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(a) Mint
(b) Government of India
(c) RBI
(d) IBRD
(e) None of the above
Signature on Re. 1 note is made by the Finance
Secretary but on the other notes by _____?
(a) Prime Minister
(b) President of India
(c)Governor of Reserve Bank of India
(d) Finance Minister
(e) None of the above
On a cheque instead of two parallel lines only
banks name is written. It is a _____?
(a) General crossing
(b) No crossing
(c) Payable to bearer
(d) Special crossing
(e) None of the Above
Which of the following acts as the Regulators for
the Credit Rating Agencies in India?
(a) RBI
(b) SBI
(c) SIDBI
(d) SEBI
(e) ARCIL
The Branding line of Bank of Baroda is ______?
(a) International Bank of India
(b) Indias International Bank
(c) Indias Multinational Bank
(d) Worlds Local Bank
(e) None of the above
The logo of Bank of Baroda is known as ______?
(a) Sun of Bank of Baroda
(b) Baroda Sun
(c) Bank of Barodas rays
(d) Sunlight of Bank of Baroda
(e) None of the above
One of the major challenges faced by the Banking
Industry is Money Laundering. Name the
Act/Norms launched by the banks to curb Money
Laundering, in general?
(a) Know your customer norms
(b) Banking Regulation Act
(c) Negotiable Instrument Act
(d) Narcotics and Psychotropic Act
(e) None of the Above
Lots of banks in India offer M-Banking facility to
their customers. What is the full form of M in it?
(a) Money
(b) Marginal
(c) Massage
(d) Mutual fund (e) Mobile
A cheque which is not crossed is called _______?
(a) Open cheque
(b) Bearer cheque
(c) Uncrossed cheque
(d) Order cheque
(e) None of the above
The safest form of crossing is ______?
(a) Account payee crossing
(b) General crossing
(c) Special crossing
(d) Double crossing
(e) None of the above
A not negotiable crossing restricts what of the
cheque ________?
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(a) Transferability
(b) Negotiability
(c) Neither transferability nor negotiability
(d) Both transferability and negotiability
(e) None of the above
An order cheque can be converted into a bearer
cheque by means of ________?
(a)Sans recourse endorsement
(b) Special endorsement
(c) Blank endorsement
(d) Sans frais endorsement
(e) None of the above
In Banking parlance, Sub-Prime refers to _______?
(a) Lending by Banks at rates below PLR
(b) Funds raised by banks at sub-LIBOR rates
(c) Group of banks which are not rated as Prime
Banks as per Bankers Almanac
(d) Lending done by Banks/Fls to customers
not meeting with normally required credit
appraisal standards
(e) None of the above
Federal Reserve is the Financial Organization of
______?
(a) The USA
(b) The UK
(c) UAE
(d) France
(e) Japan
A charge where there is neither the transfer of
ownership nor the possession is called ______?
(a) Hypothecation
(b) Lien
(c) Pledge
(d) Mortgage
(e) None of the above
These days Banks are offering Loans against
Property? Under which business segment, this
activity may be categorized?
(a) Corporate Banking
(b) Personal Banking
(c) Merchant Banking
(d) Portfolio Management-Services
(e) None of the above
What do we mean by ECB in financial terms?
(a) Essential Commercial Borrowings
(b) Essential Credit & Borrowings
(c) External Credit & Business
(d) External Commercial Borrowings
(e) None of the above
Currency Swap is an instrument to manage ____?
(a) Currency Risk
(b) Interest Rate Risk
(c) Currency and Interest Rate Risk
(d) Cash Flows in different currencies
(e) All of the above
Plastic Money denotes ________?
(a) Bearer cheque
(b) Credit card
(c) Demand Draft
(d) Travellers cheque
(e) Gift cheque
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(a) CRISIL
(b) CIBIL
(c) CARE
(d) RBI
136. RBI has directed commercial banks to resolve
ATM transaction-related complaints within seven
working days. If a commercial bank is unable to do
so then it has to pay Rs.____per day as
compensation.
(a) 50
(b) 100
(c) 200
(d) 225
137. RTGS
as
well
as
NEFT
uses
(a) UTR Number (b) MICR (c) IFSC (d) DNS
138. Which of the following statement is incorrect
about SEBI?
(a) SEBI is a capital market regulator
(b) SEBI is the mutual fund regulator
(c) SEBI also regulates the credit rating agencies in
India
(d) None of them is wrong
139. What does liquidity mean?
(a) It means how cash is converted into gold
(b) It means how cheaply and quickly an asset
is converted into cash
(c) It means how cash is converted into SDR
(Special Drawing Rights)
(d) It means how uncertain the money market
conditions are
140. SWIFT is a commonly used acronym in the banking
industry. The I in SWIFT stands for_______.
(a) Interbank
(b) International
(c) Intercom
(d) Indian
141. ________isnt a method of measurement of National
Income.
(a) Value-added method (b) Income method
(c) Investment method
(d) Expenditure method
142. In India, the commercial banks are required to
provide ____ ___ % of their ANBC (Adjusted Net
Bank Credit) to priority sector.
(a) 15
(b) 25
(c) 35
(d) 40
143. What does FSDC stand for?
(a) Financial Security and Development Council
(b) Financial Stability and Development
Council
(c) Fiscal Security and Development Council
(d) Fiscal Stability and Development Council
144. ___________has been declared the first total banking
state in India, successfully implementing the total
financial inclusion thereby ensuring banking
facility to all households.
(a) Maharashtra
(b) Kerala
(c) Himachal Pradesh
(d) Uttarakhand
145. RBI has introduced Marginal Standing Facility
with the objective of:
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225. Full form of the term "FINO" isA. Financial inclusion network and operations.
B. Financial inclusion news and operations.
C. Financial investment network and operations.
D. None of these.
226.
Gross Domestic Product is defined as the value
of all:
(1) Goods produced in an economy in a year
(2) Goods and services produced in an economy in
a year
(3) Final Goods produced in an economy in a year
(4) Final Goods and services produced in an
economy in a year
227. The Draft of the Five Year Plans in India is
approved by the:
(1) National Development Council
(2) Planning Commission
(3) National Productivity Council
(4) Ministry of Finance
228. Deficit financing implies(1) Printing new currency notes
(2) Replacing new currency with worn out
currency
(3) Public revenue in excess of public expenditure
(4) Public expenditure in excess of public revenue
229. Present minimum & maximum limit for RTGS
transactions
is
____.
(1) Rs.50000, Rs 200000
(2) Rs. 1 lac, No Limit
(3) Rs. 2 lac, Rs 5 lac
(4) Rs.5 lac, Rs 10 lac
(5) Rs. 2 lac, No Limit
230. The Capital Account Convertibility of the Indian
rupee refers to:
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