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General Insurance & Takaful

STATISTICAL YEARBOOK

KDN PP 18148/04/2013 (033498)

FINANCIAL YEAR 2013

Board of Directors
Kong Shu Yin (Chairman)
Chong Wai Hong
Kamaludin Bin Ahmad
Ng Kok Kheng
Patrick Loh
Sonny Tan
Zainuddin Bin Ishak

Editorial Team
Addiwiyah Noor Abd Rashid
Mazlen Hamzah
Mohd Arief
Pearly Leong

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Malaysia

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efficient services.”

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The ISM Statistical Yearbook is an annual publication that is much anticipated by the Insurance Companies and Takaful Operators in Malaysia. This
publication now in its ninth edition represents the industry statistics as at
Financial Year End of 2013. The ISM Statistical Yearbook provides data that
gives comprehensive information based on audited financial figures. It
also contains snapshots of the Malaysian insurance and takaful landscape
as well as trends in particular areas of business, including analytical view
of past year’s performance and industrial growth.
Publication of the ISM Statistical Yearbook would not have been possible
without extensive co-operation between numerous parties. ISM acknowledges the efforts of all Insurance Companies and Takaful Operators in
providing data for the publication. We would also like to extend our
utmost gratitude to Asia Capital Reinsurance Malaysia Sdn Bhd for sponsoring this year’s Statistical Yearbook as well as to Fitch Ratings for contributing the overview of the industry economic prospects.

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TABLE OF CONTENTS Table 1 : Key Economic Indicators Table 2 : Key Takaful Indicators Table 3 : Company Financial Year End Date Insurance & Takaful Report by FitchRatings Table 4 : General Insurance Key Indicators Table 5 : Takaful Key Indicators Chart 1 : Premiums by Line of Business Chart 2 : Claims Experience Chart 3 : Contributions by Line of Business Chart 4 : Takaful Claim Experience Chart 5 : Certificates by Product page 2 page 3 page 4 page 6 page 16 page 18 page 20 page 22 page 24 page 25 page 26 GENERAL INSURANCE Table 6 : Revenue Account (Income) Table 7 : Revenue Account (Outgo) Table 8 : Liability Of Insurance Funds Table 9 : Assets Of Insurance Funds Table 10 : Gross Direct Premiums Table 11 : Reinsurance Accepted Premiums Table 12 : Reinsurance Premiums Ceded To Licensed / Offshore Insurers Table 13 : Reinsurance Premiums Ceded To Foreign Insurers Table 14 : Net Premiums Table 15 : Earned Premiums Table 16 : Gross Claims Paid .Individual Table 38 : New Certificates Issued . Of Liabilities Or Contributions .Individual Table 40 : Termination Etc.Group page 84 page 84 page 86 page 86 page 88 page 92 page 94 page 98 page 100 page 104 Industry Contacts page 106 1 | ISM Statistical Yearbook FYE 2013 . Of Liabilities Or Contributions .Group Table 41 : Certificates In Force At End Of Year .Reinsurance Accepted Table 18 : Claims Recoveries From Licensed / Offshore Insurers Table 19 : Claims Recoveries From Foreign Insurers Table 20 : Net Claims Paid Table 21 : Net Claims Incurred Table 22 : Net Commission Paid Table 23 : Net Claims Incurred Ratio Table 24 : Net Commission Ratio Table 25 : Underwriting and Operating Results Appendix page 30 page 32 page 34 page 36 page 38 page 40 page 42 page 44 page 46 page 48 page 50 page 52 page 54 page 56 page 58 page 60 page 62 page 64 page 66 page 68 page 70 GENERAL TAKAFUL Table 26 : Revenue Account (Income) Table 27 : Revenue Account (Outgo) Table 28 : Liabilities Of Statutory Funds Table 29 : Assets Of Statutory Funds Table 30 : Contributions Table 31 : Claims Table 32 : Underwriting Accounts page 74 page 74 page 76 page 76 page 78 page 80 page 82 FAMILY TAKAFUL Table 33 : Revenue Account (Income) Table 34 : Revenue Account (Outgo) Table 35 : Liabilities Of Statutory Funds Table 36 : Assets Of Statutory Funds Table 37 : New Certificates Issued .Direct Business Table 17 : Gross Claims Paid .Individual Table 42 : Certificates In Force At End Of Year .Group Table 39 : Termination Etc.

444) (26.2 1.6 13.5 3.a.453 786.3 12.a.743 35.600) 23.426 11.614 703.1 29.751 641.1 2010 2011 2012 2013 1 2014 2 797.a.7 n.8 84.526 n.264 31.2 29. Data as at 26 December 2013 3 Based on 2010 base year n.333) 87.601 2.1 955.931 (12. Jabatan Perangkaan Negara 3.900 2.5 1.506 (11.3 3.7 3. Malaysia – Key Economic Indicators Population (million persons) Labour force (million persons) Employment (million persons) Unemployment (% of labour force) National Product (RM mil) Gross Domestic Product (GDP) Current price Constant 2005 price Gross National Income (GNI) Current price Constant 2005 price Savings (% of GNI) Balance of Payments (RM mil) Goods (net) Exports Imports Services (net) Primary Income (net) Current account balance (net) Current account balance (% of GNI) Price Indices & Banking Consumer Price Index 3 (% p.TABLE 1 KEY ECONOMIC INDICATORS 2010 2011 2012 2013 1 2014 2 28.9 125.) Commercial banks base lending rate (average rates as at end-year.081 504.272) (21.a.7 13.1 30.9 12.653 884. Department of Statistics.003) (36.210 577.4 29.507 633.348 6.590 770.456 711.2 2010 2011 2012 2013 1 2014 2 136.5 6.404 700.502) 26.2 12.001 771.801) (32.993 635.508 (14.894 35. Economic Planning Unit 2 | ISM Statistical Yearbook FYE 2013 .565 699.471 984.335 610.a.1 13.650 666.1 3.806) 102.8 3.968 (6.600) (29.183 11.3 151.8 905.115 33. 6.559 547.213 693.3 1.109 780. Treasury Malaysia.5 6. %) Note Estimate figure Forecast. 825.027.351 941.237 751.3 12.5 n.4 862.148 736. Ministry of Finance 2.024) 57.4 12.6 1.0 6.0 3.395 (1.6 12. not available 1 2 Source: 1.0 12.327 676. Economic Reports 2013/2014.723 31.3 89.

0 3.2 2.392.8 19.7 17.1 4.420.8 4.6 4.719.3 12.966.0 5.030.445.313.TABLE 2 KEY TAKAFUL INDICATORS Takaful Sector 2009 2010 2011 2012 2013 1 As at end (RM million) Takaful Fund Assets Family General % of insurance and takaful industry 12.238.9 2.8 803.2 7.8 10.2 14.9 8.0 20.3 6.9 9.574.7 14.1 9.3 16.8 2.977.2 Net Contributions Income Family General % of insurance and takaful industry 3.570.0 Notes: 1 Preliminary Source: Bank Negara Malaysia: Financial Stability and Payment Systems Report 2013 ISM Statistical Yearbook FYE 2013 | 3 .159.045.863.9 14.6 1.3 8.377.536.289.6 2.948.0 14.7 4.423.7 2.400.6 3.703.523.788.0 1.755.909.887.8 11.8 12.6 16.659.8 1.8 1.943.4 13.6 1.188.

Berhad Pacific Insurance Berhad (The) Progressive Insurance Bhd Prudential Assurance Malaysia Bhd QBE Insurance (Malaysia) Berhad 30-Sep-13 31-Dec-13 31-Dec-13 31-Dec-13 31-Dec-13 RHB Insurance Berhad Tokio Marine Insurans (Malaysia) Berhad Tune Insurance Malaysia Berhad UNI. Kurnia Insurans (Malaysia) Berhad a. AmGeneral Insurance Berhad (formerly known as Kurnia Insurans (M) Berhad) is excluded from the statistical yearbook. CIMB AVIVA Takaful Berhad has changed company name to Sun Life Malaysia Takaful Berhad. c. 4. American International Assurance Bhd has changed company name to AIA Bhd. Changed company name to AmGeneral Insurance Berhad. 3.Asia General Insurance Berhad Zurich Insurance Malaysia Berhad 31-Dec-13 31-Dec-13 31-Dec-13 31-Mar-13 31-Dec-13 GENERAL TAKAFUL Company Financial Year End 2013 AIA AFG Takaful Sdn Bhd AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad 30-Nov-13 30-Nov-13 31-Mar-13 31-Dec-13 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Berhad HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 31-Dec-13 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 31-Dec-13 31-Dec-13 31-Dec-13 31-Mar-13 Note: 1. 5. b. 2. ING PUBLIC Takaful Ehsan Berhad a. Revised their FYE period from December 2013 to March 2014. Changed company name to AIA PUBLIC Takaful Berhad. Figures for AIA PUBLIC Takaful Berhad are from January 2013 to November 2013 only. Move forward the FYE period from December 2013 to November 2013.TABLE 3 COMPANY FINANCIAL YEAR END DATE GENERAL INSURANCE Company Financial Year End 2013 ACE Jerneh Insurance Berhad AIA Bhd AIG Malaysia Insurance Berhad Allianz General Insurance Company (Malaysia) Berhad AmG Insurance Berhad 31-Dec-13 30-Nov-13 31-Dec-13 31-Dec-13 31-Mar-13 AmGeneral Insurance Berhad AXA Affin General Insurance Berhad Berjaya Sompo Insurance Berhad Etiqa Insurance Berhad ING Insurance Berhad 31-Mar-14 31-Dec-13 31-Dec-13 31-Dec-13 31-Dec-13 Lonpac Insurance Bhd MCIS Zurich Insurance Berhad MSIG Insurance (Malaysia) Bhd Multi-Purpose Insurans Bhd Overseas Assurance Corporation (Malaysia) Berhad 31-Dec-13 31-Dec-13 31-Dec-13 31-Dec-13 Pacific & Orient Insurance Co. b. 4 | ISM Statistical Yearbook FYE 2013 31-Dec-13 31-Dec-13 .

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5% to 5. Fitch estimates 6 | ISM Statistical Yearbook FYE 2013 Source: CEIC. will be particularly beneficial. compared with a 4. petroleum and sugar) alongside an increase in excise duties for tobacco and higher electricity prices. Malaysia’s real GDP growth is forecast to range between 4.0% in 2012. Consumer price inflation is expected to average between 3. Rising household debt levels are likely to lead to a moderation in consumer spending despite a strong job market. which remains one of the most trade-intensive in the Asia-Pacific region.MALAYSIAN INSURANCE INDUSTRY INSURANCE AND TAKAFUL REPORT MALAYSIAN ECONOMIC OUTLOOK BY FITCH RATINGS Malaysia’s economic prospects remain favourable supported by a combination of strong domestic and external demand. direct exports to China accounted for 12.6% and 8.7% rise in 2013. may consider shifting away from its long-held accommodative monetary policy stance to help guard against potential vulnerabilities emanating from higher inflation and the buildup of financial imbalances. up from a 2. private sector investment is likely to ease but still remains robust due to a long pipeline of large multi-year investment projects. the country’s central bank.4% in 2014 and 2015 respectively. The direction of trade statistics shows that merchandise exports to these regions accounted for 27% of total shipments in the first three quarters of 2013. Real GDP vs CPI (%yoy) Merchandise Exports by Destination (1Q-3Q 2013) Real GDP Singapore CPI 10 China Japan 8 US 6 Euro Area 4 Thailand 2 2014f 2013 2012 2011 2010 2009 2008 2006 2007 2005 2004 Hong Kong 2003 0 Indonesia 0 2 4 6 8 10 (% of Total Exports) Source: CEIC. which includes projects under the Economic Transformation Programme (ETP) and the development of regional economic corridors. Headline consumer price inflation has already picked up due to a recent rationalisation in subsidised goods (eg. are unlikely to maintain the same pace of growth. compared with 3. Manufacturers are also expected to continue expanding facilities to support the improving external demand conditions. The composition of economic growth. is likely to slightly shift away from domestic demand towards external demand.0% and 4.9% and 3. Stronger economic recoveries in the world’s major advanced economies. up from a 2.0%.0% in 2014. Fitch is projecting global real GDP to rise 2.1% in 2013. Both private consumption and fixed investment. Meanwhile.5% in 2014.2% respectively in 2013. which is estimated to be in the range of 4. This should also keep Malaysia roughly in line with its potential growth rate. should benefit from a recovery in global growth. which posted large increases of 7. Malaysia’s unemployment rate averaged 3. particularly in the eurozone.4% increase in 2013. As a consequence. Japan and the US. Bank Negara Malaysia. however. In comparison. Fitch estimates 12 14 16 .5% and 5.1% in 2013. The Malaysian economy.9% of total shipments in the same period. Many of these projects are related to the ongoing infrastructure upgrading process. Inflationary pressures are likely to intensify as the economy recovers.

2%).000 12. workers’ compensation and employers’ liability (WC/EL) are the driver for the sector growth in 2013 while insurers’ growth in fire and motor class further accelerated.2% Motor Others 41.7 billion in 2013 from RM14.000 10.7% MAT 9. In terms of net written premiums (NWP).6% Fire 16.3% of total motor gross direct premiums written in 2013. Fitch expects the market weight of several non-motor businesses such as liabilities.6% in 2013 from 71. Gross direct premiums from compulsory motor line (“Motor Act”) and WC/EL recorded a robust growth of 17.7%).000 6. Nonetheless.7% Source: ISM Business from motor insurance class.5% Bonds 0.5%. in 2013. In fact.6 billion as insurers retained more risks underwritten.9% in 2013 to RM11. ISM Statistical Yearbook FYE 2013 | 7 .8% Liabilities 3. Compulsory motor business.000 14.0% WC/EL 1. risk cession ratio of contractors’ all risk and engineering class and marine. Total general insurance gross direct premiums (GDP) increased by 7. the largest component of insurance business for the domestic general insurance industry.000 4. aviation and transit (MAT) businesses remained high due to limited capacity of Malaysian general insurers.3% Motor Act 5.000 8. the second largest class of insurance business is fire insurance (16. Motor Act business increased to about 12. the sector posted a growth of 9.1% and 13.000 0 10 8 6 4 2 0 2007 2008 2009 2010 2011 2012 2013 Source: ISM Malaysia’s general insurance sector recorded consistent growth in 2013.7 billion in 2012. The rest was emanated from non-compulsory third party and comprehensive motor insurance.8% Medical & health 5.GENERAL INSURANCE Growth Malaysia's General Insurance Gross Direct Premiums and Growth Gross Direct Premiums (LHS) Growth (RHS) (RM million) (%) 18. Given resilient growth momentum. workmen’s compensation and employers’ liability insurance to expand in the medium to long term given their relatively low penetration rates. respectively. Insurers’ overall risk retention ratio rose to 73. accounted for more than 47% of the market’s total gross direct premiums in 2013. Consistent with previous years.8% Others 4.1% to RM15. motor’s market weight has steadily expanded over the past three years.7% in 2012. followed by the marine. aviation and transit (MAT) classes (9. Breakdown of General Insurance Gross Direct Premiums in 2013 CAR 3.000 2.6% PA 7.000 16.

aviation and transit (MAT) insurance posted a drop of 1.Gross Direct Premiums and Growth Gross Direct Premiums (LHS) Growth (RHS) (%) (RM million) 3. Aviation and Transit Source: ISM 8 | ISM Statistical Yearbook FYE 2013 2009 2010 2011 2012 2013 .500 8 2. MAT* Insurance: Gross Direct Premiums and Growth Aviation (LHS) Offshore Oil related (LHS) Cargo (LHS) Marine Hull (LHS) MAT* Total Growth (RHS) (RM million) (%) 700 12 10 8 6 4 2 0 (2) (4) 600 500 400 300 200 100 0 2007 2008 *MAT = Marine. Fire Insurance .000 14 6. Fitch anticipates higher household and business spending to constantly boost the need for motor and fire insurance policies in the near term.000 8 3.000 12 5.500 4 1. Existing tariff-pricing system has enabled general insurers to sustain their growth in fire class over the last four years.000 2 500 0 2007 2008 2009 2010 2011 2012 2013 0 Source: ISM Gross direct premiums from marine.6% in 2012. Fire premiums increased by 8.000 4 1.8% in 2013 relative to 7.000 10 4.8% in 2013 compared with a 4. shrinkage in fire premiums as a consequence of pricing competition could possibly occur if existing tariff structure is abolished in the future. MAT’s contribution to total GDPs of the domestic insurance was 9.Gross Direct Premiums and Growth Motor Act (LHS) (RM million) Motor Others (LHS) Motor Total Growth (RHS) (%) 7.000 2 0 0 2007 2008 2009 2010 2011 2012 2013 Source: ISM Total motor class grew by 9. Softening in premium rates due to intensified competition and abundant market capacity has led to a slowdown in the marine insurance’s growth despite less favorable claims result.Motor Insurance . The further upward revision of motor pricing rates in February 2014 is expected to support higher GDP growth in motor class but may not translate into higher profitability for Motor Act business due to poor claim experience.000 10 2.000 6 2.0% in terms of GDP in 2013 due primarily to steady increase in sales volume of automobiles and adjustment of the pricing rates of compulsory motor insurance premiums in 2013.000 6 1.8% growth in 2012.2%. However.

offsetting the moderate increase in commission cost. liabilities.Given limited underwriting capacity.5 65.9% in 2012 to 54.5 61.3% in 2013 respectively.5 32. However.3% in 2013. Underwriting Performance Underwriting result of general insurance sector remained stable in 2013.4 30.4% in 2012.1 29.8% in 2012. MAT remained to be the most profitable class in 2013 partially due to inflow of reinsurance commission income from cession of risk.2% in 2012.4 31.7 33. loss ratio on paid basis rose from 53.6% and 2. The overall expense ratio which includes commission and management expenses was kept at the level of about 30.5% in 2012 down to 20.6 30.2% while marine hull stood at 18. contractors' all risks & engineering.9 60.4% in 2013 (2012: 30.7 66. %) Expense ratio 120 100 80 32.5 62.7% in 2013 from to 56. fire and others classes. Cargo’s retention ratio was 64.8 56. noticeably from higher claim payouts in total motor.5% in 2013.3 60. Loss ratio on incurred basis after inclusion of IBNR (“Incurred But Not Reported”) and PRAD (“Provision of Risk Margin for Adverse Deviation” dropped to 56. personal accident. Mild improvement in market-wide loss ratio led to a slight reduction in the sector’s combined ratio to 87. Malaysian insurers generally shelter their risk exposure to aviation and offshore oil-related business through treaty and facultative reinsurance. Loss Ratio by Major Class of Business Total Motor (%) Fire MAT* Miscellaneous* 90 80 70 60 50 40 30 20 10 0 2006 2007 2008 2009 2010 2011 2012 2013 *MAT = Marine.7 56. Underwriting Performance of General Insurance Loss ratio (Combined ratio. aviation and transit Miscellaneous includes bonds. from 20.4%).1% in 2013.1% in 2013. Fitch expects the growth of MAT class will be largely constrained by the soft pricing condition of marine hull and cargo in the near term although steady expansion of Malaysia’s trading activities is likely to catalyze higher MAT’s growth in the medium to long term. The net retention ratio for aviation and offshore oil-related business was only about 2. Combined ratio of MAT in 2013 was 52.7% as compared with 51.3% to 31.7 2006 2007 2008 2009 2010 2011 2012 2013 60 40 20 0 Expense ratio is based on net earned premium Source: ISM Insurers managed to further improve their management expenses ratio. Fitch believes insurers’ stable cost structure will consistently support the operating profitability of the sector as a whole in the near term. as measured by management expense to net earned premiums. medical and health. ISM Statistical Yearbook FYE 2013 | 9 .8 29.1% in 2013 from 87. workmen's compensation & employers' liability and others Source: ISM Less favorable claim experience from marine hull primarily contributed to the upward movement of loss ratio in MAT class notwithstanding the release of loss reserves from marine cargo and offshore oil-related line of business. While loss ratio in MAT class mildly edged up by 1.

Underwriting margin of medical and health insurance (MHI) remained very healthy. medical and health. While further pricing upward revision in February 2014 might further reduce claim ratio of Motor Act insurance.5% in 2011 to 206. Fitch does not expect a major deterioration in underwriting volatility from the fire class unless fire tariff structure no longer exists. personal accident.0% in 2010 because insurers have adopted more disciplined approach in underwriting MHI’s policies. along with higher accident rates and fraudulent claims adversely affected the loss ratio of the Motor Act business over the past few years.9 31.6 60 Total Motor Fire MAT Bonds Contractors' All Risks & Engineering Liabilities Medical and Health Personal Accident Source: ISM Workmen's Compensation & Employers' Liability Others Rising medical costs. The combined ratio from Motor Act business remained poor at 237.6%). Motor insurers’ underwriting margin is likely to be severely affected by the losses from Motor Act business in the near term although motor insurers are allowed to make gradual pricing adjustment since 2012.0% (2012: 52.9% in 2013 from 102.0 26. aviation and transit Miscellaneous includes bonds. Total motor insurance class still posted an underwriting loss in 2013 even though underwriting results of non-compulsory motor insurance (“Motor Other”) stayed relatively healthy in 2013. workmen's compensation & employers' liability and others Source: ISM 10 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 2013 . contractors' all risks & engineering.9 12. further reflecting its strong underwriting profitability.4% in 2013 from 112. General Insurance Industry Combined Ratio by Major Class of Business Total Motor Fire MAT* Miscellaneous* (%) 140 120 100 80 60 40 20 0 2006 2007 2008 2009 2010 2011 2012 *MAT = Marine.0 50. increasing bodily injury claims. liabilities. Fire class’s combined ratio in 2013 was only about 54.8% in 2013. Motor Other reported a combined ratio of 84. Tariff pricing mechanism and absence of major calamity risks such as earthquakes in Malaysia have consistently upheld fire insurers’ underwriting stability.2% in 2012.2% in 2013 despite lower commission expenses and a significant reduction in claim experience after the introduction of new motor cover framework in 2012.2 15 (1. MHI’s combined ratio further trended down to 78. Combined ratio of total motor class slightly increased to 102.7 75 45 29. General Insurance's Loss Ratios (%) by Class of Business 2013 (%) Loss Ratios by Class of Business 90 72.5 30 40.5% in 2012.3) 0 (15) 52. The loss ratio of fire class has been kept at level less than 32% over the past six years.5% in 2013. Loss ratio of Motor Act business dropped from 287. Fitch believes breakeven for total motor class could be achieved only after the premium rates for motor class is fully deregulated in 2016.1 27. compared with 84.

Fluctuation in contributions negatively affected claim ratios of offshore oil-related business. Fitch believes that the takaful sector is likely to record a faster growth than the conventional sector due to steady increase in the acceptance of the sharing concept of takaful model as well as broader distribution coverage by general takaful operators.500 15 1. I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 11 .500 30 2.6% in 2013 from 57. While takaful sector posted a better loss ratio than conventional sector in 2013. The significant size of Islamic population in Malaysia will continue to offer growth opportunities in the general takaful sector. the general takaful sector was essentially dominated by a few major participants.7 billion in 2012.9 73. liability and MHI.3 72. underwriting margin of several non-motor business lines remained volatile.3% in 2013. Fitch expects general takaful sector’s claim experience will mimic the loss pattern from conventional segment in the long term as the scale of contributions from the takaful sector expands.GENERAL TAKAFUL The pace of general takaful sector growth picked up in 2013 as gross direct contributions increased by 10. Underwriting volatility remained relatively high for many startup players or takaful operators with small portfolio size.4 76.2% of gross direct premiums written from the conventional sector in 2013.1 76.0% to RM1. The retention ratio of the entire general takaful sector was only about 73.9 billion in 2013.000 25 20 1. General Takaful Gross Direct Contributions and Growth Gross Direct Contributions (LHS) Growth (RHS) (%) (RM million) 2. versus 8. While there was a deceleration in the growth of total motor class.7% to RM1.5% in term of gross direct contributions. other personal lines such as PA increased dramatically by 22. Gross direct contributions from general takaful sector only represented about 12.4% in 2012.5 73 72 71 70 2007 2008 2009 2010 2011 2012 2013 Source: ISM General takaful sector made further progress in improving its loss ratio to 53.6 75. General Takaful's Retention Ratio (%) 77 76.000 10 500 5 0 0 2009 2010 2012 2011 2013 Source: ISM While there were 12 licensed takaful operators. Growth of fire class and several other commercial lines such as contractors all risks and engineering remained robust in 2013. especially in personal lines. Takaful operators with small capital base primarily rely on re-takaful coverage to mitigate their underwriting risks.5 76 75 74 73.

4 64. takaful sector’s claim ratio in fire class has been consistently lower than that of conventional sector.Trend of General Takaful's Loss Ratio (%) 80 72.7 120 100 80 72.5 MAT Source: ISM 12 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 32.0 60 20.9 66.0 70 60 50.9 Contractors' All Risks & Engineering Liabilities Medical and Health Personal Accident Workmen's Compensation & Employers' Liability Others . adverse claim experience continued to erode the underwriting profitability of Motor Act.0 15.0% in 2013.4 53.0 40 Total Motor Fire 10.3 Bonds 6. The loss ratio of total motor business decreased to 64.9 20 0 45.1 59.7 56.3% as compared to 254.6 50 40 30 20 10 0 2007 2008 2009 2010 2011 2012 2013 Source: ISM In line with the conventional sector. While the claim ratio has improved in 2013. Claim ratio in 2013 of Motor Act business still amounted to 246. General Takaful's Loss Ratio by Line of Business in 2013 (%) 140 116.1 57.8 34.8% in 2012. Regardless a smaller book of business. underwriting result in fire class was very attractive as its net claim incurred ratio was consistently lower than 28% over the past five years.

009 2.000 800 600 400 200 0 2007 2008 2009 2010 2011 2012 2013 Source: ISM I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 13 .3 billion respectively in 2013.000 2.500 3.636 2.000 1.500 1. New contributions from temporary and riders family takaful policies rose by 6.500 2.5% in 2013 (2012: 40.5 billion and RM0.9% in 2012 to 1.9% in 2013 as compared with a growth of 29. A cutback of efforts in marketing single-contribution endowment policies by some takaful operators also resulted in lower new business sales of single ordinary family policies. contracted. The new contributions from group ordinary policies.000 500 0 578 592 1.600 1. New Business Growth: Single Contribution Versus Annual Contribution Single Contributions Annual Contributions (RM million) 4. growth in new contributions from family takaful sector slowed substantially from 29. temporary.800 1.400 1.6% to RM2.500 2. Sluggish new business sales from single contribution products such as investmentlinked policies. New contributions from medical and health.500 1.4%). Less volatility in Malaysia’s equity market along with low interest rates add incentive to consumers to seek higher return through acquisition of ILPs. Family Takaful New Business Growth by Major Plans Individual Ordinary Family Group Ordinary Family Individual Investment Linked (RM million) 1. the imposition of more stringent lending guidelines by Bank Negara Malaysia to curb rising household debt in 2013 could potentially undermine the demand for bancatakaful products in the near term.125 1.000 1.000 3. While new contributions from investment-linked policies declined in 2013.000 2. Fitch expects the demand for investment linked products (ILP) to remain solid given current interest rate environment. remained strong and recorded a growth of 20.9% in 2012 predominately due to weak demand for single temporary family policies.200 1.000 500 0 2007 2008 2009 2010 2011 2012 2013 Source: ISM Family takaful operators continued to shift its focus on the distribution of family products with higher new business margin such as annual temporary and rider family takaful policies.851 2. and endowments primarily contributed to the slowdown although the growth momentum from regular contributions products remained steady in 2013.104 2009 2010 2011 482 542 1. While takaful operators are active in disseminating their products through bancatakaful partnerships.8% in 2013. however. however.FAMILY TAKAFUL Notwithstanding low market penetration. Family Takaful New Business Growth by Key Products Endowment Temporary Medical & Health Other Plans Riders (RM million) 3.7% and 17.498 2007 2008 328 651 705 2.858 2012 2013 Source: ISM New contributions from individual ordinary policies posted a drop of 11.

