Republic of the Philippines

Davao Oriental State College of Science and Technology

Institute of Business and Public Affairs

Bachelor of Science in Business Administration
Major in Financial Management
Course Number:
FM 30
Course Title:
Banking and Financial Institutions
Credit:
3 units
Pre-requisite:
Fin 1
Course Description:
This course is designed to develop an understanding of financial institutions and
financial markets and their relationship to public policies and management
policies. It includes studies of market structure, profit strategies, relationship of
commercial banks and other financial institutions, problems of asset and liability
management, and theory of interest and asset prices.
Course Objectives:
At the end of the course, the student should be able to:
1. Understand and explain the workings of banks and other financial institutions
with regards to the profitability, liquidity and solvency.
2. Appreciate the workings of banking institutions and other financial
intermediaries that are equipped with honesty and integrity.
3. Develop appropriate values such as respect/politeness to clients.
4. Practice what they have learned in school when they become employees of a
bank.

Course Outline
A. The Financial Banking System Institutions
1.
2.
3.
4.
5.

Significance of Banks/Other Financial Institutions

Categories of Banks
Types of Banking
Kinds of deposits
PDIC Coverage

B. Non-Bank Financial Institutions

1. Private
2. Government
C. Relationships of Banks with Various Client
PRELIM EXAMINATION
D. Lending Operation
1.
2.
3.
4.

Kinds of Credit
Types of Loans
Importance of Credit/Loans
Bases of Credit

5. Credit Investigation & Appraisal

E. Trust Functions and International Operation
1. Terms Concerns
2. Kinds of Trust
3. Reasons for Voluntary Trust
4. Trust Benefits
5. Corporate Trust and its Specific Functions
6. Commercial Letter of Credit
7. Significance of LC and Advantages
8. Types of LC
9. Confidentiality of Ecard Transactions
MIDTERM EXAMINATION
F. Business Applications In Banking
1. eCommerce/eBusiness Practices In The Philippines
2. EBusiness Application In Commercial Banking
3. Internet Based Banking
4. Mobile Banking Services
5. Web Content Index Among Commercial Banks
6. Online Transaction Index
7. The eCard & Bills Payment
FINAL EXAMINATION
Course Requirements:
A. Individual actual requirements on different banks
B. Sample of intiated eCard for Bills Payment
C. Research on the various services/products of banks and other financial institutions
D. Examination
Grading System:
Attendance & Active Class Participation in Class Discussions/Activities
Quizzes & Assignments
10%
Major Examinations
Prelim
10%
Midterm
20%
Final
25%
Research Paper
15%
________
Total
Prepared by:
FATIMA Q. BAGAY
Part-time Lecturer

100%

20%