TALLER#13 AMORTIZACION DE CREDITOS (CUOTAFIJA)

Nombre del estudiante: Cristian Rios Morales

Valor total del prestamo
Plazo(Aos)
Tasa interes mensual
Valor de cuota mensual
#CUOTA

$ 10,000,000 Interes(Efectivo anual)

1 ao
N. Pagos por ao
1.95%
(Funcion tasa. Nominal)
$ 942,772.21
(Funcion pago)
TABLA DE AMORTIZACION CUOTA FIJA
VALOR DE CUOTA
INTERES
AMORTIZACION
0
0
0
0
1
$ 942,772.21
$ 195,133.66
$ 747,638.55
2
$ 942,772.21
$ 180,544.72
$ 762,227.49
3
$ 942,772.21
$ 165,671.09
$ 777,101.12
4
$ 942,772.21
$ 150,507.23
$ 792,264.98
5
$ 942,772.21
$ 135,047.48
$ 807,724.73
6
$ 942,772.21
$ 119,286.05
$ 823,486.16
7
$ 942,772.21
$ 103,217.06
$ 839,555.15
8
$ 942,772.21
$ 86,834.51
$ 855,937.70
9
$ 942,772.21
$ 70,132.29
$ 872,639.92
10
$ 942,772.21
$ 53,104.15
$ 889,668.06
11
$ 942,772.21
$ 35,743.73
$ 907,028.48
12
$ 942,772.21
$ 18,044.55
$ 924,727.66
$ 11,313,266.52
$ 1,313,266.52
$ 10,000,000.00

IJA)
Grado: 8B
26.1%
12

ncion tasa. Nominal)

(Funcion pago)
SALDO
$
$
$
$
$
$
$
$
$
$

$ 10,000,000
9,252,361.45
8,490,133.96
7,713,032.84
6,920,767.86
6,113,043.13
5,289,556.97
4,450,001.82
3,594,064.13
2,721,424.21
1,831,756.14
$ 924,727.66
$ 0.00

TALLER#13 AMORTIZACION DE CREDITOS (CUOTAFIJA)

Nombre del estudiante: Cristian Rios Morales
Valor total del prestamo
Plazo(Aos)
Tasa interes mensual
Valor de cuota mensual
#CUOTA

$ 20,000,000
4 aos

1.29%
$ 561,962.98
TABLA DE AMORTIZACION CUOTA FIJA
VALOR DE CUOTA
INTERES
0
0
0
1
$ 561,962.98
$ 258,767.99
2
$ 561,962.98
$ 254,845.13
3
$ 561,962.98
$ 250,871.51
4
$ 561,962.98
$ 246,846.49
5
$ 561,962.98
$ 242,769.39
6
$ 561,962.98
$ 238,639.53
7
$ 561,962.98
$ 234,456.24
8
$ 561,962.98
$ 230,218.83
9
$ 561,962.98
$ 225,926.59
10
$ 561,962.98
$ 221,578.82
11
$ 561,962.98
$ 217,174.79
12
$ 561,962.98
$ 212,713.79
13
$ 561,962.98
$ 208,195.06
14
$ 561,962.98
$ 203,617.87
15
$ 561,962.98
$ 198,981.46
16
$ 561,962.98
$ 194,285.06
17
$ 561,962.98
$ 189,527.90
18
$ 561,962.98
$ 184,709.18
19
$ 561,962.98
$ 179,828.12
20
$ 561,962.98
$ 174,883.91
21
$ 561,962.98
$ 169,875.72
22
$ 561,962.98
$ 164,802.74
23
$ 561,962.98
$ 159,664.13
24
$ 561,962.98
$ 154,459.02
25
$ 561,962.98
$ 149,186.57
26
$ 561,962.98
$ 143,845.91
27
$ 561,962.98
$ 138,436.14
28
$ 561,962.98
$ 132,956.38
29
$ 561,962.98
$ 127,405.72
30
$ 561,962.98
$ 121,783.25
31
$ 561,962.98
$ 116,088.03
32
$ 561,962.98
$ 110,319.12
33
$ 561,962.98
$ 104,475.57
34
$ 561,962.98
$ 98,556.42
35
$ 561,962.98
$ 92,560.68

