ACTIVIDAD 5- TRABAJO COLABORATIVO

MOMENTO FINAL

POR
ALEXANDER CULMA NARVEZ
Cd. 1.075.541.376
Correo: alexanderculma2013@gmail.com

MATEMATICA FINANCIERA N 102007

GRUPO: 13

PRESENTADO A
RENE CARLOS PAREDES

UNIVERSIDAD NACIONAL ABIERTA Y A DISTANCIA UNAD

ESCUELA DE CIENCIAS BSICAS, TECNOLOGA E INGENIERA ECBTI
PROGRAMA DE INGENIERA INDUSTRIAL CCAV-NEIVA
JULIO / 2016

CBTI

Tabla de amortizacin fija a capita

CAPITAL
TASA MENSUAL
PERIODOS

PERIODO
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
0

SALDO INICIAL
700,000,000.00
680,555,555.56
661,111,111.11
641,666,666.67
622,222,222.22
602,777,777.78
583,333,333.33
563,888,888.89
544,444,444.44
525,000,000.00
505,555,555.56
486,111,111.11
466,666,666.67
447,222,222.22
427,777,777.78
408,333,333.33
388,888,888.89
369,444,444.44
350,000,000.00
330,555,555.56
311,111,111.11
291,666,666.67
272,222,222.22
252,777,777.78
233,333,333.33
213,888,888.89
194,444,444.44
175,000,000.00
155,555,555.56
136,111,111.11
116,666,666.67
97,222,222.22
77,777,777.78
58,333,333.33
38,888,888.89
19,444,444.44
0.00

CUOTA
26,374,444.44
26,181,944.44
25,989,444.44
25,796,944.44
25,604,444.44
25,411,944.44
25,219,444.44
25,026,944.44
24,834,444.44
24,641,944.44
24,449,444.44
24,256,944.44
24,064,444.44
23,871,944.44
23,679,444.44
23,486,944.44
23,294,444.44
23,101,944.44
22,909,444.44
22,716,944.44
22,524,444.44
22,331,944.44
22,139,444.44
21,946,944.44
21,754,444.44
21,561,944.44
21,369,444.44
21,176,944.44
20,984,444.44
20,791,944.44
20,599,444.44
20,406,944.44
20,214,444.44
20,021,944.44
19,829,444.44
19,636,944.44
0.00

700,000,000.00
0.99%
36

INTERESES
6,930,000.00
6,737,500.00
6,545,000.00
6,352,500.00
6,160,000.00
5,967,500.00
5,775,000.00
5,582,500.00
5,390,000.00
5,197,500.00
5,005,000.00
4,812,500.00
4,620,000.00
4,427,500.00
4,235,000.00
4,042,500.00
3,850,000.00
3,657,500.00
3,465,000.00
3,272,500.00
3,080,000.00
2,887,500.00
2,695,000.00
2,502,500.00
2,310,000.00
2,117,500.00
1,925,000.00
1,732,500.00
1,540,000.00
1,347,500.00
1,155,000.00
962,500.00
770,000.00
577,500.00
385,000.00
192,500.00
0.00

SUMATORIA INTERESES
PRIMER AO

70,455,000.00

SUMATORIA INTERESES
TOTALES

128,205,000.00

rtizacin fija a capital

AMORTIZACIN
19,444,444.44
19,444,444.44
19,444,444.44
19,444,444.44
19,444,444.44
19,444,444.44
19,444,444.44
19,444,444.44
19,444,444.44
19,444,444.44
19,444,444.44
19,444,444.44
19,444,444.44
19,444,444.44
19,444,444.44
19,444,444.44
19,444,444.44
19,444,444.44
19,444,444.44
19,444,444.44
19,444,444.44
19,444,444.44
19,444,444.44
19,444,444.44
19,444,444.44
19,444,444.44
19,444,444.44
19,444,444.44
19,444,444.44
19,444,444.44
19,444,444.44
19,444,444.44
19,444,444.44
19,444,444.44
19,444,444.44
19,444,444.44
-

