5.4365 0.1839 0.0980 10.2007 55.4568 0.0180 76.9257 418.2094 7.5412 15.3975 24.8663 30.6434 42.5906 60.1587 76.2887
23 5.8715 0.1703 0.0964 10.3711 60.8933 0.0164 80.6726 473.6662 7.7786 15.8958 26.2527 32.7043 46.2771 66.6549 85.6912
24 6.3412 0.1577 0.0950 10.5288 66.7648 0.0150 84.2997 534.5595 8.0066 16.3801 27.6648 34.8415 50.2024 73.7526 96.1383
25 6.8485 0.1460 0.0937 10.6748 73.1059 0.0137 87.8041 601.3242 8.2254 16.8511 29.1031 37.0578 54.3822 81.5074 107.7463

26 7.3964 0.1352 0.0925 10.8100 79.9544 0.0125 91.1842 674.4302 8.4352 17.3089 30.5679 39.3563 58.8329 89.9803 120.6440
27 7.9881 0.1252 0.0914 10.9352 87.3508 0.0114 94.4390 754.3846 8.6363 17.7540 32.0599 41.7398 63.5721 99.2378 134.9749
28 8.6271 0.1159 0.0905 11.0511 95.3388 0.0105 97.5687 841.7354 8.8289 18.1868 33.5796 44.2117 68.6184 109.3524 150.8980
29 9.3173 0.1073 0.0896 11.1584 103.9659 0.0096 100.5738 937.0742 9.0133 18.6075 35.1273 46.7751 73.9919 120.4035 168.5904
30 10.0627 0.0994 0.0888 11.2578 113.2832 0.0088 103.4558 1041.0401 9.1897 19.0166 36.7038 49.4334 79.7136 132.4779 188.2485

35 14.7853 0.0676 0.0858 11.6546 172.3168 0.0058 116.0920 1716.4600 9.9611 20.8976 45.0348 64.2770 114.3895 211.8395 324.5798
40 21.7245 0.0460 0.0839 11.9246 259.0565 0.0039 126.0422 2738.2065 10.5699 22.5314 54.1663 82.0806 161.8573 335.4062 555.4580
45 31.9204 0.0313 0.0826 12.1084 386.5056 0.0026 133.7331 4268.8202 11.0447 23.9506 64.1752 103.4346 226.8357 527.8007 946.4522
50 46.9016 0.0213 0.0817 12.2335 573.7702 0.0017 139.5928 6547.1270 11.4107 25.1834 75.1459 129.0470 315.7844 827.3607 1608.6043
55 68.9139 0.0145 0.0812 12.3186 848.9232 0.0012 144.0065 9924.0400 11.6902 26.2541 87.1706 159.7671 437.5459 1293.7786 2729.9648

60 101.2571 0.0099 0.0808 12.3766 1253.2133 0.0008 147.3000 ### 11.9015 27.1842 100.3508 196.6134 604.2248 2019.9957 4628.9986
70 218.6064 0.0046 0.0804 12.4428 2720.0801 0.0004 151.5326 ### 12.1783 28.6939 130.6322 293.8150 1144.7262 4911.2749 ###
80 471.9548 0.0021 0.0802 12.4735 5886.9354 0.0002 153.8001 ### 12.3301 29.8329 167.0123 433.6500 2157.5589 11920.5412 ###
90 1018.9151 0.0010 0.0801 12.4877 ### 0.0001 154.9925 12.4116 30.6923 210.7196 634.8178 4055.4818 ###
100 2199.7613 0.0005 0.0800 12.4943 ### 0.0000 155.6107 12.4545 31.3407 263.2297 924.2197 7611.9539 ###
http://www.itson.mx/dii/mconant/

25% 30%
(P/A,i,j,n)
0.9259 0.9259
1.9976 2.0405
3.2380 3.3820
4.6736 4.9969
6.3351 6.9407

8.2583 9.2805
10.4841 12.0969
13.0603 15.4870
16.0420 19.5677
19.4931 24.4796

23.4874 30.3921
28.1104 37.5090
33.4611 46.0757
39.6540 56.3874
46.8218 68.7997

55.1178 83.7403
64.7197 101.7245
75.8330 123.3721
88.6956 149.4293
103.5829 180.7946

120.8135 218.5490
140.7564 263.9942
163.8384 318.6967
190.5537 384.5424
221.4742 463.8010

257.2618 559.2049
298.6827 674.0429
346.6235 812.2739
402.1105 978.6631
466.3316 1178.9463

974.8942 2986.0881
2031.1662 7552.6593
4225.0167 ###
8781.5897 ###
###

###
Factores de interes discreto capitalizado al : i = 9% http://www.itson.mx/dii/m

5% 10% 12% 15% 18% 20%


n (F/P,i,n) (P/F,i,n) (A/P,i,n) (P/A,i,n) (F/A,i,n) (A/F,i,n) (P/G,i,n) (F/G,i,n) (A/G,i,n) (P/A,i,j,n)
1 1.0900 0.9174 1.0900 0.9174 1.0000 1.0000 0.0000 0.0000 0.0000 0.9174 0.9174 0.9174 0.9174 0.9174 0.9174
2 1.1881 0.8417 0.5685 1.7591 2.0900 0.4785 0.8417 1.0000 0.4785 1.8012 1.8433 1.8601 1.8854 1.9106 1.9274
3 1.2950 0.7722 0.3951 2.5313 3.2781 0.3051 2.3860 3.0900 0.9426 2.6525 2.7776 2.8287 2.9066 2.9858 3.0394
4 1.4116 0.7084 0.3087 3.2397 4.5731 0.2187 4.5113 6.3681 1.3925 3.4726 3.7205 3.8240 3.9840 4.1498 4.2636
5 1.5386 0.6499 0.2571 3.8897 5.9847 0.1671 7.1110 10.9412 1.8282 4.2626 4.6721 4.8467 5.1207 5.4098 5.6112

6 1.6771 0.5963 0.2229 4.4859 7.5233 0.1329 10.0924 16.9259 2.2498 5.0236 5.6324 5.8975 6.3200 6.7740 7.0950
7 1.8280 0.5470 0.1987 5.0330 9.2004 0.1087 13.3746 24.4493 2.6574 5.7567 6.6015 6.9773 7.5854 8.2507 8.7284
8 1.9926 0.5019 0.1807 5.5348 11.0285 0.0907 16.8877 33.6497 3.0512 6.4629 7.5795 8.0867 8.9203 9.8494 10.5267
9 2.1719 0.4604 0.1668 5.9952 13.0210 0.0768 20.5711 44.6782 3.4312 7.1431 8.5665 9.2267 10.3288 11.5801 12.5064
10 2.3674 0.4224 0.1558 6.4177 15.1929 0.0658 24.3728 57.6992 3.7978 7.7984 9.5625 10.3981 11.8148 13.4537 14.6860

11 2.5804 0.3875 0.1469 6.8052 17.5603 0.0569 28.2481 72.8921 4.1510 8.4297 10.5676 11.6017 13.3826 15.4819 17.0855
12 2.8127 0.3555 0.1397 7.1607 20.1407 0.0497 32.1590 90.4524 4.4910 9.0378 11.5820 12.8385 15.0367 17.6777 19.7271
13 3.0658 0.3262 0.1336 7.4869 22.9534 0.0436 36.0731 110.5932 4.8182 9.6235 12.6057 14.1093 16.7818 20.0547 22.6354
14 3.3417 0.2992 0.1284 7.7862 26.0192 0.0384 39.9633 133.5465 5.1326 10.1878 13.6388 15.4150 18.6230 22.6281 25.8371
15 3.6425 0.2745 0.1241 8.0607 29.3609 0.0341 43.8069 159.5657 5.4346 10.7314 14.6814 16.7567 20.5655 25.4139 29.3619

16 3.9703 0.2519 0.1203 8.3126 33.0034 0.0303 47.5849 188.9267 5.7245 11.2550 15.7335 18.1354 22.6150 28.4297 33.2425
17 4.3276 0.2311 0.1170 8.5436 36.9737 0.0270 51.2821 221.9301 6.0024 11.7594 16.7953 19.5519 24.7773 31.6945 37.5147
18 4.7171 0.2120 0.1142 8.7556 41.3013 0.0242 54.8860 258.9038 6.2687 12.2453 17.8668 21.0075 27.0586 35.2290 42.2180
19 5.1417 0.1945 0.1117 8.9501 46.0185 0.0217 58.3868 300.2051 6.5236 12.7134 18.9481 22.5031 29.4655 39.0552 47.3960
20 5.6044 0.1784 0.1095 9.1285 51.1601 0.0195 61.7770 346.2236 6.7674 13.1642 20.0394 24.0399 32.0049 43.1974 53.0965

21 6.1088 0.1637 0.1076 9.2922 56.7645 0.0176 65.0509 397.3837 7.0006 13.5986 21.1407 25.6190 34.6841 47.6816 59.3723
22 6.6586 0.1502 0.1059 9.4424 62.8733 0.0159 68.2048 454.1482 7.2232 14.0170 22.2520 27.2415 37.5107 52.5360 66.2814
23 7.2579 0.1378 0.1044 9.5802 69.5319 0.0144 71.2359 517.0215 7.4357 14.4200 23.3736 28.9087 40.4930 57.7913 73.8878
24 7.9111 0.1264 0.1030 9.7066 76.7898 0.0130 74.1433 586.5535 7.6384 14.8083 24.5055 30.6218 43.6394 63.4805 82.2618
25 8.6231 0.1160 0.1018 9.8226 84.7009 0.0118 76.9265 663.3433 7.8316 15.1823 25.6477 32.3820 46.9590 69.6394 91.4808

26 9.3992 0.1064 0.1007 9.9290 93.3240 0.0107 79.5863 748.0442 8.0156 15.5426 26.8005 34.1907 50.4613 76.3069 101.6303
27 10.2451 0.0976 0.0997 10.0266 102.7231 0.0097 82.1241 841.3682 8.1906 15.8896 27.9638 36.0492 54.1564 83.5249 112.8040
28 11.1671 0.0895 0.0989 10.1161 112.9682 0.0089 84.5419 944.0913 8.3571 16.2240 29.1378 37.9588 58.0550 91.3388 125.1053
29 12.1722 0.0822 0.0981 10.1983 124.1354 0.0081 86.8422 1057.0595 8.5154 16.5460 30.3225 39.9209 62.1681 99.7980 138.6480
30 13.2677 0.0754 0.0973 10.2737 136.3075 0.0073 89.0280 1181.1949 8.6657 16.8563 31.5181 41.9371 66.5076 108.9556 153.5575

