1

2
3
4
5
6
7
8
9
10
11
12

EFECTIVO
10800

CREDITO 1 PAGO CREDITO EN 3

12000
4000
4000
4000

10800
GASTOS

TNA
0.48
0.04

TNA
INFLACION
0.28
0.0233333333

12000
300

0.35

12000
900

AHORA 12
1000
1000
1000
1000
1000
1000
1000
1000
1000
1000
1000
1000
12000
3600

Tasa Real activa

Tasa real pasiva

0.0962963

CUOTAS
1
2
3
4
5
6
7
8
9
10
11
12

IMPORTE
PLAZO FIJO A 30 DIAS
10800
252.00
11,052.00
257.88
9,969.88
232.63
8,862.51
206.79
7,729.30
180.35
6,569.65
153.29
5,382.94
125.60
4,168.55
97.27
2,925.81
68.27
1,654.08
38.60
352.68
8.23
-979.09
-22.85
-2,341.94
-54.65

CUOTAS

IMPORTE
Z

1
2
3

CUOTA INTERES
11,052.00
11,309.88
10,202.51
9,069.30
7,909.65
6,722.94
5,508.55
4,265.81
2,994.08
1,692.68
360.91
-1,001.94
-2,396.58

PLAZO FIJO A 30 DIAS

#VALUE!
#VALUE!
#VALUE!
0.00
0.00
0.00
0.00

1,040.00
1,040.00
1,040.00
1,040.00
1,040.00
1,040.00
1,040.00
1,040.00
1,040.00
1,040.00
1,040.00
1,040.00

#VALUE!
#VALUE!
0.00
0.00

GASTOS MANTENIMIENTO SALDO MENSUAL

300.00
300.00
300.00
300.00
300.00
300.00
300.00
300.00
300.00
300.00
300.00
300.00

9,969.88
8,862.51
7,729.30
6,569.65
5,382.94
4,168.55
2,925.81
1,654.08
352.68
-979.09
-2,341.94
-3,736.58

plazo
contado
1 mes
3 meses
12 meses

economico gastos
10800
12000
300
12000
900
12000
3600

10800
12300
12900
15600
economicamente convenia de contado
TASA PASIVA

plazo fijo

PRESTAMO 1 MES
3 MESES
12 MESES

TNA
TEM

plazo
contado
1 mes
3 meses
12 meses

28.00%
2.33%

INTERESES MENSUAL
GASTOS
TOTAL

11232
11,675.29
13809.1615801129

252
300
-48

CUOTA
CUOTA

financiero
VA
10800
10800
11232 12019.543974
11675.29
$ 12,320.62
13809.16
$ 13,470.67

TASA ACTIVA TNA

TEF

NO SIRVE EL PLAZO FIJO

3,891.76
$ 1,150.76

48.00%
4%

INFLACION

35%

TEM INFLACION
2.53%