The Cherry Creek News

& central denver dispatch Lowry

News p12
With News of the Heart of Denver
Hilltop • Belcaro • Bonnie Brae • Glendale • Country Club • Cherry Creek
Volume 11 Issue 7  July 23, 2010
Bennet made The greatest
comeback
fortune in story of all
corporate raid time
by Guerin Lee Green by Don Bain
The story is like a real-life version Over 3,000 years ago a young
of the movie Wall Street, without the pharaoh was laid to rest in a very
redemptive ending. ritualized manner designed to
A young Bud Fox leaves Washington ensure his survival and deification
for Colorado, lands a job with Gordon in the afterlife. Tutankhamun was
Gekko, tycoon and corporate raid- entombed with four rooms full of
er. Only in this case, young Bud is artistically exquisite necessities of
future United States Senator Michael this transition.
Bennet, and The exhibit titled Tutankhamun:
Gekko, bil- The Golden King and the Great
lionaire Phil The story is like a Pharaohs features over 50 items from
Anschutz. real-life version of
the tomb discovered by Howard
The job the movie Carter in 1922.
leaves Bennet Wall Street Another 50 artifacts reveal the
wealthy, and likeness of other great rulers of
allows him Michael Bennet’s official Senate portrait
ancient Egypt and hint at the rever-
to take a giant pay cut and work for lost.
The story begins with Regal Cinema, ence in which they were held.
Denver Mayor John Hickenlooper, then “This is a wonderful, festive
the Denver Public Schools. It gives the largest movie chain in the country at
the time, with some 17% of all screens and very exciting moment for this
him financial experience, which in turn museum,” said Christoph Heinrich,
leads to a complicated interest rate nation-wide and revenues of nearly $2.5
Frederick and Jan Meyer director
swap that may leave Denver taxpayers see BENNET on page 10 for the Denver Art Museum (DAM) at the opening of the press preview
in a billion dollar hole, as the fund for
Denver teachers’ retirement looks in June 24.
need of an AIG-style bailout. Marcia Johnson won’t seek re-election “Ever since Howard Carter’s dis-
Ironically, the details of the source covery of the tomb, stories of the
of Bennet’s wealth are revealed largely to Denver City Council boy-king have thrilled the public.
in a lawsuit by Louisiana teachers, Part of the mission of an institution
whose investment in theater chain like DAM is to excite people of all
Regal Cinemas went south after Bennet ages with art.”
and Anshutz gained control of the This exhibit should do just that if
company through the purchase of debt, not much more for the community
forced other debtors and shareholder at large.
into taking losses, then sped off with The displays take up more than
$1.4 billion in cash, while jobs were 16,000 square feet of space on two
floors of the Hamilton Building. An

see TUT on page 9

Inside the
U.S. POSTAGE

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353

Councilwoman Marcia Johnson
Cherry Creek News Staff
Marcia Johnson will not run for
re-election to the Denver City Council,
representing east and south-east
Denver, including Lowry. In a note to
constituents, Johnson wrote: “I want
you to be the first to know that I have
decided not to seek re- election in 2011.
Central Denver Dispatch
News &
Central Denver
Dispatch
some of the travelling that we have
always dreamed about. Those closest
to me seem genuinely happy that I am •Getting Fit, part 7
making this choice.” page 3
“I want to first thank you for the
opportunity to serve my community
for the past twenty-one years. From • False prophet page 2
the DPS Board of Education to the

I am certainly not resigning before Election Commission to my current

the end of my term (concluding July
2011), but I want to give others with
an interest in representing District 5
Denver, CO 80246
position on City Council, I have been •Summer Safety page 7
in- credibly fortunate to serve the
people of Denver. The civic devotion
• Wastewater rates climb

adequate time to get their campaigns of our City’s residents has been an
P.O. Box 460142

underway.” in- spiration to me, throughout my ca- page 12

“I have always been upfront about
my age, and I will be 70 by the time
the next swearing in takes place! Will
and I have decided to take this op-
portunity to spend some quality time
with our family and friends, and do
reer in public service.
“When I was elected to City Council
in both 2003 and 2007, I made several • Re-roofing old homes page 10
promises to my constituents. Here are
just a few of the notable things we’ve
see JOHNSON on page 10
Page 2 Cherry Creek News & Central Denver Dispatch July 23, 2010

Opinion and Comment

False Prophet
A year and a half ago I was so con-
vinced that President Obama would
be a transformational figure that I
began work on book notes, and regis-
tered a domain name obamaconver-
gence.com, in anticipation of writing a
book about the changes I guessed the
Obama presidency would wrought.
I thought certain that Obama
would change America’s place in the
world, use the failure of finance capi-
talism to reassert the rightful place
of industrial capitalism and the role
of producing value in the economy,
while righting our energy policy and
rationalizing health care. Eighteen
months on, I have to admit to being a
false prophet.
While Obama has made great
strides with healthcare, the end result,
I’m afraid, will prove less than use-
ful to most American families. We
see this month and last, that we have
not had the courage or the depth of
perspective, to rewrite our engage-
ment in two wars which can only be
described, at best, as partial failures.
Our energy policy, despite the vision-
ary appointment of Stephen Chu, as
Energy Secretary still remains bro-
ken. And finally, Wall Street reform
remains a dark disappointment. Far
too much of our economy remains
ensnared in a finance capitalism that
fails to reward real innovation, real
creation of value. Instead, simply
moving money about remains unsus-
tainably the engine of too much profit
making in our economy. Unless we
rewire the basic nature of rewards,
benefits and penalties in our economy,
we will fail to return to a broad-based
prosperity, where productivity from
the bulk of American families is prop-
erly sustained and rewarded.
Recently passed, financial reform
will make some differences. Regulators
will now work with an eye to protect
consumers and thwart systemic risks,
instead of just protecting shareholders
and cleaning up messes. But too big to
fail remains a big piece of our financial
system, undergirded by false promises
of competition abroad. We won’t get
back to a structurally sound economy
without more changes— and hope-
fully the market will drive it, since
Washington lacks the steel in the spine
to lead the way.
And this doesn’t even touch upon
Obama’s educational policy, which
in the hands of non-educator Arne
Duncan, has been disastrous. Using
the carrot of federal dollars, Obama’s
education policy has pushed states
and thousands of school districts
down the policy cul-de-sacs of “trans-
forming” schools and punishing teach-
ers, approaches that research has prov-
en as failures and distract powerfully
from addressing real issues, many of
which have proximate, research-prov-
en, solutions.
Why this avalanche of failure and
only partial success? Are American
institutions too resistant to reform
to be meaningfully changed. Or are
Americans too disengaged, too mis-
informed by a media obsessed with
entertainment rather than truth,
maybe even too ignorant and lazy, to
grasp the levers of their own future?
Is this the decay that we have long
been warned about, the last gasps
of American hegemony, not just as a
superpower, but as the “city on the
hill,” the shining light of democracy,
freedom, and a Lockean (as opposed
to Hobbesian) vision of human nature?
While history will render a final
verdict, it seems our nation needs
reform root and branch. We have col-
lectively calcified an unsustainable
status quo. Common sense solutions
are eschewed as politically unten-
able. Concentrated power, especially
the power of concentrated wealth,
is viewed as unassailable. We have
become, in part measure, a nation of
cowards, afraid of the truth, afraid of
the consequences of speaking truth to
power. We have exalted and empow-
ered the individual to the detriment
of the common weal. Our institutions
are captive to narrow interests, and
we lack the focus and resolve neces-
sary to meet our common challenges.
While the nation has been resolute in
the past, it is dissolute in meeting its
future.
—Guerin Lee Green