35 20.4140 0.0490 0.0946 10.5668 215.7108 0.0046 98.3590 2007.8973 9.3083 18.2448 37.6628 52.8815 92.0624 167.4144 253.9501
40 31.4094 0.0318 0.0930 10.7574 337.8824 0.0030 105.3762 3309.8049 9.7957 19.3966 44.0945 65.4173 125.4688 254.3359 416.3088
45 48.3273 0.0207 0.0919 10.8812 525.8587 0.0019 110.5561 5342.8748 10.1603 20.3520 50.8268 79.7757 169.1391 383.5782 678.8814
50 74.3575 0.0134 0.0912 10.9617 815.0836 0.0012 114.3251 8500.9284 10.4295 21.1445 57.8735 96.2219 226.2268 575.7468 1103.5236
55 114.4083 0.0087 0.0908 11.0140 1260.0918 0.0008 117.0362 ### 10.6261 21.8019 65.2496 115.0594 300.8544 861.4794 1790.2707

60 176.0313 0.0057 0.0905 11.0480 1944.7921 0.0005 118.9683 ### 10.7683 22.3472 72.9702 136.6359 398.4109 1286.3312 2900.9038
70 416.7301 0.0024 0.0902 11.0844 4619.2232 0.0002 121.2942 ### 10.9427 23.1747 89.5104 189.6567 692.6542 2857.3116 7601.8733
80 986.5517 0.0010 0.0901 11.0998 ### 0.0001 122.4306 11.0299 23.7441 107.6323 259.2171 1195.4827 6330.4800 ###
90 2335.5266 0.0004 0.0900 11.1064 ### 122.9758 11.0726 24.1358 127.4871 350.4764 2054.7600 ### ###
100 5529.0408 0.0002 0.0900 11.1091 ### 123.2335 11.0930 24.4054 149.2406 470.2035 3523.1681 ###
http://www.itson.mx/dii/mconant/

25% 30%
(P/A,i,j,n)
0.9174 0.9174
1.9695 2.0116
3.1761 3.3166
4.5597 4.8730
6.1465 6.7293

7.9661 8.9432
10.0529 11.5836
12.4460 14.7327
15.1903 18.4886
18.3375 22.9681

21.9467 28.3105
26.0857 34.6823
30.8322 42.2816
36.2755 51.3450
42.5178 62.1546

49.6763 75.0468
57.8857 90.4228
67.3001 108.7612
78.0964 130.6326
90.4776 156.7177

104.6761 187.8285
120.9589 224.9331
139.6317 269.1862
161.0455 321.9652
185.6027 384.9127

213.7646 459.9876
246.0603 549.5265
283.0966 656.3160
325.5695 783.6796
374.2770 935.5812

748.4999 2264.4268
1490.7459 5471.1302
2962.9414 ###
5882.9428 ###
11674.5704 ###

###
91137.3277
Factores de interes discreto capitalizado al : i = 10% http://www.itson.mx/dii/m

5% 10% 12% 15% 18% 20%


n (F/P,i,n) (P/F,i,n) (A/P,i,n) (P/A,i,n) (F/A,i,n) (A/F,i,n) (P/G,i,n) (F/G,i,n) (A/G,i,n) (P/A,i,j,n)
1 1.1000 0.9091 1.1000 0.9091 1.0000 1.0000 0.0000 0.0000 0.0000 0.9091 0.9091 0.9091 0.9091 0.9091 0.9091
2 1.2100 0.8264 0.5762 1.7355 2.1000 0.4762 0.8264 1.0000 0.4762 1.7769 1.8182 1.8347 1.8595 1.8843 1.9008
3 1.3310 0.7513 0.4021 2.4869 3.3100 0.3021 2.3291 3.1000 0.9366 2.6052 2.7273 2.7772 2.8531 2.9304 2.9827
4 1.4641 0.6830 0.3155 3.1699 4.6410 0.2155 4.3781 6.4100 1.3812 3.3959 3.6364 3.7367 3.8919 4.0526 4.1630
5 1.6105 0.6209 0.2638 3.7908 6.1051 0.1638 6.8618 11.0510 1.8101 4.1506 4.5455 4.7138 4.9779 5.2565 5.4505

6 1.7716 0.5645 0.2296 4.3553 7.7156 0.1296 9.6842 17.1561 2.2236 4.8710 5.4545 5.7086 6.1133 6.5478 6.8551
7 1.9487 0.5132 0.2054 4.8684 9.4872 0.1054 12.7631 24.8717 2.6216 5.5587 6.3636 6.7215 7.3002 7.9331 8.3874
8 2.1436 0.4665 0.1874 5.3349 11.4359 0.0874 16.0287 34.3589 3.0045 6.2151 7.2727 7.7528 8.5411 9.4192 10.0590
9 2.3579 0.4241 0.1736 5.7590 13.5795 0.0736 19.4215 45.7948 3.3724 6.8417 8.1818 8.8028 9.8385 11.0133 11.8825
10 2.5937 0.3855 0.1627 6.1446 15.9374 0.0627 22.8913 59.3742 3.7255 7.4398 9.0909 9.8719 11.1948 12.7234 13.8718

11 2.8531 0.3505 0.1540 6.4951 18.5312 0.0540 26.3963 75.3117 4.0641 8.0107 10.0000 10.9605 12.6127 14.5578 16.0420
12 3.1384 0.3186 0.1468 6.8137 21.3843 0.0468 29.9012 93.8428 4.3884 8.5557 10.9091 12.0689 14.0951 16.5256 18.4094
13 3.4523 0.2897 0.1408 7.1034 24.5227 0.0408 33.3772 115.2271 4.6988 9.0759 11.8182 13.1974 15.6449 18.6366 20.9921
14 3.7975 0.2633 0.1357 7.3667 27.9750 0.0357 36.8005 139.7498 4.9955 9.5724 12.7273 14.3465 17.2651 20.9011 23.8096
15 4.1772 0.2394 0.1315 7.6061 31.7725 0.0315 40.1520 167.7248 5.2789 10.0464 13.6364 15.5164 18.9590 23.3303 26.8832

16 4.5950 0.2176 0.1278 7.8237 35.9497 0.0278 43.4164 199.4973 5.5493 10.4989 14.5455 16.7076 20.7298 25.9361 30.2362
17 5.0545 0.1978 0.1247 8.0216 40.5447 0.0247 46.5819 235.4470 5.8071 10.9307 15.4545 17.9205 22.5812 28.7314 33.8940
18 5.5599 0.1799 0.1219 8.2014 45.5992 0.0219 49.6395 275.9917 6.0526 11.3430 16.3636 19.1554 24.5167 31.7301 37.8844
19 6.1159 0.1635 0.1195 8.3649 51.1591 0.0195 52.5827 321.5909 6.2861 11.7365 17.2727 20.4128 26.5402 34.9468 42.2375
20 6.7275 0.1486 0.1175 8.5136 57.2750 0.0175 55.4069 372.7500 6.5081 12.1121 18.1818 21.6930 28.6556 38.3975 46.9864

21 7.4002 0.1351 0.1156 8.6487 64.0025 0.0156 58.1095 430.0250 6.7189 12.4706 19.0909 22.9965 30.8672 42.0991 52.1670
22 8.1403 0.1228 0.1140 8.7715 71.4027 0.0140 60.6893 494.0275 6.9189 12.8129 20.0000 24.3237 33.1794 46.0700 57.8185
23 8.9543 0.1117 0.1126 8.8832 79.5430 0.0126 63.1462 565.4302 7.1085 13.1396 20.9091 25.6751 35.5966 50.3296 63.9838
24 9.8497 0.1015 0.1113 8.9847 88.4973 0.0113 65.4813 644.9733 7.2881 13.4514 21.8182 27.0510 38.1238 54.8990 70.7096
25 10.8347 0.0923 0.1102 9.0770 98.3471 0.0102 67.6964 733.4706 7.4580 13.7491 22.7273 28.4519 40.7658 59.8008 78.0469

26 11.9182 0.0839 0.1092 9.1609 109.1818 0.0092 69.7940 831.8177 7.6186 14.0332 23.6364 29.8783 43.5278 65.0590 86.0512
27 13.1100 0.0763 0.1083 9.2372 121.0999 0.0083 71.7773 940.9994 7.7704 14.3044 24.5455 31.3306 46.4155 70.6997 94.7831
28 14.4210 0.0693 0.1075 9.3066 134.2099 0.0075 73.6495 1062.0994 7.9137 14.5633 25.4545 32.8094 49.4343 76.7506 104.3088
29 15.8631 0.0630 0.1067 9.3696 148.6309 0.0067 75.4146 1196.3093 8.0489 14.8104 26.3636 34.3150 52.5905 83.2415 114.7005
30 17.4494 0.0573 0.1061 9.4269 164.4940 0.0061 77.0766 1344.9402 8.1762 15.0463 27.2727 35.8480 55.8900 90.2045 126.0369

35 28.1024 0.0356 0.1037 9.6442 271.0244 0.0037 83.9872 2360.2437 8.7086 16.0744 31.8182 43.9414 74.7786 133.3936 200.1840
40 45.2593 0.0221 0.1023 9.7791 442.5926 0.0023 88.9525 4025.9256 9.0962 16.8890 36.3636 52.7977 98.3685 194.7444 314.7450
45 72.8905 0.0137 0.1014 9.8628 718.9048 0.0014 92.4544 6739.0484 9.3740 17.5347 40.9091 62.4890 127.8298 281.8944 491.7475
50 117.3909 0.0085 0.1009 9.9148 1163.9085 0.0009 94.8889 11139.0853 9.5704 18.0463 45.4545 73.0940 164.6238 405.6924 765.2255
55 189.0591 0.0053 0.1005 9.9471 1880.5914 0.0005 96.5619 ### 9.7075 18.4517 50.0000 84.6988 210.5757 581.5496 1187.7629

60 304.4816 0.0033 0.1003 9.9672 3034.8164 0.0003 97.7010 ### 9.8023 18.7731 54.5455 97.3975 267.9647 831.3579 1840.6047
70 789.7470 0.0013 0.1001 9.9873 7887.4696 0.0001 98.9870 ### 9.9113 19.2295 63.6364 126.4996 429.1494 1690.2958 4407.7309
80 2048.4002 0.0005 0.1000 9.9951 ### 99.5606 9.9609 19.5161 72.7273 161.3474 680.5553 3423.5208 ###
90 5313.0226 0.0002 9.9981 ### 99.8118 9.9831 19.6961 81.8182 203.0757 1072.6824 6920.9439 ###
100 ### 0.0001 9.9993 99.9202 9.9927 19.8092 90.9091 253.0427 1684.2979 ### ###
http://www.itson.mx/dii/mconant/

25% 30%
(P/A,i,j,n)
0.9091 0.9091
1.9421 1.9835
3.1161 3.2532
4.4501 4.7538
5.9660 6.5272

7.6886 8.6230
9.6462 11.1000
11.8707 14.0272
14.3985 17.4867
17.2710 21.5752

20.5352 26.4071
24.2446 32.1174
28.4598 38.8661
33.2497 46.8417
38.6929 56.2675

44.8783 67.4070
51.9071 80.5719
59.8945 96.1305
68.9710 114.5178
79.2852 136.2483

