intelligent issuing and acquiring software

intelligent ATM and POS control software

intelligent EMV chip card software EMV

Issuing
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 intelligent issuing and acquiring software
Issuing
The constantly changing demands of customers to pay when, where and how they
choose require innovation and financial dexterity from issuers. To remain competitive,
intelligent ATM and POS control software
it is now more important than ever to evaluate the profit potential of card programmes
and adapt card portfolios.

Bankworks Issuing is a high-performance

intelligent EMV chip cardsolution
software that provides advanced
EMV and fully integrated card issuing capabilities. Able to support
millions of cards across every possible type/range of product, Bankworks Issuing provides the flexibility to design and configure new
products or to modify existing ones to suit our clients specific needs.

Multiple cards may access one account or one card may access multiple accounts.
The user can upgrade a card or change the hierarchy without changing the plastic,
transferring all the account information and balances to the new account/
hierarchy. intelligent online payments software internet/web

Highly parameterised, Bankworks Issuing provides complete, automated

application and credit scoring processing features to support all the
information required to set up new clients and to issue new card/account
products. It handles the issuance of new cards, renewals and re-issues.

Client informationintelligent
is securelymobile
stored payments
in a central software
client information database
and agreements between the organisation and its clients can be easily
created and maintained.

Product development and maintenance is parameter-driven. Flexible price

structures are provided for account, transaction and service fee capability
and can be applied at any level within the hierarchy.

CARD
LIFECYCLE

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PIN
MANAGEMENT
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ISSUING Call Centre

back- Card
office
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Production Dispute

Instant
Issuing
Key issuing elements
Card Lifecycle Management
Bankworks Issuing includes numerous modules to manage
the different elements of the issuing lifecycle. These include
card issuing functions, card programmes, card and account
configurations, card production and card audit trails.
PIN Management
With Bankworks Issuing our clients can create personal
identification numbers (PIN) that are either sequential
or random. It also provides different PIN management
options. Bankworks Issuing is able to generate PIN data for
processing by the card company and allows for a PIN mailer to
be produced and sent to the required destination.
Card Production
Bankworks card production module provides a wide range
of integration with various card manufacturers. It includes
hardware embossing and Chip personalisation. The module
can emboss and personalise the card in-house or provide a
file to third party card Embosser. The module also provides
scripting of chip data at product level and client level.
Instant Issuing
This module provides instant issuing of the card at branch level.
This applies to any type of card (debit/Credit Mag/Chip).
The module also provides secure access to card data allowing the
user at the branch to:
l Block card l Close card
l Change address l Limit upgrade/downgrade
The system can also be integrated into the core banking system
either directly or through a middleware. It allows the user to deal
with ONE SYSTEM/ONE LOGON. The module also integrates with
hardware security modules to ensure secure production of PIN
and the encryption and decryption of card data.
Whats in the package
High availability
Complete availability is provided in the event of system
failure to secure all data. An active/active architecture ensures
complete transaction data integrity, high system availability
and disaster recovery. Application level synchronisation
eliminates downtime, further ensuring maximum availability.
E-business
Internet banking and web-based applications form an integral
part of the payment lifecycle. This enables card issuers to enter
applications, monitor card information and retrieve statistics/
reports easily and efficiently. Similarly cardholders can request
personal card-related account and statement information. We
provide optimal security through the deployment of a User
Authentication Service and a Security Key.
Automated Dispute Management
Bankworks Disputes is our exception processing system
that allows users to process exceptions at any time during
the dispute lifecycle, from presentment through to the
conclusion of each case. The product is designed to analyse
incoming transactions using pre-defined rules. Apart from the
rules dictated by card organisations, you have the flexibility
to set up any additional rule types to suit your business
requirements.
Compliance/EMV
Bankworks Issuing is compliant with industry standards and
regulations. For example, all products are PA DSS validated
and PCI compliant. Bankworks Issuing manages full chip
card issuing. A scripting engine provides post issuance
updating capabilities. It allows cards already in circulation
to be updated. We are also ready for the implementation of
the Single Euro Payments Area (SEPA). When these standards
come into force, full compliance will be our priority.