In Memoriam - Marcia Kearney 1765 W Dixie Place, Denver 80221

(Marcia Kearney was a one-time
resident of Congress Park)
My friend Marci Kearney is gone.
She was killed on her scooter in
Massachusetts this week.
Fast, fun, fearless. That’s how I’ll
remember her. Sometimes, when I
think about what I want my daughter
to be like when she grows up, I think
about Marci. While my heart breaks,
let me tell you about this one-of-a-kind
spirit.
I met her in a way that I would come
to learn was typically Marci. I was at a
meeting or a class at Mountain States
Employers Council, where Marci was a
staff attorney. I had ridden my Ducati,
and parked in the MSEC lot. When I
came out, Marci’s card was lodged in
my tank protector, with some whimsi-
cal note. Later, when I called, we soon
hooked up for a ride.
I remember Marci on her burgundy
BMW K75, knees tucked in tight, rid-
ing like the wind. On one of our first
rides, I looked back over my shoulder
to see her gamely keeping up, drop-
ping back a bit in the corners and
opening it up on the short straights
'#'!&'$

$
!
in Golden Gate Canyon. Golden Gate
is tight and technical, burned into my
memory— every corner, every shift
point. And Marci, who had not been

riding long, was artfully staying with
Park for the ritual breakfast and warm-
ing, I was cranky and cold. But the
chill did nothing to dint Marci’s trade-
mark smile. With the great road and
no traffic, nothing could be better for
Marci. On that trip, on a narrow two-
laner north of Steamboat, we ran into
a Routt County sheriff who was wait-
ing for the sportbike scum that were
destroying the peace of the wilder-
ness. For some reason, I had backed
off the pace, and was sitting up, hands
off the bars, stretching, when I got to
the speed trap. Marci, following, had
not backed off. The lights went on. I
circled back to offer moral support and
indignation. I needn’t have worried.
Marci had already talked him into a
warning. I, on the other hand, got a
stern, if ridiculous, lecture about rid-
ing with no hands. She never let me
forget it.
Marci and I ventured onto the
racetrack, too. Like so many of the
BMW folks before the dealership land-
scape changed, Marci had wrangled
discounts for Reg Pridmore’s CLASS
school at the late, lamented Second
Creek Raceway. On the track, Marci
was the only woman but the best stu-
dent, and phenomenally quick. And
with such joy. She was a happy war-
rior, so self-assured, confident and
competent, with such a strong sense
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the pace. At the Gilpin County line, I

waved her past. The image of her rid-
'#'!&'$"
ing with such grace, her back carrying
the arch of the smaller rider stretched
out on the long BMW, the sound of the
triple rising and falling with each bend
in the road, is indelible. Marci was fast,
and enviably smooth.
Marci was such great fun, so great to
travel with. In one of the last years of the
vintage motorcycle races at Steamboat,
Marci had talked a client into giving us
a room. We made the ride to Steamboat
at daybreak, crossing Berthoud pass in
the late September sun’s first efforts.
By the time we descended into Winter
 
%&
 $

of self and identity. Reg called her athletic performance...
!($






 
plucky, and no other description could For performance enhancement, speed recovery times,
)))'$
have been as apt. decrease healing times, achilles, rotator cuff, plantar fasciitis,
In later years, Marci turned from Acupuncture is your answer.
the practice of law to teaching. She
moved with Bill to Boston, and I only
Sports medicine acupuncture and massage
saw her twice in the last ten years. But therapy works!
for me, frozen in amber, is the image of
Marci carving an effortless arc, speed
and grace blended into a perfect form.
Rest in peace, Marci. I will tell my Rachael Rose MS, LAc.
daughter of you, and hope that, in Anne Carruth, LAc, M.S.
some small ways, your virtues will live 303-480-0080
on in her. 2931 W. 23rd Avenue
—Guerin Lee Green www.FullCircleAcupuncture.com photo by Jeff Navarro
July 23, 2010 Cherry Creek News & Central Denver Dispatch Page 3

Getting fit in 2010: Iron —

“Kicking you the real deal”
by Guerin Lee Green
Getting fit in 2010 is taking a par- pounds. You can either lift it, or you
tial hiatus in its seventh month. can’t. It can hurt. It can bring you
In its place are some ruminations. sublime satisfaction. It can give you
Something about lifting weights— a high like no other.
I’m not talking about machines, or Keeping it personal
light weights, but heavy weights, Pursuing that 50 miles on a bike
somewhere in the neighborhood at an average pace of 14 mph goal
(75%+) of the maximum weight you is daunting. In several long rides, I
can move— has rather impressive have struggled keeping 14 mph after
emotional and psychological effects. the hour point or so. On one 30-mile
It seems qualitatively different than ride to Golden and back, I was able to
the “runner’s high,” the endorphin make the 14 mph average goal, after
release that comes from a high, con- artfully avoiding a couple of climbs.
tinuous level of cardiovascular effort. So as the mid-point of the Colorado
Communing intensely with “iron” summer approaches, I think I could
brings a euphoria that could be vari- reach my goal on a perfectly flat
ously testosterone, human growth
hormone, adrenalin or some other see FITNESS on page 4
hormonal effect. This, in the midst of
the workout, has a spiritual impact—
a purity of experience that is almost
drug-like in effect and intensity. To
relate, to engage, to be humbled by
weight, the “Iron.”
In a 1994 essay by Henry Rollins,
published originally in Details
Magazine, parts of this idea are
explored. “It took me years to fully

