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BIG
ENTREPRENEURS
BIG
ENTREPRENEURS
Address
Tel Cell
Contact Info
Fax Email
Contact Person/s
Products/Services
Market (domestic/international)
II. Proposed Financial Requirement
Project Description
Proposed Project (Include commodities/activities and define firm and Project Cost
established market)
III. Eligibility Requirements
Minimum Criteria Assessment
Must have a juridical personality, registered as an association, corporation or Registered Not Registered
cooperative with farmers and/or fisherfolk as members/shareholders. Registered With:
3. Past due ratio of not more than 25% of the consolidated loan
Pass Fail Past Due Ratio:
and accounts receivables portfolio.*
4. Debt-to-equity ratio of at most 85:15 including loan applied for.* Pass Fail Debt-to-Equity Ratio:
Yes No
Must have a Core Management Team (COMAT) If Yes: Full Time Part Time
COMAT: Manager Bookkeeper Treasurer
*3. Past Due Loans / Total Loans Outstanding = Past Due Ratio *4. Total Debt / Equity = Debt-to-Equity Ratio
IV. Documentary Requirements
_________________________________________
Date
Endorsed to the FFP Program for Evaluation:
________________________________________________________________
MALCOLM I. SARMIENTO, JR.
Director, BFAR
_________________________________________
Date
BFAR Focal Credit Person: ___________________
Compliance of BFAC with FFP requirements FIDSD, Focal Person & BFAC
Submission of BFAR-endorsed
FIDSD
Loan proposal to TWG
SSGTA, Inc.
275 Fisherfolk
Members/Beneficiaries
Social Organization:
SSGTA, Inc. Market: MCPI
Seaweeds Farming Timeline
Feb-
Jan May June July Aug Sept Oct Nov Dec
Planting
1st Cropping
Planting
2nd Cropping
O Planting
3rd F Cropping
F Planting
4th Cropping
S Planting
5th E Cropping
A Planting
6th S Cropping
O Planting
7th N Cropping
Planting
8th Cropping
Planting
9th Cropping
Seaweeds Production and Harvest Timeline
¼ HA SEAWEEDS FARM INPUTS & INCOME PER FARMER:
Production Capital for Start-up PhP 47,205.00
Interest for 4 Months Payment (1% IR/month) PhP 1,888.20
Total Loanable Amount (Payable within 3-months) PhP 49,093.20
Monthly Amortization starting August to October 2010 PhP 16,364.40
Re-planting: August 20
August 20 to October 20 (5th Cropping*)
Yield 884 Kgs RDS
Gross Income (Price at PhP 60.00 kg RDS) PhP 53,040.00
Total Net Income for 5th Cropping on Oct 20 PhP 53,040.00
Less: Maintenance and operatimg Expenses PhP 5,110.00
Total Net Income for 5th Cropping on Oct 20 PhP 47,930.00
Farm er's Daily Allow ance for Decem ber P hP 1,597.70
50,000.00
47,930.00
40,000.00
47,930.00
47,930.00
47,930.00
47,930.00
Income (PhP)
30,000.00
36,676.00
36,676.00
31,565.60
20,000.00
5,835.00
10,000.00
0.00
1st 2nd 3rd 4th 5th 6th 7th 8th 9th
Number of Cropping
Fishponds
•FLAs (58,000 has)
•Titled
•Others
Workers
•Individual Fisherfolk Market
•Fisherfolk Association •Institutional Buyers
•Cooperatives (processors)
•Others
Status of the Philippine Fishery Industry,
FY 2000-09
BIG
ENTREPRENEURS
MSMEs
BROAD-BASED
MASS FISHERFOLK
Poverty Reduction Among the Broad Based
Mass Fisherfolk by 18.2% per Year
120%
100%
80%
60%
Percent
Reduction 40%
20%
0%
-20%
Current
Year 1 Year 2 Year 3 Year 4 Year 5
Status
Big Entreprenuers 5% 5% 5% 5% 5% 5%
MSMEs 10% 28.2% 46.4% 64.6% 82.8% 101.0%
Broad Based Mass 85% 66.800% 48.600% 30.400% 12.200% -6.000%
Thank You
Fisheries Financing Team