Cartera Atrazada Tasa de Inters

% %
Del Sur 21.1 67.65
Credi Inka (Quillabamba) 15.6 60.1
San Martn 7.9 71.55
Chavn 41.6 60.1
Libertadores 20.5 61.96
Caja Nor (La libertad) 23.3 56.45
Sr. De Luren 10.4 60.1
Profinanzas (Caete) 22.6 69.59
Cruz de Chalpon 19.2 51.1
Cajamarca 9.2 51.11
Prymera 10.7 54.65
 Valores Originales
Y X
Cartera Atrazada Tasa de Inters

1 Del Sur 21.10 67.65

2 Credi Inka (Quillabamba) 15.60 60.10
3 San Martn 7.90 71.55
4 Chavn 41.60 60.10
5 Libertadores 20.50 61.96
6 Caja Nor (La libertad) 23.30 56.45
7 Sr. De Luren 10.40 60.10
8 Profinanzas (Caete) 22.60 69.59
9 Cruz de Chalpon 19.20 51.10
10 Cajamarca 9.20 51.11
11 Prymera 10.70 54.65
Total
Promedio
VAR
STD
 Y X y x xy y2
Cartera Atrazada Tasa de Inters
% %
21.10 67.65 2.73 7.25 19.78 7.44
15.60 60.10 -2.77 -0.30 0.82 7.69
7.90 71.55 -10.47 11.15 -116.81 109.68
41.60 60.10 23.23 -0.30 -6.88 539.51
20.50 61.96 2.13 1.56 3.33 4.53
23.30 56.45 4.93 -3.95 -19.44 24.28
10.40 60.10 -7.97 -0.30 2.36 63.56
22.60 69.59 4.23 9.19 38.86 17.87
19.20 51.10 0.83 -9.30 -7.69 0.68
9.20 51.11 -9.17 -9.29 85.18 84.14
10.70 54.65 -7.67 -5.75 44.09 58.87
202.10 664.36 0.00 0.00 43.60 918.24
18.37 60.40 0.00 0.00 3.96 83.48
91.8241818
9.58249351

Dependent Variable: MOROSIDAD

Method: Least Squares
Date: 08/30/12 Time: 12:47
Sample: 1 11
Included observations: 11

Variable Coefficient Std. Error t-Statistic Prob.

I 0.089806 0.457439 0.196322 0.8487

C 12.94880 27.79429 0.465880 0.6524

R-squared 0.00426 Mean dependent var 18.37273

Adjusted R-squared -0.106373 S.D. dependent var 9.582494
S.E. of regression 10.07928 Akaike info criterion
Sum squared resid 914.32622 Schwarz criterion
Log likelihood F-statistic 0.038543
Durbin-Watson stat 2.380788 Prob(F-statistic) 0.848719
 x2 Yest e e2 ex eX yest e*yest

52.62 19.02 2.08 4.31 15.06 140.43 0.65 1.35

0.09 18.35 -2.75 7.54 0.81 -165.04 -0.03 0.07
124.40 19.37 -11.47 131.66 -127.98 -820.99 1.00 -11.49
0.09 18.35 23.25 540.74 -6.89 1397.56 -0.03 -0.62
2.44 18.51 1.99 3.95 3.11 123.11 0.14 0.28
15.57 18.02 5.28 27.90 -20.84 298.15 -0.35 -1.87
0.09 18.35 -7.95 63.14 2.35 -477.56 -0.03 0.21
84.52 19.20 3.40 11.57 31.27 236.72 0.83 2.81
86.42 17.54 1.66 2.76 -15.45 84.94 -0.83 -1.39
86.24 17.54 -8.34 69.53 77.44 -426.19 -0.83 6.95
33.02 17.86 -7.16 51.22 41.12 -391.11 -0.52 3.69
485.50 202.10 0.00 914.33 0.00 0.00 0.00 0.00
44.14 18.37 0.00 83.12 0.00 0.00 0.00 0.00
e(-1) e-e(-1) [e-e(-1)]*2 X2

4576.5225
2.08 -4.82 23.2513784 3612.01
-2.75 -8.73 76.1827535 5119.4025
-11.47 34.73 1206.05296 3612.01
23.25 -21.27 452.286917 3839.0416
1.99 3.29 10.8558944 3186.6025
5.28 -13.23 174.974432 3612.01
-7.95 11.35 128.77133 4842.7681
3.40 -1.74 3.02584599 2611.21
1.66 -10.00 100.017962 2612.2321
-8.34 1.18 1.39733311 2986.6225
7.16 -9.23 2176.82 40610.43
0.65 -0.84 197.89 3691.86