SALDO FINAL
680,555,555.56
661,111,111.11
641,666,666.67
622,222,222.22
602,777,777.78
583,333,333.33
563,888,888.89
544,444,444.44
525,000,000.00
505,555,555.56
486,111,111.11
466,666,666.67
447,222,222.22
427,777,777.78
408,333,333.33
388,888,888.89
369,444,444.44
350,000,000.00
330,555,555.56
311,111,111.11
291,666,666.67
272,222,222.22
252,777,777.78
233,333,333.33
213,888,888.89
194,444,444.44
175,000,000.00
155,555,555.56
136,111,111.11
116,666,666.67
97,222,222.22
77,777,777.78
58,333,333.33
38,888,888.89
19,444,444.44
0.00
0.00

CUOTA DECRECIENTE
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
192,500.00
19,636,944.44
0.00

TABLA DE AMORTIZACIN PAGO A CUOTA FIJA

CAPITAL
TASA PERIODICA MENSUAL
PERIODOS
PAGO
PERIODO
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

SALDO INICIAL
700,000,000.00
664,928,057.03
629,435,250.75
593,516,530.79
557,166,786.19
520,380,844.66
483,153,471.83
445,479,370.52
407,353,180.00
368,769,475.19
329,722,765.92
290,207,496.15
250,218,043.13
209,748,716.68
168,793,758.32
127,347,340.45
85,403,565.56
42,956,465.38

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

CUOTA
$43,471,942.97
43,471,942.97
43,471,942.97
43,471,942.97
43,471,942.97
43,471,942.97
43,471,942.97
43,471,942.97
43,471,942.97
43,471,942.97
43,471,942.97
43,471,942.97
43,471,942.97
43,471,942.97
43,471,942.97
43,471,942.97
43,471,942.97
43,471,942.97

SUMATORIA INTERESES
PRIMER AO
SUMATORIA INTERESES
TOTALES

700,000,000.00
1.20%
18

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

INTERESES
8,400,000.00
7,979,136.68
7,553,223.01
7,122,198.37
6,686,001.43
6,244,570.14
5,797,841.66
5,345,752.45
4,888,238.16
4,425,233.70
3,956,673.19
3,482,489.95
3,002,616.52
2,516,984.60
2,025,525.10
1,528,168.09
1,024,842.79
515,477.58

71,881,358.75

82,494,973.42

GO A CUOTA FIJA

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

AMORTIZACIN
35,071,942.97
35,492,806.28
35,918,719.96
36,349,744.60
36,785,941.53
37,227,372.83
37,674,101.31
38,126,190.52
38,583,704.81
39,046,709.27
39,515,269.78
39,989,453.01
40,469,326.45
40,954,958.37
41,446,417.87
41,943,774.88
42,447,100.18
42,956,465.38

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
-$

SALDO FINAL
664,928,057.03
629,435,250.75
593,516,530.79
557,166,786.19
520,380,844.66
483,153,471.83
445,479,370.52
407,353,180.00
368,769,475.19
329,722,765.92
290,207,496.15
250,218,043.13
209,748,716.68
168,793,758.32
127,347,340.45
85,403,565.56
42,956,465.38
0.00

Tabla de amortizacin pago a cuota a cuota fija con periodo de gra

CAPITAL
TASA MENSUAL
PERIODOS

PERIODO
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

SALDO INICIAL
700,000,000.00
700,000,000.00
700,000,000.00
700,000,000.00
700,000,000.00
700,000,000.00
700,000,000.00
700,000,000.00
700,000,000.00
700,000,000.00
700,000,000.00
700,000,000.00
700,000,000.00
674,899,495.13
649,477,703.79
623,730,513.53
597,653,759.23
571,243,222.48
544,494,630.85
517,403,657.26
489,965,919.20
462,176,978.09
434,032,338.54
405,527,447.60
376,657,694.06
347,418,407.67
317,804,858.42
287,812,255.73
257,435,747.73
226,670,420.43
195,511,296.94
163,953,336.67
131,991,434.51
99,620,420.00
66,835,056.50
33,630,040.36

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

CUOTA
8,960,000.00
8,960,000.00
8,960,000.00
8,960,000.00
8,960,000.00
8,960,000.00
8,960,000.00
8,960,000.00
8,960,000.00
8,960,000.00
8,960,000.00
8,960,000.00
34,060,504.87
34,060,504.87
34,060,504.87
34,060,504.87
34,060,504.87
34,060,504.87
34,060,504.87
34,060,504.87
34,060,504.87
34,060,504.87
34,060,504.87
34,060,504.87
34,060,504.87
34,060,504.87
34,060,504.87
34,060,504.87
34,060,504.87
34,060,504.87
34,060,504.87
34,060,504.87
34,060,504.87
34,060,504.87
34,060,504.87
34,060,504.87

