ARMOTIZAION DE CREDITOS

NOMBRE DE ESTUDIANTE: YARLEDIS MONTALVO

VALOR TOTAL DE PRESTAMO
PLAZO(AOS)
TASA INTERES MENSUAL
VALOR DE CUOTA MENSUAL

12,000,000
1 AO
1.19%
$ 1,079,261.57

INTERES( EFETIVO ANUAL)

NO.PAGO POR AOS

TABLA DE ARMOTIZAION CUOTA FIJA

# DE CUOTA

VALOR DE CUOTA
0
1
2
3
4
5
6
7
8
9
10
11
12

$
$
$
$
$
$
$
$
$
$
$
$

0
1,079,261.57
1,079,261.57
1,079,261.57
1,079,261.57
1,079,261.57
1,079,261.57
1,079,261.57
1,079,261.57
1,079,261.57
1,079,261.57
1,079,261.57
1,079,261.57

INTERES
0
143215.10896
132043.77593
120739.1176
109299.54278
97723.441298
86009.183761
74155.121335
$ 62,159.59
50020.887844
37737.319775
25307.152327
12728.635897
951138.87302

ARMOTIZAION
0
$ 936,046
$ 947,218
$ 958,522
$ 969,962
$ 981,538
$ 993,252
$ 1,005,106
$ 1,017,102
$ 1,029,241
$ 1,041,524
$ 1,053,954
$ 1,066,533
$ 12,000,000

OS
15.30%
12

A
PAGO
12000000
$ 11,063,953.54
$ 10,116,735.74
$ 9,158,213.28
$ 8,188,251.25
$ 7,206,713.12
$ 6,213,460.73
$ 5,208,354.28
$ 4,191,252.30
$ 3,162,011.61
$ 2,120,487.36
$ 1,066,532.94
$ 0.00

ARMOTIZAION DE CREDITOS
NOMBRE DE ESTUDIANTE: YARLEDIS MONTALVO
VALOR TOTAL DE PRESTAMO
PLAZO(AOS)
TASA INTERES MENSUAL
VALOR DE CUOTA MENSUAL

33,000,000
3 aos
1.49%
$ 1,190,754.76

INTERES( EFETIVO ANUAL)

NO.PAGO POR AOS

TABLA DE ARMOTIZAION CUOTA FIJA

# DE CUOTA

valor de cuota
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

0
1,190,754.76
1,190,754.76
1,190,754.76
1,190,754.76
1,190,754.76
1,190,754.76
1,190,754.76
1,190,754.76
1,190,754.76
1,190,754.76
1,190,754.76
1,190,754.76
1,190,754.76
1,190,754.76
1,190,754.76
1,190,754.76
1,190,754.76
1,190,754.76
1,190,754.76
1,190,754.76
1,190,754.76
1,190,754.76
1,190,754.76
1,190,754.76
1,190,754.76
1,190,754.76
1,190,754.76
1,190,754.76
1,190,754.76
1,190,754.76
1,190,754.76
1,190,754.76
1,190,754.76

interes
0
491219.925873927
480807.033449496
470239.140411584
459513.939505954
448629.089133843
437582.212840735
426370.89879751
414992.699273883
403445.130103996
391725.670144059
379831.760721915
367760.805078418
355510.167800483
343077.174245713
330459.109958446
317653.220077124
304656.708732823
291466.738438852
278080.429471241
264494.85924003
250707.061651185
236714.026459021
222512.698608982
208099.977570646
193472.716660791
178627.722356396
163561.7535974
148271.5210791
132753.686534006
117004.862003004
101021.609095676
84800.438239611
68337.8079185303