91.0059 161.9299
104.3249 192.2807
119.4601 228.1500
136.6592 270.5409
156.2036 320.6392

178.4132 379.8463
203.6514 449.8184
232.3311 532.5126
264.9218 630.2422
301.9565 745.7408

578.1439 1725.7859
1101.4918 3985.2186
2093.1844 9194.1993
3972.3443 ###
7533.1671 ###

###
###
Factores de interes discreto capitalizado al : i = 12% http://www.itson.mx/dii/m

5% 10% 12% 15% 18% 20%


n (F/P,i,n) (P/F,i,n) (A/P,i,n) (P/A,i,n) (F/A,i,n) (A/F,i,n) (P/G,i,n) (F/G,i,n) (A/G,i,n) (P/A,i,j,n)
1 1.1200 0.8929 1.1200 0.8929 1.0000 1.0000 0.0000 0.0000 0.0000 0.8929 0.8929 0.8929 0.8929 0.8929 0.8929
2 1.2544 0.7972 0.5917 1.6901 2.1200 0.4717 0.7972 1.0000 0.4717 1.7299 1.7698 1.7857 1.8096 1.8335 1.8495
3 1.4049 0.7118 0.4163 2.4018 3.3744 0.2963 2.2208 3.1200 0.9246 2.5146 2.6310 2.6786 2.7510 2.8246 2.8745
4 1.5735 0.6355 0.3292 3.0373 4.7793 0.2092 4.1273 6.4944 1.3589 3.2503 3.4769 3.5714 3.7175 3.8688 3.9726
5 1.7623 0.5674 0.2774 3.6048 6.3528 0.1574 6.3970 11.2737 1.7746 3.9401 4.3077 4.4643 4.7099 4.9689 5.1492

6 1.9738 0.5066 0.2432 4.1114 8.1152 0.1232 8.9302 17.6266 2.1720 4.5867 5.1236 5.3571 5.7290 6.1280 6.4099
7 2.2107 0.4523 0.2191 4.5638 10.0890 0.0991 11.6443 25.7418 2.5515 5.1928 5.9250 6.2500 6.7753 7.3491 7.7606
8 2.4760 0.4039 0.2013 4.9676 12.2997 0.0813 14.4714 35.8308 2.9131 5.7612 6.7120 7.1429 7.8496 8.6357 9.2078
9 2.7731 0.3606 0.1877 5.3282 14.7757 0.0677 17.3563 48.1305 3.2574 6.2939 7.4850 8.0357 8.9527 9.9912 10.7584
10 3.1058 0.3220 0.1770 5.6502 17.5487 0.0570 20.2541 62.9061 3.5847 6.7934 8.2442 8.9286 10.0854 11.4192 12.4197

11 3.4785 0.2875 0.1684 5.9377 20.6546 0.0484 23.1288 80.4549 3.8953 7.2617 8.9899 9.8214 11.2484 12.9239 14.1996
12 3.8960 0.2567 0.1614 6.1944 24.1331 0.0414 25.9523 101.1094 4.1897 7.7007 9.7222 10.7143 12.4425 14.5091 16.1068
13 4.3635 0.2292 0.1557 6.4235 28.0291 0.0357 28.7024 125.2426 4.4683 8.1123 10.4414 11.6071 13.6687 16.1792 18.1501
14 4.8871 0.2046 0.1509 6.6282 32.3926 0.0309 31.3624 153.2717 4.7317 8.4981 11.1478 12.5000 14.9277 17.9388 20.3394
15 5.4736 0.1827 0.1468 6.8109 37.2797 0.0268 33.9202 185.6643 4.9803 8.8598 11.8416 13.3929 16.2204 19.7926 22.6851

16 6.1304 0.1631 0.1434 6.9740 42.7533 0.0234 36.3670 222.9440 5.2147 9.1989 12.5230 14.2857 17.5477 21.7458 25.1983
17 6.8660 0.1456 0.1405 7.1196 48.8837 0.0205 38.6973 265.6973 5.4353 9.5169 13.1923 15.1786 18.9106 23.8036 27.8910
18 7.6900 0.1300 0.1379 7.2497 55.7497 0.0179 40.9080 314.5810 5.6427 9.8149 13.8495 16.0714 20.3100 25.9717 30.7761
19 8.6128 0.1161 0.1358 7.3658 63.4397 0.0158 42.9979 370.3307 5.8375 10.0943 14.4951 16.9643 21.7468 28.2559 33.8672
20 9.6463 0.1037 0.1339 7.4694 72.0524 0.0139 44.9676 433.7704 6.0202 10.3563 15.1291 17.8571 23.2222 30.6625 37.1792

21 10.8038 0.0926 0.1322 7.5620 81.6987 0.0122 46.8188 505.8228 6.1913 10.6019 15.7518 18.7500 24.7371 33.1979 40.7277
22 12.1003 0.0826 0.1308 7.6446 92.5026 0.0108 48.5543 587.5215 6.3514 10.8321 16.3634 19.6429 26.2925 35.8693 44.5297
23 13.5523 0.0738 0.1296 7.7184 104.6029 0.0096 50.1776 680.0241 6.5010 11.0480 16.9640 20.5357 27.8897 38.6837 48.6032
24 15.1786 0.0659 0.1285 7.7843 118.1552 0.0085 51.6929 784.6270 6.6406 11.2503 17.5539 21.4286 29.5296 41.6489 52.9677
25 17.0001 0.0588 0.1275 7.8431 133.3339 0.0075 53.1046 902.7823 6.7708 11.4400 18.1333 22.3214 31.2134 44.7729 57.6440

26 19.0401 0.0525 0.1267 7.8957 150.3339 0.0067 54.4177 1036.1161 6.8921 11.6179 18.7024 23.2143 32.9423 48.0643 62.6543
27 21.3249 0.0469 0.1259 7.9426 169.3740 0.0059 55.6369 1186.4501 7.0049 11.7846 19.2613 24.1071 34.7176 51.5321 68.0225
28 23.8839 0.0419 0.1252 7.9844 190.6989 0.0052 56.7674 1355.8241 7.1098 11.9410 19.8102 25.0000 36.5404 55.1856 73.7741
29 26.7499 0.0374 0.1247 8.0218 214.5828 0.0047 57.8141 1546.5229 7.2071 12.0875 20.3493 25.8929 38.4120 59.0348 79.9365
30 29.9599 0.0334 0.1241 8.0552 241.3327 0.0041 58.7821 1761.1057 7.2974 12.2249 20.8788 26.7857 40.3337 63.0902 86.5391

35 52.7996 0.0189 0.1223 8.1755 431.6635 0.0023 62.6052 3305.5291 7.6577 12.7933 23.3877 31.2500 50.7427 86.8686 127.3372
40 93.0510 0.0107 0.1213 8.2438 767.0914 0.0013 65.1159 6059.0952 7.8988 13.2049 25.6804 35.7143 62.6225 117.7361 184.9417
45 163.9876 0.0061 0.1207 8.2825 1358.2300 0.0007 66.7342 ### 8.0572 13.5030 27.7756 40.1786 76.1809 157.8063 266.2758
50 289.0022 0.0035 0.1204 8.3045 2400.0182 0.0004 67.7624 ### 8.1597 13.7189 29.6903 44.6429 91.6550 209.8228 381.1146
55 509.3206 0.0020 0.1202 8.3170 4236.0050 0.0002 68.4082 ### 8.2251 13.8752 31.4401 49.1071 109.3157 277.3473 543.2600

60 897.5969 0.0011 0.1201 8.3240 7471.6411 0.0001 68.8100 ### 8.2664 13.9884 33.0391 53.5714 129.4717 365.0032 772.1996
70 2787.7998 0.0004 0.1200 8.3303 ### 69.2103 8.3082 14.1298 35.8357 62.5000 178.7302 626.5061 1551.8562
80 8658.4831 0.0001 8.3324 ### 69.3594 8.3241 14.2039 38.1711 71.4286 242.8924 1067.1792 3106.1589
90 ### 8.3330 69.4140 8.3300 14.2428 40.1215 80.3571 326.4676 1809.7816 6204.7756
100 ### 8.3332 69.4336 8.3321 14.2632 41.7503 89.2857 435.3295 3061.1817 ###
http://www.itson.mx/dii/mconant/

25% 30%
(P/A,i,j,n)
0.8929 0.8929
1.8893 1.9292
3.0015 3.1321
4.2428 4.5284
5.6281 6.1490

7.1742 8.0301
8.8998 10.2135
10.8256 12.7478
12.9750 15.6894
15.3739 19.1037

18.0512 23.0668
21.0393 27.6669
24.3743 33.0062
28.0963 39.2036
32.2503 46.3971

36.8865 54.7466
42.0608 64.4380
47.8357 75.6870
54.2810 88.7438
61.4743 103.8991

69.5026 121.4900
78.4627 141.9080
88.4628 165.6075
99.6237 193.1159
112.0800 225.0452

125.9821 262.1060
141.4979 305.1231
158.8146 355.0536
178.1413 413.0086
199.7113 480.2779

351.4581 1018.0062
614.2302 2150.9008
1069.2594 4537.7017
1857.2103 9566.2524
3221.6651 ###

5584.4224 ###
###
###
Factores de interes discreto capitalizado al : i = 15% http://www.itson.mx/dii/m

5% 10% 12% 15% 18% 20%


n (F/P,i,n) (P/F,i,n) (A/P,i,n) (P/A,i,n) (F/A,i,n) (A/F,i,n) (P/G,i,n) (F/G,i,n) (A/G,i,n) (P/A,i,j,n)
1 1.1500 0.8696 1.1500 0.8696 1.0000 1.0000 0.0000 0.0000 0.0000 0.8696 0.8696 0.8696 0.8696 0.8696 0.8696
2 1.3225 0.7561 0.6151 1.6257 2.1500 0.4651 0.7561 1.0000 0.4651 1.6635 1.7013 1.7164 1.7391 1.7618 1.7769
3 1.5209 0.6575 0.4380 2.2832 3.4725 0.2880 2.0712 3.1500 0.9071 2.3884 2.4969 2.5412 2.6087 2.6773 2.7238
4 1.7490 0.5718 0.3503 2.8550 4.9934 0.2003 3.7864 6.6225 1.3263 3.0503 3.2579 3.3445 3.4783 3.6167 3.7118
5 2.0114 0.4972 0.2983 3.3522 6.7424 0.1483 5.7751 11.6159 1.7228 3.6546 3.9858 4.1268 4.3478 4.5807 4.7427