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

700,000,000.00
1.28%
24

INTERESES
8,960,000.00
8,960,000.00
8,960,000.00
8,960,000.00
8,960,000.00
8,960,000.00
8,960,000.00
8,960,000.00
8,960,000.00
8,960,000.00
8,960,000.00
8,960,000.00
8,960,000.00
8,638,713.54
8,313,314.61
7,983,750.57
7,649,968.12
7,311,913.25
6,969,531.27
6,622,766.81
6,271,563.77
5,915,865.32
5,555,613.93
5,190,751.33
4,821,218.48
4,446,955.62
4,067,902.19
3,683,996.87
3,295,177.57
2,901,381.38
2,502,544.60
2,098,602.71
1,689,490.36
1,275,141.38
855,488.72
430,464.52

SUMATORIA INTERESES
PRIMER AO
SUMATORIA INTERESES
TOTALES

107,520,000.00

224,972,116.92

uota fija con periodo de gracia

PERIODO DE GRACIA
PERIODOS TOTALES

12
36

AMORTIZACIN
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

25,100,504.87
25,421,791.33
25,747,190.26
26,076,754.30
26,410,536.75
26,748,591.62
27,090,973.60
27,437,738.06
27,788,941.11
28,144,639.55
28,504,890.94
28,869,753.54
29,239,286.39
29,613,549.25
29,992,602.68
30,376,508.00
30,765,327.30
31,159,123.49
31,557,960.27
31,961,902.16
32,371,014.51
32,785,363.50
33,205,016.15
33,630,040.36

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

SALDO FINAL
700,000,000.00
700,000,000.00
700,000,000.00
700,000,000.00
700,000,000.00
700,000,000.00
700,000,000.00
700,000,000.00
700,000,000.00
700,000,000.00
700,000,000.00
700,000,000.00
674,899,495.13
649,477,703.79
623,730,513.53
597,653,759.23
571,243,222.48
544,494,630.85
517,403,657.26
489,965,919.20
462,176,978.09
434,032,338.54
405,527,447.60
376,657,694.06
347,418,407.67
317,804,858.42
287,812,255.73
257,435,747.73
226,670,420.43
195,511,296.94
163,953,336.67
131,991,434.51
99,620,420.00
66,835,056.50
33,630,040.36
-

Tabla de amortizacin pago a cuota fija con period

CAPITAL
TASA MENSUAL
PERIODOS AMORTIZACION

PERIODO
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
0

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

SALDO INICIAL
700,000,000.00
709,100,000.00
718,318,300.00
727,656,437.90
737,115,971.59
746,698,479.22
756,405,559.45
697,752,603.36
638,337,158.83
578,149,313.53
517,179,026.24
455,416,125.21
392,850,306.47
329,471,132.08
265,268,028.43
200,230,284.43
134,347,049.76
67,607,333.04
-

700,000,000.00
1.30%
12

CUOTA
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

68,486,228.37
68,486,228.37
68,486,228.37
68,486,228.37
68,486,228.37
68,486,228.37
68,486,228.37
68,486,228.37
68,486,228.37
68,486,228.37
68,486,228.37
68,486,228.37
-

SUMATORIA INTERESES
PRIMER AO
SUMATORIA INTERESES
TOTALES

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

INTERESES
9,100,000.00
9,218,300.00
9,338,137.90
9,459,533.69
9,582,507.63
9,707,080.23
9,833,272.27
9,070,783.84
8,298,383.06
7,515,941.08
6,723,327.34
5,920,409.63
5,107,053.98
4,283,124.72
3,448,484.37
2,602,993.70
1,746,511.65
878,895.33
-

103,767,676.68

121,834,740.42

cuota fija con periodo muerto

PERIODO MUERTO
PERIODOS TOTALES
CAPITAL AMORTIZAR

-$
-$
-$
-$
-$
-$
$
$
$
$
$
$
$
$
$
$
$
$
$

AMORTIZACIN
9,100,000.00
9,218,300.00
9,338,137.90
9,459,533.69
9,582,507.63
9,707,080.23
58,652,956.10
59,415,444.53
60,187,845.30
60,970,287.29
61,762,901.03
62,565,818.74
63,379,174.38
64,203,103.65
65,037,744.00
65,883,234.67
66,739,716.72
67,607,333.04
-

