REPUBLIC OF THE PHILIPPINES

REGIONAL TRIAL COURT

NATIONAL CAPITAL JUDICIAL REGION
MAKATI CITY, BRANCH 147

GRINGOTTS CORPORATION,
Plaintiff,
Civil Case No. 16789
For: Collection of Sum of
Money
-versusGILDEROY ROY L. GIPIT,
Defendant.
x x

ANSWER
WITH SPECIAL AND AFFIRMATIVE DEFENSES
COMES NOW, the defendant together with the undersigned counsel to this most
honorable court, MOST RESPECTFULLY STATES THAT;
1. The defendant admits the allegation contained in paragraph 3 relative to the
personal circumstance and address of the defendant;
2. The defendant admits the allegation contained in Paragraph 4 insofar as the
existence of the loan;
3. The defendant admits the allegation contained in paragraph 5 relative to the
issuance and delivery of two post dated checks;
4. The defendant admits the allegation contained in paragraph 7 relative to the
demand letter sent to him;
5. The defendant specifically denied the allegation contained in paragraph 8
insofar as it alleges that the defendant without justification failed to make
good of the check, the same being untrue because defendant made the
payment of 400,000 pesos in cash representing the amount the check on
November 14, 2015 six days before its the due date to Josefina Dela Cruz,
the cashier of Gringotts Lending Company, as such there is no more reason

for the plaintiff corporation to deposit the said check and to file the instant
case.
SPECIAL AND AFFIRMATIVE DEFENSE
6. By reason of the payment by the defendant of the amount covered by the
check plaintiff has no more cause of action against the defendant;
7. Plaintiff is in bad faith;
8. Defendant has no more liability for the unpaid obligation to the plaintiff.

PRAYER
WHEREFORE, it is respectfully prayed that this Honorable Court renders
judgment dismissing the complaint with costs against the plaintiff.
The defendant further prays for such other reliefs and remedies as may be
deemed just and equitable under the premises.
Pasig City for Makati City. February 12, 2016.

VERIFICATION AND CERTIFICATION

I, Gilderoy Roy L. Gipit, of legal age, married and a resident of a Blk 1 Lot 2
Narra St. Bangkal Makati City under oath, depose:
I am the defendant in the foregoing case; that I caused the preparation of the
foregoing Answer; that I have read its contents; and that the same are true and correct
of my own direct, personal knowledge.
Further, pursuant to Rule 7 of the 1997 Rules of Civil Procedure and existing
Supreme Court circulars, I hereby certify that I have not heretofore commenced any
other action or proceeding involving the same issues in the Supreme Court, the Court of
Appeals, or any other tribunal or agency; that to the best of my knowledge, no such
action or proceeding is pending in the Supreme Court, the Court of Appeals, or any
other tribunal or agency; and that if I should hereafter learn that other similar or related
actions or proceedings has been filed or is pending before the Supreme Court, the
Court of Appeals, or any other tribunal or agency, I undertake to report that fact within
five (5) days therefrom to this court.
IN WITNESS WHEREOF, he has hereunto affixed his signature this 12 th day of
February, 2016 in Pasig City
GILDEROY ROY L. GIPIT
Defendant
Drivers License 2230039
SUBSCRIBED and SWORN to before me in Pasig City on 12 TH day of February
2016, the affiant showing his Drivers License 2230039 as stated above as competent
proof of his identity.
ATTY. KRIZZY KALERQUI
Counsel for the defendant
No. 1 Valle Building, Ortigas
Avenue Pasig City
Roll # 44444
MCLE Compliance No. 2220000000
Issued on 1-1-2009
IBP No. 2222222-1-03-2013/
Q.C.
PTR #09182930499
Pasig City

Doc. No. 1
Page No.1
Book No.1
Series of 2016.

EXPLANATION
A copy of this pleading is served via registered mail, instead of via personal
service, on the adverse counsel due to the distance of his law office address and the
lack of field staff of undersigned counsel at this time.

ATTY. KRIZZY KALERQUI