The Medical Fat Loss Program

appreciate the value of the lessons I
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you will come to resemble.”
“It wasn’t until my late twen-
ties that I learned that by working
out I had given myself a great gift.
I learned that nothing good comes
without work and a certain amount
of pain. When I finish a set that
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Page 4 Cherry Creek News & Central Denver Dispatch
Another look at weights
continued from page 3
course with no wind. Otherwise, all
bets are off. Right now, I seriously
bonk after two hours of solid exer-
tion. In the coming month, I will
experiment with some other training
techniques to extend my window.
In the gym, I have backslid a bit.
Last heavy workout, I struggled with
330 lbs on the bench press machine.
I have weakened in the end of my
range of motion, the part that used
to be my strength. I will be headed
back to the power cage to work on
that in July.
Overall, though despite that oft-
mentioned elbow pain, things aren’t
going too badly. Shoulders and back
show some steady, though not spec-
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not sure what to expect in terms of
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Give Yoga a try. Especially the
guys out there. Last month I wrote
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those stressed muscles, and using
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July 23, 2010 Cherry Creek News & Central Denver Dispatch
Santa Fe magic at the Inn at
Loretto
by Renee Fajardo
Santa Fe New Mexico is the Land of
Enchantment. Summertime is prime time
to enjoy a long weekend and explore
the music, food, world-class art galler-
ies and festivals of this Southwestern
gem. If you go, add some extra magic
to your getaway by checking into the
legendary Inn and Spa at Loretto located,
of course, adjacent to the mysterious
Loretto Chapel  in  the heart of Santa Fe,
near the Palace of the Governors and
just one block from the historic Santa Fe
Plaza with its galleries, museums, restau-
rants and shops.
This exquisite Santa Fe boutique hotel
reflects the culture and sophistication of
the area’s legacy. Built at the end of the
historic Old Santa Fe Trail high in the
spectacular Sangre de Cristo Mountains,
the Inn and Spa at Loretto is an archi-
tectural recreation of the Taos Pueblo, a
national historic landmark. It is one of
the most photographed buildings in the
city. The adobe fortress features 129 gue-
strooms, a full-service spa, casual fine
dining, three art galleries, and tranquil
gardens surround-
ing the pool, and the
garden is filled with
pieces by local art-
ists.
A meticulous $7.5
million renovation
in 2000 has created a
stunning and awe-in-
spiring atmosphere
that respects Santa
Fe’s architecture,
character and spirit.
Entering the proper-
ty, guests are treated
to an olfactory  sym-
phony  as the scent
of New Mexican
Lavender and cedar
wafts across the
sculpture    gardens. The inside of the
hotel features   traditional beamed ceil-
Page 5
ings with vigas and latillas, indigenous
rugs, handwoven fabrics, and white-
washed adobe walls adorned with
authentic regional artwork reflecting
Pueblo, Native American and Spanish
culture. The lobby hosts  crackling kiva
fireplaces, handmade candles, handcraft-
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Page 6 Cherry Creek News & Central Denver Dispatch July 23, 2010

The Unique Needs of Family

Members
Written by psychotherapists Elaine Avrus
and Angela Sasseville, LPC, NCC
It feels like every time there is a
change in the lives of the Jones fam-
ily, things get a little rocky. It’s as
if some of the family members are
pulling away from each other, while
others are trying so hard to bring the
family closer together. The parents
begin to ponder,
Medical • Surgical • Cosmetic
tionships. Sometimes it feels like
no one in the family is on the same
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What the Jones family is missing
is that they all have different ways
of attaching with each other, and
when that attachment is disrupted
by any life events or emotional stres-
sors it can trigger a variety of reac-
tions. Oftentimes, the members of
any single house-

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in relationship
with one another,
of our family so different attach-
the opening
the most of their treatments
current new practice
and intensely? We ment styles. This
work so hard to makes is remark-
procedures available to ensure that
in the Lowry area.
you get the best results.
keep things flow-
ing, yet here we
ably challenging
to meet every-
are again stuck in one’s needs all
the same kind of at the same time.
pattern.” Therapy provides a secure environ-
They begin to think back to the ment to help you and your family
first time the groove was disrupted decode each person’s core needs.
and recalled how their youngest son Flourish Counseling specializes in

Dr. Alexandra Theriault had trouble sleeping at night. They

remembered feeling confused about
how to handle this change. One par-
strengthening adults, couples and fami-
lies. Their articles are based on common
and prevalent dynamics and are never
ent was adamant about being more about any one in particular. Flourish
strict and laying down some conse- Counseling accepts some insurance
quences for not going to bed. This plans, FSA and HSA cards and offers
definitely caused some arguments, a sliding fee. For more information go
since the other parent insisted on to www.FlourishCounseling.com or call
just letting him sleep in their room, 303-455-3767.
like he wanted, since it was easier
than listening to him cry.
The differences in how each fam-
ily member handled these transi-
tions definitely didn’t stop there.
They noticed that every time one of
them had to leave for another busi-
ness trip, one of the twins would get
more withdrawn. The other started
acting out. What was it about one of
them leaving, even for a short peri-
od of time that caused such disrup-
tion in the family? What was it one
of their kids would pull away while
the other became needier? And why
did these parenting challenges trig-
gered such intense reactions in both
parents, albeit in different ways? It
sure would be nice to find a way