36
37
38
39
40
41
42
43
44
45
46
47
48

$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 561,962.98
$ 26,974,222.94

$
$
$
$
$
$
$
$
$
$
$
$

86,487.36
80,335.47
74,103.98
67,791.87
61,398.08
54,921.57
48,361.27
41,716.09
34,984.92
28,166.67
21,260.20
14,264.37
$ 7,178.03
$ 6,974,222.94

ZACION DE CREDITOS (CUOTAFIJA)

an Rios Morales

Grado: 8B

Interes(Efectivo anual)
N. Pagos por ao
(Funcion tasa. Nominal)
(Funcion pago)
AMORTIZACION CUOTA FIJA
AMORTIZACION
SALDO
0
$ 303,194.99
$ 307,117.85
$ 311,091.46
$ 315,116.49
$ 319,193.59
$ 323,323.45
$ 327,506.73
$ 331,744.15
$ 336,036.38
$ 340,384.16
$ 344,788.18
$ 349,249.19
$ 353,767.92
$ 358,345.11
$ 362,981.52
$ 367,677.92
$ 372,435.08
$ 377,253.80
$ 382,134.86
$ 387,079.07
$ 392,087.25
$ 397,160.24
$ 402,298.85
$ 407,503.96
$ 412,776.40
$ 418,117.07
$ 423,526.84
$ 429,006.60
$ 434,557.25
$ 440,179.73
$ 445,874.95
$ 451,643.86
$ 457,487.41
$ 463,406.56
$ 469,402.30

16.68%
12

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

$ 20,000,000
19,696,805.01
19,389,687.16
19,078,595.70
18,763,479.21
18,444,285.61
18,120,962.17
17,793,455.44
17,461,711.29
17,125,674.90
16,785,290.75
16,440,502.56
16,091,253.37
15,737,485.46
15,379,140.35
15,016,158.83
14,648,480.91
14,276,045.83
13,898,792.03
13,516,657.17
13,129,578.10
12,737,490.85
12,340,330.61
11,938,031.76
11,530,527.81
11,117,751.40
10,699,634.33
10,276,107.49
$ 9,847,100.90
$ 9,412,543.64
$ 8,972,363.91
$ 8,526,488.96
$ 8,074,845.10
$ 7,617,357.70
$ 7,153,951.13
$ 6,684,548.83

$ 475,475.62
$ 481,627.51
$ 487,859.00
$ 494,171.11
$ 500,564.90
$ 507,041.40
$ 513,601.71
$ 520,246.89
$ 526,978.05
$ 533,796.31
$ 540,702.78
$ 547,698.61
$ 554,784.95
$ 20,000,000.00

$
$
$
$
$
$
$
$
$
$
$

6,209,073.22
5,727,445.71
5,239,586.71
4,745,415.60
4,244,850.70
3,737,809.29
3,224,207.59
2,703,960.69
2,176,982.64
1,643,186.33
1,102,483.55
$ 554,784.95
$ 0.00

TALLER#13 AMORTIZACION DE CREDITOS (CUOTAFIJA)

Nombre del estudiante: Cristian Rios Morales
Valor total del prestamo
Plazo(Aos)
Tasa interes mensual
Valor de cuota mensual
#CUOTA

$ 12,000,000 Interes(Efectivo anual)

