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General Insurance & Takaful

STATISTICAL YEARBOOK

KDN PP 18148/04/2013 (033498)

FINANCIAL YEAR 2013

Board of Directors
Kong Shu Yin (Chairman)
Chong Wai Hong
Kamaludin Bin Ahmad
Ng Kok Kheng
Patrick Loh
Sonny Tan
Zainuddin Bin Ishak

Editorial Team
Addiwiyah Noor Abd Rashid
Mazlen Hamzah
Mohd Arief
Pearly Leong

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Malaysia

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efficient services.”

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The ISM Statistical Yearbook is an annual publication that is much anticipated by the Insurance Companies and Takaful Operators in Malaysia. This
publication now in its ninth edition represents the industry statistics as at
Financial Year End of 2013. The ISM Statistical Yearbook provides data that
gives comprehensive information based on audited financial figures. It
also contains snapshots of the Malaysian insurance and takaful landscape
as well as trends in particular areas of business, including analytical view
of past year’s performance and industrial growth.
Publication of the ISM Statistical Yearbook would not have been possible
without extensive co-operation between numerous parties. ISM acknowledges the efforts of all Insurance Companies and Takaful Operators in
providing data for the publication. We would also like to extend our
utmost gratitude to Asia Capital Reinsurance Malaysia Sdn Bhd for sponsoring this year’s Statistical Yearbook as well as to Fitch Ratings for contributing the overview of the industry economic prospects.

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Individual Table 38 : New Certificates Issued .Group Table 39 : Termination Etc.Group Table 41 : Certificates In Force At End Of Year .Reinsurance Accepted Table 18 : Claims Recoveries From Licensed / Offshore Insurers Table 19 : Claims Recoveries From Foreign Insurers Table 20 : Net Claims Paid Table 21 : Net Claims Incurred Table 22 : Net Commission Paid Table 23 : Net Claims Incurred Ratio Table 24 : Net Commission Ratio Table 25 : Underwriting and Operating Results Appendix page 30 page 32 page 34 page 36 page 38 page 40 page 42 page 44 page 46 page 48 page 50 page 52 page 54 page 56 page 58 page 60 page 62 page 64 page 66 page 68 page 70 GENERAL TAKAFUL Table 26 : Revenue Account (Income) Table 27 : Revenue Account (Outgo) Table 28 : Liabilities Of Statutory Funds Table 29 : Assets Of Statutory Funds Table 30 : Contributions Table 31 : Claims Table 32 : Underwriting Accounts page 74 page 74 page 76 page 76 page 78 page 80 page 82 FAMILY TAKAFUL Table 33 : Revenue Account (Income) Table 34 : Revenue Account (Outgo) Table 35 : Liabilities Of Statutory Funds Table 36 : Assets Of Statutory Funds Table 37 : New Certificates Issued .Direct Business Table 17 : Gross Claims Paid .Individual Table 40 : Termination Etc. Of Liabilities Or Contributions .Group page 84 page 84 page 86 page 86 page 88 page 92 page 94 page 98 page 100 page 104 Industry Contacts page 106 1 | ISM Statistical Yearbook FYE 2013 . Of Liabilities Or Contributions .TABLE OF CONTENTS Table 1 : Key Economic Indicators Table 2 : Key Takaful Indicators Table 3 : Company Financial Year End Date Insurance & Takaful Report by FitchRatings Table 4 : General Insurance Key Indicators Table 5 : Takaful Key Indicators Chart 1 : Premiums by Line of Business Chart 2 : Claims Experience Chart 3 : Contributions by Line of Business Chart 4 : Takaful Claim Experience Chart 5 : Certificates by Product page 2 page 3 page 4 page 6 page 16 page 18 page 20 page 22 page 24 page 25 page 26 GENERAL INSURANCE Table 6 : Revenue Account (Income) Table 7 : Revenue Account (Outgo) Table 8 : Liability Of Insurance Funds Table 9 : Assets Of Insurance Funds Table 10 : Gross Direct Premiums Table 11 : Reinsurance Accepted Premiums Table 12 : Reinsurance Premiums Ceded To Licensed / Offshore Insurers Table 13 : Reinsurance Premiums Ceded To Foreign Insurers Table 14 : Net Premiums Table 15 : Earned Premiums Table 16 : Gross Claims Paid .Individual Table 42 : Certificates In Force At End Of Year .

a.456 711. Malaysia – Key Economic Indicators Population (million persons) Labour force (million persons) Employment (million persons) Unemployment (% of labour force) National Product (RM mil) Gross Domestic Product (GDP) Current price Constant 2005 price Gross National Income (GNI) Current price Constant 2005 price Savings (% of GNI) Balance of Payments (RM mil) Goods (net) Exports Imports Services (net) Primary Income (net) Current account balance (net) Current account balance (% of GNI) Price Indices & Banking Consumer Price Index 3 (% p.650 666.1 955. Economic Reports 2013/2014.327 676.453 786.003) (36.TABLE 1 KEY ECONOMIC INDICATORS 2010 2011 2012 2013 1 2014 2 28. Data as at 26 December 2013 3 Based on 2010 base year n.333) 87.993 635.5 6.894 35.272) (21.404 700.0 3.237 751. 6.8 3.9 12.590 770.5 3.806) 102.6 13.8 84. %) Note Estimate figure Forecast. 825.653 884.931 (12.471 984.601 2.8 905.213 693.900 2.751 641.) Commercial banks base lending rate (average rates as at end-year.1 3.a.a.264 31.801) (32. not available 1 2 Source: 1.559 547.5 n.9 125.5 6.3 12.395 (1.4 29.7 13.024) 57.148 736.526 n.565 699. Ministry of Finance 2.351 941.743 35.348 6.7 3.4 12.6 1.1 30.5 1.0 12.2 29.109 780.335 610.a.115 33.508 (14.081 504.7 n.3 3.723 31.3 89.2 2010 2011 2012 2013 1 2014 2 136.444) (26. Department of Statistics.502) 26.2 12.1 13.506 (11. Treasury Malaysia.6 12.001 771.507 633.4 862.1 2010 2011 2012 2013 1 2014 2 797.a. Jabatan Perangkaan Negara 3.0 6.2 1.614 703.3 151.968 (6. Economic Planning Unit 2 | ISM Statistical Yearbook FYE 2013 .1 29.3 1.426 11.600) 23.210 577.183 11.027.600) (29.3 12.

570.3 8.3 6.8 12.755.966.420.7 14.9 14.445.7 4.8 1.159.238.659.TABLE 2 KEY TAKAFUL INDICATORS Takaful Sector 2009 2010 2011 2012 2013 1 As at end (RM million) Takaful Fund Assets Family General % of insurance and takaful industry 12.8 2.8 4.2 Net Contributions Income Family General % of insurance and takaful industry 3.2 2.788.8 803.3 16.703.6 16.574.392.0 1.4 13.188.045.1 4.377.6 1.6 4.313.977.289.887.7 17.400.8 10.0 5.7 2.423.2 14.9 8.2 7.909.943.3 12.6 2.536.948.8 1.6 1.8 19.0 3.0 20.8 11.719.0 Notes: 1 Preliminary Source: Bank Negara Malaysia: Financial Stability and Payment Systems Report 2013 ISM Statistical Yearbook FYE 2013 | 3 .0 14.863.6 3.1 9.030.9 2.9 9.523.

TABLE 3 COMPANY FINANCIAL YEAR END DATE GENERAL INSURANCE Company Financial Year End 2013 ACE Jerneh Insurance Berhad AIA Bhd AIG Malaysia Insurance Berhad Allianz General Insurance Company (Malaysia) Berhad AmG Insurance Berhad 31-Dec-13 30-Nov-13 31-Dec-13 31-Dec-13 31-Mar-13 AmGeneral Insurance Berhad AXA Affin General Insurance Berhad Berjaya Sompo Insurance Berhad Etiqa Insurance Berhad ING Insurance Berhad 31-Mar-14 31-Dec-13 31-Dec-13 31-Dec-13 31-Dec-13 Lonpac Insurance Bhd MCIS Zurich Insurance Berhad MSIG Insurance (Malaysia) Bhd Multi-Purpose Insurans Bhd Overseas Assurance Corporation (Malaysia) Berhad 31-Dec-13 31-Dec-13 31-Dec-13 31-Dec-13 Pacific & Orient Insurance Co. Changed company name to AmGeneral Insurance Berhad. b. AmGeneral Insurance Berhad (formerly known as Kurnia Insurans (M) Berhad) is excluded from the statistical yearbook. 2. American International Assurance Bhd has changed company name to AIA Bhd. Move forward the FYE period from December 2013 to November 2013.Asia General Insurance Berhad Zurich Insurance Malaysia Berhad 31-Dec-13 31-Dec-13 31-Dec-13 31-Mar-13 31-Dec-13 GENERAL TAKAFUL Company Financial Year End 2013 AIA AFG Takaful Sdn Bhd AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad 30-Nov-13 30-Nov-13 31-Mar-13 31-Dec-13 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Berhad HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 31-Dec-13 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 31-Dec-13 31-Dec-13 31-Dec-13 31-Mar-13 Note: 1. Figures for AIA PUBLIC Takaful Berhad are from January 2013 to November 2013 only. 4. 3. ING PUBLIC Takaful Ehsan Berhad a. 4 | ISM Statistical Yearbook FYE 2013 31-Dec-13 31-Dec-13 . Kurnia Insurans (Malaysia) Berhad a. b. CIMB AVIVA Takaful Berhad has changed company name to Sun Life Malaysia Takaful Berhad. c. Revised their FYE period from December 2013 to March 2014. Changed company name to AIA PUBLIC Takaful Berhad. 5. Berhad Pacific Insurance Berhad (The) Progressive Insurance Bhd Prudential Assurance Malaysia Bhd QBE Insurance (Malaysia) Berhad 30-Sep-13 31-Dec-13 31-Dec-13 31-Dec-13 31-Dec-13 RHB Insurance Berhad Tokio Marine Insurans (Malaysia) Berhad Tune Insurance Malaysia Berhad UNI.

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5% and 5. the country’s central bank. is likely to slightly shift away from domestic demand towards external demand. Inflationary pressures are likely to intensify as the economy recovers.MALAYSIAN INSURANCE INDUSTRY INSURANCE AND TAKAFUL REPORT MALAYSIAN ECONOMIC OUTLOOK BY FITCH RATINGS Malaysia’s economic prospects remain favourable supported by a combination of strong domestic and external demand. Real GDP vs CPI (%yoy) Merchandise Exports by Destination (1Q-3Q 2013) Real GDP Singapore CPI 10 China Japan 8 US 6 Euro Area 4 Thailand 2 2014f 2013 2012 2011 2010 2009 2008 2006 2007 2005 2004 Hong Kong 2003 0 Indonesia 0 2 4 6 8 10 (% of Total Exports) Source: CEIC. The direction of trade statistics shows that merchandise exports to these regions accounted for 27% of total shipments in the first three quarters of 2013. Malaysia’s unemployment rate averaged 3.1% in 2013. Meanwhile.0% in 2012. Manufacturers are also expected to continue expanding facilities to support the improving external demand conditions. Malaysia’s real GDP growth is forecast to range between 4. up from a 2. Rising household debt levels are likely to lead to a moderation in consumer spending despite a strong job market. Stronger economic recoveries in the world’s major advanced economies.0% and 4.4% in 2014 and 2015 respectively.7% rise in 2013. which posted large increases of 7. Fitch estimates 12 14 16 . which remains one of the most trade-intensive in the Asia-Pacific region. direct exports to China accounted for 12. compared with 3. Japan and the US. however. which includes projects under the Economic Transformation Programme (ETP) and the development of regional economic corridors.0% in 2014.6% and 8. Headline consumer price inflation has already picked up due to a recent rationalisation in subsidised goods (eg. This should also keep Malaysia roughly in line with its potential growth rate.5% to 5. The Malaysian economy.2% respectively in 2013. will be particularly beneficial. compared with a 4. are unlikely to maintain the same pace of growth. Many of these projects are related to the ongoing infrastructure upgrading process. The composition of economic growth. Fitch is projecting global real GDP to rise 2. Consumer price inflation is expected to average between 3.9% and 3.1% in 2013. which is estimated to be in the range of 4.5% in 2014.4% increase in 2013. Both private consumption and fixed investment. As a consequence.0%. should benefit from a recovery in global growth. petroleum and sugar) alongside an increase in excise duties for tobacco and higher electricity prices. up from a 2. particularly in the eurozone. Fitch estimates 6 | ISM Statistical Yearbook FYE 2013 Source: CEIC.9% of total shipments in the same period. Bank Negara Malaysia. private sector investment is likely to ease but still remains robust due to a long pipeline of large multi-year investment projects. may consider shifting away from its long-held accommodative monetary policy stance to help guard against potential vulnerabilities emanating from higher inflation and the buildup of financial imbalances. In comparison.

0% WC/EL 1.7 billion in 2013 from RM14. Gross direct premiums from compulsory motor line (“Motor Act”) and WC/EL recorded a robust growth of 17. followed by the marine.6% PA 7.000 8.7%).6% in 2013 from 71.2% Motor Others 41. accounted for more than 47% of the market’s total gross direct premiums in 2013.1% to RM15.000 12. Consistent with previous years. In terms of net written premiums (NWP). Breakdown of General Insurance Gross Direct Premiums in 2013 CAR 3.GENERAL INSURANCE Growth Malaysia's General Insurance Gross Direct Premiums and Growth Gross Direct Premiums (LHS) Growth (RHS) (RM million) (%) 18. workmen’s compensation and employers’ liability insurance to expand in the medium to long term given their relatively low penetration rates. Fitch expects the market weight of several non-motor businesses such as liabilities.6 billion as insurers retained more risks underwritten.3% of total motor gross direct premiums written in 2013. respectively.000 0 10 8 6 4 2 0 2007 2008 2009 2010 2011 2012 2013 Source: ISM Malaysia’s general insurance sector recorded consistent growth in 2013. risk cession ratio of contractors’ all risk and engineering class and marine.1% and 13. The rest was emanated from non-compulsory third party and comprehensive motor insurance. In fact. ISM Statistical Yearbook FYE 2013 | 7 .000 16.2%).7% MAT 9.5%. the largest component of insurance business for the domestic general insurance industry.7% Source: ISM Business from motor insurance class. Motor Act business increased to about 12.8% Others 4.9% in 2013 to RM11.7 billion in 2012.000 4.5% Bonds 0.6% Fire 16. aviation and transit (MAT) classes (9.000 10. aviation and transit (MAT) businesses remained high due to limited capacity of Malaysian general insurers. Nonetheless. the second largest class of insurance business is fire insurance (16. the sector posted a growth of 9.3% Motor Act 5. Given resilient growth momentum. Insurers’ overall risk retention ratio rose to 73. in 2013.000 6. Total general insurance gross direct premiums (GDP) increased by 7. Compulsory motor business.000 14.000 2.8% Liabilities 3. motor’s market weight has steadily expanded over the past three years.8% Medical & health 5.7% in 2012. workers’ compensation and employers’ liability (WC/EL) are the driver for the sector growth in 2013 while insurers’ growth in fire and motor class further accelerated.

Aviation and Transit Source: ISM 8 | ISM Statistical Yearbook FYE 2013 2009 2010 2011 2012 2013 . MAT* Insurance: Gross Direct Premiums and Growth Aviation (LHS) Offshore Oil related (LHS) Cargo (LHS) Marine Hull (LHS) MAT* Total Growth (RHS) (RM million) (%) 700 12 10 8 6 4 2 0 (2) (4) 600 500 400 300 200 100 0 2007 2008 *MAT = Marine.000 14 6. Fire Insurance .000 8 3.Gross Direct Premiums and Growth Motor Act (LHS) (RM million) Motor Others (LHS) Motor Total Growth (RHS) (%) 7. Fire premiums increased by 8. Fitch anticipates higher household and business spending to constantly boost the need for motor and fire insurance policies in the near term. Existing tariff-pricing system has enabled general insurers to sustain their growth in fire class over the last four years.000 6 2.000 2 500 0 2007 2008 2009 2010 2011 2012 2013 0 Source: ISM Gross direct premiums from marine. MAT’s contribution to total GDPs of the domestic insurance was 9.0% in terms of GDP in 2013 due primarily to steady increase in sales volume of automobiles and adjustment of the pricing rates of compulsory motor insurance premiums in 2013.000 6 1. Softening in premium rates due to intensified competition and abundant market capacity has led to a slowdown in the marine insurance’s growth despite less favorable claims result.000 10 4.8% in 2013 relative to 7.Motor Insurance .500 4 1. aviation and transit (MAT) insurance posted a drop of 1.000 10 2. However.000 4 1.000 12 5.Gross Direct Premiums and Growth Gross Direct Premiums (LHS) Growth (RHS) (%) (RM million) 3.8% in 2013 compared with a 4. shrinkage in fire premiums as a consequence of pricing competition could possibly occur if existing tariff structure is abolished in the future.6% in 2012.8% growth in 2012. The further upward revision of motor pricing rates in February 2014 is expected to support higher GDP growth in motor class but may not translate into higher profitability for Motor Act business due to poor claim experience.2%.000 2 0 0 2007 2008 2009 2010 2011 2012 2013 Source: ISM Total motor class grew by 9.500 8 2.

offsetting the moderate increase in commission cost. Cargo’s retention ratio was 64. from 20.7% as compared with 51.5% in 2012 down to 20.6 30.5 61.8 29.2% while marine hull stood at 18. %) Expense ratio 120 100 80 32.1 29. Underwriting Performance of General Insurance Loss ratio (Combined ratio.3% in 2013.8 56.1% in 2013.5 65.9% in 2012 to 54. contractors' all risks & engineering.4 30.4 31.5% in 2013.1% in 2013 from 87. While loss ratio in MAT class mildly edged up by 1.1% in 2013.5 62. ISM Statistical Yearbook FYE 2013 | 9 .3% in 2013 respectively. Combined ratio of MAT in 2013 was 52.7 33.7% in 2013 from to 56. Fitch expects the growth of MAT class will be largely constrained by the soft pricing condition of marine hull and cargo in the near term although steady expansion of Malaysia’s trading activities is likely to catalyze higher MAT’s growth in the medium to long term. Fitch believes insurers’ stable cost structure will consistently support the operating profitability of the sector as a whole in the near term. personal accident. noticeably from higher claim payouts in total motor. fire and others classes. MAT remained to be the most profitable class in 2013 partially due to inflow of reinsurance commission income from cession of risk. The net retention ratio for aviation and offshore oil-related business was only about 2. The overall expense ratio which includes commission and management expenses was kept at the level of about 30.Given limited underwriting capacity.6% and 2. workmen's compensation & employers' liability and others Source: ISM Less favorable claim experience from marine hull primarily contributed to the upward movement of loss ratio in MAT class notwithstanding the release of loss reserves from marine cargo and offshore oil-related line of business. loss ratio on paid basis rose from 53.7 66. aviation and transit Miscellaneous includes bonds.4% in 2013 (2012: 30.2% in 2012. liabilities.4% in 2012.8% in 2012. medical and health.4%). Loss ratio on incurred basis after inclusion of IBNR (“Incurred But Not Reported”) and PRAD (“Provision of Risk Margin for Adverse Deviation” dropped to 56. as measured by management expense to net earned premiums.7 2006 2007 2008 2009 2010 2011 2012 2013 60 40 20 0 Expense ratio is based on net earned premium Source: ISM Insurers managed to further improve their management expenses ratio.7 56.3% to 31. Mild improvement in market-wide loss ratio led to a slight reduction in the sector’s combined ratio to 87. Underwriting Performance Underwriting result of general insurance sector remained stable in 2013.5 32. However.9 60. Loss Ratio by Major Class of Business Total Motor (%) Fire MAT* Miscellaneous* 90 80 70 60 50 40 30 20 10 0 2006 2007 2008 2009 2010 2011 2012 2013 *MAT = Marine. Malaysian insurers generally shelter their risk exposure to aviation and offshore oil-related business through treaty and facultative reinsurance.3 60.

Total motor insurance class still posted an underwriting loss in 2013 even though underwriting results of non-compulsory motor insurance (“Motor Other”) stayed relatively healthy in 2013.0% in 2010 because insurers have adopted more disciplined approach in underwriting MHI’s policies.9% in 2013 from 102.8% in 2013.2% in 2012. along with higher accident rates and fraudulent claims adversely affected the loss ratio of the Motor Act business over the past few years. aviation and transit Miscellaneous includes bonds. General Insurance Industry Combined Ratio by Major Class of Business Total Motor Fire MAT* Miscellaneous* (%) 140 120 100 80 60 40 20 0 2006 2007 2008 2009 2010 2011 2012 *MAT = Marine. Fire class’s combined ratio in 2013 was only about 54. While further pricing upward revision in February 2014 might further reduce claim ratio of Motor Act insurance.0 26.2% in 2013 despite lower commission expenses and a significant reduction in claim experience after the introduction of new motor cover framework in 2012. Loss ratio of Motor Act business dropped from 287. Motor Other reported a combined ratio of 84.1 27. Tariff pricing mechanism and absence of major calamity risks such as earthquakes in Malaysia have consistently upheld fire insurers’ underwriting stability.0% (2012: 52. Fitch believes breakeven for total motor class could be achieved only after the premium rates for motor class is fully deregulated in 2016. personal accident.9 12. Combined ratio of total motor class slightly increased to 102.6%).3) 0 (15) 52.5% in 2012.4% in 2013 from 112. increasing bodily injury claims. further reflecting its strong underwriting profitability. MHI’s combined ratio further trended down to 78. Motor insurers’ underwriting margin is likely to be severely affected by the losses from Motor Act business in the near term although motor insurers are allowed to make gradual pricing adjustment since 2012. liabilities.2 15 (1. Fitch does not expect a major deterioration in underwriting volatility from the fire class unless fire tariff structure no longer exists.5% in 2013.0 50. medical and health. contractors' all risks & engineering.5 30 40.Underwriting margin of medical and health insurance (MHI) remained very healthy. workmen's compensation & employers' liability and others Source: ISM 10 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 2013 .9 31. The combined ratio from Motor Act business remained poor at 237. The loss ratio of fire class has been kept at level less than 32% over the past six years. General Insurance's Loss Ratios (%) by Class of Business 2013 (%) Loss Ratios by Class of Business 90 72.5% in 2011 to 206. compared with 84.6 60 Total Motor Fire MAT Bonds Contractors' All Risks & Engineering Liabilities Medical and Health Personal Accident Source: ISM Workmen's Compensation & Employers' Liability Others Rising medical costs.7 75 45 29.

9 73. I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 11 .2% of gross direct premiums written from the conventional sector in 2013. other personal lines such as PA increased dramatically by 22.5 76 75 74 73. liability and MHI. Gross direct contributions from general takaful sector only represented about 12.000 10 500 5 0 0 2009 2010 2012 2011 2013 Source: ISM While there were 12 licensed takaful operators.7% to RM1. The significant size of Islamic population in Malaysia will continue to offer growth opportunities in the general takaful sector.7 billion in 2012. underwriting margin of several non-motor business lines remained volatile. The retention ratio of the entire general takaful sector was only about 73. Takaful operators with small capital base primarily rely on re-takaful coverage to mitigate their underwriting risks.4 76.1 76. especially in personal lines. Growth of fire class and several other commercial lines such as contractors all risks and engineering remained robust in 2013. General Takaful's Retention Ratio (%) 77 76.000 25 20 1.500 15 1. Fluctuation in contributions negatively affected claim ratios of offshore oil-related business.4% in 2012. While takaful sector posted a better loss ratio than conventional sector in 2013.3 72.5% in term of gross direct contributions. the general takaful sector was essentially dominated by a few major participants.6 75. Fitch expects general takaful sector’s claim experience will mimic the loss pattern from conventional segment in the long term as the scale of contributions from the takaful sector expands. Underwriting volatility remained relatively high for many startup players or takaful operators with small portfolio size.GENERAL TAKAFUL The pace of general takaful sector growth picked up in 2013 as gross direct contributions increased by 10.0% to RM1. While there was a deceleration in the growth of total motor class.9 billion in 2013.3% in 2013. versus 8. Fitch believes that the takaful sector is likely to record a faster growth than the conventional sector due to steady increase in the acceptance of the sharing concept of takaful model as well as broader distribution coverage by general takaful operators.5 73 72 71 70 2007 2008 2009 2010 2011 2012 2013 Source: ISM General takaful sector made further progress in improving its loss ratio to 53. General Takaful Gross Direct Contributions and Growth Gross Direct Contributions (LHS) Growth (RHS) (%) (RM million) 2.6% in 2013 from 57.500 30 2.

While the claim ratio has improved in 2013. underwriting result in fire class was very attractive as its net claim incurred ratio was consistently lower than 28% over the past five years.1 59.3 Bonds 6.0 60 20.3% as compared to 254.0% in 2013.0 40 Total Motor Fire 10. adverse claim experience continued to erode the underwriting profitability of Motor Act.0 15.6 50 40 30 20 10 0 2007 2008 2009 2010 2011 2012 2013 Source: ISM In line with the conventional sector.4 64.7 56. Regardless a smaller book of business.4 53. Claim ratio in 2013 of Motor Act business still amounted to 246. The loss ratio of total motor business decreased to 64.9 66.9 Contractors' All Risks & Engineering Liabilities Medical and Health Personal Accident Workmen's Compensation & Employers' Liability Others .0 70 60 50. takaful sector’s claim ratio in fire class has been consistently lower than that of conventional sector.8% in 2012.7 120 100 80 72. General Takaful's Loss Ratio by Line of Business in 2013 (%) 140 116.8 34.5 MAT Source: ISM 12 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 32.1 57.9 20 0 45.Trend of General Takaful's Loss Ratio (%) 80 72.

8% in 2013.600 1.104 2009 2010 2011 482 542 1. and endowments primarily contributed to the slowdown although the growth momentum from regular contributions products remained steady in 2013.500 2.000 1. however.4%). Family Takaful New Business Growth by Major Plans Individual Ordinary Family Group Ordinary Family Individual Investment Linked (RM million) 1. contracted.009 2. Family Takaful New Business Growth by Key Products Endowment Temporary Medical & Health Other Plans Riders (RM million) 3. While new contributions from investment-linked policies declined in 2013.200 1. A cutback of efforts in marketing single-contribution endowment policies by some takaful operators also resulted in lower new business sales of single ordinary family policies.000 3.500 2.6% to RM2.7% and 17.000 800 600 400 200 0 2007 2008 2009 2010 2011 2012 2013 Source: ISM I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 13 .500 3. Sluggish new business sales from single contribution products such as investmentlinked policies. New contributions from temporary and riders family takaful policies rose by 6.3 billion respectively in 2013. Fitch expects the demand for investment linked products (ILP) to remain solid given current interest rate environment.500 1.000 500 0 2007 2008 2009 2010 2011 2012 2013 Source: ISM Family takaful operators continued to shift its focus on the distribution of family products with higher new business margin such as annual temporary and rider family takaful policies.9% in 2013 as compared with a growth of 29.5% in 2013 (2012: 40.9% in 2012 to 1.851 2. Less volatility in Malaysia’s equity market along with low interest rates add incentive to consumers to seek higher return through acquisition of ILPs. While takaful operators are active in disseminating their products through bancatakaful partnerships.000 500 0 578 592 1. The new contributions from group ordinary policies.9% in 2012 predominately due to weak demand for single temporary family policies.858 2012 2013 Source: ISM New contributions from individual ordinary policies posted a drop of 11. remained strong and recorded a growth of 20.5 billion and RM0.400 1. growth in new contributions from family takaful sector slowed substantially from 29.125 1. the imposition of more stringent lending guidelines by Bank Negara Malaysia to curb rising household debt in 2013 could potentially undermine the demand for bancatakaful products in the near term.000 2.800 1.000 1.636 2. New Business Growth: Single Contribution Versus Annual Contribution Single Contributions Annual Contributions (RM million) 4.498 2007 2008 328 651 705 2. New contributions from medical and health.000 2.500 1. however. temporary.FAMILY TAKAFUL Notwithstanding low market penetration.

BNM has the intention to abolish fire tariff structure although no exact roadmap has been revealed. Tariff pricing system enables Malaysian fire insurers to generate a combined ratio lower and less volatile than that of other major business classes. However. insurers are expected to further strengthen their underwriting capability in terms of sophistication in pricing and risk management. to improve market efficiency and to safeguard policyholders’ interests. The market landscape will further evolve as BNM continues to launch new regulations or guidelines to enhance market discipline. A strategic shift in insurers’ business focus is likely to follow as insurers might seek higher capital efficiency by divesting insurance operation with unattractive risk-adjusted return. Nonetheless. The introduction of takaful RBC framework and the rollout of FSA and IFSA are likely to lead to a market consolidation in Malaysian general insurance industry in the next one to two years. an extreme impact on insurers’ underwriting volatility could potentially be avoided if fire de-tariffication is progressively implemented. A transition period of five years will be given to current composite insurers to segregate their operations.ISSUES IN INSURANCE SECTOR Regulatory changes remain an important factor in influencing the underwriting stability and market dynamics of Malaysia’s general insurance sector. underwriting deficit of Motor Act business is likely to persist in the near term. Conventional direct insurers and takaful operators with composite licenses are required to separate operations into individually licensed life and general insurance units after the enactment of Financial Services Act (FSA) 2013 and Islamic Financial Services Act (IFSA) 2013. Previously. Some composite insurers will incur higher operating cost and face an additional capital burden after they split their operations. The agency expects M&A activities to increase in the takaful sector as most operators have limited operating scale. Aggregate loss ratio of both conventional and takaful sector’s Motor Act business amounted to 210% in 2013. In view of the future pricing deregulation. Adverse claim experience from Motor Act business will continue to hinder motor insurers’ underwriting result. takaful sector needs to be in compliance with a takaful risk based capital framework from January 2014 and onward as Bank Negara Malaysia decides to align the capital requirement of takaful operators with conventional insurers. Underwriting result of Motor Act business remained poor despite the gradual implementation of rate adjustment since January 2012. Fitch believes a major turnaround in Motor Act’s underwriting profitability could only be achieved when the premium rates for motor class is fully deregulated in the near future. 14 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 . A reduction in fire insurance’s underwriting margins could possibly occur when the fire tariff is terminated. Fitch believes some takaful operators with rapid business expansion or weak financial flexibility might need to seek strategic investors to enhance their capital strength. Given the pace of premium pricing changes. Additionally. each takaful operator is only subject to MYR100 million minimum paid up capital.