6 2.3131 0.4323 0.2642 3.7845 8.7537 0.1142 7.9368 18.3583 2.0972 4.2064 4.6821 4.8887 5.2174 5.5697 5.8185
7 2.6600 0.3759 0.2404 4.1604 11.0668 0.0904 10.1924 27.1120 2.4498 4.7102 5.3481 5.6308 6.0870 6.5846 6.9410
8 3.0590 0.3269 0.2229 4.4873 13.7268 0.0729 12.4807 38.1788 2.7813 5.1702 5.9851 6.3534 6.9565 7.6259 8.1124
9 3.5179 0.2843 0.2096 4.7716 16.7858 0.0596 14.7548 51.9056 3.0922 5.5902 6.5945 7.0573 7.8261 8.6944 9.3346
10 4.0456 0.2472 0.1993 5.0188 20.3037 0.0493 16.9795 68.6915 3.3832 5.9736 7.1773 7.7427 8.6957 9.7908 10.6101

11 4.6524 0.2149 0.1911 5.2337 24.3493 0.0411 19.1289 88.9952 3.6549 6.3237 7.7348 8.4103 9.5652 10.9158 11.9409
12 5.3503 0.1869 0.1845 5.4206 29.0017 0.0345 21.1849 113.3444 3.9082 6.6434 8.2681 9.0605 10.4348 12.0701 13.3297
13 6.1528 0.1625 0.1791 5.5831 34.3519 0.0291 23.1352 142.3461 4.1438 6.9353 8.7782 9.6937 11.3043 13.2545 14.7788
14 7.0757 0.1413 0.1747 5.7245 40.5047 0.0247 24.9725 176.6980 4.3624 7.2018 9.2661 10.3104 12.1739 14.4699 16.2909
15 8.1371 0.1229 0.1710 5.8474 47.5804 0.0210 26.6930 217.2027 4.5650 7.4451 9.7328 10.9110 13.0435 15.7169 17.8688

16 9.3576 0.1069 0.1679 5.9542 55.7175 0.0179 28.2960 264.7831 4.7522 7.6673 10.1792 11.4959 13.9130 16.9965 19.5152
17 10.7613 0.0929 0.1654 6.0472 65.0751 0.0154 29.7828 320.5006 4.9251 7.8701 10.6062 12.0656 14.7826 18.3094 21.2333
18 12.3755 0.0808 0.1632 6.1280 75.8364 0.0132 31.1565 385.5757 5.0843 8.0553 11.0146 12.6204 15.6522 19.6566 23.0260
19 14.2318 0.0703 0.1613 6.1982 88.2118 0.0113 32.4213 461.4121 5.2307 8.2244 11.4053 13.1607 16.5217 21.0390 24.8967
20 16.3665 0.0611 0.1598 6.2593 102.4436 0.0098 33.5822 549.6239 5.3651 8.3788 11.7790 13.6870 17.3913 22.4574 26.8488

21 18.8215 0.0531 0.1584 6.3125 118.8101 0.0084 34.6448 652.0675 5.4883 8.5198 12.1364 14.1995 18.2609 23.9128 28.8857
22 21.6447 0.0462 0.1573 6.3587 137.6316 0.0073 35.6150 770.8776 5.6010 8.6485 12.4783 14.6986 19.1304 25.4062 31.0111
23 24.8915 0.0402 0.1563 6.3988 159.2764 0.0063 36.4988 908.5092 5.7040 8.7660 12.8053 15.1847 20.0000 26.9385 33.2290
24 28.6252 0.0349 0.1554 6.4338 184.1678 0.0054 37.3023 1067.7856 5.7979 8.8733 13.1181 15.6582 20.8696 28.5108 35.5433
25 32.9190 0.0304 0.1547 6.4641 212.7930 0.0047 38.0314 1251.9534 5.8834 8.9713 13.4173 16.1193 21.7391 30.1242 37.9582

26 37.8568 0.0264 0.1541 6.4906 245.7120 0.0041 38.6918 1464.7465 5.9612 9.0608 13.7035 16.5683 22.6087 31.7796 40.4782
27 43.5353 0.0230 0.1535 6.5135 283.5688 0.0035 39.2890 1710.4584 6.0319 9.1424 13.9773 17.0057 23.4783 33.4782 43.1076
28 50.0656 0.0200 0.1531 6.5335 327.1041 0.0031 39.8283 1994.0272 6.0960 9.2170 14.2392 17.4316 24.3478 35.2211 45.8515
29 57.5755 0.0174 0.1527 6.5509 377.1697 0.0027 40.3146 2321.1313 6.1541 9.2851 14.4896 17.8464 25.2174 37.0095 48.7146
30 66.2118 0.0151 0.1523 6.5660 434.7451 0.0023 40.7526 2698.3010 6.2066 9.3473 14.7292 18.2505 26.0870 38.8445 51.7021

35 133.1755 0.0075 0.1511 6.6166 881.1702 0.0011 42.3586 5641.1344 6.4019 9.5858 15.7796 20.1178 30.4348 48.7632 68.7052
40 267.8635 0.0037 0.1506 6.6418 1779.0903 0.0006 43.2830 11593.9354 6.5168 9.7372 16.6207 21.7539 34.7826 60.0449 89.7403
45 538.7693 0.0019 0.1503 6.6543 3585.1285 0.0003 43.8051 ### 6.5830 9.8332 17.2942 23.1875 39.1304 72.8769 115.7636
50 1083.6574 0.0009 0.1501 6.6605 7217.7163 0.0001 44.0958 ### 6.6205 9.8942 17.8334 24.4436 43.4783 87.4723 147.9578
55 2179.6222 0.0005 6.6636 ### 44.2558 ### 6.6414 9.9329 18.2652 25.5442 47.8261 104.0734 187.7865

60 4383.9987 0.0002 6.6651 ### 44.3431 6.6530 9.9574 18.6109 26.5085 52.1739 122.9558 237.0599
70 ### 0.0001 6.6663 44.4156 6.6627 9.9828 19.1094 28.0938 60.8696 168.8617 373.4308
80 ### 6.6666 44.4364 6.6656 9.9931 19.4290 29.3109 69.5652 228.2512 582.1469
90 44.4422 6.6664 9.9972 19.6339 30.2452 78.2609 305.0849 901.5874
100 44.4438 6.6666 9.9989 19.7653 30.9625 86.9565 404.4865 1390.4918
http://www.itson.mx/dii/mconant/

25% 30%
(P/A,i,j,n)
0.8696 0.8696
1.8147 1.8526
2.8421 2.9638
3.9588 4.2199
5.1726 5.6399

6.4920 7.2451
7.9261 9.0597
9.4849 11.1109
11.1792 13.4297
13.0209 16.0510

15.0227 19.0142
17.1986 22.3639
19.5637 26.1504
22.1344 30.4309
24.9287 35.2698

27.9660 40.7397
31.2674 46.9232
34.8559 53.9132
38.7564 61.8149
42.9960 70.7472

47.6044 80.8447
52.6135 92.2592
58.0581 105.1626
63.9762 119.7490
70.4089 136.2380

77.4010 154.8778
85.0011 175.9488
93.2621 199.7682
102.2414 226.6945
112.0015 257.1329

175.1084 480.3027
270.8581 892.2703
416.1356 1652.7551
636.5597 3056.5967
971.0011 5648.0637

1478.4367 ###
3416.5106 ###
7878.1255
###
###
Factores de interes discreto capitalizado al : i = 18% http://www.itson.mx/dii/m

5% 10% 12% 15% 18% 20%


n (F/P,i,n) (P/F,i,n) (A/P,i,n) (P/A,i,n) (F/A,i,n) (A/F,i,n) (P/G,i,n) (F/G,i,n) (A/G,i,n) (P/A,i,j,n)
1 1.1800 0.8475 1.1800 0.8475 1.0000 1.0000 0.0000 0.0000 0.0000 0.8475 0.8475 0.8475 0.8475 0.8475 0.8475
2 1.3924 0.7182 0.6387 1.5656 2.1800 0.4587 0.7182 1.0000 0.4587 1.6016 1.6375 1.6518 1.6734 1.6949 1.7093
3 1.6430 0.6086 0.4599 2.1743 3.5724 0.2799 1.9354 3.1800 0.8902 2.2726 2.3739 2.4153 2.4783 2.5424 2.5857
4 1.9388 0.5158 0.3717 2.6901 5.2154 0.1917 3.4828 6.7524 1.2947 2.8697 3.0604 3.1399 3.2627 3.3898 3.4770
5 2.2878 0.4371 0.3198 3.1272 7.1542 0.1398 5.2312 11.9678 1.6728 3.4010 3.7004 3.8277 4.0272 4.2373 4.3834

6 2.6996 0.3704 0.2859 3.4976 9.4420 0.1059 7.0834 19.1220 2.0252 3.8737 4.2970 4.4806 4.7723 5.0847 5.3051
7 3.1855 0.3139 0.2624 3.8115 12.1415 0.0824 8.9670 28.5640 2.3526 4.2944 4.8531 5.1002 5.4984 5.9322 6.2425
8 3.7589 0.2660 0.2452 4.0776 15.3270 0.0652 10.8292 40.7055 2.6558 4.6688 5.3715 5.6883 6.2061 6.7797 7.1958
9 4.4355 0.2255 0.2324 4.3030 19.0859 0.0524 12.6329 56.0325 2.9358 5.0019 5.8548 6.2465 6.8958 7.6271 8.1652
10 5.2338 0.1911 0.2225 4.4941 23.5213 0.0425 14.3525 75.1184 3.1936 5.2983 6.3053 6.7764 7.5679 8.4746 9.1510

11 6.1759 0.1619 0.2148 4.6560 28.7551 0.0348 15.9716 98.6397 3.4303 5.5620 6.7253 7.2793 8.2230 9.3220 10.1536
12 7.2876 0.1372 0.2086 4.7932 34.9311 0.0286 17.4811 127.3948 3.6470 5.7967 7.1168 7.7566 8.8614 10.1695 11.1732
13 8.5994 0.1163 0.2037 4.9095 42.2187 0.0237 18.8765 162.3259 3.8449 6.0056 7.4818 8.2097 9.4835 11.0169 12.2100
14 10.1472 0.0985 0.1997 5.0081 50.8180 0.0197 20.1576 204.5446 4.0250 6.1914 7.8220 8.6397 10.0899 11.8644 13.2644
15 11.9737 0.0835 0.1964 5.0916 60.9653 0.0164 21.3269 255.3626 4.1887 6.3567 8.1392 9.0478 10.6808 12.7119 14.3367

16 14.1290 0.0708 0.1937 5.1624 72.9390 0.0137 22.3885 316.3279 4.3369 6.5039 8.4348 9.4352 11.2567 13.5593 15.4271
17 16.6722 0.0600 0.1915 5.2223 87.0680 0.0115 23.3482 389.2669 4.4708 6.6348 8.7104 9.8029 11.8180 14.4068 16.5361
18 19.6733 0.0508 0.1896 5.2732 103.7403 0.0096 24.2123 476.3349 4.5916 6.7513 8.9673 10.1519 12.3650 15.2542 17.6638
19 23.2144 0.0431 0.1881 5.3162 123.4135 0.0081 24.9877 580.0752 4.7003 6.8550 9.2068 10.4832 12.8981 16.1017 18.8106
20 27.3930 0.0365 0.1868 5.3527 146.6280 0.0068 25.6813 703.4887 4.7978 6.9472 9.4301 10.7976 13.4176 16.9492 19.9769

