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CAREER OBJECTIVES
Motivated person of commerce experience willing to join a dynamic organization, where can get
opportunity to show capabilities and acquire useful experiences thus contributing towards the
prosperity of organization. I am confident that while in the position I will be able to make the most of
my management and analytical skills along with my expertise in the finance industry.
Experience of over 10 years in finance, audit, insurance and business consultancy business, worked in
multinational organizations including banking, trading, manufacturing and service oriented industries.
Having good knowledge of Islamic finance and banking as studied the “Certified Professional Islamic
Accountancy” course from AAOIFI - Accounting and Auditing Organization for Islamic Financial.
Obtained funding, leasing and capital financing from financial institutions.
Worked on feasibility studies, business plans and liaison with banks and auditors.
Enterprise Resource Planning (ERP) example Midas (MYSIS), SAP R/3, Exact Software and Oracle
Financials exposures.
Engaged in the internal and external audits of multinational organizations at supervisory level.
Expert in business re-engineering.
PROFESSIONAL ACHIEVEMENTS
PROFESSIONAL EXPERIENCES
Senior Accountant
Gulf Assist B.S.C ©, a MAPFRE company Dec 2009 – Present
Manama, Kingdom of Bahrain
Reinsurance Business:
1
Handling the reinsurance division of MAPFRE RE represented by Gulf Assists in Bahrain and
covering the GCC states for reinsurance customers including all the major insurance, takaful and other
related organsations.
Collection of Premiums and Claims by follow up with customers directly.
Playing a lead role in assessing facultative reinsurance requirements.
Monitor claims activity and the financial impact to a company.
Communicate with clients and prepare internal written status reports.
Evaluate the claims management of a ceding company and respond to all reinsurance inquiries.
Secure information for thorough complete investigation from the ceding companies and/or brokers.
Reconcile reinsurance accounts on a monthly basis. Take steps necessary to get corrections completed.
Directly accountable for managing the completion of all stand alone reinsurance company monthly
work requirements, including the preparation of ceding statements and the related general ledger
reconciliations, cash settlement, and client needs.
Assist Manager with strategic direction of the Reinsurance Department through active participation
and company initiative, committees, new product implementations and special projects.
Estimation of premium income, claims, reserves, commission and management fees on monthly basis.
Assist on other assigned special projects as needed.
2
Review Nostro reconciliations daily.
Review and authorize daily journal entries in the accounting system to update G/L.
Prepare dividend, interest, and other income transactions for approval.
Reconcile inter-company accounts & suppliers’ statements monthly.
Review and authorize investment security prices daily into the system.
Review and maintain fixed assets register, accruals for L/C’s related income & expenses and prepaid
expenses.
Performs internal audits of accounts payable, fixed assets, and petty cash. May make correcting journal
entries with the approval of CFO.
Responsible for closing books at the month and year end before / upon completion of annual audit.
Assist CFO in maintaining the chart of accounts.
Review contingent liabilities schedule fortnightly.
Risk control co-coordinator from Finance Dept. for the activities for all business units as be required
by Basel II related requirement to follow the Risk Control Self Assessment (RCSA) framework by
using system developed by Chase Cooper.
Other duties as assigned.
Preparation of Balance Sheet, Profit & Loss Account and other mandatory reports to management on
timely basis this includes building customized reports from the system.
To assists in finalization of annual audit.
Preparation of “Business Plan” related to any projects especially the financial projects including "Cash
flow Projections".
Work in close co-ordination with management consultants on special projects related to feasibility.
Liaison with Banks and help organization to get funds for major projects.
Guide and advice group and local branches, based on timely and reliable (consolidated) business
information, in order to support the decision making process.
Ensure the closing of periods on timely basis in the system.
Educate the users about how to use the system and explore new functionalities.
Provide expert advises on using the ERP and Web based solution i.e.EG2003 Ent. and e-Synergy
respectively.
Creating master records in the system on timely basis on the user’s request.
Provide in house support on the matters related to the system.
Provide advices for business expansion using latest technologies.
The job description is not limited to the following:
Policies & Procedures
Monthly Planning
Assistance & Advice
Accounting
Financial risk & opportunities
Business risk & opportunities
Business Consultant
Exact Software International B.V. Aug. 2004 - Feb. 2006
Kuwait and UAE
3
My responsibilities were as follows but not limited to:
Instruction to end users
Create procedures and work instructions
Create managerial and operational reports
Create lay-outs
Perform data conversions
Software installation
Application management
Software implementation including parameter setting
Provide support during testing
Provide support during going live
My activities included the process of business blueprints, configuration of system of PSO and reporting of all
the business units especially statutory and foreign reporting (UK Reporting) of the ICI and worked on Hyperion
Enterprise and Scheduler.
I carried out special assignments e.g. due diligence, minimum capital requirement of banks, agreed upon
procedures, internal audits and audits of various organizations in accordance with Deloitte & Touché (BIG 4)
audit methodology. The audit methodology includes, in addition to the conventional areas, developing insights
on the clients’ businesses i.e. rendering meaningful advises on increasing operational efficiency and
effectiveness coupled with cost savings. These mainly include:
Active involvement at planning stage of the audit engagement, including assessment of engagement risk,
managing the audit staff, identification of accounting and internal control weaknesses, assessment of risk at
each account balance and potential error level and developing the audit programme;
Review of work carried out by the audit staff;
Finalization of audit including analysis of financial statements and investigation of significant ratios and
trends to achieve over all audit satisfaction;
Preparation of various reports and memorandums and
Furthering sound client relationship and developing insights on the client's businesses.
EDUCATION
Professional:
Certified Takaful Professional – Al Huda Institute of Islamic Banking and Finance (currently
undertaking the course)
Chartered Accountancy (CA) finalist.
Completed four years article ship under training contract with Deloitte & Touché in January 2002 and
thereafter worked as a senior audit supervisor for the same organization.
Academic:
4
“Elements of banking” by BIBF & scored “Distinction” in the examination.
Anti-Money Laundering e-courses by Complinet (UK), scored 100% in both courses.
IFRS seminar organized by Deloitte & Touché in Jeddah, KSA.
Diploma is software from Petroman.
COMPUTER PROFICIENCY
LANGUAGES
English (Excellent)
Arabic (Fair)
PERSONAL INFORMATION
REFERENCES