Underwriting result of Motor Act business remained poor despite the gradual implementation of rate adjustment since January 2012. A transition period of five years will be given to current composite insurers to segregate their operations. Nonetheless. The market landscape will further evolve as BNM continues to launch new regulations or guidelines to enhance market discipline. insurers are expected to further strengthen their underwriting capability in terms of sophistication in pricing and risk management. Aggregate loss ratio of both conventional and takaful sector’s Motor Act business amounted to 210% in 2013. A strategic shift in insurers’ business focus is likely to follow as insurers might seek higher capital efficiency by divesting insurance operation with unattractive risk-adjusted return. Previously. Fitch believes a major turnaround in Motor Act’s underwriting profitability could only be achieved when the premium rates for motor class is fully deregulated in the near future. However. Additionally. Fitch believes some takaful operators with rapid business expansion or weak financial flexibility might need to seek strategic investors to enhance their capital strength. Tariff pricing system enables Malaysian fire insurers to generate a combined ratio lower and less volatile than that of other major business classes. 14 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 . A reduction in fire insurance’s underwriting margins could possibly occur when the fire tariff is terminated.ISSUES IN INSURANCE SECTOR Regulatory changes remain an important factor in influencing the underwriting stability and market dynamics of Malaysia’s general insurance sector. Conventional direct insurers and takaful operators with composite licenses are required to separate operations into individually licensed life and general insurance units after the enactment of Financial Services Act (FSA) 2013 and Islamic Financial Services Act (IFSA) 2013. underwriting deficit of Motor Act business is likely to persist in the near term. takaful sector needs to be in compliance with a takaful risk based capital framework from January 2014 and onward as Bank Negara Malaysia decides to align the capital requirement of takaful operators with conventional insurers. Given the pace of premium pricing changes. each takaful operator is only subject to MYR100 million minimum paid up capital. The introduction of takaful RBC framework and the rollout of FSA and IFSA are likely to lead to a market consolidation in Malaysian general insurance industry in the next one to two years. Some composite insurers will incur higher operating cost and face an additional capital burden after they split their operations. BNM has the intention to abolish fire tariff structure although no exact roadmap has been revealed. The agency expects M&A activities to increase in the takaful sector as most operators have limited operating scale. to improve market efficiency and to safeguard policyholders’ interests. an extreme impact on insurers’ underwriting volatility could potentially be avoided if fire de-tariffication is progressively implemented. In view of the future pricing deregulation. Adverse claim experience from Motor Act business will continue to hinder motor insurers’ underwriting result.

deposits and short to medium term fixed income instruments. What goes into and stands behind that analysis is a world of capability and expertise that spans the world’s fixed-income markets. Investors and financial market participants rely on multiple sources. S. Nonetheless. In view of current growth momentum and surplus growth. As a global credit rating agency. we transform information to deliver meaning and utility to investors. the introduction of stricter lending guidelines by BNM could potentially moderate the demand for some bancatakaful policies. due mainly to tariff pricing structures and absence of major catastrophe risks. Fitch Ratings has over 50 offices worldwide. growth of marine insurance will be greatly subject to the market pricing trend although improvement in the nation’s trade activities could possibly translate into a higher demand for marine cargo insurance. Fitch does not expect the general insurers sector to suffer significant capital strain. Our credit ratings. However. ABOUT FITCH RATINGS Fitch Ratings is a global rating agency committed to providing value beyond the rating through independent and prospective credit opinions. The takaful sector is likely to post a faster growth than the conventional sector in the near term as both general and family takaful operators continue to broaden their distribution coverage and product offerings. I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 15 . This will greatly offset the underwriting volatility from motor insurance class. Fitch expects general insurers to maintain a favorable underwriting margin in fire insurance. and Hearst Corporation. research and data. Offering a world of knowledge and experience behind every opinion. Dual-headquartered in New York and London. Fitch Solutions also provides a wide range of products as well as professional development services to the global financial community.INDUSTRY PROSPECT Fitch expects the insurance sector to expand steadily in the near term as disposable incomes continue to rise. Additionally. such as mortgage reducing term takaful. Both Fitch Ratings and Fitch Solutions are part of the Fitch Group. Fitch Ratings gauges the ability of entities and instruments to meet their credit obligations. issuers and other market participants. research. Fitch believes that the combined ratio for the general insurance sector will be kept well below 95% over the next one to two years. In addition. financial data and analytical tools are distributed by Fitch Solutions through a variety of platforms. a jointly owned subsidiary of Fimalac. Higher private consumption will underpin the demand for personal line products such as private motor. in the coming year. Fitch expects family takaful growth will remain positive in the medium term despite a slowdown in the growth of new contributions from family takaful segment in 2013. insurers’ recurrent investments yield will remain comparatively stable as significant portion of their invested assets are allocated in cash. Operating profitability of general insurance sector is likely to remain stable. property. we bring diverse viewpoints together to render objective and forward-looking assessments. Stable automobile sales along with gradual pricing adjustment for Motor Act business will sustain motor premium growth in the general insurance sector. However. Drawing on the insight of over a thousand analysts. and the credit rating–indicating how an issue or transaction is likely to perform over time–is one of their key inputs. The additional context. In addition to offering proprietary content. low interest environment will constrain insurers’ investment return in the near term. Low interest condition and an emphasis on the dissemination of less capital intensive products by some family takaful operators will possibly expedite new business growth of investment-linked products. PA and health insurance. Insurance companies need to determine ITCL according to their risk profiles. we help investors map potential credit risks.A. the implementation of a takaful RBC framework in 2014 will further improve the capital adequacy of takaful operators. perspective and insight we provide help investors make important credit judgments with confidence. Our global expertise draws on local market knowledge and spans the fixed-income universe. Capital strength of conventional general insurers is likely to remain satisfactory as insurers are inclined to keep their regulatory risk based capital (RBC) ratio in excess of their own internal target capital level (ITCL). In this way.

9% 9.981.696.994.763.340.442.739.5% 16.786.061 355.243.691.228 169.035.470 4.922.396 430.2% 12.527.596.860.4% 26.738 188.440.6% 29.174.543.568.351.353 167.401.568.314. Management Expenses from Revenue Account (excluding bad & doubtful debts) 16 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .668 14.246 11.948.090.490.495.601.290 1.8% 27.5% 9.984.5% 79.6% 54.568.436.396 1.340.087.239.461.695 386.790.850.8% 72.TABLE 4 GENERAL INSURANCE KEY INDICATORS 2010 2011 2012 2013 13.9% 37.569 * Miscellaneous includes Bonds and Others Note: 1.217.483 11.686.806 1.381 9.362.694 1.786.671 General Insurance Direct Business Premiums (RM) Gross Written Premiums Gross Direct Premiums Net Premiums Reinsurance Accepted Reinsurance Premiums Ceded Earned Premiums Claims Ratio (%) Total Fire Marine.800.733 9.568.698 1.468 16.0% 10.9% 28.569.4% 31.412 7.412.4% 7.046.145.683.757.6% 9.8% 41.717.857.746.014.8% 20.159 4.5% 284.7% 20.702.4% 19.297. Aggregate calendar year statistics from January to December (unaudited) 2.599 6.539 5.8% 287.2% 43.679.9% 62.190 5.981.848 2.9% 48.125 2.563 6.349.9% 45.207 561.959.7% 30.164 918.665 145.502.958 863.8% 38.187.Total .433 15.642 4.866 9.798.963.347 1.024 10.6% 56.302.464.195.023 13.652.324 189.Others Contractor’s All Risks & Engineering Liabilities Medical Expenses & Personal Accident Workmen’s Compensation & Employers’ Liability Miscellaneous* Underwriting Result (%) Claims ratio Management Expenses ratio Commission ratio Underwriting Margin ratio Operating Result (RM) Underwriting Gain/Loss Total Investment Income Operating Profit/Loss 62.913 5.8% 56.683.9% 33.534 Net Premiums by Product (RM) Total Fire Marine.078.420.921.637 714.561.178 480.642 15.527.175 1.103.Act .588.624 855.889.0% 14.151.741.678.213.5% 54.1% 72.4% 56.267.204 1.008.341 146.875.210 1.3% 60.2% 58.5% 54.004.961 5.3% 249.540 540.868.665 5.029.215.4% 44.1% 50.229 4.863 363.838.233.905 364.222 8.189.311.711 1. Aviation and Transit Motor .324 1.729.007.287.866.162 10.359.2% 55.068 6.8% 76.785.027.287.201.692.717.721.311 112.039 10.765.403.120 1. Aviation and Transit Motor .039.319.245 131.180.969 7.347 501.120.361.444 907.587.2% 47.290 433.1% 639.243.8% 41.638 214.239.708.314.509 14.720.431.318 419.870.213 904.373.2% 13.794.296 5.730 5.448 5.349.861.246 6.805.9% 20.612.350 157.666 5.962 5.7% 19.8% 40.4% 9.997.938.038.0% 44.581.658.7% 203.008.Others Contractor's All Risks & Engineering Liabilities Medical Expenses & Personal Accident Workmen’s Compensation & Employers’ Liability Miscellaneous* 8.101.906.181.844 11.369.364 8.0% 29.182.012 1.124.657.667 1.7% 29.456.341 213.Total .980 317.068 4.801.516 Claims (RM) Gross Claims Paid Claims Recoveries Net Claims Paid Net Claims Incurred 6.7% 34.297 5.569.753.487.210 440.218.425.8% 60.582.1% 44.537 907.864.267 376.679.998.784 216.9% 12.188.104.279.359.148.Act .291.743.432 12.764.706 5.7% 56.182 1.691.210 1.461.

2013 2010 9.569 8.543 908 639 2010 2011 2012 2013 2010 2011 2012 2013 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 17 .340 10.2013 1.496 2010 2011 2012 Underwriting Profit 2013 2011 2012 Operating Profit +13% (million) 2010 .360 6.2013 4.462 2.582 502 4.528 2012 Reinsurance Premiums Ceded -14% Reinsurance Accepted +10% Net Premiums (million) 2010 .027 2010 2011 2012 2013 +10% Net Claims Incurred (million) 2010 .741 9.180 11.2013 4.216 2.297 1.683 5.744 5.763 1.2013 2010 2013 +7% (million) 2010 .653 4.718 2011 10.189 8.369 1.2013 13.009 14.151 15.2013 2013 -2% (million) 2010 .121 5.312 441 2010 433 2011 430 2012 2013 +11% Earned Premiums (million) 2010 .029 16.2013 11.GENERAL INSURANCE KPI CHART +6% Gross Written Premiums (million) 2010 .981 2010 2011 2012 2013 (million) 2010 .

9% 42.569 627.410.4% 16.724.9% 53.0% 8.824 619.243 207.325.3% 14.6% 17.458.563.7% 13.704.1% 12.563.291 618.3% 53.1% 23.1% 59.8% 53.091.9% 145.668.385 913.312 69.576.0% 316.797.223 1.700.182 16.645 181.8% 52.563.906 8.875 526.7% 254.319 22.336.400.918.497.802 735.328 707.639 875.744.772 549.996 1.9% 69.1% 20.835 5.3% 16.589 433.152 517.4% 112.414 1.940.215.947.585 1.043 6.523.0% 86.Total .608.4% 28.850.289.1% 63.145 156.371 88.113 126.835.312.226.403.521.140.9% 11.8% 14.733 11.262 553.435.956.2% 36.607.372 79.Total .245 9.686.0% 8.4% 17.972 183.598.457.850 General Takaful Claims (RM) Gross Claims Paid Claims Recoveries Net Claims Paid Net Claims Incurred Claims Ratio (%) Total Fire Marine.330.622.6% 27.745.127 7.885.209 1.8% 95.749.562.891 160.799.110 955.301.642.663.4% 32.763 1.771 179.857 440.915 1.943.954.737.320.015.522.173 93.773 198.Act .656.824.872.686.066.8% 224.317 206.158.558 76.345.4% 70.598 134.Others Contractor’s All Risks & Engineering Liabilities Medical Expenses & Personal Accident Workmen’s Compensation & Employers’ Liability Miscellaneous* Underwriting Result (%) Claims ratio Management Expenses ratio Commission ratio Underwriting Margin ratio Operating Result (RM) Underwriting Gain/Loss Total Investment Income Operating Profit/Loss * Miscellaneous includes Bonds and Others Note: 1.Others Contractor’s All Risks & Engineering Liabilities Medical Expenses & Personal Accident Workmen’s Compensation & Employers’ Liability Miscellaneous* 1.6% 16.161.873.771.690 Net Contributions by Product (RM) Total Fire Marine.389. Aggregate calendar year statistics from January to December (unaudited) 2.2% 29.944.651.1% 109.698 121.033.349 170.0% 57.272 25.125 131.3% 219.281.980.776 716.849.400.158.812 1.424 314.780 8.8% 72.7% 66.8% 79.638 818.1% 14.TABLE 5 TAKAFUL KEY INDICATORS 2010 2011 2012 2013 Contributions (RM) Gross Written Contributions Gross Direct Contributions Net Contributions Retakaful Accepted Retakaful Contributions Ceded Earned Contributions 1.860.764.772.734.209.989 744.326 76.599.553.449 11.073 742.0% 4.977 221.9% 2.3% 29.7% 53.079 386.7% 15.298 721.114.376 845.785 1.949 1.535.944.877 1.873 8.015.773 8.663.779.780.981 7.181.3% 47. Management Expenses from Revenue Account (excluding bad & doubtful debts) 18 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .312.541.860 928.7% 66.240.8% 9.746.253 13.780 21.715 688.376.6% 29.970 119.365 6.753.966.977 6.601.8% -7.1% 27.938 1.127 921.1% 57.6% 78.733 1.3% 13.573 277.098.368 1.9% 246. Aviation and Transit Motor .751 29.937.4% 79.021 11.474.753.529 59.327 302.861 1. Aviation and Transit Motor .242 130.936 7.522.396.049.6% 21.235.3% 6.Act .145 674.059.911.389.788 1.645 317.081.722.195.838 101.511 1.349 4.855.616 6.878.451.990 419.226.034.

GENERAL TAKAFUL KPI CHART

+10%

Gross Written Contributions
(million) 2010 - 2013

1,600

Net Contributions

1,401

1,313

1,918

1,746

+7%

(million) 2010 - 2013

1,159
1,016

1,330

2010

2011

2012

Retakaful Accepted

2013

-28%

(thousand) 2010 - 2013

2010

2011

2012

Retakaful Contributions Ceded

2013

+19%

(million) 2010 - 2013

8,836

518
441

434

2011

2012

6,389
315
4,651

675

2010

2011

2012

Earned Contributions

2013

Net Claims Incurred

+8%

(million) 2010 - 2013

2010

+1%

(million) 2010 - 2013

1,390

2013

722

735

744

2011

2012

2013

1,281
554

1,092
928

2010

2011

2012

Underwriting Profit

2013

Operating Profit

+13%

(million) 2010 - 2013

2010

+22%

(million) 2010 - 2013

387

208
183
278

146

318

302

121

2010

2011

2012

2013

2010

2011

2012

2013

I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 19

CHART 1

PREMIUMS BY LINE OF BUSINESS
GROSS WRITTEN PREMIUMS
(million) 2009 - 2013
16,151
15,180
14,029

876

13,009
822

11,983
644
587
1,231
1,673

1,354
1,663

2,237

5,288

2,158

13.4%

Miscellaneous*

1,173
2,793

2,571

2,399

7.6%

7,524

6,978

6,382

5,969

Marine, Aviation
and Transit

Motor

1,236

1,151

2,292

9.4%

46.6%

2,016

1,785

1,088

1,519

1,566

1,489

966

5.7%

Medical and
Health

920

Personal Accident

17.3%
Fire

2009

2010

2011

2012
MHI

2013

MAT

Miscellaneous *

PA

Fire

Motor

Class of Business

2009

2010

2011

2012

2013

MHI
MAT
Miscellaneous *
PA
Fire
Motor

4.90
10.28
13.96
8.06
18.67
44.13

4.95
10.41
12.78
8.37
17.62
45.88

5.86
10.62
12.73
8.21
17.10
45.49

5.77
10.31
13.28
7.73
16.94
45.97

5.70
9.41
13.36
7.65
17.30
46.59

Gross Written Premiums in Amount (RM million)

Class of Business
MHI
MAT
Miscellaneous *
PA
Fire
Motor
Total

2009

2010

2011

2012

2013

587
1,231
1,673
966
2,237
5,288
11,989

644
1,354
1,663
1,088
2,292
5,969
13,009

822
1,489
1,785
1,151
2,399
6,382
14,029

876
1,566
2,016
1,173
2,571
6,978
15,180

920
1,519
2,158
1,236
2,793
7,524
16,151

Gross Written Premiums by Market Share (%)

* Miscellaneous includes Bonds, Contractor's All Risks & Engineering, Liabilities, Others, Workmen's Compensation & Employers' Liability

EARNED PREMIUM INCOME BY CLASS
(million) 2009 - 2013
11,189
10,121

8,241
506
424
757
774
1,091

4,687

8,741
627
368
803

477
318
823
886

5,114

1,030

934

1,045

3.2%

Medical and
Health

Marine, Aviation
and Transit

58.8%

9.2%

Motor

Miscellaneous*

1,342

1,200

1,180

1,122

767
379

984

960

7.5%

835
360

9,360

9.3%

Personal Accident

6,578

5,857

5,422

12.0%
Fire

2009

2010

2011

2012

MHI

2013

MAT

Miscellaneous *

PA

Fire

Motor

Class of Business

2009

2010

2011

2012

2013

MHI
MAT
Miscellaneous *
PA
Fire
Motor

6.15
5.15
9.19
9.40
13.24
56.88

5.46
3.64
9.42
10.13
12.84
58.51

6.69
3.94
8.58
10.25
12.61
57.93

7.58
3.74
9.23
9.72
11.86
57.87

7.46
3.21
9.20
9.34
11.99
58.79

Earned Premiums Income in Amount (RM million)

Class of Business

2009

2010

2011

2012

2013

MHI
MAT
Miscellaneous *
PA
Fire
Motor
Total

506
424
757
774
1,091
4,687
8,241

477
318
823
886
1,122
5,114
8,741

627
368
803
960
1,180
5,422
9,360

767
379
934
984
1,200
5,857
10,121

835
360
1,030
1,045
1,342
6,578
11,189

Earned Premiums Income by Market Share (%)

* Miscellaneous includes Bonds, Contractor's All Risks & Engineering, Liabilities, Others, Workmen's Compensation & Employers' Liability

20 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3

GROSS DIRECT PREMIUMS BY CLASS
(million) 2009 - 2013
15,721
14,679
868

12,568
11,520
581
1,163
1,552

813

637

1,578
1,060

9.2%

Motor

2,070

Marine, Aviation
and Transit

1,217

13.2%

Miscellaneous*
2,623

2,410

2,239

2,099

Medical and
Health

1,160

1,117

941
2,028

1,928

1,704

47.4%

1,452

1,478

1,411

1,276

5.8%

912

13,596

7.7%
5,254

6,835

6,313

5,918

Personal Accident

7,448

16.7%
Fire

2009

2010

2011

2012

MHI

2013

MAT

Miscellaneous *

PA

Fire

Motor

Class of Business

2009

2010

2011

2012

2013

MHI
MAT
Miscellaneous *
PA
Fire
Motor

5.05
10.10
13.47
8.17
17.61
45.61

5.07
10.16
12.55
8.44
16.70
47.08

5.98
10.38
12.53
8.22
16.47
46.43

5.91
10.07
13.13
7.90
16.42
46.56

5.80
9.23
13.17
7.74
16.68
47.37

Gross Written Premiums in Amount (RM million)

Class of Business
MHI
MAT
Miscellaneous *
PA
Fire
Motor
Total

2009
581
1,163
1,552
941
2,028
5,254
11,520

2010

2011

637
1,276
1,578
1,060
2,099
5,918
12,568

813
1,411
1,704
1,117
2,239
6,313
13,596

2012

2013

868
1,478
1,928
1,160
2,410
6,835
14,679

912
1,452
2,070
1,217
2,623
7,448
15,721

Gross Written Premiums by Market Share (%)

* Miscellaneous includes Bonds, Contractor's All Risks & Engineering, Liabilities, Others, Workmen's Compensation & Employers' Liability

NET PREMIUM BY CLASS
(million) 2009 - 2013
11,569

6.9%

10,528
9,718
8,981
8,385
503
299
773
791
1,064

4,954

751
386
969

727
364
854

555
317
790

970

906

9.3%

Miscellaneous*

1,421

9.1%

Personal Accident

6,862

6,146

5,601

5,287

Motor

1,288

1,202

1,125

Marine, Aviation
and Transit

59.3%

1,053

988

3.1%

Medical and
Health

798
355
1,081

12.3%
Fire
2009

2010

2011

2012

MHI

2013

MAT

Miscellaneous *

PA

Fire

Motor

Class of Business

2009

2010

2011

2012

2013

MHI
MAT
Miscellaneous *
PA
Fire
Motor

6.00
3.56
9.22
9.44
12.69
59.09

6.18
3.54
8.80
10.09
12.52
58.87

7.48
3.74
8.78
9.98
12.37
57.64

7.13
3.67
9.20
9.39
12.23
58.38

6.89
3.07
9.34
9.10
12.28
59.31

Gross Written Premiums in Amount (RM million)

Class of Business
MHI
MAT
Miscellaneous *
PA
Fire
Motor
Total

2009
503
299
773
791
1,064
4,954
8,385

2010
555
317
790
906
1,125
5,287
8,981

2011

2012

2013

727
364
854
970
1,202
5,601
9,718

751
386
969
988
1,288
6,146
10,528

798
355
1,081
1,053
1,421
6,862
11,569

Gross Written Premiums by Market Share (%)

* Miscellaneous includes Bonds, Contractor's All Risks & Engineering, Liabilities, Others, Workmen's Compensation & Employers' Liability

I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 21

8% 9. Aviation and Transit 2 10 11.95 49. Others.32 5.903 202 7 45 166 1.78 8.450 PA Class of Business 7 45 166 184 381 1.73 9.81 12.7% Motor 381 Personal Accident 125 120 3 45 118 102 529 4 98 0.32 10.87 0.5% 162 0.05 . Liabilities.7% Miscellaneous* 184 195 58.3% 1.00 69.00 7.95 5.514 1.CHART 2 CONTRIBUTIONS BY LINE OF BUSINESS GROSS WRITTEN CONTRIBUTIONS BY CLASS (million) 2009 .120 1.58 55.16 9.43 53.59 69.326 946 641 694 2010 2011 15.903 MHI MAT Miscellaneous * PA Fire Motor Fire 2009 0.0% 457 Fire 2009 2010 2011 2012 MHI Class of Business MAT Miscellaneous * Gross Written Contributions in Amount (RM million) 2010 2011 2012 2013 2009 3 45 118 102 204 457 928 MHI MAT Miscellaneous * PA Fire Motor Total 2013 4 87 143 120 336 715 1. Workmen's Compensation & Employers' Liability EARNED CONTRIBUTIONS INCOME BY CLASS (million) 2009 . Contractor's All Risks & Engineering.23 1.83 * Miscellaneous includes Bonds.369 1.9% Miscellaneous* 155 994 2 10 Medical and Health 4 6 Marine.66 14.22 Motor Gross Written Contributions by Market Share (%) 2010 2011 2012 2013 0.27 6.31 15.87 8.19 0.120 204 813 715 20.03 58.32 0.72 0.0% Fire 400 2009 2012 MHI Class of Business MHI MAT Miscellaneous * PA Fire Motor Total 2009 1 7 47 72 90 400 618 2013 MAT Miscellaneous * Earned Contributions Income in Amount (RM million) 2010 2011 2012 2013 2 10 71 106 146 641 976 2 10 58 106 125 694 994 4 25 108 162 278 1.4% Medical and Health 279 336 1. Aviation and Transit 8. Liabilities.902 4 25 108 0.63 12.84 15.26 18.2013 2.15 8.67 8.00 65.369 2.97 21.81 0.56 23.369 278 53 976 71 106 618 47 72 90 1 7 58 106 3.2013 1.0% Motor 125 146 1.73 10.406 4 98 195 125 279 813 1.93 50.68 20.62 * Miscellaneous includes Bonds. Workmen's Compensation & Employers' Liability 22 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 Motor 0. Others.35 4.35 8.46 3.86 11.21 1.31 4.4% Marine.16 7.50 15.369 PA Fire Class of Business 2009 Earned Contribution Income by Market Share (%) 2010 2011 2012 2013 MHI MAT Miscellaneous * PA Fire Motor 0.21 10.69 0.3% 205 Personal Accident 69.80 0.25 21.18 1.406 4 87 143 928 2.61 64. Contractor's All Risks & Engineering.450 9 102 239 1.54 69.88 0.60 11.326 1.45 12.902 4 6 53 155 205 946 1.85 10.37 2.514 9 102 239 202 529 1.26 6.

82 12.099 2 7 60 110 56 Marine.27 6.369 1. Workmen's Compensation & Employers' Liability NET CONTRIBUTIONS BY CLASS (million) 2009 .099 5 23 103 159 273 1.39 0.23 1.3% 216 Motor 152 190 1.37 2.61 8.6% 182 194 Personal Accident 59.3% 159 61 105 686 48 72 108 2 9 1.29 8.02 10.74 9.0% Miscellaneous* 11.57 15.61 20.26 0.78 49.39 0.898 * Miscellaneous includes Bonds.87 8.24 9.18 0.6% 765 689 Fire 447 2009 2010 2011 2012 MHI Class of Business MHI MAT Miscellaneous * PA Fire Motor Total 2013 MAT Miscellaneous * 2009 2010 Net Contributions in Ammount (RM) 2011 2012 2013 2 9 48 72 108 447 686 2 7 61 105 190 689 1.84 8.28 5.834 103 0.0% 380 Motor 125 120 3 45 117 102 528 4 98 4 87 143 Medical and Health 7 43 166 1.69 14.87 69.GROSS DIRECT CONTRIBUTIONS BY CLASS (million) 2009 .89 69.2013 1.33 21.120 201 813 715 20.3% 1.898 239 0.62 68.7% Miscellaneous* 9.512 Marine. Liabilities.18 0.44 0.83 5.834 4 6 56 157 216 946 1.07 0.402 4 98 194 125 278 813 1. Contractor's All Risks & Engineering.425 PA Fire Motor Class of Business 2009 2010 2011 2012 2013 MHI MAT Miscellaneous * PA Fire Motor 0.93 18. Aviation and Transit 278 333 1.3% 157 2 9 Personal Accident 68.271 946 15.39 53.08 65.77 56.053 2 9 60 110 152 765 1.28 Net Contributions by Market Share (%) * Miscellaneous includes Bonds.97 Gross Direct Contributions by Market Share (%) 7 43 166 182 380 1. Workmen's Compensation & Employers' Liability I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 23 .32 4.120 1. Liabilities.99 13. Aviation and Transit Medical and Health 1.78 0.0% 456 Fire 2009 2010 2011 2012 MHI Class of Business MAT Miscellaneous * Gross Direct Contributions in Amount (RM million) 2010 2011 2012 2013 2009 MHI MAT Miscellaneous * PA Fire Motor Total 2013 3 45 117 102 201 456 924 4 87 143 120 333 715 1.46 12. Others.385 273 1.2013 2.45 4. Contractor's All Risks & Engineering.31 15.65 5.31 7. Others.78 9.73 51.385 PA Fire Motor Class of Business 2009 2010 2011 2012 2013 MHI MAT Miscellaneous * PA Fire Motor 0.23 10.14 0.512 9 79 239 202 528 1.36 3.27 1.27 18.02 58.30 0.73 65.48 9.05 11.5% 5 23 4 6 4.369 2.68 11.4% 202 1.053 0.271 1.01 21.402 924 8.17 8.66 0.27 6.58 23.425 9 79 2.

line chart represents loss ratio 24 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 9.Personal Accident (million) 2009 .114 5.2013 (million) 2009 ..189 366 419 383 415 364 8.Total (million) 2009 .Marine.241 8.2013 2009 2013 2010 2011 156 CAGR: +9% 2012 2013 Claims Experince .CHART 3 CLAIMS BY EXPERIENCE Claims Experince .180 1.Workmen's Compensation & Employers' Liability Claims Experince .741 CAGR: +3% 2009 2010 2011 10. Aviation and Transit 2009 2010 2011 2012 Claims Experince .045 209 178 774 135 145 CAGR: +6% 2009 835 627 203 CAGR: +11% 2010 2013 (million) 2009 .2013 (million) 2009 .Miscellaneous* 2009 2010 2011 2012 2013 Claims Experince .Liabilities 2009 2010 2011 2012 Claims Experince .422 5.091 CAGR: +7% 2009 2010 2011 1. Aggregate calendar year statistics from January to December (unaudited) 2.2013 152 424 368 135 379 360 318 121 2010 2011 108 106 CAGR: -3% 2009 CAGR: +7% 2012 2013 Claims Experince.Contractor's All Risks & Engineering (million) 2009.Fire (million) 2009 .687 5.122 1.2013 1.360 2009 2010 2011 2012 2013 .Medical and Health 254 767 175 174 150 2011 506 477 2009 2010 CAGR: +11% 2012 2013 2011 2012 2013 Claims Experince . Bar Chart represents earned premiums.200 CAGR: +4% 2012 2013 Claims Experince .Total Motor Claims Experince .2013 (million) 2009 .857 1.2013 11.2013 886 960 984 1.2013 (million) 2009 . Management Expenses from Revenue Account (excluding bad & doubtful debts) 3.121 CAGR: +6% 2012 2013 * Miscellaneous includes Bonds and Others Note: 1.2013 (million) 2009 .578 4.342 6.

157 2013 2010 2011 CAGR: +14% 2012 2013 2009 2010 2011 2012 2013 * Miscellaneous includes Bonds and Others Note: 1.482 776.189 3.573 15.089 6.986 7.2013 156.218 4. Management Expenses from Revenue Account (excluding bad & doubtful debts) 3. line chart represents loss ratio I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 25 .CHART 4 TAKAFUL CLAIM EXPERIENCE Claim Experince .036 CAGR: +14% 2009 2010 2011 CAGR: -4% 2012 2013 Claim Experince .389.705 16.674 500.448 19.628 CAGR: -2% 2009 2011 (thousand) 2009 .2013 6.Workmen's Compensation & Employers' Liability (thousand) 2009 .426 1.642 7.321 928.513 7.892 1.281. Aggregate calendar year statistics from January to December (unaudited) 2.124 721.750 1.Total Motor (thousand) 2009 .Personal Accident 2009 2010 2011 2012 2013 Claim Experince .805 2013 10.004 207.069 83.066 14.354 189.2013 (thousand) 2009 .2013 13. Bar Chart represents earned premiums.286 2010 2011 CAGR: -2% 2012 2013 Claim Experince .961 7.2013 31.2013 (thousand) 2009 .349 95.2013 9.009 12.369 134. Aviation and Transit 10.Fire Claim Experince .091.202 CAGR: +13% 2009 1.Medical and Health (thousand) 2009 .971 120.390 CAGR: -5% 2009 2013 Claim Experince .951 2010 Claim Experince .640 116.515 1.621 80.Liabilities 2009 2010 2011 2012 (thousand) 2009 .324 CAGR: +14% 2009 2010 2011 CAGR: +20% 2012 2013 2012 7.Miscellaneous* 2009 2010 2011 2012 Claim Experince .636 641.513 8.585 8.285 956.420 2.2013 (thousand) 2009 .200 22.590 2009 2010 2011 CAGR: +23% 2012 2013 Claim Experince .Contractor's All Risks & Engineering Claim Experince .2013 (thousand) 2009 .Marine.Total (thousand) 2009 .856 23.2013 901.022 127.811 13.823 7.185 17.489 6.

of Certificate (in thousand) Individual Ordinary Family Group Ordinary Family Annuity Investment-Linked Total No.010.576 1.000 Investment-Linked 2010 2011 2012 690 41 0 130 860 696 69 0 176 941 615 75 0 198 887 571 76 0 199 846 80.00 23.02 New Certification Issued .14 0.860 3.96 7.452.513.73 0.269.06 73.072 0 524.818.99 0.00 15.346.29 0.No.445 3.43 8.Contribution in Amount (RM thousand) Individual Ordinary Family Group Ordinary Family Annuity Investment-Linked Total Amount Contributed 2013 Market Share of New Certificate Issued Contribution 26 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 Investment-Linked 38% Individual Ordinary Family 47% Annuity 0% Group Ordinary Family 14% .621.616 2. of New Certification Issued (thousand) 2008 .280 951.00 19.84 14.170 1.701 2.066 2.21 4.CHART 5 CERTIFICATES BY PRODUCT CERTIFICATES ISSUED No.00 18.2013 2013 571 2012 615 75 75 2011 696 2010 690 2009 0 200 Product 198 41 78 300 Individual Ordinary Family 846 69 367 100 199 887 176 947 130 860 104 400 500 Group Ordinary Family 2009 549 600 700 Annuity 800 900 1.405.114 0 544.58 772.30 67.056 New Certification Issued .300 1.733 0 400.662. of Certificate 367 78 0 104 549 New Certification Issued .523.050 0 504.472 825.021.41 0.437 1.689 1.75 69.264.824 0 423.No. of Certificate in Percentage (%) Individual Ordinary Family Group Ordinary Family Annuity Investment-Linked 66.320 1.29 8.00 22.561 1.