21 32.3238 0.0309 0.1857 5.3837 174.0210 0.0057 26.3000 850.1167 4.8851 7.0293 9.6382 11.0960 13.9240 17.7966 21.1630
22 38.1421 0.0262 0.1848 5.4099 206.3448 0.0048 26.8506 1024.1377 4.9632 7.1024 9.8323 11.3793 14.4174 18.6441 22.3691
23 45.0076 0.0222 0.1841 5.4321 244.4868 0.0041 27.3394 1230.4825 5.0329 7.1673 10.0131 11.6481 14.8983 19.4915 23.5957
24 53.1090 0.0188 0.1835 5.4509 289.4945 0.0035 27.7725 1474.9693 5.0950 7.2252 10.1817 11.9033 15.3670 20.3390 24.8431
25 62.6686 0.0160 0.1829 5.4669 342.6035 0.0029 28.1555 1764.4638 5.1502 7.2766 10.3389 12.1455 15.8238 21.1864 26.1116

26 73.9490 0.0135 0.1825 5.4804 405.2721 0.0025 28.4935 2107.0673 5.1991 7.3224 10.4854 12.3754 16.2690 22.0339 27.4016
27 87.2598 0.0115 0.1821 5.4919 479.2211 0.0021 28.7915 2512.3394 5.2425 7.3632 10.6220 12.5936 16.7028 22.8814 28.7135
28 102.9666 0.0097 0.1818 5.5016 566.4809 0.0018 29.0537 2991.5605 5.2810 7.3994 10.7493 12.8007 17.1256 23.7288 30.0477
29 121.5005 0.0082 0.1815 5.5098 669.4475 0.0015 29.2842 3558.0414 5.3149 7.4317 10.8680 12.9973 17.5377 24.5763 31.4044
30 143.3706 0.0070 0.1813 5.5168 790.9480 0.0013 29.4864 4227.4888 5.3448 7.4604 10.9786 13.1839 17.9393 25.4237 32.7841

35 327.9973 0.0030 0.1806 5.5386 1816.6516 0.0006 30.1773 9898.0645 5.4485 7.5629 11.4290 13.9837 19.7991 29.6610 40.0416
40 750.3783 0.0013 0.1802 5.5482 4163.2130 0.0002 30.5269 ### 5.5022 7.6201 11.7461 14.5999 21.4343 33.8983 47.9354
45 1716.6839 0.0006 0.1801 5.5523 9531.5771 0.0001 30.7006 ### 5.5293 7.6520 11.9692 15.0746 22.8719 38.1356 56.5211
50 3927.3569 0.0003 0.1800 5.5541 ### 30.7856 5.5428 7.6698 12.1264 15.4402 24.1358 42.3729 65.8596
55 8984.8411 0.0001 5.5549 ### 30.8268 5.5494 7.6798 12.2370 15.7219 25.2470 46.6102 76.0167

60 ### 5.5553 30.8465 5.5526 7.6853 12.3148 15.9389 26.2240 50.8475 87.0643
70 5.5555 30.8603 5.5549 7.6901 12.4082 16.2348 27.8381 59.3220 112.1499
80 30.8634 5.5554 7.6916 12.4545 16.4104 29.0857 67.7966 141.8267
90 30.8640 5.5555 7.6921 12.4775 16.5146 30.0501 76.2712 176.9350
100 30.8642 7.6922 12.4888 16.5764 30.7955 84.7458 218.4688
http://www.itson.mx/dii/mconant/

25% 30%
(P/A,i,j,n)
0.8475 0.8475
1.7452 1.7811
2.6962 2.8097
3.7036 3.9429
4.7707 5.1913

5.9012 6.5667
7.0987 8.0819
8.3673 9.7513
9.7111 11.5904
11.1347 13.6165

12.6427 15.8487
14.2401 18.3079
15.9323 21.0172
17.7249 24.0020
19.6238 27.2904

21.6354 30.9131
23.7663 34.9043
26.0237 39.3013
28.4149 44.1455
30.9480 49.4823

33.6313 55.3619
36.4739 61.8394
39.4850 68.9756
42.6748 76.8375
46.0538 85.4990

49.6333 95.0412
53.4251 105.5539
57.4419 117.1357
61.6969 129.8952
66.2043 143.9524

93.0841 238.8196
128.9404 392.7850
176.7710 642.6641
240.5746 1048.2068
325.6856 1706.3848

439.2195 2774.5785
792.6935 7321.8174
1421.6745 ###
2540.9000 ###
4532.4795
Factores de interes discreto capitalizado al : i = 20% http://www.itson.mx/dii/m

5% 10% 12% 15% 18% 20%


n (F/P,i,n) (P/F,i,n) (A/P,i,n) (P/A,i,n) (F/A,i,n) (A/F,i,n) (P/G,i,n) (F/G,i,n) (A/G,i,n) (P/A,i,j,n)
1 1.2000 0.8333 1.2000 0.8333 1.0000 1.0000 0.0000 0.0000 0.0000 0.8333 0.8333 0.8333 0.8333 0.8333 0.8333
2 1.4400 0.6944 0.6545 1.5278 2.2000 0.4545 0.6944 1.0000 0.4545 1.5625 1.5972 1.6111 1.6319 1.6528 1.6667
3 1.7280 0.5787 0.4747 2.1065 3.6400 0.2747 1.8519 3.2000 0.8791 2.2005 2.2975 2.3370 2.3973 2.4586 2.5000
4 2.0736 0.4823 0.3863 2.5887 5.3680 0.1863 3.2986 6.8400 1.2742 2.7588 2.9393 3.0146 3.1307 3.2509 3.3333
5 2.4883 0.4019 0.3344 2.9906 7.4416 0.1344 4.9061 12.2080 1.6405 3.2473 3.5277 3.6469 3.8336 4.0301 4.1667

6 2.9860 0.3349 0.3007 3.3255 9.9299 0.1007 6.5806 19.6496 1.9788 3.6747 4.0671 4.2371 4.5072 4.7962 5.0000
7 3.5832 0.2791 0.2774 3.6046 12.9159 0.0774 8.2551 29.5795 2.2902 4.0487 4.5615 4.7880 5.1527 5.5496 5.8333
8 4.2998 0.2326 0.2606 3.8372 16.4991 0.0606 9.8831 42.4954 2.5756 4.3759 5.0147 5.3021 5.7714 6.2905 6.6667
9 5.1598 0.1938 0.2481 4.0310 20.7989 0.0481 11.4335 58.9945 2.8364 4.6623 5.4301 5.7820 6.3642 7.0190 7.5000
10 6.1917 0.1615 0.2385 4.1925 25.9587 0.0385 12.8871 79.7934 3.0739 4.9128 5.8110 6.2299 6.9324 7.7353 8.3333

11 7.4301 0.1346 0.2311 4.3271 32.1504 0.0311 14.2330 105.7521 3.2893 5.1321 6.1600 6.6479 7.4769 8.4397 9.1667
12 8.9161 0.1122 0.2253 4.4392 39.5805 0.0253 15.4667 137.9025 3.4841 5.3239 6.4800 7.0380 7.9987 9.1324 10.0000
13 10.6993 0.0935 0.2206 4.5327 48.4966 0.0206 16.5883 177.4830 3.6597 5.4917 6.7734 7.4021 8.4987 9.8135 10.8333
14 12.8392 0.0779 0.2169 4.6106 59.1959 0.0169 17.6008 225.9796 3.8175 5.6386 7.0423 7.7420 8.9780 10.4833 11.6667
15 15.4070 0.0649 0.2139 4.6755 72.0351 0.0139 18.5095 285.1755 3.9588 5.7671 7.2887 8.0592 9.4372 11.1419 12.5000

16 18.4884 0.0541 0.2114 4.7296 87.4421 0.0114 19.3208 357.2106 4.0851 5.8796 7.5147 8.3552 9.8773 11.7895 13.3333
17 22.1861 0.0451 0.2094 4.7746 105.9306 0.0094 20.0419 444.6528 4.1976 5.9779 7.7218 8.6316 10.2991 12.4264 14.1667
18 26.6233 0.0376 0.2078 4.8122 128.1167 0.0078 20.6805 550.5833 4.2975 6.0640 7.9116 8.8895 10.7033 13.0526 15.0000
19 31.9480 0.0313 0.2065 4.8435 154.7400 0.0065 21.2439 678.7000 4.3861 6.1394 8.0857 9.1302 11.0907 13.6684 15.8333
20 38.3376 0.0261 0.2054 4.8696 186.6880 0.0054 21.7395 833.4400 4.4643 6.2053 8.2452 9.3548 11.4619 14.2739 16.6667

21 46.0051 0.0217 0.2044 4.8913 225.0256 0.0044 22.1742 1020.1280 4.5334 6.2629 8.3914 9.5645 11.8176 14.8694 17.5000
22 55.2061 0.0181 0.2037 4.9094 271.0307 0.0037 22.5546 1245.1536 4.5941 6.3134 8.5255 9.7602 12.1586 15.4549 18.3333
23 66.2474 0.0151 0.2031 4.9245 326.2369 0.0031 22.8867 1516.1843 4.6475 6.3576 8.6484 9.9429 12.4853 16.0306 19.1667
24 79.4968 0.0126 0.2025 4.9371 392.4842 0.0025 23.1760 1842.4212 4.6943 6.3962 8.7610 10.1133 12.7984 16.5968 20.0000
25 95.3962 0.0105 0.2021 4.9476 471.9811 0.0021 23.4276 2234.9054 4.7352 6.4300 8.8642 10.2724 13.0985 17.1535 20.8333

26 114.4755 0.0087 0.2018 4.9563 567.3773 0.0018 23.6460 2706.8865 4.7709 6.4596 8.9589 10.4209 13.3860 17.7009 21.6667
27 137.3706 0.0073 0.2015 4.9636 681.8528 0.0015 23.8353 3274.2638 4.8020 6.4855 9.0456 10.5595 13.6616 18.2393 22.5000
28 164.8447 0.0061 0.2012 4.9697 819.2233 0.0012 23.9991 3956.1166 4.8291 6.5081 9.1252 10.6889 13.9257 18.7686 23.3333
29 197.8136 0.0051 0.2010 4.9747 984.0680 0.0010 24.1406 4775.3399 4.8527 6.5279 9.1981 10.8097 14.1788 19.2891 24.1667
30 237.3763 0.0042 0.2008 4.9789 1181.8816 0.0008 24.2628 5759.4078 4.8731 6.5453 9.2649 10.9223 14.4214 19.8010 25.0000

