NOTA: Elegir las caracteristicas del prestamo con las celdas Naranjas e ingresar datos en las celdas de Amarillo y p

Monto Solicitado
Tasa Efectiva Mensual

3.05 %

Plazo (cuotas)
Fecha Desembolso
Dia de Pago
Monto Prestado

Tipo de Cronograma

10,000.00 Soles

Mensual

Nro cuotas

Cargos

31/10/2015
1 dd/mm/aaa
a
2

% ITF

10,062.71

Seg. Desgravamen

0.005%
Si
29.51

TCEA

46.48

SIMULACION DE CRONOGRAMA DE PAGOS

N

FECHA PAGO

SALDO

CAPITAL

INTERESES

10,062.71
1

12/2/2015

8,522.41

1,540.30

327.70

1/4/2016

6,940.77

1,581.64

286.36

2/2/2016

5,277.30

1,663.47

204.53

3/2/2016

3,564.81

1,712.49

155.51

4/4/2016

1,816.59

1,748.22

119.78

5/2/2016

1,816.59

51.66

10,062.71

1,145.54

las celdas de Amarillo y presione el botn Calcular.

Sin Gracia

Fecha Fija

Solo para Gracia

Relativa y
Absoluta.

0.50

Microseguros
32.70

Fam. Prot.- Plan Familiar

Negocio Protegido

Familia Protegida

Proteccin Financiera

32.70

Calcular

RAMA DE PAGOS
CUOTA SIN ITF

ITF

CUOTA

1,868.00

0.05

1,868.05

1,868.00

0.05

1,868.05

1,868.00

0.05

1,868.05

1,868.00

0.05

1,868.05

1,868.00

0.05

1,868.05

1,868.25

0.05

1,868.30

11,208.25

11,208.55

FV Y PGA

11/30/2015
12/30/2015
1/29/2016
2/28/2016
3/29/2016
4/28/2016

1/29/1900
2/28/1900
3/30/1900
4/29/1900
5/29/1900
6/28/1900
7/28/1900
8/27/1900
9/26/1900
10/26/1900
11/25/1900
12/25/1900
1/24/1901
2/23/1901
3/25/1901
4/24/1901
5/24/1901
6/23/1901
7/23/1901
8/22/1901
9/21/1901
10/21/1901
11/20/1901
12/20/1901
1/19/1902
2/18/1902
3/20/1902
4/19/1902
5/19/1902
6/18/1902
7/18/1902
8/17/1902
9/16/1902
10/16/1902
11/15/1902
12/15/1902
1/14/1903
2/13/1903
3/15/1903
4/14/1903
5/14/1903
6/13/1903
7/13/1903
8/12/1903
9/11/1903
10/11/1903
11/10/1903
12/10/1903
1/9/1904
2/8/1904

3/9/1904
4/8/1904
5/8/1904
6/7/1904
7/7/1904
8/6/1904
9/5/1904
10/5/1904
11/4/1904
12/4/1904
1/3/1905
2/2/1905
3/4/1905
4/3/1905
5/3/1905
6/2/1905
7/2/1905
8/1/1905
8/31/1905
9/30/1905
10/30/1905
11/29/1905
12/29/1905
1/28/1906
2/27/1906
3/29/1906
4/28/1906
5/28/1906
6/27/1906
7/27/1906
8/26/1906
9/25/1906
10/25/1906
11/24/1906
12/24/1906
1/23/1907
2/22/1907
3/24/1907
4/23/1907
5/23/1907
6/22/1907
7/22/1907
8/21/1907
9/20/1907
10/20/1907
11/19/1907
12/19/1907
1/18/1908
2/17/1908
3/18/1908
4/17/1908
5/17/1908
6/16/1908
7/16/1908

8/15/1908
9/14/1908
10/14/1908
11/13/1908
12/13/1908
1/12/1909
2/11/1909
3/13/1909
4/12/1909
5/12/1909
6/11/1909
7/11/1909
8/10/1909
9/9/1909
10/9/1909
11/8/1909
12/8/1909
1/7/1910
2/6/1910
3/8/1910
4/7/1910
5/7/1910
6/6/1910
7/6/1910
8/5/1910
9/4/1910
10/4/1910
11/3/1910
12/3/1910
1/2/1911
2/1/1911
3/3/1911
4/2/1911
5/2/1911
6/1/1911
7/1/1911
7/31/1911
8/30/1911
9/29/1911
10/29/1911
11/28/1911
12/28/1911
1/27/1912
2/26/1912
3/27/1912
4/26/1912
5/26/1912
6/25/1912
7/25/1912
8/24/1912
9/23/1912
10/23/1912
11/22/1912
12/22/1912

1/21/1913
2/20/1913
3/22/1913
4/21/1913
5/21/1913
6/20/1913
7/20/1913
8/19/1913
9/18/1913
10/18/1913
11/17/1913
12/17/1913
1/16/1914
2/15/1914
3/17/1914
4/16/1914
5/16/1914
6/15/1914
7/15/1914
8/14/1914
9/13/1914
10/13/1914
11/12/1914
12/12/1914
1/11/1915
2/10/1915
3/12/1915
4/11/1915
5/11/1915
6/10/1915
7/10/1915
8/9/1915
9/8/1915
10/8/1915
11/7/1915
12/7/1915
1/6/1916
2/5/1916
3/6/1916
4/5/1916
5/5/1916
6/4/1916
7/4/1916
8/3/1916
9/2/1916
10/2/1916
11/1/1916
12/1/1916
12/31/1916
1/30/1917
3/1/1917
3/31/1917
4/30/1917
5/30/1917