34
35
36

$ 1,190,754.76
$ 1,190,754.76
$ 1,190,754.76

51630.1238990855
34673.7384461391
17464.9495263658
9867171.40694597

REDITOS
GRADO: 8E
19.40%
12

UOTA FIJA
armotizacion

$
$
$
$
$
$
$
$

0
$ 699,534.84
$ 709,947.73
$ 720,515.62
$ 731,240.82
$ 742,125.67
$ 753,172.55
$ 764,383.86
$ 775,762.06
$ 787,309.63
$ 799,029.09
$ 810,923.00
$ 822,993.96
$ 835,244.59
$ 847,677.59
$ 860,295.65
$ 873,101.54
$ 886,098.05
$ 899,288.02
$ 912,674.33
$ 926,259.90
$ 940,047.70
$ 954,040.73
$ 968,242.06
$ 982,654.78
$ 997,282.04
1,012,127.04
1,027,193.01
1,042,483.24
1,058,001.07
1,073,749.90
1,089,733.15
1,105,954.32
1,122,416.95

pago
33000000
$ 32,300,465.16
$ 31,590,517.44
$ 30,870,001.82
$ 30,138,760.99
$ 29,396,635.32
$ 28,643,462.77
$ 27,879,078.91
$ 27,103,316.85
$ 26,316,007.22
$ 25,516,978.13
$ 24,706,055.13
$ 23,883,061.17
$ 23,047,816.58
$ 22,200,138.99
$ 21,339,843.34
$ 20,466,741.80
$ 19,580,643.74
$ 18,681,355.72
$ 17,768,681.39
$ 16,842,421.49
$ 15,902,373.79
$ 14,948,333.05
$ 13,980,090.99
$ 12,997,436.21
$ 12,000,154.16
$ 10,988,027.12
$ 9,960,834.11
$ 8,918,350.87
$ 7,860,349.80
$ 6,786,599.90
$ 5,696,866.75
$ 4,590,912.43
$ 3,468,495.47

$ 1,139,124.64
$ 1,156,081.02
$ 1,173,289.81
$ 33,000,000

$ 2,329,370.83
$ 1,173,289.81
$ 0.00

ARMOTIZAION DE CREDITOS
NOMBRE DE ESTUDIANTE: YARLEDIS MONTALVO
VALOR TOTAL DE PRESTAMO
PLAZO(AOS)
TASA INTERES MENSUAL
VALOR DE CUOTA MENSUAL

5000000 intere efectivo anual

2 aos
no pago por ao
1.32%
$ 244,553.07

TABLA DE ARMOTIZAION CUOTA FIJA

# DE CUOTA VALOR DE CUOTA
0
0
1
$ 244,553.07
2
$ 244,553.07
3
$ 244,553.07
4
$ 244,553.07
5
$ 244,553.07
6
$ 244,553.07
7
$ 244,553.07
8
$ 244,553.07
9
$ 244,553.07
10
$ 244,553.07
11
$ 244,553.07
12
$ 244,553.07
13
$ 244,553.07
14
$ 244,553.07
15
$ 244,553.07
16
$ 244,553.07
17
$ 244,553.07
18
$ 244,553.07
19
$ 244,553.07
20
$ 244,553.07
21
$ 244,553.07
22
$ 244,553.07
23
$ 244,553.07
24
$ 244,553.07

INTERES
0
66208.7297779668
63847.1393831495
61454.2774082729
59029.7297630181
56573.0768737877
54083.893611097
51561.7492160049
49006.2072255696
46416.8253973181
43793.1556327149
41134.7438996174
38441.1301537049
35711.8482588665
32946.4259065355
30144.3845339549
27305.2392413616
24428.4987080728
21513.665107462
18560.2340208091
15567.6943500094
12535.5282291269
9463.2109347765
6350.2107953194
3195.9890988558
869273.587527372

ARMOTIZAION
0
$ 178,344.34
$ 180,705.93
$ 183,098.79
$ 185,523.34
$ 187,979.99
$ 190,469.17
$ 192,991.32
$ 195,546.86
$ 198,136.24
$ 200,759.91
$ 203,418.32
$ 206,111.94
$ 208,841.22
$ 211,606.64
$ 214,408.68
$ 217,247.83
$ 220,124.57
$ 223,039.40
$ 225,992.83
$ 228,985.37
$ 232,017.54
$ 235,089.86
$ 238,202.86
$ 241,357.08
$ 5,000,000.00