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July 23, 2010 Cherry Creek News & Central Denver Dispatch
Enjoy Your Summer Safely
by Denver Health Rocky Mountain
Poison and Drug Center Physicians
Along with fun and sun, sum-
mer often brings injuries that can
be serious, but are preventable.
Fireworks
Fourth of July celebrations have
the potential for serious injuries.
More than half of all fireworks-
related injuries involve children.
Hospital emergency rooms see
numerous injuries involving burns
on the hands, fingers, eyes and
head each Fourth of July holiday.
Sparklers cause the most injuries
for children under the age of five,
as young children lack coordina-
tion to handle them safely. The
safest way to prevent fireworks-re-
lated injuries is to leave fireworks
displays to the trained profession-
als.
Heat stroke
Heat stroke occurs when the
body is unable to regulate its tem-
perature. The body’s temperature
rises rapidly, the sweating mecha-
nism fails and the body is unable
to cool down. With heat stroke,
the body’s temperature can rise to
106°F or higher within 10 minutes
to 15 minutes. Heat stroke can
cause death or permanent disabil-
ity if emergency treatment is not
provided quickly.
During heat waves, drink lots
of water, be aware of the amount
of time spent in the sun, use sun-
screen and avoid strenuous out-
door activities.
Warning signs of heat stroke
include extremely high body
temperature, above 103°F: red,
hot, dry skin; no sweating; rapid,
strong pulse; throbbing headache;
dizziness; nausea; confusion and/
or unconsciousness.
If these warning signs appear,
call 911 and begin to cool the vic-
tim. Get the person to a shady
area. Immerse him/her in a tub
of cool water or shower, spray-
ing or sponging with cool water.
Continue cooling efforts until his/
her body temperature drops to
101°F or 102°F.
Infants, young children, senior
citizens, those with mental or
physical illnesses especially heart
disease or high blood pressure,
and people working outside are at
highest risk for heat stroke.
Children, adults and pets should
never be left alone in a closed,
parked car, even for a minute. Heat
stroke can happen quickly, and the
consequences can be deadly.
Dehydration
Dehydration is caused by los-
ing too much fluid through sweat-
ing, not drinking enough water or
fluids, or vomiting and diarrhea.
When severe, dehydration is a life-
threatening emergency.
Children risk dehydration due
to their smaller body weights and
higher turnover of water and elec-
trolytes, as do the elderly and ill
people.
Symptoms of dehydra-
tion include: dry or sticky mouth;
low or no urine output; not pro-
ducing tears; sunken eyes; lethargy
and possibly even unconscious-
ness with severe dehydration.
Drinking fluids is usually suf-
ficient for mild dehydration. Drink
frequent, small amounts of fluid
rather than large amounts all at
once. Sports drinks or freezer
pops are also effective. Avoid
using water as the primary
replacement fluid in infants and
children.
The best defense is prevention.
Drink fluids regularly, regardless
of your activity level — do not
wait until you are thirsty. Do not
drink liquids with caffeine, alco-
hol or large amounts of sugar as
these actually cause you to lose
more body fluids.
Snake Bites
If a poisonous snake bite is
suspected, remain calm, reassure
the victim and call 911 for imme-
diate, rapid and safe transport to
the closest hospital.
Immobilize the affected area.
If bit on the arm, make a sling.
Do not use a tourniquet. If the
victim is bit on the leg, splint the
leg and have the victim lie flat
with the affected area positioned
at, or below, the level of the
heart. Avoid ice or cold applica-
tion, and do not cut or incise the
wound to suck out the venom,
as this may cause more injury to
the victim and can release poi-
son into the mouth of the person
helping the victim.
When hiking, always wear at
least ankle high shoes or boots.
Do not blindly stick hands or feet
into woodpiles, deep grass or
crevices. Be particularly aware
around rocky, sunny areas for
snakes. Stay far away from
snakes, as they can jump half
the length of their body when
striking.
Rattlesnakes are indigenous
to Colorado. Denver Health’s
Rocky Mountain Poison and
Drug Center (RMPDC) handles
more than 50 calls about bites
each year. For more informa-
tion about snakebites, call the
RMPDC at 1-800-222-1222. The
center is staffed around the clock,
365 days a year.
Page 7
Johnson to conclude career
continued from page one
accomplished together over the last Recorder.
seven years, across the City and right “I have been proud to serve on
here in District 5: the City Council at a time when my
“On East Colfax, the prevalent colleagues and I worked together
prostitution & street crime along the and with the Mayor’s office in such
corridor has been reduced to the point a collaborative spirit, to accomplish
where development is coming! The so much. I look forward to the next
first major development to occur east chapter of my life – but not before I
complete all of the important work fac-
of Monaco Parkway since the motel
ing Council and District 5, today and
era will break ground this August.
“The planning process for a bike until the end of my term.
and pedestrian greenway along “Thank you again to the people of
the Westerly Creek, to connect the Denver. It has been a great ride and
I have been lucky to meet and work
neighborhoods between Lowry and
Stapleton, is nearly complete. The with so many of you over the years.
development of a new pocket park at I hope to see you in the future and
13th & Xenia will begin in September. pledge to never stop working for the
“Major traffic issues that have City and my community, no matter
plagued District 5 for years are finally what my future holds!”
being addressed. A community-driven
process is likely to support a one- Contemplating
way pairing of Quebec and Syracuse
streets, to help alleviate north-south a run for City
traffic congestion without condemning
any homes.
Council to replace
“Southeast Denver’s gap in emer-
gency services will be filled with a new
Johnson? We’d
fire station at Alameda & Xenia, fund-
ed by a voter-approved bond issue
love to talk to you.
that I advocated be put on the ballot.
“City Council unanimously
Call the Cherry
approved the City’s New Zoning Code
after more than five years of develop-
Creek News at
ment and community out-reach.
“As a result of the recommendation
303.458.7541
of the Election Governance Panel which
I convened, Denver voters overhauled
the old 3-person Election Commission
system with a new, elected Clerk and
Advertise in the Cherry Creek News from
just $89/month
No other paper delivers Cherry Creek North, Lowry,
Hilltop, Country Club, Bonnie Brae and the Polo
Grounds DIRECTLY BY MAIL every month.
Page 8 Cherry Creek News & Central Denver Dispatch July 23, 2010

Cyndeth Allison
Loretto’s New Mexican idyll Denver Notions
continued from page 5 drifting aromatherapy scents linger and
aioli, organic chicken  wings with green the body and mind are soothed by a The box in a corner of the base-
chili and marble stout barbeque sauce, sense of well-being. A calming palette ment was marked in my broth- and his funeral
and his fabulous signature small plates, of earth tones, natural woods and stone er’s hand: Mom’s, 1990s, destroy – she’d inherited
all at reduced prices. elements accentuate antique furnishings, in 2010. I wasn’t sure t h e m
No visit to the Inn would be complete hand-carved cabinetry, beaded sconces, where it had come from him – and
without a visit to the luxurious spa. The and a candlelit kiva fireplace. from. What I was sure
Mother’s of the difficulty I’d had
Spa at Loretto was recently ranked #13 Five spacious suites and a couples of was that it was now Ghost liquidating them to pay
in the Hotel Spa category in Condé suite are elegantly appointed with hand- 2010. for her nursing home
Nast Traveler’s top 240 list!  Honoring carved Mexican cabinets with hot-stone I hauled it upstairs, care. Not good ghosts.
the distinctive cultures and traditions basins, massage tables, soft microfiber There were friendly ghosts,
plopped it on the floor by the shred-
that represent genuine Santa Fe, the Spa table linens, woven textiles and fresh though. A leatherette folder held
flowers. Select suites feature antique der, and rolled up my metaphorical
at Loretto takes a respectfully holistic sleeves. It was, I knew, dry finan- all the information for the last trip
approach to the art of massage therapy claw-footed soaking tubs, a pipeless
cial records. I thought it would she took – a cruise from London
and well-being. Embracing the healing pedicure station and a Wet Room with
cascading Vichy showers for the ulti- harbor no ghosts. down the French coast, and around
I was wrong. Ghosts and memo- Spain to the Mediterranean. Her
ries of several types had nestled air tickets (paper, in case you’ve
among the papers from far earlier forgotten those days), menus, table
than the 1990s – there were checks assignments, the schedule of events
in that box cancelled the way they and what to wear to each, chatty
used to do it, with a machine that advice on cruising. I wonder if
perforated the paper. And I was present-day tours are so lovingly
forced to shred all sorts of innocu- supported.
ous bills and statements from the My mother was a self-employed
era when they scattered your social beautician. She’d kept all her
security number and birth date appointment books to document
with abandon. I got to examine her income for taxes. So I can tell
my mother’s long distance phone you that on September 13, 1985, at
habits – mostly cousins in Indiana 4 in the afternoon, she was giving a
– and remember those old pink color to Carolyn, a friend since the
and blue Public Service bills. Credit two couples moved into the same
card bills before all the disclosure rooming house in 1945.
laws looked quaint and uninforma- I found in those pages a woman
tive. Things change so quickly, and I hardly knew – one who kept
we forget just as quickly. meticulous notes by each name of
I’d forgotten Mom had had some the service rendered, the amount
mutual funds. Seeing those state- paid and the amount tipped,
ments reminded me of my uncle totaled at the bottom of the day.
She didn’t keep anything at home
in such order. And nowhere did
traditions of Native American spiritual mate in water-based body treatments, I find the doodles that I thought
healers, the Spa at Loretto is an urban scrubs and wraps.
In harmony with Santa Fe’s natural indigenous body treatments, each treat- of as her trademark – any stray
sanctuary dedicated to healing, educa- ment integrates age-old remedies, heal- paper got covered with them while
tion, and mind, body and spirit renew- healing and therapeutic powers, the Spa
at Loretto features a spiritual line of ing herbs and natural oils used by Native she talked on the phone, paid bills,
al.    American spiritual healers to promote even watched TV.
The allure of the Spa at Loretto takes Intuitive Lifestyle treatments that com-
plement its existing breadth of indulgent self-healing, tranquility and inner bal- I was interested to see that
gentle hold as soon as  you cross the ance. 
threshold into a peaceful enclave where services. From ancient global rituals to she referred to almost everyone,
The Spa at Loretto is the only spa even Carolyn, by their last names,
in Santa Fe that has the distinction of no matter how good the friend-
creating its very own custom-crafted oil ship. But occasionally she’d write
blends. Spa director Suzanne Chavez has
creations called the   “Spirit of Loretto.”
“Susan” or “Janet”, leaving me,
Oils  include:  Earth  - Oils of Patchouli, decades later, to wonder why these
Cedar and Lavender used for ground- women rated such familiarity. They
ing and centering; Fire -  Oils of jas- weren’t names I recognized.
Your neighborhood Nostalgic cupcake bakery mine, Ylang Ylang and Rose used for Others were as familiar as if
heart opening and joy;  Water  - Oils of they’d been family friends, though
offering 30 flavors daily. Chamomile, Geranium and Neroli used I’d never met them. Mrs. Malcolm.
for emotional balance and peace;  Air  - Mrs. Shattuck. She’d kept us updat-
Oils of Rosemary, Grapefruit and ed on their lives. Even at home,
Mandarin used for stimulating and reju- even after twenty years of weekly
Voted best cupcake store in Denver 2009 – venating;  Spirit  - Oils of Frankincense, appointments, she never referred
Editors choice 5280 Magazine White Sage and Sandalwood used for to them as anything but “Mrs.”
Voted best cupcake and chocolate butter cream reflection and meditation. These sump- Sitting on my back porch, turn-
- Cupcake Challenge 2009 – Gabby Gourmet tuous blends turn any massage into an ing the last vestiges of my mother’s
otherworldly experience.
This summer go to Santa Fe for the
life into white confetti, I felt her
magic. Visit the Inn and Spa at Loretto at   come alive as she had not lived for
Free Delivery (limited area) www.innatloretto.com. They are located almost two decades, since demen-
1st and Adams in Cherry Creek (129 Adams Street) at  211 Old Santa Fe Trail, Santa Fe, New tia began to claim her brain.
Mexico 87501. For Reservations call toll
303-322-CAKE free 866-582-1646. Hotel Direct -Toll Free
www.bigfatcupcake.com 800-727-5531.