35 590.6682 0.0017 0.2003 4.9915 2948.3411 0.0003 24.6614 ### 4.9406 6.6044 9.5242 11.3826 15.4907 22.2351 29.1667
40 1469.7716 0.0007 0.2001 4.9966 7343.8578 0.0001 24.8469 ### 4.9728 6.6347 9.6921 11.7086 16.3550 24.4730 33.3333
45 3657.2620 0.0003 4.9986 ### 24.9316 91181.5497 4.9877 6.6503 9.8007 11.9395 17.0537 26.5305 37.5000
50 9100.4382 0.0001 4.9995 ### 24.9698 4.9945 6.6583 9.8710 12.1030 17.6184 28.4222 41.6667
55 ### 4.9998 24.9868 4.9976 6.6624 9.9165 12.2189 18.0749 30.1614 45.8333

60 ### 4.9999 24.9942 4.9989 6.6645 9.9460 12.3009 18.4439 31.7604 50.0000
70 5.0000 24.9989 4.9998 6.6661 9.9774 12.4001 18.9833 34.5822 58.3333
80 24.9998 5.0000 6.6665 9.9905 12.4499 19.3357 36.9674 66.6667
90 6.6666 9.9960 12.4749 19.5660 38.9836 75.0000
100 6.6667 9.9983 12.4874 19.7164 40.6879 83.3333
http://www.itson.mx/dii/mconant/

25% 30%
(P/A,i,j,n)
0.8333 0.8333
1.7014 1.7361
2.6056 2.7141
3.5475 3.7736
4.5287 4.9214

5.5507 6.1649
6.6153 7.5120
7.7243 8.9713
8.8794 10.5522
10.0828 12.2649

11.3362 14.1203
12.6419 16.1304
14.0020 18.3079
15.4187 20.6669
16.8945 23.2224

18.4318 25.9910
20.0331 28.9902
21.7011 32.2394
23.4387 35.7594
25.2486 39.5726

27.1340 43.7037
29.0979 48.1790
31.1436 53.0273
33.2746 58.2795
35.4944 63.9695

37.8067 70.1336
40.2153 76.8114
42.7242 84.0457
45.3378 91.8828
48.0602 100.3731

63.4712 154.6925
82.3719 235.7448
105.5523 356.6864
133.9814 537.1486
168.8479 806.4242

211.6093 1208.2218
328.3724 2702.3607
504.0001 6029.0483
768.1684 ###
1165.5140 ###
Factores de interes discreto capitalizado al : i = 25% http://www.itson.mx/dii/m

5% 10% 12% 15% 18% 20%


n (F/P,i,n) (P/F,i,n) (A/P,i,n) (P/A,i,n) (F/A,i,n) (A/F,i,n) (P/G,i,n) (F/G,i,n) (A/G,i,n) (P/A,i,j,n)
1 1.2500 0.8000 1.2500 0.8000 1.0000 1.0000 0.0000 0.0000 0.0000 0.8000 0.8000 0.8000 0.8000 0.8000 0.8000
2 1.5625 0.6400 0.6944 1.4400 2.2500 0.4444 0.6400 1.0000 0.4444 1.4720 1.5040 1.5168 1.5360 1.5552 1.5680
3 1.9531 0.5120 0.5123 1.9520 3.8125 0.2623 1.6640 3.2500 0.8525 2.0365 2.1235 2.1591 2.2131 2.2681 2.3053
4 2.4414 0.4096 0.4234 2.3616 5.7656 0.1734 2.8928 7.0625 1.2249 2.5106 2.6687 2.7345 2.8361 2.9411 3.0131
5 3.0518 0.3277 0.3718 2.6893 8.2070 0.1218 4.2035 12.8281 1.5631 2.9089 3.1485 3.2501 3.4092 3.5764 3.6925

6 3.8147 0.2621 0.3388 2.9514 11.2588 0.0888 5.5142 21.0352 1.8683 3.2435 3.5706 3.7121 3.9364 4.1761 4.3448
7 4.7684 0.2097 0.3163 3.1611 15.0735 0.0663 6.7725 32.2939 2.1424 3.5245 3.9422 4.1261 4.4215 4.7423 4.9711
8 5.9605 0.1678 0.3004 3.3289 19.8419 0.0504 7.9469 47.3674 2.3872 3.7606 4.2691 4.4969 4.8678 5.2767 5.5722
9 7.4506 0.1342 0.2888 3.4631 25.8023 0.0388 9.0207 67.2093 2.6048 3.9589 4.5568 4.8293 5.2784 5.7812 6.1493
10 9.3132 0.1074 0.2801 3.5705 33.2529 0.0301 9.9870 93.0116 2.7971 4.1255 4.8100 5.1270 5.6561 6.2574 6.7033

11 11.6415 0.0859 0.2735 3.6564 42.5661 0.0235 10.8460 126.2645 2.9663 4.2654 5.0328 5.3938 6.0036 6.7070 7.2352
12 14.5519 0.0687 0.2684 3.7251 54.2077 0.0184 11.6020 168.8306 3.1145 4.3829 5.2289 5.6329 6.3233 7.1314 7.7458
13 18.1899 0.0550 0.2645 3.7801 68.7596 0.0145 12.2617 223.0383 3.2437 4.4817 5.4014 5.8470 6.6175 7.5321 8.2360
14 22.7374 0.0440 0.2615 3.8241 86.9495 0.0115 12.8334 291.7979 3.3559 4.5646 5.5532 6.0389 6.8881 7.9103 8.7065
15 28.4217 0.0352 0.2591 3.8593 109.6868 0.0091 13.3260 378.7474 3.4530 4.6343 5.6868 6.2109 7.1370 8.2673 9.1583

16 35.5271 0.0281 0.2572 3.8874 138.1085 0.0072 13.7482 488.4342 3.5366 4.6928 5.8044 6.3650 7.3661 8.6043 9.5919
17 44.4089 0.0225 0.2558 3.9099 173.6357 0.0058 14.1085 626.5427 3.6084 4.7419 5.9079 6.5030 7.5768 8.9225 10.0083
18 55.5112 0.0180 0.2546 3.9279 218.0446 0.0046 14.4147 800.1784 3.6698 4.7832 5.9989 6.6267 7.7706 9.2228 10.4079
19 69.3889 0.0144 0.2537 3.9424 273.5558 0.0037 14.6741 1018.2230 3.7222 4.8179 6.0791 6.7375 7.9490 9.5064 10.7916
20 86.7362 0.0115 0.2529 3.9539 342.9447 0.0029 14.8932 1291.7788 3.7667 4.8470 6.1496 6.8368 8.1131 9.7740 11.1600

21 108.4202 0.0092 0.2523 3.9631 429.6809 0.0023 15.0777 1634.7235 3.8045 4.8715 6.2116 6.9258 8.2640 10.0267 11.5136
22 135.5253 0.0074 0.2519 3.9705 538.1011 0.0019 15.2326 2064.4043 3.8365 4.8921 6.2662 7.0055 8.4029 10.2652 11.8530
23 169.4066 0.0059 0.2515 3.9764 673.6264 0.0015 15.3625 2602.5054 3.8634 4.9093 6.3143 7.0769 8.5307 10.4903 12.1789
24 211.7582 0.0047 0.2512 3.9811 843.0329 0.0012 15.4711 3276.1318 3.8861 4.9238 6.3566 7.1409 8.6482 10.7029 12.4917
25 264.6978 0.0038 0.2509 3.9849 1054.7912 0.0009 15.5618 4119.1647 3.9052 4.9360 6.3938 7.1983 8.7564 10.9035 12.7921

26 330.8722 0.0030 0.2508 3.9879 1319.4890 0.0008 15.6373 5173.9559 3.9212 4.9463 6.4265 7.2497 8.8558 11.0929 13.0804
27 413.5903 0.0024 0.2506 3.9903 1650.3612 0.0006 15.7002 6493.4449 3.9346 4.9549 6.4553 7.2957 8.9474 11.2717 13.3572
28 516.9879 0.0019 0.2505 3.9923 2063.9515 0.0005 15.7524 8143.8061 3.9457 4.9621 6.4807 7.3369 9.0316 11.4405 13.6229
29 646.2349 0.0015 0.2504 3.9938 2580.9394 0.0004 15.7957 ### 3.9551 4.9682 6.5030 7.3739 9.1091 11.5998 13.8780
30 807.7936 0.0012 0.2503 3.9950 3227.1743 0.0003 15.8316 ### 3.9628 4.9732 6.5227 7.4070 9.1803 11.7502 14.1228

35 2465.1903 0.0004 0.2501 3.9984 9856.7613 0.0001 15.9367 ### 3.9858 4.9888 6.5907 7.5276 9.4598 12.3850 15.2079
40 7523.1638 0.0001 0.2500 3.9995 ### 0.0000 15.9766 3.9947 4.9953 6.6266 7.5972 9.6439 12.8608 16.0927
45 ### 0.0000 3.9998 ### 15.9915 3.9980 4.9980 6.6455 7.6374 9.7653 13.2175 16.8141
50 ### 3.9999 15.9969 3.9993 4.9992 6.6555 7.6606 9.8453 13.4850 17.4023
55 4.0000 15.9989 3.9997 4.9997 6.6608 7.6740 9.8981 13.6854 17.8819

60 15.9996 3.9999 4.9999 6.6636 7.6817 9.9328 13.8357 18.2730


70 16.0000 4.0000 5.0000 6.6658 7.6888 9.9708 14.0328 18.8518
80 6.6664 7.6911 9.9873 14.1436 19.2366
90 6.6666 7.6919 9.9945 14.2058 19.4925
100 7.6922 9.9976 14.2408 19.6626
http://www.itson.mx/dii/mconant/

25% 30%
(P/A,i,j,n)
0.8000 0.8000
1.6000 1.6320
2.4000 2.4973
3.2000 3.3972
4.0000 4.3331

4.8000 5.3064
5.6000 6.3186
6.4000 7.3714
7.2000 8.4662
8.0000 9.6049

8.8000 10.7891
9.6000 12.0206
10.4000 13.3015
11.2000 14.6335
12.0000 16.0189

12.8000 17.4596
13.6000 18.9580
14.4000 20.5163
15.2000 22.1370
16.0000 23.8225

16.8000 25.5754
17.6000 27.3984
18.4000 29.2943
19.2000 31.2661
20.0000 33.3167

20.8000 35.4494
21.6000 37.6674
22.4000 39.9741
23.2000 42.3730
24.0000 44.8680

28.0000 58.9218
32.0000 76.0204
36.0000 96.8235
40.0000 122.1337
44.0000 152.9273

48.0000 190.3925
56.0000 291.4324
64.0000 440.9960
72.0000 662.3867
80.0000 990.0990
Factores de interes discreto capitalizado al : i = 30% http://www.itson.mx/dii/m