6/29/1917
7/29/1917
8/28/1917
9/27/1917
10/27/1917
11/26/1917
12/26/1917
1/25/1918
2/24/1918
3/26/1918
4/25/1918
5/25/1918
6/24/1918
7/24/1918
8/23/1918
9/22/1918
10/22/1918
11/21/1918
12/21/1918
1/20/1919
2/19/1919
3/21/1919
4/20/1919
5/20/1919
6/19/1919
7/19/1919
8/18/1919
9/17/1919
10/17/1919
11/16/1919
12/16/1919
1/15/1920
2/14/1920
3/15/1920
4/14/1920
5/14/1920
6/13/1920
7/13/1920
8/12/1920
9/11/1920
10/11/1920
11/10/1920

1868.0404215298

FACTOR ACT

1,868.0

CUOTA

1,868.0

CUOTA PREVIA

10,062.71

FACTOR ACT GR

1868.0404215298

FACTOR ACT GA

5.39

1
2
3
4
5
6
7
8

0.968

0.937

0.910

0.971

0.884

0.944

0.855

0.913

0.832

0.888

0
0
0
0.8841037159
0.8553629211
0.8317107034

MES

AO
11

2015

12

2015

01

2016

02

2016

03

2016

04

2016

05

2016

0.001061
DIAS

DIAS ACUM

FIN DE MES

FECHAS

1RA

2DA

INICIALES

VALIDACION

VALIDACION

11/30/2015

(0.00)
VA
10,000.00

32

32

12/31/2015

12/2/2015

12/2/2015

12/2/2015

1,805.68

33

65

1/31/2016

1/2/2016

1/4/2016

1/4/2016

1,743.59

29

94

2/29/2016

2/2/2016

2/2/2016

2/2/2016

1,690.80

29

123

3/31/2016

3/2/2016

3/2/2016

3/2/2016

1,639.60

33

156

4/30/2016

4/2/2016

4/4/2016

4/4/2016

1,583.22

28

184

5/2/2016

5/2/2016

5/2/2016

1,537.11

Quincenal
2

Mensual

Bimestral

Trimestral
4

DIA

AO

MES

AO

MES

AO

MES

AO

11

2015

11

2015

11

2015

10

2015

11/15/2015

12

2015

01

2016

01

2016

12/2/2015

12/2/2015

01

2016

03

2016

04

2016

1/2/2016

12/17/2015

02

2016

05

2016

07

2016

2/2/2016

1/4/2016

03

2016

07

2016

10

2016

3/2/2016

1/19/2016

04

2016

09

2016

01

2017

4/2/2016

2/2/2016
2/17/2016
3/2/2016

05
06

2016
2016

11
01

2016
2017

04
07

2017
2017

5/2/2016
6/2/2016

3/17/2016
1/14/1900

12/2/2015

12/2/2015

1/4/2016

1/4/2016

2/2/2016

2/2/2016

3/2/2016

3/2/2016

4/4/2016

4/4/2016

5/2/2016
6/2/2016

5/2/2016
6/2/2016

0
6
0
0
MONEDA

TASA

DESGRAVAMEN

Soles

Tasa Efectiva Mensual

Si

Dolares

Tasa Efectiva Anual

No

Euros

40.80%
0.034

36.60

0.2933%

0.10019724% TED

0.2933%

49.364182%
49.3641821071
0.0010998299

29.51
177.06

TNA

MICROSEGUROS

TNA

2
Quincenal

CRONOGRAMA

2
Quincenal

PERIODO GRACIA

1
Sin Gracia

Mensual

Mensual

Gracia Relativa

Bimestral

Bimestral

Gracia Absoluta

Trimestral

Trimestral

32.70
32.70

Cuotas PG

Valida Gracia

2
1/4/2016

FECHAS

1
Fecha Fija

Fecha Variable

1
2
3
4
5
6
7

02/12/2015
02/12/2015

02/12/2015
01/01/2016
03/02/2016
04/03/2016
03/04/2016
04/05/2016
03/06/2016

02/12/2015
01/01/2016
03/02/2016
04/03/2016
04/04/2016
04/05/2016
03/06/2016

Gracia Relativa
02/12/2015
04/01/2016
03/02/2016
04/03/2016
04/04/2016
04/05/2016
03/06/2016

Gracia Absoluta
02/12/2015
04/01/2016
03/02/2016
04/03/2016
04/04/2016
04/05/2016
03/06/2016

FECHA_FINAL
02/12/2015
04/01/2016
02/02/2016
02/03/2016
04/04/2016
02/05/2016
30/12/1899

Dias

Dias Acum

32
33
29
29
33
28
-42492

32
65
94
123
156
184
-42308

0
0
0
0
0
0

-42308
-42308
-42308
-42308
-42308
-42308