981 130 277 2.632.51 1.471 2.812 209 32 470 3.969 252 584 3.37 1.302.592 0 622.936 150.56 1.973 146.991 33 2009 1.155 287 29 689 4.981 130 35 277 2.522 32 2010 2.630 48.41 6.CERTIFICATES IN FORCE No.92 0.957 0 828.402.No. of Certificate (in thousand) Individual Ordinary Family Group Ordinary Family Annuity Investment-Linked Total No.436 165 358 2.436 165 33 358 2.065. of Certificate in Percentage (%) Individual Ordinary Family Group Ordinary Family Annuity Investment-Linked 81.522 2.568 862.70 16.749 1. of Certificate 1.Contribution in Amount (RM thousand) Individual Ordinary Family Group Ordinary Family Annuity Investment-Linked Total Amount Contributed 944.325 1.045 New Certification Issued .835 3.10 11.085.43 5.741 1.84 5.000 1.161 29 2012 2.500 4.224 2.24 75. of Certificate In Force at End of Year (thousand) 2008 .271 2.305 0 1.422 35 0 500 1.43 11.969 252 30 584 3.835 30 2011 2.500 Investment-Linked 2010 2011 2012 2.500 3.97 79.91 0.927 0 1.57 0.854 2.812 209 470 3.879 714.79 5.422 New Certification Issued .304.No.991 2.323 2013 Market Share of New Certificate Issued Contribution Investment-Linked 45% Individual Ordinary Family 6% Annuity 0% Group Ordinary Family 57% I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 27 .181.152.90 13.79 15.000 2.82 6.843.2013 2013 3.161 81.901 0 472.466.333 1.34 77.155 287 689 4.000 Group Ordinary Family 2009 Annuity 3.000 4.064.500 Individual Ordinary Family Product 2.42 New Certification Issued .

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GENERAL INSURANCE .

069.116.760 298.520.072.348 204. Berhad Pacific Insurance Berhad (The) 115.420.691.726.717 250. 229.953.499.047.735 170.554.129.809 66.353 365.045 351.864.363 613.199.000 0 0 0 0 Progressive Insurance Berhad Prudential Assurance (Malaysia) Bhd QBE Insurance (Malaysia) Berhad RHB Insurance Berhad 45.072.048 0 0 0 0 Tokio Marine Insurans (Malaysia) Berhad Tune Insurance Malaysia Berhad UNI.773. AmGeneral Insurance Berhad (formerly known as Kurnia Insurans (M) Berhad) is excluded from the above statistics.255.414 410.257.728 168.788.706 273.624.360.982 34.480 470.228 187.576.211 164.366.915.576.250 99.160 197.363 226.608 0 0 0 0 Multi-Purpose Insurans Bhd Overseas Assurance Corporation (Malaysia) Berhad Pacific & Orient Insurance Co.833.375.139 0 0 0 0 4.000 262.324 115.TABLE 6 REVENUE ACCOUNT (INCOME) (RM) Opening Reserves Premium Claims Other Liabilities Liabilities Reserves ACE Jerneh Insurance Berhad AIG Malaysia Insurance Berhad Allianz General Insurance Company (Malaysia) Berhad American International Assurance Bhd. Figures for ING Insurance Berhad are from January 2013 to May 2013 only.127 439.471.524.450 0 Company Total (Industry) Note: 1.578 16.397. 2.213 479. 3.746 329.375.038.716.518.701.775.000 228.841.611 1.274.689.613 81.778.906 490.143 0 0 0 0 ING Insurance Berhad Lonpac Insurance Bhd MCIS Zurich Insurance Berhad MSIG Insurance (Malaysia) Bhd 39.837.319.686.771.281 0 0 0 0 AmG Insurance Berhad AXA Affin General Insurance Berhad Berjaya Sompo Insurance Berhad Etiqa Insurance Berhad 273.159 253.618 95. Figures for AmG Insurance Berhad are from January 2013 to February 2013 only.823.702.757 112.170 361.640.708 660.145.204.000 127.369 361.673 264.556 7.944 199.235 67.674 121.314. 30 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .Asia General Insurance Berhad Zurich Insurance Malaysia Berhad 367.229 62.559.006.225.145 68.339 267.

432.602.665 2.694 38.119.499 16.137 110.372 3.260 1.371 12.244.247 18.770.642 3.519.273.119 140.403 33.789.249.206.624 14.314.119.126.792.860 25.266 21.322 151.692.414 9.479.552 20.134.623.466.609 10.873.382 7.747.867.601.187 951.671 0 129.184 27.433.923 11.292.117.228.253.677 30.644 1.173 10.392 5.174.784.697 432.337 1.028 2.716 614.691 74.365 494.637 5.371.963.474 6.026 1.857.201 0 0 0 0 4.860 628.744 2.558 2.368.535 499.642.765 308.904 7.418 7.984.757.174 5.334 0 0 0 0 174.375 5.150 5.529.446.128 17.558.979 458.120.019 59.854 0 0 0 0 10.342.540 100.700 1.473.917 33.287.549 48.855.892.463 0 0 0 0 105.402.569 3.420 4.764.227 816.864.338.402.923.593.152 18.303.164.373.655 0 0 0 0 545.682.948 345.875.797 2.400 34.318.900 186.301.603.469.451.856.736 33.904 4.957.645.Premiums (Net) Net Investment Income Transfer from Shareholders' / Working Fund Profits on Disposal of Assets Miscellaneous Income 539.442 23.648.258 31.870.461 482.768 12.526 569.506 439.180.070 757.829 166.859 332.818.420 26.671.167 355.524 1.588 63.577.155 22.725.111 1.948.008.626 742.128.567 28.758.766.302.806 124.286 37.006 21.941.049.341.418 264.556.937 840.190 21.334.821.636 6.862.629 7.284.437 438.944.362.716 837.094 0 0 0 0 8.782 32.342 13.036 5.864.827.045 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 31 .995.

022 49.997.650.007 175.269.416 15.499 AmG Insurance Berhad AXA Affin General Insurance Berhad Berjaya Sompo Insurance Berhad Etiqa Insurance Berhad 320.928 206.649 4.016 3.964.683 136.770.889 285.485.797 0 3 2.621.290.000 5.165 65.735 58.895 114.419 167.954 63.385.401 24.650. 2.555 13.619.585.655.646.400.118 3.781 14.342 6.647.856.746 70.379.096 94.298 0 0 177.346 40.639 75.470.515.175.640 7.356.070.762.579 30.TABLE 7 REVENUE ACCOUNT (OUTGO) (RM) Net Claims Paid Net Commissions Management Expenses* Loss on Dispossal Assets ACE Jerneh Insurance Berhad AIG Malaysia Insurance Berhad Allianz General Insurance Company (Malaysia) Berhad American International Assurance Bhd.395 221.127.985 32.074 52.218 214.840.174.979.140.448.152 21.593.391 11.950 0 0 390.593 1.085 62.363. 3.311 42.038.945.255 35.923 243.199.094. AmGeneral Insurance Berhad (formerly known as Kurnia Insurans (M) Berhad) is excluded from the above statistics.088.300 246.765.060.719.831.903 77.727 100.040.352.457 33.519. Figures for AmG Insurance Berhad are from January 2013 to February 2013 only.119.875 24.887.300.463 0 ING Insurance Berhad Lonpac Insurance Bhd MCIS Zurich Insurance Berhad MSIG Insurance (Malaysia) Bhd 13.492. 191.811 136.247 123.991.147.864 68.934 11.838.022.086 166 105.042 312.298.575.588.811 Tokio Marine Insurans (Malaysia) Berhad Tune Insurance Malaysia Berhad UNI.940 135. Berhad Pacific Insurance Berhad (The) 136.827.791 19.Asia General Insurance Berhad Zurich Insurance Malaysia Berhad 480.475 39.436 83.718.463 597.091 170.395 5.219 142.016 269.497 72.580 156.063 Company Total (Industry) * Management Expenses from Revenue Account (Excluding Bad & Doubtful Debts) Note: 1.380.797.230 Progressive Insurance Berhad Prudential Assurance (Malaysia) Bhd QBE Insurance (Malaysia) Berhad RHB Insurance Berhad 46.834.312 2.164.627 147.754 51.289 5.006 18. Figures for ING Insurance Berhad are from January 2013 to May 2013 only.900.078.965 188.955 17.122. 32 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .201 2.884.162 108.288 59.919.945 0 410.797 879.068 Multi-Purpose Insurans Bhd Overseas Assurance Corporation (Malaysia) Berhad Pacific & Orient Insurance Co.402.698 123.087 5.079.745 101.781.173.208.726.717.891 52.644.946.363 70.384 29.860.357.202.327 141.126.933 136.861 625.533.198 31.539 68.491 27.621.

681.170) 27.896.642 929.707.979 678.490 31.762.740 17.443 358.336.662 604.327 0 1.406.298 378.637.858 18.703.239 2.825.622 229.913 15.840 335.593.487 123.961.468 26.725.571 39.678.642.825.321.637 0 0 0 0 (4.259 25.965.010.860 17.407.887 348.186 216.233.000 0 0 0 0 52.878.850 5.745.743 71.990.575.348.370.604 176.382.632 66.185 174.936 585.878.707 1.062.910 80.225.666.667 72.008 12.688 1.359 238.743.128.350.163 737.892 5.381 328.498.885 299.643.272.515.817.469 49.589.639 7.639 9.903 3.668.455 74.135.860.989.350.599 78.352.734.321 27.976.455.035.907 136.904.974 5.059 27.297.458 295.588 372.658 0 0 0 535.566 68.328 352.649.768 25.622 250.838 603.132 203.098 21.305.839 0 1.787 81.000.325.016.217 385.969 0 0 0 0 17.205 11.135 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 33 .635.446 15.523 3.884 0 203.825.259 0 6.177 247.674 4.366 0 0 0 0 100.207.212 91.330.156 196.803.793.590.775.185 71.955.784 60.409.690.699 8.498.338 4.686.531.139.189.270 1.060.774 251.993 7.659 1.888.226 339.705.633 89.759.555 54.455.775.210.748 67.Closing Reserves Impairment Loss Taxes Other Outgo Claims Liabilities Premium Liabilities Other Reserves Transfer to Income Statement/Head O ce Account 14.892.410.655.164 0 27.397 262.275.945 481.772.218 21.486.000 144.459.504 2.709.300.936 0 196.312 0 0 0 0 67.728 5.507.676 2.423 123.210.668 6.995 340.560 201.781.323.663 129.110.243 0 392.000 157.674.501.866 155.184 0 0 0 0 157.845 (2.954 519.063.185) 168.135 51.617 171.721 0 54.480.567.860) 81.313.153 150.726.000 36.485.309 51.100 281.578.548 118.948.309 4.087 55.093 2.933.345.078.957.729 121.791 214.909.273 2.261 8.076 453.844.613.170 6.671.905.631.498.752.989.274.030.466 113.601 1.000 0 0 0 (987.555 5.043.766 1.896.548 210.030 306.284.486 8.719 260.025.103.122.156.000 268.305 17.

705.217 385.410.030.844.284.305 17.593.000.840 335.540 771.Asia General Insurance Berhad Zurich Insurance Malaysia Berhad 378.407.613.298 2.791 214.233.487 123.643.722 2.000 268.604 176. 34 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .313.979 678.348.189.000 0 10.016.156 196.642.575.564 0 8.225.305.896.350.482 23.892 108.122.676.112. Figures for ING Insurance Berhad are from January 2013 to May 2013 only.466 113.327 0 8.531.865.486 ING Insurance Berhad Lonpac Insurance Bhd MCIS Zurich Insurance Berhad MSIG Insurance (Malaysia) Bhd 39.617 171.678.TABLE 8 LIABILITY OF INSURANCE FUNDS (RM) Insurance Funds Premium Liabilities Other Reserves Claims Liabilities Provision for Taxation ACE Jerneh Insurance Berhad AIG Malaysia Insurance Berhad Allianz General Insurance Company (Malaysia) Berhad American International Assurance Bhd.272.312 0 0 0 0 453.458 14. Berhad Pacific Insurance Berhad (The) 144.631.444 0 4.210.498.300.359 238.632 66.000 157.103.666.351.784 60.185 71.888.774 6.455.462.010.323.112. 2.030 2. 3.588 372.443 358.877.198 5.703.810 Multi-Purpose Insurans Bhd Overseas Assurance Corporation (Malaysia) Berhad Pacific & Orient Insurance Co.742 4.571 0 14.156.397 262.000 0 0 0 0 260. AmGeneral Insurance Berhad (formerly known as Kurnia Insurans (M) Berhad) is excluded from the above statistics.567.991 Tokio Marine Insurans (Malaysia) Berhad Tune Insurance Malaysia Berhad UNI.887 348.309 0 911.793.135.969 0 0 0 0 123.182.476.892. Figures for AmG Insurance Berhad are from January 2013 to February 2013 only.185 174.585 0 0 Progressive Insurance Berhad Prudential Assurance (Malaysia) Bhd QBE Insurance (Malaysia) Berhad RHB Insurance Berhad 51.131 6.781.954 519.480.143.139.668.207.907 136.909.674.186 216.381 328.707 1.662 604.184 0 0 0 0 603.467.177 247.637 0 0 0 0 91.674 Company Total (Industry) Note: 1.952. 251.768.589 AmG Insurance Berhad AXA Affin General Insurance Berhad Berjaya Sompo Insurance Berhad Etiqa Insurance Berhad 306.936 585.995 340.548 210.274.153 150.671.352.100 281.885 299.578.325.590.366 0 0 0 0 352.821 0 4.787 81.111 1.151.469 49.

426 47.463 24.440.073 126.368.964.785 8.537 111.078 171.647 39.533 1.063.943.069.771.438.347.075.089 877.462 26.226 549.779 34.256.817 3.455.342.832 200.313.076 399.460 236.597.364.366 17.112 4.689 485.075.141.209.215 521.070) 1.064 29.230 1.255.697 11.957 13.801.773.518.578 424.074 12.514 43.332 0 0 1.591 86.034.565.294 24.722.531 635.624 53.360.011.150.378 85.989 2.908.570.721.890.431 223.763.852.066.482) 0 950.744.443.253.837 70.278.277 79.047 1.621.663.529.061.965 1.744 111.442 230.977 162.806 209.935.373.661.248.214 0 0 0 189.550 692.Amount Due to Clients / Intermediaries / Reinsurance Other Liability Amount Due to Shareholders’ Fund / Head o ce Account 82.352 816.213.784.223.012.729.852.119.158.373 72.513.227 41.278.653 201.035 43.048.086 1.572 36.717 41.093.104.162 1.237 220.725.150.604.570 96.912.708 44.351.911.214.177 1.042.474 1.101 44.046 394.556.558 813.557.573 6.740.146 36.543.343.248.526.659.903.237 166.906 84.964 378.032.012 82.717 0 0 0 (731.294.948.068.608 300.511 0 0 0 0 860.661 34.717.595 53.651.153 88.482.633 27.220 1.020.523.171) 451.857.186.306.908 945.905 Reserves for Insurance Funds Total Liabilities / Assets I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 35 .353 (612.079.517 1.723 108.410 399.328.995 84.077.398.406.417 506.705 40.102 75.522.274.704 3.939 316.402 0 22.557.437 121.034.674.788 63.666.890.590 61.617 15.547.627 99.349 79.108 8.115.622.555 875.212.915.101 2.709.081 1.436 574.015 178.692.033.680.614.791 124.346 52.319.086 1.110.911.005.980.154.505.121 0 (3.827 416.732.040.810 137.803.

248 222.375.479 1.149 274.271 16.665.978 300.302.675.782 397.801 0 487.396 289.748 0 29.418.572 0 21.714.241.490.984.057.811 393. Plant and Equipment Loans Malaysian Government Papers / Guaranteed Loans Corporate / Debt Securities Others Company ACE Jerneh Insurance Berhad AIG Malaysia Insurance Berhad Allianz General Insurance Company (Malaysia) Berhad American International Assurance Bhd.602.228.286 Progressive Insurance Berhad Prudential Assurance (Malaysia) Bhd QBE Insurance (Malaysia) Berhad RHB Insurance Berhad 11.427.864.302 93.227 59.557.762 16.760 25.705.096.628.660.962 40. Figures for AmG Insurance Berhad are from January 2013 to February 2013 only.719.737.116 0 45.099.679.947 173.023.007.290 434.807. 63.415.210 0 499.238.904.258 0 0 115.010 0 177.Asia General Insurance Berhad Zurich Insurance Malaysia Berhad 15.950 0 204.354 6.858.179 5.569 Tokio Marine Insurans (Malaysia) Berhad Tune Insurance Malaysia Berhad UNI.227.TABLE 9 ASSETS OF INSURANCE FUNDS (RM) Investments Property.828 17.203 396.240.665 6.500 35.674 40. 3.533.419.188 11.668 303.232. 2.422 122.470.889.627 20.048 0 4.407 546.266.951 Multi-Purpose Insurans Bhd Overseas Assurance Corporation (Malaysia) Berhad Pacific & Orient Insurance Co.326 132.636 44.941.958 518.086.969.084 4.500.990.654 Total (Industry) Note: 1.601.703 54.916.171.034 21.518.411.530 211.369.543 11.823 55.788.874.896 462.842.190.897.508.837.126 871.388 0 AmG Insurance Berhad AXA Affin General Insurance Berhad Berjaya Sompo Insurance Berhad Etiqa Insurance Berhad 10.658.825 0 134.283 30.887.693.208 50.056 121.873.331 221.483 0 8.412 813.563.336.337 3.595 1.766.220 870.345 1.419 91.700 296.295 380.303.706.231.855.646 0 136.367.597 414.323.138 0 117.403 20.160 402.952 0 0 0 179. Figures for ING Insurance Berhad are from January 2013 to May 2013 only.342 0 487.912 390.560 415.077.128 116.285 271.000 74.030 25.510.865 63.934.115 0 0 456.043.150 15.408 3.955 421.918 5.656 201.782.032.460.712 514.616.290 ING Insurance Berhad Lonpac Insurance Bhd MCIS Zurich Insurance Berhad MSIG Insurance (Malaysia) Bhd 0 9.300 302.093.538. AmGeneral Insurance Berhad (formerly known as Kurnia Insurans (M) Berhad) is excluded from the above statistics.143 5.822 1.380 127.173.259.638 8.453 80.173 0 175.348.037.671.250. Berhad Pacific Insurance Berhad (The) 8.012.463 9.001.548 67.286.867 79.043.166.244.578 195. 36 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .852 202.189 2.048 6.967.984.

493 1.536 61.373.222.799 46.955.653 40.509.000 11.965.347.955.357 0 0 0 0 95.365 65.416.346.698.501.830.538 75.141 98.076.534 108.136 60.332 64.439.860.299.923 44.056 66.594 0 19.704.020.562 6.716.977.365.216.524 52.642.307 519.728.696.672.819.966 164.000 1.588 58.501.121.119.264 43.316.416.130.661 101.887 172.398.066.624 61.010 12.281.431.448.154.192.260.914.600 71.Investment properties Cash and Deposits Amount Due from Clients / Intermediaries / Reinsurers Other Assets Foreign Assets 0 0 2.039 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 37 .715 53.437.645.349 56.194 63.741 134.092.318 61.406 676.000 110.250.187 24.631 78.287 0 0 0 175.895 88.044 0 0 0 0 6.469 1.576 119.734 56.572 169.376 43.074.062 46.210 59.908.992.577 61.597 39.692.666.485.348.460 26.945 0 40.437.350 167.839 27.794.336 25.907.050 1.435.361 0 695.600 28.991.792.000 0 110.159.155 41.963.279 3.672 0 0 0 0 6.697 44.456 0 0 0 0 0 2.545.637 217.900 0 190.945 66.372 98.474 21.848.182.209 92.533 89.048.615 42.322.137.556 113.014.897 108.319.846 23.999.828 0 0 0 0 0 390.005.095.893.478.703 124.156.530.000 153.309.123 1.811.698.691 0 5.929.086 65.414 77.902.000 501.273 536.224.101 140.360.633.052 48.128 138.191.514.888 22.000 0 278.233 16.870.187.920 744.843.758.295.273 119.373.

164 15.851 3.457.022.884.609 0 0 0 507.261 35.637 46.989 106.454 0 3.224 8.106.380 18.353.458.146.443.589 3.035.516 89.803 0 26.756.328.579.350 2.430.168 23. AmGeneral Insurance Berhad (formerly known as Kurnia Insurans (M) Berhad) is excluded from the above statistics.862.320.950 14.789.086.192.721. 3.044 113.197.703 811.493.997 15.511.624.057 0 152.476 11.950 27.354 42.121 50. 111.856.809.339 1.543.517.908 0 54.420 0 0 848.326 48.521 43. Aviation & Transit Motor O shore Oil-related Motor 'Act' Fire Aviation Cargo Marine Hull ACE Jerneh Insurance Berhad AIG Malaysia Insurance Berhad Allianz General Insurance Company (Malaysia) Berhad American International Assurance Bhd.399 12.458 40.TABLE 10 GROSS DIRECT PREMIUMS (RM) Marine.438 326.010.721.702 12.771 0 3.963.466 985. Figures for ING Insurance Berhad are from January 2013 to May 2013 only.856.862 0 0 0 0 4.482 ING Insurance Berhad Lonpac Insurance Bhd MCIS Zurich Insurance Berhad MSIG Insurance (Malaysia) Bhd 9.547 7.219 0 15.849.568 9.922.958 0 5. 38 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 642.519 0 57.466.141.631.265.831 53.313 49.259 3.213.464 Tokio Marine Insurans (Malaysia) Berhad Tune Insurance Malaysia Berhad UNI.307.940 13.022 9.462.645.240.603 13.773 17.511 0 0 42.140.470.699.735 46.733.920 3.907 393.729.424 38.050.765 23.260 5.071 27.142 10.561 99.633.722 5.033 76.533 (324.633 AmG Insurance Berhad AXA Affin General Insurance Berhad Berjaya Sompo Insurance Berhad Etiqa Insurance Berhad 40.559.886 12.529.526.886.243 354.330.693.085.597 Progressive Insurance Berhad Prudential Assurance (Malaysia) Bhd QBE Insurance (Malaysia) Berhad RHB Insurance Berhad 22.722 2. Figures for AmG Insurance Berhad are from January 2013 to February 2013 only.622.257 0 25.243.616.211.957.724 20.308 10.934) 648.538 13.140 33.060 Company Total (Industry) Note: 1.552 0 3.118 168.688.001.524 157.001.647.425 0 40.468 1.432) 12.891 233.483.058 372 21.569.404 8.884.309 14.726 0 17.472.983 26.580.845.392 49.513.518.848.603.291.997.698 Multi-Purpose Insurans Bhd Overseas Assurance Corporation (Malaysia) Berhad Pacific & Orient Insurance Co.053 0 3.232 (10.999.421.932 .919 90.942.945 0 14.989 0 1.926 126.639.518.167 106.738.735 198.457 0 0 28.208.326.255 3.037 75.713 2.169 0 4. 2.705.321 3.118.771 27.581.733.622 141.350.620.929 25.328.205 2.759 454.010 62.445.492 24.677 47.300.564 66.282.697 1.478 0 12.980.463.995.324.471 5.177.054.747.457 14.690.691.779.476.379 2.Asia General Insurance Berhad Zurich Insurance Malaysia Berhad 164.497.908. Berhad Pacific Insurance Berhad (The) 113.270 54.146 26.

174 5.752.483 46.744 0 25.306.913 2.357.418 75.061.215.575 8.276 103.175.202 13.855.158 15.339.166 12.792.337.939 79.276 9.653.808.035.285.836.797 1.157.676 54.649.594.313.706 1.913.140.101 88.694 43.478.182 30.447 1.041 1.883.702 156.649.692.815.237.722.574 10.242 923.214.695 0 337.658.918.325 39.006 535.405 941.588.487.441 35.147 510.797.158 121.048 28.705.270.894 3.944 0 8.394 445.663.989 7.581 8.763 5.109.549.084 26.031.633.Motor Miscellaneous Workmen's Personal Accident Compensation & Employers' Liability Total Motor 'Others' Bonds Contractor‘s All Risks & Engineering Liability Medical and Health Others 182.872 19.120 8.877.372.905.938 519.256.429 742.198 62.886 6.578 10.357 9.133 90.756.019.585 7.341 261.631.333.611 237.870.821 56.434 442.663 40.819 10.650.134 83.861 20.345.543 36.649.681.860 45.414.966 22.765.321 22.309.885 1.570.968 42.003.105.530 1.996 15.191.698 1.673.925.189.783 2.857.842.550 522.008 57.418.740 465.781.097 64.702.508 810.714 4.121 7.655.327.926.061.870.895 429.626.920.000.040 379.982 291.717.112 27.723 593.155 5.068.276.793 48.044 214.395 66.611 0 2.108 51.247.331.759.952 14.098 26.278 6.823 11.907 190.415.781 9.749.933 40.705 3.592 679.735 3.088 4.571 103.260 77.872.754 309.084 0 19.711.970 11.890 766.016 23.950.873.623.938.041.072.474.040.278.518 21.281 326.832 217.450.080 1.018 204.313 0 16.891.074.819 12.621.846 531.169 12.985 16.907.352 36.957.282.013.358.701 0 884.700 641.220 3.197.404 1.591.687.450.090 20.796 23.224 26.487 111.295 79.112 7.537.285.423.973 21.144.603.981.228.727.261.536 29.265 0 48.655 18.565 18.268 232.782 579.893 45.172.639 47.814.674 35.013.895.953 29.906 9.172.780.381.489 202.609 28.344 70.178.789 22.213 7.735.577.348.081 38.494.950 71.645.019.983.515.669 24.816.679.276 16.937.603 3.407 433.946.706 65.035.802 9.234 701.017 24.172.705 23.892 514.966 49.377 145.061.205 315.868.858.912.264 8.186 1.038 15.306 16.586 16.265.057 70.223 532.017.491.345.893.603 3.119 72.804 570.841 79.832.407 20.824 3.811.538 176.621.008.277 14.016 8.337 73.747.157 38.411.300.999 3.694 3.870 43.158.812.690.563 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 39 .013 0 4.171.841 893.018.522 220.292 10.125.779 1.245.702.414.427.302 0 20.186.610.369 189.253.192 221.033.704.124.742.227.641.912.501 10.261.332.335.942 33.488 14.495.961.687 31.998 261.413.310.630 1.353.956 22.042 24.805 1.745 584.092 7.960.630 4.345 16.226 1.977 6.267.666 4.694 41.143 15.781 21.754.738 54.832.544.088 180.185.422.983.832 40.143 3.937.786 68.863.263.153 39.524.931.319.486 118.423 20.970.231 0 17.344.200.819 6.676.

961 0 (11.638.929 303.718 (18.014.924 0 0 0 0 97. Aviation & Transit Motor Fire Aviation Cargo Marine Hull O shore Oil-related Motor 'Act' 35.994 6.905 0 0 0 59.152.210 0 79.558.443 88.369 148.397.253 115.539 643.200 0 379.663.527 0 10.145 7.848.261 622.672.462.449 22.079 American International Assurance Bhd.878 40.613 35.184 26.188 222.944.424 0 29 29.945 36.765 240.705 8.396 1.594 179.215 612.108 22.768.810.207) 0 0 0 0 9.976.288 296.122.640 5.550.536 0 14. Figures for ING Insurance Berhad are from January 2013 to May 2013 only.993 0 2.763 0 0 0 551.962 19.416 0 62. (146) 403 7.803 2.488 30.788 0 12.599 29 0 0 0 1.679 14.003 688.070 11.TABLE 11 REINSURANCE ACCEPTED PREMIUMS (RM) Marine.172.380 408.959 0 608.208 1.591 108.372.848 2.517 0 8.853 3.192 3.883 448.500 0 0 3.606 5.309 12.700.308 0 1.990. Berhad Pacific Insurance Berhad (The) Progressive Insurance Berhad Prudential Assurance (Malaysia) Bhd QBE Insurance (Malaysia) Berhad RHB Insurance Berhad Tokio Marine Insurans (Malaysia) Berhad Tune Insurance Malaysia Berhad UNI. 2.205 73.743 0 762.642.998 4. 40 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .324 148.198) 26.317 6.368 0 3.271.396 4.130.329.679 (19) 925.825 3.909 0 (53) 233 293.420.843 9.175.710.919 28.258.504.198 1.108 618.517 166.276 10.247 2.687 85.010.777 Company AmG Insurance Berhad AXA Affin General Insurance Berhad Berjaya Sompo Insurance Berhad Etiqa Insurance Berhad ING Insurance Berhad Lonpac Insurance Bhd MCIS Zurich Insurance Berhad MSIG Insurance (Malaysia) Bhd Multi-Purpose Insurans Bhd Overseas Assurance Corporation (Malaysia) Berhad Pacific & Orient Insurance Co.958.667 523.840 33.637.758.200 (74) 5.076 178.Asia General Insurance Berhad Zurich Insurance Malaysia Berhad Total (Industry) Note: 1. AmGeneral Insurance Berhad (formerly known as Kurnia Insurans (M) Berhad) is excluded from the above statistics.697 347 106.051 107.957.646. 3.965 94.721 8.178 9.251 102.012 0 9.392 0 36.881 AIG Malaysia Insurance Berhad Allianz General Insurance Company (Malaysia) Berhad 22.098.441 6.667 8.877 3.723 0 1.341 185.678 43.442 0 102.121.283 0 5.659.912 43.529.468.875 17.357 2.733.810. Figures for AmG Insurance Berhad are from January 2013 to February 2013 only.016 ACE Jerneh Insurance Berhad 9.108.128.

314 1 103.650 0 23.270 704.109 1.306 189.075 226.359 586 527 84.050 48.683.229 90.298 58.935 392.836.450 12.293 0 0 0 514.380 39.911 4 542.121.666 (281) 50.468 184.051 21.243.150 8.949 15.486 252.240 62 8.293 1.950.836.029 3.312.340 465.514 24.654 922.425 6.788 21.870 33.628 11.124 110.714 6.881.936 0 677.171 69.958 2.325.683 4.887 0 23.346.273.901 22.195 11.922 1 98.102.455.117.827 119.366 225.268.248.560 11.764 14.405.395 0 253.066 8 7.910 733.419 0 205.082 0 34.766 0 0 687.884.266 (7) 79.412 87.962 275.183.046 452.708 442.344.477.619 3.197.554 3.050 (2) 6.991 0 1.358 0 2.393 137.498 0 0 313.876 337.158.532 20.311 1.324 42.328 18.385 21.244 0 19.651 4.612 1.424 221.944 294 303.149 83.398 0 42.345.489 113.499.248 191.617.069.148 325.050 546.537.131 99.660.171 13 25.802 562.714 13.303 629.100 1.020 1.997 1.631 0 41.940 1.265 953.444 7.237.594 32.025 210 56.002.198 21.864 164.563.313 3.887.613 22.477 0 1.592 8.675 (2) 32.436.473 (1) 19.110 0 0 8.340.818.Motor Miscellaneous Workmen's Personal Accident Compensation & Employers' Liability Total Bonds Contractor‘s All Risks & Engineering Liability Medical and Health Others 2.273 35.842 10.877 66.034 70.717.816 714.604 33.664 3 38 7.098 3.000 27.066 1.945 1.410 1.929 44.607.587 17.299 58.451 17.267.504 12.131 964.049 (114) 11.613 13.336 (919) 877.672 2.115 177.826 1.039 603.948 0 95 0 15.484 4.651.193.580 604.907.382 1.876 38.452 19.713 3.728 0 0 0 4.210 31.079 841.405 1.264.467.759.334 473.764 13.889.513.966.850.841.687.309 254.211.836 304.521 0 647.940 293 25.819.679.856 0 0 0 960.883 568.621 401 0 4.319 15 5.337 1.536.554.611 477.157.378 652.984 6.025 3.940.877.468 0 1.612 0 260.877 435.971 453.581 4 19.912 5.271.890.800 5.742 81.628 Motor 'Others' I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 41 .008 5.671 47.727 3.685 272 18.

