Currency Exchange

International Corp.
TSX: CXI
OTC: CURN

INVESTOR PRESENTATION
APRIL 06, 2017
TSX:CXI.S
 Forward Looking Statements

This presentation by Currency Exchange International Corp. (the Company) contains

forward-looking statements, including, in particular, statements about the Companys plans,
strategies and prospects.

These statements have been based on the Companys current assumptions, expectations
and projections about future events. Although the Company believes that the expectations
reflected in these forward-looking statements are reasonable, the Company can give no
assurance that these expectations will prove to be correct or that results anticipated in the
forward-looking statements will be achieved.

These forward-looking statements include risks and uncertainties. These risks and
uncertainties include, among other things, market conditions, industry uncertainty and other
factors.

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About CXI

Specialist in Foreign Currency and International Payments

SERVICES TECHNOLOGY DISTRIBUTION

Cash Exchange Proprietary Software Bank to Bank (B2B)

- (80+ Foreign Currencies) - Advanced compliance - National and Regional
integration at the systems Mid Market Banks
core - Across US and Canada
Foreign Cheque Clearing
Transaction Fulfillment CXI Owned Branches
Wire Transfer Payments - For all relationship models - Wholly-Owned (US only)
and product offerings - Affiliates

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 Competitive Advantage
Compliance Verification System (CVS) addresses todays compliance focused banking standards:

Regulatory Oversight:
Buy
United States
- FINCEN
- Department of Treasury (OFAC) Sell Admin
- State Departments of Banking
Canada
- Canada Consolidated List CVS
- Office of Foreign Asset Control
- FINTRAC, INTERPOL
Wires
Functionality Cheques
- Customizable Web-Based Software
- Operates Through Secure Web-Portal Reports
- Live Aggregating of Transactions

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 Bank Note Business Model

6.0+ % Margin 1.5 % to 3.0 % Margin
VAULTS:
Toronto, LA,
Miami, NYC

0.50 % to 1.0 % Margin

CXI CXI CXI Bank Bank Bank
Owned Owned Owned
Branch Branch Branch Centralized Branch Branch Branch
VAULT OPS
(Banks, MSBs)
38 Corporate Owned De-Centralized
Branches
NO VAULT
(Direct to Consumer)
(Banks, Hotels, MSBs)



Bank Bank Bank
Branch Branch Branch
+ Inventory On Consignment
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 Bank Note Competitive Landscape
Exits: North American Bank Note Trading Revenue:
$500m / year

60% 40%
United States Canada
Key Players:
Bank of Bank of
America America
Wells
Fargo

Other Other

Travelex CXI Travelex CXI

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 Business Development

Highlights

Customer Growth

2010 2011 2012 2013 2014 2015 2016

Company-Owned Branches 15 18 23 26 32 36 38
Wholesale Company Rela[onships 70 123 245 364 469 521 928
Transac[ng Loca[ons 267 1,983 2,455 5,741 8,274 10,157 13,603

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CXI & EBC Clients

Highlights

Customers

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Schedule 1 Bank License Approved
Benefits of becoming Exchange Bank of Canada

1) New Sales Opportunities: - Mandated FX & Currency Vendors Must Be Banks

- Gives CXI Opportunity To Get Former, Bigger Clients

2) Faster Sales Cycle: - Shortens RFP Due Diligence Time Line

- Comfort In Doing Business With Another Bank

3) Margin Savings: - Can Source Currency Directly From Central Banks

- Initial Margin Savings +$600k Per Year

4) Wire Business Growth: - Better Inter-Bank Rates

- Expand Wire Payment Services

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 Investing in Wire Payments Business

Payment Priorities

o New Business Growth Translating to Sales

For 2017 o Product Enhancement and Expansion

o Deliver Tactical Online System Enhancements &

Functionality to the Marketplace

o PR, Marketing, Sales Creation & Collateral

$ o Integrated Solutions Offering through Key Partnerships

o Recruitment, Training & Development of Human Capital

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 Payments Infrastructure

Payments Platform Initiatives Achieved:

o Payments Core Leadership Team in Place o Upgrades to CEIFX & EBCFX
- Bob, Sharna & Sales Team - Global bank look-up feature working

o Correspondent Bank Relationships o Compliance Software Improvements

- 2 new bank partnerships up and running - AML, regulatory reporting automation
- Automating client approval process
o Global EFT Partnerships Signed
o Corporate Settlements Software
o SWIFT & Payments Canada Approval - Transaction record keeping, customer &
- System updated, ability to send/receive regulatory reporting
- +240 countries, +10,000 banks globally
o IT Security Improvements
- Secure File Transfer Protocol (SFTP)

