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HQP-HLF-118

(Real Accounts)

Pag-IBIG FUND
(Home Development Mutual Fund)

NOTICE OF DISAPPROVAL OF HOUSING LOAN

February 01, 2017

HLD Account No. 3890-0200-7118

Ms. SHEELA MAR DEFENSOR BACLAAN


Sangguniang Panlalawigan
Koronadal, South Cotabato

Dear Ms. Baclaan:

We are saddened to inform you that your HDMF housing loan


application in the amount specified on your application form for the purchase of
a residential unit has been disapproved and taken out today. The Loans
Origination Department for housing loan applications deemed to disapprove
your application due to the reasons, as follows:

1. That you are an elective public official which is coterminous in nature


and whose term will end in such time as may be provided by law, as
opposed to an appointed or an employee who enjoys security of
tenure;
2. That the security of tenure in your employment is a condition
precedent for the approval of your loan application, save in certain
cases where the Unit deems to approve even those who do not have
security of tenure, provided, they have met the standards of Pag-IBIG
FUND, which in your case however, you have not;
3. That despite your consistent and unfaltering contribution to the said
loan institution, your current contribution is not allowable to satisfy
your loan amount; and
4. That your attachments and pertinent documents submitted were
insufficient to support your housing loan application.

Nonetheless, we hope that this disapproval is not a ground for the


severance of your unwaivering loyalty to this institution as we are still looking
forward that you will have an approved loan application in the near future as
soon as you meet the standards and qualifications required by our charter.

In case of any changes in your billing address, please notify us


immediately. Should you have any clarification regarding this Notice, please
visit the Pag-IBIG Branch near you or coordinate with any of our staffs at
telephone number 224-1793. You may also email your concerns at
hlproc@pagibigfund.gov.ph.

Very truly yours,

Received by:____________________
VICTORIA G. FABIANA
Signature :____________________ OIC, Asst. Head-
LOD/
Date :____________________ COD III,
Developer-Assisted Div.