Both Fitch Ratings and Fitch Solutions are part of the Fitch Group. Drawing on the insight of over a thousand analysts. ABOUT FITCH RATINGS Fitch Ratings is a global rating agency committed to providing value beyond the rating through independent and prospective credit opinions. research and data. low interest environment will constrain insurers’ investment return in the near term. The additional context. Our credit ratings. we transform information to deliver meaning and utility to investors. issuers and other market participants. a jointly owned subsidiary of Fimalac. Nonetheless. property.A. Fitch Solutions also provides a wide range of products as well as professional development services to the global financial community. Insurance companies need to determine ITCL according to their risk profiles. and Hearst Corporation. Fitch Ratings has over 50 offices worldwide. we help investors map potential credit risks. Additionally. Fitch Ratings gauges the ability of entities and instruments to meet their credit obligations. Investors and financial market participants rely on multiple sources. Operating profitability of general insurance sector is likely to remain stable. deposits and short to medium term fixed income instruments. in the coming year. In this way. Stable automobile sales along with gradual pricing adjustment for Motor Act business will sustain motor premium growth in the general insurance sector. I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 15 . Higher private consumption will underpin the demand for personal line products such as private motor. Fitch expects general insurers to maintain a favorable underwriting margin in fire insurance. financial data and analytical tools are distributed by Fitch Solutions through a variety of platforms. In addition to offering proprietary content. However. Fitch believes that the combined ratio for the general insurance sector will be kept well below 95% over the next one to two years. due mainly to tariff pricing structures and absence of major catastrophe risks.INDUSTRY PROSPECT Fitch expects the insurance sector to expand steadily in the near term as disposable incomes continue to rise. However. Offering a world of knowledge and experience behind every opinion. What goes into and stands behind that analysis is a world of capability and expertise that spans the world’s fixed-income markets. S. growth of marine insurance will be greatly subject to the market pricing trend although improvement in the nation’s trade activities could possibly translate into a higher demand for marine cargo insurance. This will greatly offset the underwriting volatility from motor insurance class. Low interest condition and an emphasis on the dissemination of less capital intensive products by some family takaful operators will possibly expedite new business growth of investment-linked products. we bring diverse viewpoints together to render objective and forward-looking assessments. In addition. PA and health insurance. As a global credit rating agency. the introduction of stricter lending guidelines by BNM could potentially moderate the demand for some bancatakaful policies. Capital strength of conventional general insurers is likely to remain satisfactory as insurers are inclined to keep their regulatory risk based capital (RBC) ratio in excess of their own internal target capital level (ITCL). perspective and insight we provide help investors make important credit judgments with confidence. such as mortgage reducing term takaful. In view of current growth momentum and surplus growth. The takaful sector is likely to post a faster growth than the conventional sector in the near term as both general and family takaful operators continue to broaden their distribution coverage and product offerings. Dual-headquartered in New York and London. Fitch expects family takaful growth will remain positive in the medium term despite a slowdown in the growth of new contributions from family takaful segment in 2013. Fitch does not expect the general insurers sector to suffer significant capital strain. Our global expertise draws on local market knowledge and spans the fixed-income universe. research. the implementation of a takaful RBC framework in 2014 will further improve the capital adequacy of takaful operators. insurers’ recurrent investments yield will remain comparatively stable as significant portion of their invested assets are allocated in cash. and the credit rating–indicating how an issue or transaction is likely to perform over time–is one of their key inputs.

347 1.743.568.568.948.711 1.0% 44.296 5.182 1.588.9% 45.349.733 9.691.7% 29.104.838.182.090.961 5.678.213 904.739.210 440.1% 44.495.373.8% 20.061 355.014.470 4.035.444 907.666 5.187.290 433.448 5.8% 287.870.436.786.5% 54.2% 55.178 480.981.6% 29.Others Contractor's All Risks & Engineering Liabilities Medical Expenses & Personal Accident Workmen’s Compensation & Employers’ Liability Miscellaneous* 8.805.8% 27.425.708.412 7.6% 9.2% 43.039.8% 40.9% 12.1% 72.068 6.381 9. Aggregate calendar year statistics from January to December (unaudited) 2.Total .217.582.347 501.671 General Insurance Direct Business Premiums (RM) Gross Written Premiums Gross Direct Premiums Net Premiums Reinsurance Accepted Reinsurance Premiums Ceded Earned Premiums Claims Ratio (%) Total Fire Marine.341 146.246 6.637 714.721.730 5.905 364.800.537 907.962 5.279.351.861.442.396 1.440.068 4.717.103.866.297 5.534 Net Premiums by Product (RM) Total Fire Marine.652.8% 56.7% 20.4% 9.569.8% 41.913 5.922.7% 203.125 2.162 10.638 214.291.938.311.461.233.181.5% 16.246 11.601.243.007.159 4.164 918.694 1.401.012 1.228 169.340.213.3% 60.763.456.201.7% 30.311 112.189.314.599 6.844 11.Act .245 131.757.569 * Miscellaneous includes Bonds and Others Note: 1.998.8% 41.765.403.222 8.324 1.287.984.738 188.359.6% 54.667 1.746.8% 72.239.543.612.101.432 12.464.396 430.527.362.4% 19.364 8.Act .794.004.720.665 5.210 1.207 561.353 167.9% 20.190 5.5% 54.790.7% 19.1% 639.087.980 317.Others Contractor’s All Risks & Engineering Liabilities Medical Expenses & Personal Accident Workmen’s Compensation & Employers’ Liability Miscellaneous* Underwriting Result (%) Claims ratio Management Expenses ratio Commission ratio Underwriting Margin ratio Operating Result (RM) Underwriting Gain/Loss Total Investment Income Operating Profit/Loss 62.461.180.702.561.784 216.581.029.314.287.0% 29.297.706 5.290 1.0% 10.729.864.753.8% 76.1% 50.683.369.527.860.349.239.587.0% 14.786.487.921.023 13.008.848 2.539 5.4% 7.2% 12.624 855.267.6% 56.997.145.008.4% 56.665 145.568.9% 9.218.683.717.267 376.195.906.046.509 14.994.210 1.319.9% 33.516 Claims (RM) Gross Claims Paid Claims Recoveries Net Claims Paid Net Claims Incurred 6.698 1.188.TABLE 4 GENERAL INSURANCE KEY INDICATORS 2010 2011 2012 2013 13.857.5% 79.4% 31.696.963.958 863.120 1.5% 284.340.324 189.124.969 7.483 11.764.868.318 419.078.658.568.9% 28.691.540 540.2% 58.2% 13.9% 37.668 14.692.741.361.9% 62.959.204 1.863 363.151.4% 26.875.420.7% 56.433 15.359.027.798.981.2% 47.215.174.Total .866 9.148.038. Aviation and Transit Motor .686. Aviation and Transit Motor .679. Management Expenses from Revenue Account (excluding bad & doubtful debts) 16 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .431.341 213.412.120.302.490.8% 38.350 157.642 15.502.695 386.5% 9.024 10.642 4.9% 48.801.8% 60.569.889.175 1.657.243.039 10.4% 44.785.850.679.468 16.563 6.806 1.229 4.7% 34.3% 249.596.

180 11.2013 13.151 15.2013 2013 -2% (million) 2010 .741 9.121 5.369 1.216 2.2013 4.009 14.582 502 4.981 2010 2011 2012 2013 (million) 2010 .029 16.2013 2010 2013 +7% (million) 2010 .2013 2010 9.2013 1.360 6.653 4.GENERAL INSURANCE KPI CHART +6% Gross Written Premiums (million) 2010 .744 5.189 8.027 2010 2011 2012 2013 +10% Net Claims Incurred (million) 2010 .312 441 2010 433 2011 430 2012 2013 +11% Earned Premiums (million) 2010 .2013 4.543 908 639 2010 2011 2012 2013 2010 2011 2012 2013 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 17 .683 5.528 2012 Reinsurance Premiums Ceded -14% Reinsurance Accepted +10% Net Premiums (million) 2010 .569 8.763 1.496 2010 2011 2012 Underwriting Profit 2013 2011 2012 Operating Profit +13% (million) 2010 .297 1.340 10.718 2011 10.2013 11.462 2.

996 1.877 1.937.601.7% 15.TABLE 5 TAKAFUL KEY INDICATORS 2010 2011 2012 2013 Contributions (RM) Gross Written Contributions Gross Direct Contributions Net Contributions Retakaful Accepted Retakaful Contributions Ceded Earned Contributions 1.6% 17.802 735.4% 112.140.182 16.873.944.8% 52.0% 86.562.034.989 744.181.9% 53.733 11.435.3% 14.389.152 517.873 8.474.771.6% 21.878.785 1.915 1.585 1.365 6.272 25.Total .1% 23.3% 29.209 1.4% 16.812 1.663.616 6.091.451.779.0% 4.291 618.9% 69.301.745.938 1.780.956.158.875 526.773 8.733 1.954.368 1.771 179.850 General Takaful Claims (RM) Gross Claims Paid Claims Recoveries Net Claims Paid Net Claims Incurred Claims Ratio (%) Total Fire Marine.835.940.262 553.Others Contractor’s All Risks & Engineering Liabilities Medical Expenses & Personal Accident Workmen’s Compensation & Employers’ Liability Miscellaneous* 1.849.622.773 198.Total .015.7% 66.245 9.327 302.1% 12.651.638 818.511 1.944.838 101.668.145 156.576.972 183.6% 29.8% 72.312.563.573 277.4% 17.414 1.772 549.8% 95. Aviation and Transit Motor .449 11.943.3% 16. Management Expenses from Revenue Account (excluding bad & doubtful debts) 18 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .8% 14.2% 36.158.6% 16.763 1.0% 8.639 875.1% 27.312.4% 79.947.744.970 119.3% 219.289.079 386.599.326 76.328 707.372 79.458.523.7% 66.977 6.424 314.223 1.686.059.663.788 1.173 93.400.8% 9.049.645 317.872.704.8% 79.9% 11.715 688.226.242 130.1% 57.6% 78.780 21.776 716.110 955.1% 59.209.737.772.161.400.066.980.376 845.410.558 76.376.0% 8.9% 42.215.8% 224.081.043 6.891 160.114.7% 13.860 928.981 7.253 13.522.977 221.1% 20.690 Net Contributions by Product (RM) Total Fire Marine.698 121.780 8.345.4% 70.195.911.1% 14.734.Others Contractor’s All Risks & Engineering Liabilities Medical Expenses & Personal Accident Workmen’s Compensation & Employers’ Liability Miscellaneous* Underwriting Result (%) Claims ratio Management Expenses ratio Commission ratio Underwriting Margin ratio Operating Result (RM) Underwriting Gain/Loss Total Investment Income Operating Profit/Loss * Miscellaneous includes Bonds and Others Note: 1.645 181.349 170.7% 254.7% 53.529 59.598.298 721.457.125 131.824 619.226.349 4.497.700.569 627.522.1% 63.403.Act .949 1.598 134.8% -7.749.936 7.2% 29.521.990 419.317 206.330.824.553.608.033.857 440. Aggregate calendar year statistics from January to December (unaudited) 2.607.3% 13.127 921.918.563.3% 53.320.0% 316.325.855.541. Aviation and Transit Motor .0% 57.371 88.850.127 7.113 126.724.385 913.746.8% 53.563.015.021 11.797.235.861 1.799.073 742.336.4% 28.589 433.535.1% 109.686.9% 2.312 69.885.3% 6.281.145 674.642.764.656.860.6% 27.396.Act .4% 32.389.751 29.240.098.3% 47.9% 246.319 22.753.906 8.753.722.966.9% 145.243 207.835 5.

GENERAL TAKAFUL KPI CHART

+10%

Gross Written Contributions
(million) 2010 - 2013

1,600

Net Contributions

1,401

1,313

1,918

1,746

+7%

(million) 2010 - 2013

1,159
1,016

1,330

2010

2011

2012

Retakaful Accepted

2013

-28%

(thousand) 2010 - 2013

2010

2011

2012

Retakaful Contributions Ceded

2013

+19%

(million) 2010 - 2013

8,836

518
441

434

2011

2012

6,389
315
4,651

675

2010

2011

2012

Earned Contributions

2013

Net Claims Incurred

+8%

(million) 2010 - 2013

2010

+1%

(million) 2010 - 2013

1,390

2013

722

735

744

2011

2012

2013

1,281
554

1,092
928

2010

2011

2012

Underwriting Profit

2013

Operating Profit

+13%

(million) 2010 - 2013

2010

+22%

(million) 2010 - 2013

387

208
183
278

146

318

302

121

2010

2011

2012

2013

2010

2011

2012

2013

I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 19

CHART 1

PREMIUMS BY LINE OF BUSINESS
GROSS WRITTEN PREMIUMS
(million) 2009 - 2013
16,151
15,180
14,029

876

13,009
822

11,983
644
587
1,231
1,673

1,354
1,663

2,237

5,288

2,158

13.4%

Miscellaneous*

1,173
2,793

2,571

2,399

7.6%

7,524

6,978

6,382

5,969

Marine, Aviation
and Transit

Motor

1,236

1,151

2,292

9.4%

46.6%

2,016

1,785

1,088

1,519

1,566

1,489

966

5.7%

Medical and
Health

920

Personal Accident

17.3%
Fire

2009

2010

2011

2012
MHI

2013

MAT

Miscellaneous *

PA

Fire

Motor

Class of Business

2009

2010

2011

2012

2013

MHI
MAT
Miscellaneous *
PA
Fire
Motor

4.90
10.28
13.96
8.06
18.67
44.13

4.95
10.41
12.78
8.37
17.62
45.88

5.86
10.62
12.73
8.21
17.10
45.49

5.77
10.31
13.28
7.73
16.94
45.97

5.70
9.41
13.36
7.65
17.30
46.59

Gross Written Premiums in Amount (RM million)

Class of Business
MHI
MAT
Miscellaneous *
PA
Fire
Motor
Total

2009

2010

2011

2012

2013

587
1,231
1,673
966
2,237
5,288
11,989

644
1,354
1,663
1,088
2,292
5,969
13,009

822
1,489
1,785
1,151
2,399
6,382
14,029

876
1,566
2,016
1,173
2,571
6,978
15,180

920
1,519
2,158
1,236
2,793
7,524
16,151

Gross Written Premiums by Market Share (%)

* Miscellaneous includes Bonds, Contractor's All Risks & Engineering, Liabilities, Others, Workmen's Compensation & Employers' Liability

EARNED PREMIUM INCOME BY CLASS
(million) 2009 - 2013
11,189
10,121

8,241
506
424
757
774
1,091

4,687

8,741
627
368
803

477
318
823
886

5,114

1,030

934

1,045

3.2%

Medical and
Health

Marine, Aviation
and Transit

58.8%

9.2%

Motor

Miscellaneous*

1,342

1,200

1,180

1,122

767
379

984

960

7.5%

835
360

9,360

9.3%

Personal Accident

6,578

5,857

5,422

12.0%
Fire

2009

2010

2011

2012

MHI

2013

MAT

Miscellaneous *

PA

Fire

Motor

Class of Business

2009

2010

2011

2012

2013

MHI
MAT
Miscellaneous *
PA
Fire
Motor

6.15
5.15
9.19
9.40
13.24
56.88

5.46
3.64
9.42
10.13
12.84
58.51

6.69
3.94
8.58
10.25
12.61
57.93

7.58
3.74
9.23
9.72
11.86
57.87

7.46
3.21
9.20
9.34
11.99
58.79

Earned Premiums Income in Amount (RM million)

Class of Business

2009

2010

2011

2012

2013

MHI
MAT
Miscellaneous *
PA
Fire
Motor
Total

506
424
757
774
1,091
4,687
8,241

477
318
823
886
1,122
5,114
8,741

627
368
803
960
1,180
5,422
9,360

767
379
934
984
1,200
5,857
10,121

835
360
1,030
1,045
1,342
6,578
11,189

Earned Premiums Income by Market Share (%)

* Miscellaneous includes Bonds, Contractor's All Risks & Engineering, Liabilities, Others, Workmen's Compensation & Employers' Liability

20 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3

GROSS DIRECT PREMIUMS BY CLASS
(million) 2009 - 2013
15,721
14,679
868

12,568
11,520
581
1,163
1,552

813

637

1,578
1,060

9.2%

Motor

2,070

Marine, Aviation
and Transit

1,217

13.2%

Miscellaneous*
2,623

2,410

2,239

2,099

Medical and
Health

1,160

1,117

941
2,028

1,928

1,704

47.4%

1,452

1,478

1,411

1,276

5.8%

912

13,596

7.7%
5,254

6,835

6,313

5,918

Personal Accident

7,448

16.7%
Fire

2009

2010

2011

2012

MHI

2013

MAT

Miscellaneous *

PA

Fire

Motor

Class of Business

2009

2010

2011

2012

2013

MHI
MAT
Miscellaneous *
PA
Fire
Motor

5.05
10.10
13.47
8.17
17.61
45.61

5.07
10.16
12.55
8.44
16.70
47.08

5.98
10.38
12.53
8.22
16.47
46.43

5.91
10.07
13.13
7.90
16.42
46.56

5.80
9.23
13.17
7.74
16.68
47.37

Gross Written Premiums in Amount (RM million)

Class of Business
MHI
MAT
Miscellaneous *
PA
Fire
Motor
Total

2009
581
1,163
1,552
941
2,028
5,254
11,520

2010

2011

637
1,276
1,578
1,060
2,099
5,918
12,568

813
1,411
1,704
1,117
2,239
6,313
13,596

2012

2013

868
1,478
1,928
1,160
2,410
6,835
14,679

912
1,452
2,070
1,217
2,623
7,448
15,721

Gross Written Premiums by Market Share (%)

* Miscellaneous includes Bonds, Contractor's All Risks & Engineering, Liabilities, Others, Workmen's Compensation & Employers' Liability

NET PREMIUM BY CLASS
(million) 2009 - 2013
11,569

6.9%

10,528
9,718
8,981
8,385
503
299
773
791
1,064

4,954

751
386
969

727
364
854

555
317
790

970

906

9.3%

Miscellaneous*

1,421

9.1%

Personal Accident

6,862

6,146

5,601

5,287

Motor

1,288

1,202

1,125

Marine, Aviation
and Transit

59.3%

1,053

988

3.1%

Medical and
Health

798
355
1,081

12.3%
Fire
2009

2010

2011

2012

MHI

2013

MAT

Miscellaneous *

PA

Fire

Motor

Class of Business

2009

2010

2011

2012

2013

MHI
MAT
Miscellaneous *
PA
Fire
Motor

6.00
3.56
9.22
9.44
12.69
59.09

6.18
3.54
8.80
10.09
12.52
58.87

7.48
3.74
8.78
9.98
12.37
57.64

7.13
3.67
9.20
9.39
12.23
58.38

6.89
3.07
9.34
9.10
12.28
59.31

Gross Written Premiums in Amount (RM million)

Class of Business
MHI
MAT
Miscellaneous *
PA
Fire
Motor
Total

2009
503
299
773
791
1,064
4,954
8,385

2010
555
317
790
906
1,125
5,287
8,981

2011

2012

2013

727
364
854
970
1,202
5,601
9,718

751
386
969
988
1,288
6,146
10,528

798
355
1,081
1,053
1,421
6,862
11,569

Gross Written Premiums by Market Share (%)

* Miscellaneous includes Bonds, Contractor's All Risks & Engineering, Liabilities, Others, Workmen's Compensation & Employers' Liability

I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 21

60 11.56 23.369 278 53 976 71 106 618 47 72 90 1 7 58 106 3.87 0. Liabilities.369 PA Fire Class of Business 2009 Earned Contribution Income by Market Share (%) 2010 2011 2012 2013 MHI MAT Miscellaneous * PA Fire Motor 0.120 204 813 715 20.88 0.84 15.59 69.95 49.369 1.32 0.903 202 7 45 166 1. Liabilities.4% Medical and Health 279 336 1.93 50.0% 457 Fire 2009 2010 2011 2012 MHI Class of Business MAT Miscellaneous * Gross Written Contributions in Amount (RM million) 2010 2011 2012 2013 2009 3 45 118 102 204 457 928 MHI MAT Miscellaneous * PA Fire Motor Total 2013 4 87 143 120 336 715 1.81 12.9% Miscellaneous* 155 994 2 10 Medical and Health 4 6 Marine.32 5.4% Marine.86 11.43 53.31 4.450 PA Class of Business 7 45 166 184 381 1.87 8.15 8.54 69.00 65.03 58.406 4 87 143 928 2.902 4 6 53 155 205 946 1.22 Motor Gross Written Contributions by Market Share (%) 2010 2011 2012 2013 0.903 MHI MAT Miscellaneous * PA Fire Motor Fire 2009 0.80 0.66 14.514 9 102 239 202 529 1.68 20.69 0. Workmen's Compensation & Employers' Liability EARNED CONTRIBUTIONS INCOME BY CLASS (million) 2009 .83 * Miscellaneous includes Bonds.05 . Others.3% 1.95 5.21 10.97 21.5% 162 0.2013 2.406 4 98 195 125 279 813 1.16 7.26 18.369 2.21 1.73 9.31 15.67 8. Others.63 12.23 1. Workmen's Compensation & Employers' Liability 22 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 Motor 0. Contractor's All Risks & Engineering.62 * Miscellaneous includes Bonds.16 9.73 10.85 10.58 55.CHART 2 CONTRIBUTIONS BY LINE OF BUSINESS GROSS WRITTEN CONTRIBUTIONS BY CLASS (million) 2009 .27 6.7% Miscellaneous* 184 195 58.450 9 102 239 1.18 1.8% 9.3% 205 Personal Accident 69.120 1. Aviation and Transit 8.00 69.35 4.72 0.0% Motor 125 146 1.81 0. Contractor's All Risks & Engineering.32 10.46 3.35 8.61 64.0% Fire 400 2009 2012 MHI Class of Business MHI MAT Miscellaneous * PA Fire Motor Total 2009 1 7 47 72 90 400 618 2013 MAT Miscellaneous * Earned Contributions Income in Amount (RM million) 2010 2011 2012 2013 2 10 71 106 146 641 976 2 10 58 106 125 694 994 4 25 108 162 278 1.45 12.326 946 641 694 2010 2011 15. Aviation and Transit 2 10 11.00 7.37 2.50 15.902 4 25 108 0.19 0.514 1.25 21.7% Motor 381 Personal Accident 125 120 3 45 118 102 529 4 98 0.26 6.326 1.2013 1.78 8.

834 103 0.512 Marine.07 0.369 2.834 4 6 56 157 216 946 1.99 13.29 8.27 1.01 21.46 12.402 924 8.120 201 813 715 20. Aviation and Transit 278 333 1.2013 2.385 273 1. Others.18 0.39 0.6% 765 689 Fire 447 2009 2010 2011 2012 MHI Class of Business MHI MAT Miscellaneous * PA Fire Motor Total 2013 MAT Miscellaneous * 2009 2010 Net Contributions in Ammount (RM) 2011 2012 2013 2 9 48 72 108 447 686 2 7 61 105 190 689 1.512 9 79 239 202 528 1.84 8.32 4.099 5 23 103 159 273 1.28 Net Contributions by Market Share (%) * Miscellaneous includes Bonds.6% 182 194 Personal Accident 59.0% Miscellaneous* 11.4% 202 1. Workmen's Compensation & Employers' Liability I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 23 .425 PA Fire Motor Class of Business 2009 2010 2011 2012 2013 MHI MAT Miscellaneous * PA Fire Motor 0.369 1.97 Gross Direct Contributions by Market Share (%) 7 43 166 182 380 1.69 14.27 18.05 11.74 9.68 11.37 2.053 2 9 60 110 152 765 1.053 0.099 2 7 60 110 56 Marine.28 5.0% 456 Fire 2009 2010 2011 2012 MHI Class of Business MAT Miscellaneous * Gross Direct Contributions in Amount (RM million) 2010 2011 2012 2013 2009 MHI MAT Miscellaneous * PA Fire Motor Total 2013 3 45 117 102 201 456 924 4 87 143 120 333 715 1.120 1.62 68.61 20.78 0.87 69.31 7.87 8.24 9. Liabilities.271 1. Others.82 12.3% 159 61 105 686 48 72 108 2 9 1.271 946 15.44 0.58 23.0% 380 Motor 125 120 3 45 117 102 528 4 98 4 87 143 Medical and Health 7 43 166 1.65 5.385 PA Fire Motor Class of Business 2009 2010 2011 2012 2013 MHI MAT Miscellaneous * PA Fire Motor 0.45 4.08 65. Aviation and Transit Medical and Health 1.3% 216 Motor 152 190 1.898 * Miscellaneous includes Bonds.425 9 79 2.61 8.2013 1.30 0.02 10.26 0. Liabilities.18 0.39 0.GROSS DIRECT CONTRIBUTIONS BY CLASS (million) 2009 .5% 5 23 4 6 4.78 49.89 69.83 5. Contractor's All Risks & Engineering.17 8.57 15.31 15.33 21.78 9.402 4 98 194 125 278 813 1. Contractor's All Risks & Engineering.23 1.02 58.73 65.27 6. Workmen's Compensation & Employers' Liability NET CONTRIBUTIONS BY CLASS (million) 2009 .77 56.3% 1.23 10.898 239 0.14 0.27 6.39 53.36 3.48 9.3% 157 2 9 Personal Accident 68.7% Miscellaneous* 9.73 51.66 0.93 18.

Contractor's All Risks & Engineering (million) 2009.Workmen's Compensation & Employers' Liability Claims Experince .2013 (million) 2009 .045 209 178 774 135 145 CAGR: +6% 2009 835 627 203 CAGR: +11% 2010 2013 (million) 2009 . Management Expenses from Revenue Account (excluding bad & doubtful debts) 3.2013 11. Aggregate calendar year statistics from January to December (unaudited) 2.Medical and Health 254 767 175 174 150 2011 506 477 2009 2010 CAGR: +11% 2012 2013 2011 2012 2013 Claims Experince .2013 (million) 2009 .2013 1.091 CAGR: +7% 2009 2010 2011 1.189 366 419 383 415 364 8. Bar Chart represents earned premiums.2013 2009 2013 2010 2011 156 CAGR: +9% 2012 2013 Claims Experince ..342 6.Total (million) 2009 .121 CAGR: +6% 2012 2013 * Miscellaneous includes Bonds and Others Note: 1.122 1.CHART 3 CLAIMS BY EXPERIENCE Claims Experince .180 1.Total Motor Claims Experince .741 CAGR: +3% 2009 2010 2011 10.Miscellaneous* 2009 2010 2011 2012 2013 Claims Experince .687 5. line chart represents loss ratio 24 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 9.Fire (million) 2009 .241 8.2013 152 424 368 135 379 360 318 121 2010 2011 108 106 CAGR: -3% 2009 CAGR: +7% 2012 2013 Claims Experince.422 5.200 CAGR: +4% 2012 2013 Claims Experince .2013 (million) 2009 .2013 886 960 984 1.Liabilities 2009 2010 2011 2012 Claims Experince .578 4.Personal Accident (million) 2009 .114 5.857 1.360 2009 2010 2011 2012 2013 .2013 (million) 2009 .2013 (million) 2009 . Aviation and Transit 2009 2010 2011 2012 Claims Experince .Marine.

621 80.448 19.349 95.354 189.856 23.2013 6.004 207.2013 (thousand) 2009 .2013 (thousand) 2009 .324 CAGR: +14% 2009 2010 2011 CAGR: +20% 2012 2013 2012 7.823 7.389.2013 31.Miscellaneous* 2009 2010 2011 2012 Claim Experince .986 7.CHART 4 TAKAFUL CLAIM EXPERIENCE Claim Experince .369 134.573 15.Workmen's Compensation & Employers' Liability (thousand) 2009 .2013 (thousand) 2009 .426 1.628 CAGR: -2% 2009 2011 (thousand) 2009 .705 16.805 2013 10.200 22.971 120.590 2009 2010 2011 CAGR: +23% 2012 2013 Claim Experince .185 17.515 1.Liabilities 2009 2010 2011 2012 (thousand) 2009 . Management Expenses from Revenue Account (excluding bad & doubtful debts) 3.Personal Accident 2009 2010 2011 2012 2013 Claim Experince .Total Motor (thousand) 2009 .321 928.513 8.961 7.189 3.892 1.281. Aviation and Transit 10.157 2013 2010 2011 CAGR: +14% 2012 2013 2009 2010 2011 2012 2013 * Miscellaneous includes Bonds and Others Note: 1. Aggregate calendar year statistics from January to December (unaudited) 2.674 500.Medical and Health (thousand) 2009 .750 1.951 2010 Claim Experince .513 7.202 CAGR: +13% 2009 1.2013 156.285 956.Total (thousand) 2009 .Marine.036 CAGR: +14% 2009 2010 2011 CAGR: -4% 2012 2013 Claim Experince .420 2.642 7.089 6.Contractor's All Risks & Engineering Claim Experince .2013 (thousand) 2009 .2013 9.022 127.218 4.091.585 8.489 6.811 13.286 2010 2011 CAGR: -2% 2012 2013 Claim Experince .2013 13. line chart represents loss ratio I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 25 .009 12.124 721.636 641.640 116.390 CAGR: -5% 2009 2013 Claim Experince .2013 901.Fire Claim Experince .069 83.482 776.066 14. Bar Chart represents earned premiums.

00 18. of Certificate (in thousand) Individual Ordinary Family Group Ordinary Family Annuity Investment-Linked Total No.00 22.170 1.000 Investment-Linked 2010 2011 2012 690 41 0 130 860 696 69 0 176 941 615 75 0 198 887 571 76 0 199 846 80.96 7.733 0 400.445 3.576 1.616 2.860 3.CHART 5 CERTIFICATES BY PRODUCT CERTIFICATES ISSUED No.513.29 0.437 1.00 19.73 0.824 0 423.No.43 8.41 0.405.056 New Certification Issued .346.14 0.452.2013 2013 571 2012 615 75 75 2011 696 2010 690 2009 0 200 Product 198 41 78 300 Individual Ordinary Family 846 69 367 100 199 887 176 947 130 860 104 400 500 Group Ordinary Family 2009 549 600 700 Annuity 800 900 1. of New Certification Issued (thousand) 2008 .99 0.472 825.021.701 2.662.320 1.58 772.06 73.30 67. of Certificate in Percentage (%) Individual Ordinary Family Group Ordinary Family Annuity Investment-Linked 66.621.75 69.00 23. of Certificate 367 78 0 104 549 New Certification Issued .523.072 0 524.010.818.269.29 8.114 0 544.050 0 504.280 951.02 New Certification Issued .Contribution in Amount (RM thousand) Individual Ordinary Family Group Ordinary Family Annuity Investment-Linked Total Amount Contributed 2013 Market Share of New Certificate Issued Contribution 26 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 Investment-Linked 38% Individual Ordinary Family 47% Annuity 0% Group Ordinary Family 14% .No.066 2.00 15.689 1.84 14.561 1.21 4.300 1.264.

835 30 2011 2.981 130 35 277 2.90 13.812 209 32 470 3.No.936 150.045 New Certification Issued .741 1.466.000 2.305 0 1.302. of Certificate (in thousand) Individual Ordinary Family Group Ordinary Family Annuity Investment-Linked Total No.181.422 New Certification Issued .632.422 35 0 500 1.Contribution in Amount (RM thousand) Individual Ordinary Family Group Ordinary Family Annuity Investment-Linked Total Amount Contributed 944.568 862.522 2.436 165 358 2.969 252 30 584 3.70 16.42 New Certification Issued .749 1.901 0 472.43 11.79 5.500 Individual Ordinary Family Product 2.000 1.82 6.41 6.92 0.000 4.37 1. of Certificate In Force at End of Year (thousand) 2008 .064.000 Group Ordinary Family 2009 Annuity 3.2013 2013 3.991 33 2009 1.522 32 2010 2.854 2.991 2.161 29 2012 2.812 209 470 3.224 2.152.500 4.43 5.325 1.592 0 622.402.24 75.97 79.57 0.500 Investment-Linked 2010 2011 2012 2.085.957 0 828.34 77.155 287 689 4.91 0.843.981 130 277 2.969 252 584 3.No. of Certificate 1.51 1.161 81.323 2013 Market Share of New Certificate Issued Contribution Investment-Linked 45% Individual Ordinary Family 6% Annuity 0% Group Ordinary Family 57% I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 27 .065.471 2.155 287 29 689 4.79 15.304.879 714. of Certificate in Percentage (%) Individual Ordinary Family Group Ordinary Family Annuity Investment-Linked 81.84 5.500 3.56 1.271 2.CERTIFICATES IN FORCE No.436 165 33 358 2.927 0 1.333 1.973 146.835 3.10 11.630 48.

