"Insure & be secure"

A presentation specially compiled for

Mr. SRIHARSHA

Presented by :-

SATYA
SAVE TO DAY -- SMILE EVERY DAY
11-6-1/14, NEAR N.S.P. COLONY SIVALAYAM, NAVODAYA NAGAR, NARASARAOPET - 522 601.
9032467579,
3246757@gmail.com

SATYA
SAVE TO DAY -- SMILE EVERY DAY
11-6-1/14, NEAR N.S.P. COLONY SIVALAYAM,
NAVODAYA NAGAR, NARASARAOPET - 522 601.
9032467579,

3246757@gmail.com

Magic Mix Illustration for Mr. SRIHARSHA (age 35)

Ref. No. 055

Proposed Insurance
Id

Com.Date Plan Name

1 08/11/2015 833-Jeevan Lakshya

Term/
PPT

Basic Sum
Assured

Term
Rider SA

Accident Premium
Rider SA
Waiver Md.

22/19

10,00,000

10,00,000

10,00,000

10,00,000

10,00,000

10,00,000

Tax
Beneficiary

^ Install.
Premium

- Y

56275

Annual Premium:

56,275

'^' : - Premiums indicated are inclusive of service tax.

Modewise Summary of Installment Premiums

PREMIUM
Id

Com. Date Plan/Tm/PPT

08/11/2015 833/22/19

* Bonus
Rate

FAB

Yearly

Half Yearly

Quarterly

Monthly

Single

**Daily

49

150

56,275

28,435

14,366

4,789

154.18

56,275

28,435

14,366

4,789

154.18

1. '*' : - Assuming LIC will declare the above mentioned bonus rates for the year ended 31-Mar-2016
2. '**' : - Daily premium is for indicative purpose only. Formula used - (Yearly Premium/365).

Medical Requirement Details

Sum at Risk: 20,00,000

Medical by DMR: No

FBS, Lipidogram, Elisa for HIV, Hb%

Disclaimer: The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.

SATYA
SAVE TO DAY -- SMILE EVERY DAY
11-6-1/14, NEAR N.S.P. COLONY SIVALAYAM,
NAVODAYA NAGAR, NARASARAOPET - 522 601.
9032467579,

3246757@gmail.com

Magic Mix Illustration for Mr. SRIHARSHA (age 35)

Ref. No. 055

Forecast of Insurance Benefits

Risk Cover

Fin. Year
Ending

Age

For the Year

Natural Death

Accident Death

Premium

Returns

Cash Flow

Cash
Value

Loan
Available
0

31/03/2016

35

54,28,000

64,28,000

56,275

-56,275

31/03/2017

36

53,28,000

63,28,000

55,324

-55,324

31/03/2018

37

52,28,000

62,28,000

55,324

-55,324

44,222

39,750

31/03/2019

38

51,28,000

61,28,000

55,324

-55,324

1,35,287

1,21,750

31/03/2020

39

50,28,000

60,28,000

55,324

-55,324

1,75,956

1,58,250

31/03/2021

40

49,28,000

59,28,000

55,324

-55,324

2,18,875

1,97,000

31/03/2022

41

48,28,000

58,28,000

55,324

-55,324

2,64,263

2,37,750

31/03/2023

42

47,28,000

57,28,000

55,324

-55,324

3,20,856

2,88,750

31/03/2024

43

46,28,000

56,28,000

55,324

-55,324

3,82,653

3,44,500

31/03/2025

44

45,28,000

55,28,000

55,324

-55,324

4,49,970

4,05,000

31/03/2026

45

44,28,000

54,28,000

55,324

-55,324

5,23,201

4,71,000

31/03/2027

46

43,28,000

53,28,000

55,324

-55,324

6,02,780

5,42,500

31/03/2028

47

42,28,000

52,28,000

55,324

-55,324

6,86,828

6,18,250

31/03/2029

48

41,28,000

51,28,000

55,324

-55,324

7,75,448

6,98,000

31/03/2030

49

40,28,000

50,28,000

55,324

-55,324

8,71,669

7,84,500

31/03/2031

50

39,28,000

49,28,000

55,324

-55,324

9,76,480

8,78,750

31/03/2032

51

38,28,000

48,28,000

55,324

-55,324

10,91,053

9,82,000

31/03/2033

52

37,28,000

47,28,000

55,324

-55,324

12,18,961

10,97,000

31/03/2034

53

36,28,000

46,28,000

55,324

-55,324

13,96,820

12,57,250

31/03/2035

54

35,28,000

45,28,000

15,60,055

14,04,000

31/03/2036

55

34,28,000

44,28,000

17,42,004

15,67,750

31/03/2037

56

33,28,000

43,28,000

21,18,761

16,75,250

08/11/2037

57

22,28,000

22,28,000

10,52,107

22,28,000

11,75,893

E x p l a n a t o r y

N o t e s

The death benefit under plan 833 is payable as below:

l
l
l
l

Term rider sum (if opted) will be paid immediately upon death.
Accident rider sum (if opted) will be paid immediately upon accidental death.
10 % of sum assured will be paid every year till 1 year prior to maturity date.
110 % of sum assured + Bonus + Final Addition Bonus will be paid on maturity date.

K e y

A s s u mp t i o n s

Personal Data: DOB: 10/10/1980

Income Tax:

Sec. 80CCE Limit Available: 150000 Sec. 80D Limit Available: 15000
Tax Savings on premiums will be @ 30.90 % u/s 80CCE and @ 30.90 % u/s 80D

Projections

Bonus: On applicable plans, last declared reversionary bonus has been considered for the purpose of projected Riskcover and
Returns.
Terminal Bonus: On applicable plans, last declared terminal bonus of their respective matching discontinued plans has also been
considered.
Loyalty Addition: An estimated Loyalty addition has been considered on applicable plans.. The estimation is only for the purpose of
understanding the benefits of this illustration and is purely indicative / non-guaranteed. Final figures may differ as per the actual
experience of the plan performance by L.I.C. of India.

Disclaimer: The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.