ISSUING
Bankworks Issuing Modules
l Automated Application
Processing
l Credit Scoring
l Multi-application Status
l 4-Eyes Application
Approval
l FX and currency
conversion
l Cardholder Loan
l Instalment
l Product Accounting
Risk Management
Bankworks Issuing has the ability to quickly detect
unusual activities in accounts or transactions. It carries out
configurable risk controls by ensuring that risk-based rule
profiles are in place. The solution enables you to set your own
rules-based business parameters.
We provide complete support for EMV chip card issuing.
Integrated chip card technology assists in the detection of
l Loyalty/Rewards
counterfeit as well as lost, stolen and never received fraud.
l Card Production
l PIN Management
l Campaign Management
l Transaction Management
l Insurance
l Card Production
l Reminder
l Collection
l E-wallet
l Bonus
 Why choose Bankworks?
l Integrated modular structure
l Quick-to-market
l Cost efficient, open architecture
intelligent issuing and acquiring software
l Scalable to business growth
l Supported by all leading card organisations
l Full multi-currency support
Bankworks Issuing Features
l Service provider facility
l FX and currency conversion all currencies l Automated processing
l FX Mark-upintelligent ATM and POS control software
l Consolidated statement About RS2
l Individual Cardholder Agreement (fees, charges, billing etc) RS2 Software is a public-listed global provider
l On-us / Interbank/Intrabank of fully comprehensive, high-performance and
l Product accounting high-availability card management solutions for
l Transaction management international and domestic banks, service providers,
intelligent EMV chip card software EMV
l Hierarchy management retailers and financial organisations.
l One account multiple cards, one card multiple accounts With a presence in the market for over 20 years,
l Velocity checking RS2 Software is focused on the development and
l Dual card support (debit/credit sharing one or different accounts) implementation of flexible card payment solutions
under its product brand Bankworks.

intelligent online payments software internet/web RS2 aims to deliver an enduring service and future-
Bankworks Issuing Capabilities proof solutions to help its clients, no matter how
large or small, drive their businesses to success.
l Local, regional and cross-border issuing capability
l Supporting all card schemes
MasterCard/Visa/Amex/Diners/JCB/Discover/CUP/PL
Testimonial
Private label, closed loop, gift cards, virtual card
intelligent mobile payments software CSC first implemented Bankworks in
l Multi-level hierarchy
l Flexible pricing at product/customer level 1998 and since then we have come to rely
l Multi BIN/ICA transaction processing under a single institution
on its robustness and flexibility, both of
(International, domestic, On-us) which enable us today to provide efficient
l Market segmentation and innovative payment card solutions
l Multi-lingual reporting to more than 100 client banks and other
l Know your customer support
financial institutions in 25 countries.
l Multi-currency issuance Bankworks has proven to be very
l Multi-institution reliable in managing our intricate
l Internal clearing and settlement cross institution business requirements comprising
l Loading of multiple rate files per day multiple institutions, multiple brands,
l intelligent payments facilitation module frontend switch multiple currencies and multiple clearing
Risk and fraud management
channels.
Marwan S. Kaddoura,
Chairman & CEO, CSCBank SAL

intelligent payments call center module Call Centre

More information
For more information about Bankworks Issuing
and its key functionalities, call us
Subject to change without notice

In Germany +49 6102 73 00 32

Bankworks product
intelligent suite dispute module
payments Dispute
In Malta +35 6213 45 85 7
In Philippines +63 33 333 07 48
In Jordan +962 6 556 36 29
Core Acquiring Issuing Schemes Switch Disputes
info@rs2.com www.rs2.com

RS2 Software p.l.c.

Martin Behaim Str. 12, 63263, Neu-Isenburg, Frankfurt, Germany 120/6, The Strand, Gzira GZR1027, Malta
5021 Tigbauan, Iloilo, Philippines Mecca Street , Amman, Jordan