556 Company Total (Industry) Note: 1.364.084.329 112.812 20.790.435 0 2.060.846 13.938.900) 0 828.812 0 0 864.844 3.069.159 5.533.533.682.979 148.041.773.631 1.620 814.068.853.623.407 49.826 551.480 25.141 41.671 531.692 2.548.213 1.470 Progressive Insurance Berhad Prudential Assurance (Malaysia) Bhd QBE Insurance (Malaysia) Berhad RHB Insurance Berhad 9.866. 76.233 2.371.592 26.798.921 8. 2.949 0 1.395. Aviation & Transit Motor Fire Aviation Cargo Marine Hull O shore Oil-related Motor 'Act' ACE Jerneh Insurance Berhad AIG Malaysia Insurance Berhad Allianz General Insurance Company (Malaysia) Berhad American International Assurance Bhd.570.457.185 7.938.451 (926.649 0 0 4.942 0 426.402 66.751 647.652 2.092 14.738.625 132.648 598 13.835 0 8.522. 42 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .614 620.010.590.995.190 725. AmGeneral Insurance Berhad (formerly known as Kurnia Insurans (M) Berhad) is excluded from the above statistics.314.881.106.266.352 2.691.614 0 0 0 488.260 47.075.209 0 257.777.TABLE 12 REINSURANCE PREMIUMS CEDED TO LICENSED / OFFSHORE INSURERS (RM) Marine.474 3.076 0 10.134.276.820 6.930.666 153.809 23.023 421.567.085 0 0 0 1.086.026 1.892 3.109.191 35.600.426 24.869.626. 3.263.456.410.401 2.320 209.466.238 2.593.895.455 1.872 ING Insurance Berhad Lonpac Insurance Bhd MCIS Zurich Insurance Berhad MSIG Insurance (Malaysia) Bhd 1.594 0 1. Figures for ING Insurance Berhad are from January 2013 to May 2013 only.298 0 6.353 129.613 30.693 9.392.254 3.180 0 0 0 0 271.134 457.252 625.330 35.720 3.642. Figures for AmG Insurance Berhad are from January 2013 to February 2013 only.648.669 2.031 3.049.958.098.771 0 3.757.754.926 0 851.333 35.828 Tokio Marine Insurans (Malaysia) Berhad Tune Insurance Malaysia Berhad UNI.906 0 726.919 21.758 Multi-Purpose Insurans Bhd Overseas Assurance Corporation (Malaysia) Berhad Pacific & Orient Insurance Co.992.559.944 3.616 84.124 120.250 1.131 378.702.705 4.507.488.Asia General Insurance Berhad Zurich Insurance Malaysia Berhad 97.402.366.420 549. Berhad Pacific Insurance Berhad (The) 72.872 2.278 631.159 AmG Insurance Berhad AXA Affin General Insurance Berhad Berjaya Sompo Insurance Berhad Etiqa Insurance Berhad 19.369 37.648 65.350.195 0 629.656.376 0 55.934.262.983.313.958 28.578 7.805 1.100.781 11.566 68.706.009 52.798 6.683.551 378.960 3.572 14.295 3.116.223 831.586 623.219 0 0 3.263.719.411 2.907.258 13.282 1.468.038 0 9.121.139.681.072 1.208.241 8.143 22.684.555.720 2.185 5.911.567 136.550 72.081 15.149.511 752.

285 23.071 5.467 150.835 20.753 427.740 13.531 3.676.091 358.351 925 21.568.736 0 22.468 191.346.096 311.519 50.643.169 1.499.275 7.201.251) 40.068 13.704 82.227.356 536.801 7.968 1.381 1.594.688 21.030 13.292.775.203 1.740 15.059 0 418.093.552 18.099 75.626.593.202 1.134.445 231.189 7.479.758 8.709 6.664 69.056.431.628.613 270.012 16.227 0 135.593 0 1.325 77.540 14.022 484.508.258 18.787.642.220 20.829 1.696.257 3.707 9.419 18.399.878.468.443 52.670 97.270 1.736.276.889 0 168.265.775.823 1.479.142 8.965.208.604.034.696 268.565.881 4.013.847.992.399.924 9.400 2.834.350 160.730 4.096 25.986.999.559 38.444 7.893 2.431 941.951 1.727 5.404.479 271.555.352.895 4.716 18.451.447 3.622.312 0 559.779 6.584.603 610.055.286 197.855.096 184.694 175.983 1.209) 57.364 2.075 1.620.662 2.345.234.536.402 5.819 198.862 1.777 0 523 587.996 525.623 943.940.823.178.980.594 12.795 2.351.024.360 397.229 0 835.314 73.594.147.082 1.380 0 2.305 1.311 58.171 6.930.406 0 897.750.121 4.652.399.909.950 17.568 1.449 6.381 2.203.442 1.584 2.256 2.516.510.995 6.830 3.529 12.264.034.395.325 426.619 79.403.570 11.556.565 Total I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 43 .819.835 80.611.076 133.365.837.810.376.277.345 224.221.827.531 616.498.930 757.011 79.826.844 53.772.163 40.141.447 5.212 33.516.800.665.885 9.182.551.245 1.420.436 5.298 20.235 7.084 (6.034.904.288.248.Motor Miscellaneous Workmen's Personal Accident Compensation & Employers' Liability Motor 'Others' Bonds Contractor‘s All Risks & Engineering Liability Medical and Health Others 9.945.811.308 134.703 1.921 10.877.427 409.335 387.564 6.514.906.638 1.348.456.297.134 0 89.502 308.285 20.748 39.907 2.222 71.602.679 6.537.725 181.792 4.926.589 1.152 1.117 449.203 19.252 417.709 20.458.170 4.321.012 779 (20.208 6.307 2.400.039.882.519.925 4.088 4.098 17.934 4.957 2.906.104 171.314 1.412.241 25.921 21.588 6.793.803 56.667.239 7.087.219 7.911.089.021) (659.471 111.923 54.109 3.112 26.571 716.691.642 3.023.128) 693.152 335.521 (43.621.274.106.910.144.297.449.036 14.077.400.481 485.318 1.876 1.116.848 767 134.259.971 2.801 17.005 21.846 11.462 2.229 1.793 3.997.974 415.276.234 257.068.140.969.643 395.712.461 22.913.669.030.558 220.468 100.052 454.530 176.707.517 41.162 6.994 271.099 2.035.195.593.660 8.250.539.539.144 6.301.751 8.561 639.253 58.294 46.821.221 6.

2.614 1.807.720 0 0 0 8.999 0 0 0 0 0 0 37.283 27.700.973 35.538 0 2.583.880.744 1.359 (820.731 0 (672.515.547.124 0 294.125) 606. 44 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .Asia General Insurance Berhad Zurich Insurance Malaysia Berhad 4.264 8.761 50.872 0 4.856 6.321.719.788 Company Multi-Purpose Insurans Bhd Overseas Assurance Corporation (Malaysia) Berhad Pacific & Orient Insurance Co.230.097 4.944. Berhad Pacific Insurance Berhad (The) Total (Industry) Note: 1.526 144.691 0 238.768 40.969.770.180 9.409 2.072 0 Tokio Marine Insurans (Malaysia) Berhad Tune Insurance Malaysia Berhad UNI.865.149 3.887 0 397.271 2.918.106.761 8.120.597. Figures for ING Insurance Berhad are from January 2013 to May 2013 only.700.325 0 0 Progressive Insurance Berhad Prudential Assurance (Malaysia) Bhd QBE Insurance (Malaysia) Berhad RHB Insurance Berhad 4.812 0 917.365.112 28.896 2.558 53.592 0 0 AmG Insurance Berhad AXA Affin General Insurance Berhad Berjaya Sompo Insurance Berhad Etiqa Insurance Berhad 433.032 121.142.720 0 0 0 41 0 5.149 832.079 7.394.450 0 0 0 18. 3.463 0 475.185 403.587.752) 5.634 91.378. 3.077 140.656 140.767 155.702) 0 54.846 0 1.346 0 4.831 91.597.947 0 54.749.217 1.913.392.736.469) 542.718.823 1.023.818.159) (6.984 0 0 299.945 0 2.222 0 (25.908. AmGeneral Insurance Berhad (formerly known as Kurnia Insurans (M) Berhad) is excluded from the above statistics.531 1.283 0 0 0 0 7.619 0 0 0 0 38. Aviation & Transit Motor Fire Aviation Cargo Marine Hull O shore Oil-related Motor 'Act' ACE Jerneh Insurance Berhad AIG Malaysia Insurance Berhad Allianz General Insurance Company (Malaysia) Berhad American International Assurance Bhd.113 3.143 22.878.034 13.420.878 41.729 139.742 0 0 6.510 0 945.488 1.424.696.321 42.661.908 1.899.246 0 42.096 1.494 (78.302 36.300.703.974 0 30.357 7.275.094 476.472.387 9.669.811.595 3.349.062.447 8.776. Figures for AmG Insurance Berhad are from January 2013 to February 2013 only.096 1.487 0 0 (26.629 1.269.541.725.870.996 9.693.483 15.911.304) 0 ING Insurance Berhad Lonpac Insurance Bhd MCIS Zurich Insurance Berhad MSIG Insurance (Malaysia) Bhd 140.234 4.227 11.815 1.020 0 6.TABLE 13 REINSURANCE PREMIUMS CEDED TO FOREIGN INSURERS (RM) Marine.282.936 503.887 559 10.597 6.278 1.

428.473 0 50.379.607.375 9.661.663.355 875.534.520 24.213 12.987.996 0 35.979 132.712 241.151.996.283 0 0 1.633 48.834.542.995 54.569 7.998.152.142 0 2.763 32.794 13.619 14.837 0 142.086 2.002.577 835.644 61.670.777 13.544 0 180.750 0 115.114 688.068 236.197 51.470 2.416 3.161.065.687 15.687 0 4.176.064 1.569 9.018 0 0 315.493 27.890 0 4.159.470 0 17.238 0 0 419.411 3.231.173 6.590.051.846 14.646.596.329 140.859.240 3.723 1.697 461.698 0 8.500 48.141 14.933.061 1.296 0 3.215.527 0 2.899.734 584.869.056 6.797 3.058.586 15.670 5.583 0 50.858 14.052.339.621 1.777 0 106.646.663 177.214 0 0 0 187 0 Liability Workmen's Personal Accident Compensation & Employers' Liability Medical and Health Motor 'Others' I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 45 .327 0 0 7.141 0 0 23.213 88.068 47.430 145.733.880.933 8.725 1.910 8.021 12.865.773.871.489.180 326.111 18.238.036 12.547.074 42.365.404 0 2.212.753 47.724 71.766.528.165.142 1.796 1.151.015 40.463 0 0 1.134 1.499 1.944.951 0 0 0 266 137.332 1.665.372 0 543.945.095 0 8.700 5.255 8.333 788.866 0 0 755 12.071 0 68.253 3.093 48.951 0 0 37.556 Bonds Contractor‘s All Risks & Engineering 20.147.785.586 32.078 0 0 0 12.552.818.306 0 726.876 37.863 4.534.623.937.757 0 3.378 10.227.470 736.350 0 189.536.538 0 157.799.715.393.663.801 0 0 0 0 0 7.770 29.542 58.237 1.377 61.266 550.605 5.710.599 0 16.824.159 8.125 1.302 5.478 207.275.394.823 312.520.184.779 7.270 2.812 0 0 18.617 0 0 0 0 10.331 1.619 103.178 0 0 1.Motor Miscellaneous Total Others 348.661.717 0 146.126) 327.513.796 2.547 442.919 829.665.198.960.226 107.596.186 (1.971 491.709 85 825.441.035 740.830 15.552 13.216 75.935 2.884 291.177 0 1.940 7.470 1.639 3.447 4.588 108.914 0 0 223.107.354 0 456.939 673.311.211.409 53.393 56.057 0 16.

177 0 2.056 (86.029.455 21.289.829 2.127 14.716 8.267.029.994 25.536 132.520 87.469 ACE Jerneh Insurance Berhad 52.121 0 0 9.993 60.386 0 936.777) 34. AmGeneral Insurance Berhad (formerly known as Kurnia Insurans (M) Berhad) is excluded from the above statistics.535 0 14.148 932.890.944.322 0 17.626.370.240.248 55.362 100.462 1.372 11.916.312) (178.463.865 0 252.334 43.111.381 68.821 16.284.130.253.663 0 55.716 38.008 2.967.041.634 Tokio Marine Insurans (Malaysia) Berhad Tune Insurance Malaysia Berhad UNI.162.539 290.957 26.938 52.907.453.640.091 770.539.719 9.530 16.396 426.251.462 23.195.742. Figures for ING Insurance Berhad are from January 2013 to May 2013 only.357.432 10.810 8.063 Company AmG Insurance Berhad AXA Affin General Insurance Berhad Berjaya Sompo Insurance Berhad Etiqa Insurance Berhad ING Insurance Berhad Lonpac Insurance Bhd MCIS Zurich Insurance Berhad MSIG Insurance (Malaysia) Bhd Total (Industry) Note: 1.941 48.343 1.054.178 893.010 American International Assurance Bhd.934 Multi-Purpose Insurans Bhd Overseas Assurance Corporation (Malaysia) Berhad Pacific & Orient Insurance Co.897 0 14.027 Progressive Insurance Berhad Prudential Assurance (Malaysia) Bhd QBE Insurance (Malaysia) Berhad RHB Insurance Berhad 11.319.254.803.233.307 94.438 22.849.853 AIG Malaysia Insurance Berhad Allianz General Insurance Company (Malaysia) Berhad 215.053.286 171.889 2.480.386.447 0 349.953 88.983) 919 288 39.552.888.246 29.024 42.880.574 0 0 0 1.Asia General Insurance Berhad Zurich Insurance Malaysia Berhad 67.139 13.TABLE 14 NET PREMIUMS (RM) Marine.949.046.845 120.215 17.368 0 24.060.925 2.105 1.368) 863.769 (51.975.295 5.898.120 0 4. (14.565.688 13.851 0 0 24.902. Figures for AmG Insurance Berhad are from January 2013 to February 2013 only. Berhad Pacific Insurance Berhad (The) 42.293.246.166 40.954 15.736 3.486 11.476 0 0 0 0 13.646.376.299.396.010 25.205) 1.365 .263 2.123.773 0 26.227 109.696 1. Aviation & Transit Motor Fire Aviation Cargo Marine Hull O shore Oil-related Motor 'Act' 67.237.827.395.582 1. 3.566 7.307.668 3.110.229.012 0 40.687.008 23.121.842.706.170.017 9.557.238 23.834.065 243.602.960.793.492.219.329 26.911.137 21.107 11.260 41.965.479. 46 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 1.284 8. 2.027.267 42.635 7.522 2.070 111.454.030 0 39.572.803.165 0 836.182 202.291.010.466 64.025 115.415 43.268 499.090 1.699 3.455.161 534.798 621.497 (226) 3.990 2.143.647 0 0 (229.271 3.882.085 9.576.567.978.412 (35.478.782.973 705.991 72.753.510) 1.

099 138.855 10.252 25.833.271 5.035 0 2.025 0 47.626 742.167 355.750 9.292.858.758 4.174 50.150.336.658 586.670 19.310 0 16.561.376.314.979 458.984.082 3.597.351 40.951 0 3.740 2.347 43.789.104 2.134.456.524 1.405.894 3.426.422 1.753 21.819.681.697 432.831 3.414.616 199.121.643 4.730 1.138 214.182.380 4.860 58.403 1.541.476 7.075 546.785.437.977.281.648.341 33.911 169.667.611 29.451.890.457 57.054 910.890.349 1.653 7.761.520 685.469.114.894 1.402 722.476 6.360 9.154.379.264 1.834 5.283.940 389.606.384 54.576 13.866 58.985.599.968.493 1.806 124.693.465 8.650 37.424 8.144.756.489 4.373.119.356 32.319.390 3.308 43.194.565 14.505.062.237 29.109.649 440.251.043.488.700.275 63.995.478.748.494 16.902 74.624.419 5.321 20.925 1.923 107.639.358 28.946.813.283 251.223.878 1.923.430 1.435 29.313 7.282 100.093.666 7.354.991 8.574.609 113.530.396.416.618.484 0 12.270 4.359 180.286 465.806 50.934 69.654.766.049.289 38.543 2.311.257.127 258.453 9.356.299.448.835.985.520 1.766 7.038.165 420.832 13.763 12.594 3.956.454 307.404 40.876 38.607 26.266.310.926.953.917 8.085 31.475 0 22.773.015.915 0 15.808 0 5.546.171.696 18.057 45.603 3.165.638.823 49.018.895.624 39.555 5.859 332.989 8.021.880 499.719.984 61.070 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 47 .472.006.298 2.515 816.462.117 4.718.839.214 3.611 211.877 9.119 140.444 29.772 2.418 264.466.206.715 45.263.805 6.556 384.465.614.728.516.724.272 85.200.479.260.282 4.317.260 117.060 10.180.585.475.371 500.322 200.240 3.806 871.284.725 29.290 2.399.098.925 20.600.948 345.888.723 4.122 34.313 11.751 4.535 499.129 30.400 34.234 15.986.443 1.057 41.226.069 21.894 12.777 55.849.574.862 14.985 1.725 3.416 8.514.561.721.141 199.433.397.469.228.253.911.737.521 7.663 238.563 578.622 1.817.312 28.Motor Miscellaneous Workmen's Personal Accident Compensation & Employers' Liability Total Motor 'Others' Bonds Contractor‘s All Risks & Engineering Liability Medical and Health Others 175.211 569.668.819 55.912.461 482.726.845 54.139.184 8.725.253.309.567 12.966 573.026 1.520.745 43.293.604.753.712.782.075 14.782 168.184.393 3.922.429 110.975 826.322 151.864.931.342.402 229.863 13.079 3.914 63.774.845.463 19.119.973.739.808.420 42.570.444.886 0 16.829 166.692.234.582 5.803 780.957.419 174.162.342.351 8.661 57.372.747.019 5.594 208.999 8.507.003 1.918.217.881 25.995.869.642.963.603.540.035 539.620 756.651.767.358.239.613.274 308.868 4.273.874 68.866 19.306.716 614.768 31.599.283 6.318.996 17.341.220 13.208.259 1.365 494.025 22.679.903 176.259.044.027.511 15.

670. AmG Insurance Berhad AXA Affin General Insurance Berhad Berjaya Sompo Insurance Berhad Etiqa Insurance Berhad ING Insurance Berhad Lonpac Insurance Bhd MCIS Zurich Insurance Berhad MSIG Insurance (Malaysia) Bhd Total (Industry) Note: 1.816 0 0 0 0 10.374 8.531.127 19.992.255.234 1.164.555.492.803 86.848.260 35. Aviation & Transit Motor Fire Aviation Cargo Marine Hull O shore Oil-related Motor 'Act' 63.829 73.844 72.251 0 41.008 13.213.859 67. Berhad Pacific Insurance Berhad (The) 44.977 .998.924 4.804.892.381.785.200.269.873.712.307 292.168.143 197.027 Progressive Insurance Berhad Prudential Assurance (Malaysia) Bhd QBE Insurance (Malaysia) Berhad RHB Insurance Berhad 11.769 20.523 6.572 51.037 903.757.572.937.256 986.125.770.891 (52.602 1.664 0 14.205 346.307 222.278.208) 38.191.992 0 0 9.570 6.904.511 9.247.498.768 23.785 32.762.524.955 6.565 0 54.798 1.628 282.422 0 0 0 3.476 3 356.446.936 (58.938 0 339.999.111 1.555 3.958.920 87.466.317.795.373 18.143.116. Figures for AmG Insurance Berhad are from January 2013 to February 2013 only.971.273 360.011 1.408 91.563.853 10.152 0 35.250 1.642.627.227 97.181) 2.476 23.802) 321.800 1.906.981 129.065 687.438.807 26.268 602.733.250.069.250 971.484.822 4.876 16.832 0 21.280 529.941 33.671 3.989 2.719 9.570.381 65.693.905.603 4.082.874 20.573.992 13.330.618 27.045.689.386 0 790.919.389.070 42.292 7.953.501 (296.668 224.875.485 9.222.TABLE 15 EARNED PREMIUMS (RM) Marine.470.463.807.695 682.541 38. 48 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 803.661.635 36.856 78.085 9.301.579.990 11.075. 2.326 (41.237.809) 87.061.215 17.744 Tokio Marine Insurans (Malaysia) Berhad Tune Insurance Malaysia Berhad UNI.335 94.315.036.942 0 13.153 3.399 0 0 (178.214 0 104. Figures for ING Insurance Berhad are from January 2013 to May 2013 only.316 9.704 13.266.500 12.169 15.988 3.090 2.982.348.629.685 0 6. AmGeneral Insurance Berhad (formerly known as Kurnia Insurans (M) Berhad) is excluded from the above statistics.739 111.722 198.914.748 0 14.531.024 61.135 3.311 21.735.Asia General Insurance Berhad Zurich Insurance Malaysia Berhad 69.938.862.976) 5.257 Company ACE Jerneh Insurance Berhad AIG Malaysia Insurance Berhad Allianz General Insurance Company (Malaysia) Berhad American International Assurance Bhd.065.571. 3.213 0 1.100.430.205 66.040 1.713 8.612 25.707 40.564 Multi-Purpose Insurans Bhd Overseas Assurance Corporation (Malaysia) Berhad Pacific & Orient Insurance Co.463 0 2.809 1.983) 2.993 82.148.560 18.376 (33.636.462 1.144 0 16.408.

387.261 3.440 1.269.551.275 56.489 7.399.844.392.219) 599.290 2.513.754.304.574.982.542 41.476.992 8.455.017.636 576.242 4.285.735 2.754.085.068.812 13.070.910 204.228.855 17.501 14.110.413 72.766 199.977 8.559 1.196.315.166 94.456 15.804.405.836 227.930.278 20.357.079.035 56.267.117 5.928 8.396 14.740 2.168.095 14.953.768 1.089 49.197 197.197.167 71.281.870 9.548.420 37.299 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 49 .371 25.273.224 500.203.091.487.606.661 34.520 746.361 7.649.469.359 19.761.989.625 16.005.582.832.331 223.020 1.022 68.632 142.052.060 714.376.657 798.413 4.638 4.589.240.556.674 505.918 679.449 4.408 54.623.719.858.593 33.503 41.806.898) 37.031 7.198 30.155.287 0 3.714.130 34.354.079.725 Others 62.702.663 213.449 2.411.151.487 517.681.859 303.695 6.934 4.027.242.023.538.831.127.466 5.689.637.257 0 12.542.888 1.667 7.599.996 16.904 8.582 3.845.001 7.805.313 40.202.140.807 3 12.277 153.894 195.831.313 20.758 27.287 1.754 1.138 3.755.410 71.776.816 1.365.264 (772.333 19.550 10.479.862.980.446.224.342 31.083 28.595.124 166.048 3.515 1.327.664 709.607 246.150.197 1.370.673 34.171.356.212 4.347.952.988 31.666 11.481.051.263 Workmen's Personal Accident Compensation & Employers' Liability Total 56.351 39.919 3.269) 1.810 1.926 184.878 1.826 57.758.516.138 148.274 279.418 231.658 546.323.498 4.021 428.666 1 4.105.992.278 352.481 7.815.082 3.899.568.653.372.323 12.827 8.877.948.795 21.404.439.271 5.935 (2.104 7.745.547 441.946 146.685 235.157.145 108.184 536.390 165.199 15.817.489.358 19.285 1.528 195.778 44.176.717 19.951 6.374.168.142.139.282.939 380.781 6.160.819 508.384.705.722.614.575 135.738.513 37.786 1.476.389 519.Motor Miscellaneous Motor 'Others' Bonds Contractor‘s All Risks & Engineering Liability Medical and Health 167.520.447 0 20.998 833.295.137.503 1.276 406.709 263.757.251 126.739.433.363.053.238 65.657.732 0 40.444 26.761 25.782 9.270 23.989.173.059.905 115.162 385.217.606 4.107 12.412 90.950.268.780.493 324.506 61.986 4.131.042.974.207.393 659.748.519.979 3.074.101 46.613 2.521.246 9.557 10.870 39.562.494 17.131.541.465 8.550 615.025.750 6.422 5.014.693.524.525.137.329 0 16.852 0 15.927.635.371.462 9.799.014 47.514.347 35.025 29.252 4.969 997.696 115.099 128.404 41.634 0 2.186.025 23.539 487.564 15.393 4.981.319.013 805.155.565.941.587 10.956 176.469 317.063.753 551.094.727.886 60.670 33.512.979 94.184 59.916.670.799.222.723 2.494.670.236 11.152 7.234 (21.622 4.583.380.738.341 33.420 6.701 1.039.172.411.837 26.774 487.404 14.098.084.349 247.095.187.

659 16.153 2.840.886 AmG Insurance Berhad AXA Affin General Insurance Berhad Berjaya Sompo Insurance Berhad Etiqa Insurance Berhad 16.410 0 1. AmGeneral Insurance Berhad (formerly known as Kurnia Insurans (M) Berhad) is excluded from the above statistics.647 0 26.575.004 7.133 1.606.646.231.995 Note: 1.471 0 229.956.880 Progressive Insurance Berhad Prudential Assurance (Malaysia) Bhd QBE Insurance (Malaysia) Berhad RHB Insurance Berhad 8.346 80.773.226 31.567.600 0 0 0 23.844 922.265 0 7.027 35.483.807 961.884 22.531.333 8.832.121 0 243.480 94. Figures for ING Insurance Berhad are from January 2013 to May 2013 only. Aviation & Transit Motor Fire Aviation Cargo Marine Hull Offshore Oil-related Motor 'Act' ACE Jerneh Insurance Berhad AIG Malaysia Insurance Berhad Allianz General Insurance Company (Malaysia) Berhad American International Assurance Bhd.478 109.497.566 0 0 80.442 0 3.216 44.202.347 20.987.865 55.492.367.422 668.246.306.979.413 0 0 476.799.833.865 26.196 5.942 25.882.026 1.394 19.558.614.362 28.604.037 199.577.826.567 640.198.951 4.067.343 0 2.381 0 453.TABLE 16 GROSS CLAIMS PAID .630 585.420.747 25.633.388.020 3.287.162 16.318 0 0 0 0 0 5.796.662 51.306 153.260 2.323 6.551.638 9.808.370.810 7. 25.282 0 18.547 3.973.961.622 16. 2.891 27.692.680 67.973. Berhad Pacific Insurance Berhad (The) 25.468 8.406. 3.243 0 50.477 2.159. 50 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 . Figures for AmG Insurance Berhad are from January 2013 to February 2013 only.588.158 155.877 Multi-Purpose Insurans Bhd Overseas Assurance Corporation (Malaysia) Berhad Pacific & Orient Insurance Co.308.742.371.854 134.093.959 1.203.882 (253.900.943 Tokio Marine Insurans (Malaysia) Berhad Tune Insurance Malaysia Berhad UNI.757 39.774 4.554.260 4.404.867 0 436.482 12.571.938 20.441 16.647 10.544.051.457.898.561.570 20.843 56.670 23.837 0 0 0 2.430.912 0 38.337 87.667.879.023 0 12.166.214.291 4.982 30.040.848 0 11.059 2.022.893.031 819.716 43.494.855.564.226 0 0 33.DIRECT BUSINESS (RM) Marine.552 0 201.248.096.393 11.581.674.962.974 89.815 3.013 740 0 9.770.216.457) 82.290 3.895 122.Asia General Insurance Berhad Zurich Insurance Malaysia Berhad 92.657 Company ING Insurance Berhad Lonpac Insurance Bhd MCIS Zurich Insurance Berhad MSIG Insurance (Malaysia) Bhd Total (Industry) 132.063 83.501.163.187.362.402.556 23.042.958.179 5.833.377 0 6.390 23.141.051 142.782 16.126.679 1.035 2.626 3.708.109 4.152 5.714 0 0 0 0 7.965 65.532 72.581.

108 232.753 6.555.292 987.036.024.647 349.625.438 18.461.618.538 2.212 3.120 6.987.377.061 238.554 1.130.878.089 29.207) 0 0 192.805.413 260.622 185.111 337.197.404 1.864 178.839 193.329 6.923.881.576 16.578 7.404 3.264.172.435 52.616.055.993 2.108 0 368.962.416.260.345.071.943.769 452.076.361 2.581.829.193.048 9.312.899 0 18.940 277.796.607 21.306 4.723.748.111 11.613.922 4.543 6.825 166.191.148 1.754 15.Motor Miscellaneous Workmen's Personal Accident Compensation & Employers' Liability Motor 'Others' Bonds Contractor‘s All Risks & Engineering Liability Medical and Health Others Total 76.485.983.163.252 2.634 605.286 106.409) 0 (401.311.934.618.102.567 9.229 30.822 3.180 59.602 0 3.961 1.126 20.164.197 1.062 0 5.047.299) 11.848.972.400 307.595 296.545 146.780.409.817 2.744 2.571.443 8.912 7.738 20.854 18.162.671 17.107 7.383.800.369.987 201.784.416 218.240 0 (738.221 173.932.852 15.555 1.313.783 0 1.968 10.454 65.654 1.906 768.286.888 20.545) 0 9.629 19.932 116.794.032.820 35.555.453.712 22.007 613.698 3.119 (139.389.533.435.440.675 7.128) 14.677 0 4.615 1.232.667 2.919 551.005.032 95.266 467.882 2.067 631.899 428 4.889 4.181.230 8.231 3.646 20.249.632.300 14.984.316 59.000 607.440.421.705 3.300 9.019 11.370 1.544 19.293 372.172.058 2.385) 10.569.830 11.983 22.072 787.551 15.494 5.208 6.197.589 108.302.619 13.370 233.221 1.424 230.283.778 46.265 72.273.009.747.071.377.635 4.133 483.182.874.753.990 113.552.642.869 574.134 3.500 1.999.512.915.568 919.183.864.861 5.297 7.200.571.454.452 120.129.957 195.745 5.078.616 13.011.864.786.032.225.779.191.693 38.497.346 31.004.753 187.570 21.031.639 143.738.277.880 33.338 702.092 5.709 18.603.166 778.477 0 193.284.111 6.525 18.325.742 425.757.489.186 297.838.318 4.871.241 33.423.222 0 4.776.265 316.518.811 6.345.471 37.007.890.224 16.867 17.308 0 3.439.541.336.303 3.125 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 51 .596 14.653.252 869.732 3.429.666.300 73.791 2.731 23.379.509 161.099 24.363.461 401.439.021.123.504 0 (2.379.771 4.203 2.642 120.925 59.462 3.941 91.527 144.755.288 300.174 0 5.470 4.345.374.803 119.608.997 284.685 4.977.896 35.258 (1.322 578.543.735.044 10.435.556 286.094 750.097.254 49.084.423.975 34.274.575.216.295.359 3.298.734 8.099.257 3.624 9.418.672.656 143.334.197 14.621.388.582 52.034.905.665.219 546.142 28.918.910 161.085.037.893.877 4.151 2.691 9.701.501.741 (532.680.414 8.123.444 4.581.