6
18
$756,405,559.45

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

SALDO FINAL
709,100,000.00
718,318,300.00
727,656,437.90
737,115,971.59
746,698,479.22
756,405,559.45
697,752,603.36
638,337,158.83
578,149,313.53
517,179,026.24
455,416,125.21
392,850,306.47
329,471,132.08
265,268,028.43
200,230,284.43
134,347,049.76
67,607,333.04
-

FIJA A CAPITAL

Estado de resultados 1
CUENTA

2015

Ingresos por Ventas

Costo de ventas
Utilidad bruta
Gastos operacionales
Utilidad operacional

$
$
$
$
$

6,750,000,000.00
3,037,500,000.00
3,712,500,000.00
556,874,000.00
3,155,626,000.00

Gastos financieros ( se obtienen con la sumatoria de los

intereses del primer ao de la tabla de amortizacin)

70,455,000.00

Utilidad antes de impuestos

Impuestos
Utilidad neta

$
$
$

3,085,171,000.00
1,048,958,140.00
2,036,212,860.00

FIJA A CAPITAL

do de resultados 1
$
$
$

INCREMENTO
ESTADO DE RESULTADOS AJUSTADO
3,510,000,000.00 $
10,260,000,000.00
607,500,000.00 $
3,645,000,000.00
$
6,615,000,000.00
696,092,500.00
139,218,500.00 $
$
5,918,907,500.00
$

42,735,000.00

$
$
$

5,876,172,500.00
1,997,898,650.00
3,878,273,850.00

AMORTIZ CUOTA FIJA

Estado de resultados 2
CUENTA

2015

Ingresos por Ventas

Costo de ventas
Utilidad bruta
Gastos operacionales
Utilidad operacional

$
$
$
$
$

6,750,000,000.00
3,037,500,000.00
3,712,500,000.00
556,874,000.00
3,155,626,000.00

Gastos financieros ( se obtienen con la sumatoria de los

intereses del primer ao de la tabla de amortizacin)

71,881,358.75

Utilidad antes de impuestos

Impuestos
Utilidad neta

$
$
$

3,083,744,641.25
1,048,473,178.03
2,035,271,463.23

TIZ CUOTA FIJA

de resultados 2
$
$
$

INCREMENTO
ESTADO DE RESULTADOS AJUSTADO
3,510,000,000.00 $
10,260,000,000.00
607,500,000.00 $
3,645,000,000.00
$
6,615,000,000.00
696,092,500.00
139,218,500.00 $
$
5,918,907,500.00
$

10,613,614.67

$
$
$

5,908,293,885.33
2,008,819,921.01
3,899,473,964.31

CUOTA FIJA CON PERIO GRACIA

Estado de resultados 3
CUENTA

2015

Ingresos por Ventas

Costo de ventas
Utilidad bruta
Gastos operacionales
Utilidad operacional

$
$
$
$
$

6,750,000,000.00
3,037,500,000.00
3,712,500,000.00
556,874,000.00
3,155,626,000.00

Gastos financieros ( se obtienen con la sumatoria de los

intereses del primer ao de la tabla de amortizacin)

107,520,000.00

Utilidad antes de impuestos

Impuestos
Utilidad neta

$
$
$

3,048,106,000.00
1,036,356,040.00
2,011,749,960.00

CON PERIO GRACIA

de resultados 3
$
$
$

INCREMENTO
ESTADO DE RESULTADOS AJUSTADO
3,510,000,000.00 $
10,260,000,000.00
607,500,000.00 $
3,645,000,000.00
$
6,615,000,000.00
696,092,500.00
139,218,500.00 $
$
5,918,907,500.00
$

85,383,752.52

$
$
$

5,833,523,747.48
1,983,398,074.14
3,850,125,673.34

CUOTA FIJA CON PERIO MUERTO

Estado de resultados 4
CUENTA

2015

Ingresos por Ventas

Costo de ventas
Utilidad bruta
Gastos operacionales
Utilidad operacional

$
$
$
$
$

6,750,000,000.00
3,037,500,000.00
3,712,500,000.00
556,874,000.00
3,155,626,000.00