2 N. Pagos por ao
1.79%
(Funcion tasa. Nominal)
$ 619,333.70
(Funcion pago)
TABLA DE AMORTIZACION CUOTA FIJA
VALOR DE CUOTA
INTERES
AMORTIZACION
0
0
0
0
1
$ 619,333.70
$ 214,585.14
$ 404,748.56
2
$ 619,333.70
$ 207,347.39
$ 411,986.31
3
$ 619,333.70
$ 199,980.21
$ 419,353.49
4
$ 619,333.70
$ 192,481.29
$ 426,852.41
5
$ 619,333.70
$ 184,848.27
$ 434,485.42
6
$ 619,333.70
$ 177,078.76
$ 442,254.93
7
$ 619,333.70
$ 169,170.32
$ 450,163.38
8
$ 619,333.70
$ 161,120.46
$ 458,213.24
9
$ 619,333.70
$ 152,926.64
$ 466,407.06
10
$ 619,333.70
$ 144,586.31
$ 474,747.39
11
$ 619,333.70
$ 136,096.83
$ 483,236.87
12
$ 619,333.70
$ 127,455.54
$ 491,878.16
13
$ 619,333.70
$ 118,659.73
$ 500,673.97
14
$ 619,333.70
$ 109,706.63
$ 509,627.07
15
$ 619,333.70
$ 100,593.43
$ 518,740.27
16
$ 619,333.70
$ 91,317.27
$ 528,016.43
17
$ 619,333.70
$ 81,875.23
$ 537,458.47
18
$ 619,333.70
$ 72,264.35
$ 547,069.35
19
$ 619,333.70
$ 62,481.60
$ 556,852.10
20
$ 619,333.70
$ 52,523.92
$ 566,809.78
21
$ 619,333.70
$ 42,388.17
$ 576,945.53
22
$ 619,333.70
$ 32,071.18
$ 587,262.52
23
$ 619,333.70
$ 21,569.69
$ 597,764.01
24
$ 619,333.70
$ 10,880.42
$ 608,453.28
$ 14,864,008.77 $ 2,864,008.77
$ 12,000,000.00

AFIJA)
Grado: 8B
23.7%
12

n tasa. Nominal)
ncion pago)
SALDO
$ 12,000,000.00
$ 11,595,251.44
$ 11,183,265.13
$ 10,763,911.64
$ 10,337,059.23
$ 9,902,573.80
$ 9,460,318.87
$ 9,010,155.49
$ 8,551,942.25
$ 8,085,535.19
$ 7,610,787.80
$ 7,127,550.93
$ 6,635,672.78
$ 6,134,998.81
$ 5,625,371.74
$ 5,106,631.47
$ 4,578,615.04
$ 4,041,156.57
$ 3,494,087.22
$ 2,937,235.12
$ 2,370,425.34
$ 1,793,479.81
$ 1,206,217.29
$ 608,453.28
$ 0.00

TALLER#13 AMORTIZACION DE CREDITOS (CUOTAFIJA)

Nombre del estudiante: Cristian Rios Morales
Valor total del prestamo
Plazo(Aos)
Tasa interes mensual
Valor de cuota mensual
#CUOTA

$ 50,000,000 Interes(Efectivo anual)

5 N. Pagos por ao
1.39%
(Funcion tasa. Nominal)
$ 1,233,670.08
(Funcion pago)
TABLA DE AMORTIZACION CUOTA FIJA
VALOR DE CUOTA
INTERES
AMORTIZACION
0
0
0
0
1
$ 1,233,670.08
$ 694,421.52
$ 539,248.56
2
$ 1,233,670.08
$ 686,932.20
$ 546,737.88
3
$ 1,233,670.08
$ 679,338.87
$ 554,331.21
4
$ 1,233,670.08
$ 671,640.08
$ 562,030.00
5
$ 1,233,670.08
$ 663,834.37
$ 569,835.71
6
$ 1,233,670.08
$ 655,920.24
$ 577,749.84
7
$ 1,233,670.08
$ 647,896.20
$ 585,773.87
8
$ 1,233,670.08
$ 639,760.72
$ 593,909.35
9
$ 1,233,670.08
$ 631,512.26
$ 602,157.82
10
$ 1,233,670.08
$ 623,149.23
$ 610,520.85
11
$ 1,233,670.08
$ 614,670.05
$ 619,000.03
12
$ 1,233,670.08
$ 606,073.11
$ 627,596.97
13
$ 1,233,670.08
$ 597,356.78
$ 636,313.30
14
$ 1,233,670.08
$ 588,519.38
$ 645,150.70
15
$ 1,233,670.08
$ 579,559.25
$ 654,110.83
16
$ 1,233,670.08
$ 570,474.68
$ 663,195.40
17
$ 1,233,670.08
$ 561,263.94
$ 672,406.14
18
$ 1,233,670.08
$ 551,925.27
$ 681,744.81
19
$ 1,233,670.08
$ 542,456.91
$ 691,213.17
20
$ 1,233,670.08
$ 532,857.04
$ 700,813.04
21
$ 1,233,670.08
$ 523,123.85
$ 710,546.23
22
$ 1,233,670.08
$ 513,255.48
$ 720,414.60
23
$ 1,233,670.08
$ 503,250.05
$ 730,420.03
24
$ 1,233,670.08
$ 493,105.66
$ 740,564.42
25
$ 1,233,670.08
$ 482,820.38
$ 750,849.70
26
$ 1,233,670.08
$ 472,392.26
$ 761,277.82
27
$ 1,233,670.08
$ 461,819.30
$ 771,850.77
28
$ 1,233,670.08
$ 451,099.51
$ 782,570.57
29
$ 1,233,670.08
$ 440,230.83
$ 793,439.25
30
$ 1,233,670.08
$ 429,211.21
$ 804,458.87
31
$ 1,233,670.08
$ 418,038.54
$ 815,631.54
32
$ 1,233,670.08
$ 406,710.69
$ 826,959.39
33
$ 1,233,670.08
$ 395,225.53
$ 838,444.55
34
$ 1,233,670.08
$ 383,580.85
$ 850,089.23
35
$ 1,233,670.08
$ 371,774.44
$ 861,895.64