638 196.019 0 2.689 784.195 0 3.114.145 0 91.149.REINSURANCE ACCEPTED (RM) Marine.925 17.789 259.980 6.516 (51) 245.951.750 (581.916 135.438.451 Company ACE Jerneh Insurance Berhad AIG Malaysia Insurance Berhad Allianz General Insurance Company (Malaysia) Berhad American International Assurance Bhd.195.006 5.474 1.677 1.011 367.325 0 3.374 25.705 2.881 10.105 0 2.520 133.TABLE 17 GROSS CLAIMS PAID .151 21.874 4.700 0 609 6.263) 5.994 66.356 6.931 3.140 243 0 195.867 2.048.925 14.739.738 30.033 35 0 21.877 0 439.033 0 Tokio Marine Insurans (Malaysia) Berhad Tune Insurance Malaysia Berhad UNI.679 23.593 0 582 175 165.601.631 159. Aviation & Transit Motor Fire Aviation Cargo Marine Hull O shore Oil-related Motor 'Act' 15.131 53.767 0 2. 52 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .236.224.419 1.094 1.674.981 851.142 6.043 Progressive Insurance Berhad Prudential Assurance (Malaysia) Bhd QBE Insurance (Malaysia) Berhad RHB Insurance Berhad 389.844 7.868 0 0 0 217 55.780.445 0 4.491 29.693 7.513 274.642 1.024 179.Asia General Insurance Berhad Zurich Insurance Malaysia Berhad 2.663.402 0 18.701 0 3.607 0 0 0 0 4.127 108.211 83.210 241 75.956 3.298 199.063 366 6.565 3. AmGeneral Insurance Berhad (formerly known as Kurnia Insurans (M) Berhad) is excluded from the above statistics.394 41. Total (Industry) Note: 1.079.966 311.305 5.129.012 114.505 1.838 0 0 0 173.682.360.174.357 324.631 5.309 68.743 34.037 90.105.198 173.033.979 19 1.263 288 67.244. Figures for AmG Insurance Berhad are from January 2013 to February 2013 only.584.026 4.225.585 69.377 12.031.204 0 70.379 0 11. 2.072 0 479. Figures for ING Insurance Berhad are from January 2013 to May 2013 only.367 71.428.619 1.517 307.232 AmG Insurance Berhad AXA Affin General Insurance Berhad Berjaya Sompo Insurance Berhad Etiqa Insurance Berhad 58.166 276.074 48.018 114. Berhad Pacific Insurance Berhad (The) 7.873.144.443.628 2.419 13.949 0 39.671.269 Multi-Purpose Insurans Bhd Overseas Assurance Corporation (Malaysia) Berhad Pacific & Orient Insurance Co.872.458 87.277 0 643.039 5.163 ING Insurance Berhad Lonpac Insurance Bhd MCIS Zurich Insurance Berhad MSIG Insurance (Malaysia) Bhd 480 2.046 8.877 1.325 2. 3.917 3.552 0 0 0 183.565 12.999.

538 5.000 1.599 143.751) (157) 552.334 52 19.488 4.544 38.149 224.334) 0 154 0 114.078 1.442 2.749 43.226 3 58.761 1.773 309.428.523 0 505 1 495.336.139.470.522 17.948 (351) 100.891 133.502 452.257 100.348 721.015 8.779 477.Motor Miscellaneous Workmen's Personal Accident Compensation & Employers' Liability Total Motor 'Others' Bonds Contractor‘s All Risks & Engineering Liability Medical and Health Others 886.110 1.148 98.167 27.308 643.262.171 20.905 1.714.250 (207) 7.175 76.176 3.013 173.710 (61) 7.051 998.404 4.759.832 1.365 175.005.934 225.072 0 32.294 390.344 42 75 918 8.242 1.581 6.820 0 552.374 36.667.612 0 760 1.343 2.048.018 23.091 57.918 119.048.115) 301.100.502 1.105.369 722.179.706) 0 1.827 238.304 0 (190) 18.103.289 7.680 303 5.791.639 2.726 39.000 40.358 46.738 321.159) 7.054 (3.494 365.771 6.239 421.823 35.373 62 185.548 9.573 (67) 4.530 61 (877) 2.179 6.615.043 298.856.375 1.433 17 925.411 6 1.996 265.122.347 336.091 0 (27.314 58.689 108.454 237 5.361.292 0 106.340 366.685.587.204 (97.972 513.583 2.328 5.392) 7.023 (5.765 33.959 150.189 76.864 221.074 108.389 45.242 91.057 (23.783 0 7.470.597 220.313 384.210 9.862 2.813 5.321 30 19.635 859.800 16.749 3.226.541.703 532.049 3.505.072.458 400.856.192.179 13.566 286 1.184 158.229 2 (81.309 35.454 (4) 27.926 12.909.712 15.097 0 20.270.884 19.651 134.234 16.867.216 (41) 1.825 27.928 426.741 8.813 625 5.419 4.794 14.130 0 955 0 153.420 8.444.302 60.997.944 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 53 .722 32.850 266.887 (309) 2.518 (134) 80.125.154.009 1.848 10.480.676 366.377 13.735 10.505.077 951 46.215 8.808 188.437 2.760 771 0 11.457.239 0 66.364 1.102 1.326 (720) 78.199.685 0 1.461.501 5.918 18.452 3.959 11.014 20.600 674.549 11.689 57 900.054.428 341.091 (1) 621 0 1.337.314 14.904 3.762 3.

455 0 2.551.615.222.358.176 0 1.313.632.778 2.582.633 21. 54 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .037.348 511.689.154 556 0 40.678 0 0 14.965 0 0 0 0 283.476.614 5.694 15.893 578. Figures for ING Insurance Berhad are from January 2013 to May 2013 only.265 8.056 0 197.219 30.180 0 188. Figures for AmG Insurance Berhad are from January 2013 to February 2013 only.867 2.642 0 0 0 300.522 2.468 5.707 1.315 Note: 1.608.059 1.100 20.411.348 1.842.648.806.689 Company Total (Industry) 96.998 252.605.047 34.459 11.427 8.003.924 0 0 0 0 247.076 2.420 0 9.596 4.409.106.511 5.992.157.529 2.413 622.502.297 2.183 3.717 36.568 1.524 47.Asia General Insurance Berhad Zurich Insurance Malaysia Berhad 63. 2.413.929.462.715 232.879 60.607 1.659.300.406 459.989.350 781.676 368.056 29.696 619.131 0 183.807 18.916 141.458 19.911.387. AmGeneral Insurance Berhad (formerly known as Kurnia Insurans (M) Berhad) is excluded from the above statistics.954 105.540 351 0 624.603 0 2.633 24.934.511.011.634.976 1.486. 3.TABLE 18 CLAIMS RECOVERIES FROM LICENSED / OFFSHORE INSURERS (RM) Marine.338 3.509.286.563.900.546 493.323 1.181 7.000 1.097 649 0 3.026.781 AmG Insurance Berhad AXA Affin General Insurance Berhad Berjaya Sompo Insurance Berhad Etiqa Insurance Berhad 11.677.015.616 118.559 60.229.748.952. Aviation & Transit Motor Fire Aviation Cargo Marine Hull O shore Oil-related Motor 'Act' ACE Jerneh Insurance Berhad AIG Malaysia Insurance Berhad Allianz General Insurance Company (Malaysia) Berhad American International Assurance Bhd.675.155 1.122 0 4.604 0 32.868 5.278.365 Tokio Marine Insurans (Malaysia) Berhad Tune Insurance Malaysia Berhad UNI.474.333 0 21.483 0 7.909 2.568 59. Berhad Pacific Insurance Berhad (The) 19.503 4.022.066 361.816 359.931.113 25.792.413 0 50.742.021.901 8.369 0 103.026 0 0 0 3.284.933.157 20.507 29.422.510.306.464.338 947.304 5.143 1.190 653.617 0 0 0 0 0 1.267 2.287 25.047 4.618.234.914 Progressive Insurance Berhad Prudential Assurance (Malaysia) Bhd QBE Insurance (Malaysia) Berhad RHB Insurance Berhad 4.207.021 15.171 0 0 32.000 117.203.862 2.131.525 422.590.891.725.061 ING Insurance Berhad Lonpac Insurance Bhd MCIS Zurich Insurance Berhad MSIG Insurance (Malaysia) Bhd 293.377 807.046.308 125.616 Multi-Purpose Insurans Bhd Overseas Assurance Corporation (Malaysia) Berhad Pacific & Orient Insurance Co.826 0 1.815 116. 21.795 2.

767 44.467 0 5.769 75.547 358.420.293.963 1.350.524.040 35.929.771 141.354 31.774.215.836 170.058 118.129 45.305.237) 395.381.014 6.170.821 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 55 .836 6.119 225 0 (358) 8.175) 10.688 1.198 249.380 0 270.862 916.559 1.823 0 195.240.514 8.269 844.690 7.951 999.260 5.591.874 300 1.072.509 791.682 68.973 1.698.452 14.289 1.342) 10.881 1.324 0 9.449 33.870 1.390 991.331.609 4.603 5.170 5.283 4.923 6.922 0 149.940.105.944 2.930 0 3.508 257.658.157 159.627 71.048.489 15.053.919.315 11.281.369 10.942 10.807 12.180) 0 (170.763 (66.146 769.735 25.740 103.997.016 30.408.547 4.515 261.944 96.080.031.336 774.876.175 174.557.781 452.808 4.594.611 3.645 86.817.674 1.311 21 201.057 29.224 2.294.548.858 1.434 93.921.790 1.723.652 273.710.870 343.214.877 0 173.996 70.123 7.482 74.190 370.761.725 2.696 (416.525.167 1.966.751 257 141.110 20.855 13.218.375.061.161.049 1.552.495.354 0 (61.188.799.210.417 86.456 359.875 1.727 8.208 1.267.087.845 42.254 11.721) 3.493.484 2.804 71.633 7.575 1.670.234 6.272.736 7.199.391.061.382.484 560.516 31.772 253.397 180.607 0 158.373 44.460 178.986 96.994 253.230.223 90.696.595.038 47.454 122.962.158 2.530 35.197 1.970 0 61.506 20.538.956 3.332 37.750.792 3.678.437.963) 225.550.332 11.229 7.522) 0 244 183.469 609 1.346 847.262 310.242 480.437 63.091 22.360 57.629.887 6.174 734.728.946 8.313 249.129 20.190 18.422 167.740.077 29.918 361.827.161 2.027 1.Motor Miscellaneous Workmen's Personal Accident Compensation & Employers' Liability Total Motor 'Others' Bonds Contractor‘s All Risks & Engineering Liability Medical and Health Others 3.763.080 2.410.205.721 183.421 62.605 0 18.844 76.056 2.505.026.190) 711.863.079 1.656 1.348.670 305.292 57.862.426.215.665 1.846 39.730 1.996.037.448.731.912 2.172 4.829.209 5.469.472 22.237.926 95.653 (89.170 1.196 (772.943 8.754.710.710 2.908 0 75.980 7.095.830.611 5.177 2.131.695 119.658 3.010 50.135.592.230) 0 7.839 40.449 (1.794 954.615 2.625 4.696.533.227 2.535.030.909 36.023 0 3.629 1.529 (34.632.676 100.435.018.315.397 (27.977 78.969.484.534.553.349 22.847.104 90.571.609 4.303 10.616 102.612 2.309.022.231.533 1.

613 0 6.752 0 551.547 1.594.909. Berhad Pacific Insurance Berhad (The) 43 1.371 0 0 406.321.941.186.173 5.537 47.635 864.454 1.546.415 23.601 0 0 1.138 252. Aviation & Transit Motor Fire Aviation Cargo Marine Hull O shore Oil-related Motor 'Act' ACE Jerneh Insurance Berhad AIG Malaysia Insurance Berhad Allianz General Insurance Company (Malaysia) Berhad American International Assurance Bhd.320 0 0 1.562 0 461.069 0 0 36.352 0 2.476 AmG Insurance Berhad AXA Affin General Insurance Berhad Berjaya Sompo Insurance Berhad Etiqa Insurance Berhad 1.502 317 0 6.185 0 0 0 0 0 0 (273.022 17.978 0 0 617.225 717.182 7.183 6.317 141.895 0 0 0 0 108.430 338.414.048 1.855 0 0 52.559 25.485.327 790.689 124.619 6. AmGeneral Insurance Berhad (formerly known as Kurnia Insurans (M) Berhad) is excluded from the above statistics.606.460 162.615 80.821.007 0 5.091 Company Total (Industry) Note: 1.572 0 2.881 3. 785.734.779 0 0 0 0 0 0 0 0 Tokio Marine Insurans (Malaysia) Berhad Tune Insurance Malaysia Berhad UNI.827 9.197 1.362 147.470 78.946 0 0 0 0 0 1.575 2.638 6.Asia General Insurance Berhad Zurich Insurance Malaysia Berhad 499.192.900.947 146.942.700 18.628 1. 2.290.647 262.866 1.705.403.617 0 2.248.161.893.040.450 0 1.499.079) 0 Progressive Insurance Berhad Prudential Assurance (Malaysia) Bhd QBE Insurance (Malaysia) Berhad RHB Insurance Berhad 2.803.135 2.274 0 0 0 53.651.594.820 448.887 943 223.184 10.819 0 33.614 0 0 0 3.584 0 21.109 202.627.633.070 11.955 0 0 0 0 572. Figures for AmG Insurance Berhad are from January 2013 to February 2013 only.085.985 0 0 0 0 0 Multi-Purpose Insurans Bhd Overseas Assurance Corporation (Malaysia) Berhad Pacific & Orient Insurance Co.918 0 231.026 1.583 0 139.037 0 0 19.TABLE 19 CLAIMS RECOVERIES FROM FOREIGN INSURERS (RM) Marine. Figures for ING Insurance Berhad are from January 2013 to May 2013 only.025.201 849.240.117. 3.386 126.017. 56 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .690.296 1.509 1.712 10.677.639 8.903 862.746 802.677 0 ING Insurance Berhad Lonpac Insurance Bhd MCIS Zurich Insurance Berhad MSIG Insurance (Malaysia) Bhd 54.255 3.096.

507.805) 692 0 0 0 0 105.083 390.006.938.192 0 0 97.448) 0 (15.773.271.220 14.303.647 74.742 378.765 (545.422.580 2.Motor Miscellaneous Workmen's Personal Accident Compensation & Employers' Liability Total Motor 'Others' Bonds Contractor‘s All Risks & Engineering Liability Medical and Health Others 0 1.666 22.752 1.025 553 4.291 0 49.389 1.783 298.063 1.003.798 8.305) 249.402 439.980 3.983 701.423.026.566 173.654 0 180.191 44.623 0 (513) 461.453 913.982 121.460 192.201 1.087 255.805 2.369.156.709.846.614 0 0 0 339.685 40.202 298.460) 1.301.343 0 0 0 0 3.765 0 0 0 0 0 0 0 0 5.674) 0 0 0 0 0 0 253.826 3.348.312.794.277.767.427 8.231.539 0 145.692 (277.107 16.758.492 0 0 0 0 8.701 12.649.570 (18.616 0 0 0 0 0 0 0 0 0 0 0 7.515) 124.442 0 1.334) 0 533.324.355 185.459 20.061.938 1.390.020.522 1.648 0 465.115.544 0 0 0 1.506 0 0 5.822 13.896 25.775 1.360.069.704.635.190 0 220.631 1.655.195.125 0 125.041.546) 3.107 2.029 23.376 5.597.262.321.417 0 0 420 748.655 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 57 .819 19.821.927 0 0 0 0 0 3.971 0 1.292.447 1.316 2.725 21.325 5.258 0 0 0 0 0 0 1.716 8.692 0 0 250.481 433.712 173.000 0 0 0 0 0 0 1.287 0 1.891 464.969 21.597 0 9.962 (4.913.474 1.732 1.596.812 138.020.728 107.768 8.120 3.294.210 307.478.888 0 0 (692) 0 115.905 6.250 0 4.225 0 2.420 (95.929) 34 110.202 20.067 (30.727 570.290 1.362.153 (21.460 8.343 17.138 0 0 0 150.563 0 3.128 0 0 (4.113.875 0 0 0 0 458.753) 2.893.916.343 3.514 644.060 977.591 1.699 (3.412 153.226 107.448 3.439 3.337 182.

013.150.758. Berhad Pacific Insurance Berhad (The) 13.205 54.603 822.694 135. Figures for AmG Insurance Berhad are from January 2013 to February 2013 only.496 13.318 3.314.118 288 2.064 51.652 24.546.010 1.460 786.941.526 196.359.714.515.091.094 89.458 10.868 640.761.614.533.601 117.705.023.971.960 52.086 2.538 44.493.097.177 9.309.817.341 0 2.530 Multi-Purpose Insurans Bhd Overseas Assurance Corporation (Malaysia) Berhad Pacific & Orient Insurance Co.040 .940 784.484) 6.402 0 66.560 540.253.770 1.525.333 47.445.195 0 24.294 4.462 0 0 0 342. 19.154.141.993 76.972.575 29. AmGeneral Insurance Berhad (formerly known as Kurnia Insurans (M) Berhad) is excluded from the above statistics.876.183 1.911 0 89.817 633.649 ING Insurance Berhad Lonpac Insurance Bhd MCIS Zurich Insurance Berhad MSIG Insurance (Malaysia) Bhd 3.455.577 0 0 0 0 11.482 0 1.503 5.336 32.038.009 Progressive Insurance Berhad Prudential Assurance (Malaysia) Bhd QBE Insurance (Malaysia) Berhad RHB Insurance Berhad 1.TABLE 20 NET CLAIMS PAID (RM) Marine.861 AmG Insurance Berhad AXA Affin General Insurance Berhad Berjaya Sompo Insurance Berhad Etiqa Insurance Berhad 4.116.796 22.525) 0 3.898.402 2.774 332 3.579.692 19.652.444.735 42.898.338.706 8.283.309.772 36.517.359.287.557 11.947 243.578 0 (306.405 19.680.170 7.493.009. Figures for ING Insurance Berhad are from January 2013 to May 2013 only. 58 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 4.055 90.420 23.686 3.056 10.606 5.292 0 0 10 20.718.232 0 6.454 558.872 777.997 25.Asia General Insurance Berhad Zurich Insurance Malaysia Berhad 30.651 166 85.362.296 0 37.695 1.867 1.291 206.345.743 1.240 30.700 170 4.143 138.651 243 0 54.013.064 53. 3.410 0 2.153.791 232. Aviation & Transit Motor Fire Aviation Cargo Marine Hull O shore Oil-related Motor 'Act' ACE Jerneh Insurance Berhad AIG Malaysia Insurance Berhad Allianz General Insurance Company (Malaysia) Berhad American International Assurance Bhd.367.415.059 515.593 0 582 175 3.059 66.234 555.227.406.178 67.397 15.938 48.200 0 4.896.869 570.342.967 255.280 345.336.578 Tokio Marine Insurans (Malaysia) Berhad Tune Insurance Malaysia Berhad UNI.121 12.672 3.825 3.946 38.410 2.538. 2.195 0 0 217 2.704.564.111.111.784 13.058 (823.022 325.970.053 294.855 Company Total (Industry) Note: 1.479 5.741 392.368 7.117.273 0 11.383.237 87.158.341.795.654 38.074 17.610 1.772.489.338 310.894.495 1.335.441 14.614.786 9.854 0 74.

143 412.334.377.374 141.402.642 2.732 329.829 6.838 4.090 15.349 10.386 3.482.959 333.385.413 33.558 26.480.714 14.527 663.405.209.229.022 49.938 16.991.898 2.995.747 108.016 269.601.052.299.928 206.834.834.743.146.721 190.083.096.842 6.650.569 760.895 114.966 2.019) 0 (90) 9.744.006 10.870 47.041) (12.800 266.781.574.879 21.357.560 495.140.807.929 9.401.481.866 (153.769 1.517 1.078.087 2.700.099 4.646 28.655) 230.298.977.720 22.542 13.468 1.441) 2.382 2.903 2.201 49.038 1.585.378) 1.059 2.960 3.099 2.607.048.660.826 818.998 675.181 89.441 69.965 188.276 12.360 2.130.742 1.915 52.209.717.419 167.119.853 7.285 390.848 8.334.208.968 1.479 25.103 65.375.173 81.061 23.530 0 2.551 1.686.719.149.032.899 390.001.554.721 5.807 2.577.818 220.936.079.442 1.256.528 30.735 3.847 667.Motor Miscellaneous Workmen's Personal Accident Compensation & Employers' Liability Motor 'Others' Bonds Contractor‘s All Risks & Engineering Liability Medical and Health Others Total 74.263.581 13.815.399.014.356 871.455 32.504.598 191.001 138.545.398.744 3.781 275.394.898 320.961 0 13.777 1.516 5.621.380 33.831 15.752.215 1.685 3.238.919 (36.708.949 17.587.966.117.209 5.509 8.020.223.433 3.075 155.975.656 5.723.611 952.058.924.924.165 0 1.426 1.887.436 83.402 2.303 2.965 45.221.060.341.883.310 0 (243.884 1.698.432 173.838.417 480.171 21.326 9.114 512.541 16.837 31.427 1.250 0 5.054 (680.819 374.388 1.703 479.992 520.885.964.028.173.282.170 1.817.295.524 14.621.485.218 214.151.901.213.059 21.020 253.899 52.071.042 312.561 861.560 5.961.460 7.811 136.821 41.968.944.924 0 195.661.687) 0 1.047.367.948 (2.928 13.875) 197 6.463 597.056.007 1.743 18.940 135.535 14.589.571 670.398.994 2.939 3.883 2 415.609 19.999.684 0 3.563 704.431 3.395 221.651 4.127.407 16.447.164 553.778.002.300 246.315.092.811.593 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 59 .588.011.938.445.863.578 918 359.350.144 13.984 189.308.170 105.655 1.861 625.524 59.956.235 91.972 5.139 111.198 21.891 212.634 (101) 6.406 7.827.019.163.997.448 2.124 413 5.395 303.539 68.892 363.553 20.512 5.054.533.961 9.761 611.067.670.472.756 719.142 573.561.637.591.179.092.897 101.102 2.847.333 28.085 7.836 50.641 574.560.171.781 14.077 7.491 125.110 136.889 285.840 5.275 2.031 14.642 158.126.693.290.401 5.131.438.770.593.590 2.881.167.563 10.865.455 84.861.743.927 7.832.264 46.226.404 (63.597 2.834.584 10.587.844.

161.513 508.468.625.632 12.629.571 (109.298.519.301.432 212.608.301) 188. 2.555 82.341.096) (40.493 18.649) 0 4.100 5.960 59.401.267 (703.010.012.810.997.706 (22.879) 16.018.676) 0 41.915 17.064 0 124.043) 217 2. Figures for AmG Insurance Berhad are from January 2013 to February 2013 only.052.879 326.051 (29.013 (70.375.882.889.481 0 2.296 108.774 21.868 833.530 0 400.Asia General Insurance Berhad Zurich Insurance Malaysia Berhad 20.694 54.211 10.TABLE 21 NET CLAIMS INCURRED (RM) Marine.216.403.743 2.378.167) 3.863.623 0 8.003 19.501) 30.170 (48.587.059.696.630) (746.253 30.039 137.857) (506.246 1.747.039 (1.980.829) 70.811 5.622 (20. AmGeneral Insurance Berhad (formerly known as Kurnia Insurans (M) Berhad) is excluded from the above statistics.208 16.137 0 12.839) 0 45.658 1.748.093) 381.371 51.876 6.899.582 27.578 0 (46.858.895.174 0 1.009 Progressive Insurance Berhad Prudential Assurance (Malaysia) Bhd QBE Insurance (Malaysia) Berhad RHB Insurance Berhad 2.119. 60 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .330) 93 (547.118 30.614 0 0 0 (2.066.162 81.369.682.502.057 46.412) 25.267 14.528) 87.801 789. 3.889.857 758.732) 1.824.518.612 17.268.807 230.130.520 99.845.991 Company Total (Industry) Note: 1. 17.238 Tokio Marine Insurans (Malaysia) Berhad Tune Insurance Malaysia Berhad UNI. Aviation & Transit Motor Fire Aviation Cargo Marine Hull O shore Oil-related Motor 'Act' ACE Jerneh Insurance Berhad AIG Malaysia Insurance Berhad Allianz General Insurance Company (Malaysia) Berhad American International Assurance Bhd.518.698 76 11.647.628.713 85.248 14.786.783 1.934 ING Insurance Berhad Lonpac Insurance Bhd MCIS Zurich Insurance Berhad MSIG Insurance (Malaysia) Bhd 3.526 (445.040 (4.490.799.928.059 883.371 0 (4.122 9.830 (383) (32. Berhad Pacific Insurance Berhad (The) 11.445 92.943.325 39.097 Multi-Purpose Insurans Bhd Overseas Assurance Corporation (Malaysia) Berhad Pacific & Orient Insurance Co.399.061 61.544 3.204.962 6.374) 0 76.000) 0 31.110 43.394 (1.334.698.380.056 14.001 101.736.715 117.919) 349.312) 29. Figures for ING Insurance Berhad are from January 2013 to May 2013 only.642 3.316 23.446 (676.520) 1.166 5.171 1.983 252.783.396.437 71.543 0 0 (41.047 37.654 38.019.821) 0 (70.715.228.967 (270.621 13.519) 6.470.222.825 (1.382 0 125.373 0 20.642.074 50.133 (606.914) (442.525.111.005 972.679.771 8.970) 12.539.335.825.704 AmG Insurance Berhad AXA Affin General Insurance Berhad Berjaya Sompo Insurance Berhad Etiqa Insurance Berhad 3.260.612.843.779.940 (444.360 14.318 4.737) 1.

548.829.066) 233.020.971 3.860.697) 140.909 251.498 428.779 23.961.266 1.377 22.432.474 (822.704) (38.077.017.606 22.776 92.911.657.966 6.858.061.938.987 0 296.439.731.382 5.765.699 59.973.345.251 86.921.188 156.088 4.320) 76.107.076.624.687.332.827.062 2.826 1.098 18.090 17.827 31.686.732.721.929.151.468.687 212.736.831 4.338.308) 214.043 9.897.134 3.002.252 2.428.198 203.521 4.761 441.164 1.127.369 729.139.778 155.149 470.850 5.459 (91.777 24.985 167.157 123.536.187 8.018.752 3 351.451 975.441 68.392 1.725 4.791.990 4.014 48.434.165 39.477 (609.177 (340) (1.925 1.490 2.132 51.746 4.778.401.147 1.473 8.662 407.769 178.050 23.605 69.903 74.372 7.148.200 6.671.680.259 4.905.255.901.757.484.618 (738.806) 12.523.521 19.555 91.720 0 (48.698 254.990 8.409 873.012 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 61 .345.451.333) 1.457 6.817 25.251 42.552 81.960.975 230.528.764 10.410 93.773.434.930 8.421 460.114 947.417.133.090) 5.332 (310.383 6.554.998.835 0 16.784 0 (1.917.730.268 28.504 1.835.047.743.085 335.656 480.062.720.941 252.953.784) 3.754 18.568.761 (2.142 333.111.921 4.576.361 242.246.339 197.578 5.826 440.518 9.404.792 5.675) 446.645 14.227.378) 23.741.210 57.020 7.266 111.372.407.827 (82.460 9.983 852.283.147.142.944) 5.353 31.977) 3.098 2.360 2.424 29.561) 3.696 8.276 947.199 150.605) 5.929 9.382.109 11.816.120.491 (215.622.227 1.061 14.458.989.943 2.198 541.865) 3.316 75.530.974.035 Motor 'Others' Bonds Contractor‘s All Risks & Engineering 82.691 152.897 114.442.603.757 5.387 10.426 1.521 246.384.344.773.436.106.720 19.515.343.777.569.243.294 (415.303.166.877 (2.158.549.787.247.443 4.884 3.108) 4.213 1.947 456.514 29.883.001 0 3.593.264 5.546.741.176 14.966.437.967 0 6.708.861) (844.122 4.189.822.205.911 9.173 2.235 281.419 173.957 811.Motor Miscellaneous Liability Workmen's Personal Accident Compensation & Employers' Liability Total Medical and Health Others 13.110 167.470.555 465 353.973 16.441.266) (230.421.250.483) 1.778 954.511.009.681 (668.959 (400.556) 63.656 289.348 219.889 18.972 8.727) 85.042.384 612.775.863 9.595 74.401 (1.226 3.734 615.763.412 164.481.279 2.140.330 101.167 23.961 10.172.189.753 0 2.956 20.677.166.085 3.721.062 1.397 5.727.164 133.624 9.767.938 16.517 40.142 (592.075 92.977.579 (42.792) (8.947.490.058.295.358 58.619.251.001.969 12.833 237.566) 26.300.170 (421.888.179.718 2.328.899 (380.697.646.512.739 (1.497.951 0 352.442.215) 3.384 532.923.395.