TOS
17.10%
12

FIJA
PAGO
5000000
$ 4,821,655.66
$ 4,640,949.74
$ 4,457,850.95
$ 4,272,327.61
$ 4,084,347.62
$ 3,893,878.45
$ 3,700,887.13
$ 3,505,340.27
$ 3,307,204.03
$ 3,106,444.12
$ 2,903,025.80
$ 2,696,913.86
$ 2,488,072.65
$ 2,276,466.01
$ 2,062,057.32
$ 1,844,809.50
$ 1,624,684.93
$ 1,401,645.53
$ 1,175,652.70
$ 946,667.33
$ 714,649.79
$ 479,559.93
$ 241,357.08
$ 0.00

ARMOTIZAION DE CREDITOS
NOMBRE DE ESTUDIANTE: YARLEDIS MONTALVO
VALOR TOTAL DE PRESTAMO
PLAZO(AOS)
TASA INTERES MENSUAL
VALOR DE CUOTA MENSUAL

47,500,000
7 aos
1.21%
$ 891,101.17

INTERES( EFETIVO ANUAL)

NO.PAGO POR AOS

TABLA DE ARMOTIZACION CUOTA FIJA

# DE CUOTA VALOR DE CUOTA
0
0
1
$ 891,101.17
2
$ 891,101.17
3
$ 891,101.17
4
$ 891,101.17
5
$ 891,101.17
6
$ 891,101.17
7
$ 891,101.17
8
$ 891,101.17
9
$ 891,101.17
10
$ 891,101.17
11
$ 891,101.17
12
$ 891,101.17
13
$ 891,101.17
14
$ 891,101.17
15
$ 891,101.17
16
$ 891,101.17
17
$ 891,101.17
18
$ 891,101.17
19
$ 891,101.17
20
$ 891,101.17
21
$ 891,101.17
22
$ 891,101.17
23
$ 891,101.17
24
$ 891,101.17
25
$ 891,101.17
26
$ 891,101.17
27
$ 891,101.17
28
$ 891,101.17
29
$ 891,101.17
30
$ 891,101.17
31
$ 891,101.17
32
$ 891,101.17
33
$ 891,101.17
34
$ 891,101.17

INTERES
0
573835.71276706
570002.90746183
566123.79898682
562197.82796494
558224.42826139
554203.02690202
550133.04399075
546013.89262591
541844.9788156
537625.70139208
533355.45192502
529033.61463383
524659.56629879
520232.67617125
515752.30588263
511217.80935235
506628.53269475
501983.81412468
497282.98386216
492525.36403577
487710.26858486
482837.00316069
477904.86502624
472913.14295491
467861.11712795
462748.05903064
457573.23134728
452335.88785481
447035.27331528
441670.62336685
436241.16441364
430746.11351415
425184.67826836
419556.05670344

ARMOTIZACION
0
$ 317,265.46
$ 321,098.27
$ 324,977.37
$ 328,903.35
$ 332,876.75
$ 336,898.15
$ 340,968.13
$ 345,087.28
$ 349,256.20
$ 353,475.47
$ 357,745.72
$ 362,067.56
$ 366,441.61
$ 370,868.50
$ 375,348.87
$ 379,883.36
$ 384,472.64
$ 389,117.36
$ 393,818.19
$ 398,575.81
$ 403,390.91
$ 408,264.17
$ 413,196.31
$ 418,188.03
$ 423,240.06
$ 428,353.11
$ 433,527.94
$ 438,765.29
$ 444,065.90
$ 449,430.55
$ 454,860.01
$ 460,355.06
$ 465,916.50
$ 471,545.12

35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

891,101.17
891,101.17
891,101.17
891,101.17
891,101.17
891,101.17
891,101.17
891,101.17
891,101.17
891,101.17
891,101.17
891,101.17
891,101.17
891,101.17
891,101.17
891,101.17
891,101.17
891,101.17
891,101.17
891,101.17
891,101.17
891,101.17
891,101.17
891,101.17
891,101.17
891,101.17
891,101.17
891,101.17
891,101.17
891,101.17
891,101.17
891,101.17
891,101.17
891,101.17
891,101.17
891,101.17
891,101.17
891,101.17
891,101.17
891,101.17
891,101.17
891,101.17
891,101.17
891,101.17
891,101.17