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July 23, 2010 Cherry Creek News & Central Denver Dispatch
Tut treasures on display at
Denver Art
continued from page 1
audio tour narrated by Harrison
Ford, who made archeology cool
again with the Indiana Jones films,
is also available at no additional
charge to visitors.
The exhibits include relics relat-
ing to the pharaohs from the 4th
Dynasty into the Late Period, rough-
ly from 2,600 B.C. to 600 B.C. They
include artifacts depicting Khafre,
builder of the Great Sphinx and one
of the Great Pyramids at Giza.
Other items tell the story of
Hatshepsut, the queen who ascend-
ed to the rank of pharaoh, and
Psusennes I, whose shining gold-
en death mask is one of the more
breathtaking pieces in the exhibit.
Music specifically written for each
gallery in the show wafts through
the exhibit, helping set a mood of
wonder and intrigue.
The politics of power and deity
are revealed in the exhibit’s title
cards and narration. Visitors may
also watch the film Egypt 3D: Secrets
of the Mummies.
Cat scans and DNA research are
revealing who begat who and other
information plus helping to identify
unnamed mummies.
“Tutankhamun’s magic still
captures the hearts of people all
over the world, even though more
than 85 years have passed since
the discovery of his amazing tomb,
said Zahi Hawass, secretary gen-
eral of Egypt’s Supreme Council of
Antiquities, who was also on hand
for the preview event.
You will learn the reason King
Tut’s tomb was untouched had a lot
to do with the politics of the day.
Tutankhamun’s predecessor had
banned much of the Egyptian pan-
theon and was moving the religion
towards the worship of a single Sun
god.
The young Tut, or more likely
the advisors who ruled in his name,
reversed this policy. In any case
Tutankhamun was viewed as some-
thing of a rebel in his time.
Consequently, a cult to preserve
his name was never established, as
was common with the passing of
a pharaoh. Further, his name was
stricken from the List of Kings.
In the old Boris Karloff version
of The Mummy, the Egyptian mum-
mification process was intended to
preserve the body, so it could return
to life 3,000 years later, or so the
story would have us believe.
Page 9
Fran Schroeder
Denver Icons
Tutankhamun was forgotten and
so were the whereabouts of his tomb A Denver landmark of dramatic coat-of-arms.
distinction, the Byron White U.S. Four stories and two basement
until Carter figured out the 3,000-
year-old mystery. Courthouse is the region’s most levels comprise the structure. A
magnificent example of neoclassical marble stairway spanning the front
Today it’s the boy-king who only
ruled for a scant 10 years who is the grandeur. Set on a pedestal and sur- of the building rises up to the main
rounded by sidewalks, the 244,000 entrance colonnade. Reproduction
image of Ancient Egypt to the world
far and wide. square foot building is turn-of-the-century
His body may not have clad in white Colorado light fixtures with
been resurrected, but his Yule marble. The front Byron verdigris finish are
name and image live on to a exterior is faced with mounted on the facade
a three-story portico of White U.S. between the columns.
degree far beyond others who
were historically more accom- 16 Ionic columns while Courthouse An entablature wraps
the other three sides
plished and important.
feature pilasters with
1823 Stout the top of the building
with the slate roof ris-
Perhaps this is Egyptian or
karmic justice. One thing is the same Ionic capitals Street ing above. The large
sure – a world or rare wonder modified by the addi- ornamental cornice is
awaits you in Tutankhamun: tion of the national decorated with a row
The Golden King and the
Great Pharaohs through Jan. 9
of next year.
Tickets range from $15
to $30 and children under 5
attend free. For more informa-
tion call 720-865-5000 or visit
denverartmuseum.org.
A side note: Six Denver
Hotels are partnering with the
exhibit by offering VIP pack-
ages, which include not only
accommodations but also
untimed, undated, front-of-the-
line exhibition tickets. Those booking
VIP tickets and stays will be entered
into a drawing for a trip for four to
Cairo where many more antiquities
are to be found. Participating hotels
include the Westin Tabor Center,
The Curtis, the Sheraton Denver
Downtown, the Hyatt Regency
Denver, the Grand Hyatt Denver
and The Brown Palace.
Central Denver
of dentils and an acanthus leaf motif
Dispatch & Cherry Creek
with a decorative band beneath
ornamented with medallions and
News
eagles. Two outdoor light courts
inside the building are faced in
limestone with Italian Renaissance
P.O. Box 460142, DENVER, Colorado 80246 detailing. The library wing projects
Phone: 303.458.7541 out at the center creating the two
courts, and is joined to the opposite
• The Central Denver Dispatch & Cherry Creek News wall at the third level by curv-
ing stone staircases on each side.
is published MONTHLY free of charge to its readers. It Here convex walls of glass in the
is mailed to more than 8000 residences in Denver, and Grand Jury Room and the round
nearly 300 area businesses. end of the library reflect each other
through limestone columns.
• The Central Denver Dispatch welcomes news releases, The U.S. Courthouse is embel-
calendar events, photos and letters. lished with notable artwork. A pair
of Indiana limestone sculptures of
• Send releases and other information to Rocky Mountain sheep commis-
sioned from Denver artist Gladys
submit@thecherrycreeknews.com Caldwell Fisher (1907-1952) sit at
We do not accept press releases or calendar materials the southwest entrance.
Inside the front entrance is a
by fax.
lobby that spans the building which
More advertising information, along with additional was originally utilized as the post
editorial content, can be found on-line at: office main lobby.
Twenty-eight-foot barrel-vault-
www.thecherrycreeknews.com ed ceilings create dramatic volume.
Letters to the editor must be signed. We reserve the right to Wall sconces and glass-topped,
edit letters and other contributions for space. Publisher assumes wall-mounted writing tables are
original.
no responsibility for return of unsolicited manuscripts or art. We
Other interior and courtroom
attempt to verify all matters of fact but hold contributors liable features include: burled wood gate
and bench panels; brass and glass
for the content, accuracy and fairness of such contributions.
compass skylight inlay; beige on
The Cherry Creek News is a legal, independent newspaper
white and blue and gold color pal-
of general circulation in Hilltop, Crestmoor, Belcaro, Bonnie ettes, and second through fourth
Brae, Glendale, Virginia Vale, Cherry Creek, Lowry and floor views onto interior light courts.
Inscribed on wall piers are the Pony
surrounding neighborhoods.
Express rider’s names, including
For advertising information, call 303.458.7541. Discounted rates Buffalo Bill Cody, an important part
for new advertisers with special promotions. of the history of the postal service
in the American West.
Guerin Lee Green, Publisher and Editor Information is provided by the U.S.
General Services Administration.
Page 10 Cherry Creek News & Central Denver Dispatch July 23, 2010
Elizabeth Jeanne Wheeler
Old House Lover
Check Out That Sexy Shingle
Shape and Shade!
“Taking off in the building boom of
the 1920s, these asphalt shingles were
highly popular, not only for their ease
of installation, and resistance to fire,
but also for their astounding variety
of novel shapes and colors—creativity
that might cinch the sale of a house in a
highly competitive market.” “Amazing
Asphalt,” by Gordon Bock, Old House
Journal, August 2005, p. 67.
Have you checked out the shapes
and colors of roof shingles in northwest