883 10.602) 0 2.107) (162.530.902) 72.930) 3.267 3.632 (52.415 0 (2. 5.805 Tokio Marine Insurans (Malaysia) Berhad Tune Insurance Malaysia Berhad UNI.143 2.453.671.299.615 (4.237 1.900) 3.019) (253.278) 0 0 3.592.733 0 3.939) 46.953) (13.830) 108.199 2.457 (7.878) 0 42.088 (5.331.823.683 7.117) 0 (1.010 5. Figures for ING Insurance Berhad are from January 2013 to May 2013 only.731 2.841.503 1.254 5.186) 176.064) (456.213.144) (998. Aviation & Transit Motor Fire Aviation Cargo Marine Hull O shore Oil-related Motor 'Act' ACE Jerneh Insurance Berhad AIG Malaysia Insurance Berhad Allianz General Insurance Company (Malaysia) Berhad American International Assurance Bhd.336 Total (Industry) 57.048.747.295.188 943.377.233.806.683 2.843 8.711.325 6.693 6.032.700 20.261.667) 0 (124.602) (823.627) 0 (322.742 (24.329 Company Note: 1.022) (104.251.230 6.671.532) 320.475 (190.318 0 (124.459 (89.625) 965.628) 0 2.020.068.360.206.576 ING Insurance Berhad Lonpac Insurance Bhd MCIS Zurich Insurance Berhad MSIG Insurance (Malaysia) Bhd 384.934) (281.156.490) 4.129 (92.560 8.585 1.981) (4.268 85.296 (205.126) (5.257.099 1.641.577) 21.743.636) 676.390.977) (524.502 2.020) 477.706.309 Multi-Purpose Insurans Bhd Overseas Assurance Corporation (Malaysia) Berhad Pacific & Orient Insurance Co.296) 0 0 (41.491 1.320.651 2.042.371) 5.028.945.785.159 (3.397 5.728) 21. 3.628.512) 0 (166.547 (395.125) 27.518 409. Berhad Pacific Insurance Berhad (The) (385.TABLE 22 NET COMMISSION PAID (RM) Marine.807.001) 0 0 0 0 2.616) (7.142.492.427 0 4.538 (149.635.186.700) (14.251 57.667) 1.033) (868.733 0 (1.272 (408.893 313.479 2.639.075.520 (1.070) (3.710.654.Asia General Insurance Berhad Zurich Insurance Malaysia Berhad (7.747.105 0 3.978 83.275) 442.358 13.451) (214.418 (1.501) 0 6.467.165.576.377 (310.960.105 1.724) (215.665 (41.330. Figures for AmG Insurance Berhad are from January 2013 to February 2013 only.632.873) 0 (84.114 408.120 550.492 2.892 1.928) (90.628. 2.530) 0 349.305 4.286) 497.330.921 AmG Insurance Berhad AXA Affin General Insurance Berhad Berjaya Sompo Insurance Berhad Etiqa Insurance Berhad 449.430.185 2.771) (17.186 Progressive Insurance Berhad Prudential Assurance (Malaysia) Bhd QBE Insurance (Malaysia) Berhad RHB Insurance Berhad (1. AmGeneral Insurance Berhad (formerly known as Kurnia Insurans (M) Berhad) is excluded from the above statistics.907.167.588 (17.177 0 (305.183 2.634) (539.004) (989. 62 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .303.172 0 1.714.

985) (111.216.890 14.875 499.010 12.973) 464 8.864 68.037) 4.463.640 7.642.584.923 16.556.448.192.655.427.491 18.539 10.040.003 4.087 828.997.255.954 4.840 3.670 62.871 10.776 460.171 828.303 0 417.647 20.948 4.539) (178.041 497.142.485.145.029.646.145.646.185 11.676) (178.273.857 3.470 670.314 202.210) (1.719 (651.906.122 (244.732.664.311 42.761 7.214 2.780.782.746 (261.779 (2.571 1.644.979.152 21.640 52.055.034 6.869 348.244 4.316 0 56.878 5.110 995.530.475 39.829) 0 2.104.020.591 12.638.398 4.802.403 2.635 6.034) 3.161.825 77.168) 758 213.144 0 3.442 (5.765) (92.035 2.750) (452.827.061.202.944 (555.585 2.441 3.735 1.679 2.060.266 4.931 8.347 4.462 (472.660.745.555 65.656.827 4.223 3.418 3.185.284.235.647.046.300.666 31.063 5.373 (8.308 62.357.924 26.432.462 (769.544 901.715 370.773 3.079 1.278.760 14.751 119.929.254.518 716.866 481.858.220 (81.293) 1.734 43.865 7.579.190 (1.429.351.209 4.157 82.282) (1.382 235.346 40.539 389.887 8.698 123.936 4.897 6.627 147.531.375.744.933) 29.181 5.933 503.403 2.909.186.111) 1.718.890 7.875 51.534 10.379.162.988) 1.214.982.489) (519.802 2.186 7.034 2.100.720 4.625 44.948 5.845.585 0 4.877 1.006 18.389.075.103 6.645 9.346) 960.449 460.030 1.821.377.024.900.170 9.707 412 (3.138.623 12.034 21.238.580 51.132.373 4.611.037.483.934 12.216 589.164.482.480 8.214 175.923.547.052 4.718.585.492.655 0 549.324) (262.609 2.370 (684.946.871 2.072) 350.570) 254.693 8.147.008 1.133.380.898.646.091 1.499.851 43.307 27.589.997 37.756) 0 3.923.893.948.998.921) 930.929 (4.292 1.437.531.384 29.810 589.466 24.409 6.080.685.175.112.289 5.710 875.022.360.416 15.379 174.855 84.673.360) (644.871 56.555 0 3.284 (1.561 (751.384) (676.736 70.729 785.979 23.133 34.631 2.692 16.726.112.640.388 824.707) 0 1.151.336) 119.754 51.878) (152.745 615.360.049 260.785) 218.650.522.991.104 840.556 (174.447) 529.144.948) 26.759.Motor Miscellaneous Workmen's Personal Accident Compensation & Employers' Liability Motor 'Others' Bonds Contractor‘s All Risks & Engineering Liability Medical and Health Others 19.330 1.321.046 22.980.827 1.016 3.190 2.840.710 11.654.700 1.140 1.606 (114.639 75.401.674.401 24.288 59.200 204.140 82.019 31.856.438 42.933 9.136.245.011 209.067 2.057.312 Total I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 63 .094.985 32.118 1.552.333 5.524.279 (1.762.398) (3.765.570.

08) 67.95 Tokio Marine Insurans (Malaysia) Berhad Tune Insurance Malaysia Berhad UNI.86 94.03 194.73 (33.83 23.43 259.61) 23. Note: 1.56 25.69 74.79) (613.16 0 0 2.21 Multi-Purpose Insurans Bhd Overseas Assurance Corporation (Malaysia) Berhad Pacific & Orient Insurance Co.73 74.27 217.47 76. 64 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .33 39.27 870.30) 23. Aviation & Transit Motor Fire Aviation Cargo Marine Hull O shore Oil-related Motor 'Total' Motor 'Act' 26.76 40. 3.37) 0 70.49) (156.27 39.60) 141.93 Total (Industry) 29.94 35.20 79.12 24.87 27. AmGeneral Insurance Berhad (formerly known as Kurnia Insurans (M) Berhad) is excluded from the above statistics.04 146.75 26.21 71.13 279.36) (63.34 32.90) 0 35.84 87.75 140.63) 44.34 (100.33 94.65 91.19) 399.36 66.07 81.26 11.89) 6.70 (37.02 260.48 66.17 15.06 83.92 (9.06 57.31 0 19.51 83.29 0.22 354.61 0 0 0 0 106.58 7.42 22.31) (2.05 (21.77 26.64 33.60 2.30 41.62 (644.74 ING Insurance Berhad Lonpac Insurance Bhd MCIS Zurich Insurance Berhad MSIG Insurance (Malaysia) Bhd 40.041.70) 0 (19.05) (21.44 24.69 269.39 361.61) 245.33 290.29 25.72 324.60 (28.62) 0 69.54 0 84.19 (20.68 288.78 Progressive Insurance Berhad Prudential Assurance (Malaysia) Bhd QBE Insurance (Malaysia) Berhad RHB Insurance Berhad 24.TABLE 23 NET CLAIMS INCURRED RATIO (%) Marine.54 (17.015.09 0 26.23 10.36 (9.56 26.58) (1.86 165.33 122. Berhad Pacific Insurance Berhad (The) 25.98 51.23 365.42 (447.90 35.30 0 35.70 -22.40 165.89 20.33) 73.44 375.20 5.11 200.85) 48.03 27.07) 46.89 19.07 69.59) 0 81.44 197.04 93.14 82.61 0 118.52 AmG Insurance Berhad AXA Affin General Insurance Berhad Berjaya Sompo Insurance Berhad Etiqa Insurance Berhad 14.44) 8.64 0 31.04) 32.09) 38.29 72.43 140.95 0 12.03 234.87 (6.23 32.53 0 0 (0.94 (46.59 7.29) (91.13 0 (41.72 1.03 0 (5.60 0 56.83 35.06 (36.07 0 0 0 (62.75 110.26 48.28 297.09 233.57 31.65 75. Figures for ING Insurance Berhad are from January 2013 to May 2013 only.Asia General Insurance Berhad Zurich Insurance Malaysia Berhad 29.80 168.27 258. Figures for AmG Insurance Berhad are from January 2013 to February 2013 only.55 Company ACE Jerneh Insurance Berhad AIG Malaysia Insurance Berhad Allianz General Insurance Company (Malaysia) Berhad American International Assurance Bhd.64 632. 2.78) 19.04 3.73 (552.

71 67.91 34.51 300.41) 45.39 64.64 55.02 32.68 5.13 59.12 (70.30 72.32 29.84 74.84 14.73 67.04 80.66 (1.233.71) 38.39 47.74 54.77 34.41 4.66 6.33) 26.12 121.17 57.10 30.57 0 52.11) 46.74) 38.78 8.45 61.29) 7.66 (3.58) 25.59 50.46 63.07 12.09 45.85 (247.62 53.25 12.02 62.82 47.48 31.72 0 (1.45 (8.08 0 1.97 65.47 269.05 25.11 57.53 31.49 17.83) 36.65) 51.50 63.59 (72.90 43.40 40.26 23.67) 250.07 59.14 3.17) 29.26 51.31 28.78 43.11 59.22 56.07 85.81 96.62 110.10) 43.35 11.75 59.37 59.46 60.41 48.96 79.83 36.11 0 28.87 42.73 53.39 39.93 57.18 0 (6.31 (10.35 136.20 59.12 6.19 (21.75 50.84 10.37 65.98 15.99 28.74 59.54) 0.65 (99.32 55.91 9.12 4.63 30.47) 51.80 52.97 47.28 56.84 13.08 21.89 58.42 44.24 31.45) 241.52 56.88 59.00 8.21 12.14 5.46 23.00 7.144.38) 42.47 73.68 56.48 (5.76 (29.70 9.45 45.05 68.26 17.21 15.52 55.52 64.13 62.57 25.15) 11.92 76.79) 14.74 (6.79 35.41 62.97 0 41.98 84.91 55.27 52.53 54.67 69.33) 41.40 23.12 48.82 0 40.97 155.98 21.18 (1.07) (4.76 21.38 21.Motor Miscellaneous Bonds Contractor‘s All Risks & Engineering Liability Medical and Health Others Personal Accident Workmen's Compensation & Employers' Liability Total 49.706.41 9.88 (103.63 59.33 81.17 61.77 101.53 45.47 0 89.67 32.93) 16.97 26.59 105.23 16.98 49.70 13.54 55.55 5.79 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 65 .95 53.52 47.42 45.29) 18.50) 10.98) 73.74 18.80 (79.66 38.62) (0.91 56.12 142.38 55.03) (28.75 9.49 25.59 (40.96 57.68 53.64 15.65 28.66 (1.28 85.68 48.10 4.88 2.43) (128.63 12.68 51.55 104.43 (11.10 51.52 8.29 35.89 69.72 66.67 (77.93 (1.96 56.69 (135.51 Motor Others' 52.57 48.

AmGeneral Insurance Berhad (formerly known as Kurnia Insurans (M) Berhad) is excluded from the above statistics.61) 0 (147.72 (13.54) (43. 66 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .43 (10.54 4.64) 606.44 (45.29 9.36 46.28 0 0 120.44) 25. Aviation & Transit Motor Fire Aviation Cargo Marine Hull Offshore Oil-related Motor 'Total' Motor 'Act' ACE Jerneh Insurance Berhad AIG Malaysia Insurance Berhad Allianz General Insurance Company (Malaysia) Berhad American International Assurance Bhd.78 0 (85.57 6.08 10.72 20.77 (170.14 (7.50 5.09 (258.94) (1344.45 9.94 ING Insurance Berhad Lonpac Insurance Bhd MCIS Zurich Insurance Berhad MSIG Insurance (Malaysia) Bhd 4.87) (31.97 7.99 AmG Insurance Berhad AXA Affin General Insurance Berhad Berjaya Sompo Insurance Berhad Etiqa Insurance Berhad 2.66 Company Total (Industry) Note: 1.16 10.96 11.70 (1.94 17.19 (46.17) 0 (10.TABLE 24 NET COMMISSIONS RATIO (%) Marine. Figures for AmG Insurance Berhad are from January 2013 to February 2013 only. 3.06) 23.83 16.67 (403.13 6.Asia General Insurance Berhad Zurich Insurance Malaysia Berhad (10.22 3.98) 0 (1.13) (69.24 14.86) (11.40) 0 0 (428.24 7.15 10.80 8.57 6.67) (87.39) 49.74 8.42 18.26 17.35 9.06) 0 15.12 (8.36 (29.22 0 11. Berhad Pacific Insurance Berhad (The) (0.57 1.70) 10.31) 0 11.53 (8.16 Progressive Insurance Berhad Prudential Assurance (Malaysia) Bhd QBE Insurance (Malaysia) Berhad RHB Insurance Berhad (10.37) 12.90 11.75 (17. 2.45 22.74 2.10 12.67) (285.68 (32.72) 13.44) 1.00) 11.48 3.92 11.48 12.09 (9.75) 9.93 16.97 11. Figures for ING Insurance Berhad are from January 2013 to May 2013 only.73 7.48 (470.07) 94.90 16.42 (4.70) 0 20.00 6.06 17.88 8.57 10.00 11.10 (11.29 16.30 11.00 0 (118.30) 11.82 0.84 11.12) (14.51 9.13) 0 0 0 0 12. 8.81 10.56) 10.96 11.51 11.08 Tokio Marine Insurans (Malaysia) Berhad Tune Insurance Malaysia Berhad UNI.93) 3.93 4.04 14.30 4.09 (5.82 8.97) (58.88) 16.43) (10.12 9.96) (172.03) (38.94 7.10) 11.90 8.18 (573.21 Multi-Purpose Insurans Bhd Overseas Assurance Corporation (Malaysia) Berhad Pacific & Orient Insurance Co.85) 0 0 15.86) (124.88 8.88 20.96 21.46) 0 (49.30 17.40) (10.29 79.44) 0 0 0 (400.77 6.39 10.17) 9.22 0 10.19 7.54 7.35 14.73) 0 (10.54) 7.85 0 13.61) (21.21 10.93) 52.83 5.53) 0 16.85 5.

79 (4.39 16.12 12.45 9.51 10.92 5.82 13.34 15.31 5.20) 15.63 16.79 14.19 20.13 20.95 21.86 25.38 10.27) 12.62 16.35 (30.20) 11.01 18.82 25.67) (81.88 10.99 8.61 (31.96 25.38) 28.40 11.95 19.24 (1.73 6.42 11.02 25.94 13.41 10.12 11.01 8.19 10.83 10.00) 10.33 6.91 15.88 3.92) 1.44 17.03 21.35 (22.82 16.58 22.02 1.61 9.69 26.79) 0 21.17 9.48 (5.33 24.24 34.42 24.22 21.41 31.56 14.25 10.64 10.04 1.85 (3.27) 6.33 8.67 8.47) (130.42 9.85 9.09 2.95 23.11 (16.47 9.25) 0 8.52 10.76 (3.32 15.24 9.22 6.04 28.36 3.11 20.76 6.23 (62.69) 17.09 0 21.84 16.76) 19.62 29.69 12.90 16.03) 0 22.30 0 8.14 (22.06 9.95) (9.26 10.97 6.27 (13.79 24.63) 67.82 21.35 22.88 11.36 0 13.78 20.26 (15.59 9.93 11.60) (5.92 22.64 8.25 (23.71 17.66 25.38) 18.26 16.18 19.60) 17.41 7.60) 4.71 17.86 10.69 7.06 (25.06 10.95 9.79 9.73 24.68 23.62 8.99 23.71 23.15 21.46 18.93 17.15 5.18 12.15 10.15 12.38 (19.72 0 24.60 17.75 8.57 22.16 10.99 10.55 9.91 14.36 11.26 Total I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 67 .80) 18.95 8.33 8.17 6.37 (13.92) 11.03 11.89 23.24 0 1.34 12.79 7.32 18.20 21.56 5.86 17.68 (352.44 11.87 9.65 11.40 11.34 8.27 (16.Motor Miscellaneous Motor 'Others' Bonds Contractor‘s All Risks & Engineering Liability Medical and Health Others Personal Accident Workmen's Compensation & Employers' Liability 11.98) 6.12 8.52) (3.97 (41.11 9.28 22.15 (91.87 3.71 13.56 19.19) (15.90 (1.40 0 21.46 10.02 19.12) (271.17 33.51 11.19) 5.50) 12.42) 15.20 20.16 15.40 10.44 27.00 10.66 11.99) (11.68 11.81 6.06 10.46 11.25 8.05 25.55 5.72 8.82 31.72) (12.83 17.

401.769 178.521 246.Asia General Insurance Berhad Zurich Insurance Malaysia Berhad 805.155.492.058.989.718.650.164 2.899. AmG Insurance Berhad AXA Affin General Insurance Berhad Berjaya Sompo Insurance Berhad Etiqa Insurance Berhad ING Insurance Berhad Lonpac Insurance Bhd MCIS Zurich Insurance Berhad MSIG Insurance (Malaysia) Bhd Total (Industry) * Management Expenses from revenue account excluding bad & doubtful debts Note: 1.168.481.698 254.401 24.513.816.198 470.539 487.858.346 40.288 59.TABLE 25 UNDERWRITING AND OPERATING RESULTS (RM) Company Earned Premiums Net Claims Incurred Commissions 517.859 303.017.094.791.745.469 317.062 77.957 811.437.407.094.133.933 10.883.972 62.060.875 Tokio Marine Insurans (Malaysia) Berhad Tune Insurance Malaysia Berhad UNI.175.250. 68 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .768 1.698 123.627 147.555 91.251 126.016 3.020 74.745 31.632 142.187.640 7.199 150.150.657.946 146.754 51. 3.705.691 152.656 5.840.946.312 ACE Jerneh Insurance Berhad AIG Malaysia Insurance Berhad Allianz General Insurance Company (Malaysia) Berhad American International Assurance Bhd.022.198 31.006 18.384.900.635.991.523.410 93.739. Berhad Pacific Insurance Berhad (The) 279.605 69.670 33.197.140.285 1.726.720.646.384 52.580 536.384 29.035 1. Figures for ING Insurance Berhad are from January 2013 to May 2013 only.948.382.864 68.419 173.311 42.380.639 75.975 230.379.300.934 Multi-Purpose Insurans Bhd Overseas Assurance Corporation (Malaysia) Berhad Pacific & Orient Insurance Co.131.644.236 23.357.982.434.448.979.515.960.020.763.278 352.734 615.498 428.709 263.647.551.061.021 428.079.732 335.268 28.761. Figures for AmG Insurance Berhad are from January 2013 to February 2013 only.819 508.040.186.674 505.776 92.985 32.954 Progressive Insurance Berhad Prudential Assurance (Malaysia) Bhd QBE Insurance (Malaysia) Berhad RHB Insurance Berhad 94.765.475 39.666 214.289 5.827.420 167.299 5.276 406.918 679.202.147.348 219.235 281.817.941 252. AmGeneral Insurance Berhad (formerly known as Kurnia Insurans (M) Berhad) is excluded from the above statistics.152 21.365.585.203.277 153.762.636 576.741.017.416 15.546. 2.485.084.

323 58.997.60 64.47 76.20 85.688 39.735 58.16 14.23 79.007 175.101.126 270.065 84.727 100.087.923 243.332 84.229) (7.08 22.854.939.81 27.11 98.80 11.88 18.390.11 87.67 21.515.64 111.185) 223.87 90.111.746 70.370 113.001 69.160.86 18.23 116.781.844.925.22 16.579 30.298 (5.350 78.21 80.143 63.66 23.692 17.958.75 86.074 52.338 98.182 8.856.432.162 108.623 33.846 166.553 96.47 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 69 .439 75.62 63.828.55 17.37 25.032.82 78.219 153.76 103.21 17.884.951.98 93.967.840 21.889.03 92.12 17.284.09 68.831.112 193.165 65.174.26 73.327 141.07 20.53 101.377.959.48 94.720.860.02 35.797 (10.199.334 1.375.946.950 37.82 22.931 80.655.22 26.50 81.661 83.378 107.496.948 83.440.470.400.42 86.352.66 87.15 86.372.75 30.683 77.164.616.832) 31.24 20.481.81 80.98 75.683 136.534 51.646.86 84.84 72.945 16.448.84 2.60 16.44 88.30 84.001.770 37.86 80.905 128.64 64.828 45.20 94.20 86.818.028.96 24.255 35.363.926.493 107.797.414 116.390.916.247 123.507) 183.352.457 97.561 2.410 46.86 86.491 27.85 76.Percentage of Earned Premiums (%) Management Expenses* Underwriting Gain / (Loss) Operating Gain / (Loss) Operating Ratio Management Expenses Ratio Combined Ratio 156.551.219 258.41 136.663.096 94.457 33.671 29.09 93.091 120.62 20.26 29.726 100.322.92 20.898 33.056.409.443.46 87.342 6.356.40 21.32 24.797 93.743.038.840 (4.39 90.519.122.088.600.985 (2.796.480.471.261 162.88 61.169) 20.550 39.290.070.62 18.20 79.068.09 80.619.18 78.175 8.203.40 80.04 121.960 78.163.039.575.487.391 1.307.576 66.497 72.

Miscellaneous Expenses [{Opera ng Gain / (Loss)} / Earned Premiums] x 100% [(Net Commissions + Net Claims Incurred + Management Expenses) / Earned Premiums] x 100% 70 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .Management Expenses Underwri ng Gain / (Loss) + Net Investment Income + Miscellaneous Income .Net Claims Incurred .APPENDIX Calcula on Formula 1 2 3 Net Claims Incurred Ra o Commission Ra o Underwri ng Gain / (Loss) 4 Opera ng Gain / (Loss) 5 6 Opera ng Margin Combined Ra o [Net Claims Incurred / Earned Premiums] x 100% [Net Commissions / Earned Premiums] x 100% Earned Premiums .Net Commissions .

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Box 1591 Manama.(c) Gajria Tower. 59000 Kuala Lumpur. Seef District. Best. Both our operating entities are A.S. Our strategic presence in Southeast Asia and the Middle East puts us at the forefront to provide sustainable capacity and indepth technical expertise to our partners for both personal and commercial business lines. P.acrretakaful. 8th Floor. To find out more about us. Level 12A.com ACR ReTakaful Berhad (814887-A) (Formerly known as ACR ReTakaful SEA Berhad) Unit A-12A-10. please visit www. Menara UOA Bangsar 5.A Committed Partner For A Robust ReTakaful Industry ACR ReTakaful is firmly focused on supporting the holistic development of a robust retakaful industry.O.(Excellent) rated by A.C. Jalan Bangsar Utama 1.M. Malaysia Tel : (603) 2299 2288 Fax : (603) 2299 2289 ACR ReTakaful MEA B. Kingdom of Bahrain Tel : (973) 1738 8350 Fax : (973) 1738 8351 .

GENERAL TAKAFUL .

TABLE 26

REVENUE ACCOUNT (INCOME) (RM)
Opening Reserves

Company

Unearned
Contributions
Reserves

Provision for
Outstanding
Claims

Surplus
Attributable to
Participants

Other
Reserves

Etiqa Takaful Berhad
Hong Leong MSIG Takaful Berhad
HSBC Amanah Takaful (Malaysia) Sdn Bhd
MAA Takaful Berhad

509,781,075
15,722,242
14,603,149
14,574,849

511,009,213
17,729,485
14,274,244
24,461,176

90,921,889
(9,517,523)
9,512,685
(1,625,142)

0
0
338,320
0

Prudential BSN Takaful Berhad
Sun Life Malaysia Takaful Berhad
Syarikat Takaful Malaysia Berhad
Takaful Ikhlas Sdn Bhd

2,035,072
5,739,157
209,605,265
64,420,928

1,181,186
34,867,636
279,935,374
187,132,654

4,306,172
4,930,190
207,318,792
7,717,892

0
0
0
0

836,481,737

1,070,590,968

313,564,955

338,320

Total (Industry)

TABLE 27

REVENUE ACCOUNT (OUTGO) (RM)
Company

Net Claims
Paid

Commissions
Paid*

Management
Expenses*

Diminution
in Value of
Investments

Bad and
Doubtful
Debts

Etiqa Takaful Berhad
Hong Leong MSIG Takaful Berhad
HSBC Amanah Takaful (Malaysia) Sdn Bhd
MAA Takaful Berhad

464,361,928
5,523,707
6,659,976
18,930,300

88,206,822
8,350,002
12,252,451
28,974,925

134,126,671
7,453,153
28,103,604
34,095,517

607,064
0
0
0

375,653
0
198,107
2,047,354

Prudential BSN Takaful Berhad
Sun Life Malaysia Takaful Berhad
Syarikat Takaful Malaysia Berhad
Takaful Ikhlas Sdn Bhd

515,949
3,965,254
128,031,422
85,746,085

860,936
8,825,562
127,212,164
23,360,337

1,491,312
11,628,377
1,191,050
27,740,013

0
0
435,204
0

458,068
0
6,337,576
1,212,220

713,734,621

298,043,199

245,829,697

1,042,268

10,628,978

Total (Industry)
* inclusive of wakalah fee

74 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3

Net
Contribution
Income

Net
Investment
Income

Write Back of Provision
for Impairment
in Value of Investment

Write Back of
Allowance for Bad
and Doubtful Debts

Other
Income

Total

802,841,693
26,691,406
62,674,142
51,294,876

51,209,191
1,185,390
1,308,102
3,025,395

50,000
0
0
0

414,460
2,627,443
0
0

73,446,589
6,830,637
360,131
47,540,982

2,039,674,110
61,269,080
103,070,773
139,272,136

5,167,020
41,783,928
252,364,391
142,357,201

578,947
1,903,752
32,445,019
10,670,238

0
0
0
0

0
1,514,806
6,436,651
56,859

322,850
7,027,265
45,001,028
13,849,251

13,591,247
97,766,734
1,033,106,520
426,205,023

1,385,174,657

102,326,034

50,000

11,050,219

194,378,733

3,913,955,623

Closing Reserves
Surplus Paid
and Payable to
Participants

Other Outgo

Transfer to
Income
Statement

Provision for
Outstanding
Claims

Unearned
Contributions
Reserves

Surplus
Attributable
to Participants

Other
Reserves

Total

34,358,481
0
3,811,435
0

427,832
1,893,346
1,729,526
1,381,718

93,981,617
0
3,536,780
0

525,961,210
28,081,290
21,342,781
32,538,373

511,554,605
13,453,746
14,066,411
21,239,140

185,712,227
(3,486,164)
10,023,982
64,809

0
0
1,345,720
0

2,039,674,110
61,269,080
103,070,773
139,272,136

2,061,048
0
31,267,353
5,220,855

445,841
8,705,889
2,144,813
8,077,813

0
15,152,911
47,974,803
16,511,822

2,485,269
27,340,708
275,846,024
159,872,620

3,547,007
6,995,122
202,566,235
78,768,094

1,725,817
15,152,911
210,099,876
19,695,164

0
0
0
0

13,591,247
97,766,734
1,033,106,520
426,205,023

76,719,172

24,806,778

177,157,933

1,073,468,275

852,190,360

438,988,622

1,345,720

3,913,955,623

I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 75

TABLE 28

LIABILITIES OF STATUTORY FUNDS (RM)
Takaful Funds and Reserves
Unearned
Contributions
Reserves

Surplus
Attributable to
Participants

Other
Reserves

Etiqa Takaful Berhad
Hong Leong MSIG Takaful Berhad
HSBC Amanah Takaful (Malaysia) Sdn Bhd
MAA Takaful Berhad

511,554,605
13,453,746
14,066,411
21,239,140

185,712,227
(3,486,164)
10,023,982
64,809

0
0
1,345,720
0

Prudential BSN Takaful Berhad
Sun Life Malaysia Takaful Berhad
Syarikat Takaful Malaysia Berhad
Takaful Ikhlas Sdn Bhd

3,547,007
6,995,122
202,566,235
78,768,094

1,725,817
15,152,911
210,099,876
19,695,164

0
0
0
0

Total (Industry)

852,190,360

438,988,622

1,345,720

Company

TABLE 29

ASSETS OF STATUTORY FUNDS (RM)
Company

Etiqa Takaful Berhad
Hong Leong MSIG Takaful Berhad
HSBC Amanah Takaful (Malaysia) Sdn Bhd
MAA Takaful Berhad
Prudential BSN Takaful Berhad
Sun Life Malaysia Takaful Berhad
Syarikat Takaful Malaysia Berhad
Takaful Ikhlas Sdn Bhd

Total (Industry)

76 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3

Property, Plant
and Equipment

Investment
Properties

Financing

Investments
Government
Islamic
Papers

2,501
0
0
0

0
0
0
0

0
0
0
0

321,909,360
1,513,245
10,016,000
0

0
0
0
0

0
0
23,740,000
0

0
0
0
0

0
15,011,000
94,560,098
59,348,375

2,501

23,740,000

0

502,358,078

000 39.983 176.066 15.879 37.552 105.653.739.707.961.795 18.721 106.254 85.507.906.024 159.269 27.304.120 4.124.415 0 4.091 120.373 0 0 0 172.714.050 5.803 Investments Islamic Debt / Equity Other Investments Foreign Assets Investment Accounts and Islamic Money Market Cash and Bank Balances Other Assets Total Assets 658.284 0 0 0 0 17.686 2.789.248 2.403 5.087 262.814.290 21.869.500 197.867.390.243.764.681.513.507.174 12.328 5.999.210 28.607.095.482.425.873 74.998.005 0 3.829.739.495.447 57.185 83.340 506.023.620 333.157 423.777.074.485.409.863 44.662 177.870 39.726 2.948.081.683.391.835.053 147.066 6.349.391.828.005 2.553 342.263.239 34.876.024.973.619.653.826 7.956.219 13.838 1.275 7.031.853.814.919 796.625 8.809 1.286 44.249 23.921 18.768.143.484 281.973.296 1.342.189 117.034 0 18.792 4.811 18.319 8.776 32.486.381 25.000 0 0 0 0 327.553 342.721 398.619 55.025 52.815.970.300 1.919 796.073.872.239.384.846.781 32.387 0 5.468.212.071.590 40.619.770.878.783 6.175.482.528.672.965 101.440.249 0 20.263.091 120.845 2.212.Provision for Outstanding Claims Provision for Taxation Amount Due to Income Statement / Takaful Funds Other Liabilities Total Liabilities 525.413 17.803 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 77 .538.233.206.957 242.296 1.462.004 0 632.873 74.541 3.131 5.409.770.619 55.447 57.555 34.561.255.225.869 60.039.417.708 275.768.281.549.264.000 313.340.500 41.