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GENERAL INSURANCE .

2.397.746 329.702.375.000 262.518.420.674 121.048 0 0 0 0 Tokio Marine Insurans (Malaysia) Berhad Tune Insurance Malaysia Berhad UNI.735 170.760 298.235 67.864.369 361.127 439. 30 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .841.982 34.833.775.640.624.450 0 Company Total (Industry) Note: 1.576.706 273.559.717 250.728 168.314.072.788.757 112.006.673 264.837.072. Figures for ING Insurance Berhad are from January 2013 to May 2013 only.576.716.348 204.255.520.363 613.691.Asia General Insurance Berhad Zurich Insurance Malaysia Berhad 367.000 127.213 479.608 0 0 0 0 Multi-Purpose Insurans Bhd Overseas Assurance Corporation (Malaysia) Berhad Pacific & Orient Insurance Co.116.524.809 66.281 0 0 0 0 AmG Insurance Berhad AXA Affin General Insurance Berhad Berjaya Sompo Insurance Berhad Etiqa Insurance Berhad 273.TABLE 6 REVENUE ACCOUNT (INCOME) (RM) Opening Reserves Premium Claims Other Liabilities Liabilities Reserves ACE Jerneh Insurance Berhad AIG Malaysia Insurance Berhad Allianz General Insurance Company (Malaysia) Berhad American International Assurance Bhd.225. Berhad Pacific Insurance Berhad (The) 115.324 115.480 470.319.360.726.906 490.045 351.618 95.229 62.499.366. 229.823. Figures for AmG Insurance Berhad are from January 2013 to February 2013 only.953.554.170 361.339 267.143 0 0 0 0 ING Insurance Berhad Lonpac Insurance Bhd MCIS Zurich Insurance Berhad MSIG Insurance (Malaysia) Bhd 39.686.611 1.145 68.228 187.578 16.000 228.129.274.613 81.778.000 0 0 0 0 Progressive Insurance Berhad Prudential Assurance (Malaysia) Bhd QBE Insurance (Malaysia) Berhad RHB Insurance Berhad 45.047. 3.375.211 164.689.701.145.556 7.204.471. AmGeneral Insurance Berhad (formerly known as Kurnia Insurans (M) Berhad) is excluded from the above statistics.139 0 0 0 0 4.708 660.199.353 365.414 410.771.773.915.363 226.160 197.159 253.038.069.257.944 199.250 99.

697 432.864.784.402.028 2.862.948 345.167 355.957.609 10.Premiums (Net) Net Investment Income Transfer from Shareholders' / Working Fund Profits on Disposal of Assets Miscellaneous Income 539.365 494.152 18.623.789.371.372 3.875.764.247 18.870.244.382 7.418 7.420 26.334 0 0 0 0 174.603.402.227 816.201 0 0 0 0 4.318.286 37.111 1.637 5.917 33.827.736 33.944.368.206.636 6.671.249.797 2.549 48.174 5.818.117.150 5.437 438.184 27.466.725.556.904 4.593.403 33.524 1.420 4.070 757.671 0 129.164.558 2.692.941.854 0 0 0 0 10.856.258 31.765 308.190 21.984.284.979 458.451.174.857.342 13.119 140.677 30.691 74.873.134.655 0 0 0 0 545.371 12.273.049.768 12.322 151.716 614.126.694 38.770.821.253.337 1.665 2.473.414 9.119.602.806 124.535 499.187 951.867.937 840.341.716 837.400 34.446.418 264.137 110.469.644 1.948.302.766.744 2.008.526 569.432.860 25.569 3.540 100.567 28.119.375 5.362.036 5.552 20.923.373.155 22.859 332.461 482.995.334.782 32.900 186.019 59.757.892.301.747.529.392 5.700 1.829 166.519.228.506 439.629 7.963.342.682.338.120.642.558.758.433.045 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 31 .006 21.792.923 11.648.442 23.173 10.474 6.601.094 0 0 0 0 8.128.855.314.642 3.128 17.860 628.479.904 7.463 0 0 0 0 105.645.266 21.287.624 14.292.864.626 742.588 63.260 1.180.303.499 16.026 1.577.

765.647.945.555 13.078.640 7.933 136.401 24.519.727 100.380.940 135.357.497 72. 32 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .007 175.201 2.726.085 62.781.087 5.162 108.797 879.391 11.088.627 147.463 0 ING Insurance Berhad Lonpac Insurance Bhd MCIS Zurich Insurance Berhad MSIG Insurance (Malaysia) Bhd 13.419 167.533.255 35.042 312.781 14.470.289 5.754 51.964.585. 3.327 141.400.060.797 0 3 2.086 166 105.934 11.593.811 136.717.074 52.991.173.175.457 33.884.891 52.644.923 243.174.928 206.762.022 49.199.063 Company Total (Industry) * Management Expenses from Revenue Account (Excluding Bad & Doubtful Debts) Note: 1.492.621.416 15.864 68.979.791 19. Figures for ING Insurance Berhad are from January 2013 to May 2013 only.887.127.719.485.997.639 75.395 221.079.900.593 1.342 6.588.475 39.515. Berhad Pacific Insurance Berhad (The) 136.840.834.650.580 156.070.311 42.448.395 5.040.875 24.208.965 188.219 142.300.006 18.352.164.384 29. 2.288 59.655.811 Tokio Marine Insurans (Malaysia) Berhad Tune Insurance Malaysia Berhad UNI.945 0 410.122.165 65.068 Multi-Purpose Insurans Bhd Overseas Assurance Corporation (Malaysia) Berhad Pacific & Orient Insurance Co.895 114. Figures for AmG Insurance Berhad are from January 2013 to February 2013 only.903 77.126.000 5. 191.346 40.919.363 70.218 214.621.119.379.619.646.016 269.954 63.856.539 68.198 31.831.463 597.770.402.579 30.946.016 3.575.298.022.838.889 285.827.745 101.985 32.797.091 170.356.950 0 0 390.269.300 246.247 123.TABLE 7 REVENUE ACCOUNT (OUTGO) (RM) Net Claims Paid Net Commissions Management Expenses* Loss on Dispossal Assets ACE Jerneh Insurance Berhad AIG Malaysia Insurance Berhad Allianz General Insurance Company (Malaysia) Berhad American International Assurance Bhd.861 625.499 AmG Insurance Berhad AXA Affin General Insurance Berhad Berjaya Sompo Insurance Berhad Etiqa Insurance Berhad 320.718.746 70.152 21.491 27.955 17.649 4.140.860.118 3.Asia General Insurance Berhad Zurich Insurance Malaysia Berhad 480.038.683 136.094.363.698 123.298 0 0 177.385.436 83.312 2.290.735 58.202.147.096 94.230 Progressive Insurance Berhad Prudential Assurance (Malaysia) Bhd QBE Insurance (Malaysia) Berhad RHB Insurance Berhad 46.650. AmGeneral Insurance Berhad (formerly known as Kurnia Insurans (M) Berhad) is excluded from the above statistics.

297.955.345.063.217 385.726.676 2.035.566 68.622 229.156.135 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 33 .791 214.000.575.589.098 21.185) 168.164 0 27.662 604.370.933.721 0 54.515.321 27.498.350.466 113.225.212 91.725.486 8.658 0 0 0 535.686.860) 81.945 481.740 17.948.110.866 155.210.555 54.678.604 176.913 15.850 5.766 1.989.135.305.838 603.699 8.170) 27.498.690.455.743 71.892 5.817.501.748 67.350.705.772.030.578.639 7.567.076 453.907 136.671.406.633 89.366 0 0 0 0 100.904.593.093 2.259 0 6.775.774 251.631.775.887 348.298 378.910 80.839 0 1.632 66.613.643.990.261 8.555 5.993 7.177 247.668.062.359 238.719 260.637.974 5.674.507.571 39.936 585.469 49.309 51.768 25.000 0 0 0 0 52.637 0 0 0 0 (4.100 281.878.635.030 306.016.025.667 72.803.132 203.312 0 0 0 0 67.275.965.840 335.480.759.409.233.979 678.560 201.995 340.663 129.000 36.330.523 3.487 123.903 3.459.186 216.485.259 25.348.688 1.207.896.954 519.590.825.976.000 0 0 0 (987.423 123.504 2.210.446 15.784 60.649.892.825.218 21.407.273 2.139.163 737.327 0 1.885 299.752.060.728 5.000 157.274.639 9.825.313.762.896.681.170 6.338 4.043.410.878.189.860.135 51.666.845 (2.905.270 1.239 2.328 352.599 78.381 328.703.128.989.321.707.397 262.860 17.844.601 1.325.781.642 929.078.884 0 203.729 121.305 17.309 4.490 31.909.617 171.458 295.548 210.787 81.008 12.336.888.468 26.272.443 358.957.961.185 71.122.531.323.969 0 0 0 0 17.300.655.059 27.659 1.455 74.858 18.668 6.734.087 55.243 0 392.153 150.284.184 0 0 0 0 157.486.793.707 1.000 144.103.743.205 11.185 174.498.936 0 196.455.622 250.548 118.709.382.352.745.674 4.000 268.588 372.226 339.Closing Reserves Impairment Loss Taxes Other Outgo Claims Liabilities Premium Liabilities Other Reserves Transfer to Income Statement/Head O ce Account 14.642.010.156 196.

486 ING Insurance Berhad Lonpac Insurance Bhd MCIS Zurich Insurance Berhad MSIG Insurance (Malaysia) Bhd 39.952.131 6.305.844.186 216.631.139.643.397 262.865.617 171.498.016.588 372. 3.548 210.272.300.707 1.325.909.705.000 0 0 0 0 260.112.185 71.840 335.678.225.207.578.896.455.407.182.284.585 0 0 Progressive Insurance Berhad Prudential Assurance (Malaysia) Bhd QBE Insurance (Malaysia) Berhad RHB Insurance Berhad 51.443 358.480.613.793.482 23. Figures for AmG Insurance Berhad are from January 2013 to February 2013 only.671.637 0 0 0 0 91.885 299.467.298 2.458 14.444 0 4.567.676.784 60.103. 34 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .323.350.531.575.877.156 196.642.198 5.892. Berhad Pacific Insurance Berhad (The) 144.156.010.954 519.351.810 Multi-Purpose Insurans Bhd Overseas Assurance Corporation (Malaysia) Berhad Pacific & Orient Insurance Co.564 0 8.571 0 14.233.991 Tokio Marine Insurans (Malaysia) Berhad Tune Insurance Malaysia Berhad UNI.892 108.189.887 348.030 2.979 678.000 0 10.352.462.774 6.274.589 AmG Insurance Berhad AXA Affin General Insurance Berhad Berjaya Sompo Insurance Berhad Etiqa Insurance Berhad 306.366 0 0 0 0 352.210.907 136.309 0 911.327 0 8.593.122.662 604.153 150.969 0 0 0 0 123.143.476.030.936 585.TABLE 8 LIABILITY OF INSURANCE FUNDS (RM) Insurance Funds Premium Liabilities Other Reserves Claims Liabilities Provision for Taxation ACE Jerneh Insurance Berhad AIG Malaysia Insurance Berhad Allianz General Insurance Company (Malaysia) Berhad American International Assurance Bhd.112.632 66.722 2.185 174.487 123.604 176.768.674 Company Total (Industry) Note: 1. 251.466 113.Asia General Insurance Berhad Zurich Insurance Malaysia Berhad 378.312 0 0 0 0 453.787 81.781.000 268.000 157.742 4.668.000.111 1.381 328.469 49. Figures for ING Insurance Berhad are from January 2013 to May 2013 only.151.410.313.100 281.703.135.177 247.995 340.821 0 4.184 0 0 0 0 603.888.791 214.217 385.674.359 238.666.590. AmGeneral Insurance Berhad (formerly known as Kurnia Insurans (M) Berhad) is excluded from the above statistics.305 17. 2.348.540 771.

653 201.068.663.557.555 875.964.803.237 220.570.482.438.744.063.651.708 44.903.617 15.253.012.518.460 236.529.995 84.150.935.048.763.104.332 0 0 1.517 1.061.590 61.565.661.908 945.406.223.078 171.857.294 24.437 121.346 52.573 6.482) 0 950.463 24.614.073 126.890.075.274.079.977 162.604.522.Amount Due to Clients / Intermediaries / Reinsurance Other Liability Amount Due to Shareholders’ Fund / Head o ce Account 82.721.154.101 44.550 692.366 17.624 53.069.440.278.248.989 2.784.709.306.572 36.852.237 166.121 0 (3.779 34.410 399.313.153 88.220 1.186.533 1.353 (612.034.680.722.033.697 11.076 399.659.597.740.093.523.666.732.373 72.558 813.213.035 43.368.908.402 0 22.110.077.725.939 316.214.074 12.081 1.744 111.294.621.537 111.256.089 877.347.912.226 549.513.352 816.255.837 70.622.717.214 0 0 0 189.801.212.005.015 178.227 41.343.526.443.570 96.349 79.046 394.785 8.171) 451.692.957 13.674.773.075.810 137.890.034.328.633 27.378 85.547.066.505.852.373.360.906 84.070) 1.531 635.230 1.608 300.215 521.717 0 0 0 (731.832 200.102 75.462 26.557.020.964 378.948.086 1.980.943.817 3.364.788 63.591 86.417 506.556.064 29.915.474 1.704 3.342.627 99.705 40.141.578 424.911.115.398.146 36.011.277 79.791 124.162 1.012 82.431 223.426 47.689 485.032.047 1.086 1.040.911.455.042.248.543.101 2.150.965 1.905 Reserves for Insurance Funds Total Liabilities / Assets I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 35 .595 53.647 39.351.119.827 416.806 209.661 34.729.158.177 1.514 43.717 41.319.278.771.436 574.108 8.723 108.209.511 0 0 0 0 860.442 230.112 4.

295 380.290 ING Insurance Berhad Lonpac Insurance Bhd MCIS Zurich Insurance Berhad MSIG Insurance (Malaysia) Bhd 0 9.864.285 271.326 132.602.508.572 0 21.557.595 1.705.415.483 0 8.369.897.099.896 462.955 421.190.510. 63.173.904.138 0 117.179 5.842.533.032.220 870.760 25.412 813.173 0 175.801 0 487.086.703 54.126 871.675.889.411.241.012.419.646 0 136.665.638 8.077.865 63.543 11.548 67.227 59.030 25.762 16.419 91.601.396 289.969.034 21.258 0 0 115.636 44.660.700 296.952 0 0 0 179. 2.000 74.782. 3.286 Progressive Insurance Berhad Prudential Assurance (Malaysia) Bhd QBE Insurance (Malaysia) Berhad RHB Insurance Berhad 11.887.627 20. Plant and Equipment Loans Malaysian Government Papers / Guaranteed Loans Corporate / Debt Securities Others Company ACE Jerneh Insurance Berhad AIG Malaysia Insurance Berhad Allianz General Insurance Company (Malaysia) Berhad American International Assurance Bhd.037.674 40.240.560 415.616.259.788.500 35. Figures for ING Insurance Berhad are from January 2013 to May 2013 only.823 55.463 9.490.654 Total (Industry) Note: 1.115 0 0 456.331 221.250.244.693.563.116 0 45.967.825 0 134.128 116.189 2.538.984.947 173.302.500.597 414. 36 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .951 Multi-Purpose Insurans Bhd Overseas Assurance Corporation (Malaysia) Berhad Pacific & Orient Insurance Co.427.737.143 5.671.912 390.873.057.171.479 1.208 50.518.388 0 AmG Insurance Berhad AXA Affin General Insurance Berhad Berjaya Sompo Insurance Berhad Etiqa Insurance Berhad 10.056 121.766.422 122.950 0 204.084 4.048 6.407 546.342 0 487.043.418.748 0 29.656 201. AmGeneral Insurance Berhad (formerly known as Kurnia Insurans (M) Berhad) is excluded from the above statistics.578 195.714.470.336.302 93.962 40.782 397.852 202.048 0 4.283 30.303.569 Tokio Marine Insurans (Malaysia) Berhad Tune Insurance Malaysia Berhad UNI.822 1.354 6. Figures for AmG Insurance Berhad are from January 2013 to February 2013 only.978 300. Berhad Pacific Insurance Berhad (The) 8.266.460.345 1.807.530 211.238.719.990.271 16.858.010 0 177.874.160 402.706.007.375.TABLE 9 ASSETS OF INSURANCE FUNDS (RM) Investments Property.231.228.348.337 3.210 0 499.628.188 11.203 396.958 518.380 127.248 222.712 514.166.096.001.855.811 393.453 80.867 79.290 434.Asia General Insurance Berhad Zurich Insurance Malaysia Berhad 15.403 20.679.916.232.043.668 303.227.093.408 3.665 6.149 274.023.837.300 302.941.658.286.918 5.150 15.828 17.934.367.323.984.

074.830.416.346.159.637 217.336 25.264 43.945 66.406 676.963.000 11.929.437.052 48.014.594 0 19.955.000 1.182.576 119.128 138.672 0 0 0 0 6.572 169.137.349 56.372 98.848.888 22.076.900 0 190.631 78.279 3.222.187 24.216.536 61.260.373.843.597 39.908.672.870.194 63.365.577 61.048.209 92.039 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 37 .155 41.357 0 0 0 0 95.066.095.914.792.319.501.101 140.698.000 0 110.992.322.624 61.530.281.545.966 164.533 89.692.828 0 0 0 0 0 390.119.192.044 0 0 0 0 6.437.965.398.365 65.307 519.600 71.715 53.633.435.416.600 28.224.233 16.141 98.191.955.376 43.811.556 113.086 65.136 60.478.010 12.350 167.501.485.460 26.887 172.469 1.839 27.414 77.741 134.156.562 6.056 66.439.123 1.448.000 501.000 0 278.704.000 110.698.642.945 0 40.121.615 42.273 536.514.062 46.316.000 153.920 744.273 119.588 58.645.703 124.295.020.373.846 23.092.361 0 695.538 75.666.309.907.819.923 44.509.999.332 64.893.897 108.697 44.456 0 0 0 0 0 2.696.493 1.534 108.653 40.299.524 52.Investment properties Cash and Deposits Amount Due from Clients / Intermediaries / Reinsurers Other Assets Foreign Assets 0 0 2.431.758.154.287 0 0 0 175.734 56.991.348.347.474 21.799 46.318 61.360.895 88.250.005.728.210 59.187.130.977.860.794.661 101.716.902.050 1.691 0 5.

856.747. Aviation & Transit Motor O shore Oil-related Motor 'Act' Fire Aviation Cargo Marine Hull ACE Jerneh Insurance Berhad AIG Malaysia Insurance Berhad Allianz General Insurance Company (Malaysia) Berhad American International Assurance Bhd.724 20.698 Multi-Purpose Insurans Bhd Overseas Assurance Corporation (Malaysia) Berhad Pacific & Orient Insurance Co.392 49. AmGeneral Insurance Berhad (formerly known as Kurnia Insurans (M) Berhad) is excluded from the above statistics.141.492 24.983 26.922.940 13.945 0 14.580.773 17.478 0 12.849.140.300.339 1.468 1.699.458 40.831 53.581.457 14.466.472. 38 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 642.308 10.697 1.622 141.380 18.926 126.321 3.164 15.454 0 3.620.146 26.862 0 0 0 0 4.884.569.328.307.208.779.482 ING Insurance Berhad Lonpac Insurance Bhd MCIS Zurich Insurance Berhad MSIG Insurance (Malaysia) Bhd 9.326 48.932 .845.886 12.765 23.057 0 152.243.721.438 326.856.476.919 90.645.255 3.920 3.464 Tokio Marine Insurans (Malaysia) Berhad Tune Insurance Malaysia Berhad UNI.354 42.738.010.071 27.476 11.001.328.313 49.624.934) 648.169 0 4.142 10.022 9.445.424 38.058 372 21.511 0 0 42.471 5.907 393.291.789.240.543.140 33.118 168.086.219 0 15.713 2.989 0 1.735 198.568 9.060 Company Total (Industry) Note: 1.399 12.519 0 57.559.526.Asia General Insurance Berhad Zurich Insurance Malaysia Berhad 164.603.457 0 0 28.702 12.420 0 0 848.443.963.995.547 7. 3.721.809.379 2.197.035.631.884.432) 12.622.192.997.177.848.997 15.466 985.497.609 0 0 0 507.010 62.929 25.529.958 0 5.705.633.270 54.579.957.633 AmG Insurance Berhad AXA Affin General Insurance Berhad Berjaya Sompo Insurance Berhad Etiqa Insurance Berhad 40.759 454.564 66.168 23.033 76.050.733.330.260 5.037 75.425 0 40.458.146.224 8.891 233.521 43.232 (10.265.085. 2.733.597 Progressive Insurance Berhad Prudential Assurance (Malaysia) Bhd QBE Insurance (Malaysia) Berhad RHB Insurance Berhad 22.483.463.054.561 99.538 13.309 14.862.552 0 3.533 (324.211.167 106.851 3. Figures for ING Insurance Berhad are from January 2013 to May 2013 only.690.950 14.213.350.430.729.524 157.771 27.121 50.616.950 27.353.350 2.589 3.693.516 89.771 0 3.282.470.703 811.980.908.942.722 5.259 3.511. Figures for AmG Insurance Berhad are from January 2013 to February 2013 only.243 354.603 13.518.457.106.326.320.999.513.691.257 0 25.647.677 47.205 2.639.688.493.404 8.756.908 0 54.TABLE 10 GROSS DIRECT PREMIUMS (RM) Marine.001.886.989 106.803 0 26.261 35. Berhad Pacific Insurance Berhad (The) 113.735 46.118.324.462.637 46.722 2.044 113. 111.726 0 17.518.053 0 3.022.421.517.

981.663.487.832.182 30.537.172.489 202.261.186 1.084 26.658.861 20.538 176.824 3.592 679.983.860 45.423 20.536 29.694 41.956 22.134 83.080 1.048 28.353.937.779 1.300.247.578 10.705 23.474.418 75.041 1.174 5.119 72.140.198 62.717.013.821 56.957.035.591.234 701.185.571 103.166 12.621.344.171.112 7.913.321 22.895.549.267.789 22.341 261.912.938.088 4.441 35.101 88.944 0 8.626.812.611 237.040 379.345.313.486 118.603.429 742.883.044 214.395 66.918.013.157.706 65.985 16.676 54.669 24.702.404 1.120 8.912.870 43.797 1.814.423.261.112 27.694 3.673.920.633.983.143 15.942 33.907.478.276 16.863.186.074.645.855.872 19.335.797.655 18.158 121.706 1.609 28.268 232.649.550 522.630 1.483 46.019.017.295 79.276 9.495.088 180.072.973 21.832.158 15.411.702.278 6.172.003.970.890 766.781.655.738 54.653.630 4.228.227.331.663 40.265.953 29.786 68.892 514.563 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 39 .276 103.676.035.570.698 1.735 3.319.494.491.344 70.501 10.143 3.057 70.310.175.946.870.832 217.372.413.705.282.895 429.333.033.524.515.805 1.674 35.998 261.147 510.996 15.277 14.407 20.260 77.649.348.016 23.690.213 7.933 40.952 14.414.804 570.292 10.926.237.508 810.650.780.695 0 337.285.518 21.611 0 2.016 8.189.792.950.603 3.759.153 39.447 1.811.Motor Miscellaneous Workmen's Personal Accident Compensation & Employers' Liability Total Motor 'Others' Bonds Contractor‘s All Risks & Engineering Liability Medical and Health Others 182.092 7.302 0 20.858.711.192 221.836.641.522 220.745 584.202 13.970 11.530 1.735.488 14.832 40.306.084 0 19.263.223 532.886 6.090 20.276.594.369 189.905.270.906 9.358.215.231 0 17.124.325 39.427.692.415.253.631.098 26.754 309.068.581 8.418.313 0 16.649.742.357.816.727.782 579.031.487 111.802 9.823 11.577.575 8.950 71.197.109.407 433.191.982 291.352 36.121 7.796 23.966 22.337.220 3.621.405 941.008.907 190.700 641.306 16.327.309.586 16.870.018.377 145.744 0 25.450.765.038 15.574 10.434 442.245.781 21.603 3.687 31.666 4.714 4.679.157 38.639 47.224 26.264 8.061.722.006 535.966 49.783 2.754.133 90.763 5.588.857.265 0 48.705 3.846 531.873.704.702 156.977 6.155 5.623.061.285.394 445.756.345.938 519.893 45.013 0 4.000.913 2.747.108 51.687.681.960.381.868.752.332.158.891.041.008 57.226 1.893.345 16.105.278.281 326.842.989 7.565 18.242 923.819 12.793 48.937.450.144.544.819 6.610.256.740 465.017 24.081 38.894 3.939 79.872.819 10.723 593.585 7.018 204.968 42.701 0 884.961.200.694 43.178.841 79.172.040.097 64.885 1.214.808.931.841 893.815.169 12.125.414.042 24.019.999 3.422.357 9.781 9.877.749.337 73.205 315.061.543 36.925.339.

517 0 8.743 0 762.369 148.368 0 3.122.261 622.594 179.449 22.875 17.198) 26.210 0 79.079 American International Assurance Bhd.558.810.687 85.723 0 1.642.550.529.076 178.613 35.998 4.958.993 0 2.710.990.380 408.945 36.659.308 0 1.924 0 0 0 0 97.145 7.215 612.392 0 36.329.253 115.198 1.705 8.877 3.207) 0 0 0 0 9.765 240.962 19.517 166.443 88. Figures for ING Insurance Berhad are from January 2013 to May 2013 only.721 8.357 2.416 0 62.961 0 (11.788 0 12.539 643.208 1.957.959 0 608.098.178 9. Aviation & Transit Motor Fire Aviation Cargo Marine Hull O shore Oil-related Motor 'Act' 35.700.672.944. Figures for AmG Insurance Berhad are from January 2013 to February 2013 only.697 347 106.909 0 (53) 233 293.527 0 10.881 AIG Malaysia Insurance Berhad Allianz General Insurance Company (Malaysia) Berhad 22.184 26.341 185.763 0 0 0 551.324 148.283 0 5.848.912 43.929 303.848 2.051 107.016 ACE Jerneh Insurance Berhad 9.420.468.251 102.853 3.638.810.441 6.718 (18.663.188 222.108.976.396 4.200 (74) 5.646. Berhad Pacific Insurance Berhad (The) Progressive Insurance Berhad Prudential Assurance (Malaysia) Bhd QBE Insurance (Malaysia) Berhad RHB Insurance Berhad Tokio Marine Insurans (Malaysia) Berhad Tune Insurance Malaysia Berhad UNI.271.994 6.840 33.768. 3.309 12.679 14.152.247 2.591 108.678 43.878 40. (146) 403 7.637.288 296.825 3.667 8.070 11.014.317 6.130.905 0 0 0 59.919 28.372.175.504.442 0 102.883 448.108 618.TABLE 11 REINSURANCE ACCEPTED PREMIUMS (RM) Marine.192 3.276 10.397.733.803 2.758. AmGeneral Insurance Berhad (formerly known as Kurnia Insurans (M) Berhad) is excluded from the above statistics. 40 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .172.667 523.205 73.679 (19) 925.965 94.462.488 30.258.599 29 0 0 0 1.396 1.606 5.424 0 29 29.777 Company AmG Insurance Berhad AXA Affin General Insurance Berhad Berjaya Sompo Insurance Berhad Etiqa Insurance Berhad ING Insurance Berhad Lonpac Insurance Bhd MCIS Zurich Insurance Berhad MSIG Insurance (Malaysia) Bhd Multi-Purpose Insurans Bhd Overseas Assurance Corporation (Malaysia) Berhad Pacific & Orient Insurance Co.200 0 379.640 5.012 0 9.003 688.128.500 0 0 3. 2.108 22.010.121.Asia General Insurance Berhad Zurich Insurance Malaysia Berhad Total (Industry) Note: 1.843 9.536 0 14.

841.270 704.248.513.069.314 1 103.870 33.468 184.563.025 3.309 254.611 477.455.171 69.836.940 1.419 0 205.948 0 95 0 15.651 4.929 44.029 3.997 1.631 0 41.962 275.883 568.581 4 19.109 1.046 452.836.935 392.672 2.265 953.486 252.889.764 13.148 325.788 21.532 20.628 Motor 'Others' I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 41 .560 11.759.450 12.066 8 7.312.612 1.907.679.910 733.183.149 83.346.398 0 42.325.473 (1) 19.Motor Miscellaneous Workmen's Personal Accident Compensation & Employers' Liability Total Bonds Contractor‘s All Risks & Engineering Liability Medical and Health Others 2.298 58.319 15 5.117.613 13.619 3.685 272 18.877 435.131 99.293 1.477.675 (2) 32.887.842 10.800 5.050 (2) 6.621 401 0 4.836 304.393 137.158.171 13 25.666 (281) 50.876 38.604 33.244 0 19.110 0 0 8.580 604.949 15.816 714.100 1.436.984 6.468 0 1.267.197.066 1.554 3.382 1.766 0 0 687.075 226.131 964.115 177.884.039 603.340.051 21.121.607.727 3.514 24.856 0 0 0 960.157.467.650 0 23.345.683.424 221.683 4.248 191.358 0 2.000 27.025 210 56.378 652.489 113.150 8.912 5.708 442.587 17.344.877.498 0 0 313.890.687.195 11.268.211.877 66.229 90.299 58.944 294 303.958 2.714 13.444 7.359 586 527 84.922 1 98.881.717.818.742 81.950.654 922.991 0 1.002.337 1.660.617.034 70.303 629.504 12.651.271.940.876 337.405.936 0 677.945 1.728 0 0 0 4.266 (7) 79.901 22.336 (919) 877.405 1.971 453.340 465.124 110.243.102.612 0 260.713 3.477 0 1.887 0 23.536.050 48.671 47.366 225.554.079 841.306 189.412 87.850.628 11.966.425 6.826 1.237.592 8.385 21.802 562.198 21.293 0 0 0 514.098 3.827 119.484 4.764 14.082 0 34.049 (114) 11.311 1.664 3 38 7.210 31.380 39.324 42.313 3.452 19.521 0 647.819.334 473.864 164.395 0 253.410 1.451 17.273.714 6.594 32.264.273 35.240 62 8.613 22.008 5.020 1.328 18.537.050 546.193.499.911 4 542.940 293 25.