Denver?
It’s truly amazing the variety of
composition asphalt roofs in the circu-
lation area of the North Denver News.
A few homes even have these asphalt
composition shingles rolled over eaves,
reminiscent of thatched roofs on cot-
tage-style houses. Many of the shingle
shapes available between 1915 and
1930, however, are no longer available.
Today shapes of shingles and how
roofing is installed are factors in the
duration of roofs. Interlocking shaped
shingles and architectural shingles hold
up better to wind and hail than three-
tab shingles. Architectural shingles
cost more, but last longer.
One long-time Denver Realtor has
light colored roofs spray painted a dark
color on homes that she owns. She said
These neighboring roofs sport different shingle shapes. The three-tab roof
(middle) was damaged in a recent hail storm. The interlocking shingle (bottom)
and architectural shingle (top) were not. The insurance inspectors credited the
shape of the shingles for withstanding the torrent of hail and wind that day.
Bennet made fortune from
bankruptcy
the houses then seem grounded and sell
better when she puts them on the mar-
ket. A nationally known, Denver-based
house color expert expressed similar
sentiments about a dark roof defining
the uppermost boundary of a home.
Homes with light-colored roofs seem to
float away he said. Often a number of
colors are inherent in asphalt shingles.
Repeating these colors on the wooden
areas on the exterior of the home adds
cohesion and a beauty to the home’s
appearance.
If you live in a historic district or
if your home has a historic landmark
designation, before you can re-roof you
must go through a design review with
the Denver Landmark Commission
even if you are using the same color
and material. There is no fee for this
review. The purpose is to assure that
the integrity of the home is maintained.
A potential 20 percent Colorado State
Historic Preservation Tax Credit is a big
benefit of re-roofing a historical home.
(See the resource section for more infor-
mation)
A building permit for re-roofing
is required in the City and County of
Denver. An inspection is completed
after.
You can reach Elizabeth at www.his-
toricgenie.com ***
continued from page 1
billion. Regal was born when Anschutz
joined three bankrupt movie companies,
pulling them together in early 2002. In
2003, a relatively healthy Regal issued
an “extraordinary cash dividend” of
$5.05 per share to all shareholders, total-
ing approximately $715 million, includ-
ing $373 million to Anschutz. To pay
that dividend, the company took on
over a half billion dollars in debt. The
company went from healthy to imper-
iled, out of cash, and downgraded by
analysts. In 2004, a second “extraordi-
nary cash dividend” was issued, this
time amounting to $710 million. The
company went into an additional $930
million in debt to cover the dividend.
Anschutz would get an additional $368
million from that transaction. The com-
pany acknowledged in a federal Security
and Exchange Commission (SEC) filing
that the additional debt would adversely
affect Regal’s ability to fund itself going
forward. Ratings agencies Moody’s and
Standard & Poors downgraded Regal’s
debt to negative— a Moody’s VP said,
“It’s pretty mind-boggling to me that this
company, recently out of bankruptcy, will
pay out $1.6 billion.”
The Louisiana teachers pension fund
went farther. “…(T)he real explanation
for draining the Company of its cash is
that the Board is looting Regal and its
subsidiaries to pay the individual Board
members hundreds of millions of dollars
in dividends, which have no legitimate
business purpose and provide absolutely
no benefit to the company.”
“(O)utrageous transfer of cash, which
is leaving Regal in a clearly weakened
and precarious condition… Anschutz
and the Board are using Regal’s funds
for their own personal purposes, leav-
ing shareholders at risk of another trip
through bankruptcy. There is simply no
reasonable business objective for the
Dividend.”
The Louisiana lawsuit, filed in a
notoriously corporate friendly Delaware
court, ended before testimony could be
taken.
The Bennet connection
So where is our real life Bud Fox in
all this? Here’s the excerpt from Bennet’s
official Senate biography: Bennet “led
the reorganization of four distressed
companies including Forcenergy (which
later merged with Denver-based Forest
Oil), Regal Cinemas, United Artists,
and Edwards Theaters, which together
required the restructuring of over $3
billion in debt. Michael also managed,
on behalf of Anschutz, the consolidation
of the three theater chains into Regal
Entertainment Group, the largest motion
picture exhibitor in the world.”
Bennet made more than $11.4 million
during the years after the Regal Cinema
deals. In 2001, Regal Cinemas closed 30%
of its theaters, shuttering 128 theaters.
With 30-50 full or part-time employees at
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the average theater, these closures elimi-
nated an estimated 4,000 – 6,400 jobs. So
while in some quarters, including the
editorial page of the Denver Post, this
financial engineering was praisewor-
thy, the reality is it impacted thousands
of families, and cost investors millions
while crippling an otherwise productive
company.
Court documents filed by Regal
Cinemas state that “All of the term sheets
contemplated some debt-to-equity con-
version by (Anschutz and his investors)”
and “no recovery for Regal’s existing
equity holders” (the shareholders) and
“minimal recovery by holders of the
Debtors’ Subordinated Notes.” In plain-
er language, Bennet engineered a deal
that wiped out the original investors
in Regal’s predecessors. And another
seeming deception took place in 2002.
In March of 2002, Regal Entertainment
Group filed a Form S-1 Registration
Statement with the SEC to take the com-
pany public through an initial public
offering (IPO). In their filing, among
other statements about the planned
operation of Regal, potential buyers of
the stock were told “We have not paid
any cash dividends on our common
stock since our inception and do not
currently anticipate paying dividends
on our common stock in the foreseeable
future.”
Other reporting was critical of the
Bennet-led financial maneuvers. LA
Weekly described the maneuvering by
writing that the “acquisition strategy
appears to have been devised to avoid
antitrust scrutiny and to keep a low pro-
file with government agencies in gen-
eral. By purchasing debt, it made an end
run around Section 7 of the Clayton Act,
which prohibits any “person” from mak-
ing acquisitions of stock or assets where
the effect might be substantially to lessen
competition or to create a monopoly. But
Section 7 does not regulate the acquisi-
tion of debt; thus, any antitrust challenge
is avoided. By the same tactic, the chains
avoided notification rules requiring the
disclosure of its acquisition activities
and their market impact… and what
sources say they fear most is that, insu-
lated from antitrust analysis, this new
movie-theater monopoly will result in
collusion, price-fixing and even higher
ticket prices for consumers.” Anshutz
and his partners acquired between $500
and $700 million in Regal debt, took con-
trol of the company and squeezed out
other shareholders.
In the end, Bennet profited mightily
from the same flavors of financial manip-
ulations that destabilized Wall Street and
led to the crash of 2008, and the loss of
millions of jobs and billions in lost pro-
ductivity. And while Denver taxpayers
will take years to climb out of the mess at
Denver Public Schools, will voters keep
an experienced corporate raider in an
appointed United States Senate seat?
July 23, 2010 Cherry Creek News & Central Denver Dispatch Page 11

