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analyze the investment pattern of investors among salaried people in Davangere City.
evaluate various factors influencing the investment decisions of the investors.
identify the problem faced by the investors while investing.
study the level of satisfaction by the investors
Review of literature:
1. Deepak Sood and Dr. Navdeep Kaur (February 2015) A study of savings and investment
pattern of salaried class people with special reference to Chandigarh (India). These authors
explain how savings helps more for people and their main objective is to determine the
relationship between the savings and investment pattern among salaried people. They give a
more importance for the way of investment. Because, spending all your money is not a
smartest thing to do and making savings will helps foe future uncertainties and also the risk
factor and stress will be less. And they give more importance for planning.
2. Prof.C.A Yogesh P.patel and Prof. C.C Charul Y.patel (October 2012) A study of
investment perspective of salaried people (pvt. Sector). This research aims to study and
understand the behavioral pattern of investment among the salaried people working in private
sector and the authors are mainly concentrate on youths and the Indian youths are
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There
There
There
There
is
is
is
is
no
no
no
no
significant
significant
significant
significant
relationship between
relationship between
relationship between
relationship between
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Particulars
Total
Percentage (%)
Gender
Male
36
72
Female
14
28
50
100
15-30
26
50
30-45
10
20
45-60
14
28
50
100
Married
29
58
Unmarried
21
42
50
100
10th Standard
12th Standard
10
20
Graduate
18
36
Post Graduate
21
42
50
100
Govt. Employee
12
24
Professional
16
32
12
24
14
50
100
Below 1lakh
10
20
1-3lakhs
24
48
3-5lakhs
12
24
50
100
Total
Age(Years)
60&Above
Total
Marital Status
Total
Educational Qualification
Total
Occupation
Total
Annual Income
The investment pattern of the respondents varies according to their gender. The male
respondents are risk takers expecting higher return while female respondents are averse.
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NO. OF RESPONDENTS
PERCENTAGE (%)
Male
36
72
Female
14
28
TOTAL
50
100
NO. OF RESPONDENTS
40
PERCENTAGE
20
0
MALE
FEMALE
TOTAL
NO. OF RESPONDENDS
PERCENTAGE (%)
15-30
26
52
30-45
10
20
45-60
14
28
50
100
60 & Above
TOTAL
Source: Field Survey
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100
80
60
40
NO. OF RESPONDENDS
20
PERCENTAGE (%)
0
15-30
30-45
45-60
60 & TOTAL
Above
NO. OF RESPONDENDS
PERCENTAGE (%)
Married
29
58
Single
21
42
TOTAL
50
100
100
80
60
NO. OF RESPONDENDS
40
PERCENTAGE (%)
20
0
MARRIED
SINGLE
TOTAL
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NO. OF RESPONDENTS
PERCENTAGE (%)
10th Standard
12th Standard
10
20
Graduate
18
36
Post Graduate
21
42
TOTAL
50
100
40
PERCENTAGE (%)
20
0
10th
12th Graduate Post
TOTAL
Standard Standard
Graduate
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NO. OF RESPONDENDS
PERCENTAGE (%)
Govt. Employee
12
24
Professional
16
32
12
24
14
50
100
NO. OF RESPONDENDS
PERCENTAGE (%)
NO. OF RESPONDENDS
PERCENTAGE (%)
Below 1lakh
10
20
1-3lakhs
24
48
3-5lakhs
12
24
50
100
5lakhs &above
TOTAL
Source: Field Survey
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NO. OF RESPONDENDS
PERCENTAGE (%)
BELOW 1
LAKH
1-3
LAKHS
3-5
LAKHS
5 LAKHS
&Above
TOTAL
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