VA

NPER
TASA

S/. 120,000.00
20
4%

Cuota Anual
Cuota Mensual
Cuota Trimestral

S/. -8,490.20
S/. -724.76
S/. -2,164.62

pago total

S/. -8,490.20

Ncuota

Interes
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20

Amortizacion
cuota
S/. 0.00
S/. 8,490.20
S/. 8,490.20
S/. 4,460.39
S/. 4,029.81
S/. 8,490.20
S/. 4,299.20
S/. 4,191.00
S/. 8,490.20
S/. 4,131.56
S/. 4,358.64
S/. 8,490.20
S/. 3,957.21
S/. 4,532.99
S/. 8,490.20
S/. 3,775.89
S/. 4,714.31
S/. 8,490.20
S/. 3,587.32
S/. 4,902.88
S/. 8,490.20
S/. 3,391.21
S/. 5,099.00
S/. 8,490.20
S/. 3,187.25
S/. 5,302.96
S/. 8,490.20
S/. 2,975.13
S/. 5,515.07
S/. 8,490.20
S/. 2,754.53
S/. 5,735.68
S/. 8,490.20
S/. 2,525.10
S/. 5,965.10
S/. 8,490.20
S/. 2,286.49
S/. 6,203.71
S/. 8,490.20
S/. 2,038.35
S/. 6,451.86
S/. 8,490.20
S/. 1,780.27
S/. 6,709.93
S/. 8,490.20
S/. 1,511.87
S/. 6,978.33
S/. 8,490.20
S/. 1,232.74
S/. 7,257.46
S/. 8,490.20
S/. 942.44
S/. 7,547.76
S/. 8,490.20
S/. 640.53
S/. 7,849.67
S/. 8,490.20
S/. 326.55
S/. 8,163.66
S/. 8,490.20
S/. 49,804.04
S/. 120,000.00 S/. 169,804.04

pendiente
S/. 111,509.80
S/. 107,479.99
S/. 103,288.99
S/. 98,930.34
S/. 94,397.35
S/. 89,683.05
S/. 84,780.17
S/. 79,681.17
S/. 74,378.22
S/. 68,863.14
S/. 63,127.47
S/. 57,162.36
S/. 50,958.66
S/. 44,506.80
S/. 37,796.87
S/. 30,818.54
S/. 23,561.08
S/. 16,013.32
S/. 8,163.66
S/. 0.00

Un prestamo de 150000 se cancelara mediante el pago de 22 cuotas fijas anuales con

una tasa de 42% los pagos se efecturan el primer dia de cada mes usnado las
respectivas funciones
- determinar la cuota anual, mensual semestral y trimestral
-detreminar el total amortizado en las 9 cuotas finales.
-elabora el cronograma de pagos correspondiente.
VA
NPER
TASA

S/.150,000.00
22
42%

CUOTA ANUAL
CUOTA MENSUAL
CUOTA SEMESTRAL
CUOTA TRIMESTRAL
AMORTIZ. CUOTA

S/.-44,386.01
S/.-5,073.04
S/.-9,814.38
S/.-14,255.57
S/.101,179.01

Ncuota

Interes
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22

PAGO INICIAL
PAGO FINAL

Amortizacion
cuota
pendiente
S/.0.00
S/.44,386.01 S/.44,386.01 S/.105,613.99
S/.44,357.88
S/.28.13 S/.44,386.01 S/.105,585.86
S/.44,346.06
S/.39.95 S/.44,386.01 S/.105,545.91
S/.44,329.28
S/.56.72 S/.44,386.01 S/.105,489.19
S/.44,305.46
S/.80.55 S/.44,386.01 S/.105,408.64
S/.44,271.63
S/.114.38 S/.44,386.01 S/.105,294.26
S/.44,223.59
S/.162.42 S/.44,386.01 S/.105,131.85
S/.44,155.38
S/.230.63 S/.44,386.01 S/.104,901.21
S/.44,058.51
S/.327.50 S/.44,386.01 S/.104,573.71
S/.43,920.96
S/.465.05 S/.44,386.01 S/.104,108.67
S/.43,725.64
S/.660.37 S/.44,386.01 S/.103,448.30
S/.43,448.29
S/.937.72 S/.44,386.01 S/.102,510.58
S/.43,054.44
S/.1,331.57 S/.44,386.01 S/.101,179.01
S/.42,495.18
S/.1,890.82 S/.44,386.01
S/.99,288.19
S/.41,701.04
S/.2,684.97 S/.44,386.01
S/.96,603.22
S/.40,573.35
S/.3,812.66 S/.44,386.01
S/.92,790.56
S/.38,972.04
S/.5,413.97 S/.44,386.01
S/.87,376.59
S/.36,698.17
S/.7,687.84 S/.44,386.01
S/.79,688.75
S/.33,469.27
S/.10,916.73 S/.44,386.01
S/.68,772.02
S/.28,884.25
S/.15,501.76 S/.44,386.01
S/.53,270.25
S/.22,373.51
S/.22,012.50 S/.44,386.01
S/.31,257.75
S/.13,128.26
S/.31,257.75 S/.44,386.01
S/.0.00

fijas anuales con

nado las

14
22

AMORTI

S/.101,179.01