Denver firm re-works Red

Rocks website
For many Coloradoans, and
music fans around the country, the
onset of summer means the antici-
pation of outdoor concerts at Red
Rocks Amphitheatre. In time for this
season’s performance lineup, TMA
Guild, a homegrown North Denver
company is annoucing - the rede-
sign and relaunch of the improved
RedRocksOnline.com.
It’s a marker for North Denver’s
burgeoning tech industry, where
technology meets marketing mar-
vels.
“The redesign and relaunch of the
Red Rocks web site is a huge feat for
the venue,” said Erik Dyce, Theatres
and Arenas’ Chief Marketing Officer.
“We’ve created a more user-friendly
site, where concert-goers can access
everything they need to know about
visiting the worlds’ greatest concert
venue.”
The pure nature, pure entertain-
ment, pure enjoyment and pure
indulgence of this venue are reflected
in the improved web site. It offers
not only information, but an online
experience. The site features web-
driven contests, a fan webcam, video
gallery, and a full concert calendar
for events at Red Rocks and all the
Denver Performing Arts Complex
venues. In addition, site users can
learn about the Amphitheatre and all
the outdoor activities offered at the
park.
“TMA’s energy, persistence and
“They helped us meet aggressive
timelines and basically worked mira- Over 30 yrs experience in treating veins and
cles within our allocated budget.” Board Certified in Phlebology.
“Working on this project has been EXPERT TOTAL VEIN CARE:
before after
one of our best client experiences to • Spider Veins • Large Blue Veins (Varicose Veins)
date,” said Joe Markwith, Owner of • Swollen or Discolored Legs • Leg Ulcers, Lymphedema
TMA Guild. “To save the client a lot
of money, we blended a free open WE USE THE MOST ADVANCED TREATMENTS:
source content management system, venous Laser Treatment for Varicose Veins
• Endovenous
and other free source code, with cus- (Less side effects and downtime)
tom development to achieve graphic • Ambulatory Phlebectomy
FREE
Consultations
design and administrative function- • Laser Spider Vein Treatment
before after
ality requirements.” • Sclerotherapy 303.355.4772 ✓Insurance Accepted
TMA found other cost saving mea-
sures by repurposing and integrating V E I N & AE
A E S TH
T H E T IC
I C CEN TTER
ER OF DE
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att LA FON TAI N E A EST
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development from other Theatres Ken Oleszek, MD Renald Bernard, Board Certified Phlebologist
and Arenas projects they recently
2774 East 2nd Avenue • Cherry Creek • Denver, Colorado • 303.355.4772
finished, including ArtsComplex.
w w w .Vei n Cen t er Den ver .com
com and DenverCrossRoads.com, as
well the blending social media such
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Neighborhood quality makes

a difference
This month, be the “Denver
Difference:” help remove graffiti in
your neighborhood. Left alone, graf-
fiti is like a disease—it’s contagious.
Not only that, but it leads to other
problems.
Recently some researchers in
the Netherlands tested the effects
fiti on a bunch of the fences and the
neighbors had come out to look at
it and talk about what to do. They
W hat do you need
in order to flourish ?
called the police and started paint-
ing over the graffiti. My son asked if
he could use a spray can to paint the Licensed Psychotherapist
tags on the dumpster.
Today I went to visit three of the Angela Sasseville, MA, LPC, NCC
houses that had not yet removed specializes in strengthening
the graffiti from two years ago to
encourage them to remove the graf- professionals and couples.
fiti or authorize the city to do it.
I took along copies of the graffiti See her article in this issue.
removal authorization form that I
printed from the city’s web site. Accepting HSA's, FSA's and some forms of insurance.
The only person I found home
said that he would send in the form www.FlourishCounseling.com
but would probably paint over
the graffiti himself to make sure 303-455-3767
it matches. I offered to help if he
needed a hand. He appreciated the
contact and said that he didn’t real-
ize that the “Westside” painted on R CLU
his shed referred to a gang. FO $
NK

Be the Denver Difference is an

CASH

of graffiti on human behavior. The effort by the City to encourage peo-

ERS

researchers used a bike rack and
nearby wall to show that, when a
flyer was left on bikes near a wall
covered with graffiti the flyer was
often tossed on the ground, while
flyers left near a clean wall were
more likely to be kept to be tossed in
the trash later.
So how does your neighbor-
hood look? Is there graffiti or some
other form of blight that needs to be
addressed? Is there something you
can do to help?
One morning a couple of years
ago my teenage son noticed a com-
motion in the alley and went to
investigate. Someone had put graf-
ple to help each other be responsible
for the well-being of their neighbor-
hood. In July we are encouraging
people to work together to tack-
le graffiti and other blight (www.
KnowGraffiti.com or call (720) 865-
6800 for ideas). Next month we’ll be
promoting ways to support our local
schools.
Join us. As Gandhi said, “be
the change you want to see in the
world.” Be the Denver Difference.
Doug Linkhart is City Councilman
At-Large
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 Lowry News
Cherry Creek News & Central Denver Dispatch