809 0 0 0 0 0 0 1.567 96.488 0 0 1.779.314 14.237.287 0 176.343.330.017.457 87.146 216.297 23.563 0 3.535) Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 3.077 0 0 21.778 RETAKAFUL CONTRIBUTIONS CEDED Etiqa Takaful Berhad Hong Leong MSIG Takaful Berhad HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 29.258.178.518.557 (7.965.035.097.789.829 0 0 0 0 251 0 0 2.777 41.185 0 0 0 0 0 0 754.027 GROSS CONTRIBUTIONS (LESS RETURN CONTRIBUTIONS) Etiqa Takaful Berhad Hong Leong MSIG Takaful Berhad HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad Motor Oil-related Motor ‘Act’ 6.284 9.172 0 0 0 18.533.234.653.609.066 0 0 18.385 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 1.147 Total (Industry) NET CONTRIBUTIONS Etiqa Takaful Berhad Hong Leong MSIG Takaful Berhad HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 53.709.737.862 13.447 1.950.137 53.882.226.164.038 28.498 77.850 0 0 161.808.784.988 1.548.144.139 257.815 0 0 0 0 0 0 1.535.184 0 133.896.272 78.888 (1) 0 4.583 5.674.134.875 8.936.040.810 0 590.935 0 0 9.936.401.396 75.719 1.231 50.626 0 627.498 12.930.802.695 11.139.350.359 3.247 0 0 487.139 1.888 164.035) 0 (1.345 8.454 10.325 4.530 10.413.272 0 6.528 41.246 766.779 3.575 798.711 322.168.273 0 1.243.893.958.846. Aviation & Transit Company Fire Aviation Cargo Marine Hull 82.368 58.580 Total (Industry) 1.633 0 0 0 15.652.725 5.248 7.722 82.895 0 0 0 0 Total (Industry) 380.280 8.825 0 0 0 2.183 67.288 0 0 81.640 0 0 6.480.068.101.115 20.763 63.381.105 0 0 0 0 0 0 0 0 0 0 0 0 0 0 918.239 205.721.150.947 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 0 0 0 172.578 7.618 19.041.987 4.909 20.923 8.617.490.580.114 1.080 0 0 712.269.TABLE 30 CONTRIBUTIONS (RM) Marine.031 82.097.286 10.909 2.261 12.393 5.990 11.928 0 724.919 54.525 946.502 257.660.389.536.562 0 0 79.286 4.912 595.356 0 388.646 10.655 8.244 91.984 17.154.646.565 65.494.614 0 431.038 0 0 738.979.846 EARNED CONTRIBUTION INCOME Etiqa Takaful Berhad Hong Leong MSIG Takaful Berhad HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 55.426.309.788 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 6.359 10.383 511.635.615 3.109.215 RETAKAFUL ACCEPTED CONTRIBUTIONS Etiqa Takaful Berhad Hong Leong MSIG Takaful Berhad HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 213.750 (84.932.851 25.301.191 591.689.924 37.582 0 0 0 17.023.882.999.412 0 0 2.895 918.655.466.640 0 0 36.922.106.826.831.637 19.576 2.447 9.429 0 0 0 0 0 0 0 431.258.520 858 0 0 9.476 2.261 141.327.739.207 0 3.535 938.032 126.550) 0 0 422.772 0 0 2.705 1.665 1.182.498.074 Total (Industry) Total (Industry) 78 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .066.879.286 0 0 0 0 1.624.583 0 0 21.592.033 2.106 49.050 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 4.016 311.199 32.786 18.993.258 12.196 0 0 137.342 56.791 0 0 1.239 9.562 52.

657 625.151.035 869.308 0 0 0 0 1.945 9.587.657 12.215 18.851 13.397 0 0 1.181.938 1.069 0 0 73.357.121 0 0 0 35 0 0 0 0 0 0 0 (48.211 0 0 0 15.719 2.828 1.379.828.288 16.912 7.876 0 0 125.935.901 13.704.921 494.464 15.000 0 3.506 30.028.403.663.716.494 195.505 297.693 (227.501.666.142 663.688.293 4.034 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 79 .721.835.152 1.761 111.775 52.072.959 903.353 0 0 13.789 6.662 62.880 44.953 0 971.388 85.605 0 0 2.429.515.926.725 9.974.924.136 2.693 26.432 11.391 142.727 242.293.698 7.416 0 24.Motor Miscellaneous Motor ‘Others’ Bonds Contractor’s All Risks & Engineering Liability Medical and Health Others Personal Workmen’s Accident Compensation & Employers’ Liability Total 639.123 3.322 5.023 6.397.319 5.770.861.163 0 0 4.201.478.500 694.767.602 974.783.976.224 2.756.416 113.168.211.468 10.838 188.692.691 1.222 348 0 0 0 261.893 4.700 82.692 4.897.688 178.575 1.281 13.487 54.511.801 45.292.699.093 3.450 0 0 4.569.846 1.481 0 0 0 0 0 0 5.203.663 35.000 0 7.369.467 1.218 161.047.959.226 640.030 35.443.072 0 18.289 154.982 15.201 866.367.201 1.165 25.197 0 0 0 0 0 52 6.098.178 6.305 0 0 2.618 13.225.904.676 4.341 1.647 330.729 965.889.379.371.803 71.708.748 65.283.868 0 0 7.090 273.007 0 0 3.227 0 0 0 1.507 187.330 1.084 0 0 569 0 0 0 0 19.122.751.271 348 4.620.819.504 1.507 0 989.112 1.937.045.988 35.741.101 508.618 0 0 0 1.916 0 0 0 273.841 23.363 885.877.814.625.201 26.485 0 0 6.461 0 0 7.420 0 0 26.049 0 0 381.217.705 0 (102) 7.857 0 101.781 4.012 627.509 6.740 32.085 40.100 0 2.364.358 31.047.945.995 405.767 385.973 0 0 0 0 0 0 0 8.385.466.839 134.085 0 0 152.120.623) 0 0 0 (11.286 137.202.406 2.669.312.302 3.816.660.305 0 0 1.663 802.406 62.037.688 0 (14.808 1.014.928 0 0 0 0 0 0 14.900.534.585.608 19.765 1.445 0 0 90.116.213 28.573 221.324.018.030 153.453.719.067.838.122 1.797.630.928.271.577.077.728 8.176 0 1.612.841.337.337.535 3.537) 0 0 0 0 0 0 918.336.349 158.756.878 3.490 33.250.770.041 360.963 259.709.015.420 0 0 0 0 0 0 9.817.020 41.211 24.806.335.126 (654.211 0 0 2.990.715 0 0 118.398 182.745 74.421 128.815.926 16.341 5.419 1.343 0 646.386 10.090 14.956 4.669.908 0 0 14.980.094.394 7.702 9.068.630) 141.742 0 99.345 1.241) 0 0 0 1.699.943 2.080.764.394 801.022.170.691.932.041 20.875 262.900 57.369 2.202 230.585 0 0 135.081 1.709.682.670 53.844 6.342 0 0 0 2.390.654 33.216.364.391.244 1.397 10.645 24.158.158) 0 0 0 1.724 1.509.612 0 22.527.482 1.403.163 28.700 7.857 3.238.210.782 (234.167.712 2.583 3.631 245.866.674.655.100.928 252.739.871.049 0 0 108.005 491.732.134.658 11.304.505.561.432 46.694 156.703.517.383.115 517.010.183.328.898.090.668.142 51.003.119 0 17.449.125 596.030.174.602 2.274 51.019 10.380 12.953 4.902 63.053 10.294.433 1.905.819.122.102 42.637.753 3.213.959 2.502 1.032 32.454.251.058) 1.938.911.093 17.481.581 0 1.428.005 1.736 32.676 6.211 1.471 316.980.972.072.568.270.058.314 131.460 334.675.803.212 88.441 0 77.460.978.977 1.646 27.224 0 1.520 1.132.302.907 1.311.808 113.271 35.111 7.386.276 0 3.895.085 29.311.680.656 1.574.590.767 204.885.466.

029.717.589 0 0 603.580.250 23.187) (567.030) 0 0 543.224 80.084 56.128.887 GROSS CLAIMS PAID / RETAKAFUL ACCEPTED Etiqa Takaful Berhad Hong Leong MSIG Takaful Berhad HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad Total (Industry) NET CLAIMS PAID Etiqa Takaful Berhad Hong Leong MSIG Takaful Berhad HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 80 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .978 6.830.956 0 0 4.811.454.021 0 6.626 0 0 0 0 0 0 0 10.078.332 (34.860 2.382 68.152 9.470 3.440) (58.353 Total (Industry) 30.953.516.522 68.154.436.837 1.537.935 56.069 155.144.650) 0 0 (83.816 0 0 3.942) 0 0 (647) 187.818.111 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 129.242 6.609.701 8.400 493 55.218 0 0 52.601 33.218 9.004.796 5.794 36.226.138 0 10.975.797.383 5.328 0 0 987 451.558 4.158 0 3.523.162.277 3.371.840 0 (1) 0 0 0 (99.590) (203.797.791 Motor Oil-related Motor ‘Act’ 2.160 71.181 1.979.278.317.796 350.081 160.749.283 1.815 309.309 93.943 15.410 4.806.577.182 850.400 0 0 0 493 0 0 55.512 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 0 0 0 486.936 88.122.373 5.971 0 68 0 0 0 0 262.910 507.927 889.506 0 0 984 265.396 23.486.236.062 2.800 0 0 583 12.995) 41.950 0 81.007 188.049 1.033 Total (Industry) 47.700 1.905.029 27.589 163.955 22.370.951 (106.155.613 1.631 3.465.896.825 953.740.015 0 0 550.749.116.478) (313.826) 0 0 83.451 0 68 0 0 Total (Industry) 57.727 195.015 154.136 24.348.641 0 0 0 0 332.125 0 147.927 626.259 1.018 2.287.888 7.911 (33.529 12.060.108 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 1.057 0 157.779 10.632 14.966.469 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 636.059 429.644 0 CLAIMS RECOVERIES FROM RETAKAFUL Etiqa Takaful Berhad Hong Leong MSIG Takaful Berhad HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 4.005 0 152.967 191.086) 220.005.107 0 76.217.957 578.907 0 0 0 140.614.822 0 0 3 185.117.TABLE 31 CLAIMS (RM) Marine.881.876 0 0 4.762.730.695 48.890.639 1.220.060 0 0 1.808 625.126 68.742 5.626 12.763.028.494 4.012 0 0 0 0 94.310 0 0 4.080 0 4.654 2.106 0 0 0 0 0 6.679 68.653 0 0 0 0 94.426) 0 0 83.847 0 0 56.392 3.909.435.644 0 0 0 0 0 Total (Industry) 520. Aviation & Transit Company Fire Aviation Cargo Marine Hull GROSS CLAIMS PAID (LESS SALVAGE) Etiqa Takaful Berhad Hong Leong MSIG Takaful Berhad HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 17.448 4.111 (45.075 0 3.186 39.060 0 0 (8.304.358.630 599.508 0 138.857 4.160.445.072 NET CLAIMS INCURRED Etiqa Takaful Berhad Hong Leong MSIG Takaful Berhad HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 20.

949 3.122.791 29.982 3.486.776.942 16.306.242 0 18.776 0 2.233 1.052 4.714.644 872.034 10.902 1.440 173.953.958 4.317 33.815 252.196 338.186 6.003.563.489 344.126.522.283.300 0 303.350.584 2.662 35.336 720.113.752.498 191.336 1.301.354 455.701.451 716.103.279 8.104 21.642 0 0 0 0 0 5.158.151 691.239 647.513 27.659 1.409 24.422 85.354 6.531 0 0 100.120 346.001.364.503 11.634 540.788 395.606 4.611.616.136 372.547 38.914 0 0 0 0 0 0 0 0 0 0 0 0 406 0 0 0 0 0 0 0 39.056 66.683 0 0 0 0 0 34.443.271.289 3.273 198.614 1.100.834 16.928 5.189.438.131) 746.203 1.224 768.920 455.502 157.734.343 12.361.928 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 81 .641.430.978) (80.312 0 (559.014.273 84.756.585.031.415.090 261.563 501.720 53.350 1.422.436 0 303.439 14.085 470.965 11.056 65.255 3.819 1.659.088 0 384.677 0 0 0 15.260 0 36.702 0 0 22.079 6.211.820 548.746.488 0 0 226.903 1.412.302 0 0 3.482 0 23.612.136 35.178 0 1.488 0 0 99.728.616 0 0 0 0 0 565.787.978 0 0 3.471 4.860 187.314 1.239 515.210.820.254 0 248.583 1.459.465 4.634 2.554 67.685 989.521.782 0 35.231.978 60.755 0 15.059 0 0 0 0 0 29.376 0 0 22.716.282 1.506 812.216.265.578 48.296.407 0 0 0 0 131.677 15.954.869 2.992 0 0 84.425.960 2.851 5.512 43.760 0 0 0 1.476 0 329.930.674) 123.547 464.409.221 12.565 61.063 0 42.702 1.521.485.561.051 396.423 770.679.606 0 0 100.048 2.330.391 (1.444.960 3.550.108 70.680.493.342.366.280 0 0 6.993 45.271 2.248 29.079 1.269 5.617.394 2.905 6.905.245.820 0 27.383 12.162.433 10.875.117.179.178.698 18.458 0 0 0 0 0 0 0 0 0 0 22.822 0 50.022 4.006 4.655.566 5.110 1.914 0 0 0 28.947 514.580.982.420) (362.675 713.942.072.669 56.590 2.426 (4.144.416 4.011.059 1.364.285 9.262.211 17.076 0 1.676 6.555 1.440 0 9.716 6.088 9.018 0 0 0 0 0 0 0 306.374.523.482 0 0 0 0 0 0 0 23.285 0 10.262 696.591.931 6.524.741.948 910.432) 7.607 199.179 43.087 0 0 0 35.046.635.266 0 1.057 10.141 (612.332 0 0 0 0 0 0 55.058 1.304 33.032 (3.417 217.211.648.460 38.667 0 0 0 127.561.128.537 1.251 136.206 4.837.203 22.015 12.303.007.687 608.720 479.767 13.050 0 0 1.512) 5.285 0 0 0 950.497.537 29.965.601 49.631) 918.831 661.067.289 0 0 0 1.936 2.924.072.411.365 606.262 220.882 106.254 128.072 58.273.816.738 3.849.078.924.262 0 0 0 887.993 1.621 299.311) 177.698 18.407.077 8.003 2.409 24.770 12.528.968.510 555.009.075.705 40.366 12.Motor Miscellaneous Motor ‘Others’ Bonds Contractor’s All Risks & Engineering Liability Medical and Health Others Personal Accident Workmen’s Compensation & Employers’ Liability Total 338.121 395.582 1.801.431 7.915.585.664 10.976 18.615 126.484 604.738 0 990.497 0 (3.512 13.248 18.148 2.841.466 1.825.904 676.625.337 816.231 5.596 0 (6.498 1.261.822 0 12.560.611.692 80.029.346.782 0 70.205 253.594 1.682.631 12.444 4.510 307.502 31.638.512.761.913 2.925 15.839 5.507 3.765.313.615.065 0 0 0 1.005) 56.361 0 12.373.351.711 2.831.707 6.962.402 417.292 1.590.

655.78 45.79 (8.403.19 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 49.386 1.561.313.79) 47.66 44.72 60.925 15.51 9.091.554.630.007.421 128.674) 123.77 80.301.73 9.619 6.728.957) 134.82 21.825.564 36.034 716.497 77.30) 16.074.66 6.57 126.755 1.33 24.540.24 77.83 54.502.711 36.07 Total (Industry) 52.875.33 14.791.068.41 Percentage of Earned Contribution Income (%) * including Bad & Doubtful Debts 82 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .466.374 (973.585 479.571 1.252.74 16.502 97.085 40.351 12.51 21.93 78.456 213.98 86.975 28.224 1.369.928.42 22.486.527.942.210.880 44.611.867.513 27.010.871 110.380 10.88 102.413 12.06 19.928 193.051 859.195 8.032 (3.262.035 1.403.895.38 (39.86 85.69 23.54 85.205 (978.512 13.95 0.820.503.961 28.072 58.163 28.554 Total (Industry) * including Bad & Doubtful Debts Company Net Claims Incurred Net Commissions Management Expenses*1 Underwriting Expenses Etiqa Takaful Berhad Hong Leong MSIG Takaful Berhad HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 59.755.826) Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 3.864 4.92 84.902 63.16 17.096 245.69 37.710 28.087.TABLE 32 UNDERWRITING ACCOUNTS (RM) Company Earned Contribution Income Net Claims Incurred Net Commissions Management Expenses* Underwriting Etiqa Takaful Berhad Hong Leong MSIG Takaful Berhad HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 801.501.81 53.113.63 37.943.963 259.522) 25.959.184.451 (17.408.329 8.142.949.

FAMILY TAKAFUL .

269.080.496.514 117.872.082.825.521.510 303.680 10.202.924.959 3.973.990 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd Total (Industry) TABLE 34 REVENUE ACCOUNT .223 5.722.285 59.934.863 291.614 649.815 27.474 68.958.484.402 1.736.184.373 267.178.035.005 1.846.877 46.589.521.689 1.982.193.866 1.089.693.281.575 6.082.638 29.396 208.115 83.985 27.345 11.734.752.837 272.284 45.296 2.399 137.545 0 528.154.794 349.066.296.379.809 195.229.733 AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 84 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .656.522 9.054 52.889 5.922.321.944.788 65.034 265.910.255.930 134.886.087.490.197.033 20.943 33.428.930.060 60.967 199.195 562.742 56.116 1.580.116.827) 36.801.355.115.928 751.713 7.806.335.192.775 267.734.910.278.184 14.077 223.153.431 15.437.315.316 0 0 0 0 21.533 57.154.466.707.734.376.387.324.237.472 127.798.685 Total (Industry) 401.613 50.148.303 267.761.853.091 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 7.122.501.898 7.600 699.174 210.788 132.255 7.939 70.170 998.219.OUTGO (RM) Company Death Maturity Surrender Others Total 2.130 3.465.299.107.519.964 125.677.761.452 0 20.513 0 0 0 76.360.522 311.575 1.490.683 648.990.075 26.640 63.547 3.001.241.749 4.940 141.825 431.337.916 23.250.929.461 1.565.669.152.744 125.657.546 2.895 0 44.TABLE 33 REVENUE ACCOUNT .339 29.116.925 1.920 258.489 10.037 104.576 (1.495.957 61.765 25.588 122.320.081 5.915.112 54.640 2.737.037 523.908.704 0 0 343.374 9.564 52.923.667 6.976.INCOME (RM) Takaful Fund and Reserves Beginning of the Year Company AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad Annuity Investment Linked Ordinary Total 0 0 0 848.024 138.624.280.990.635 6.

394 819.285.454 3.106.414.210 175.790.342 182.744.560 214.699 0 0 0 12.314 0 0 0 7.846 409.842 1.185.170 8.148 563.017 800.254.192.254.566.000 2.840.361 258.271.675.322 701.833 7.301 193.885.069 136.099.103.435 12.000.439 100.804 84.675 153.827 0 0 0 0 108.151 0 0 888.797 10.512 5.420.349.888 752.271.192 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 85 .084 51.600 0 93.773.460 1.839.512 5.028 494.598.851.119 4.041.576 32.248.568 0 10.886.526.123.078 574.510.910.570 1.143 941.000 193.260.377.611 527.129 4.400 10.424 593.767.662 17.753 175.209.734.768.495.700 7.195.605.377.952 46.494.028.894.241.495.853.192 Commissions Paid Management Expenses Bad and Doubtful Debts Diminution in Value of Investment Other Outgo Transfer to Income Statement Takaful Fund and Reserves Carried Forward Total 0 0 0 37.750.119.448 0 0 0 10.250.592.743.759.737 8.403.550 0 1.832.723.371.043.289.903 0 0 0 0 0 0 0 0 6.944.195.244 1.284.957 16.516 46.268 151.886.537 21.082 0 0 8.572.820.073 12.612.054.765 30.998.396.888 1.967 39.459 339.734 1.894.860 8.708 47.052.344 0 0 0 8.736.886 891.403.135 33.668.649.379.716 180.000 861.807 2.170 8.888 1.663 344.092 2.148 563.706.396.371.471.743.248.608 38.428 4.833.661 98.907.094 20.195.666 51.128 156.028 0 0 153.562 188.129 37.832.289.675.393 0 0 0 25.426.268 151.539 160.143 941.994 5.000.952.260 7.027 36.172.514 85.708 652.338.965 4.120.367.170 1.296.282.407 18.172 177.782.686 0 416.128 0 0 0 0 0 0 0 0 0 71.826 12.000 77.164.944.601.174.000 0 0 111.507.866.677.828.785.090.642 233.143.666 51.910 15.767 1.809 234.853 0 0 1.866.907 128.528 0 0 439.243.336.995 14.884.185.470.028.310.953 308.817.511.925.052.921 20.131.617.635 1.573.348 113.716 180.588 4.245.424 593.156 42.317.952.830.763 2.102 23.198 0 88.239.Net Contribution Income Net Investment Income Bad Debts Write Back Recovery of Diminution in Value of Investment Other Income Total 83.907.997 108.

141.273 2.000 0 0 0 0 201.615.290 28.632 142.782.981 38.591.790.005 0 0 77.069 136.420.313 1.143.205 27.308.769 57.269 4.525.605.260 2.308. Plant and Equipment Investment Properties Financing Goverment Islamic Papers Islamic Debt / Security & Equities 0 0 0 66.690 31.668 (468.612 312.423.209.652 28.995 0 78.439 100.092.204 82.923.052.214.317.210 1.778 0 1.852.617.200.394 819.701.277 0 0 16.469 0 19.507.869.155.582 496.201.213 69.473 397.391.121 129.752 TABLE 36 ASSETS OF STATUTORY FUNDS (RM) Investments Property.663.892 403.250 11.446.378.298 3.586 26.467 46.612 0 0 0 0 0 0 0 7.131.231 9.087.548.500 87.015 0 73.921 302.631.376.979 617.598.201.840.840 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 0 0 0 0 0 0 207.509 337.000 13.087.119 4.851.241.222 5.494.846 409.540.430 4.412.549 9.833 7.782.800 50.030) 148.662 2.711 1.252.138 4.170 21.564.885 13.410 1.106.895 291.300 105.608 38.998 1.285.426.768.454 41.TABLE 35 LIABILITY OF STATUTORY FUNDS (RM) Company AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd Total (Industry) Takaful Fund & Reserves Provision for Outstanding Claims Amount Due To Income Statement / Takaful Funds Provision For Tax On Unrealised Capital Gains 113.666.948 66.300 7.990 1.621.753.714.086 12.566.100.579.192.473 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 0 0 0 0 0 0 0 0 0 0 0 0 35.751 8.919.235 276.663 344.726 318.605.570 1.670.140.230 Company AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad Total (Industry) 86 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .099.441 200.793.802.878.695.619.969.307.622.200.572.586 2.717.709.552 2.368 27.853.462.

653 0 1.973 88.520.348.590.959.947 440.606 22.298 35.137.885 619.880.635.211.121.302 81.635.193.083.350.528 42.061 27.823.087 1.097.000 97.456 1.045.538.532.382 201.232 795.999.551.085.335 118.064.397.547 0 0 0 0 66.874.724 7.045.543 610.192 111.612 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 87 .602.502.115 10.193.858.316 29.Other Liabilities Total Liabilities 2.391.691.057.523.335 118.715.806 159.083.897.096.837 1.750.155 11.846 33.612 Investments Other Investments Total Foreign Assets Investment Accounts and Islamic Money Market Cash and Bank Balances Other Assets Total Assets 23.974 101.088.428.085 146.685.106 1.889.110 838.159.388.235.097.902 22.528 42.822.448 3.453.964 226.676 38.533.076.238.129.909 22.752.340 11.361.004.453.589 884.700.235 1.707 1.611.297 368.231.177 292.633.854 60.132.162.247 0 0 0 0 22.492.026.059 384.105.543 17.054.789.067 146.923.226 383.062 125.616.333 51.061 449.934 1.861 159.489 329.385.523 121.822.176 129.904 17.654.907.836 3.072.520.677.520 241.633 58.854.750.676 89.814 24.319.728 6.346.099 5.310 1.012 4.673.348.743 3.256 555.521.226 383.578.164.086 32.742 4.075 8.075 8.741.006.661.910.848.673.312.000 74.056.716.408.742.897 0 0 0 0 31.255 1.597 10.072.282.110 3.601.171.588.247 2.784 17.742 4.956 25.085 146.536.555 316.262.752.121.436 4.450.031 9.442.042.910.000 3.941 129.596.397.428.319.789.767.077 58.672 272.892 7.769.627 8.906.077 25.672 14.837 1.955 7.274.453 3.906 17.589 117.589 884.057 80.762.132.947 440.454.447.

965 20.035 0 0 17. of Sums Participated Single Contributions Annual Contributions 22.102.297 15 32 175 1.977.412 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 84.413 0 49.586 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 7.694 24.139.737.292.420.704 0 0 627.800.592 27.420.432.968.645 0 0 245.000 0 0 2. of Sums Participated Single Contributions Annual Contributions AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad 882 13 0 55.678.615 7.385 368.693 .457 47 278.909 0 0 0 132.TABLE 37 NEW CERTIFICATES ISSUED .839.898 5.040.936.213 0 3.000 60.945 758.750.436 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 0 0 0 33.341 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad Temporary Company AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad Grand Total Medical & Health Company AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd Grand Total 88 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 No.286 1.614 55 28.990.965 0 0 0 0 2.482 0 0 0 62.799.941 33.090.126.139.508 No.558.590.722.465 0 0 0 1.393.000 0 0 234.910 1.408 78.139.766.049.483 1.332 866 0 2.799 38.876 6.019.638 22.828.000 0 0 0 0 0 0 0 12.000 0 0 469.572 2.905 0 0 3.000 112.855.717.410 20.590.034.931 314.403.014.894 150.444 0 152 2.090.132.058.382.000 6.422 770.994.000 0 0 24.722.961 0 76.416 0 72. of Sums Participated Single Contributions Annual Contributions 5.410.363.449 212.INDIVIDUAL ORDINARY FAMILY Endowment Company No.333 2.844 0 0 0 803.553.324 0 0 0 0 0 0 0 6.929.937 17.188 76.155 0 0 435.304 0 0 292.430.315 Grand Total 92.486.186 0 0 0 0 0 0 0 25.303.481 940.474.690.094 0 0 0 0 0 0 12.802 0 0 0 0 4.324 2.153 13.725 0 0 0 17.437.

INVESTMENT LINKED Endowment No.015.638 12 5.959 15.602.106 37.060 242.210 49. of Sums Participated Single Contributions Annual Contributions 5.883 21 1.943.227.998 4.014 2.080 476.707 2.392 62.592.058.719 3.449 120.110.128 No.790 199.257.922 5.586.940.932 2.430.269.758.117 742.850.451 0 17.228.412.340 8.000 292.238 0 17.770.000 43.784.188 0 4.199.241.000 0 0 4.640 39.792.712 1.637 103.307.568 44.661.065 2.266 57.804.980.749.656 330.656.192.932 10.525 4.940.500 7.079 0 699.231 9.440 0 1.289.180.926 0 5.599 187.956 96. of Sums Participated Single Contributions Annual Contributions 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Temporary I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 89 .614 1.

792.935.020 12.558 218.879.180 215.297 167 2.133 861.972.029 0 28.271.957 Grand Total 0 1.132.743 300.253 382.290 0 0 0 4.INDIVIDUAL (cont’d) ORDINARY FAMILY Other Plans Company No.946 1.863.540 0 0 0 0 0 0 Grand Total 17.011 7.523 1.845.540 247.656.889.540 0 Company No.790 36.929.770.446 940.949.126 0 0 0 803.720.018.394.480 0 0 0 0 4.873 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 7.430.904. of Sums Participated Single Contributions Annual Contributions 28.732 314.841.729 65.731 0 172.977.723.276.903.108 Riders TOTAL Company No.744.089.007 0 99.846.535.737.814.617 51.855.729 0 0 1.154.913.650 AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad Grand Total 90 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .715 0 0 0 0 0 0 2.TABLE 37 NEW CERTIFICATES ISSUED .080.388 0 0 0 0 2.166.801 0 0 16.650 6. of Sums Participated Single Contributions Annual Contributions AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 0 17.439 2.305.410 2.650 11. of Sums Participated Single Contributions Annual Contributions AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad 0 0 0 0 8.876 8.125 0 53.483 13.614 17.492.559.019.421 337.364 13.271.290 4.748.911 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 0 0 0 0 317.151 37.399.913 265.911 13 0 348.375.307 7.735.035 0 0 17.304 989.219 0 11.718.429.966 570.638 38.413 0 51.767 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 84.591 0 26.945.816 0 68.946 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 0 0 0 0 59.733.345 31.271.650 0 0 0 11.155 0 44.935.578 40.

199.000 43.482.127 0 398.449 120.451 0 17.053.058.238 0 17.289.614 1.224 110.604.241.816 No.220 Riders TOTAL No.014 2.841.247 2.965 2.210 10.500 2.500 295.206 18.004 0 172.879.117.011. of Sums Participated Single Contributions Annual Contributions 0 263 0 0 0 25.295 177.308 103.391.164 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 91 .525 5.142.266 57.922 5.000 0 0 0 47.850.106 37.656 330.883 284 1.816 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 263 25.901.110.942 0 0 0 0 0 0 0 478.060 247.217 0 0 0 0 0 0 0 4.500 55.269.278 0 0 0 1.707 29.084 476.771.940.079 0 724.192.188 0 4.998 5.790 199.227.586.796.000 1.719 3.640 244.734.729 0 0 0 0 0 0 0 202.494 10.362 0 0 0 0 0 205.770.124.440 0 1.942 0 478.105.412 919.724.749.065 2.796.695 44.895.210 730.726 394.890 47.000 0 0 4.712 1.478 0 0 0 0 0 0 937.638 12 5.104.926 0 5.380.INVESTMENT LINKED Other Plans No. of Sums Participated Single Contributions Annual Contributions 5.127 206.412.228.012.318 96.930.818 8.380.147.973.508.588.156.480. of Sums Participated Single Contributions Annual Contributions 0 0 0 0 24.943.