Gastos financieros ( se obtienen con la sumatoria de los

intereses del primer ao de la tabla de amortizacin)

103,767,676.68

Utilidad antes de impuestos

Impuestos
Utilidad neta

$
$
$

3,051,858,323.32
1,037,631,829.93
2,014,226,493.39

A CON PERIO MUERTO

de resultados 4
$
$
$

INCREMENTO
ESTADO DE RESULTADOS AJUSTADO
3,510,000,000.00 $
10,260,000,000.00
607,500,000.00 $
3,645,000,000.00
$
6,615,000,000.00
696,092,500.00
139,218,500.00 $
$
5,918,907,500.00
$

18,067,063.74

$
$
$

5,900,840,436.26
2,006,285,748.33
3,894,554,687.93

TABLA RESUMEN DE A
Nombres y apellidos integrante del grupo (Diligencie en el cuadro
siguiente el nombre completo de quien comparte la tabla)

MONTO SOLICITADO

TASA INTERES
EFECTIVA
MENSUAL

PERIODO DE
GRACIA

PERIODO
MUERTO

AMORTIZACION FIJA A
$
CAPITAL

700,000,000.00

0.99%

NA

NA

AMORTIZACION PAGO
$
CUOTA FIJA

700,000,000.00

1.20%

NA

NA

CUOTA FIJA CON

PERIODO DE GRACIA

700,000,000.00

1.28%

12

NA

CUOTA FIJA CON

PERIODO MUERTO

700,000,000.00

1.30%

NA

TABLA RESUMEN DE AMORTIZACIONES

TOTAL
PERIODOS

CUOTA MENSUAL

INTERESES TOTALES

36

Inicia en: $26.374.444

Termina en: $
$19.636.944

18

34,060,504.87

128,205,000.00 $

70,455,000.00

43,471,942.97 $

82,494,973.42 $

71,881,358.75

224,972,116.92 $

107,520,000.00

68,486,228.37 $

121,834,740.42 $

103,767,676.68

36

18

INTERESES PRIMER
AO

IMPUESTOS

UTILIDAD

1,997,898,650.00 $

3,878,273,850.00

2,008,819,921.01 $

3,899,473,964.31

1,983,398,074.14 $

3,850,125,673.34

2,006,285,748.33 $

3,894,554,687.93

Datos
Volumen de ventas en unidades
Precio Unitario
Costo Unitario
Costo fijo
Valor residual
Inversin
Tasa de descuento

Esperado
$
$
$
$
$
$

1,173,000.00
6,725.00
2,467.00
117,956,000.00
7,950,000.00
500,000,000.00
0.10

Rubros
Ingresos

0
$

Ventas
Valor residual
Egresos

500,000,000.00

Costo fijo
Costo variable
Inversin

500,000,000.00

Flujo Neto

-$

500,000,000.00

Indicadores de evaluacin
VAN
TIR
RB/C=

$
$

23,939,312,547.27
984%
48.88

FLUJO DE FONDOS
$
$
$

INCREMENTO
1,231,650.00 $
6,859.50 $
2,504.01 $

1,354,815.00
7,133.88
2,566.61

10 %
1

7,888,425,000.00 $

8,448,503,175.00 $

9,665,087,632.20

7,888,425,000.00 $

8,448,503,175.00 $

9,665,087,632.20

3,011,747,000.00 $

3,207,911,558.25 $

3,607,321,612.43

$
$

117,956,000.00 $
2,893,791,000.00 $

123,853,800.00 $
3,084,057,758.25 $

130,046,490.00
3,477,275,122.43

4,876,678,000.00 $

5,240,591,616.75 $

6,057,766,019.77

#DIV/0! +
#DIV/0!

#DIV/0!

$
$
$

1,558,037.25 $
7,561.91 $
2,682.10 $

1,838,483.96
8,166.87
2,816.21

11,781,741,823.65 $

15,022,601,780.06

11,781,741,823.65 $
$

15,014,651,780.06
7,950,000.00

4,315,364,192.88 $

5,320,928,509.03

$
$

136,548,814.50 $
4,178,815,378.38 $

143,376,255.23
5,177,552,253.81

7,466,377,630.78 $

9,701,673,271.03

#DIV/0!