835 0 8.457.773.958.809 23.410.134.329 112.402 66.466.790. 3.682.555.085 0 0 0 1.958 28.121.314.820 6.266.919 21.282 1.900) 0 828.798 6.333 35.684.298 0 6.124 120.777.566 68.592 26.141 41.828 Tokio Marine Insurans (Malaysia) Berhad Tune Insurance Malaysia Berhad UNI.751 647.719.116.983.254 3.907.649 0 0 4.159 AmG Insurance Berhad AXA Affin General Insurance Berhad Berjaya Sompo Insurance Berhad Etiqa Insurance Berhad 19.009 52.995.656. Berhad Pacific Insurance Berhad (The) 72.084.435 0 2.263.109.892 3.705 4.010.781 11.081 15.869.320 209.938.106. Aviation & Transit Motor Fire Aviation Cargo Marine Hull O shore Oil-related Motor 'Act' ACE Jerneh Insurance Berhad AIG Malaysia Insurance Berhad Allianz General Insurance Company (Malaysia) Berhad American International Assurance Bhd.262.720 3.570.075.720 2.474 3.180 0 0 0 0 271.771 0 3.250 1.921 8.614 0 0 0 488.238 2.049.872 2.623.757.195 0 629. 76.706.139.366.395.826 551.371.853.590.369 37.470 Progressive Insurance Berhad Prudential Assurance (Malaysia) Bhd QBE Insurance (Malaysia) Berhad RHB Insurance Berhad 9.681.451 (926.208.068.426 24.134 457.671 531.934.295 3.069.401 2.979 148.559.159 5.213 1.738.872 ING Insurance Berhad Lonpac Insurance Bhd MCIS Zurich Insurance Berhad MSIG Insurance (Malaysia) Bhd 1.Asia General Insurance Berhad Zurich Insurance Malaysia Berhad 97.364.805 1.567.241 8.798.881.550 72.041.376 0 55.511 752.613 30.149.586 623.191 35.683.353 129.949 0 1.411 2.642.456.098.616 84.488.556 Company Total (Industry) Note: 1.131 378.219 0 0 3.263.693 9.866.930. Figures for AmG Insurance Berhad are from January 2013 to February 2013 only.076 0 10.026 1.895.626.692 2.143 22.631 1.313.260 47. 2.938.625 132.072 1.758 Multi-Purpose Insurans Bhd Overseas Assurance Corporation (Malaysia) Berhad Pacific & Orient Insurance Co.258 13.812 0 0 864.092 14.233 2.392. Figures for ING Insurance Berhad are from January 2013 to May 2013 only.TABLE 12 REINSURANCE PREMIUMS CEDED TO LICENSED / OFFSHORE INSURERS (RM) Marine.600.911.567 136.594 0 1.420 549.060.844 3.942 0 426.572 14.593.648. 42 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .352 2.944 3.846 13.455 1.652 2. AmGeneral Insurance Berhad (formerly known as Kurnia Insurans (M) Berhad) is excluded from the above statistics.906 0 726.754.402.507.086.038 0 9.252 625.223 831.100.648 65.548.480 25.330 35.992.533.812 20.702.648 598 13.669 2.468.278 631.209 0 257.691.522.620 814.578 7.031 3.666 153.551 378.614 620.533.407 49.350.276.960 3.185 5.190 725.185 7.926 0 851.023 421.

826.035.034.087.096 311.855.519.999.447 3.913.234 257.516.220 20.209) 57.256 2.096 184.819 198.419 18.297.134.642 3.376.664 69.792 4.704 82.620.152 1.811.730 4.736.144 6.257 3.847.298 20.584.106.335 387.178.449.088 4.983 1.568.345.910.893 2.626.444 7.643 395.208.134 0 89.351.351 925 21.801 7.471 111.862 1.075 1.461 22.321.623 943.467 150.024.934 4.593.084 (6.345 224.348.112 26.670 97.222 71.895 4.568 1.665.447 5.965.846 11.555.104 171.099 2.801 17.829 1.986.270 1.565 Total I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 43 .141.877.479.169 1.036 14.402 5.227.508.593 0 1.059 0 418.099 75.052 454.360 397.552 18.076 133.667.906.584 2.740 13.707 9.881 4.458.202 1.443 52.479.602.399.834.195.604.275 7.318 1.516.055.034.285 20.835 20.662 2.406 0 897.679 6.517 41.292.163 40.830 3.445 231.882.622.878.800.971 2.258 18.974 415.540 14.837.259.950 17.404.911.380 0 2.442 1.221.968 1.736 0 22.751 8.241 25.399.643.276.691.803 56.996 525.221 6.594.823.716 18.412.400.479 271.023.613 270.530 176.436 5.510.311 58.740 15.514.294 46.652.152 335.091 358.356 536.248.314 1.696 268.462 2.128) 693.305 1.399.Motor Miscellaneous Workmen's Personal Accident Compensation & Employers' Liability Motor 'Others' Bonds Contractor‘s All Risks & Engineering Liability Medical and Health Others 9.772.170 4.531 3.468 191.603 610.456.381 2.619 79.669.499.277.925 4.906.823 1.957 2.162 6.431 941.234.264.621.571 716.848 767 134.013.539.923 54.819.301.795 2.229 0 835.314 73.775.109 3.239 7.022 484.980.529 12.307 2.709 6.712.940.703 1.907 2.227 0 135.245 1.709 20.787.288.995 6.519 50.056.660 8.144.276.082 1.208 6.252 417.844 53.201.297.951 1.536.140.696.688 21.997.564 6.969.427 409.827.312 0 559.034.219 7.171 6.876 1.994 271.779 6.889 0 168.212 33.350 160.011 79.926.071 5.203.021) (659.203 19.182.395.558 220.274.325 426.030 13.381 1.539.909.924 9.364 2.628.189 7.707.012 16.005 21.777 0 523 587.142 8.098 17.992.403.420.904.694 175.352.498.556.638 1.203 1.821.565.835 80.793.502 308.235 7.250.727 5.725 181.431.589 1.531 616.921 21.077.251) 40.285 23.121 4.147.093.750.559 38.593.365.346.588 6.068 13.611.642.481 485.753 427.748 39.570 11.551.039.449 6.400.030.468 100.921 10.468.521 (43.676.537.793 3.594.945.265.594 12.096 25.286 197.068.089.930.810.012 779 (20.451.253 58.885 9.229 1.775.561 639.308 134.117 449.758 8.400 2.116.930 757.325 77.

936 503. Aviation & Transit Motor Fire Aviation Cargo Marine Hull O shore Oil-related Motor 'Act' ACE Jerneh Insurance Berhad AIG Malaysia Insurance Berhad Allianz General Insurance Company (Malaysia) Berhad American International Assurance Bhd.120.077 140.106. 44 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .669.629 1.811.700.768 40.831 91.913.908 1.703.846 0 1.969.349.488 1.696.619 0 0 0 0 38.142.283 27.Asia General Insurance Berhad Zurich Insurance Malaysia Berhad 4.818.812 0 917.483 15.264 8.973 35.463 0 475.185 403.984 0 0 299.729 139.725.020 0 6.079 7. Figures for AmG Insurance Berhad are from January 2013 to February 2013 only.693.275.911.872 0 4.113 3.378.531 1.870.143 22.072 0 Tokio Marine Insurans (Malaysia) Berhad Tune Insurance Malaysia Berhad UNI.304) 0 ING Insurance Berhad Lonpac Insurance Bhd MCIS Zurich Insurance Berhad MSIG Insurance (Malaysia) Bhd 140.547.034 13.124 0 294.387 9.761 50.125) 606.246 0 42.742 0 0 6.234 4.159) (6.996 9.731 0 (672.541.749.595 3.515.776.450 0 0 0 18. AmGeneral Insurance Berhad (formerly known as Kurnia Insurans (M) Berhad) is excluded from the above statistics.420.656 140.096 1.302 36.325 0 0 Progressive Insurance Berhad Prudential Assurance (Malaysia) Bhd QBE Insurance (Malaysia) Berhad RHB Insurance Berhad 4.230.283 0 0 0 0 7.271 2.510 0 945.394.974 0 30.587.112 28.359 (820.222 0 (25.597 6.788 Company Multi-Purpose Insurans Bhd Overseas Assurance Corporation (Malaysia) Berhad Pacific & Orient Insurance Co.944.094 476.823 1.409 2.494 (78.945 0 2.918.526 144.807. 2.424.908.878 41.815 1.278 1.592 0 0 AmG Insurance Berhad AXA Affin General Insurance Berhad Berjaya Sompo Insurance Berhad Etiqa Insurance Berhad 433.999 0 0 0 0 0 0 37. 3.300.661.718.269.227 11. Figures for ING Insurance Berhad are from January 2013 to May 2013 only.392.691 0 238.865.217 1.469) 542.062.752) 5.097 4.472.447 8.149 832.736.365.357 7.887 0 397.770.634 91.538 0 2.346 0 4.597.032 121.558 53.487 0 0 (26.TABLE 13 REINSURANCE PREMIUMS CEDED TO FOREIGN INSURERS (RM) Marine.702) 0 54.700.720 0 0 0 41 0 5.880.282.583.321 42.149 3.744 1.180 9. Berhad Pacific Insurance Berhad (The) Total (Industry) Note: 1.856 6.947 0 54.023.321.761 8.096 1.887 559 10.719.878.899.720 0 0 0 8.597.614 1. 3.767 155.896 2.

799.542 58.051.493 27.035 740.818.547.552 13.996.377 61.141 14.393 56.670 5.914 0 0 223.161.159 8.750 0 115.644 61.177 0 1.979 132.306 0 726.275.863 4.266 550.712 241.134 1.665.687 15.064 1.500 48.327 0 0 7.214 0 0 0 187 0 Liability Workmen's Personal Accident Compensation & Employers' Liability Medical and Health Motor 'Others' I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 45 .165.773.777 13.536.107.416 3.590.910 8.339.021 12.824.270 2.945.528.935 2.152.687 0 4.939 673.944.141 0 0 23.375 9.794 13.302 5.599 0 16.513.463 0 0 1.785.933.147.093 48.633 48.394.056 6.499 1.331 1.213 88.830 15.890 0 4.215.552.393.058.350 0 189.858 14.866 0 0 755 12.173 6.333 788.766.237 1.428.329 140.068 236.470 736.998.663 177.354 0 456.542.700 5.176.995 54.211.197 51.178 0 0 1.086 2.074 42.061 1.111 18.715.871.520.971 491.865.527 0 2.378 10.987.409 53.238 0 0 419.586 32.951 0 0 0 266 137.723 1.355 875.951 0 0 37.184.226 107.919 829.538 0 157.586 15.596.646.057 0 16.698 0 8.238.379.617 0 0 0 0 10.240 3.577 835.441.404 0 2.151.180 326.837 0 142.670.709 85 825.534.960.Motor Miscellaneous Total Others 348.095 0 8.520 24.859.283 0 0 1.071 0 68.255 8.663.018 0 0 315.801 0 0 0 0 0 7.065.770 29.227.151.899.797 3.661.430 145.623.125 1.142 0 2.534.697 461.411 3.213 12.940 7.198.665.186 (1.933 8.447 4.596.036 12.753 47.253 3.489.880.846 14.996 0 35.556 Bonds Contractor‘s All Risks & Engineering 20.834.619 103.311.068 47.231.823 312.663.583 0 50.757 0 3.052.607.159.884 291.937.763 32.478 207.725 1.569 7.876 37.470 0 17.296 0 3.547 442.812 0 0 18.619 14.724 71.661.777 0 106.015 40.646.710.605 5.588 108.372 0 543.142 1.796 1.216 75.569 9.473 0 50.544 0 180.639 3.717 0 146.365.796 2.078 0 0 0 12.126) 327.621 1.212.734 584.470 1.114 688.002.470 2.332 1.779 7.733.869.

574 0 0 0 1.060.260 41.029.240.246.469 ACE Jerneh Insurance Berhad 52.773 0 26.370.480.716 38.012 0 40.953 88.944.941 48.565.263 2. Berhad Pacific Insurance Berhad (The) 42.640. AmGeneral Insurance Berhad (formerly known as Kurnia Insurans (M) Berhad) is excluded from the above statistics.029.286 171.454.365 .010 25.130.522 2.552.065 243.299. Aviation & Transit Motor Fire Aviation Cargo Marine Hull O shore Oil-related Motor 'Act' 67.148 932.479.476 0 0 0 0 13.497 (226) 3.769 (51.219.991 72.368 0 24.289.890.925 2.170.821 16.736 3.626.137 21.719 9.777) 34.284 8.295 5.063 Company AmG Insurance Berhad AXA Affin General Insurance Berhad Berjaya Sompo Insurance Berhad Etiqa Insurance Berhad ING Insurance Berhad Lonpac Insurance Bhd MCIS Zurich Insurance Berhad MSIG Insurance (Malaysia) Bhd Total (Industry) Note: 1.254.362 100.572.415 43.888.291.386 0 936.466 64.463.010 American International Assurance Bhd.110.687.284.975.793.368) 863.510) 1.827.539.663 0 55.357.111.165 0 836.253.024 42.105 1.803.334 43.312) (178.911.TABLE 14 NET PREMIUMS (RM) Marine.396 426.091 770.432 10.478.041.139 13.803.070 111.798 621.319.329 26.849.182 202. 3.293.107 11.322 0 17.412 (35.960.889 2.027 Progressive Insurance Berhad Prudential Assurance (Malaysia) Bhd QBE Insurance (Malaysia) Berhad RHB Insurance Berhad 11. 2.162.535 0 14.376.027.177 0 2.120 0 4.008 23.205) 1.829 2.127 14.902.271 3.307 94.742.978.853 AIG Malaysia Insurance Berhad Allianz General Insurance Company (Malaysia) Berhad 215.161 534.248 55.251.396.851 0 0 24.706.842.567.267.455 21.993 60.990 2.056 (86.166 40.343 1.536 132.957 26.227 109.121.395.582 1.782.237.810 8.530 16.520 87.699 3.008 2.916.965.880.372 11.882.576. Figures for ING Insurance Berhad are from January 2013 to May 2013 only.246 29.954 15.716 8.046.307.557.486 11.053.647 0 0 (229. (14.178 893.566 7.462 23.455.030 0 39.753.602.215 17.010.121 0 0 9.Asia General Insurance Berhad Zurich Insurance Malaysia Berhad 67.668 3.238 23.085 9.688 13.907.934 Multi-Purpose Insurans Bhd Overseas Assurance Corporation (Malaysia) Berhad Pacific & Orient Insurance Co.897 0 14.447 0 349.267 42.898.381 68.025 115.983) 919 288 39.834.123. 46 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 1.492.973 705.386.268 499.967.635 7.438 22.229.233.634 Tokio Marine Insurans (Malaysia) Berhad Tune Insurance Malaysia Berhad UNI.949.054.938 52.865 0 252.539 290.646.017 9. Figures for AmG Insurance Berhad are from January 2013 to February 2013 only.453.143.090 1.195.696 1.845 120.994 25.462 1.

457 57.119.806 871.062.712.266.257.725 3.953.606.035 0 2.576 13.109.313 11.986.119 140.724.283.751 4.540.462.282 100.015.747.422 1.599.099 138.006.114.515 816.292.043.604.968.341.585.360 9.319.358.469.782.476 6.805 6.859 332.184.649 440.894 3.141 199.611 211.923 107.312 28.448.075 14.322 200.514.693.845.396.433.692.299.298 2.060 10.275 63.603.026 1.611 29.918.740 2.264 1.957.443 1.025 22.653 7.371 500.565 14.651.397.894 1.399.313 7.642.121.049.134.823 49.405.833.165 420.607 26.424 8.723 4.995.817.283 251.351 40.444.668.129 30.541.654.902 74.914 63.643 4.390 3.563 578.721.753.263.252 25.574.963.667.430 1.493 1.167 355.400 34.414.700.530.520.626 742.888.520 1.463 19.782 168.819.835.379.444 29.239.184 8.895.475.923.418 264.260 117.070 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 47 .419 5.999 8.890.119.144.358 28.349 1.165.766 7.609 113.347 43.624.618.739.785.259 1.763 12.372.356.555 5.561.211 569.808.282 4.322 151.139.546.862 14.911 169.681.054 910.466.903 176.616 199.270 4.426.341 33.402 722.082 3.479.869.863 13.773.259.356 32.286 465.310.728.991 8.038.478.995.251.180.866 19.639.217.648.214 3.419 174.393 3.234.973.878 1.284.670 19.777 55.911.079 3.543 2.599.104 2.075 546.461 482.451.476 7.310 0 16.535 499.849.556 384.622 1.057 41.373.726.260.465 8.453 9.915 0 15.469.767.093.311.979 458.975 826.174 50.753 21.758 4.289 38.117 4.985 1.351 8.917 8.317.505.855 10.293.806 124.597.454 307.666 7.354.171.831 3.925 20.570.876 38.416 8.663 238.613.403 1.881 25.003 1.520 685.018.715 45.768 31.021.845 54.027.511 15.069 21.696 18.138 214.489 4.977.150.290 2.206.025 0 47.874 68.756.594 3.162.718.488.456.877 9.697 432.472.774.966 573.614.912.365 494.620 756.318.679.Motor Miscellaneous Workmen's Personal Accident Compensation & Employers' Liability Total Motor 'Others' Bonds Contractor‘s All Risks & Engineering Liability Medical and Health Others 175.475 0 22.806 50.208.650 37.922.772 2.336.745 43.931.561.766.719.085 31.890.984.429 110.194.494 16.273.638.803 780.748.858.402 229.832 13.880 499.321 20.750 9.484 0 12.281.860 58.234 15.624 39.661 57.437.886 0 16.226.019 5.516.314.603 3.658 586.127 258.819 55.761.507.574.940 389.946.376.725 29.228.416.182.985.253.582 5.956.951 0 3.274 308.359 180.271 5.737.384 54.200.122 34.864.829 166.220 13.789.934 69.283 6.521 7.057 45.380 4.989 8.813.154.996 17.567 12.306.404 40.730 1.223.342.435 29.594 208.420 42.926.716 614.984 61.272 85.308 43.925 1.035 539.524 1.237 29.342.839.808 0 5.098.240 3.868 4.465.600.725.894 12.044.253.948 345.309.834 5.866 58.985.

848.466.862.463. Aviation & Transit Motor Fire Aviation Cargo Marine Hull O shore Oil-related Motor 'Act' 63.770.757.011 1.876 16.498.531.389.707 40.326 (41.670.008 13.618 27.251 0 41.381 65.492.636.500 12.744 Tokio Marine Insurans (Malaysia) Berhad Tune Insurance Malaysia Berhad UNI.386 0 790. AmG Insurance Berhad AXA Affin General Insurance Berhad Berjaya Sompo Insurance Berhad Etiqa Insurance Berhad ING Insurance Berhad Lonpac Insurance Bhd MCIS Zurich Insurance Berhad MSIG Insurance (Malaysia) Bhd Total (Industry) Note: 1.247.914.953.090 2.227 97.065 687.374 8.704 13.307 292. 48 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 803.144 0 16.024 61.237.399 0 0 (178.642.990 11.739 111.809) 87.999.531.215 17.082.762.280 529.635 36.816 0 0 0 0 10.164.348.446.301. Figures for ING Insurance Berhad are from January 2013 to May 2013 only.807.250 1.629.316 9.111 1.627.376 (33.563.748 0 14. 2.769 20.143 197.181) 2.037 903.307 222.938 0 339.085 9.100. Figures for AmG Insurance Berhad are from January 2013 to February 2013 only.798 1.874 20.795.981 129.191.955 6.906.069.785 32.807 26.809 1.719 9.330.693.266.735.315.213.570.214 0 104.168.565 0 54.070 42.992 13.603 4.408 91.208) 38.989 2.941 33.273 360.061.205 346.859 67.572 51.802) 321.668 224.135 3.127 19.936 (58.169 15.628 282.438.602 1.722 198.075.713 8.572.408.924 4.904.200.269.891 (52.768 23.664 0 14.875.292 7.992.260 35.785.800 1.919.524.832 0 21.905.143.462 1. Berhad Pacific Insurance Berhad (The) 44.982.844 72.153 3.335 94.993 82.268 602.234 1.976) 5.685 0 6.257 Company ACE Jerneh Insurance Berhad AIG Malaysia Insurance Berhad Allianz General Insurance Company (Malaysia) Berhad American International Assurance Bhd.463 0 2.381.205 66.TABLE 15 EARNED PREMIUMS (RM) Marine.555 3.256 986.579.998.430.988 3.485 9.541 38.045.971.803 86.671 3.555.983) 2.856 78.822 4.942 0 13. 3.937.213 0 1.892.148.695 682. AmGeneral Insurance Berhad (formerly known as Kurnia Insurans (M) Berhad) is excluded from the above statistics.255.422 0 0 0 3.278.958.125.829 73.733.511 9.804.116.573.853 10.873.992 0 0 9.564 Multi-Purpose Insurans Bhd Overseas Assurance Corporation (Malaysia) Berhad Pacific & Orient Insurance Co.570 6.476 23.560 18.311 21.920 87.484.152 0 35.501 (296.689.938.036.977 .Asia General Insurance Berhad Zurich Insurance Malaysia Berhad 69.250 971.065.317.470.661.523 6.250.476 3 356.373 18.222.712.027 Progressive Insurance Berhad Prudential Assurance (Malaysia) Bhd QBE Insurance (Malaysia) Berhad RHB Insurance Berhad 11.612 25.040 1.571.

060 714.145 108.758 27.363.732 0 40.276 406.238 65.487 517.695 6.449 4.099 128.051.285 1.341 33.295.411.862.264 (772.685 235.447 0 20.219) 599.139.696 115.556.273.674 505.982.127.898) 37.870 9.278 352.413 4.224 500.418 231.393 4.252 4.992.242 4.444 26.812 13.806.361 7.781 6.524.750 6.632 142.277 153.551.748.910 204.845.172.693.904 8.422 5.342 31.754 1.267.281.331 223.251 126.095.564 15.761.810 1.969 997.025 23.658 546.285.512.184 536.240.727.287 1.754.319.506 61.198 30.042.819 508.539 487.493 324.657.928 8.433.559 1.657 798.446.613 2.130 34.701 1.187.176.980.670.663 213.035 56.282.413 72.582 3.778 44.653.025.354.105.981.568.025 29.101 46.084.059.157.166 94.027.117 5.595.513.371 25.197 197.988 31.137.844.516.550 615.246 9.063.831.162 385.374.173.404.583.870 39.347.757.347 35.466 5.160.735 2.271 5.138 148.593 33.389 519.498 4.001 7.439.329 0 16.547 441.197 1.039.753 551.941.017.287 0 3.384.052.927.212 4.542 41.138 3.951 6.469 317.807 3 12.131.607 246.702.761 25.476.667 7.074.948.021 428.766 199.479.836 227.894 195.487.399.815.758.048 3.719.124 166.989.494 17.304.313 40.269.740 2.440 1.371.269) 1.557 10.953.804.085.670 33.197.952.550 10.877.110.380.171.236 11.623.462 9.142.290 2.196.372.946 146.357.098.465 8.795 21.053.408 54.755.501 14.918 679.167 71.323.481 7.022 68.827 8.351 39.412 90.782 9.725 Others 62.541.469.831.519.515 1.083 28.131.723 2.313 20.449 2.919 3.705.977 8.494.799.738.151.714.935 (2.095 14.405.202.393 659.582.562.565.489.768 1.404 14.359 19.996 16.489 7.574.327.786 1.635.614.934 4.974.916.152 7.709 263.956 176.091.005.520.268.014.739.992 8.390 165.636 576.622 4.817.370.606 4.855 17.217.349 247.031 7.858.184 59.234 (21.155.242.020 1.926 184.365.323 12.661 34.079.420 37.754.261 3.859 303.224.228.203.548.270 23.275 56.376.774 487.722.538.513 37.689.186.278 20.979 3.521.625 16.939 380.575 135.888 1.979 94.886 60.837 26.542.456 15.673 34.356.638 4.950.089 49.410 71.514.104 7.816 1.649.805.150.014 47.503 41.799.481.396 14.068.878 1.404 41.666 11.776.634 0 2.013 805.637.989.503 1.852 0 15.832.670.525.274 279.222.023.589.333 19.528 195.392.717 19.587 10.606.738.411.257 0 12.168.079.094.520 746.Motor Miscellaneous Motor 'Others' Bonds Contractor‘s All Risks & Engineering Liability Medical and Health 167.358 19.137.070.666 1 4.998 833.455.082 3.299 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 49 .745.664 709.155.905 115.263 Workmen's Personal Accident Compensation & Employers' Liability Total 56.681.780.140.107 12.899.387.599.986 4.315.420 6.930.168.476.826 57.199 15.207.

564.554. Figures for ING Insurance Berhad are from January 2013 to May 2013 only.532 72.158 155.659 16.959 1.216.942 25.216 44.893.404.638 9.826.126.152 5.TABLE 16 GROSS CLAIMS PAID .013 740 0 9.202.832.179 5.951 4.770.141. Berhad Pacific Insurance Berhad (The) 25.855.282 0 18.973.567 640.544. 3.808.865 26.260 4. 50 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .575.394 19.943 Tokio Marine Insurans (Malaysia) Berhad Tune Insurance Malaysia Berhad UNI.547 3.059 2.600 0 0 0 23.561.203.604.DIRECT BUSINESS (RM) Marine.042.987.843 56.226 31.243 0 50.680 67.882.865 55.290 3.420.633.231.318 0 0 0 0 0 5.810 7.390 23.323 6.166.051.716 43.260 2.023 0 12.362 28.483.093.714 0 0 0 0 7.796.667.442 0 3.246.163.196 5.622 16.670 23.492.581.848 0 11.630 585.430.571.982 30.494.956.588.413 0 0 476.121 0 243.552 0 201.879.040.291 4.004 7.662 51.958.886 AmG Insurance Berhad AXA Affin General Insurance Berhad Berjaya Sompo Insurance Berhad Etiqa Insurance Berhad 16.799.973.478 109.468 8.441 16.577.020 3.022.308.854 134.371.566 0 0 80.882 (253.497.031 819.807 961.096.035 2.581.757 39.912 0 38.388.337 87.556 23.570 20.159.477 2.979.226 0 0 33.027 35.480 94.347 20.410 0 1.457.333 8. Figures for AmG Insurance Berhad are from January 2013 to February 2013 only. 25.482 12.402.133 1.051 142.377 0 6.037 199.880 Progressive Insurance Berhad Prudential Assurance (Malaysia) Bhd QBE Insurance (Malaysia) Berhad RHB Insurance Berhad 8.837 0 0 0 2.531.393 11.501.773.471 0 229.692.900.646.187.198. 2.381 0 453.367.708.153 2.877 Multi-Purpose Insurans Bhd Overseas Assurance Corporation (Malaysia) Berhad Pacific & Orient Insurance Co.248.974 89.063 83.867 0 436.895 122.265 0 7.833.343 0 2.647 10.287.606.370.457) 82.815 3.965 65.674.962.833.626 3.747 25.Asia General Insurance Berhad Zurich Insurance Malaysia Berhad 92.214.742.558.844 922.657 Company ING Insurance Berhad Lonpac Insurance Bhd MCIS Zurich Insurance Berhad MSIG Insurance (Malaysia) Bhd Total (Industry) 132.306.782 16.306 153.406.898.422 668.067. AmGeneral Insurance Berhad (formerly known as Kurnia Insurans (M) Berhad) is excluded from the above statistics.109 4.679 1.614.026 1.840.938 20.567.891 27.774 4.884 22.647 0 26.995 Note: 1.961.162 16. Aviation & Transit Motor Fire Aviation Cargo Marine Hull Offshore Oil-related Motor 'Act' ACE Jerneh Insurance Berhad AIG Malaysia Insurance Berhad Allianz General Insurance Company (Malaysia) Berhad American International Assurance Bhd.362.551.346 80.

629 19.753 187.741 (532.163.111 11.462 3.338 702.370 233.672.031.867 17.123.613.805.852 15.377.642.071.934.424 230.744 2.423.962.062 0 5.266 467.877 4.032.494 5.369.299) 11.912 7.829.854 18.608.361 2.512.379.753.400 307.618.224 16.581.905.616 13.906 768.543 6.443 8.241 33.208 6.667 2.551 15.838.388.769 452.172.257 3.240 0 (738.374.286.311.119 (139.221 173.618.896 35.619 13.925 59.874.753 6.820 35.755.987 201.409.032.292 987.345.200.316 59.181.615 1.191.383.318 4.665.377.754 15.568 919.987.231 3.918.453.500 1.440.571.005.197 14.861 5.625.151 2.183.525 18.567 9.869 574.470 4.300 73.126 20.784.274.983 22.197.212 3.037.078.203 2.222 0 4.435 52.076.899 0 18.943.000 607.538 2.265 72.771 4.120 6.414 8.882 2.735.731 23.232.293 372.111 6.575.322 578.680.004.260.738 20.747.654 1.092 5.252 869.977.435.582 52.595 296.409) 0 (401.423.219 546.578 7.303 3.972.570 21.675 7.298.007 613.312.527 144.440.221 1.864.910 161.172.811 6.180 59.543.825 166.671 17.776.745 5.698 3.273.429.207) 0 0 192.359 3.477 0 193.048 9.197.286 106.830 11.778 46.454.308 0 3.011.099 24.385) 10.336.107 7.044 10.Motor Miscellaneous Workmen's Personal Accident Compensation & Employers' Liability Motor 'Others' Bonds Contractor‘s All Risks & Engineering Liability Medical and Health Others Total 76.957 195.130.705 3.940 277.370 1.864 178.653.646 20.621.632.794.622 185.099.345.889 4.102.923.058 2.461 401.024.435.556 286.389.032 95.569.164.108 0 368.890.880 33.249.129.984.067 631.009.738.544 19.444 4.148 1.288 300.864.780.297 7.302.602 0 3.061 238.554 1.786.555.089 29.258 (1.922 4.589 108.439.404 1.878.197 1.036.742 425.709 18.899 428 4.803 119.509 161.007.416.085.734 8.108 232.596 14.685 4.252 2.021.313.839 193.634 605.783 0 1.416 218.932.186 297.072 787.800.265 316.983.545) 0 9.363.345.084.581.071.656 143.325.666.624 9.306 4.230 8.283.693 38.616.607 21.404 3.791 2.642 120.941 91.329 6.576 16.334.413 260.216.552.635 4.888 20.225.454 65.915.193.379.881.677 0 4.732 3.501.128) 14.134 3.489.191.418.919 551.817 2.300 9.571.533.993 2.701.034.871.848.094 750.123.055.047.497.712 22.471 37.968 10.133 483.723.111 337.822 3.452 120.461.779.019 11.254 49.264.125 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 51 .162.541.545 146.555 1.757.097.284.748.166 778.975 34.182.438 18.439.893.300 14.346 31.997 284.961 1.691 9.485.555.647 349.277.639 143.932 116.504 0 (2.603.174 0 5.999.518.990 113.421.796.229 30.142 28.295.

