TOMAS DEL ROSARIO COLLEGE

Balanga City, Bataan

FINANCE 3
Non-Commercial Banking Intermediaries
Pre-requisite: Finance 1
First Semester, S.Y. 2004-2005
Miss Catherine B. Tanarte, MBA

I.

Course Description

This course is a study of financial intermediaries performing non-commercial banking operations including their objectives and role in the development of
our economy. Among those discussed in this course are savings banks, rural banks, developmental banks, financing banks, financing companies, pawnshops,
cooperative mutual funds, etc. The different types of services rendered by these institutions are discussed including their role in economic development, how these
institutions are organized, managed and how they serve the credit needs of the public are given emphasis.
II.

III.

General Objectives:
At the end of the semester, the students are expected to:
1. Gain knowledge about the basis general information on the organizations and operations of the various banking and non-banking financial
institutions.
2. Realize and appreciate the role of financial institutions in our social and economic development.
3. Evaluate and analyze different issues and problems in the banking industry.
4. Acquire insights on ways and strategies of extending services to the community, making use of the different theories learned.
5. Prepare them, as they will soon be a part of the real word, specifically the business and the banking world being equipped with general skills and
knowledge required for effective and efficient fulfillment of their tasks.
6. Recognize the need for ethics and social responsibility in any business dealings.
Credit: 3 units

Time Allotment: 54 hours (18weeks)

IV. Course Content
Learning Objectives
The end of each chapter, the students
should be able to:

Learning Content
An overview of the Philippine Financial
System

Time Allotment
Week 1 and 2

Learning Activities
Socializedclassroom

Learning Assessment
Recitation

Evaluate the Philippines financial

system and how it affects the
countrys economic development.

Realize the functions of

government banking institutions
and how they differ with private
banking institutions.
Acquire knowledge about the
functions, management and
operations of Thrift Banks

Acquire knowledge about the role

of rural banks in economic
development.
Acquire insights about the
operations of government nonbank financial institutions and the
role they play for national
development.
Develop awareness about the
significance of pawnshops.
Acquire knowledge with regards
to the whereabouts of Private
Insurance Companies, Investment
Companies, Investment Houses
and Securities Brokers/Dealers.
Evaluate and analyze the operation
of financing companies and other
non-bank financial institutions.
Develop an idea of forming their
own cooperative making use of the
different theories learned.
Develop an awareness on the

Elements of the financial System

Functions of financial institutions
Development of the Philippine
Financial System
Structure of the Philippine
Financial System.
Government Banking Institutions
Operations of PNB, LBP, DBP, and
PAB
Thrift Banks
Different kinds of Thrift Banks and
their functions.
Operation of Thrift Banks
Nature of rural banking, organization and
services offered and operation
Government Non-bank Financial
Institutions:
GSIS and SSS
Their functions, services and
benefits offered, operation and the
like Pawnshop.

6 hours

discussion

Quiz

Scenario Analysis

Week 3

Internet Research

3 hours

Research paper
Quiz

Cooperative Report

Recitation
Assignment
Quiz

Cooperative
Learning

PRELIMINARY
EXAMINATION

Research and
Interview

Quiz

Week 4 and 5
6 hours
Week 6
3 hours
Week 1 and 3
6 hours
Week 3
3 hours

Role Playing
Individual/Group
Reporting

Private Insurance Companies

Investment Companies
Investment House
Securities Brokers/Dealers

Week 4 and 5
6 hours

Socializedclassroom
discussion

Financing Companies and other Non-bank

financial Institutions.

Week 6

Lecture-discussion

Actual observation of
students behavior
and performance
Quiz
Internet Research

The Cooperative

3 hours
Week 1 and 2

Symposium

MID-TERM
EXAMINATION
Reaction Paper

Informal Financial Institutions in Socio-

6 hours
Week 3 and 4

Round table

Oral Examination

existing informal financial

institution and the extent of their
contribution for our countrys
development.
Evaluate and analyze the role of
financial institutions in socioeconomic development.

Economic Development
6 hours

Week 5 and 6
6 hours

Socializedclassroom
discussion

V. Textbooks and References:

Roberto G. Medina, Money, Credit and Banking, Mutya Publishing House, 2000
Fajardo, Manansala and Alatrez, Finacial Institutions, National Bookstore
Rosemarie B. Laman and Vicente Patrick B. Laman, Banking, Money and Credit, GIC Enterprises and Co. Inc., 2001
Lloyd B. Thomas, Money, Banking and Financial Markets, McGraw-Hill Companies, Inc., 2000
ABA Banking Journal, 2003 and 2004 Issue
http://www.prenhall.com

Prepared by: Miss Catherine B. Tanarte

Approved by: Miss Catherine B. Tanarte

Dept. Chair
Noted By: Miss Rosario G. Quesada
College Dean

FEASIBILITY
STUDY
FINAL
EXAMINATION