Datos
Volumen de ventas en unidades
Precio Unitario
Costo Unitario
Costo fijo
Valor residual
Inversin
Tasa de descuento

Esperado
$
$
$
$
$
$

1,173,000.00
6,725.00
2,467.00
117,956,000.00
7,950,000.00
500,000,000.00
0.115

Rubros
Ingresos

0
$

Ventas
Valor residual
Egresos

500,000,000.00

Costo fijo
Costo variable
Inversin

500,000,000.00

Flujo Neto

-$

500,000,000.00

Indicadores de evaluacin
VAN
TIR
RB/C=

$
$

17,255,138,678.38
975%
35.51

FLUJO DE FONDOS
$
$
$

INCREMENTO
1,208,190.00 $
6,792.25 $
2,516.34 $

1,268,599.50
6,928.10
2,579.25

11.5 %
1

7,888,425,000.00 $

7,888,425,000.00 $

7,888,425,000.00

7,888,425,000.00 $

7,888,425,000.00 $

7,888,425,000.00

3,011,747,000.00 $

3,018,824,360.00 $

3,026,326,361.60

$
$

117,956,000.00 $
2,893,791,000.00 $

125,033,360.00 $
2,893,791,000.00 $

132,535,361.60
2,893,791,000.00

4,876,678,000.00 $

4,869,600,640.00 $

4,862,098,638.40

#DIV/0! +
#DIV/0!

#DIV/0!

$
$
$

1,357,401.47 $
7,101.30 $
2,656.63 $

1,479,567.60
7,314.34
2,762.89

7,888,425,000.00 $

7,896,375,000.00

7,888,425,000.00 $
$

7,888,425,000.00
7,950,000.00

3,034,278,483.30 $

3,042,707,732.29

$
$

140,487,483.30 $
2,893,791,000.00 $

148,916,732.29
2,893,791,000.00

4,854,146,516.70 $

4,853,667,267.71

#DIV/0!

Datos
Volumen de ventas en unidades
Precio Unitario
Costo Unitario
Costo fijo
Valor residual
Inversin
Tasa de descuento

Esperado
$
$
$
$
$
$

1,173,000.00
6,725.00
2,467.00
117,956,000.00
7,950,000.00
500,000,000.00
0.12

Rubros
Ingresos

0
$

Ventas
Valor residual
Egresos

500,000,000.00

Costo fijo
Costo variable
Inversin

500,000,000.00

Flujo Neto

-$

500,000,000.00

Indicadores de evaluacin
VAN
TIR
RB/C=

$
$

20,296,701,233.24
962%
41.59

FLUJO DE FONDOS
$
$
$

INCREMENTO
1,219,920.00 $
6,994.00 $
2,565.68 $

1,305,314.40
7,343.70
2,706.79

12 %
1

7,888,425,000.00 $

8,532,120,480.00 $

9,585,837,359.28

7,888,425,000.00 $

8,532,120,480.00 $

9,585,837,359.28

3,111,747,000.00 $

3,456,137,265.60 $

3,918,262,921.93

$
$
$

117,956,000.00 $
2,893,791,000.00 $
100,000,000.00 $

126,212,920.00 $
3,129,924,345.60 $
200,000,000.00 $

135,047,824.40
3,533,215,097.53
250,000,000.00

4,776,678,000.00 $

5,075,983,214.40 $

5,667,574,437.35

#DIV/0! +
#DIV/0!

#DIV/0!

$
$
$

1,409,739.55 $
7,784.32 $
2,869.20 $

1,550,713.51
8,329.22
3,070.04

10,973,866,608.90 $

12,924,190,998.68

10,973,866,608.90 $
$

12,916,240,998.68
7,950,000.00

4,469,325,815.76 $

5,315,374,859.74

$
$
$

144,501,172.11 $
4,044,824,643.65 $
280,000,000.00 $

154,616,254.16
4,760,758,605.58
400,000,000.00

6,504,540,793.14 $

7,608,816,138.94

#DIV/0!