Asia General Insurance Berhad Zurich Insurance Malaysia Berhad 2.211 83.039 5.043 Progressive Insurance Berhad Prudential Assurance (Malaysia) Bhd QBE Insurance (Malaysia) Berhad RHB Insurance Berhad 389.046 8.298 199.325 0 3.552 0 0 0 183.232 AmG Insurance Berhad AXA Affin General Insurance Berhad Berjaya Sompo Insurance Berhad Etiqa Insurance Berhad 58.980 6.TABLE 17 GROSS CLAIMS PAID .705 2.593 0 582 175 165.145 0 91. Figures for AmG Insurance Berhad are from January 2013 to February 2013 only.631 5.979 19 1. Total (Industry) Note: 1.584.105 0 2.074 48.966 311.739.925 14.033.419 13.981 851.037 90.867 2.198 173.114.166 276.011 367.140 243 0 195.305 5.325 2. 2.789 259.174.127 108.700 0 609 6.195.048.925 17.033 0 Tokio Marine Insurans (Malaysia) Berhad Tune Insurance Malaysia Berhad UNI.638 196.780.REINSURANCE ACCEPTED (RM) Marine.877 1. Figures for ING Insurance Berhad are from January 2013 to May 2013 only.844 7. 52 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .949 0 39.026 4. AmGeneral Insurance Berhad (formerly known as Kurnia Insurans (M) Berhad) is excluded from the above statistics.682.394 41.916 135.204 0 70.402 0 18.149.517 307.374 25. 3.094 1.263) 5.642 1.419 1.585 69.377 12.445 0 4.520 133. Aviation & Transit Motor Fire Aviation Cargo Marine Hull O shore Oil-related Motor 'Act' 15.356 6.674.601.225.210 241 75.012 114.144.628 2.868 0 0 0 217 55.874 4.631 159. Berhad Pacific Insurance Berhad (The) 7.018 114.491 29.877 0 439.072 0 479.671.767 0 2.505 1.951.458 87.163 ING Insurance Berhad Lonpac Insurance Bhd MCIS Zurich Insurance Berhad MSIG Insurance (Malaysia) Bhd 480 2.195 0 3.063 366 6.129.006 5.693 7.689 784.872.451 Company ACE Jerneh Insurance Berhad AIG Malaysia Insurance Berhad Allianz General Insurance Company (Malaysia) Berhad American International Assurance Bhd.309 68.277 0 643.607 0 0 0 0 4.516 (51) 245.443.079.360.565 12.131 53.019 0 2.224.142 6.999.357 324.881 10.031.513 274.438.931 3.917 3.244.379 0 11.428.994 66.151 21.474 1.263 288 67.750 (581.236.701 0 3.619 1.663.367 71.677 1.738 30.679 23.024 179.105.873.956 3.565 3.033 35 0 21.838 0 0 0 173.269 Multi-Purpose Insurans Bhd Overseas Assurance Corporation (Malaysia) Berhad Pacific & Orient Insurance Co.743 34.

948 (351) 100.340 366.458 400.518 (134) 80.334 52 19.735 10.457.000 40.294 390.685.009 1.125.820 0 552.018 23.149 224.848 10.091 57.676 366.049 3.904 3.314 14.862 2.358 46.433 17 925.239 0 66.159) 7.289 7.005.365 175.364 1.192.505.470.934 225.639 2.714.229 2 (81.864 221.179 13.926 12.566 286 1.635 859.216 (41) 1.051 998.600 674.997.100.530 61 (877) 2.808 188.373 62 185.171 20.615.887 (309) 2.749 43.048.800 16.918 18.944 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 53 .703 532.226 3 58.523 0 505 1 495.712 15.502 452.741 8.239 421.667.404 4.779 477.102 1.722 32.548 9.783 0 7.308 643.680 303 5.179.389 45.314 58.105.175 76.959 11.918 119.428 341.587.583 2.328 5.444.242 1.000 1.825 27.167 27.234 16.791.454 237 5.250 (207) 7.348 721.091 0 (27.054.832 1.344 42 75 918 8.215 8.541.014 20.337.419 4.078 1.856.189 76.612 0 760 1.375 1.326 (720) 78.689 57 900.077 951 46.097 0 20.751) (157) 552.292 0 106.442 2.309 35.313 384.538 5.148 98.771 6.262.321 30 19.122.013 173.959 150.392) 7.454 (4) 27.726 39.502 1.420 8.891 133.369 722.762 3.Motor Miscellaneous Workmen's Personal Accident Compensation & Employers' Liability Total Motor 'Others' Bonds Contractor‘s All Risks & Engineering Liability Medical and Health Others 886.452 3.494 365.048.226.437 2.823 35.270.304 0 (190) 18.549 11.909.115) 301.242 91.760 771 0 11.179 6.581 6.488 4.130 0 955 0 153.827 238.544 38.813 5.706) 0 1.480.043 298.505.884 19.302 60.738 321.257 100.651 134.867.599 143.759.428.773 309.199.023 (5.154.072.374 36.210 9.139.794 14.377 13.765 33.689 108.501 5.850 266.685 0 1.347 336.573 (67) 4.176 3.334) 0 154 0 114.749 3.015 8.336.074 108.110 1.091 (1) 621 0 1.813 625 5.905 1.710 (61) 7.972 513.522 17.928 426.072 0 32.597 220.856.470.103.761 1.411 6 1.461.361.343 2.054 (3.057 (23.996 265.184 158.204 (97.

3.113 25.468 5.677.616 Multi-Purpose Insurans Bhd Overseas Assurance Corporation (Malaysia) Berhad Pacific & Orient Insurance Co.369 0 103.171 0 0 32.568 59.540 351 0 624.422.297 2.300.795 2.267 2.143 1.510.607 1.176 0 1.413 0 50.778 2. 54 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .909 2.614 5.131.000 117.931.563.676 368.181 7.675.893 578.131 0 183.952.596 4.748.333 0 21.462.122 0 4.229.807 18.916 141.529 2.632.313.338 947.358.689 Company Total (Industry) 96.459 11.511 5.278.633 24.867 2.061 ING Insurance Berhad Lonpac Insurance Bhd MCIS Zurich Insurance Berhad MSIG Insurance (Malaysia) Bhd 293.409.387.222.806.696 619.106.486.021.154 556 0 40.203.046.100 20.286.717 36.037.715 232.502.689.707 1.413.413 622.015.509.976 1.929.155 1.323 1.603 0 2.476.183 3.059 1.617 0 0 0 0 0 1.022.406 459.525 422.590.348 1.365 Tokio Marine Insurans (Malaysia) Berhad Tune Insurance Malaysia Berhad UNI.338 3.934.879 60.207.026.464.815 116.551.725.503 4.Asia General Insurance Berhad Zurich Insurance Malaysia Berhad 63.634. 21.483 0 7.097 649 0 3.306.694 15.568 1.868 5.648.582.411.900.455 0 2.965 0 0 0 0 283.914 Progressive Insurance Berhad Prudential Assurance (Malaysia) Bhd QBE Insurance (Malaysia) Berhad RHB Insurance Berhad 4.304 5.265 8. AmGeneral Insurance Berhad (formerly known as Kurnia Insurans (M) Berhad) is excluded from the above statistics.524 47.315 Note: 1.157.350 781.TABLE 18 CLAIMS RECOVERIES FROM LICENSED / OFFSHORE INSURERS (RM) Marine. Figures for ING Insurance Berhad are from January 2013 to May 2013 only.678 0 0 14.618.284.911.989.616 118. 2.742.066 361.604 0 32.308 125.901 8.458 19.615.287 25.000 1.157 20.427 8.924 0 0 0 0 247.026 0 0 0 3.659.792.933.003.511.605.998 252.234.190 653.522 2.076 2.954 105.180 0 188. Figures for AmG Insurance Berhad are from January 2013 to February 2013 only.633 21.559 60.546 493.642 0 0 0 300.826 0 1.992.862 2.816 359.348 511.507 29.011.056 0 197.047 34.056 29.891.377 807. Berhad Pacific Insurance Berhad (The) 19.219 30.608.474.420 0 9. Aviation & Transit Motor Fire Aviation Cargo Marine Hull O shore Oil-related Motor 'Act' ACE Jerneh Insurance Berhad AIG Malaysia Insurance Berhad Allianz General Insurance Company (Malaysia) Berhad American International Assurance Bhd.021 15.047 4.781 AmG Insurance Berhad AXA Affin General Insurance Berhad Berjaya Sompo Insurance Berhad Etiqa Insurance Berhad 11.842.

944 2.595.426.912 2.177 2.592.807 12.550.205.863.870 343.174 734.342) 10.876.369 10.146 769.484 2.534.303 10.196 (772.514 8.836 170.119 225 0 (358) 8.313 249.629 1.157 159.996.970 0 61.607 0 158.190 18.698.170.688 1.292 57.605 0 18.535.229 7.877 0 173.615 2.397 180.448.522) 0 244 183.609 4.354 0 (61.435.874 300 1.454 122.237) 395.725 2.547 358.645 86.175 174.198 249.209 5.460 178.774.058 118.267.283 4.129 20.105.110 20.817.509 791.030.557.293.309.417 86.736 7.763 (66.506 20.946 8.529 (34.721) 3.652 273.484 560.230.653 (89.172 4.349 22.420.530 35.926 95.690 7.682 68.678.771 141.311 21 201.281.037.944 96.014 6.821 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 55 .170 5.670 305.452 14.909 36.727 8.923 6.844 76.695 119.027 1.986 96.956 3.057 29.095.887 6.104 90.380 0 270.827.855 13.919.696.449 (1.242 480.804 71.830.547 4.224 2.336 774.670.980 7.210.710 2.040 35.930 0 3.656 1.254 11.696.Motor Miscellaneous Workmen's Personal Accident Compensation & Employers' Liability Total Motor 'Others' Bonds Contractor‘s All Risks & Engineering Liability Medical and Health Others 3.346 847.740 103.016 30.123 7.079 1.611 5.533.858 1.289 1.260 5.390 991.533 1.922 0 149.422 167.061.230) 0 7.524.823 0 195.456 359.010 50.943 8.591.616 102.449 33.472 22.489 15.080.170 1.469 609 1.484.696 (416.505.421 62.049 1.408.190 370.208 1.031.410.996 70.977 78.929.269 844.862.190) 711.231.553.180) 0 (170.072.215.467 0 5.077 29.612 2.495.227 2.538.525.794 954.218.963) 225.482 74.808 4.603 5.875 1.710.676 100.963 1.962.237.611 3.723.234 6.161.018.750.942 10.735 25.262 310.167 1.559 1.632.730 1.973 1.575 1.629.881 1.552.508 257.918 361.515 261.908 0 75.754.437 63.997.847.026.437.161 2.038 47.594.469.022.397 (27.091 22.381.870 1.199.053.056 2.129 45.658.023 0 3.240.627 71.315.731.294.761.214.315 11.331.360 57.571.516 31.375.846 39.721 183.951 999.348.324 0 9.087.767 44.434 93.305.223 90.658 3.966.710.197 1.391.048.751 257 141.272.790 1.799.382.994 253.158 2.350.740.548.829.188.354 31.792 3.215.493.080 2.921.135.763.839 40.772 253.769 75.728.633 7.940.332 11.781 452.332 37.836 6.674 1.862 916.969.625 4.665 1.609 4.131.175) 10.845 42.373 44.061.

327 790.628 1.547 1.352 0 2.017.627.752 0 551.601 0 0 1.700 18.583 0 139.946 0 0 0 0 0 1.615 80.909.546.821.895 0 0 0 0 108.746 802.192.635 864.617 0 2.881 3.197 1.614 0 0 0 3.255 3.085.594.633.184 10.070 11.942.803.705.689 124.403.677 0 ING Insurance Berhad Lonpac Insurance Bhd MCIS Zurich Insurance Berhad MSIG Insurance (Malaysia) Bhd 54.903 862. 2.091 Company Total (Industry) Note: 1.460 162.161. 3.117. Berhad Pacific Insurance Berhad (The) 43 1.677.Asia General Insurance Berhad Zurich Insurance Malaysia Berhad 499.109 202.827 9.734. 56 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .138 252.476 AmG Insurance Berhad AXA Affin General Insurance Berhad Berjaya Sompo Insurance Berhad Etiqa Insurance Berhad 1. Figures for AmG Insurance Berhad are from January 2013 to February 2013 only.320 0 0 1.820 448.069 0 0 36.594.562 0 461.321.647 262.317 141. Aviation & Transit Motor Fire Aviation Cargo Marine Hull O shore Oil-related Motor 'Act' ACE Jerneh Insurance Berhad AIG Malaysia Insurance Berhad Allianz General Insurance Company (Malaysia) Berhad American International Assurance Bhd.690.186.040.947 146.225 717.173 5.290.985 0 0 0 0 0 Multi-Purpose Insurans Bhd Overseas Assurance Corporation (Malaysia) Berhad Pacific & Orient Insurance Co.415 23.450 0 1.079) 0 Progressive Insurance Berhad Prudential Assurance (Malaysia) Bhd QBE Insurance (Malaysia) Berhad RHB Insurance Berhad 2.651.240.819 0 33.606.712 10.572 0 2.978 0 0 617.248.559 25.025.414.509 1.362 147.779 0 0 0 0 0 0 0 0 Tokio Marine Insurans (Malaysia) Berhad Tune Insurance Malaysia Berhad UNI.135 2.613 0 6.575 2.866 1.639 8.007 0 5.584 0 21.185 0 0 0 0 0 0 (273.900.499.371 0 0 406.502 317 0 6.619 6.485.026 1.096.274 0 0 0 53.638 6.182 7.470 78.430 338. Figures for ING Insurance Berhad are from January 2013 to May 2013 only.201 849.296 1.855 0 0 52.037 0 0 19.941.893. AmGeneral Insurance Berhad (formerly known as Kurnia Insurans (M) Berhad) is excluded from the above statistics.918 0 231.183 6.022 17.048 1.TABLE 19 CLAIMS RECOVERIES FROM FOREIGN INSURERS (RM) Marine. 785.955 0 0 0 0 572.537 47.386 126.887 943 223.454 1.

539 0 145.439 3.417 0 0 420 748.020.343 17.277.453 913.087 255.305) 249.812 138.783 298.794.819 19.402 439.337 182.566 173.798 8.655.716 8.003.969 21.303.125 0 125.580 2.758.128 0 0 (4.107 2.041.156.153 (21.597.026.709.563 0 3.685 40.343 3.447 1.938.287 0 1.616 0 0 0 0 0 0 0 0 0 0 0 7.343 0 0 0 0 3.369.614 0 0 0 339.120 3.728 107.649.570 (18.Motor Miscellaneous Workmen's Personal Accident Compensation & Employers' Liability Total Motor 'Others' Bonds Contractor‘s All Risks & Engineering Liability Medical and Health Others 0 1.271.896 25.891 464.929) 34 110.195.623 0 (513) 461.360.423.460 192.202 298.113.596.321.427 8.069.292.442 0 1.515) 124.654 0 180.742 378.448) 0 (15.506 0 0 5.067 (30.492 0 0 0 0 8.514 644.478.507.301.980 3.704.025 553 4.412 153.390.765 (545.210 307.732 1.459 20.138 0 0 0 150.647 74.389 1.666 22.821.029 23.291 0 49.875 0 0 0 0 458.913.362.460) 1.888 0 0 (692) 0 115.312.262.294.805 2.692 0 0 250.826 3.474 1.324.727 570.201 1.083 390.631 1.348.546) 3.983 701.822 13.699 (3.060 977.805) 692 0 0 0 0 105.376 5.316 2.635.000 0 0 0 0 0 0 1.544 0 0 0 1.938 1.893.597 0 9.775 1.773.325 5.250 0 4.712 173.725 21.115.765 0 0 0 0 0 0 0 0 5.768 8.692 (277.190 0 220.591 1.982 121.006.231.334) 0 533.226 107.225 0 2.905 6.258 0 0 0 0 0 0 1.846.962 (4.107 16.522 1.063 1.192 0 0 97.220 14.481 433.971 0 1.753) 2.191 44.752 1.674) 0 0 0 0 0 0 253.655 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 57 .767.355 185.061.648 0 465.290 1.927 0 0 0 0 0 3.020.448 3.460 8.916.701 12.422.202 20.420 (95.

367.368 7.479 5. 2.735 42.059 515.287.941.195 0 24.538.651 166 85.606 5.784 13.557 11.333 47.227.706 8.493.680.116.462 0 0 0 342.195 0 0 217 2.791 232.064 53.947 243.064 51.718.610 1.023.971.150.946 38.091.817.493.383.694 135.158. Figures for ING Insurance Berhad are from January 2013 to May 2013 only.074 17.579.444.406.530 Multi-Purpose Insurans Bhd Overseas Assurance Corporation (Malaysia) Berhad Pacific & Orient Insurance Co.896.309.118 288 2.578 0 (306.405 19.111.575 29.458 10.059 66.336.774 332 3.997 25.292 0 0 10 20.515.455.560 540.359.714.460 786.705.291 206.TABLE 20 NET CLAIMS PAID (RM) Marine.338 310.338.970.445.526 196.911 0 89.200 0 4.517.420 23.649 ING Insurance Berhad Lonpac Insurance Bhd MCIS Zurich Insurance Berhad MSIG Insurance (Malaysia) Bhd 3.898.741 392.397 15.280 345.772.652.121 12.309.538 44.402 2.335.603 822.503 5.040 .240 30.177 9.876. 19.294 4.273 0 11.868 640.546.898.482 0 1.013.143 138.318 3.770 1.993 76.205 54.940 784.861 AmG Insurance Berhad AXA Affin General Insurance Berhad Berjaya Sompo Insurance Berhad Etiqa Insurance Berhad 4.651 243 0 54.117.058 (823.178 67.484) 6.009.359.253.686 3.410 2.Asia General Insurance Berhad Zurich Insurance Malaysia Berhad 30.336 32.533. Figures for AmG Insurance Berhad are from January 2013 to February 2013 only. Aviation & Transit Motor Fire Aviation Cargo Marine Hull O shore Oil-related Motor 'Act' ACE Jerneh Insurance Berhad AIG Malaysia Insurance Berhad Allianz General Insurance Company (Malaysia) Berhad American International Assurance Bhd. 58 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 4.342.013.577 0 0 0 0 11.141.704.345.967 255.525.796 22.795.578 Tokio Marine Insurans (Malaysia) Berhad Tune Insurance Malaysia Berhad UNI.055 90.111.772 36.097.654 38.593 0 582 175 3.894.786 9.564.056 10.296 0 37.692 19.496 13.938 48.314.855 Company Total (Industry) Note: 1.234 555.362.758.601 117.743 1.038.232 0 6.672 3.614.761. 3.695 1.960 52.009 Progressive Insurance Berhad Prudential Assurance (Malaysia) Bhd QBE Insurance (Malaysia) Berhad RHB Insurance Berhad 1.700 170 4.086 2.154.341 0 2.415.441 14.410 0 2.972.454 558.652 24.094 89.854 0 74.170 7.237 87.489.825 3. AmGeneral Insurance Berhad (formerly known as Kurnia Insurans (M) Berhad) is excluded from the above statistics.867 1.869 570.010 1.872 777.283.053 294.402 0 66.341.614.022 325. Berhad Pacific Insurance Berhad (The) 13.525) 0 3.817 633.153.495 1.183 1.

661.326 9.554.588.561 861.936.090 15.528 30.448 2.533.949 17.334.924.479 25.781.834.209.031 14.530 0 2.811 136.516 5.282.020 253.481.847.504.229.019) 0 (90) 9.096.998 675.539 68.844.139 111.119.720 22.517 1.966 2.001 138.800 266.807 2.060.956.743.587.099 4.831 15.Motor Miscellaneous Workmen's Personal Accident Compensation & Employers' Liability Motor 'Others' Bonds Contractor‘s All Risks & Engineering Liability Medical and Health Others Total 74.398.460 7.700.563 10.170 1.903 2.447.577.861.642 2.007 1.542 13.598 191.994 2.020.593.948 (2.117.468 1.717.743 18.961.131.693.341.815.587.056.173 81.209.848 8.924.146.584 10.561.144 13.838.589.898 320.114 512.719.708.819 374.703 479.442 1.011.593 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 59 .591.170 105.179.991.975.016 269.377.356 871.535 14.250 0 5.939 3.895 114.059 21.651 4.315.834.290.995.807.445.375.395 221.964.928 206.660.419 167.551 1.590 2.756 719.889 285.022 49.032.308.401.102 2.303 2.374 141.837 31.927 7.578 918 359.002.103 65.047.597 2.778.883.601.901.401 5.646 28.735 3.560.480.151.687) 0 1.929 9.092.075 155.560 495.899 390.698.966.569 760.438.581 13.879 21.455 84.426 1.485.398.441 69.968 1.818 220.028.149.840 5.977.208.769 1.298.891 212.407 16.143 412.899 52.455 32.842 6.944.226.721 5.655) 230.641 574.821 41.472.965 45.167.349 10.744.885.402.126.263.609 19.752.130.827.777 1.019.399.054 (680.285 390.883 2 415.078.038 1.061 23.892 363.560 5.838 4.417 480.404 (63.829 6.164 553.092.405.431 3.732 329.054.834.512 5.744 3.173.221.394.238.276 12.684 0 3.541 16.213.223.048.650.621.881.642 158.357.300 246.235 91.655 1.395 303.884 1.378) 1.385.085 7.656 5.984 189.972 5.299.811.127.836 50.071.350.747 108.887.826 818.527 663.310 0 (243.124 413 5.743.406 7.413 33.621.041) (12.079.997.607.742 1.634 (101) 6.685 3.928 13.865.870 47.959 333.042 312.524 14.201 49.386 3.402 2.441) 2.761 611.264 46.919 (36.367.670.545.099 2.006 10.611 952.077 7.382 2.938.360 2.333 28.433 3.067.938 16.209 5.847 667.574.163.898 2.965 188.875) 197 6.142 573.275 2.087 2.171 21.637.059 2.256.198 21.014.961 0 13.968.558 26.388 1.171.721 190.432 173.058.571 670.863.181 89.817.960 3.866 (153.380 33.491 125.215 1.295.832.524 59.110 136.723.463 597.334.083.999.509 8.165 0 1.770.563 704.585.915 52.781 14.140.427 1.714 14.897 101.861 625.992 520.001.052.553 20.940 135.924 0 195.686.781 275.482.853 7.218 214.436 83.961 9.

555 82.845.005 972.403.167) 3.807 230.629.578 0 (46.130.868 833.137 0 12.246 1.Asia General Insurance Berhad Zurich Insurance Malaysia Berhad 20.378.899.642 3.520 99.704 AmG Insurance Berhad AXA Affin General Insurance Berhad Berjaya Sompo Insurance Berhad Etiqa Insurance Berhad 3.889.040 (4.713 85.528) 87.047 37.334.502.335.097 Multi-Purpose Insurans Bhd Overseas Assurance Corporation (Malaysia) Berhad Pacific & Orient Insurance Co.166 5.743 2.915 17.824.012.394 (1.208 16.122 9.621 13.096) (40.698 76 11.493 18.059.369.501) 30.382 0 125.715 117.783.799.119.222.019.843.934 ING Insurance Berhad Lonpac Insurance Bhd MCIS Zurich Insurance Berhad MSIG Insurance (Malaysia) Bhd 3.066.520) 1.059 883.074 50.625.056 14.783 1.858.587.928.839) 0 45.682.301) 188.446 (676.064 0 124.876 6.267 (703.380.518.412) 25.696.649) 0 4.895. AmGeneral Insurance Berhad (formerly known as Kurnia Insurans (M) Berhad) is excluded from the above statistics.432 212.715.943.371 0 (4.779.396.530 0 400. Aviation & Transit Motor Fire Aviation Cargo Marine Hull O shore Oil-related Motor 'Act' ACE Jerneh Insurance Berhad AIG Malaysia Insurance Berhad Allianz General Insurance Company (Malaysia) Berhad American International Assurance Bhd.052.325 39.771 8.747.204. Figures for AmG Insurance Berhad are from January 2013 to February 2013 only.360 14.786.539.057 46.375.330) 93 (547.623 0 8.000) 0 31.296 108.470.612 17.889.679.962 6.519.658 1.013 (70.811 5.863. Figures for ING Insurance Berhad are from January 2013 to May 2013 only.401.882.694 54.100 5.774 21.341.043) 217 2.518.003 19.399.543 0 0 (41.983 252.228.001 101.632 12.481 0 2.316 23. 17.374) 0 76.238 Tokio Marine Insurans (Malaysia) Berhad Tune Insurance Malaysia Berhad UNI.970) 12.525.216.857) (506.879) 16.267 14.519) 6.162 81.810.039 (1.991 Company Total (Industry) Note: 1.371 51.248 14.161.654 38.211 10.919) 349.736.732) 1.647.940 (444.582 27.171 1.301.980.110 43.737) 1.997.TABLE 21 NET CLAIMS INCURRED (RM) Marine.825.061 61.706 (22.857 758.018.801 789.490.111.829) 70.914) (442.698.630) (746.118 30. 60 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .318 4.260.614 0 0 0 (2.253 30.298.051 (29.967 (270.825 (1.830 (383) (32.039 137.010.268.612. Berhad Pacific Insurance Berhad (The) 11.676) 0 41.642.628.571 (109.437 71.093) 381.526 (445. 2.960 59.468.170 (48.748.373 0 20.174 0 1.513 508.312) 29.445 92.608. 3.821) 0 (70.622 (20.009 Progressive Insurance Berhad Prudential Assurance (Malaysia) Bhd QBE Insurance (Malaysia) Berhad RHB Insurance Berhad 2.133 (606.879 326.544 3.

378) 23.961 10.017.521 19.656 289.497.595 74.189.778.977) 3.384.147.521 4.761 (2.987 0 296.998.042.303.777 24.983 852.753 0 2.432.491 (215.901.897 114.989.426 1.020 7.826 440.727) 85.412 164.421 460.012 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 61 .308) 214.943 2.166.671.696 8.835.850 5.409 873.441.142 (592.348 219.921 4.938.382.624.227 1.826 1.001 0 3.883.108) 4.165 39.827.401.343.549.264 5.784) 3.727.773.764 10.731.140.763.266 111.741.268 28.947.960.109 11.806) 12.227.576.167 23.944) 5.434.407.675) 446.765.877 (2.279 2.330 101.442.512.704) (38.147 1.956 20.133.098 18.929.Motor Miscellaneous Liability Workmen's Personal Accident Compensation & Employers' Liability Total Medical and Health Others 13.377 22.921.085 335.090 17.246.776 92.361 242.732.235 281.250.624 9.784 0 (1.459 (91.179.569.973.062 2.020.151.320) 76.470.835 0 16.656 480.098 2.158.593.424 29.058.792) (8.778 155.822.917.247.127.697.579 (42.831 4.164 133.001.498 428.556) 63.372.646.769 178.687 212.014 48.518 9.923.107.490.439.434.360 2.645 14.106.521 246.226 3.417.276 947.687.833 237.817 25.863 9.938 16.213 1.911 9.139.198 203.721.384 532.757 5.528.442.985 167.680.969 12.344.739 (1.619.905.369 729.555 465 353.957 811.188 156.951 0 352.061 14.397 5.332 (310.484.002.076.746 4.966.132 51.419 173.090) 5.546.741.860.266 1.778 954.198 541.971 3.578 5.698 254.458.930 8.358 58.189.777.622.166.392 1.490 2.720 19.767.474 (822.967 0 6.903 74.477 (609.266) (230.972 8.173 2.428.338.328.568.514 29.259 4.043 9.618 (738.721.149 470.861) (844.975 230.148.142 333.483) 1.536.603.436.752 3 351.018.662 407.530.300.606 22.345.554.157 123.215) 3.515.283.990 8.339 197.899 (380.372 7.451.566) 26.761 441.252 2.888.177 (340) (1.251.699 59.294 (415.387 10.720.605 69.730.062 1.708.743.333) 1.345.779 23.451 975.929 9.827 (82.787.404.077.383 6.441 68.332.395.251 86.075 92.889 18.066) 233.720 0 (48.734 615.973 16.176 14.725 4.200 6.170 (421.251 42.754 18.061.111.858.925 1.977.736.959 (400.816.990 4.865) 3.773.941 252.255.511.122 4.035 Motor 'Others' Bonds Contractor‘s All Risks & Engineering 82.909 251.481.827 31.605) 5.384 612.460 9.718 2.523.775.961.205.517 40.897.657.457 6.316 75.062.947 456.134 3.410 93.401 (1.468.009.552 81.085 3.953.681 (668.884 3.382 5.243.172.829.757.677.110 167.088 4.561) 3.114 947.295.555 91.473 8.697) 140.443 4.164 1.548.966 6.686.974.187 8.047.050 23.199 150.353 31.210 57.691 152.142.791.421.911.437.504 1.792 5.120.

330.742 (24.530) 0 349.172 0 1.251.330.267 3.336 Total (Industry) 57.028.213.105 0 3.360.683 7.296) 0 0 (41.261.199 2.004) (989.902) 72. 62 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .628.251 57.710.358 13.129 (92.305 4.538 (149.303.960.329 Company Note: 1.088 (5.878) 0 42.165.731 2.771) (17.602) (823.048.805 Tokio Marine Insurans (Malaysia) Berhad Tune Insurance Malaysia Berhad UNI.430.490) 4.576.747.841.532) 320.156.807.843 8.475 (190.654.185 2.457 (7.114 408.683 2. Figures for AmG Insurance Berhad are from January 2013 to February 2013 only.377 (310.651 2.254 5.397 5.628) 0 2.907.272 (408.318 0 (124.459 (89.743.295.020) 477.883 10.237 1.167.602) 0 2.706.625) 965.186) 176.325 6.823.415 0 (2.634) (539. 5.064) (456.479 2.921 AmG Insurance Berhad AXA Affin General Insurance Berhad Berjaya Sompo Insurance Berhad Etiqa Insurance Berhad 449.286) 497.560 8.390.671.377.576 ING Insurance Berhad Lonpac Insurance Bhd MCIS Zurich Insurance Berhad MSIG Insurance (Malaysia) Bhd 384.453.020.747.671.491 1.641.830) 108.075.615 (4.667) 0 (124.978 83. AmGeneral Insurance Berhad (formerly known as Kurnia Insurans (M) Berhad) is excluded from the above statistics.930) 3.639.042.033) (868.320.733 0 (1. Aviation & Transit Motor Fire Aviation Cargo Marine Hull O shore Oil-related Motor 'Act' ACE Jerneh Insurance Berhad AIG Malaysia Insurance Berhad Allianz General Insurance Company (Malaysia) Berhad American International Assurance Bhd.331.700) (14.512) 0 (166.TABLE 22 NET COMMISSION PAID (RM) Marine.492 2.632.503 1.186 Progressive Insurance Berhad Prudential Assurance (Malaysia) Bhd QBE Insurance (Malaysia) Berhad RHB Insurance Berhad (1.592.785.159 (3.714.275) 442.427 0 4.547 (395.724) (215.628.144) (998.711. Berhad Pacific Insurance Berhad (The) (385.665 (41.585 1.371) 5.953) (13.977) (524.019) (253.120 550.893 313.418 (1.068.099 1.257.107) (162.206.728) 21.981) (4.105 1.667) 1.186.616) (7.530.126) (5.900) 3.518 409.588 (17.934) (281.520 (1.635.070) (3.309 Multi-Purpose Insurans Bhd Overseas Assurance Corporation (Malaysia) Berhad Pacific & Orient Insurance Co.577) 21.183 2.177 0 (305.451) (214.492.142.Asia General Insurance Berhad Zurich Insurance Malaysia Berhad (7.296 (205.928) (90.230 6.806. 3. Figures for ING Insurance Berhad are from January 2013 to May 2013 only.502 2.700 20.268 85.010 5.143 2.632 (52.873) 0 (84.733 0 3.117) 0 (1.032.022) (104.636) 676. 2.233.892 1.125) 27.945.278) 0 0 3.467.693 6.299.501) 0 6.188 943.001) 0 0 0 0 2.627) 0 (322.939) 46.