931 AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad Grand Total Temporary Company AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad Medical & Health Company No.590 4. of Sums Participated Single Contributions Annual Contributions 0 124 0 279 0 0 0 0 0 24.599.567 47. of Sums Participated Single Contributions Annual Contributions 0 0 2 611 719.894 59 35 9 11.448 0 1.636.741.683 176.484.080 107 0 0 0 4.000 251.685.000 0 0 0 0 0 0 0 43.721 0 AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 92 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .525.717.262.494 32.868.124.000 0 20.555.249 0 0 0 0 Grand Total 1.205.802 0 0 0 0 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 19.152 143.035 1.000.238.773.310.948.070.661 4.101.772 8.425.863.297 72.600.982 34.861 145.GROUP ORDINARY FAMILY Endowment Company No.913.500 0 0 0 0 0 0 0 166.788 1.840 0 1.937.521 36.196 No.089.584.140.234.520.403.271.098.446 2.929.412 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 0 0 0 7 0 0 0 136.040 0 39.500 0 0 0 0 0 0 0 1.943 19.940 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 0 0 0 0 0 0 0 18.936 1.527.962.782 441.614 16.355.159.755.037 69.901.318.421.TABLE 38 NEW CERTIFICATES ISSUED .770.269.896 231.093.558.593.173 134.015.763.844 233 3.000.101.000 0 44.856.959.345.781.517 105 4. of Sums Participated Single Contributions Annual Contributions 0 0 0 226 0 0 0 3.857 51.232 2.605 17.637.810 38.570.337.065 38.139.554.641 14.510.681 0 0 0 0 Grand Total 74.166.904 16 3.765 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 0 0 1.091 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 49.

641 14.065 38.449.857 93.940 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 19.901.599.661 7.111 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 93 .867.393 0 AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad Grand Total Riders & Retakaful Accepted Company No.210 12.797.928 0 0 0 0 0 0 77 5.749 0 26.740. of Sums Participated Single Contributions Annual Contributions AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad 0 0 0 0 0 13.748 2.153.988.772 8.070.422 0 618.270 36.234.564 18.614 24.186.269.860 38.512.989.370 0 0 0 65.037 69.119 47.305 576.982 74.044 0 175.093.773.747.748.163.329.658.904 16 4.433.265.844 Grand Total 76.544 0 0 0 1. of Sums Participated Single Contributions Annual Contributions 0 77 0 0 0 5.894 59 35 9 11.228.052 178.247 197.466 0 0 0 11.098.690.092.413.506.ORDINARY FAMILY Other Plans Company No.050 0 0 0 6.116 719. of Sums Participated Single Contributions Annual Contributions AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad 0 201 2 1.297.545 0 0 0 728 0 0 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 0 0 0 0 0 3.936 21.135.401.262.391.929.341 72.256 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 0 0 0 0 0 1.015.318.597 219 4.342.759 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 49.504.788 1.605 21.614.074 1.567 48.636.753.818 0 1.840 0 1.264.559.390 264.274 27.710.849.050 6.523.140.856.107.634.465 0 0 0 0 0 0 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 0 0 0 0 0 1.000 0 0 0 35.510.451.500 0 239.884.329.355.943 19.567 0 728 0 43.205.973.948.476.000 0 4.554.961.570.559 65.635 145.614 0 0 0 0 Grand Total 0 21.256 TOTAL Company No.

031 0 0 0 46.759 1.608.291 676.059.389 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 2.822 140 0 0 1.268 (1.625.INDIVIDUAL ORDINARY FAMILY Death Company AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd Grand Total No.150 33.849 1.328) 3.155 559.260 4.396 297.000.577.604 2.406 1.928 150.866.132 0 0 0 0 0 0 0 0 0 0 0 0 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 0 0 20.672.118 0 1.000 3. of Sums Participated Annual Contributions 0 0 0 3.000 4.349.294 0 0 0 184.613.186.751 7.993 51.582) 89. OF LIABILITIES OR CONTRIBUTIONS .431 0 0 7.020.TABLE 39 TERMINATION ETC.243.670.406.597 76.772 9.279 123.482.511 39 396 (619) 66.285.856.085 20.681.209. of Sums Participated Annual Contributions AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad 19.993 Maturity Company No.113.612.555 14.662 0 0 529.433 (15.031.447 118.249) 3.019) Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 3.001 0 63.971 4.504.896 AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad Other Causes Company No.626.255.779.409 0 69.725.081 (553.497.868 9.016.938 20.088 0 28.884 134.221 9.469 0 71.741 1 0 47.359 224.162 3.472.520 0 132.317 Grand Total 23. of Sums Participated Annual Contributions 2 0 0 3.341 0 0 0 1.510 4 0 26 30 112.964.100 43.129 0 7.375 15 0 635 353 542.821 31.081.758 295.594.335 Grand Total 94 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .705 (78.

942.806.036 30.317.543.754 2.555 0 0 27 0 0 0 609.551 224.009.400 Other Causes Other Causes No.611.576.977.719 0 0 0 0 0 73.811.249.248 1.280 0 0 12 15 12 80 643.284 21.602.926 217 2 14 12 9.550 835.295.700 9.553.051) 3.000 891.195.905 488.000 0 0 0 0 4.306 75. of Sums Participated Annual Contributions No.235 9.735.124 0 0 0 0 0 551 1.698 104.198 377 204 0 125.793 80.000 541.142.200 11.740 0 0 0 0 65 0 0 0 2.771 Maturity No.429.107 22.470 0 0 0 0 0 0 0 0 0 0 0 0 48.871 0 0 0 0 0 214 0 51 0 24.442.492 257.635.518 363.889 734.151 0 2.261 2. of Sums Participated Annual Contributions 1 2 0 0 1.361.720 13.250 4.185 (302.817 92 3.600 128.600 19.049.266 2.799.400 851.400 0 3.879 0 0 33.660 0 0 0 0 80.393 251.730 21.180 2.138 0 3.054.625 125.253 1.719 0 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 95 .636) 98.820.ANNUITY INVESTMENT LINKED Death No.643 1.832. of Sums Participated Annual Contributions 0 0 0 930 0 0 0 64.200 0 0 1.860 27.298.927.798 26.363.996.066 941 14.097.847 0 1.048.306 143 1.838 225.200 367 17.875 (725.285 137. of Sums Participated Annual Contributions 1.137.917 63.

046.715.291 11.776.151 3.520.606.666 0 0 10.277.393.333 0 295.096 22.460. of Sums Participated Annual Contributions AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad 0 0 0 0 0 0 0 0 0 0 0 0 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 0 0 0 0 0 0 0 0 0 0 0 0 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 0 0 0 0 0 97.573.455 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 2.566 20.424 295.001 0 87.749 0 0 0 0 0 0 Grand Total 0 97.493 (787.950 17. of Sums Participated Annual Contributions 145 0 0 196.846 123.802.357 442.495 AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad Grand Total Transfers to or from Malaysian Register Company No.210.708 101.749.129 0 18.669.612.158 0 10.689.296.930.525.364.506.509.154 157.815 103.968 1.361 1.072.152 (6.459) 4.222 62.415.612 1.148 11.325.619 67.535 278. OF LIABILITIES OR CONTRIBUTIONS .562 39 4.250 14.586.902.751.380 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 542 17.586 59.900 10.108 13.484.578 21.946.628.265 37.211 20.024 1.736 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 3.672 13.379 10.568.888 1 0 250.428.903.278 6.100 340.901.777 22.749 0 TOTAL Company No.876 8.819 0 0 22.902.877 279.059.719 20.424 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 47 0 4.167.710.078.719 AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad Grand Total 96 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 . of Sums Participated Annual Contributions 19.804 777.393.746 149.326 33.866.055 2.102 200.913 16.433.208 1.460.INDIVIDUAL (cont’d) ORDINARY FAMILY Surrender Company No.759) 396.079.TABLE 39 TERMINATION ETC.691.393 576.066 72.

200 0 0 0 0 565 0 0 0 31.436 280.000 0 479.097 19.283 4.914 74.908.774 0 0 0 0 0 0 0 0 0 0 0 0 9.120 1.532 0 0 215 0 0 0 5.662 523.391 5.INVESTMENT LINKED ANNUITY Surrender Surrender No.832.280.173 1.170 0 0 0 0 0 0 0 0 0 0 0 0 58.114.717 0 Transfers to or from Malaysian Register No.121.820 3.136.287 0 0 242 0 0 0 6.976.665 476.092.298 852 3.478 0 0 0 0 311.954 13.974 872 40.369.692.295 3.610 2.373 271.997 129.165.486.707 237.092.940 0 0 0 0 630 0 0 0 34.436 0 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 97 .639.308.948.892. of Sums Participated Annual Contributions 166 98 13 0 20.157 388.424.299 0 301.262 1.274 2.436 0 0 0 0 0 96.813 22.062.031.744 3.178.192.494.153 0 5.234 299 743 249 405.459.488.350.591 44.478 TOTAL TOTAL No.669 56.339.717 0 0 0 0 0 18.942 404 2.365 477 217 930 145.639 303.923.230) 119.359 25.316 1.011.094 3. of Sums Participated Annual Contributions No.220.400 16.376 27.062 4. of Sums Participated Annual Contributions No.351 (294.047.115.615 6.924. of Sums Participated Annual Contributions 1.176 7.000 0 0 0 0 4.750. of Sums Participated Annual Contributions 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 311.952 91.000 0 0 0 0 418 0 2.267.595.841 176.375 27.424.875 63.683.508 780 37.031 994.050 22.375.063.212.164.677.287.402.874 38.661.501 20.708 386.386.851.236 19.

210.678 1.GROUP ORDINARY FAMILY Death Company No.498.544 0 63.233 Maturity Company No.060 Grand Total 286 155. of Sums Participated Annual Contributions AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad 0 0 0 0 1.007 0 0 0 435.032 54. of Sums Participated Annual Contributions AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad 0 76 0 1.144 Other Causes Company No.597 61 29 5 8.781.297 2.095.950 0 0 0 464.725 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 1.396 0 0 0 0 0 0 0 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 0 1 0 0 0 58.261.506.402 18.TABLE 40 TERMINATION ETC.849 15.859 1.794.425.456.980 262.562 0 240 0 258 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 283 0 0 0 10.031.670 49.219 124.900 55.144 Grand Total 12.820 Grand Total 9.683.148.000 7.598.000 36.551 73. of Sums Participated Annual Contributions AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad 0 0 0 0 0 1.675 0 0 0 38.400 0 1.784 0 0 0 0 0 0 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 12.951 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 0 4 5.578.700 0 0 0 1.331.549.360 5.897.649.621.604.910.963.326.555.771.754.129 3.190 130.538.151 0 2.505 0 0 0 15.396.533.675 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 3 0 0 0 12.662 435.677 0 0 0 204.087. OF LIABILITIES OR CONTRIBUTIONS .347 1.475 0 0 946.671 106 0 1.847.855.792 6.092.931.931.630.425.547 29.120.784.896 98 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .771.

626.149.048 0 0 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 0 0 0 0 0 0 0 0 0 0 0 0 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 0 0 0 0 0 0 0 0 0 0 0 0 Grand Total 0 12.899 2.200 0 1.588.482.420 Grand Total 18.558 0 0 0 10.075.559.070.671 106 1.406.710 11.830.467 3.653.819.509.444 Grand Total 40. of Sums Participated Annual Contributions AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad 0 76 0 1.067.899 0 0 0 2.670 354.263.548 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 99 . of Sums Participated Annual Contributions 0 0 0 0 303.723.062.ORDINARY FAMILY Surrender Company No.742.540 132.542 1.764.911 216.450. of Sums Participated Annual Contributions AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad 0 0 0 0 0 12.396.272.560 0 407 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 18.240 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 1.792 6.154.402 22.616 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 31.048 0 12.670 0 2.803.162 0 114.369.761 29.895.935.106 4 5.457.026 286.921.449 0 111.013.596.283.469 15.468 77.440.828 3.796 279.479.347.840 210 1 0 0 9.146 0 0 0 1.963.227 Company No.755.620.432 15.933 0 2.048 AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad Retakaful Accepted TOTAL Company No.189.604.810 63 29 5 8.287 10.269 0 0 0 1.895.609.807 0 0 0 594.316.705 1.495.452.003.235 1.000 233.605 57.719.357 6.440.

935.594.648 8.993 353.072 0 0 405.000 41 737 0 1.241 233.705 2.671 12 0 5.337.784 15.107 0 93.812 0 0 699 20.220 190.281.990 479.689.169.487 167.060.920 0 0 0 6.107.897 0 50.891 0 0 2.212 0 56.976.008.791.090 240.829 3.000 695.742.687 0 37.602.823.906 31.123.550.323 391.284 5.808 114.042 2.814 18.491.415 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 1.453.577 289.697 0 0 433.195.871 0 694.827.115.388 0 265 1.504.208 Grand Total 899. of Sums Participated Annual Contributions 20.420 81.300.569 0 0 162.000.008 86.732 958 6.475 1.990.278 105.170.848 88.799.672 806.333.387 196.628. of Sums Participated Annual Contributions 5.TABLE 41 CERTIFICATES IN FORCE AT END OF YEAR .571 0 0 415 21.165 0 0 0 0 0 0 0 0 0 0 0 0 39.404 .530.739 656.003 32.844.640 Medical & Health Company AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd Grand Total 100 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 No.414.838.944.780.579. of Sums Participated Annual Contributions 3.652 70.359.148.449.696.356 15.882 148.501 2.910.414 790.157.446 0 830.182.021 71.000 0 418.610 19.504 0 0 20.432.863 257.000 0 143.115.705.590.500 154.INDIVIDUAL ORDINARY FAMILY Endowment Company No.278.051 0 232.332 0 469.846.000 34.274 AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad Temporary Company AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd Grand Total No.792 0 289 23.869.992.

302 10.228.463.469.456.098.332 450.544 25.122 7.423 0 1. of Sums Participated Annual Contributions No. of Sums Participated Annual Contributions 9.705 191.692 595.356 17.079 850.018 31.974 863 1.007.346 13.373.522.295 112 2.434 28.INVESTMENT LINKED ANNUITY Endowment Immediate Annuities No.563.489.000 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 8.802.315.190.838.569.479 0 0 0 388.396 0 0 0 0 0 0 0 0 0 0 0 0 688.674 576.143 35.809.563 16.844 2.510 0 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 101 .898 2.395.328 1.119 0 0 0 0 0 0 0 0 0 0 0 0 0 32.651 15.600.023.001 78.222.787 80.827 236.136.849 0 0 0 990.378.857 13.549.900.669.636.313 80. of Sums Participated Annual Contributions No.268 32.576 0 0 0 0 0 0 0 0 0 0 0 0 121.491 1.318 0 31. of Sums Participated Annual Contributions 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 20.028 0 0 0 Temporary Deferred Annuities No.275.554.408.822.043.574 165.814.515 713.622.510 0 0 0 0 0 0 0 0 29.

815.810.494 0 122.995.888 82.142 6.566 1.870 71.775.031.578.435 443.545.206 0 1.086.886 0 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 0 0 0 0 0 0 0 0 0 0 0 0 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 0 0 0 0 0 0 0 0 0 0 0 0 Grand Total 35.966.584 137. of Sums Participated Annual Contributions AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad 0 0 0 0 10.697 86.425 16.302.031 0 35.875.155.334.227 45.731 977.009 0 0 0 250.024.738.814 31.210 0 0 0 352.274 2.269.996.885 13.006 40.578 0 214.362.009 250.623.954 Riders TOTAL Company AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd Grand Total 102 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 No.702 70.INDIVIDUAL (cont’d) ORDINARY FAMILY Other Plans Company No.256.141 5.931 3.875.889.306.312. of Sums Participated Annual Contributions 29.661 204.882.673 97.279 55.721 36.869.035 17.445 Grand Total 0 11.400 9.360 0 396.179.232.000.323 680.105.034 532.887 693.337.267 32.802 237.716.308 194.936 0 2.361 82.689.292 21.250 947.251.368.397.632. of Sums Participated Annual Contributions AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad 0 0 35.037 0 12.141 131.158 .529.886 Company No.567 2.680.392.483 2.962 20.632.732 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 0 0 0 0 317.899 53.210 352.171.310.591 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 0 0 0 0 0 165.000 330 24.973.TABLE 41 CERTIFICATES IN FORCE AT END OF YEAR .811 1.155.354 609.523.408 12 1.822.813 276.157.919.181.871 861.

228.234.620. of Sums Participated Annual Contributions 9.161.023.304.600.887.045. of Sums Participated Annual Contributions 0 0 0 0 23.381.931.651 15.058.574 887.INVESTMENT LINKED Other Plans No.747 853.338 2.909 0 5.696.607.705 191. of Sums Participated Annual Contributions No.494.651 713.000 3.431.451 1.423 0 1.849 0 0 0 990.408.328 1.869.822.559.587.544 25.226 144.955 Riders No.332 450.306 0 861.849 0 0 0 0 0 0 11.889.315.620.295 1.143 35.802.176 29.777 0 0 0 3.510 0 I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 103 .565.211 28.217.546.974 863 1.356 17.353.632 0 0 0 3.157. of Sums Participated Annual Contributions 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1.444 0 31.668 3.563 19.378.407.396 0 0 8.098.193 TOTAL TOTAL No.787 80.479 0 0 0 388.964 0 0 0 0 0 0 0 0 0 0 0 0 121.753 2.636.145 723.955 0 0 0 0 0 0 0 0 0 0 0 0 1.697.402 32.936.500.000 0 22.043.126 0 0 0 150.433 0 0 0 0 399.491 1.299.610.000 0 0 0 0 32.222.136.302 11.510 0 0 0 0 0 689.838.122 7.857 164.226 0 0 0 144.827 4.456.939 78.692 607.898 2.244 35.027.968 0 0 0 0 20.134 0 708.395.985.346 13.136 0 0 721.961.546.313 102.669.632 3.870.

095.929 38.553 0 0 0 0 37.499 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 0 0 0 157 0 0 0 875.960.116.747.920 Grand Total 590 12.TABLE 42 CERTIFICATES IN FORCE AT END OF YEAR .746.476 1.618. of Sums Participated Annual Contributions 0 133 0 279 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 877 186 0 0 0 1.404 694 15.240 0 0 0 4 0 0 0 80.000 0 0 0 134.846.982 49 15.300.616 2.778 AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad Medical & Health Company AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd Grand Total 104 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 No.328 64 39 30 11.072.285.158.180 10.336.888.500 143.291.180.410 0 30.000 0 0 0 8.866.368 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 230.205.203.494.978 3.664 0 2.322 8.850.550.373.500 0 0 0 774.GROUP ORDINARY FAMILY Endowment Company No.446. of Sums Participated Annual Contributions 0 0 0 429 0 0 0 11.319 206.047.952.976.596 42.939 18.554.000 0 .247.017.982. of Sums Participated Annual Contributions 4 4 5 716 2.723.740.927.850.068.459 0 0 0 0 Grand Total 285.207.000 0 0 0 0 1.926 49.659 AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad Temporary Company No.542 2.561.528 2.825.068.445.979.

456 410.988.407.303.101.226.926 49.205.037 15.690 42.500. of Sums Participated Annual Contributions AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad 0 1 0 0 0 13.022.ORDINARY FAMILY Other Plans Company No.960.180 22.780 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 0 0 0 0 0 22.939 18.460.647 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 230.371.207.116.643.978 23.328 64 39 34 11.150 0 0 0 0 Grand Total 0 20.000 0 0 0 0 0 0 81 5.494.887.305.914. of Sums Participated Annual Contributions AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad 4 217 5 1.793.723.553 0 192.024 0 0 0 0 0 0 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 0 0 0 0 0 0 0 0 0 0 0 0 Prudential BSN Takaful Berhad Sun Life Malaysia Takaful Berhad Syarikat Takaful Malaysia Berhad Takaful Ikhlas Sdn Bhd 0 2 0 0 0 35.094 0 87.024 0 AIA AFG Takaful Berhad AIA PUBLIC Takaful Bhd AmFamily Takaful Berhad Etiqa Takaful Berhad Grand Total Riders & Retakaful Accepted Company No.322 11.929 43.017.618.830.500 0 0 0 217.596 146.300.547.291.240 37.212.758.036 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 | 105 .542 2.257.910.326.664 0 2.550.609 0 0 0 8.281 1.160.819 0 134.424 2.445.083.475.170.866. of Sums Participated Annual Contributions 0 79 0 0 0 5.810.847.467 245.712 0 0 0 192.943.982 52 16.000 0 2.819 0 0 Great Eastern Takaful Sdn Bhd Hong Leong MSIG Takaful Bhd HSBC Amanah Takaful (Malaysia) Sdn Bhd MAA Takaful Berhad 0 0 0 0 0 3.920 Grand Total 287.599 TOTAL Company No.410 0 1.976.338.285.927.394.264 2.

Selangor Tel : 6 03 4047 8000 Fax : 6 03 4043 8680 www. Menara Multi-Purpose Capital Square.acejerneh.26th Floor Bangunan Public Bank 6. 50350 Kuala Lumpur Tel : 6 03 2698 5033 Fax : 6 03 2693 8145 91603-K UNI.tokiomarine.rhbinsurance.uniasiageneral.tuneinsurance.com.lonpac.com. Jalan Sultan Ismail. 50000 Kuala Lumpur Tel : 6 03 2262 8688 Fax : 6 03 2715 1332 www.my AmGeneral Insurance Berhad 44191-P Menara Kurnia No. Jalan Raja Chulan 50200 Kuala Lumpur Tel : 6 03 2050 8228 Fax : 6 03 2026 8086 www.com.my 23820-W Ground Floor. 76.com. No.mpib. Jalan Munshi Abdullah 50100 Kuala Lumpur Tel : 6 03 2034 9888 Fax : 6 03 2694 5758 www.my Overseas Assurance Corporation (Malaysia) Berhad 102249-P Level 18.INDUSTRY CONTACTS GENERAL ACE Jerneh Insurance Berhad 9827-A 12th Floor.allianz. Jalan 1/68F Jalan Tun Razak 55000 Kuala Lumpur Tel : 6 03 2180 3000 Fax : 6 03 9281 2729 www. Menara Prudential 10. Jalan Sultan Ismail 50250 Kuala Lumpur Tel : 6 03 2026 9808 Fax : 6 03 2026 9708 www. PNB Damansara No 19.com. Menara BGI Plaza Berjaya.my MSIG Insurance (Malaysia) Bhd 46983-W Level 21 . Jalan Stesen Sentral 5 Kuala Lumpur Sentral 50470 Kuala Lumpur Tel : 6 03 2264 1188 Fax : 6 03 2264 1199 www. Jalan Sultan Ismail 50250 Kuala Lumpur Tel : 6 03 2176 1188 Fax : 6 03 2070 1881 AIG Malaysia Insurance Berhad 795492-W Level 18. The Icon No.my . 638. 9.progressiveinsurance.berjayasompo. 1.oac. Jalan Imbi. Kuala Lumpur Tel : 6 03 2087 9000 Fax : 6 03 2094 1366 www. Plaza Berjaya 12. 50200 Kuala Lumpur Tel : 6 03 2170 8282 Fax : 6 03 2031 7282 www.com.Asia General Insurance Berhad 16688-K Menara Uni. Jalan Ampang.my Progressive Insurance Bhd 19002-P 7th.23 & 27 . Jalan Bukit Bintang 55100 Kuala Lumpur Tel : 6 03 2118 0188 Fax : 6 03 2118 0288 www. Wisma Boustead 71.axa. Jalan PJS 8/9 46150 Petaling Jaya. Menara DION 27. 8. Level 15. 6th. Jalan Raja Laut.my Tokio Marine Insurans (Malaysia) Berhad 149520-U 29th .my Tune Insurance Malaysia Berhad 30686-K Level 9. Jalan Raja Chulan.com.Asia 1008.qbe. Menara Worldwide 198. 7th.com. West Wing. 50450 Kuala Lumpur Tel : 6 03 4259 7888 Fax : 6 03 4813 2737 www.amassurance. Block B1 Pusat Dagang Setia Jaya (Leisure Commerce Square) No. 50250 Kuala Lumpur Tel : 6 03 2058 3000 Fax : 6 03 2058 3333 www.msig. Block 3A Plaza Sentral. 9. No. 21st . 9th & 10th Floor.my Lonpac Insurance Bhd 307414-T LG. Jalan Imbi 55100 Kuala Lumpur Tel : 6 03 2118 8000 Fax : 6 03 2118 8098 www. Lorong Dungun Damansara Heights 50490. Menara Great Eastern 303.my Multi-Purpose Insurans Bhd 14730-X 8th Floor. Level 6.my Allianz General Insurance Company (Malaysia) Berhad 735426-V Suite 3A -15. Selangor Tel : 6 03 7861 8400 Fax : 6 03 7873 7430 www. Jalan PJS 8/9 46150 Petaling Jaya. Wisma Bumi Raya 10.my 106 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 12557-W 11th Floor.com.com RHB Insurance Berhad 38000-U Level 12. Menara BGI.com.com. 12.29 No. Jalan Sultan Ismail 50250 Kuala Lumpur Tel : 6 03 2619 9000 Fax : 6 03 2693 2893 www.com.31st Floor. 55100 Kuala Lumpur Tel : 6 03 2141 3323 Fax : 6 03 2142 4782 www.my QBE Insurance (Malaysia) Berhad 161086-D No. Jalan Sultan Sulaiman.com.my Berjaya Sompo Insurance Berhad 62605-U 18th Floor. Wisma ACE Jerneh 38.aig.com Level 6.

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my 108 | I S M S t a t i s t i c a l Y e a r b o o k F Y E 2 0 1 3 .uniasialife.com.my Sun Life Assurance Bhd 197499-U Level 11. 4 .allianz.Asia Life Assurance Berhad 277714-A Bangunan Uni.com.gov. Jalan Tun Razak 50400 Kuala Lumpur Tel : 6 03 2059 6188 Fax : 6 03 2162 8068 www. 50470 Kuala Lumpur Tel : 6 03 2274 7399 Fax : 6 03 2274 5910 www.my Allianz Life Insurance Malaysia Berhad 104248-X Suite 3A . Kuala Lumpur Sentral 50470 Kuala Lumpur Tel : 6 03 2264 1188 Fax : 6 03 2264 1199 www.15.com.my ACR ReTakaful Berhad 814887-A Unit A . Jalan Bangsar Utama 1 59000 Kuala Lumpur Tel : 6 03 2299 2288 Fax : 6 03 2299 2289 www. 1.my Hong Leong Assurance Berhad 94613-X Level 3. Jalan Conlay 50450 Kuala Lumpur Tel : 6 03 2117 6688 Fax : 6 03 2117 3698 www.axa. Menara Manulife 6.greateasternlife. No. Level 12A Menara UOA Bangsar 5.my Asia Capital Reinsurance Malaysia Sdn Bhd 762294-T Unit A .swissre. Chulan Tower No.1.hla. Damansara Heights 50490 Kuala Lumpur Tel : 6 03 2719 9228 Fax : 6 03 2094 7654 www.bnm.com. Jalan Gelenggang.org. 338 Jalan Tuanku Abdul Rahman 50100 Kuala Lumpur Tel : 6 03 2612 3600 Fax : 6 03 2698 7035 www.my Persatuan Insurans Am Malaysia (PIAM) 3rd Floor. Level 15 Block 3A. Wisma UOA II No. 31st Floor. Jalan Sultan Sulaiman 50000 Kuala Lumpur Tel : 6 03 2031 8160 Fax : 6 03 2031 8170 www.com. Jalan Kerinchi 59200 Kuala Lumpur Tel : 6 03 2080 5200 Fax : 6 03 2080 5399 www. Menara Keck Seng 203.acrretakaful.12A .com Malaysian Reinsurance Berhad 664194-V 12th Floor. Lorong Dungun Damansara Heights 50490 Kuala Lumpur Tel : 6 03 2096 8000 Fax : 6 03 2096 7000 www. Jalan Ampang 50450 Kuala Lumpur Tel : 6 03 4259 8888 Fax : 6 03 4259 8000 www. Bangunan Malaysian Re 17.my Great Eastern Life Assurance (Malaysia) Berhad 93745-A Menara Great Eastern 303. Menara Tokio Marine Life 189.com.com Labuan Reinsurance (L) Ltd LL00067 Tower 5. Jalan Bukit Bintang 55100 Kuala Lumpur Tel : 6 03 2118 3800 Fax : 6 03 2118 3811 www.malaysian-re.piam.my Life Insurance Association of Malaysia (LIAM) No.my Uni.my REINSURANCE & RETAKAFUL INDUSTRY ORGANISATIONS Bank Negara Malaysia 11th Floor. 15A.malaysiantakaful.com Hannover Reckversicherungs AG 993601-H Malaysian Branch Suite 31 . PJ City Development No. 3. 150.INDUSTRY CONTACTS (cont’d) LIFE 723739-W 8th Floor.com Manulife Insurance Berhad 814942-M 12th Floor.8. Main Block Menara Takaful Malaysia No.com Tokio Marine Life Insurance Malaysia Bhd 457556-X Ground Floor. Avenue 5 Bangsar South City 8.sunlifemalaysia. Plaza Sentral Jln Sentral 5.com.com.liam. Seksyen 51A 46100 Petaling Jaya. Selangor Tel : 6 03 7650 1818 Fax : 6 03 7650 1881/ 1991 www. Jalan Tun Tan Siew Sin 50050 Kuala Lumpur Tel : 6 03 2687 2000 Fax : 6 03 2031 4689 www.12A . Jalan Bangsar Utama 1 59000 Kuala Lumpur Tel : 6 03 2299 6800 Fax : 6 03 2299 6900 www.org.asiacapitalre.my AmLife Insurance Berhad 15743-P 9th Floor. Tower B.10. Lorong Medan Tuanku Satu Medan Tuanku 50300 Kuala Lumpur Tel : 6 03 2691 6168 Fax : 6 03 2691 7978 www.hannover-re.amassurance.com.tokiomarinelife. Block C Jalan Dato’ Onn 50480 Kuala Lumpur Tel : 6 03 2698 8044 Fax : 6 03 2691 2990 www.manulife. Jalan Pinang 50450 Kuala Lumpur Tel : 6 03 2687 3600 Fax : 6 03 2687 3760 www. 4. Level 12A Menara UOA Bangsar 5. 21. Jalan Tun Sambanthan.labuanre. Jalan Lumut 50400 Kuala Lumpur Tel : 6 03 4047 8000 Fax : 6 03 4047 8680 www.Asia 16. Wisma PIAM.com. Bangunan AmAssurance No. Jalan 219.com Malaysian Takaful Association 21st Floor.my Swiss Reinsurance Company Ltd 993718-U 28th Floor.

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