Datos
Volumen de ventas en unidades
Precio Unitario
Costo Unitario
Costo fijo
Valor residual
Inversin
Tasa de descuento

Esperado
$
$
$
$
$
$

1,173,000.00
6,725.00
2,467.00
117,956,000.00
7,950,000.00
500,000,000.00
0.13

Rubros
Ingresos

0
$

Ventas
Valor residual
Egresos

500,000,000.00

Costo fijo
Costo variable
Inversin

500,000,000.00

Flujo Neto

-$

500,000,000.00

Indicadores de evaluacin
VAN
TIR
RB/C=

$
$

62,343,284,945,374,900.00
4819%
124,686,570.89

FLUJO DE FONDOS
$
$
$

INCREMENTO
1,255,110.00 $
6,994.00 $
2,615.02 $

1,355,518.80
7,483.58
2,824.22

13 %
1

7,888,425,000.00 $

8,778,239,340.00 $

10,144,133,381.30

7,888,425,000.00 $

8,778,239,340.00 $

10,144,133,381.30

3,011,747,000.00 $

3,679,530,232.20 $

4,145,869,352.57

$
$
$

117,956,000.00 $
2,893,791,000.00 $
150,000,000.00 $

127,392,480.00 $
3,282,137,752.20 $
270,000,000.00 $

137,583,878.40
3,828,285,474.17
180,000,000.00

4,876,678,000.00 $

5,098,709,107.80 $

5,998,264,028.74

#DIV/0! +
#DIV/0!

#DIV/0!

$
$
$

1,477,515.49 $
8,082.27 $
3,078.40 $

1,640,042.20
8,809.67
3,386.24

11,941,673,816.47 $

114,863,437,646,859,000.00

11,941,673,816.47 $
$

14,448,231,150.55
7,950,000.00

4,996,976,560.53 $

6,164,057,107.40

$
$
$

148,590,588.67 $
4,548,385,971.86 $
300,000,000.00 $

160,477,835.77
5,553,579,271.64
450,000,000.00

6,944,697,255.94 $

114,863,431,482,802,000.00

#DIV/0!

TABLA RESUMEN DE ESCENARIOS PROPUESTOS PARA ESTIMAC

Nombres y apellidos integrante del grupo (Diligencie en el cuadro siguiente el
nombre completo de quien comparte la tabla)

Volumen de ventas en
unidades

Precio Unitario

ALEXA

Costo Unitario

Caso 1

1,231,650.00 $

6,859.50 $

2,504.01

Caso 2

1,208,190.00 $

6,792.25 $

2,516.34

Caso 3

1,219,920.00 $

6,994.00 $

2,565.68

Caso 4

1,255,110.00 $

6,994.00 $

2,615.02

Caso 5

Caso 6

Caso 7

Caso 8

CENARIOS PROPUESTOS PARA ESTIMACION DE INDICADORES

ALEXANDER CULMA NARVAEZ

VAN

TIR

RB/C

TASA DESCUENTO

23,939,312,547.27

983.68%

48.88

10%

17,255,138,678.38

975.18%

35.51

12%

20,296,701,233.24

962%

41.6

12%

62,343,284,945,374,900.00

4819%

124686570.89

13%

RECOMENDA

Cul es la mejor opcin de financiamiento ofrecida por las entidades crediticias, situacin ms fa

RTA: Analizando la tabla de resumen de amortizaciones, podemos observar que la situacin ms fa

fija a capital ya que se evidencia que la tasa de inters efectiva mensual es de 0,99 la ms ba
pago cuota fija, cuota fija con periodo de gracia y cuota fija con periodo muerto.

Tambien se puede analizar que al evaluar el impacto de los intereses del primer ao por $ 70.4
mas vajos a comparacion de las otras tres modalidades de credito.

Sin embargo, el valor de los impuestos por 1.997.898 es un poco ms alto que la modalidad de
la utilidad es mayor que la modalidad de cuota fija con periodo de gracia.

cul es la tasa de inters mxima a la que es posible que la compaa pueda endeudarse para fin

RECOMENDACIONES

es crediticias, situacin ms favorable para la compaa?

observar que la situacin ms favorable para la compaa es la modalidad de crdito cuota

va mensual es de 0,99 la ms baja a comparacion de las otras modalidades de credito como
n periodo muerto.

ereses del primer ao por $ 70.455.00,00 dentro de la utilidad neta de la compaa son los
edito.

oco ms alto que la modalidad de cuota fija con periodo de de gracia, teniendo en cuenta que
de gracia.

a pueda endeudarse para financiar su proyecto de expansin?

o cuota
dito como

son los

uenta que