36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60

$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 1,233,670.08
$ 74,020,204.71 $

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

359,804.06
347,667.44
335,362.25
322,886.16
310,236.81
297,411.77
284,408.61
271,224.86
257,858.00
244,305.51
230,564.78
216,633.23
202,508.18
188,186.96
173,666.84
158,945.06
144,018.82
128,885.27
113,541.54
$ 97,984.72
$ 82,211.83
$ 66,219.88
$ 50,005.83
$ 33,566.59
$ 16,899.04
24,020,204.71

$ 873,866.01
$ 886,002.64
$ 898,307.83
$ 910,783.91
$ 923,433.27
$ 936,258.31
$ 949,261.47
$ 962,445.22
$ 975,812.07
$ 989,364.57
$ 1,003,105.29
$ 1,017,036.85
$ 1,031,161.90
$ 1,045,483.12
$ 1,060,003.24
$ 1,074,725.02
$ 1,089,651.26
$ 1,104,784.81
$ 1,120,128.53
$ 1,135,685.36
$ 1,151,458.25
$ 1,167,450.20
$ 1,183,664.25
$ 1,200,103.49
$ 1,216,771.04
$ 50,000,000.00

AFIJA)
Grado: 8B
18.0%
12

n tasa. Nominal)
ncion pago)
SALDO
$ 50,000,000
$ 49,460,751.44
$ 48,914,013.56
$ 48,359,682.35
$ 47,797,652.36
$ 47,227,816.64
$ 46,650,066.81
$ 46,064,292.93
$ 45,470,383.58
$ 44,868,225.75
$ 44,257,704.90
$ 43,638,704.88
$ 43,011,107.91
$ 42,374,794.61
$ 41,729,643.91
$ 41,075,533.09
$ 40,412,337.69
$ 39,739,931.55
$ 39,058,186.74
$ 38,366,973.57
$ 37,666,160.53
$ 36,955,614.30
$ 36,235,199.69
$ 35,504,779.66
$ 34,764,215.24
$ 34,013,365.55
$ 33,252,087.73
$ 32,480,236.95
$ 31,697,666.38
$ 30,904,227.14
$ 30,099,768.26
$ 29,284,136.72
$ 28,457,177.34
$ 27,618,732.78
$ 26,768,643.55
$ 25,906,747.91

$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$

25,032,881.90
24,146,879.26
23,248,571.43
22,337,787.52
21,414,354.24
20,478,095.93
19,528,834.46
18,566,389.24
17,590,577.17
16,601,212.59
15,598,107.30
14,581,070.45
13,549,908.55
12,504,425.43
11,444,422.20
10,369,697.18
$ 9,280,045.92
$ 8,175,261.11
$ 7,055,132.58
$ 5,919,447.21
$ 4,767,988.97
$ 3,600,538.77
$ 2,416,874.52
$ 1,216,771.04
$ 0.00