EXAME

APELLIDOS
NOMBRES
CDIGO ALUMNO

Juarez Rojas
Cristopher
357523

Indicaciones:
a. Cualquier plagio o intento de plagio anular el examen
b. Prohibido el prstamo de materiales
c. No est permitido el uso de hojas auxiliares ni formularios

EXAMEN PARCIAL INNI

FECHA

10/10/2016

0
NOTA

Banco
Mundo Nuevo
MONTO
TASA (ANUAL)
TIEMPO (aos)
PAGO (CUOTA)
PAGO MENSUAL
TIEMPO
COMPROBACIN
VALOR ACTUAL
Tabla N Meses
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24

Saldo Inicial

315000
16.50%
2
S/. 15,328.68
S/. 15,328.68
24
367888.38
S/. 315,000.00
Capital
315000
S/. 303,705.86
S/. 292,267.07
S/. 280,681.77
S/. 268,948.09
S/. 257,064.11
S/. 245,027.93
S/. 232,837.59
S/. 220,491.11
S/. 207,986.50
S/. 195,321.72
S/. 182,494.74
S/. 169,503.46
S/. 156,345.80
S/. 143,019.60
S/. 129,522.73
S/. 115,852.99
S/. 102,008.16
S/. 87,986.00
S/. 73,784.25
S/. 59,400.61
S/. 44,832.73
S/. 30,078.27
S/. 15,134.83

CONVERSIN
TEM
TIEMPO EN MESES

PARA SU DEMOSTRACI

Inters
S/. 4,034.55
S/. 3,889.89
S/. 3,743.38
S/. 3,595.00
S/. 3,444.71
S/. 3,292.50
S/. 3,138.34
S/. 2,982.20
S/. 2,824.07
S/. 2,663.91
S/. 2,501.70
S/. 2,337.41
S/. 2,171.02
S/. 2,002.49
S/. 1,831.81
S/. 1,658.94
S/. 1,483.86
S/. 1,306.53
S/. 1,126.93
S/. 945.04
S/. 760.81
S/. 574.22
S/. 385.25
S/. 193.85
S/. 52,888.38

evo

PUNTOS

CONVERSIN
1.28%
24

La empresa Cosquillo motors tiene una sede en SJL

mil soles y desean ampliar con una sede en Lima
inversin es mayor llegando a 420 mil soles, el ban
el prestamo oferto solo el 75% del total del mon
financiado de otra forma, el porcentaje de prestamo
aos con un TEA de 16.5%, hallar el cronogra

Guardar el documento con el nombre de EP_apellid

aula virtual

PARA SU DEMOSTRACIN

Amortizacin
S/. 11,294.14
S/. 11,438.79
S/. 11,585.30
S/. 11,733.69
S/. 11,883.97
S/. 12,036.18
S/. 12,190.34
S/. 12,346.48
S/. 12,504.61
S/. 12,664.77
S/. 12,826.98
S/. 12,991.27
S/. 13,157.67
S/. 13,326.19
S/. 13,496.88
S/. 13,669.74
S/. 13,844.83
S/. 14,022.15
S/. 14,201.75
S/. 14,383.65
S/. 14,567.87
S/. 14,754.46
S/. 14,943.44
S/. 15,134.83
S/. 315,000.00

Cuota
S/. 15,328.68
S/. 15,328.68
S/. 15,328.68
S/. 15,328.68
S/. 15,328.68
S/. 15,328.68
S/. 15,328.68
S/. 15,328.68
S/. 15,328.68
S/. 15,328.68
S/. 15,328.68
S/. 15,328.68
S/. 15,328.68
S/. 15,328.68
S/. 15,328.68
S/. 15,328.68
S/. 15,328.68
S/. 15,328.68
S/. 15,328.68
S/. 15,328.68
S/. 15,328.68
S/. 15,328.68
S/. 15,328.68
S/. 15,328.68

Saldo Final
S/. 303,705.86
S/. 292,267.07
S/. 280,681.77
S/. 268,948.09
S/. 257,064.11
S/. 245,027.93
S/. 232,837.59
S/. 220,491.11
S/. 207,986.50
S/. 195,321.72
S/. 182,494.74
S/. 169,503.46
S/. 156,345.80
S/. 143,019.60
S/. 129,522.73
S/. 115,852.99
S/. 102,008.16
S/. 87,986.00
S/. 73,784.25
S/. 59,400.61
S/. 44,832.73
S/. 30,078.27
S/. 15,134.83
S/. -0.00

o motors tiene una sede en SJL valorizado en 250

ampliar con una sede en Lima norte donde la
egando a 420 mil soles, el banco que le asignara
o solo el 75% del total del monto el resto sera
rma, el porcentaje de prestamo sera pagado en 2
A de 16.5%, hallar el cronograma de pago.

o con el nombre de EP_apellidos_nombre subir al

aula virtual

315000

BUSCAR OBJETIVO

Crear una tabla de amortizaciones para una deuda de 10,000 pactada a 10 aos co
Situacin 01: cul es la tasa de inters si la cuota fuese de 2,100?
Situacin 02: cul sera el monto del prstamo si pagamos slo 2,000 y mantene
Datos
Monto
Perodos de Pago
Tasa de Inters
Forma de Pago
PAGO
AOS

Valor
10,000
10
19.60%
0
2,353

Unidad
Nuevo Soles
aos
anual
vencida

SALDO INICIAL AMORTIZACIN

1
2
3
4
5
6
7
8
9
10

S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.

10,000
9,607.09
9,137.17
8,575.14
7,902.96
7,099.03
6,137.53
4,987.58
3,612.23
1,967.32

INTERS

S/. 392.91
S/. 1,960.00
S/. 469.92
S/. 1,882.99
S/. 562.03
S/. 1,790.89
S/. 672.18
S/. 1,680.73
S/. 803.93
S/. 1,548.98
S/. 961.50
S/. 1,391.41
S/. 1,149.95
S/. 1,202.96
S/. 1,375.35
S/. 977.56
S/. 1,644.91
S/. 708.00
S/. 1,967.32
S/. 385.59
S/. 10,000.00 S/. 13,529.10

VO

0,000 pactada a 10 aos con una tasa 19.6% anual. Se requiere analizar dos situaciones
ese de 2,100?
amos slo 2,000 y mantenemos la tasa?

RSPTA 1
RSPTA 2
PUNTOS

CUOTA
2,353
2,353
2,353
2,353
2,353
2,353
2,353
2,353
2,353
2,353

SALDO FINAL
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.
S/.

9,607.09
9,137.17
8,575.14
7,902.96
7,099.03
6,137.53
4,987.58
3,612.23
1,967.32
S/. 0.00

16.40%
8500

nalizar dos situaciones