413859.43715815
408093.99816577
402258.90833563
396353.32623323
390376.40025895
384327.26852515
378205.05873199
372008.88804155
365737.8629506
359391.07916169
352967.6214528
346466.56354532
339886.96797051
333227.88593431
326488.35718049
319667.40985223
312764.06035193
305777.31319939
298706.16088829
291549.58374083
284306.54976078
276976.01448459
269556.92083082
262048.19894769
254448.76605878
246757.52630697
238973.37059631
231095.17643217
223121.80775932
215052.11479814
206884.93387882
198619.08727351
190253.38302655
181786.61478255
173217.56161244
164544.98783742
155767.64285074
146884.26093739
137893.56109158
128794.246832
119585.00601486
110264.5106447
100831.41668287
91284.363853742
81621.975448505

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

477,241.74
483,007.18
488,842.27
494,747.85
500,724.77
506,773.91
512,896.12
519,092.29
525,363.31
531,710.09
538,133.55
544,634.61
551,214.21
557,873.29
564,612.82
571,433.76
578,337.11
585,323.86
592,395.01
599,551.59
606,794.62
614,125.16
621,544.25
629,052.97
636,652.41
644,343.65
652,127.80
660,006.00
667,979.37
676,049.06
684,216.24
692,482.09
700,847.79
709,314.56
717,883.61
726,556.19
735,333.53
744,216.91
753,207.61
762,306.93
771,516.17
780,836.66
790,269.76
799,816.81
809,479.20

80
81
82
83
84
85
86

$
$
$
$
$
$
$

891,101.17
891,101.17
891,101.17
891,101.17
891,101.17
891,101.17
891,101.17

71842.858126687
61945.601715215
51928.779005062
41790.945545446
31530.63943553
21146.381113618
10636.673143797
29134700.951326

$
$
$
$
$
$
$

819,258.32
829,155.57
839,172.39
849,310.23
859,570.53
869,954.79
880,464.50
$ 47,500,000.00

OS
grado 8e
15.50%
12

FIJA
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

PAGO
47500000
47,182,734.54
46,861,636.27
46,536,658.90
46,207,755.55
45,874,878.81
45,537,980.66
45,197,012.53
44,851,925.25
44,502,669.05
44,149,193.58
43,791,447.86
43,429,380.30
43,062,938.69
42,692,070.19
42,316,721.33
41,936,837.96
41,552,365.32
41,163,247.96
40,769,429.77
40,370,853.96
39,967,463.06
39,559,198.89
39,146,002.58
38,727,814.55
38,304,574.49
37,876,221.37
37,442,693.43
37,003,928.15
36,559,862.24
36,110,431.69
35,655,571.68
35,195,216.62
34,729,300.13
34,257,755.01

$ 33,780,513.28
$ 33,297,506.10
$ 32,808,663.83
$ 32,313,915.99
$ 31,813,191.21
$ 31,306,417.31
$ 30,793,521.19
$ 30,274,428.91
$ 29,749,065.60
$ 29,217,355.50
$ 28,679,221.95
$ 28,134,587.34
$ 27,583,373.13
$ 27,025,499.84
$ 26,460,887.03
$ 25,889,453.26
$ 25,311,116.15
$ 24,725,792.29
$ 24,133,397.28
$ 23,533,845.69
$ 22,927,051.06
$ 22,312,925.90
$ 21,691,381.65
$ 21,062,328.68
$ 20,425,676.27
$ 19,781,332.62
$ 19,129,204.82
$ 18,469,198.82
$ 17,801,219.45
$ 17,125,170.39
$ 16,440,954.15
$ 15,748,472.07
$ 15,047,624.28
$ 14,338,309.72
$ 13,620,426.11
$ 12,893,869.92
$ 12,158,536.39
$ 11,414,319.48
$ 10,661,111.86
$ 9,898,804.94
$ 9,127,288.77
$ 8,346,452.10
$ 7,556,182.35
$ 6,756,365.54
$ 5,946,886.34

$ 5,127,628.02
$ 4,298,472.45
$ 3,459,300.06
$ 2,609,989.83
$ 1,750,419.29
$ 880,464.50
$ 0.00