871 10.288 59.898.584.254.152 21.765) (92.948.744.409 6.432.321.293) 1.300.931 8.997 37.561 (751.168) 758 213.734 43.676) (178.480 8.802 2.489) (519.373 (8.710 11.019 31.585 2.933) 29.307 27.389.055.534 10.214 2.647 20.988) 1.685.091 1.524.216 589.427.579.020.202.556 (174.544 901.656.700 1.030 1.946.640 52.698 123.985 32.645 9.377.278.351.650.760 14.776 460.122 (244.008 1.692 16.638.447) 529.855 84.954 4.640.627 147.040.875 499.144 0 3.244 4.921) 930.437.827 1.133 34.492.273.330 1.644.072) 350.379.531.312 Total I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 63 .080.162.360.762.851 43.980.674.547.878 5.104.079 1.570.049 260.655.585 0 4.606 (114.609 2.373 4.475 39.181 5.303 0 417.664.985) (111.827 4.175.982.865 7.756) 0 3.035 2.112.707) 0 1.279 (1.238.333 5.856.103 6.589.133.719 (651.438 42.933 503.522.642.161.829) 0 2.693 8.094.736 70.646.929.046 22.462 (769.825 77.138.871 2.463.429.810 589.052 4.746 (261.010 12.948 5.499.635 6.871 56.360.Motor Miscellaneous Workmen's Personal Accident Compensation & Employers' Liability Motor 'Others' Bonds Contractor‘s All Risks & Engineering Liability Medical and Health Others 19.979.887 8.750) (452.785) 218.346) 960.186 7.132.470 670.991.745.289 5.483.840 3.314 202.710 875.034 21.046.403 2.754 51.144.670 62.857 3.245.022.401.067 2.384) (676.773 3.530.266 4.580 51.591 12.214.864 68.893.360) (644.973) 464 8.136.037) 4.858.570) 254.715 370.827.555 0 3.346 40.388 824.111) 1.384 29.673.382 235.997.145.210) (1.192.639 75.900.539 10.112.292 1.923.646.200 204.729 785.782.075.170 9.448.611.284 (1.370 (684.552.654.118 1.929 (4.311 42.462 (472.398) (3.646.347 4.375.979 23.214 175.151.379 174.718.623 12.875 51.157 82.491 18.006 18.061.401 24.140 1.147.482.016 3.398 4.186.037.060.909.063 5.585.441 3.944 (555.869 348.625 44.282) (1.466 24.142.679 2.220 (81.707 412 (3.923.735 1.751 119.718.745 615.666 31.485.235.779 (2.518 716.924 26.442 (5.190 2.171 828.780.024.087 828.041 497.906.720 4.403 2.034 2.878) (152.571 1.934 12.761 7.631 2.164.185.185 11.802.845.011 209.057.556.209 4.655 0 549.821.897 6.726.380.190 (1.003 4.936 4.308 62.890 14.336) 119.765.923 16.110 995.416 15.840.948) 26.029.877 1.555 65.759.998.449 460.100.216.316 0 56.255.223 3.640 7.357.324) (262.034) 3.539 389.866 481.418 3.284.539) (178.145.647.890 7.660.034 6.531.104 840.948 4.732.140 82.933 9.

73 74.58 7.33 290.20 79.47 76.26 11.19 (20.75 140.29) (91.59) 0 81.90) 0 35.34 (100.33 122.27 39.13 0 (41.07 81.75 110. Note: 1.06 (36. 64 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .72 324.86 94.30) 23.09 0 26.05) (21. 2.87 (6.30 41.06 83.93 Total (Industry) 29.39 361.56 26.54 0 84.19) 399.33 39.69 269.04 3.74 ING Insurance Berhad Lonpac Insurance Bhd MCIS Zurich Insurance Berhad MSIG Insurance (Malaysia) Bhd 40. Berhad Pacific Insurance Berhad (The) 25.89 19.64 0 31. Figures for ING Insurance Berhad are from January 2013 to May 2013 only.29 0.89 20.95 0 12.34 32.20 5.68 288.64 632.85) 48.83 35.44) 8.26 48.015.27 258.49) (156.87 27.61) 245.03 234.TABLE 23 NET CLAIMS INCURRED RATIO (%) Marine.17 15.21 71.79) (613.36 66.08) 67.23 10.59 7.70 -22.73 (552.75 26.03 27.78 Progressive Insurance Berhad Prudential Assurance (Malaysia) Bhd QBE Insurance (Malaysia) Berhad RHB Insurance Berhad 24.09) 38.16 0 0 2.07 0 0 0 (62.04 93.43 259.31 0 19.05 (21.07 69.60 0 56.65 91.33) 73.Asia General Insurance Berhad Zurich Insurance Malaysia Berhad 29.86 165.09 233.02 260.07) 46. Aviation & Transit Motor Fire Aviation Cargo Marine Hull O shore Oil-related Motor 'Total' Motor 'Act' 26.27 870.51 83. Figures for AmG Insurance Berhad are from January 2013 to February 2013 only.44 197.22 354.29 25.95 Tokio Marine Insurans (Malaysia) Berhad Tune Insurance Malaysia Berhad UNI.041.04) 32.27 217.33 94.61 0 118.92 (9.31) (2.62 (644.36 (9.62) 0 69.84 87.94 35.57 31.65 75.13 279.80 168.54 (17.77 26.60 (28.73 (33.42 (447.69 74.72 1.29 72.42 22.56 25.61 0 0 0 0 106.89) 6.23 365.90 35.14 82.12 24.98 51.44 375.06 57. AmGeneral Insurance Berhad (formerly known as Kurnia Insurans (M) Berhad) is excluded from the above statistics.52 AmG Insurance Berhad AXA Affin General Insurance Berhad Berjaya Sompo Insurance Berhad Etiqa Insurance Berhad 14.70 (37.70) 0 (19.64 33.37) 0 70.40 165.63) 44.21 Multi-Purpose Insurans Bhd Overseas Assurance Corporation (Malaysia) Berhad Pacific & Orient Insurance Co.36) (63.58) (1.60 2.78) 19.03 0 (5.61) 23.60) 141.55 Company ACE Jerneh Insurance Berhad AIG Malaysia Insurance Berhad Allianz General Insurance Company (Malaysia) Berhad American International Assurance Bhd.83 23. 3.76 40.23 32.04 146.94 (46.43 140.11 200.30 0 35.03 194.44 24.28 297.48 66.53 0 0 (0.

41 9.57 48.39 39.12 (70.68 56.83) 36.26 17.79 35.59 (72.90 43.22 56.28 56.52 55.59 50.75 9.98 21.76 (29.233.38 21.33) 41.49 25.11 59.88 (103.74 54.52 64.76 21.92 76.77 34.91 34.75 50.11 57.84 13.98 49.66 38.48 (5.91 9.64 15.10 4.96 57.43 (11.07) (4.27 52.41 48.18 0 (6.46 63.93 (1.95 53.12 6.53 31.68 53.07 12.00 8.39 64.12 4.50 63.00 7.59 105.81 96.89 69.38 55.14 5.706.47 0 89.09 45.17 57.84 14.39 47.62 110.41) 45.17) 29.10) 43.98) 73.04 80.84 74.33) 26.91 56.18 (1.25 12.Motor Miscellaneous Bonds Contractor‘s All Risks & Engineering Liability Medical and Health Others Personal Accident Workmen's Compensation & Employers' Liability Total 49.17 61.29) 7.80 52.84 10.55 5.31 (10.14 3.97 0 41.88 59.91 55.80 (79.96 56.67 (77.26 23.52 56.50) 10.02 32.57 0 52.42 44.08 0 1.12 142.67) 250.73 67.23 16.89 58.21 12.35 136.46 23.69 (135.13 62.53 45.33 81.82 47.05 68.72 0 (1.93 57.02 62.21 15.31 28.41 62.97 65.64 55.82 0 40.97 26.74 59.45) 241.67 69.43) (128.67 32.52 47.47) 51.83 36.38) 42.05 25.37 59.75 59.45 (8.41 4.68 48.71) 38.32 29.08 21.87 42.30 72.68 5.51 Motor Others' 52.62 53.144.52 8.71 67.77 101.74 (6.68 51.66 (1.73 53.78 8.66 6.66 (1.12 121.42 45.79 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 65 .51 300.20 59.12 48.65) 51.74 18.54 55.10 30.72 66.98 15.46 60.40 23.98 84.70 13.32 55.40 40.55 104.48 31.03) (28.10 51.26 51.66 (3.59 (40.54) 0.53 54.37 65.57 25.29 35.96 79.74) 38.63 30.88 2.45 45.15) 11.35 11.11 0 28.79) 14.99 28.97 47.45 61.58) 25.29) 18.07 59.93) 16.47 73.07 85.85 (247.24 31.63 12.11) 46.65 (99.19 (21.65 28.78 43.47 269.70 9.28 85.62) (0.49 17.13 59.97 155.63 59.

48 12. 66 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .29 16.45 22.61) (21.10 12.80 8. 2.08 10.44) 0 0 0 (400.86) (11.22 0 10. Figures for AmG Insurance Berhad are from January 2013 to February 2013 only.08 Tokio Marine Insurans (Malaysia) Berhad Tune Insurance Malaysia Berhad UNI.97) (58.48 3.83 16.67 (403.30 4.48 (470.21 10.30) 11.57 1.29 79.24 14.13) 0 0 0 0 12.84 11.93 4.57 10.53 (8.13 6.50 5.06) 23.43 (10.82 0.81 10.30 17.88 20.54) (43.12) (14.53) 0 16.94 7.74 2.96) (172.TABLE 24 NET COMMISSIONS RATIO (%) Marine.51 11.42 (4.10) 11. 3.43) (10.70) 0 20.90 11.94 ING Insurance Berhad Lonpac Insurance Bhd MCIS Zurich Insurance Berhad MSIG Insurance (Malaysia) Bhd 4.46) 0 (49.00 6.03) (38.17) 9.97 11.75 (17.75) 9.88 8.35 9.68 (32.35 14.00 11.99 AmG Insurance Berhad AXA Affin General Insurance Berhad Berjaya Sompo Insurance Berhad Etiqa Insurance Berhad 2.98) 0 (1.82 8.70 (1.54) 7.72 20.73 7.94 17.56) 10.97 7.72 (13.24 7.93 16.16 10.85 5.88 8.66 Company Total (Industry) Note: 1.Asia General Insurance Berhad Zurich Insurance Malaysia Berhad (10.09 (5.54 4.57 6.12 9.42 18. Figures for ING Insurance Berhad are from January 2013 to May 2013 only.09 (9.44 (45.73) 0 (10.64) 606.67) (285.17) 0 (10.15 10.94) (1344.12 (8.36 (29.22 0 11.40) (10.28 0 0 120.30 11.44) 25.19 (46.14 (7.85 0 13.74 8.77 (170. Aviation & Transit Motor Fire Aviation Cargo Marine Hull Offshore Oil-related Motor 'Total' Motor 'Act' ACE Jerneh Insurance Berhad AIG Malaysia Insurance Berhad Allianz General Insurance Company (Malaysia) Berhad American International Assurance Bhd.90 16.86) (124.77 6.88) 16.39) 49.36 46.87) (31.22 3.00 0 (118.96 11.40) 0 0 (428.13) (69.92 11.19 7.67) (87.70) 10.45 9.37) 12.21 Multi-Purpose Insurans Bhd Overseas Assurance Corporation (Malaysia) Berhad Pacific & Orient Insurance Co.93) 52.51 9.10 (11.00) 11.16 Progressive Insurance Berhad Prudential Assurance (Malaysia) Bhd QBE Insurance (Malaysia) Berhad RHB Insurance Berhad (10.96 11.06) 0 15.07) 94.61) 0 (147.93) 3.72) 13. AmGeneral Insurance Berhad (formerly known as Kurnia Insurans (M) Berhad) is excluded from the above statistics.96 21.18 (573.06 17.57 6.04 14.54 7.39 10.26 17.90 8.83 5.78 0 (85. Berhad Pacific Insurance Berhad (The) (0.31) 0 11.29 9. 8.85) 0 0 15.44) 1.09 (258.

15 5.82 16.25) 0 8.60) 17.19 10.02 19.14 (22.03 21.35 (22.36 3.00 10.40 11.24 0 1.11 20.79 24.94 13.44 27.27) 6.15 10.04 28.97 (41.00) 10.09 2.84 16.73 24.01 8.83 10.18 12.79 14.71 23.95 19.06 (25.51 10.42 11.11 (16.46 10.24 9.03 11.71 13.47) (130.92) 11.05 25.76) 19.41 31.99 8.02 25.46 11.64 8.75 8.90 (1.64 10.15 (91.72 0 24.88 11.42 9.26 10.92) 1.79 9.68 (352.69 26.27 (13.60 17.03) 0 22.65 11.85 (3.46 18.31 5.40 11.60) 4.34 12.85 9.92 5.30 0 8.17 9.36 11.15 21.82 21.06 10.25 8.12) (271.72 8.69 7.24 (1.95 8.82 25.82 31.66 25.57 22.40 0 21.69) 17.04 1.81 6.86 10.Motor Miscellaneous Motor 'Others' Bonds Contractor‘s All Risks & Engineering Liability Medical and Health Others Personal Accident Workmen's Compensation & Employers' Liability 11.26 (15.95 9.12 11.40 10.62 29.44 17.02 1.79) 0 21.19) (15.36 0 13.67 8.48 (5.06 10.91 14.93 11.95 21.62 16.68 11.38) 28.28 22.17 33.26 16.42 24.56 5.18 19.47 9.41 7.88 3.56 14.15 12.71 17.87 9.58 22.20 20.24 34.62 8.86 17.86 25.78 20.61 (31.32 15.20) 15.45 9.35 (30.20) 11.26 Total I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 67 .22 6.52 10.51 11.90 16.72) (12.06 9.87 3.32 18.91 15.27 (16.19) 5.09 0 21.99) (11.92 22.55 5.22 21.50) 12.52) (3.59 9.99 10.63) 67.76 (3.38 10.63 16.16 15.20 21.97 6.12 12.39 16.93 17.79 (4.27) 12.37 (13.60) (5.96 25.99 23.68 23.71 17.41 10.33 8.66 11.34 15.11 9.69 12.33 8.16 10.55 9.38) 18.38 (19.82 13.01 18.61 9.44 11.34 8.19 20.67) (81.98) 6.88 10.76 6.25 10.25 (23.73 6.89 23.83 17.56 19.33 24.95 23.13 20.80) 18.17 6.42) 15.35 22.95) (9.12 8.79 7.23 (62.33 6.

646.288 59.285 1.187.133.739.765.084.140.492.635.022.277 153.858.650.883.709 263.840.691 152.Asia General Insurance Berhad Zurich Insurance Malaysia Berhad 805.580 536.585.419 173.551.401. Figures for AmG Insurance Berhad are from January 2013 to February 2013 only.546.382.380.718.985 32.657.300.268 28.741.289 5.698 254.448. Figures for ING Insurance Berhad are from January 2013 to May 2013 only.199 150.816.698 123.640 7. Berhad Pacific Insurance Berhad (The) 279.989.656 5.155.020 74.817.726.555 91.734 615.061.933 10.972 62.384 52.040.410 93.006 18.954 Progressive Insurance Berhad Prudential Assurance (Malaysia) Bhd QBE Insurance (Malaysia) Berhad RHB Insurance Berhad 94.131.469 317.017.481.164 2.152 21.960.732 335.946.918 679.819 508. AmG Insurance Berhad AXA Affin General Insurance Berhad Berjaya Sompo Insurance Berhad Etiqa Insurance Berhad ING Insurance Berhad Lonpac Insurance Bhd MCIS Zurich Insurance Berhad MSIG Insurance (Malaysia) Bhd Total (Industry) * Management Expenses from revenue account excluding bad & doubtful debts Note: 1.202.975 230. AmGeneral Insurance Berhad (formerly known as Kurnia Insurans (M) Berhad) is excluded from the above statistics.035 1.407.776 92.203.168.251 126.250.485.020.827.761.401 24.762.521 246.636 576.016 3.745.TABLE 25 UNDERWRITING AND OPERATING RESULTS (RM) Company Earned Premiums Net Claims Incurred Commissions 517.605 69.236 23.754 51.670 33.021 428.357.079.934 Multi-Purpose Insurans Bhd Overseas Assurance Corporation (Malaysia) Berhad Pacific & Orient Insurance Co.186.150.720.278 352.859 303.475 39.791.437.513.899.197.864 68.379.058.979.666 214.420 167.639 75.948.644.941 252.175.539 487.017.299 5.957 811.763.434.946 146.498 428.674 505.982.647.276 406.312 ACE Jerneh Insurance Berhad AIG Malaysia Insurance Berhad Allianz General Insurance Company (Malaysia) Berhad American International Assurance Bhd.094. 68 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .062 77.768 1.705.745 31.416 15.198 470.632 142.384. 3.384 29.094.991.875 Tokio Marine Insurans (Malaysia) Berhad Tune Insurance Malaysia Berhad UNI.348 219.365. 2.147.311 42.198 31.515.900.523.060.627 147.346 40.235 281.769 178.

219 153.377.55 17.290.09 68.66 87.440.958.443.797 93.21 17.81 80.80 11.64 64.945 16.332 84.623 33.86 18.414 116.24 20.04 121.165 65.370 113.409.088.03 92.126 270.065 84.298 (5.284.98 75.350 78.50 81.493 107.75 30.579 30.112 193.898 33.457 33.39 90.939.032.82 22.497 72.174.854.616.261 162.068.507) 183.818.683 136.663.37 25.08 22.342 6.959.48 94.84 2.997.831.727 100.20 79.056.905 128.781.356.038.001.860.743.985 (2.797.828.322.091 120.671 29.391 1.247 123.20 94.378 107.53 101.75 86.553 96.661 83.770 37.23 116.02 35.844.916.889.60 16.692 17.Percentage of Earned Premiums (%) Management Expenses* Underwriting Gain / (Loss) Operating Gain / (Loss) Operating Ratio Management Expenses Ratio Combined Ratio 156.85 76.646.22 16.470.07 20.160.471.62 18.410 46.832) 31.481.32 24.88 61.18 78.491 27.074 52.007 175.86 84.390.182 8.143 63.92 20.352.372.67 21.967.60 64.087.923 243.390.09 93.96 24.515.40 21.199.307.496.23 79.796.884.44 88.323 58.448.101.575.84 72.487.62 20.164.22 26.840 21.21 80.81 27.534 51.735 58.229) (7.688 39.576 66.948 83.039.20 85.726 100.62 63.946.47 76.096 94.255 35.550 39.926.028.432.20 86.551.16 14.338 98.87 90.619.334 1.600.12 17.363.828 45.203.66 23.561 2.856.11 98.42 86.951.98 93.219 258.070.720.26 73.40 80.30 84.86 86.519.925.122.175 8.960 78.400.746 70.001 69.41 136.797 (10.480.88 18.439 75.86 80.15 86.163.683 77.46 87.11 87.82 78.76 103.846 166.26 29.327 141.375.655.169) 20.111.931 80.09 80.352.64 111.950 37.162 108.840 (4.185) 223.457 97.47 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 69 .

Miscellaneous Expenses [{Opera ng Gain / (Loss)} / Earned Premiums] x 100% [(Net Commissions + Net Claims Incurred + Management Expenses) / Earned Premiums] x 100% 70 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .Management Expenses Underwri ng Gain / (Loss) + Net Investment Income + Miscellaneous Income .Net Claims Incurred .APPENDIX Calcula on Formula 1 2 3 Net Claims Incurred Ra o Commission Ra o Underwri ng Gain / (Loss) 4 Opera ng Gain / (Loss) 5 6 Opera ng Margin Combined Ra o [Net Claims Incurred / Earned Premiums] x 100% [Net Commissions / Earned Premiums] x 100% Earned Premiums .Net Commissions .

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Kingdom of Bahrain Tel : (973) 1738 8350 Fax : (973) 1738 8351 . 8th Floor. Level 12A.(Excellent) rated by A. Seef District. Best.S. 59000 Kuala Lumpur. To find out more about us. please visit www. Box 1591 Manama.C. Menara UOA Bangsar 5.A Committed Partner For A Robust ReTakaful Industry ACR ReTakaful is firmly focused on supporting the holistic development of a robust retakaful industry.acrretakaful.com ACR ReTakaful Berhad (814887-A) (Formerly known as ACR ReTakaful SEA Berhad) Unit A-12A-10. Malaysia Tel : (603) 2299 2288 Fax : (603) 2299 2289 ACR ReTakaful MEA B. P.(c) Gajria Tower.O.M. Both our operating entities are A. Jalan Bangsar Utama 1. Our strategic presence in Southeast Asia and the Middle East puts us at the forefront to provide sustainable capacity and indepth technical expertise to our partners for both personal and commercial business lines.

GENERAL TAKAFUL .

TABLE 26

REVENUE ACCOUNT (INCOME) (RM)
Opening Reserves

Company

Unearned
Contributions
Reserves

Provision for
Outstanding
Claims

Surplus
Attributable to
Participants

Other
Reserves

Etiqa Takaful Berhad
Hong Leong MSIG Takaful Berhad
HSBC Amanah Takaful (Malaysia) Sdn Bhd
MAA Takaful Berhad

509,781,075
15,722,242
14,603,149
14,574,849

511,009,213
17,729,485
14,274,244
24,461,176

90,921,889
(9,517,523)
9,512,685
(1,625,142)

0
0
338,320
0

Prudential BSN Takaful Berhad
Sun Life Malaysia Takaful Berhad
Syarikat Takaful Malaysia Berhad
Takaful Ikhlas Sdn Bhd

2,035,072
5,739,157
209,605,265
64,420,928

1,181,186
34,867,636
279,935,374
187,132,654

4,306,172
4,930,190
207,318,792
7,717,892

0
0
0
0

836,481,737

1,070,590,968

313,564,955

338,320

Total (Industry)

TABLE 27

REVENUE ACCOUNT (OUTGO) (RM)
Company

Net Claims
Paid

Commissions
Paid*

Management
Expenses*

Diminution
in Value of
Investments

Bad and
Doubtful
Debts

Etiqa Takaful Berhad
Hong Leong MSIG Takaful Berhad
HSBC Amanah Takaful (Malaysia) Sdn Bhd
MAA Takaful Berhad

464,361,928
5,523,707
6,659,976
18,930,300

88,206,822
8,350,002
12,252,451
28,974,925

134,126,671
7,453,153
28,103,604
34,095,517

607,064
0
0
0

375,653
0
198,107
2,047,354

Prudential BSN Takaful Berhad
Sun Life Malaysia Takaful Berhad
Syarikat Takaful Malaysia Berhad
Takaful Ikhlas Sdn Bhd

515,949
3,965,254
128,031,422
85,746,085

860,936
8,825,562
127,212,164
23,360,337

1,491,312
11,628,377
1,191,050
27,740,013

0
0
435,204
0

458,068
0
6,337,576
1,212,220

713,734,621

298,043,199

245,829,697

1,042,268

10,628,978

Total (Industry)
* inclusive of wakalah fee

74 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3

Net
Contribution
Income

Net
Investment
Income

Write Back of Provision
for Impairment
in Value of Investment

Write Back of
Allowance for Bad
and Doubtful Debts

Other
Income

Total

802,841,693
26,691,406
62,674,142
51,294,876

51,209,191
1,185,390
1,308,102
3,025,395

50,000
0
0
0

414,460
2,627,443
0
0

73,446,589
6,830,637
360,131
47,540,982

2,039,674,110
61,269,080
103,070,773
139,272,136

5,167,020
41,783,928
252,364,391
142,357,201

578,947
1,903,752
32,445,019
10,670,238

0
0
0
0

0
1,514,806
6,436,651
56,859

322,850
7,027,265
45,001,028
13,849,251

13,591,247
97,766,734
1,033,106,520
426,205,023

1,385,174,657

102,326,034

50,000

11,050,219

194,378,733

3,913,955,623

Closing Reserves
Surplus Paid
and Payable to
Participants

Other Outgo

Transfer to
Income
Statement

Provision for
Outstanding
Claims

Unearned
Contributions
Reserves

Surplus
Attributable
to Participants

Other
Reserves

Total

34,358,481
0
3,811,435
0

427,832
1,893,346
1,729,526
1,381,718

93,981,617
0
3,536,780
0

525,961,210
28,081,290
21,342,781
32,538,373

511,554,605
13,453,746
14,066,411
21,239,140

185,712,227
(3,486,164)
10,023,982
64,809

0
0
1,345,720
0

2,039,674,110
61,269,080
103,070,773
139,272,136

2,061,048
0
31,267,353
5,220,855

445,841
8,705,889
2,144,813
8,077,813

0
15,152,911
47,974,803
16,511,822

2,485,269
27,340,708
275,846,024
159,872,620

3,547,007
6,995,122
202,566,235
78,768,094

1,725,817
15,152,911
210,099,876
19,695,164

0
0
0
0

13,591,247
97,766,734
1,033,106,520
426,205,023

76,719,172

24,806,778

177,157,933

1,073,468,275

852,190,360

438,988,622

1,345,720

3,913,955,623

I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 75

TABLE 28

LIABILITIES OF STATUTORY FUNDS (RM)
Takaful Funds and Reserves
Unearned
Contributions
Reserves

Surplus
Attributable to
Participants

Other
Reserves

Etiqa Takaful Berhad
Hong Leong MSIG Takaful Berhad
HSBC Amanah Takaful (Malaysia) Sdn Bhd
MAA Takaful Berhad

511,554,605
13,453,746
14,066,411
21,239,140

185,712,227
(3,486,164)
10,023,982
64,809

0
0
1,345,720
0

Prudential BSN Takaful Berhad
Sun Life Malaysia Takaful Berhad
Syarikat Takaful Malaysia Berhad
Takaful Ikhlas Sdn Bhd

3,547,007
6,995,122
202,566,235
78,768,094

1,725,817
15,152,911
210,099,876
19,695,164

0
0
0
0

Total (Industry)

852,190,360

438,988,622

1,345,720

Company

TABLE 29

ASSETS OF STATUTORY FUNDS (RM)
Company

Etiqa Takaful Berhad
Hong Leong MSIG Takaful Berhad
HSBC Amanah Takaful (Malaysia) Sdn Bhd
MAA Takaful Berhad
Prudential BSN Takaful Berhad
Sun Life Malaysia Takaful Berhad
Syarikat Takaful Malaysia Berhad
Takaful Ikhlas Sdn Bhd

Total (Industry)

76 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3

Property, Plant
and Equipment

Investment
Properties

Financing

Investments
Government
Islamic
Papers

2,501
0
0
0

0
0
0
0

0
0
0
0

321,909,360
1,513,245
10,016,000
0

0
0
0
0

0
0
23,740,000
0

0
0
0
0

0
15,011,000
94,560,098
59,348,375

2,501

23,740,000

0

502,358,078

672.233.143.879 37.814.031.721 106.983 176.500 197.269 27.870 39.091 120.553 342.413 17.965 101.846.777.373 0 0 0 172.538.970.957 242.867.482.853.425.Provision for Outstanding Claims Provision for Taxation Amount Due to Income Statement / Takaful Funds Other Liabilities Total Liabilities 525.340 506.681.653.815.828.783 6.826 7.074.462.175.872.919 796.973.349.739.275 7.081.683.803 Investments Islamic Debt / Equity Other Investments Foreign Assets Investment Accounts and Islamic Money Market Cash and Bank Balances Other Assets Total Assets 658.409.000 39.071.714.561.507.387 0 5.484 281.050 5.513.552 105.625 8.290 21.607.590 40.284 0 0 0 0 17.662 177.185 83.296 1.296 1.829.066 15.973.409.239.189 117.528.869.845 2.553 342.739.708 275.873 74.263.619.686 2.417.005 2.555 34.447 57.391.768.956.212.263.304.507.023.206.809 1.219 13.328 5.024.792 4.039.381 25.876.000 313.653.485.131 5.921 18.249 0 20.095.620 333.024 159.795 18.212.300 1.619.961.000 0 0 0 0 327.073.835.415 0 4.781 32.803 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 77 .248 2.726 2.721 398.157 423.948.391.776 32.500 41.319 8.768.998.482.210 28.225.286 44.838 1.770.342.403 5.789.254 85.440.873 74.495.025 52.447 57.239 34.999.124.811 18.486.770.264.174 12.066 6.120 4.619 55.549.243.906.255.468.764.863 44.340.005 0 3.619 55.541 3.878.087 262.249 23.053 147.919 796.814.384.390.707.034 0 18.869 60.004 0 632.281.091 120.

284 9.207 0 3.109.097.535.199 32.652.809 0 0 0 0 0 0 1.660.239 9.674.580.239 205.106 49.935 0 0 9.101.183 67.665 1.226.784.737.791 0 0 1.772 0 0 2.134.893.578 7.999.502 257.447 1.185 0 0 0 0 0 0 754.711 322.286 0 0 0 0 1.356 0 388.033 2.413.563 0 3.454 10.237.287 0 176.808.626 0 627.309.498 12.788 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 6.343.829 0 0 0 0 251 0 0 2.640 0 0 6.097.301.243.383 511.261 141.139.567 96.862 13.393 5.077 0 0 21.895 0 0 0 0 Total (Industry) 380.530 10.528 41.778 RETAKAFUL CONTRIBUTIONS CEDED Etiqa Takaful Berhad Hong Leong MSIG Takaful Berhad HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 29.146 216.457 87.614 0 431.040.016 311.234.582 0 0 0 17.494.345 8.640 0 0 36.144.615 3.381.557 (7.947 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 0 0 0 172.850 0 0 161.709.851 25.330.646.655.548.105 0 0 0 0 0 0 0 0 0 0 0 0 0 0 918.520 858 0 0 9.258 12.896.825 0 0 0 2.041.882.583 0 0 21.932.164.617.027 GROSS CONTRIBUTIONS (LESS RETURN CONTRIBUTIONS) Etiqa Takaful Berhad Hong Leong MSIG Takaful Berhad HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad Motor Oil-related Motor ‘Act’ 6.846 EARNED CONTRIBUTION INCOME Etiqa Takaful Berhad Hong Leong MSIG Takaful Berhad HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 55.191 591.401.655 8.137 53.779 3.779.068.815 0 0 0 0 0 0 1.637 19.080 0 0 712.114 1.327.912 595.950.147 Total (Industry) NET CONTRIBUTIONS Etiqa Takaful Berhad Hong Leong MSIG Takaful Berhad HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 53.562 52.875 8.172 0 0 0 18.368 58.023.965.498.536.050 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 4.115 20.936.139 257.359 3.182.888 164.592.247 0 0 487.750 (84.480.412 0 0 2.490.196 0 0 137.895 918.879.919 54.385 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 1.924 37.269.350.928 0 724.466.035.936.810 0 590.178.258.533.447 9.139 1.802.979.646 10.722 82.017.074 Total (Industry) Total (Industry) 78 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .342 56.624.258.705 1.575 798.633 0 0 0 15.576 2.958.725 5.038 28.719 1.389.786 18.066.518.922.168.280 8.184 0 133.476 2.106.721.248 7.987 4.261 12.789.909 2.396 75.990 11.763 63.535) Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 3.325 4.831.286 10.689.846.923 8.498 77.488 0 0 1.826.739.525 946.215 RETAKAFUL ACCEPTED CONTRIBUTIONS Etiqa Takaful Berhad Hong Leong MSIG Takaful Berhad HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 213.426.580 Total (Industry) 1.TABLE 30 CONTRIBUTIONS (RM) Marine.930.038 0 0 738.777 41.909 20.273 0 1.635.695 11.066 0 0 18.535 938.246 766.150.618 19.272 0 6.653.288 0 0 81.297 23.244 91.583 5.031 82.984 17.888 (1) 0 4.988 1.562 0 0 79. Aviation & Transit Company Fire Aviation Cargo Marine Hull 82.550) 0 0 422.272 78.032 126.035) 0 (1.429 0 0 0 0 0 0 0 431.359 10.882.609.565 65.993.286 4.154.314 14.231 50.