Denver Wastewater charges to go up A little knowledge is

Water rates went up for Denver
ratepayers this year. Electric rates
The average household in the
Metro District’s service area pays dangerous in investing
went up this summer. Now, waste-
water rates are following suit.
The Metro Wastewater
Reclamation District’s board of
directors approved the 2011 budget
at the District’s board meeting in
June. It includes annual charges for
service of $94,223,017 for 2011. This
figure is nine percent higher than the
2010 annual charges for service. For
existing households, this translates
into an increase of about 89 cents a
month.
Annual charges are the fees the
Metro District charges metro area cit-
ies and sanitation districts for treating
their wastewater before discharging
it to the South Platte River. Annual
charges are based on the amount of
wastewater treated and how much
pollution must be removed.
Among the most expensive capi-
tal projects that will contribute to
the $1.3 billion the District expects
to spend in the 2010-2020 planning
period are these:
The $67 million North Secondary
Improvement Project, which began
in late 2007 and is needed to meet
more stringent nitrogen removal
requirements recently imposed by
the Colorado Department of Public
Health and Environment
The $307 million for the South
Secondary Improvement Project,
which began in late 2009 and is
needed to meet the same stringent
nitrogen removal requirements noted
above
A new Northern Treatment Plant
(NTP) near Brighton that is needed
to provide service to the District’s
growing northern service areas. The
current cost estimate for construct-
ing the NTP facilities is $475 million
(see http://www.metrowastewater.
com/ntp_home.asp )
39 percent less for wastewater treat-
ment than those served by compa-
rable utilities around the country.
The myriad regulations the
District must follow drive most of the
costs. Following these regulations is
not optional. To arrive at the annual
charges, the board weighs options
and determines how best to provide
the funding to enable the District to
meet the requirements in the most
cost effective manner possible.
To make sure the District is pre-
pared to meet its future require-
ments, it undertakes extensive long-
range planning measures, including
looking 10 to 20 years or more into
the future.
The Metro District’s 615-square
mile service area includes most of
metropolitan Denver, including all of
Denver and parts of Adams, Arapahoe
andJefferson Counties. Arvada,
Aurora, Lakewood, Thornton, and
part of Westminster are included.
About 1.6 million people are served.
The Metro District collects and
treats about 140 million gallons of
wastewater a day at the Robert W.
Hite Treatment Facility five miles
northeast of central Denver. This
plant, which is rated for a design
flow of 220 million gallons a day
(30-day average), is the largest waste-
water treatment facility in the Rocky
Mountain West.
Formed under Colorado law in
1961, the Metro District provides
wholesale wastewater transmission
and treatment service to 59 local gov-
ernments, including both cities and
sanitation districts in metropolitan
Denver..
As the global financial meltdown has
revealed, there is no shortage of people who
fail to understand their own investments.
Perhaps better financial literacy among
the public would help many people avoid
such poor decisions. But increasing knowl-
edge among investors can actually lead to
unintended negative consequences, claims
Gustavo Manso, an associate professor at the
MIT Sloan School of Management. Indeed,
Manso and his co-author, Bruce Carlin, an
assistant professor of finance at UCLA, con-
clude that modest increases in know-how for
some investors damage other customers by
generating an “arms race” in which financial
firms seek new profits by baffling all clients
with ever-more arcane products.
“Small increments of education can hurt
everyone,” says Manso.
Obfuscation versus education
In the paper, “Obfuscation, Learning, and
the Evolution of Investor Sophistication,” to be
published in the Review of Financial Studies,
Manso and Carlin examine consumer finan-
cial education involving the mutual-fund
industry, although they say their research
also applies to the credit card and mortgage
businesses, and more. Investors often ignore
costly mutual-fund fees, the authors point
out; similarly, many homeowners have failed
to understand how adjustable-rate mortgag-
es work, while consumers who do not grasp
the fees and repayment schedules of credit
cards have helped lead “to a record-setting
amount of household debt.”
With mutual funds, investors who focus
exclusively on fund performance — annual
returns — overlook the annual fees that
can overshadow variations in fund results.
“There are huge differences in mutual-fund
fees,” says Manso. “They add up pretty
quickly. But it’s hard for investors to figure
them out, because they’re sometimes hidden
in the fund’s prospectus.” “If you educate
everyone, and everyone becomes sophisti-
cated, you’d solve the problem,” says Manso.
“Firms wouldn’t have incentives to play
games any more. But that would be very
expensive and hard to do.”
Instead, Manso and Carlin assert, the
uneven levels of financial knowledge among
a bit, there is still a lot of scope for firms to
dynamically adjust their products.”
Using past empirical studies, Manso and
Carlin model a variety of situations in which
investors increase their education levels, and
firms respond. Some of these “arms-race”
scenarios bring unwanted costs to all par-
ties. Unsophisticated investors pay higher
fees. Sophisticated investors invest more
time and money finding better funds. The
funds themselves spend increasing amounts
of capital changing their products. “This not
only degrades personal welfare,” the authors
write, “but also effects the economy as a
whole.”
What is to be done?
If a little financial education is a danger-
ous thing, then what other options do we
have to help the public avoid pitfalls when it
comes to choosing sound investments? One
solution would be increased regulation to
prevent obfuscation by financial firms, thus
limiting the opportunities businesses have
to exploit consumers. Indeed, the financial
regulation bill being considered by Congress
would likely increase the government’s abil-
ity to enact new rules, since it mandates the
creation of a Consumer Financial Protection
Agency, overseen by the Federal Reserve.
Consumer advocates have hailed this part of
the legislation.
“We are going to see a fundamen-
tal change going forward,” says Gail
Hillebrand, a senior attorney and manager
of the Consumer Union’s Financial Services
Campaign. “For the first time, we will have
an agency whose job it is to stay on top of
these developments.”
However, as Manso notes, new laws
might not anticipate innovations of the
future. Moreover, despite all the dubious
financial practices of recent years, tight regu-
lations “could restrict legitimate innovation,”
he says.
Another option, Manso notes, would
be widespread use of “libertarian paternal-
ism,” that is, benign guidance for inves-
tors. Employees often work for firms whose
401(k) plans have several options. But the
government could require firms to assign
safe plans to employees as their default selec-

looking to refinance or the public produce a dynamic relationship

between financial firms and their custom-
ers. “Some consumers are sophisticated, so
tion; workers would have to make a special
effort to choose riskier retirement plans. “The
cost here is that it kills social learning,” says

get a new mortgage? they’re able to see through different offerings Manso. “People herd to a default option and
and pick out the best products, says Manso. they don’t do research any more.”
“But in practice, there are a lot of unsophis- Among investors, perhaps apathy is the

get the best rates at

ticated investors. Even when they catch up cure for ignorance.

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