5% 10% 12% 15% 18% 20%


n (F/P,i,n) (P/F,i,n) (A/P,i,n) (P/A,i,n) (F/A,i,n) (A/F,i,n) (P/G,i,n) (F/G,i,n) (A/G,i,n) (P/A,i,j,n)
1 1.3000 0.7692 1.3000 0.7692 1.0000 1.0000 0.0000 0.0000 0.0000 0.7692 0.7692 0.7692 0.7692 0.7692 0.7692
2 1.6900 0.5917 0.7348 1.3609 2.3000 0.4348 0.5917 1.0000 0.4348 1.3905 1.4201 1.4320 1.4497 1.4675 1.4793
3 2.1970 0.4552 0.5506 1.8161 3.9900 0.2506 1.5020 3.3000 0.8271 1.8924 1.9709 2.0029 2.0517 2.1012 2.1347
4 2.8561 0.3501 0.4616 2.1662 6.1870 0.1616 2.5524 7.2900 1.1783 2.2977 2.4369 2.4948 2.5842 2.6765 2.7398
5 3.7129 0.2693 0.4106 2.4356 9.0431 0.1106 3.6297 13.4770 1.4903 2.6250 2.8312 2.9186 3.0552 3.1987 3.2982

6 4.8268 0.2072 0.3784 2.6427 12.7560 0.0784 4.6656 22.5201 1.7654 2.8895 3.1649 3.2837 3.4719 3.6726 3.8138
7 6.2749 0.1594 0.3569 2.8021 17.5828 0.0569 5.6218 35.2761 2.0063 3.1030 3.4472 3.5983 3.8405 4.1029 4.2896
8 8.1573 0.1226 0.3419 2.9247 23.8577 0.0419 6.4800 52.8590 2.2156 3.2755 3.6861 3.8693 4.1666 4.4934 4.7289
9 10.6045 0.0943 0.3312 3.0190 32.0150 0.0312 7.2343 76.7167 2.3963 3.4148 3.8882 4.1028 4.4551 4.8478 5.1343
10 13.7858 0.0725 0.3235 3.0915 42.6195 0.0235 7.8872 108.7317 2.5512 3.5274 4.0593 4.3039 4.7103 5.1696 5.5086

11 17.9216 0.0558 0.3177 3.1473 56.4053 0.0177 8.4452 151.3512 2.6833 3.6183 4.2040 4.4772 4.9360 5.4616 5.8541
12 23.2981 0.0429 0.3135 3.1903 74.3270 0.0135 8.9173 207.7565 2.7952 3.6917 4.3265 4.6265 5.1357 5.7267 6.1730
13 30.2875 0.0330 0.3102 3.2233 97.6250 0.0102 9.3135 282.0835 2.8895 3.7510 4.4301 4.7552 5.3124 5.9673 6.4674
14 39.3738 0.0254 0.3078 3.2487 127.9125 0.0078 9.6437 379.7085 2.9685 3.7989 4.5178 4.8660 5.4686 6.1857 6.7392
15 51.1859 0.0195 0.3060 3.2682 167.2863 0.0060 9.9172 507.6210 3.0344 3.8375 4.5920 4.9615 5.6069 6.3839 6.9900

16 66.5417 0.0150 0.3046 3.2832 218.4722 0.0046 10.1426 674.9073 3.0892 3.8688 4.6547 5.0437 5.7291 6.5639 7.2215
17 86.5042 0.0116 0.3035 3.2948 285.0139 0.0035 10.3276 893.3795 3.1345 3.8940 4.7078 5.1146 5.8373 6.7272 7.4353
18 112.4554 0.0089 0.3027 3.3037 371.5180 0.0027 10.4788 1178.3934 3.1718 3.9144 4.7528 5.1757 5.9330 6.8755 7.6325
19 146.1920 0.0068 0.3021 3.3105 483.9734 0.0021 10.6019 1549.9114 3.2025 3.9309 4.7908 5.2283 6.0177 7.0100 7.8147
20 190.0496 0.0053 0.3016 3.3158 630.1655 0.0016 10.7019 2033.8849 3.2275 3.9442 4.8230 5.2736 6.0926 7.1322 7.9828

21 247.0645 0.0040 0.3012 3.3198 820.2151 0.0012 10.7828 2664.0503 3.2480 3.9549 4.8502 5.3126 6.1588 7.2431 8.1379
22 321.1839 0.0031 0.3009 3.3230 1067.2796 0.0009 10.8482 3484.2654 3.2646 3.9636 4.8733 5.3463 6.2174 7.3437 8.2812
23 417.5391 0.0024 0.3007 3.3254 1388.4635 0.0007 10.9009 4551.5450 3.2781 3.9706 4.8928 5.3752 6.2692 7.4351 8.4134
24 542.8008 0.0018 0.3006 3.3272 1806.0026 0.0006 10.9433 5940.0086 3.2890 3.9762 4.9093 5.4002 6.3151 7.5180 8.5354
25 705.6410 0.0014 0.3004 3.3286 2348.8033 0.0004 10.9773 7746.0111 3.2979 3.9808 4.9232 5.4217 6.3557 7.5932 8.6481

26 917.3333 0.0011 0.3003 3.3297 3054.4443 0.0003 11.0045 ### 3.3050 3.9845 4.9350 5.4402 6.3915 7.6616 8.7521
27 1192.5333 0.0008 0.3003 3.3305 3971.7776 0.0003 11.0263 ### 3.3107 3.9875 4.9450 5.4562 6.4233 7.7236 8.8481
28 1550.2933 0.0006 0.3002 3.3312 5164.3109 0.0002 11.0437 ### 3.3153 3.9899 4.9535 5.4700 6.4514 7.7799 8.9367
29 2015.3813 0.0005 0.3001 3.3317 6714.6042 0.0001 11.0576 ### 3.3189 3.9918 4.9606 5.4818 6.4762 7.8309 9.0185
30 2619.9956 0.0004 3.3321 8729.9855 11.0687 ### 3.3219 3.9934 4.9667 5.4920 6.4982 7.8773 9.0940

35 9727.8604 0.0001 3.3330 ### 11.0980 3.3297 3.9977 4.9856 5.5254 6.5754 8.0524 9.3928
40 36118.8648 3.3332 11.1071 3.3322 3.9992 4.9937 5.5412 6.6172 8.1602 9.5931
45 3.3333 11.1099 3.3330 3.9997 4.9973 5.5488 6.6399 8.2267 9.7273
50 11.1108 3.3332 3.9999 4.9988 5.5523 6.6522 8.2676 9.8172
55 11.1110 3.3333 4.0000 4.9995 5.5540 6.6588 8.2928 9.8775

60 11.1111 4.9998 5.5548 6.6624 8.3084 9.9179


70 5.0000 5.5554 6.6654 8.3239 9.9631
80 5.5555 6.6663 8.3297 9.9834
90 6.6666 8.3320 9.9926
100 8.3328 9.9967
http://www.itson.mx/dii/mconant/

25% 30%
(P/A,i,j,n)
0.7692 0.7692
1.5089 1.5385
2.2201 2.3077
2.9039 3.0769
3.5615 3.8462

4.1937 4.6154
4.8016 5.3846
5.3862 6.1538
5.9483 6.9231
6.4887 7.6923

7.0084 8.4615
7.5081 9.2308
7.9885 10.0000
8.4505 10.7692
8.8947 11.5385

9.3218 12.3077
9.7325 13.0769
10.1274 13.8462
10.5072 14.6154
10.8723 15.3846

11.2233 16.1538
11.5609 16.9231
11.8855 17.6923
12.1976 18.4615
12.4977 19.2308

12.7862 20.0000
13.0637 20.7692
13.3305 21.5385
13.5870 22.3077
13.8336 23.0769

14.9317 26.9231
15.8342 30.7692
16.5760 34.6154
17.1857 38.4615
17.6869 42.3077

18.0988 46.1538
18.7156 53.8462
19.1323 61.5385
19.4138 69.2308
19.6040 76.9231
Factores de interes discreto capitalizado al : i = 40% http://www.itson.mx/dii/m

5% 10% 12% 15% 18% 20%


n (F/P,i,n) (P/F,i,n) (A/P,i,n) (P/A,i,n) (F/A,i,n) (A/F,i,n) (P/G,i,n) (F/G,i,n) (A/G,i,n) (P/A,i,j,n)
1 1.4000 0.7143 1.4000 0.7143 1.0000 1.0000 0.0000 0.0000 0.0000 0.7143 0.7143 0.7143 0.7143 0.7143 0.7143
2 1.9600 0.5102 0.8167 1.2245 2.4000 0.4167 0.5102 1.0000 0.4167 1.2500 1.2755 1.2857 1.3010 1.3163 1.3265
3 2.7440 0.3644 0.6294 1.5889 4.3600 0.2294 1.2391 3.4000 0.7798 1.6518 1.7165 1.7429 1.7830 1.8238 1.8513
4 3.8416 0.2603 0.5408 1.8492 7.1040 0.1408 2.0200 7.7600 1.0923 1.9531 2.0629 2.1086 2.1789 2.2515 2.3011
5 5.3782 0.1859 0.4914 2.0352 10.9456 0.0914 2.7637 14.8640 1.3580 2.1791 2.3352 2.4011 2.5041 2.6119 2.6867

6 7.5295 0.1328 0.4613 2.1680 16.3238 0.0613 3.4278 25.8096 1.5811 2.3486 2.5491 2.6352 2.7712 2.9158 3.0172
7 10.5414 0.0949 0.4419 2.2628 23.8534 0.0419 3.9970 42.1334 1.7664 2.4758 2.7171 2.8224 2.9906 3.1719 3.3004
8 14.7579 0.0678 0.4291 2.3306 34.3947 0.0291 4.4713 65.9868 1.9185 2.5711 2.8492 2.9722 3.1709 3.3877 3.5432
9 20.6610 0.0484 0.4203 2.3790 49.1526 0.0203 4.8585 100.3815 2.0422 2.6426 2.9529 3.0921 3.3189 3.5696 3.7513
10 28.9255 0.0346 0.4143 2.4136 69.8137 0.0143 5.1696 149.5342 2.1419 2.6962 3.0344 3.1879 3.4406 3.7230 3.9297

11 40.4957 0.0247 0.4101 2.4383 98.7391 0.0101 5.4166 219.3478 2.2215 2.7365 3.0985 3.2646 3.5405 3.8522 4.0826
12 56.6939 0.0176 0.4072 2.4559 139.2348 0.0072 5.6106 318.0870 2.2845 2.7666 3.1488 3.3260 3.6225 3.9612 4.2137
13 79.3715 0.0126 0.4051 2.4685 195.9287 0.0051 5.7618 457.3217 2.3341 2.7893 3.1883 3.3751 3.6899 4.0530 4.3260
14 111.1201 0.0090 0.4036 2.4775 275.3002 0.0036 5.8788 653.2504 2.3729 2.8062 3.2194 3.4144 3.7453 4.1304 4.4223
15 155.5681 0.0064 0.4026 2.4839 386.4202 0.0026 5.9688 928.5506 2.4030 2.8190 3.2438 3.4458 3.7908 4.1956 4.5048