213.343 0 646.844 6.675.700 7.921 494.806.663.183.369.846 1.926.330 1.211 0 0 0 15.216.441 0 77.728 8.084 0 0 569 0 0 0 0 19.072.112 1.736 32.889.041 20.573 221.494 195.176 0 1.225.391 142.928 252.803.978.739.270.688 0 (14.904.181.708.403.049 0 0 108.507 0 989.122.959 903.165 25.203.756.727 242.871.751.371.003.851 13.537) 0 0 0 0 0 0 918.569.719.501.398 182.416 0 24.251.080.767.911.520 1.535 3.692 4.067.938.990.748 65.745 74.386 10.937.022.322 5.353 0 0 13.693 26.699.980.432 11.618 0 0 0 1.453.770.090.517.719 2.505.669.335.895.163 0 0 4.015.226 640.030 153.775 52.974.305 0 0 2.637.032 32.314 131.945.000 0 7.069 0 0 73.390.901 13.125 596.163 28.943 2.202.703.037.729 965.349 158.680.019 10.093 3.663 35.432 46.030 35.694 156.311.602 2.506 30.023 6.753 3.657 12.211 24.158.406 62.973 0 0 0 0 0 0 0 8.081 1.211 0 0 2.336.500 694.168.761 111.688 178.380 12.630) 141.625.369 2.581 0 1.647 330.170.293.020 41.655.509 6.212 88.010.276 0 3.878 3.905.618 13.433 1.534.397.908 0 0 14.924.094.485 0 0 6.116.085 29.122.699.602 974.646 27.880 44.819.014.443.058) 1.481 0 0 0 0 0 0 5.136 2.049 0 0 381.875 262.900 57.945 9.583 3.085 0 0 152.197 0 0 0 0 0 52 6.397 0 0 1.877.341 5.289 154.587.123 3.468 10.098.841.364.102 42.324.868 0 0 7.283.142 663.781 4.250.907 1.005 491.386.893 4.482 1.101 508.770.406 2.490 33.928.241) 0 0 0 1.471 316.963 259.100.072.876 0 0 125.716.174.445 0 0 90.481.691.902 63.420 0 0 0 0 0 0 9.797.047.612.005 1.959.367.700 82.142 51.292.816.341 1.202 230.090 14.803 71.721.068.211.460 334.391.953 4.047.319 5.201 866.765 1.819.428.211 1.857 0 101.956 4.467 1.740 32.271.487 54.454.515.000 0 3.119 0 17.007 0 0 3.504 1.612 0 22.590.271 348 4.932.224 0 1.100 0 2.959 2.704.227 0 0 0 1.691 1.838 188.461 0 0 7.035 869.121 0 0 0 35 0 0 0 0 0 0 0 (48.724 1.623) 0 0 0 (11.286 137.507 187.662 62.018.244 1.502 1.839 134.045.028.379.676 6.668.916 0 0 0 273.302 3.460.126 (654.053 10.120.972.866.935.238.281 13.815.982 15.767 204.132.861.217.702 9.328.151.394 7.912 7.429.669.756.698 7.658 11.302.478.630.688.666.218 161.308 0 0 0 0 1.926 16.363 885.337.Motor Miscellaneous Motor ‘Others’ Bonds Contractor’s All Risks & Engineering Liability Medical and Health Others Personal Workmen’s Accident Compensation & Employers’ Liability Total 639.782 (234.676 4.357.741.122 1.976.838.041 360.977 1.674.030.511.158) 0 0 0 1.857 3.938 1.293 4.605 0 0 2.305 0 0 1.574.416 113.841 23.466.654 33.342 0 0 0 2.152 1.670 53.656 1.178 6.814.274 51.090 273.394 801.383.732.783.213 28.709.464 15.801 45.900.898.085 40.995 405.215 18.980.466.201 1.271 35.988 35.450 0 0 4.789 6.210.397 10.403.767 385.575 1.058.201.817.304.828.693 (227.953 0 971.828 1.585 0 0 135.663 802.808 1.742 0 99.345 1.585.093 17.725 9.388 85.505 297.608 19.115 517.364.577.379.660.885.709.077.421 128.449.294.312.419 1.311.222 348 0 0 0 261.631 245.835.897.111 7.072 0 18.201 26.561.358 31.012 627.692.764.034 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 79 .134.509.568.657 625.705 0 (102) 7.808 113.712 2.620.928 0 0 0 0 0 0 14.682.420 0 0 26.337.645 24.385.224 2.527.167.715 0 0 118.288 16.

015 154.590) (203.830.469 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 636.224 80.383 5.558 4.896.818.806.529 12.955 22.181 1.826) 0 0 83.057 0 157.015 0 0 550.700 1.049 1.911 (33.577.953.465.888 7.927 626.160.107 0 76.794 36.448 4.907 0 0 0 140.626 12.816 0 0 3.317.410 4.523.007 188.117.186 39.909.158 0 3.631 3.847 0 0 56.763.348.936 88.162.727 195.445.601 33.155.220.632 14.956 0 0 4.971 0 68 0 0 0 0 262.522 68.815 309.797.309 93.126 68.512 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 0 0 0 486.822 0 0 3 185.613 1.796 350.358.762.060 0 0 1.396 23.226.069 155.218 0 0 52.TABLE 31 CLAIMS (RM) Marine.128.978 6.749.426) 0 0 83.905.644 0 CLAIMS RECOVERIES FROM RETAKAFUL Etiqa Takaful Berhad Hong Leong MSIG Takaful Berhad HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 4.494 4.111 (45.400 493 55.951 (106.717.890.371.122.654 2.328 0 0 987 451.278.943 15.589 0 0 603.108 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 1.927 889.030) 0 0 543.353 Total (Industry) 30.062 2.138 0 10.630 599.373 5.967 191.506 0 0 984 265.072 NET CLAIMS INCURRED Etiqa Takaful Berhad Hong Leong MSIG Takaful Berhad HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 20.392 3.470 3.796 5.029 27.084 56.695 48.187) (567.589 163.742 5.825 953.641 0 0 0 0 332.116.478) (313.942) 0 0 (647) 187.080 0 4.060 0 0 (8.086) 220.800 0 0 583 12.995) 41.779 10.277 3.028.218 9.451 0 68 0 0 Total (Industry) 57.609.950 0 81.029.740.537.935 56.653 0 0 0 0 94.033 Total (Industry) 47.144.644 0 0 0 0 0 Total (Industry) 520.876 0 0 4.078.639 1.857 4.332 (34.486.440) (58.250 23.454.004.182 850.111 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 129.730.436.160 71.152 9.005 0 152.580.957 578.811.154.075 0 3.005.304.837 1.217.881.382 68.860 2.791 Motor Oil-related Motor ‘Act’ 2.975.400 0 0 0 493 0 0 55.516.236.125 0 147.650) 0 0 (83.797.018 2.287.887 GROSS CLAIMS PAID / RETAKAFUL ACCEPTED Etiqa Takaful Berhad Hong Leong MSIG Takaful Berhad HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad Total (Industry) NET CLAIMS PAID Etiqa Takaful Berhad Hong Leong MSIG Takaful Berhad HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 80 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .435.310 0 0 4.701 8.508 0 138.242 6.679 68.614. Aviation & Transit Company Fire Aviation Cargo Marine Hull GROSS CLAIMS PAID (LESS SALVAGE) Etiqa Takaful Berhad Hong Leong MSIG Takaful Berhad HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 17.840 0 (1) 0 0 0 (99.626 0 0 0 0 0 0 0 10.370.060.106 0 0 0 0 0 6.021 0 6.136 24.059 429.259 1.910 507.283 1.012 0 0 0 0 94.808 625.081 160.979.749.966.

606 4.705 40.072.741.834 16.815 252.056 66.366.350.242 0 18.296.537 29.683 0 0 0 0 0 34.262 220.076 0 1.822 0 50.738 0 990.560.714.949 3.913 2.752.498 191.440 173.262.788 395.303.698 18.031.178.266 0 1.631) 918.655.531 0 0 100.211.224 768.337 816.585.875.444 4.261.820.425.825.059 0 0 0 0 0 29.584 2.003 2.674) 123.306.992 0 0 84.332 0 0 0 0 0 0 55.383 12.374.104 21.612.524.521.692 80.960 2.280 0 0 6.361.354 455.051 396.003.411.851 5.547 38.216.436 0 303.351.931 6.451 716.498 1.289 0 0 0 1.563.471 4.407 0 0 0 0 131.431 7.954.702 0 0 22.578 48.034 10.162.497.005) 56.409 24.231.014.982.206 4.924.580.088 0 384.466 1.601 49.158.108 70.615.982 3.330.273 84.513 27.716 6.831.507 3.430.402 417.254 0 248.904 676.409 24.128.590 2.289 3.407.594 1.239 515.521.131) 746.993 45.265.679.117.426 (4.221 12.502 157.680.120 346.239 647.905.343 12.302 0 0 3.179.314 1.607 199.720 479.606 0 0 100.409.837.563 501.905 6.482 0 23.767 13.685 989.443.056 65.420) (362.376 0 0 22.423 770.282 1.301.682.942.953.029.698 18.465 4.716.756.136 35.394 2.354 6.231 5.936 2.820 0 27.510 307.641.300 0 303.831 661.285 0 10.746.488 0 0 226.738 3.248 18.930.502 31.522.311) 177.582 1.960 3.561.903 1.782 0 70.667 0 0 0 127.489 344.050 0 0 1.136 372.079 6.122.103.059 1.476 0 329.100.547 464.085 470.860 187.776.121 395.144.669 56.816.342.391 (1.279 8.458 0 0 0 0 0 0 0 0 0 0 22.285 0 0 0 950.189.087 0 0 0 35.432) 7.677 0 0 0 15.611.915.677 15.902 1.801.273 198.317 33.438.011.528.958 4.510 555.488 0 0 99.415.262 696.614 1.439 14.631 12.262 0 0 0 887.621 299.497 0 (3.635.072.583 1.512.702 1.245.914 0 0 0 0 0 0 0 0 0 0 0 0 406 0 0 0 0 0 0 0 39.186 6.841.178 0 1.485.179 43.849.493.148 2.482 0 0 0 0 0 0 0 23.644 872.659 1.968.078.141 (612.346.090 261.728.210.015 12.052 4.664 10.506 812.755 0 15.659.561.260 0 36.782 0 35.460 38.770 12.Motor Miscellaneous Motor ‘Others’ Bonds Contractor’s All Risks & Engineering Liability Medical and Health Others Personal Accident Workmen’s Compensation & Employers’ Liability Total 338.048 2.211.444.566 5.001.942 16.285 9.761.711 2.110 1.255 3.591.839 5.634 540.928 5.503 11.251 136.720 53.625.869 2.585.638.283.760 0 0 0 1.978 0 0 3.203 22.203 1.962.205 253.233 1.072 58.292 1.615 126.820 548.484 604.336 720.765.675 713.920 455.075.554 67.336 1.312 0 (559.701.088 9.018 0 0 0 0 0 0 0 306.734.361 0 12.417 217.126.350 1.271.248 29.512) 5.459.058 1.596 0 (6.077 8.914 0 0 0 28.555 1.196 338.151 691.433 10.269 5.882 106.787.687 608.617.440 0 9.022 4.364.009.642 0 0 0 0 0 5.512 43.046.366 12.007.079 1.707 6.304 33.822 0 12.565 61.634 2.273.254 128.590.819 1.776 0 2.993 1.965 11.676 6.616 0 0 0 0 0 565.416 4.365 606.313.928 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 81 .422.948 910.616.925 15.006 4.422 85.662 35.924.412.537 1.648.611.067.271 2.063 0 42.512 13.976 18.550.965.978) (80.373.486.947 514.057 10.032 (3.791 29.523.364.065 0 0 0 1.978 60.211 17.113.

087.611.963 259.33 14.51 9.826) Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 3.503.585 479.755 1.42 22.86 85.943.TABLE 32 UNDERWRITING ACCOUNTS (RM) Company Earned Contribution Income Net Claims Incurred Net Commissions Management Expenses* Underwriting Etiqa Takaful Berhad Hong Leong MSIG Takaful Berhad HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 801.074.38 (39.957) 134.73 9.66 44.502 97.512 13.875.163 28.81 53.421 128.710 28.513 27.871 110.82 21.032 (3.313.72 60.66 6.949.184.035 1.466.902 63.380 10.522) 25.16 17.69 37.820.98 86.072 58.527.928 193.655.07 Total (Industry) 52.51 21.051 859.252.205 (978.329 8.497 77.540.403.091.19 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 49.674) 123.501.554 Total (Industry) * including Bad & Doubtful Debts Company Net Claims Incurred Net Commissions Management Expenses*1 Underwriting Expenses Etiqa Takaful Berhad Hong Leong MSIG Takaful Berhad HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 59.010.92 84.975 28.007.486.942.77 80.961 28.24 77.386 1.571 1.06 19.210.74 16.034 716.928.30) 16.561.33 24.096 245.564 36.88 102.78 45.41 Percentage of Earned Contribution Income (%) * including Bad & Doubtful Debts 82 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .502.195 8.456 213.95 0.755.554.113.451 (17.864 4.880 44.374 (973.142.369.301.224 1.895.791.413 12.085 40.403.068.825.63 37.619 6.867.728.408.69 23.351 12.711 36.925 15.262.79 (8.54 85.93 78.630.83 54.57 126.79) 47.959.

FAMILY TAKAFUL .

667 6.522 311.990.INCOME (RM) Takaful Fund and Reserves Beginning of the Year Company AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad Annuity Investment Linked Ordinary Total 0 0 0 848.713 7.428.677.744 125.197.853.461 1.115.373 267.089.255 7.396 208.OUTGO (RM) Company Death Maturity Surrender Others Total 2.195 562.545 0 528.734.280.184.034 265.431 15.519.734.669.001.514 117.922.066.580.737.202.877 46.082.794 349.944.846.130 3.635 6.959 3.815 27.379.895 0 44.024 138.112 54.915.284 45.564 52.054 52.600 699.355.115 83.930.345 11.005 1.928 751.299.761.704 0 0 343.990.219.973.761.908.152.193.624.223 5.495.237.872.957 61.614 649.285 59.533 57.339 29.037 523.281.798.613 50.501.082.576 (1.565.680 10.588 122.683 648.964 125.315.863 291.546 2.640 63.934.575 6.241.037 104.825 431.656.474 68.496.788 132.490.437.402 1.360.250.296 2.837 272.788 65.170 998.916 23.958.930 134.825.513 0 0 0 76.589.TABLE 33 REVENUE ACCOUNT .693.035.184 14.806.775 267.324.278.321.575 1.920 258.707.091 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 7.484.399 137.547 3.033 20.337.081 5.122.924.801.466.376.736.925 1.316 0 0 0 0 21.640 2.255.077 223.154.174 210.765 25.452 0 20.886.827) 36.374 9.734.335.722.107.116.269.075 26.490.910.472 127.976.116.923.178.990 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd Total (Industry) TABLE 34 REVENUE ACCOUNT .510 303.982.387.752.889 5.148.080.521.154.866 1.522 9.898 7.967 199.521.303 267.689 1.489 10.910.296.733 AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 84 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .749 4.465.229.153.087.985 27.116 1.940 141.192.320.657.929.685 Total (Industry) 401.809 195.943 33.060 60.638 29.742 56.939 70.

612.129 37.128 0 0 0 0 0 0 0 0 0 71.090.192 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 85 .921 20.953 308.000 861.723.737 8.322 701.528 0 0 439.965 4.344 0 0 0 8.562 188.734 1.510.185.123.254.119 4.268 151.765 30.338.198 0 88.853.649.424 593.588 4.860 8.809 234.910.840.396.662 17.271.833.675 153.827 0 0 0 0 108.260.514 85.886.952.716 180.243.716 180.314 0 0 0 7.143 941.572.734.135 33.566.512 5.967 39.424 593.195.028 0 0 153.414.185.349.289.907.028 494.998.600 0 93.239.052.903 0 0 0 0 0 0 0 0 6.470.773.866.301 193.539 160.601.244 1.700 7.994 5.635 1.000 2.576 32.782.753 175.371.367.209.092 2.143 941.106.706.826 12.052.592.495.507.944.894.028.250.131.394 819.241.148 563.195.605.851.763 2.884.952.573.342 182.842 1.797 10.Net Contribution Income Net Investment Income Bad Debts Write Back Recovery of Diminution in Value of Investment Other Income Total 83.666 51.677.210 175.129 4.099.174.170 1.460 1.743.361 258.767.028.377.454 3.271.317.759.000.708 47.768.743.866.608 38.448 0 0 0 10.853 0 0 1.668.403.420.820.885.156 42.511.785.439 100.000 193.744.426.192 Commissions Paid Management Expenses Bad and Doubtful Debts Diminution in Value of Investment Other Outgo Transfer to Income Statement Takaful Fund and Reserves Carried Forward Total 0 0 0 37.833 7.516 46.708 652.997 108.082 0 0 8.888 1.817.407 18.952 46.296.248.663 344.459 339.164.560 214.675.285.957 16.371.907.078 574.094 20.832.148 563.807 2.284.000 0 0 111.393 0 0 0 25.128 156.995 14.910 15.289.268 151.043.512 5.377.170 8.348 113.084 51.310.750.888 752.888 1.894.027 36.666 51.282.886 891.400 10.073 12.495.103.570 1.172.170 8.260 7.000.379.119.526.195.143.886.537 21.675.435 12.000 77.736.041.151 0 0 888.120.686 0 416.471.846 409.254.839.598.767 1.017 800.790.428 4.804 84.248.830.494.568 0 10.925.102 23.642 233.396.611 527.069 136.403.172 177.192.944.550 0 1.699 0 0 0 12.245.336.054.832.907 128.828.661 98.617.

632 142.923.695.250 11.155.652 28.378.285.235 276.709.052.619.605.069 136.473 397.714.579.087.313 1.420.454 41.298 3.507.430 4.426.192.317.446.768.439 100.204 82.473 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 0 0 0 0 0 0 0 0 0 0 0 0 35.995 0 78.376.209.892 403.205 27.201.612 312.119 4.141.552 2.948 66.751 8.615.782.099.998 1.200.201.494.308.368 27.138 4.412.622.612 0 0 0 0 0 0 0 7.300 7.410 1.840.549 9.222 5.670.598.260 2.793.979 617.631.586 2.086 12.591.252.566.269 4.210 1.307.273 2.092.277 0 0 16.753.570 1.525.391.869.778 0 1.851.214.605.500 87.140.106.423.TABLE 35 LIABILITY OF STATUTORY FUNDS (RM) Company AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd Total (Industry) Takaful Fund & Reserves Provision for Outstanding Claims Amount Due To Income Statement / Takaful Funds Provision For Tax On Unrealised Capital Gains 113.608 38.969.030) 148.711 1.981 38.666.663 344.000 0 0 0 0 201.469 0 19.790.853.617.509 337.840 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 0 0 0 0 0 0 207.143.990 1.300 105.852.663.717.467 46.230 Company AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad Total (Industry) 86 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .564.800 50.582 496.572.548.846 409.394 819.621.726 318.005 0 0 77.662 2.213 69.782.919.690 31.668 (468.308.000 13.170 21.921 302.701.241.231 9.878.200.441 200.540. Plant and Equipment Investment Properties Financing Goverment Islamic Papers Islamic Debt / Security & Equities 0 0 0 66.462.769 57.087.802.290 28.015 0 73.833 7.752 TABLE 36 ASSETS OF STATUTORY FUNDS (RM) Investments Property.586 26.131.100.885 13.121 129.895 291.

045.752.601.110 838.012 4.635.106 1.077 58.854 60.677.447.077 25.923.086 32.006.743 3.596.408.947 440.685.087 1.083.707 1.000 97.232 795.724 7.741.085 146.085.836 3.159.346.247 2.097.750.057.897.238.231.906.955 7.489 329.848.310 1.054.589 117.348.162.428.822.105.885 619.298 35.450.129.031 9.907.902 22.906 17.385.973 88.057 80.099 5.673.397.789.226 383.789.061 27.728 6.274.889.767.026.076.612 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 87 .520 241.528 42.999.837 1.633.164.672 272.597 10.910.000 74.397.115 10.335 118.428.578.752.627 8.588.611.806 159.672 14.072.097.633 58.874.004.061 449.654.543 610.673.612 Investments Other Investments Total Foreign Assets Investment Accounts and Islamic Money Market Cash and Bank Balances Other Assets Total Assets 23.062 125.059 384.551.715.700.532.492.226 383.335 118.176 129.316 29.934 1.319.606 22.083.547 0 0 0 0 66.171.750.192 111.110 3.391.121.635.964 226.974 101.137.085 146.075 8.762.858.904 17.823.742 4.282.536.528 42.814 24.067 146.742.064.255 1.319.676 38.502.442.436 4.616.589 884.235.256 555.072.348.543 17.121.947 440.262.661.653 0 1.523 121.056.676 89.297 368.361.235 1.211.177 292.075 8.453.521.302 81.247 0 0 0 0 22.837 1.132.590.096.312.454.388.909 22.861 159.716.193.042.533.350.769.523.784 17.520.453.846 33.910.193.448 3.520.822.602.333 51.456 1.088.045.538.691.340 11.742 4.897 0 0 0 0 31.956 25.132.959.555 316.941 129.589 884.453 3.382 201.880.155 11.854.Other Liabilities Total Liabilities 2.892 7.000 3.

303.315 Grand Total 92.102.961 0 76.139.590.436 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 0 0 0 33.929.678.393.905 0 0 3.000 6.799 38.704 0 0 627.828.410.139.363.694 24.304 0 0 292.481 940.382.990.750.615 7.420.465 0 0 0 1.000 0 0 469.412 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 84.994. of Sums Participated Single Contributions Annual Contributions 5.592 27.614 55 28.876 6.432.690.800.422 770.324 0 0 0 0 0 0 0 6.019.941 33.799.186 0 0 0 0 0 0 0 25.449 212.014.126.965 0 0 0 0 2.297 15 32 175 1.722.155 0 0 435.049.722.936.034.332 866 0 2.482 0 0 0 62.945 758.000 0 0 2.408 78.457 47 278.437.645 0 0 245.286 1.INDIVIDUAL ORDINARY FAMILY Endowment Company No. of Sums Participated Single Contributions Annual Contributions AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad 882 13 0 55.910 1.TABLE 37 NEW CERTIFICATES ISSUED .898 5.737.937 17.968.444 0 152 2.292.324 2.909 0 0 0 132.725 0 0 0 17.894 150.153 13.486.965 20.717.333 2.139.558.188 76.410 20.090.638 22.000 0 0 0 0 0 0 0 12.058.385 368.474.035 0 0 17.430. of Sums Participated Single Contributions Annual Contributions 22.586 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 7.090.132.553.802 0 0 0 0 4.000 112.844 0 0 0 803.572 2.413 0 49.341 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad Temporary Company AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad Grand Total Medical & Health Company AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd Grand Total 88 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 No.040.766.508 No.590.000 0 0 24.420.416 0 72.693 .094 0 0 0 0 0 0 12.403.000 60.839.931 314.483 1.213 0 3.000 0 0 234.977.855.

770. of Sums Participated Single Contributions Annual Contributions 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Temporary I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 89 .188 0 4.430.956 96.000 292.500 7.980.614 1.238 0 17.638 12 5.241.568 44.180.883 21 1.959 15.790 199.000 0 0 4.128 No.266 57.080 476.231 9.758.850.058.INVESTMENT LINKED Endowment No.192.599 187.412.998 4.637 103.602.707 2.804.661.451 0 17.065 2.014 2.199.749.940.440 0 1.015.340 8.656.269.289.392 62.106 37.784.257.926 0 5.922 5.525 4.940.656 330. of Sums Participated Single Contributions Annual Contributions 5.586.210 49.943.640 39.079 0 699.712 1.000 43.932 2.792.117 742.307.932 10.592.449 120.227.110.719 3.060 242.228.

744.723.011 7.364 13.945.715 0 0 0 0 0 0 2.297 167 2.911 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 0 0 0 0 317.430.290 4.413 0 51.846.132.889.439 2.080.399.935.855.650 6.816 0 68.729 65.540 247.737.155 0 44.540 0 0 0 0 0 0 Grand Total 17.492.166.935.307 7.559.151 37.977.540 0 Company No.578 40.911 13 0 348.305. of Sums Participated Single Contributions Annual Contributions AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 0 17.733.271.388 0 0 0 0 2.617 51.483 13.957 Grand Total 0 1.718.271.219 0 11.929.394.946 1.650 AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad Grand Total 90 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .814.290 0 0 0 4.007 0 99.729 0 0 1.792.966 570.523 1.879.304 989.345 31.656.946 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 0 0 0 0 59.767 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 84.410 2.650 11.421 337.018. of Sums Participated Single Contributions Annual Contributions AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad 0 0 0 0 8.876 8.154.271.035 0 0 17.732 314.446 940.638 38.735.TABLE 37 NEW CERTIFICATES ISSUED .873 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 7.535.949.108 Riders TOTAL Company No.801 0 0 16.276.089.019.841.650 0 0 0 11.558 218.125 0 53.253 382.720.591 0 26.770.904.126 0 0 0 803.748.133 861.903.029 0 28.INDIVIDUAL (cont’d) ORDINARY FAMILY Other Plans Company No.480 0 0 0 0 4.020 12.863.913.972.845.731 0 172.429.375.180 215.743 300. of Sums Participated Single Contributions Annual Contributions 28.614 17.790 36.913 265.

217 0 0 0 0 0 0 0 4.588.058.770.192.318 96.998 5.412 919.940.199.308 103.734.707 29.079 0 724.482.604.508.147.164 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 91 .451 0 17.500 295.188 0 4.494 10.238 0 17.206 18.220 Riders TOTAL No.289.729 0 0 0 0 0 0 0 202.478 0 0 0 0 0 0 937.724.965 2.156.060 247.749.110.391.014 2.210 730.879.000 0 0 4.818 8.726 394.380.712 1.440 0 1.942 0 0 0 0 0 0 0 478.638 12 5.269.000 1.INVESTMENT LINKED Other Plans No.011. of Sums Participated Single Contributions Annual Contributions 5.719 3.771.901. of Sums Participated Single Contributions Annual Contributions 0 263 0 0 0 25.266 57.127 0 398.278 0 0 0 1.816 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 263 25.922 5.942 0 478.227.228.362 0 0 0 0 0 205.065 2.695 44.796.850.117.500 2.106 37.224 110.943.890 47.883 284 1.124.816 No.656 330.586.004 0 172.000 0 0 0 47. of Sums Participated Single Contributions Annual Contributions 0 0 0 0 24.142.241.895.295 177.380.105.480.247 2.525 5.500 55.104.973.000 43.012.127 206.210 10.790 199.053.796.640 244.412.930.084 476.614 1.926 0 5.449 120.841.

101. of Sums Participated Single Contributions Annual Contributions 0 124 0 279 0 0 0 0 0 24.234.931 AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad Grand Total Temporary Company AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad Medical & Health Company No.593.772 8.271.681 0 0 0 0 Grand Total 74.605 17.355.755.857 51.641 14.844 233 3.717.494 32.500 0 0 0 0 0 0 0 166.080 107 0 0 0 4.770.166.948.840 0 1.636.781.637.484.000 0 44.788 1.297 72.403.269.345.600.000 0 0 0 0 0 0 0 43.943 19.015.262.527.896 231.901. of Sums Participated Single Contributions Annual Contributions 0 0 0 226 0 0 0 3.570.520.310.000 0 20.238.936 1.863.318.525.685.773.337.868.139.904 16 3.448 0 1.000.802 0 0 0 0 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 19.894 59 35 9 11.446 2.521 36.098.040 0 39.205.000 251.765 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 0 0 1.152 143.065 38.GROUP ORDINARY FAMILY Endowment Company No.959.614 16.861 145.856.124.TABLE 38 NEW CERTIFICATES ISSUED .962.091 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 49.599.232 2.035 1.421.425.000.101.763.937.940 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 0 0 0 0 0 0 0 18.810 38. of Sums Participated Single Contributions Annual Contributions 0 0 2 611 719.500 0 0 0 0 0 0 0 1.037 69.590 4.584.913.782 441.567 47.510.159.196 No.093.140.555.554.558.683 176.982 34.070.741.721 0 AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 92 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .089.173 134.661 4.412 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 0 0 0 7 0 0 0 136.929.517 105 4.249 0 0 0 0 Grand Total 1.

000 0 0 0 35.205.433.341 72.234.037 69.476.635 145.636.614. of Sums Participated Single Contributions Annual Contributions AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad 0 201 2 1.052 178.390 264.554.567 0 728 0 43.015. of Sums Participated Single Contributions Annual Contributions 0 77 0 0 0 5.050 0 0 0 6.844 Grand Total 76.658.107.111 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 93 .641 14.247 197.256 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 0 0 0 0 0 1.523.940 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 19.050 6.274 27.269.849.797.000 0 4.884.928 0 0 0 0 0 0 77 5.305 576.614 0 0 0 0 Grand Total 0 21.451.690.740.748 2.759 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 49.074 1.401.504.605 21.318.119 47.988.465 0 0 0 0 0 0 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 0 0 0 0 0 1.961.342.153.393 0 AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad Grand Total Riders & Retakaful Accepted Company No.567 48.936 21.370 0 0 0 65.753.840 0 1.710. of Sums Participated Single Contributions Annual Contributions AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad 0 0 0 0 0 13.747.135.210 12.422 0 618.597 219 4.070.265.228.093.044 0 175.559.512.545 0 0 0 728 0 0 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 0 0 0 0 0 3.856.098.982 74.894 59 35 9 11.788 1.867.544 0 0 0 1.065 38.857 93.262.772 8.264.510.ORDINARY FAMILY Other Plans Company No.500 0 239.163.391.466 0 0 0 11.092.506.748.413.614 24.818 0 1.570.599.929.943 19.749 0 26.948.329.449.559 65.989.860 38.901.270 36.297.973.186.256 TOTAL Company No.773.661 7.116 719.140.329.355.634.904 16 4.564 18.