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Financials
Highlights Exchange Volume Total Revenue Total Assets
$501m $2.7m $10.1m
2016 Growth 31% 12% 19%
All amounts are in millions of USD$ unless otherwise stated

$2,137 $27 $62.2

$24
$1,636 $52.1
$22 $39.7
$1,456
$16
$878 $33.7

2013 2014 2015 2016 2013 2014 2015 2016 2013 2014 2015 2016

Exchange Volume Revenue Assets

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 Share Structure
Key Ratios
2015 | 2016

Earning Per Share $0.77 $0.58

Return on Assets 10.2% 6.4%

Return on Equity 11.7% 7.5%

As of March 31, 2017
Shares Outstanding 6,121,985 Operating Margin 29.6% 25.6%
Cash Position US $45.0M
Debt Nil
52 Week High/Low CAD $20.76 / $34.00

Share Distribution: Management 27%

Institutional 48%
Retail 25%

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 Growth Initiatives

New Clients Cross Selling Payments New Products

Bank to Bank: Sell more to existing Corporate FX Global EFT

- Canadian & US Banks customers. Payments
FX Forwards

CXI Branch Locations: Wire Payments: Remote Image Capture FX ATMs & DCC:
- 4-6 New Stores / Year - Less Capital Intensive - Recurring revenue
- Larger Transaction System Integration
Volumes
Expand CXI Agent
Relationships:
- Shopping Malls
CVS

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 History
Foreign Currency Exchange Corp. (FCE)

1987 - 2003 2007

- Founded 1987, Based in Tampa, Florida CORPORATE SEPARATION
- IPO on TSX: FXX in 1997 - Bank of Ireland Keeps Bank to Bank Business
- 2nd Largest Non-Bank Currency Provider in US - Randolph Pinna Buys Retail Branches for $2m
- Sold/Merged with Bank of Ireland in 2003 - 3-Year Bank to Bank Non-Compete
Founder, Randolph Pinna

Currency Exchange International Corp. (CXI)

2008 - 2011 2012 - Present

- Headquartered in Orlando, Florida Mar 2012 IPO on the TSX: CXI (at $6.75)
- Begins with 8 Corporate Owned Stores Nov 2012 CXI Applies for Schedule 1 Bank License
- CEIFX Software Launched May 2013 Peter Scherer hired as CFO
- 3-Year Bank to Bank Non-Compete Ends Sep 2013 98% of Warrants Exercised for $11.3m
- Bank to Bank Expansion Begins Mar 2014 Purchase of Assets from U.S. Exchange House
Mar 2014 Equity Raise of $14.4m

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 Our Team
Management Team:
Randolph W. Pinna President, CEO & Chairman
Wade Bracy Interim Chief Financial Officer
Stacey Prakash Senior Vice President & CRO
Bob Dowd Senior Vice President of Sales
Paul Ohm Vice President of IT
Matthew Schillo Chief Operating Officer
Angela Shaffer General Counsel & CCO
Kartlos Adeishvili Vice President of Operations
Khatuna Bezhitashvili Vice President of HR
Irene Vomvolakis Senior Operations Manager
Sharna Gayle Senior Operations Manager

Board of Directors: Compliance Team:

Randolph W. Pinna President, CEO & Chairman Angela Shaffer General Counsel & CCO
Joseph August Director Stacey Prakash Senior Vice President & CRO
Chirag Bhavsar Director Laura M. Houlihan Chief Anti-Money Laundering Officer
Mark D. Mickleborough Director Matthew Schillo Chief Operating Officer
Linda A. Stromme Director Catherine Shepardson Compliance Officer
V. James Sardo Director Khatuna Bezhitashvili Vice President of HR
James D.A. White Director

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Contact Us

Randolph Pinna Wade Bracey Bill Mitoulas

President, CEO & Chairman Interim Chief Financial Officer Investor Relations
Currency Exchange International Currency Exchange International Currency Exchange International

Tel: 1.888.998.3948 Tel: 1.407.536.5504 Tel: 1.416.479.9547

Email: randolph@ceifx.com Email: wade@@ceifx.com Email: bill.mitoulas@ceifx.com

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 Currency Exchange
International Corp.
TSX: CXI
OTC: CURN

THANK YOU
TSX:CXI.S