16 217.7953 0.0046 0.4018 2.4885 541.9883 0.0018 6.0376 1314.9708 2.4262 2.8285 3.2630 3.4709 3.8281 4.2506 4.5756
17 304.9135 0.0033 0.4013 2.4918 759.7837 0.0013 6.0901 1856.9592 2.4441 2.8357 3.2781 3.4910 3.8588 4.2969 4.6362
18 426.8789 0.0023 0.4009 2.4941 1064.6971 0.0009 6.1299 2616.7428 2.4577 2.8410 3.2899 3.5071 3.8840 4.3360 4.6882
19 597.6304 0.0017 0.4007 2.4958 1491.5760 0.0007 6.1601 3681.4400 2.4682 2.8451 3.2992 3.5200 3.9047 4.3689 4.7327
20 836.6826 0.0012 0.4005 2.4970 2089.2064 0.0005 6.1828 5173.0160 2.4761 2.8481 3.3065 3.5303 3.9218 4.3966 4.7709

21 1171.3556 0.0009 0.4003 2.4979 2925.8889 0.0003 6.1998 7262.2223 2.4821 2.8503 3.3123 3.5385 3.9357 4.4200 4.8036
22 1639.8978 0.0006 0.4002 2.4985 4097.2445 0.0002 6.2127 10188.1113 2.4866 2.8520 3.3168 3.5451 3.9472 4.4397 4.8317
23 2295.8569 0.0004 0.4002 2.4989 5737.1423 0.0002 6.2222 ### 2.4900 2.8533 3.3203 3.5503 3.9566 4.4563 4.8557
24 3214.1997 0.0003 0.4001 2.4992 8032.9993 0.0001 6.2294 ### 2.4925 2.8543 3.3231 3.5546 3.9644 4.4703 4.8763
25 4499.8796 0.0002 2.4994 11247.1990 6.2347 ### 2.4944 2.8550 3.3253 3.5579 3.9707 4.4822 4.8940

26 6299.8314 0.0002 2.4996 ### 6.2387 ### 2.4959 2.8555 3.3270 3.5606 3.9760 4.4921 4.9091
27 8819.7640 0.0001 2.4997 ### 6.2416 ### 2.4969 2.8559 3.3284 3.5628 3.9803 4.5005 4.9221
28 ### 2.4998 ### 6.2438 ### 2.4977 2.8562 3.3294 3.5645 3.9838 4.5076 4.9332
29 ### 2.4999 ### 6.2454 2.4983 2.8565 3.3303 3.5659 3.9867 4.5135 4.9428
30 ### ### 6.2466 2.4988 2.8566 3.3309 3.5670 3.9891 4.5185 4.9510

35 6.2493 2.4997 2.8570 3.3326 3.5700 3.9959 4.5340 4.9773


40 6.2498 2.4999 2.8571 3.3331 3.5710 3.9985 4.5406 4.9895
45 6.2500 2.5000 3.3333 3.5713 3.9994 4.5434 4.9951
50 3.5714 3.9998 4.5446 4.9978
55 3.9999 4.5451 4.9990

60 4.0000 4.5453 4.9995


70 4.5454 4.9999
80 5.0000
90
100
http://www.itson.mx/dii/mconant/

25% 30%
(P/A,i,j,n)
0.7143 0.7143
1.3520 1.3776
1.9215 1.9934
2.4299 2.5653
2.8838 3.0964

3.2891 3.5895
3.6510 4.0474
3.9741 4.4726
4.2626 4.8674
4.5202 5.2340

4.7502 5.5744
4.9555 5.8905
5.1388 6.1841
5.3025 6.4566
5.4487 6.7097

5.5792 6.9448
5.6957 7.1630
5.7997 7.3656
5.8926 7.5538
5.9756 7.7285

6.0496 7.8908
6.1157 8.0414
6.1747 8.1813
6.2275 8.3112
6.2745 8.4319

6.3165 8.5439
6.3540 8.6479
6.3875 8.7445
6.4174 8.8341
6.4441 8.9174

6.5404 9.2526
6.5950 9.4840
6.6260 9.6438
6.6436 9.7541
6.6536 9.8302

6.6592 9.8828
6.6643 9.9441
6.6659 9.9734
6.6664 9.9873
6.6666 9.9940
Factores de interes discreto capitalizado al : i = 50% http://www.itson.mx/dii/m

5% 10% 12% 15% 18% 20%


n (F/P,i,n) (P/F,i,n) (A/P,i,n) (P/A,i,n) (F/A,i,n) (A/F,i,n) (P/G,i,n) (F/G,i,n) (A/G,i,n) (P/A,i,j,n)
1 1.5000 0.6667 1.5000 0.6667 1.0000 1.0000 0.0000 0.0000 0.0000 0.6667 0.6667 0.6667 0.6667 0.6667 0.6667
2 2.2500 0.4444 0.9000 1.1111 2.5000 0.4000 0.4444 1.0000 0.4000 1.1333 1.1556 1.1644 1.1778 1.1911 1.2000
3 3.3750 0.2963 0.7105 1.4074 4.7500 0.2105 1.0370 3.5000 0.7368 1.4600 1.5141 1.5361 1.5696 1.6037 1.6267
4 5.0625 0.1975 0.6231 1.6049 8.1250 0.1231 1.6296 8.2500 1.0154 1.6887 1.7770 1.8136 1.8700 1.9282 1.9680
5 7.5938 0.1317 0.5758 1.7366 13.1875 0.0758 2.1564 16.3750 1.2417 1.8487 1.9698 2.0208 2.1004 2.1835 2.2411

6 11.3906 0.0878 0.5481 1.8244 20.7813 0.0481 2.5953 29.5625 1.4226 1.9608 2.1112 2.1756 2.2770 2.3844 2.4595
7 17.0859 0.0585 0.5311 1.8829 32.1719 0.0311 2.9465 50.3438 1.5648 2.0392 2.2149 2.2911 2.4123 2.5424 2.6343
8 25.6289 0.0390 0.5203 1.9220 49.2578 0.0203 3.2196 82.5156 1.6752 2.0941 2.2909 2.3773 2.5161 2.6667 2.7741
9 38.4434 0.0260 0.5134 1.9480 74.8867 0.0134 3.4277 131.7734 1.7596 2.1325 2.3467 2.4418 2.5957 2.7644 2.8859
10 57.6650 0.0173 0.5088 1.9653 113.3301 0.0088 3.5838 206.6602 1.8235 2.1594 2.3876 2.4898 2.6567 2.8414 2.9754

11 86.4976 0.0116 0.5058 1.9769 170.9951 0.0058 3.6994 319.9902 1.8713 2.1783 2.4175 2.5257 2.7035 2.9019 3.0470
12 129.7463 0.0077 0.5039 1.9846 257.4927 0.0039 3.7842 490.9854 1.9068 2.1915 2.4395 2.5526 2.7393 2.9495 3.1043
13 194.6195 0.0051 0.5026 1.9897 387.2390 0.0026 3.8459 748.4780 1.9329 2.2007 2.4557 2.5726 2.7668 2.9869 3.1501
14 291.9293 0.0034 0.5017 1.9931 581.8585 0.0017 3.8904 1135.7170 1.9519 2.2072 2.4675 2.5875 2.7879 3.0164 3.1867
15 437.8939 0.0023 0.5011 1.9954 873.7878 0.0011 3.9224 1717.5756 1.9657 2.2117 2.4762 2.5987 2.8041 3.0396 3.2161

16 656.8408 0.0015 0.5008 1.9970 1311.6817 0.0008 3.9452 2591.3633 1.9756 2.2148 2.4825 2.6070 2.8164 3.0578 3.2395
17 985.2613 0.0010 0.5005 1.9980 1968.5225 0.0005 3.9614 3903.0450 1.9827 2.2171 2.4872 2.6132 2.8259 3.0721 3.2583
18 1477.8919 0.0007 0.5003 1.9986 2953.7838 0.0003 3.9729 5871.5675 1.9878 2.2186 2.4906 2.6179 2.8332 3.0834 3.2733
19 2216.8378 0.0005 0.5002 1.9991 4431.6756 0.0002 3.9811 8825.3513 1.9914 2.2197 2.4931 2.6214 2.8388 3.0923 3.2853
20 3325.2567 0.0003 0.5002 1.9994 6648.5135 3.9868 ### 1.9940 2.2204 2.4949 2.6239 2.8431 3.0993 3.2949

21 4987.8851 0.0002 0.5001 1.9996 9973.7702 0.0001 3.9908 ### 1.9958 2.2210 2.4963 2.6259 2.8464 3.1047 3.3026
22 7481.8276 0.0001 1.9997 ### 3.9936 ### 1.9971 2.2214 2.4973 2.6273 2.8489 3.1091 3.3087
23 11222.7415 1.9998 ### 3.9955 ### 1.9980 2.2216 2.4980 2.6284 2.8508 3.1125 3.3137
24 16834.1122 1.9999 ### 3.9969 ### 1.9986 2.2218 2.4985 2.6292 2.8523 3.1151 3.3176
25 ### ### 3.9979 1.9990 2.2219 2.4989 2.6298 2.8534 3.1172 3.3207

26 ### ### 3.9985 1.9993 2.2220 2.4992 2.6303 2.8543 3.1189 3.3233
27 ### 3.9990 1.9995 2.2221 2.4994 2.6306 2.8550 3.1202 3.3253
28 ### 3.9993 1.9997 2.4996 2.6308 2.8555 3.1212 3.3269
29 3.9995 1.9998 2.4997 2.6310 2.8559 3.1220 3.3282
30 3.9997 1.9998 2.4998 2.6312 2.8562 3.1227 3.3292

35 3.9999 2.0000 2.5000 2.6315 2.8569 3.1243 3.3320


40 4.0000 2.6316 2.8571 3.1248 3.3329
45 3.1249 3.3332
50 3.1250 3.3333
55

60
70
80
90
100
http://www.itson.mx/dii/mconant/

25% 30%
(P/A,i,j,n)
0.6667 0.6667
1.2222 1.2444
1.6852 1.7452
2.0710 2.1792
2.3925 2.5553

2.6604 2.8812
2.8837 3.1637
3.0697 3.4086
3.2248 3.6208
3.3540 3.8047

3.4616 3.9640
3.5514 4.1022
3.6261 4.2219
3.6885 4.3256
3.7404 4.4155

3.7836 4.4935
3.8197 4.5610
3.8498 4.6195
3.8748 4.6703
3.8957 4.7142

3.9131 4.7523
3.9275 4.7854
3.9396 4.8140
3.9497 4.8388
3.9581 4.8603

3.9651 4.8789
3.9709 4.8951
3.9757 4.9090
3.9798 4.9212
3.9831 4.9317

3.9932 4.9666
3.9973 4.9837
3.9989 4.9920
3.9996 4.9961
3.9998 4.9981

3.9999 4.9991
4.0000 4.9998
4.9999
5.0000

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