469 0 71.129 0 7.001 0 63.759 1.608. of Sums Participated Annual Contributions 2 0 0 3.150 33.081 (553.221 9.088 0 28.625.868 9.964.482.328) 3.504.779.725.431 0 0 7.155 559.672.085 20.186.472.260 4.582) 89.856.705 (78.928 150.255.162 3.821 31.243.100 43.317 Grand Total 23.389 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 2.597 76.396 297.031 0 0 0 46.209.613.081.938 20.118 0 1.406.349.896 AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad Other Causes Company No.993 51.772 9.604 2.268 (1.577.511 39 396 (619) 66.520 0 132.031.822 140 0 0 1. of Sums Participated Annual Contributions AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad 19.016.662 0 0 529.INDIVIDUAL ORDINARY FAMILY Death Company AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd Grand Total No.866.510 4 0 26 30 112.497.409 0 69.359 224.294 0 0 0 184.681.279 123.594.626.341 0 0 0 1. OF LIABILITIES OR CONTRIBUTIONS .993 Maturity Company No.375 15 0 635 353 542.758 295.751 7.849 1.249) 3.433 (15.884 134. of Sums Participated Annual Contributions 0 0 0 3.335 Grand Total 94 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .741 1 0 47.019) Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 3.113.285.291 676.555 14.059.020.406 1.000 3.TABLE 39 TERMINATION ETC.000 4.971 4.132 0 0 0 0 0 0 0 0 0 0 0 0 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 0 0 20.612.000.447 118.670.

442.700 9.754 2.875 (725.977.ANNUITY INVESTMENT LINKED Death No.600 128.400 Other Causes Other Causes No.285 137.660 0 0 0 0 80.927.879 0 0 33.250 4.198 377 204 0 125.000 891.253 1.942.889 734.798 26.926 217 2 14 12 9.000 541.107 22.363.871 0 0 0 0 0 214 0 51 0 24.200 11.295.361.698 104.054.200 0 0 1.838 225.793 80.996.317.195. of Sums Participated Annual Contributions No.720 13.000 0 0 0 0 4.049.248 1.832.740 0 0 0 0 65 0 0 0 2.635.576.806.636) 98.905 488.551 224.602.492 257.518 363.600 19.811.009. of Sums Participated Annual Contributions 1.735.306 143 1.151 0 2. of Sums Participated Annual Contributions 1 2 0 0 1.799.719 0 0 0 0 0 73.771 Maturity No.185 (302.719 0 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 95 .235 9.470 0 0 0 0 0 0 0 0 0 0 0 0 48.820.266 2.137.280 0 0 12 15 12 80 643.550 835.036 30.051) 3.249.730 21.138 0 3.180 2.555 0 0 27 0 0 0 609.847 0 1.625 125. of Sums Participated Annual Contributions 0 0 0 930 0 0 0 64.611.860 27.553.261 2.048.306 75.066 941 14.400 851.543.917 63.124 0 0 0 0 0 551 1.400 0 3.643 1.298.097.429.817 92 3.393 251.142.284 21.200 367 17.

586.024 1.379 10.148 11.804 777. of Sums Participated Annual Contributions 145 0 0 196.357 442.484.158 0 10.566 20.326 33.749.751.001 0 87.968 1.950 17.167.046.901.393 576.433.102 200. OF LIABILITIES OR CONTRIBUTIONS .815 103.393.846 123.749 0 TOTAL Company No.108 13.211 20.710.719 20.578 21.749 0 0 0 0 0 0 Grand Total 0 97.325.506.460.876 8.424 295.877 279.900 10.672 13.535 278.277.278 6.525.TABLE 39 TERMINATION ETC.689.568.222 62.573.424 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 47 0 4.902.495 AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad Grand Total Transfers to or from Malaysian Register Company No.066 72.691.265 37.759) 396.151 3.586 59.902.460.619 67.493 (787.291 11.669.746 149.208 1.129 0 18.154 157.078.866.930.100 340.415.428.736 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 3. of Sums Participated Annual Contributions 19.606.719 AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad Grand Total 96 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .072.380 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 542 17.612.777 22.455 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 2.913 16.628. of Sums Participated Annual Contributions AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad 0 0 0 0 0 0 0 0 0 0 0 0 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 0 0 0 0 0 0 0 0 0 0 0 0 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 0 0 0 0 0 97.520.333 0 295.708 101.364.296.INDIVIDUAL (cont’d) ORDINARY FAMILY Surrender Company No.802.361 1.903.888 1 0 250.776.055 2.250 14.562 39 4.059.509.612 1.946.666 0 0 10.715.079.819 0 0 22.152 (6.393.096 22.210.459) 4.

424.295 3.369.050 22.774 0 0 0 0 0 0 0 0 0 0 0 0 9.692.287 0 0 242 0 0 0 6. of Sums Participated Annual Contributions 1.595.717 0 Transfers to or from Malaysian Register No.047.508 780 37.892.136.750.000 0 0 0 0 4.954 13.092.280.298 852 3.121. of Sums Participated Annual Contributions 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 311.011.176 7.997 129.365 477 217 930 145.874 38.178.173 1.400 16.639.316 1.230) 119.283 4.220.000 0 0 0 0 418 0 2.488.299 0 301.501 20. of Sums Participated Annual Contributions No.236 19.665 476.164.436 0 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 97 .000 0 479.677.615 6.974 872 40.031.662 523.062. of Sums Participated Annual Contributions No.274 2.923.386.031 994.813 22.359 25.436 280.940 0 0 0 0 630 0 0 0 34.157 388.063.402.436 0 0 0 0 0 96.486.820 3.591 44.351 (294.115.942 404 2.375 27.062 4.459.914 74.532 0 0 215 0 0 0 5.114.478 TOTAL TOTAL No.948.683.165.976.097 19.092.669 56.908.308.478 0 0 0 0 311.376 27.120 1. of Sums Participated Annual Contributions 166 98 13 0 20.841 176.661.373 271.212.717 0 0 0 0 0 18.267.744 3.924.851.200 0 0 0 0 565 0 0 0 31.350.192.375.494.094 3.708 386.639 303.339.424.INVESTMENT LINKED ANNUITY Surrender Surrender No.153 0 5.170 0 0 0 0 0 0 0 0 0 0 0 0 58.707 237.832.952 91.391 5.287.262 1.234 299 743 249 405.610 2.875 63.

781.297 2.675 0 0 0 38.621.551 73.GROUP ORDINARY FAMILY Death Company No.771.261.792 6.820 Grand Total 9.649.784 0 0 0 0 0 0 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 12.980 262.087.951 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 0 4 5.190 130.677 0 0 0 204.007 0 0 0 435.326.095.425.700 0 0 0 1.533.859 1.506.475 0 0 946.396 0 0 0 0 0 0 0 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 0 1 0 0 0 58.630. of Sums Participated Annual Contributions AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad 0 0 0 0 1.092.598.847.538.498.060 Grand Total 286 155.771.TABLE 40 TERMINATION ETC.910.219 124.544 0 63.675 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 3 0 0 0 12.604.555.148.896 98 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .505 0 0 0 15.725 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 1.670 49.347 1.400 0 1.671 106 0 1.144 Other Causes Company No.210.402 18.331.233 Maturity Company No.900 55. OF LIABILITIES OR CONTRIBUTIONS . of Sums Participated Annual Contributions AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad 0 0 0 0 0 1.855.683.151 0 2.963.032 54.144 Grand Total 12.000 36.931.897.662 435.360 5.120.931.754.950 0 0 0 464.000 7.425.547 29.129 3.456.396.578. of Sums Participated Annual Contributions AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad 0 76 0 1.849 15.678 1.794.562 0 240 0 258 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 283 0 0 0 10.549.784.031.597 61 29 5 8.

840 210 1 0 0 9.048 0 0 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 0 0 0 0 0 0 0 0 0 0 0 0 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 0 0 0 0 0 0 0 0 0 0 0 0 Grand Total 0 12.026 286.200 0 1.235 1.468 77.560 0 407 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 18.796 279.000 233.605 57.406.792 6.457.048 0 12.396.670 0 2.013.287 10.440.719.479.548 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 99 .626.895.482. of Sums Participated Annual Contributions 0 0 0 0 303.723.899 2.272.062.149.316.588.764.921.432 15.671 106 1.449 0 111.653.048 AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad Retakaful Accepted TOTAL Company No.819.440.003.899 0 0 0 2.347.452.710 11.263.807 0 0 0 594.559.075.227 Company No.509.616 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 31.162 0 114.803.146 0 0 0 1.154.450.933 0 2.670 354.444 Grand Total 40.189.070.402 22.495.ORDINARY FAMILY Surrender Company No.810 63 29 5 8.542 1.828 3.067.620. of Sums Participated Annual Contributions AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad 0 76 0 1.283.469 15.705 1.911 216.742.269 0 0 0 1.963.420 Grand Total 18.106 4 5.895.357 6.467 3.240 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 1. of Sums Participated Annual Contributions AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad 0 0 0 0 0 12.609.596.604.755.540 132.761 29.369.558 0 0 0 10.935.830.

170.814 18.274 AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad Temporary Company AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd Grand Total No.090 240.475 1.241 233.590.165 0 0 0 0 0 0 0 0 0 0 0 0 39.739 656.420 81.000 41 737 0 1.414 790. of Sums Participated Annual Contributions 3.182.602.689.784 15.060.487 167.021 71.387 196.TABLE 41 CERTIFICATES IN FORCE AT END OF YEAR .808 114.300.169.414.910.848 88.791.281.827.844.906 31.504 0 0 20.705.500 154.284 5.042 2.610 19.993 353.INDIVIDUAL ORDINARY FAMILY Endowment Company No.356 15.157.742.792 0 289 23.838.550. of Sums Participated Annual Contributions 20.628.897 0 50.453.220 190.992.891 0 0 2.863 257.278.799.569 0 0 162.107 0 93.672 806.648 8.732 958 6.594.000 0 143.337.278 105.072 0 0 405.432.501 2.640 Medical & Health Company AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd Grand Total 100 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 No.008 86.920 0 0 0 6.415 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 1.212 0 56.332 0 469.571 0 0 415 21.000 0 418.871 0 694.051 0 232.780.115.333.123.990 479.359.671 12 0 5.652 70.976.696.008.107.208 Grand Total 899.577 289.530.115.812 0 0 699 20. of Sums Participated Annual Contributions 5.882 148.846.000 34.944.323 391.195.003 32.697 0 0 433.990.869.446 0 830.000.449.705 2.935.404 .388 0 265 1.504.000 695.491.687 0 37.579.829 3.823.148.

576 0 0 0 0 0 0 0 0 0 0 0 0 121.332 450.491 1.346 13.143 35.275.549.622.328 1.434 28.705 191.669.395.001 78.827 236.857 13.408.373.838.122 7.423 0 1.018 31.268 32.554.396 0 0 0 0 0 0 0 0 0 0 0 0 688.079 850. of Sums Participated Annual Contributions 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 20.479 0 0 0 388.563 16.809.844 2.023.000 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 8.636.814.469.295 112 2.456.INVESTMENT LINKED ANNUITY Endowment Immediate Annuities No.802.222.028 0 0 0 Temporary Deferred Annuities No.651 15.849 0 0 0 990.302 10. of Sums Participated Annual Contributions 9.522.510 0 0 0 0 0 0 0 0 29.489.007.974 863 1.515 713.563.900.119 0 0 0 0 0 0 0 0 0 0 0 0 0 32.315.190.378.043.313 80.136.318 0 31.228.510 0 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 101 .463.898 2.544 25. of Sums Participated Annual Contributions No.098.569.787 80.674 576.356 17.600.574 165.692 595. of Sums Participated Annual Contributions No.822.

875.578.919.738.158 .566 1.887 693. of Sums Participated Annual Contributions 29.306.308 194.889.142 6.267 32.494 0 122.256.000.871 861.721 36.141 5.250 947. of Sums Participated Annual Contributions AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad 0 0 35.206 0 1.024.031 0 35.425 16.885 13.689.269.810.886 Company No.680.361 82.TABLE 41 CERTIFICATES IN FORCE AT END OF YEAR .009 250.954 Riders TOTAL Company AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd Grand Total 102 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 No.292 21.251.973.996.936 0 2.035 17.995.875.034 532.870 71.323 680.210 352.037 0 12.697 86.302.210 0 0 0 352.310.523.435 443.155.368.445 Grand Total 0 11.962 20.000 330 24.232.882.584 137.702 70.931 3.567 2.732 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 0 0 0 0 317.545.815.814 31.529.811 1.632.179.155.354 609.661 204.802 237.400 9.171.397.408 12 1.813 276.141 131.886 0 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 0 0 0 0 0 0 0 0 0 0 0 0 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 0 0 0 0 0 0 0 0 0 0 0 0 Grand Total 35.274 2.822.337.578 0 214.716.632. of Sums Participated Annual Contributions AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad 0 0 0 0 10.009 0 0 0 250.591 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 0 0 0 0 0 165.006 40.362.731 977.181.888 82.157.623.360 0 396.031.899 53.869.227 45.334.673 97.392.966.775.312.086.483 2.INDIVIDUAL (cont’d) ORDINARY FAMILY Other Plans Company No.105.279 55.

697.304.985.402 32.636.964 0 0 0 0 0 0 0 0 0 0 0 0 121.302 11.444 0 31.423 0 1.889.023.887.898 2.620.378.193 TOTAL TOTAL No.565.827 4.431.157.931. of Sums Participated Annual Contributions No. of Sums Participated Annual Contributions 9.968 0 0 0 0 20.974 863 1.574 887.217.632 0 0 0 3.669.491 1.510 0 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 103 .479 0 0 0 388.396 0 0 8.234.500.909 0 5.126 0 0 0 150.306 0 861.145 723.328 1.226 0 0 0 144.955 0 0 0 0 0 0 0 0 0 0 0 0 1.955 Riders No.849 0 0 0 0 0 0 11.295 1.692 607.961.226 144.381.353.600.747 853.058.857 164.313 102.456.315.777 0 0 0 3.134 0 708.651 713.696.651 15.098.143 35.668 3.136 0 0 721.563 19.546.395.587.620.407.939 78.346 13.000 0 22.INVESTMENT LINKED Other Plans No.546.559.494. of Sums Participated Annual Contributions 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1.244 35.849 0 0 0 990.122 7.544 25.338 2.802.408.356 17.869.299.000 3.870.222.451 1.510 0 0 0 0 0 689.607.136. of Sums Participated Annual Contributions 0 0 0 0 23.936.045.000 0 0 0 0 32.632 3.176 29.822.332 450.610.433 0 0 0 0 399.787 80.838.228.161.043.753 2.027.705 191.211 28.

616 2.116.939 18.158.553 0 0 0 0 37.404 694 15.207.319 206.203.410 0 30.982 49 15.068.723.929 38.322 8.445.068.373.554.825.459 0 0 0 0 Grand Total 285.740.368 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 230.247.499 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 0 0 0 157 0 0 0 875.000 0 .960.000 0 0 0 134.778 AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad Medical & Health Company AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd Grand Total 104 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 No.180.976.494. of Sums Participated Annual Contributions 0 133 0 279 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 877 186 0 0 0 1.850.291.500 143.180 10.000 0 0 0 0 1.095.866.978 3.300.927.659 AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad Temporary Company No.542 2.072.285. of Sums Participated Annual Contributions 0 0 0 429 0 0 0 11.746.850.476 1.979.500 0 0 0 774.446.528 2.047.888. of Sums Participated Annual Contributions 4 4 5 716 2.550.017.328 64 39 30 11.982.000 0 0 0 8.664 0 2.747.618.596 42.561.952.336.846.926 49.GROUP ORDINARY FAMILY Endowment Company No.920 Grand Total 590 12.205.240 0 0 0 4 0 0 0 80.TABLE 42 CERTIFICATES IN FORCE AT END OF YEAR .

424 2.101.793.547.445.456 410.847.000 0 2.920 Grand Total 287.326.910.819 0 0 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 0 0 0 0 0 3.205.303. of Sums Participated Annual Contributions AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad 0 1 0 0 0 13.596 146.180 22.978 23.960.988.264 2.ORDINARY FAMILY Other Plans Company No.664 0 2.712 0 0 0 192.939 18.240 37.943.810.460.914.410 0 1.322 11.017. of Sums Participated Annual Contributions 0 79 0 0 0 5.550.887.647 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 230.723.475.024 0 AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad Grand Total Riders & Retakaful Accepted Company No.022.170.036 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 105 .599 TOTAL Company No.257.024 0 0 0 0 0 0 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 0 0 0 0 0 0 0 0 0 0 0 0 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 0 2 0 0 0 35.830.866.929 43.160. of Sums Participated Annual Contributions AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad 4 217 5 1.281 1.927.338.467 245.371.542 2.976.212.500.982 52 16.500 0 0 0 217.116.609 0 0 0 8.037 15.305.394.207.328 64 39 34 11.780 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 0 0 0 0 0 22.300.553 0 192.618.690 42.094 0 87.819 0 134.083.758.407.000 0 0 0 0 0 0 81 5.643.226.285.291.150 0 0 0 0 Grand Total 0 20.494.926 49.

com. The Icon No.tuneinsurance. Wisma Boustead 71. 8.oac.my 23820-W Ground Floor.axa.com.msig.Asia 1008. No.26th Floor Bangunan Public Bank 6. Plaza Berjaya 12. 1. Wisma ACE Jerneh 38.com. 55100 Kuala Lumpur Tel : 6 03 2141 3323 Fax : 6 03 2142 4782 www. Jalan 1/68F Jalan Tun Razak 55000 Kuala Lumpur Tel : 6 03 2180 3000 Fax : 6 03 9281 2729 www.mpib. Jalan Raja Chulan.Asia General Insurance Berhad 16688-K Menara Uni. Jalan Imbi. West Wing.com. 76. Wisma Bumi Raya 10.my Overseas Assurance Corporation (Malaysia) Berhad 102249-P Level 18. 50200 Kuala Lumpur Tel : 6 03 2170 8282 Fax : 6 03 2031 7282 www. Jalan Imbi 55100 Kuala Lumpur Tel : 6 03 2118 8000 Fax : 6 03 2118 8098 www.com. Jalan Bukit Bintang 55100 Kuala Lumpur Tel : 6 03 2118 0188 Fax : 6 03 2118 0288 www. Block 3A Plaza Sentral. Selangor Tel : 6 03 7861 8400 Fax : 6 03 7873 7430 www.31st Floor.my Berjaya Sompo Insurance Berhad 62605-U 18th Floor. Jalan Raja Chulan 50200 Kuala Lumpur Tel : 6 03 2050 8228 Fax : 6 03 2026 8086 www. Menara Prudential 10. Lorong Dungun Damansara Heights 50490.rhbinsurance.my AmGeneral Insurance Berhad 44191-P Menara Kurnia No.acejerneh. Kuala Lumpur Tel : 6 03 2087 9000 Fax : 6 03 2094 1366 www. Menara BGI Plaza Berjaya.qbe. Menara Worldwide 198.com RHB Insurance Berhad 38000-U Level 12. 638.com Level 6. 9. 50000 Kuala Lumpur Tel : 6 03 2262 8688 Fax : 6 03 2715 1332 www. Jalan Sultan Ismail 50250 Kuala Lumpur Tel : 6 03 2619 9000 Fax : 6 03 2693 2893 www. 50350 Kuala Lumpur Tel : 6 03 2698 5033 Fax : 6 03 2693 8145 91603-K UNI. 7th. 6th.my QBE Insurance (Malaysia) Berhad 161086-D No. Jalan PJS 8/9 46150 Petaling Jaya. Jalan Ampang.com.amassurance. 50450 Kuala Lumpur Tel : 6 03 4259 7888 Fax : 6 03 4813 2737 www. Jalan Raja Laut. Jalan Sultan Ismail 50250 Kuala Lumpur Tel : 6 03 2026 9808 Fax : 6 03 2026 9708 www.my Allianz General Insurance Company (Malaysia) Berhad 735426-V Suite 3A -15.com.com. 9.my 106 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 12557-W 11th Floor.my Tokio Marine Insurans (Malaysia) Berhad 149520-U 29th . Block B1 Pusat Dagang Setia Jaya (Leisure Commerce Square) No. Jalan Munshi Abdullah 50100 Kuala Lumpur Tel : 6 03 2034 9888 Fax : 6 03 2694 5758 www. Jalan PJS 8/9 46150 Petaling Jaya.INDUSTRY CONTACTS GENERAL ACE Jerneh Insurance Berhad 9827-A 12th Floor.my . Menara Multi-Purpose Capital Square.aig.my Tune Insurance Malaysia Berhad 30686-K Level 9. 21st . Selangor Tel : 6 03 4047 8000 Fax : 6 03 4043 8680 www.lonpac. Jalan Sultan Ismail. 50250 Kuala Lumpur Tel : 6 03 2058 3000 Fax : 6 03 2058 3333 www. No. Menara BGI.my Multi-Purpose Insurans Bhd 14730-X 8th Floor.my Progressive Insurance Bhd 19002-P 7th.23 & 27 . PNB Damansara No 19. Jalan Sultan Sulaiman.com. Jalan Stesen Sentral 5 Kuala Lumpur Sentral 50470 Kuala Lumpur Tel : 6 03 2264 1188 Fax : 6 03 2264 1199 www. Jalan Sultan Ismail 50250 Kuala Lumpur Tel : 6 03 2176 1188 Fax : 6 03 2070 1881 AIG Malaysia Insurance Berhad 795492-W Level 18.berjayasompo.29 No.my MSIG Insurance (Malaysia) Bhd 46983-W Level 21 . Level 15. Level 6.my Lonpac Insurance Bhd 307414-T LG.uniasiageneral.com. Menara Great Eastern 303.com.progressiveinsurance. Menara DION 27.allianz. 9th & 10th Floor.com.tokiomarine.com. 12.

etiqa. Dataran Maybank No.com.com. 303.com.prudential. Menara Prudential No. Bangsar South No.com. Jalan Dewan Bahasa 50460 Kuala Lumpur Tel : 6 03 2146 8000 Fax : 6 03 2142 5863 www.sunlifemalaysia.my Zurich Insurance Malaysia Berhad 8029-A 11th Floor.com HSBC Amanah Takaful (Malaysia) Sdn Bhd 731530-M 8th . 10. Tower B PJ City Development No. 8. 338.com.9th Floor.my Takaful Ikhlas Sdn Bhd 593075-U Ikhlas Point Tower 11A.mcis.my TAKAFUL AmFamily Takaful Berhad 931074-V 12th Floor.my Great Eastern Takaful Berhad 916257-H Level 3. Bangunan AmAssurance No.maatakaful.hsbcamanah.aia. Jalan Ipoh 51200 Kuala Lumpur Tel : 6 03 6287 6666 Fax : 6 03 6259 0088 www.zurich. 1.my Syarikat Takaful Malaysia Berhad 131646-K 26th Floor.takaful-ikhlas. Jalan Maarof 59000 Kuala Lumpur Tel : 6 03 2297 3888 Fax : 6 03 2297 3800 www.my Prudential BSN Takaful Berhad 740651-H Level 8A. Jalan Sultan Ismail 50250 Kuala Lumpur Tel : 6 03 2031 8228 Fax : 6 03 2032 3939 www.com. Seksyen 51A 46100 Petaling Jaya Tel : 6 03 7650 1800 Fax : 6 03 7620 6730 www. 59200 Kuala Lumpur Tel : 6 03 2723 9696 Fax : 6 03 2723 9998 www.com.my MAA Takaful Berhad 731996-H 4th Floor 566.takaful-malaysia. 4.my Prudential Assurance Malaysia Berhad 107655-U Level 17. Jalan Maarof 59000 Kuala Lumpur Tel : 6 03 2297 3888 Fax : 6 03 2297 3800 www. Menara AIA No.aiapublic.my Hong Leong MSIG Takaful Berhad 738090-M Level 5.takaful.i-great.com. North Tower No. 1.my Etiqa Takaful Berhad 266243-D Level 19. 10. Menara Great Eastern No. Selangor Tel : 6 03 7955 2577 Fax : 6 03 7957 4780 www. Dataran Maybank No.com.etiqa.com. Menara Prudential No.com. Jalan Tuanku Abdul Rahman 50100 Kuala Lumpur Tel : 6 03 2612 3600 Fax : 6 03 2698 7035 www.my I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 107 .my Sun Life Takaful Berhad 689263-M Level 11. 2. Avenue 5. Jalan Ampang 50450 Kuala Lumpur Tel : 6 03 4259 8338 Fax : 6 03 4259 8808 www.my Etiqa Insurance Berhad 9557-T Level 19. Jalan Ampang 50450 Kuala Lumpur Tel : 6 03 2037 1333 Fax : 6 03 2056 3690 www. Tower C. Leboh Ampang 50100 Kuala Lumpur Tel : 1800 88 9659 Fax : 6 03 2031 0833 www.com. 99.com.prubsn. Jalan Kerinchi.hlmsigtakaful. Jalan Lumut 50400 Kuala Lumpur Tel : 6 03 4047 8000 Fax : 6 03 4043 2007 www. Jalan Sultan Sulaiman 50000 Kuala Lumpur Tel : 6 03 22681984 Fax : 6 03 2274 1464 www. Jalan 219. Jalan Ampang 50450 Kuala Lumpur Tel : 6 03 2056 1111 Fax : 6 03 2056 2992 www. Menara Zurich 12.amtakaful. Tower C. 15A.com AIA Public Takaful Berhad 924363-W Level 14. Annexe Block Menara Takaful Malaysia No.my MCIS Zurich Insurance Berhad 435318-U Wisma MCIS Zurich Jalan Barat 46200 Petaling Jaya.COMPOSITE AIA Bhd 790895-D No. 99. Jalan Sultan Ismail 50250 Kuala Lumpur Tel : 6 03 2053 7188 Fax : 6 03 2026 7688 www. 1.

Jalan Pinang 50450 Kuala Lumpur Tel : 6 03 2687 3600 Fax : 6 03 2687 3760 www.sunlifemalaysia.com.my ACR ReTakaful Berhad 814887-A Unit A .gov. Level 12A Menara UOA Bangsar 5. 3.piam. Tower B. Jalan Ampang 50450 Kuala Lumpur Tel : 6 03 4259 8888 Fax : 6 03 4259 8000 www.my AmLife Insurance Berhad 15743-P 9th Floor.tokiomarinelife.com.my Hong Leong Assurance Berhad 94613-X Level 3.com Tokio Marine Life Insurance Malaysia Bhd 457556-X Ground Floor. PJ City Development No. Selangor Tel : 6 03 7650 1818 Fax : 6 03 7650 1881/ 1991 www. Chulan Tower No.com. Jalan Bangsar Utama 1 59000 Kuala Lumpur Tel : 6 03 2299 6800 Fax : 6 03 2299 6900 www. Level 15 Block 3A. Jalan Gelenggang.manulife. 4 . No.com.INDUSTRY CONTACTS (cont’d) LIFE 723739-W 8th Floor. Jalan Tun Sambanthan.com. Jalan Sultan Sulaiman 50000 Kuala Lumpur Tel : 6 03 2031 8160 Fax : 6 03 2031 8170 www.my REINSURANCE & RETAKAFUL INDUSTRY ORGANISATIONS Bank Negara Malaysia 11th Floor.org. Menara Manulife 6. Jalan Tun Razak 50400 Kuala Lumpur Tel : 6 03 2059 6188 Fax : 6 03 2162 8068 www.acrretakaful. 31st Floor. Jalan Kerinchi 59200 Kuala Lumpur Tel : 6 03 2080 5200 Fax : 6 03 2080 5399 www.com Manulife Insurance Berhad 814942-M 12th Floor.8. Main Block Menara Takaful Malaysia No. Level 12A Menara UOA Bangsar 5. Plaza Sentral Jln Sentral 5.com.swissre.com.allianz.greateasternlife.hannover-re.my Swiss Reinsurance Company Ltd 993718-U 28th Floor. Jalan Conlay 50450 Kuala Lumpur Tel : 6 03 2117 6688 Fax : 6 03 2117 3698 www.uniasialife.com.my Life Insurance Association of Malaysia (LIAM) No. 150.Asia Life Assurance Berhad 277714-A Bangunan Uni.hla. Kuala Lumpur Sentral 50470 Kuala Lumpur Tel : 6 03 2264 1188 Fax : 6 03 2264 1199 www.liam.com Labuan Reinsurance (L) Ltd LL00067 Tower 5. Seksyen 51A 46100 Petaling Jaya.malaysian-re.my Persatuan Insurans Am Malaysia (PIAM) 3rd Floor.my Asia Capital Reinsurance Malaysia Sdn Bhd 762294-T Unit A .amassurance.com Malaysian Reinsurance Berhad 664194-V 12th Floor. Jalan Lumut 50400 Kuala Lumpur Tel : 6 03 4047 8000 Fax : 6 03 4047 8680 www. Jalan Tun Tan Siew Sin 50050 Kuala Lumpur Tel : 6 03 2687 2000 Fax : 6 03 2031 4689 www.bnm.asiacapitalre. 15A.my Great Eastern Life Assurance (Malaysia) Berhad 93745-A Menara Great Eastern 303.Asia 16. Jalan 219.12A .my 108 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 . Menara Keck Seng 203. 50470 Kuala Lumpur Tel : 6 03 2274 7399 Fax : 6 03 2274 5910 www.labuanre. 338 Jalan Tuanku Abdul Rahman 50100 Kuala Lumpur Tel : 6 03 2612 3600 Fax : 6 03 2698 7035 www.10. Bangunan AmAssurance No. 4.com Malaysian Takaful Association 21st Floor. Damansara Heights 50490 Kuala Lumpur Tel : 6 03 2719 9228 Fax : 6 03 2094 7654 www. 21.org.1. Jalan Bukit Bintang 55100 Kuala Lumpur Tel : 6 03 2118 3800 Fax : 6 03 2118 3811 www. 1.com.12A .com Hannover Reckversicherungs AG 993601-H Malaysian Branch Suite 31 . Bangunan Malaysian Re 17. Menara Tokio Marine Life 189. Wisma UOA II No.malaysiantakaful.com. Block C Jalan Dato’ Onn 50480 Kuala Lumpur Tel : 6 03 2698 8044 Fax : 6 03 2691 2990 www.my Sun Life Assurance Bhd 197499-U Level 11.axa. Wisma PIAM. Lorong Dungun Damansara Heights 50490 Kuala Lumpur Tel : 6 03 2096 8000 Fax : 6 03 2096 7000 www. Lorong Medan Tuanku Satu Medan Tuanku 50300 Kuala Lumpur Tel : 6 03 2691 6168 Fax : 6 03 2691 7978 www.my Allianz Life Insurance Malaysia Berhad 104248-X Suite 3A .15. Avenue 5 Bangsar South City 8.my Uni. Jalan Bangsar Utama 1 59000 Kuala Lumpur Tel : 6 03 2299 2288 Fax : 6 03 2299 2289 www.

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